Save It, Spend It, Share It!

In this episode, Keithly Garnett, a seasoned CFO, breaks down how credit card habits are formed, how to recognize the financial behaviors that can lead to trouble, and how to make intentional decisions before debt begins to escalate. The conversation focuses on practical strategies for using credit responsibly, shifting from reactive spending to disciplined planning, and understanding how to leverage credit cards as tools rather than liabilities. With clear insights and real-world guidance, this episode helps you build stronger financial awareness, develop healthier money habits, and use credit with confidence and purpose.Save It, Spend It, Share It! is hosted by Kathleen V. Diaz, Treasurer/CFO of the Southern California Conference of Seventh-day Adventists.This video is produced by the Southern California Conference of Seventh-day Adventists, supporting local churches, schools, and ministries across our territory. Our mission is to exalt Christ by cultivating healthy churches and schools. 🔔 Subscribe for new videos each weekhttps://www.youtube.com/@SCCAdventists?sub_confirmation=1📰 Subscribe to Our NewsletterGet ministry updates, stories, and upcoming events:https://scc.adventist.org/subscribe🎙️ Listen to Our PodcastsThe Ministry Path — Conversations, tools, and encouragement for pastors and ministry leaders.https://open.spotify.com/show/1i1UfIeq551j9OSv0L9nz4?si=08f70dfb430f43a5Save It Spend It Share It — Practical, faith-based guidance on money, stewardship, and generosity.https://open.spotify.com/show/4dxZUfwdQRYdhyPaH8peqa?si=cd793aac21174bb9🌐 Visit Our Websitehttps://scc.adventist.org📱 Follow Us on Social MediaFacebook: https://facebook.com/sccadventists/Instagram: https://instagram.com/sccadventists/TikTok: https://tiktok.com/@sccadventistsLinkedIn: https://www.linkedin.com/company/sccadventists

In this episode, Pastor John Strehle returns to explore how anger develops, how to recognize emotional triggers, and how to diffuse conflict before it escalates. The conversation focuses on practical ways to approach arguments with intention, shift from defensiveness to curiosity, and better understand others’ perspectives while cultivating emotional awareness, fostering healthier communication, and using moments of tension as opportunities for personal and relational growth.Save It, Spend It, Share It! is hosted by Kathleen V. Diaz, Treasurer/CFO of the Southern California Conference of Seventh-day Adventists.Subscribe: https://scc.adventist.org/subscribe Follow us on social media: Facebook: https://facebook.com/sccadventists/Instagram: https://instagram.com/sccadventists/TikTok: https://tiktok.com/@sccadventists LinkedIn: https://www.linkedin.com/company/sccadventistsVisit our website: https://scc.adventist.org#money #finance #saveitspenditshareit

In this episode of Save It, Spend It, Share It!, Pastor John Strehle joins the conversation to unpack why money-fueled conflict happens at home and how families can navigate it more effectively, setting clear expectations and developing a plan before emotions take over. Save It, Spend It, Share It! is hosted by Kathleen V. Diaz, Treasurer/CFO of the Southern California Conference of Seventh-day Adventists.Subscribe: https://scc.adventist.org/subscribe Follow us on social media: Facebook:   / sccadventists  Instagram:   / sccadventists  TikTok:   / sccadventists   LinkedIn:   / sccadventists  Visit our website: https://scc.adventist.org#money #finance #saveitspenditshareit

