Save Yourself Podcast

In this episode, Mike sits down with returning guest Nolan Sanburn to talk about using an Infinite Banking policy alongside syndicated real estate. They cover practical moves for LPs and GPs, including funding commitments from cash value, bridging capital calls, handling earnest money and co-invest, and recycling distributions back into the policy. You will hear guardrails for loan-to-value, managing interest, and when to favor a policy loan versus a bank line. The team walks through a simple timeline for a 100k commitment and the recordkeeping that keeps both the deal and the policy on track. Educational only. Not tax, legal, or accounting advice.

In this episode, Mike and Jordan get practical about putting an Infinite Banking (IBC) policy to work. We cover when to borrow against cash value versus pay cash, how to set a simple repayment rhythm that keeps compounding uninterrupted, and ways owners use IBC for real needs—equipment and truck cycles, payroll seasonality, taxes, and opportunity funding. You’ll hear guardrails for loan-to-value, premium discipline, and avoiding common pitfalls like over-borrowing or letting interest snowball. We also touch on using outside bank lines alongside policy loans, recordkeeping that keeps you sane, and coordinating with your CPA. Educational only. Not tax, legal, or accounting advice.

Most people are taught to earn, spend, and save what’s left. The wealthy tend to follow a different playbook. In this episode, the team breaks down how high-net-worth individuals think about control, liquidity, and long-term efficiency when it comes to their money. We cover why they prioritize access to capital over chasing returns, how they structure assets to stay in motion, and the role tools like whole life insurance can play in that system. You’ll hear practical examples of how this approach shows up in business ownership, real estate, and everyday decision-making. Educational only. Not tax, legal, or accounting advice.

Succession planning begins the day you become an owner. In this episode, Brad and Jordan walk through the core pieces of a simple, durable plan: valuation method, buy-sell structure, who owns the policy, and how cash value can provide orderly funding when a trigger event happens. We compare cross-purchase and entity-redemption designs, talk through key person protection, and outline how policy loans or collateralized loans can deliver liquidity without freezing operations. You will leave with a checklist that turns a vague idea into a working plan you can review with your CPA and attorney. Educational only. Not tax, legal, or accounting advice.

In the Season 6 opener, Mike Schwallie and Brad Lowe go back to basics. What is term life. What is permanent life. How do premiums, guarantees, riders, and flexibility differ. We walk through practical scenarios for families and business owners, including buy-sell and key person coverage, and show where cash value can support operations. We separate myths from facts and give a simple checklist to choose a mix that fits your timeline and budget. Educational only. Not tax, legal, or accounting advice.

Join us for the last episode of Season 5 of the Save Yourself Podcast and Brand and Jordan talk about how policy design is only as effective as your mindset that allows you to leverage it! In this episode the guys discuss the nuance of rate vs volume, and being a customer vs being an owner of the banking function. 

Join Jordan Cole and Mike Schwallie as they share thoughts on how Infinite Banking is the only "And Asset" out there. In this episode the guys swap stories from their clients from business owners to real estate investors.

Join us for a fun discussion of the game of finance and the various roles we play in our lives. Reshape the way you approach your finances and goals by better understand the role you fit in the game! 

Join us for this episode between John Blalock and Mike Schwallie as they swap stories of how they have used infinite banking policies to help business owners finance their business' capital investment needs, from farm equipment to store inventories! 

I'm thrilled to kick off Season 5 where the Unlimit team delves into client success stories, exploring how infinite banking has empowered their financial strategies through well-crafted policies. In this episode, Brad Lowe and Mike Schwallie engage in a compelling discussion about the financial nuances of buying and selling businesses, highlighting the advantages of infinite banking in enhancing the bottom line and optimizing tax planning.