Host Kathleen Diaz welcomes Danny Chan, creator and host of The Ministry Path podcast, for a thoughtful conversation about the heart behind his show. Danny shares why he launched the podcast, the types of ministry leaders he’s interviewed, and how their stories highlight the growing need for honest conversations around mental health.Together, they explore practical ways pastors and ministry workers can cope with stress, avoid burnout, and cultivate healthier rhythms in their personal and professional lives. Danny reflects on powerful insights from past guests—ranging from therapists to pastors to ministry directors—and offers encouragement for anyone navigating the emotional weight of leadership.Save It, Spend It, Share It! is hosted by Kathleen V. Diaz, Treasurer/CFO of the Southern California Conference of Seventh-day Adventists.Subscribe to Danny's Podcast Here: https://open.spotify.com/show/1i1UfIeq551j9OSv0L9nz4?si=471e7483307d46ceSubscribe: https://scc.adventist.org/subscribe Follow us on social media: Facebook: https://facebook.com/sccadventists/Instagram: https://instagram.com/sccadventists/TikTok: https://tiktok.com/@sccadventists LinkedIn: https://www.linkedin.com/company/sccadventistsVisit our website: https://scc.adventist.org

Spending around the holidays often comes with both joy and challenges. In this episode, Kathleen welcomes West Region Director Branden Stoltz to explore how we can approach holiday spending with wisdom, balance, and generosity. Together, they discuss practical ways to manage finances during this busy season while keeping faith, family, and community at the center. Discover how intentional spending can not only ease financial stress but also open doors to meaningful giving—creating memories and blessings that last far beyond the holiday season.

Giving generously is one of the most powerful ways we can make a difference—both now and for generations to come. In this episode, Kathleen welcomes former SCC President Velino Salazar and former WAF President Jim Brown to discuss the impact of charitable giving. Together, they share practical guidance and heartfelt stories on how planned gifts can support meaningful causes, strengthen communities, and reflect the values closest to your heart. Discover how intentional generosity today can create a lasting legacy of hope and blessing for tomorrow.

Thinking about the end of life isn’t easy—but making plans now can bring comfort to you and security to those you love. In this episode, Kathleen welcomes former SCC President Velino Salazar and former WAF President Jim Brown to discuss the importance of wills, trusts, and planning for your legacy. Together, they share practical guidance and heartfelt insights on how preparing today can help fulfill last wishes, protect family relationships, and offer a lasting gift of peace for tomorrow.

Facing life’s uncertainties can feel overwhelming—but planning ahead can be one of the greatest gifts you give your loved ones. In this episode, Kathleen sits down with Mark Witas, Director of Mission and Spiritual Care at Adventist Health Glendale, to talk about the importance of advanced directives, wills, and trust funds. Together, they explore how preparing these documents not only eases future stress but also reflects care and compassion for your family.

Confused by taxes? You’re not alone. In this episode, Kathleen sits down with CPA Steven Clement to break down the basics of taxes in a way that’s easy to understand. Whether you're filing for the first time or just want to feel more confident about your finances, this beginner-friendly conversation will help you simplify tax season.

In this episode, Kathleen sits down with certified public accountant Steven Clement to demystify the world of taxes and help you make the most of every dollar. Whether you're a freelancer, full-time employee, or small business owner, Steven shares practical tips on how to maximize deductions, avoid common filing mistakes, and plan ahead for next year’s tax season. They discuss the power of tax-advantaged accounts, what records you really need to keep, and how to shift your mindset from tax season stress to tax-time strategy. If you’ve ever wondered whether you're leaving money on the table, this is the episode for you.

In this episode, Kathleen dives into how artificial intelligence is changing the way we manage money—from budgeting apps to personalized financial insights. She shares a few of her favorite AI-powered tools that can help anyone take control of their finances, regardless of income level. Whether you're facing credit card debt, trying to pay off a loan, or just want to get better at budgeting, this episode gives you clear, actionable steps you can start using today.

Kathleen and Rudy explore biblical principles and practical strategies to guide individuals with no prior financial experience in creating a budget and distinguishing between wants and needs in their spending habits.

Rudy Salazar shares his personal journey of relying on credit, facing bankruptcy, and the key financial principles that helped him and his wife regain stability.

Save It, Spend It, Share It! is a faith-based podcast dedicated to educating Christians on financial stewardship. Experts offer practical tips on managing money wisely with biblical principles. From saving and investing to giving and generosity, each episode helps listeners make their money matter in a meaningful way.