Strategies for Financial Freedom with Ray BurkhalterIn this episode of the 'Save Yourself' podcast, hosted by the founders of Unlimit Wealth, guest Ray Burkhalter shares his journey from a career in mechanical engineering to becoming a real estate entrepreneur and private lender. Ray discusses his initial exposure to real estate, the importance of passive income, and the valuable lessons learned from early mistakes. He also delves into the use of private lending, the impact of macroeconomic factors on the real estate market, and the integration of infinite banking with real estate strategies. Additionally, Ray offers insights on scaling up business operations and emphasizes the importance of holistic success encompassing financial, physical, spiritual, and relational well-being.00:00 Introduction to Save Yourself Podcast00:20 The Real Estate Market Dynamics01:23 Guest Introduction: Ray Burkhalter01:47 Ray's Journey into Real Estate04:24 First Real Estate Deal and Lessons Learned05:47 Transition to Private Lending08:58 The Four C's of Private Lending13:23 Economic Impacts on Real Estate18:06 Infinite Banking Concept26:22 Scaling the Business and Future Plans29:32 Defining Success31:22 Conclusion and Wrap-Up

Bringing Humanity to Crypto: Josh Rhodes' Journey and InsightsJosh Rhodes, founder of Crypto Y'all, shares his personal journey from a rural, financially illiterate background to becoming an evangelist for crypto and financial literacy. He talks about how his father's post-Vietnam lumber business paved the way for his entrepreneurial spirit, reads Robert Kiyosaki's 'Rich Dad, Poor Dad', and dives into financial education. Rhodes discusses his passion project, Crypto Y'all, aimed at making crypto investment accessible and safe for everyday people through education and consulting. From strategies on profit-taking to helping victims of crypto fraud, Rhodes emphasizes the need for financial literacy and responsible investing. He also touches on concepts like infinite banking and the future of digital currency, offering a holistic view of blending traditional finance with the evolving world of crypto.00:00 Introduction and Personal Background00:57 Early Financial Literacy and Entrepreneurial Journey02:47 Discovering and Diving into Crypto04:16 Founding Crypto Y'all05:54 Crypto Education and Mastermind08:45 Crypto Market Strategies and Infinite Banking15:03 Challenges and Barriers in Crypto Adoption22:36 Future of Crypto and Bitcoin32:43 Defining Success

Unlocking Financial Freedom: David Stern's Journey and Lessons from Nelson NashIn this episode of 'Save Yourself,' the hosts from Unlimit Wealth engage in an in-depth conversation with David Stern, the son-in-law of financial consultant Nelson Nash. David recounts his personal and professional journey, sharing how marrying Nash's daughter introduced him to the principles of Infinite Banking. He delves into the evolution of his financial perspective, comparing his current philosophy with his earlier views on success. The discussion includes the growth and significance of the Nelson Nash Institute and the critical role of the Authorized IBC Practitioner program. David also reflects on managing his father's and Nelson Nash's estates, highlighting the stark differences in outcomes. The episode wraps up with a profound take on defining success, emphasizing personal and spiritual growth.00:00 Introduction to Save Yourself Podcast00:20 Meet David Stern: A Personal Journey01:31 The Story of Nelson Nash06:08 Life Insurance and Financial Strategies10:38 The Genesis of the Nelson Nash Institute12:56 Challenges and Misconceptions in IBC16:48 The Authorized Practitioner Program20:19 A Tale of Two Dads: Personal Reflections28:31 Defining Success: Past and Present29:45 Conclusion and Final Thoughts

Entrepreneurial Journey and Financial Strategies with Chris WalkerIn this episode of 'Save Yourself' by Unlimit Wealth, host Jordan Cole and his co-founders Chris Walker and Mike Schwallie discuss strategic thinking and ideas that have brought financial freedom to them and their clients. The focus is on Chris Walker's entrepreneurial journey, from his early days in Greenville, Mississippi to owning multiple businesses. Chris shares insights on Efficient Operations, Betting on Yourself, and the Infinite Banking Concept as a financial strategy. The conversation highlights the importance of the 'who' over the 'what' in business success, managing chaos, and leveraging life insurance for business growth. Chris also reflects on personal growth, family, and redefining success beyond financial metrics.00:00 Welcome to Save Yourself: Unlimit Your Wealth00:22 Life Lessons and Financial Freedom: A Personal Journey01:07 Introducing Chris Walker: From Entrepreneurship to Family Life03:18 Building Businesses and Learning on the Go11:07 The Infinite Banking Concept: A New Perspective on Finance20:02 Looking Ahead: New Ventures and Personal Growth23:22 Redefining Success: A Personal Reflection26:48 Farewell and Discover Unlimited Wealth

Unlimit Your Wealth: Financial Wisdom and Lessons from Thomas CoxJoin the founders of Unlimited Wealth on 'Save Yourself,' where they discuss financial strategies and personal stories aimed at achieving financial freedom. In this episode, the hosts chat with Thomas Cox, a former athlete, coach, entrepreneur, and real estate investor, about his journey from living with his dad and working multiple jobs to building successful businesses and investment strategies. Thomas emphasizes the importance of financial education, teaching his kids through real-life examples, and how he uses innovative investment tactics like IBC to optimize his returns. Tune in to hear a compelling story of hard work, financial literacy, and strategic thinking.00:00 Welcome to Save Yourself: Unleashing Financial Freedom00:21 A Personal Journey: From Uncertainty to Financial Savvy01:07 Season Four Kickoff: Special Guest Thomas Cox01:53 Thomas Cox: The Athlete, Coach, and Entrepreneur11:20 The Real Estate Investment Strategy That Changed Everything15:23 Imparting Financial Wisdom to the Next Generation16:53 Financial Planning for Kids: A Parent's Strategy16:58 Introducing Managed Funds and Work Ethics to Children17:50 The Importance of Teaching Good Debt vs. Bad Debt18:19 Discovering Infinite Banking Concept (IBC)18:41 The Journey to Financial Education and Infinite Banking22:46 Sharing Wisdom: The Owner's Table Podcast24:44 Exploring Land Investing and Private Money Lending26:25 Maximizing Returns with Infinite Banking Concept33:53 Reflecting on Success: Then and Now

Unlimiting Wealth: Real Estate Insights and Infinite Banking ExplainedIn this episode of 'Save Yourself', the four founders of Unlimit Wealth share their conversations, debates, and strategies that have brought them and their clients financial freedom. The hosts are joined by Jason Garrison, a realtor based in Birmingham, who shares his journey from banking to real estate, emphasizing the importance of knowing the market and strategic investing. Garrison discusses the challenges and opportunities in the current real estate market, highlighting the impact of interest rates and the importance of finding the right deal for investors. He also explains the concept of infinite banking, a strategy to use life insurance as a personal banking system to finance investments. Jason's personal definition of success, deeply rooted in his faith and family, showcases a transformative journey from material to spiritual fulfillment.00:00 Welcome to Save Yourself: Unlimiting Wealth with the Founders00:20 The Evolution of House Flipping: From Easy Profits to Strategic Investments00:49 Jason Garrison's Journey: From Banking to Real Estate Success01:30 The Art of Real Estate and Personal Branding with Jason Garrison07:06 Navigating Financial Freedom: The Infinite Banking Concept15:49 The Current State of Real Estate: Challenges and Opportunities22:38 Investment Strategies in a Shifting Market26:41 Reflecting on Success: A Personal Transformation29:17 Closing Thoughts and Resources

Empowering Financial Freedom Through Infinite Banking with Zach SimsThis episode of the Save Yourself Podcast by Unlimit Wealth features a conversation with Zach Sims, who shares his journey from playing football in Alabama to specializing in infinite banking at Nalin Wealth Management. The discussion delves into Sims' realization of the power and uniqueness of infinite banking as a tool for achieving financial freedom and differentiating in the financial services industry. It addresses the role of infinite banking in holistic financial planning, the challenges of educating clients about its benefits, and its applications for safely enhancing liquid assets without risking principal returns. Sims emphasizes the importance of an open-minded approach to financial planning, focusing on data-driven decisions, and the significance of balance and predictability in managing financial risks and opportunities. The episode encourages listeners to consider infinite banking as a versatile component of a comprehensive financial strategy, highlighting its potential for improving financial outcomes in various macroeconomic conditions and life stages.00:00 Welcome to Save Yourself Podcast by Unlimit Wealth00:49 Meet Zach Sims: From Football to Financial Freedom01:45 Discovering Infinite Banking: A Game Changer for Zach03:03 Infinite Banking Explained: Beyond Traditional Financial Planning15:35 The Ideal Infinite Banking Client: Who Benefits the Most?16:57 Advice for Young Couples: Financial Planning Together26:55 Zach's Reflections: Success, Survival, and Enjoying Life

Achieving Financial Independence through Infinite Banking This episode of the Save Yourself Podcast, presented by Unlimit Wealth, features a conversation with Justin Kraft, where he shares his extensive experience with the infinite banking concept. He illustrates the value of focusing on significance over success, advocating for a shift from self-centric goals to those that benefit others. Justin emphasizes the importance of partnering with knowledgeable individuals to structure policies correctly, highlighting how infinite banking can be a potent tool for wealth growth and offering practical examples from his own use. He addresses misconceptions and clarifies that infinite banking, when done correctly, is about understanding and implementing a wealth-building process, not just purchasing a product. The conversation also underscores the role of proper coaching and ongoing education in maximizing the benefits of infinite banking strategies within one's financial plan. Through personal anecdotes and a dedication to educating clients, Justin and the hosts illuminate how infinite banking can fit into broader financial objectives, providing peace of mind and financial security. 00:00 The Power of Focusing on Others for Success00:23 Infinite Banking Explained: Real-Life Success Stories00:56 Welcome to the Save Yourself Podcast: Infinite Banking Deep Dive01:26 Justin Kraft's Journey with Infinite Banking09:15 The Philosophy Behind Infinite Banking and Financial Planning18:53 Addressing Misconceptions and the Essence of Infinite Banking27:12 The Importance of Coaching in Infinite Banking29:02 Nelson Nash's Legacy and Defining Success  

The Infinite Banking Concept: A Shift in Financial PlanningIn this episode of the Save Yourself Podcast, the hosts welcome Justin Craft, President of Nowland Wealth Management, to discuss his journey in the financial industry, from traditional financial planning focused on market investments to embracing the Infinite Banking Concept (IBC). Justin shares his early career emphasis on mutual funds and variable life insurance, transitioning to whole life insurance as a savings tool after meeting mentor Nelson Nash in 2008. He details the difference between variable life insurance (investment-focused) and whole life insurance (savings-oriented), emphasizing the importance of understanding the role of each in financial planning. Justin recounts the pivotal moment of starting his first infinite banking policy in June 2008 and how this concept transformed his and his clients’ approach to financial independence, underscoring the importance of thinking long-term and valuing one's money.00:00 The Changing Economy and the Role of Whole Life Insurance00:52 Introduction to the Save Yourself Podcast and Guests01:15 Justin Craft's Journey: From College to Financial Planning03:27 The Evolution of Nowlin Wealth Management11:24 Discovering Infinite Banking and Nelson Nash17:22 Implementing Infinite Banking: A Personal and Professional Transformation19:25 Lessons Learned and the Impact of Infinite Banking21:19 Wrapping Up and Teasing Part Two

From Pro Baseball to Real Estate Mastermind: Nolan Sanburn's JourneyIn this episode of the Save Yourself Podcast, hosts Brad and Mike Schwallie welcome special guest Nolan Sanburn, a former professional baseball player turned real estate investor and educator. Sanburn shares his journey from sports to real estate, detailing his early days in Kokomo, Indiana, his transition from residential to commercial real estate, and how reading 'Rich Dad Poor Dad' and 'Becoming Your Own Banker' changed his perspective on earning. He discusses the shift in focusing on square footage over units in property investment and the benefits of commercial real estate for generating passive income. Sanburn also talks about his mentorship through the CRE Collective, aimed at helping individuals transition from being heavily involved in their real estate business to enjoying more passive income and family time. The discussion also touches on the impact of Infinite Banking on his investment strategy and the importance of genuine education and mentorship in the real estate space. Sanburn emphasizes the value of spending time with family and how his definition of success has evolved from materialistic achievements to meaningful personal experiences.00:00 Introduction to Real Estate Investment Strategies00:57 The Journey from Professional Baseball to Real Estate Mogul02:53 Discovering Infinite Banking and Shifting to Commercial Real Estate06:26 The Transition to Commercial Real Estate and Its Benefits14:12 Building a Real Estate Mastermind and Sharing Knowledge on Social Media21:14 Reflections on Success: Then and NowConnect With Our Guest:TikTok: industrialre_investor

Unlimit Wealth - Balancing Investments, Insurance, and LegacyDr. Lev Bragg joins hosts Brad Lowe and Jordan Cole on the 'Save Yourself' podcast sponsored by Unlimit Wealth. The episode dives into Dr. Bragg's background in medicine, his unique insights into the importance of avoiding debt, the value of infinite banking, and his thoughts about financial planning. He also discusses his perspective on parenting adult children, his approach to charitable giving, the concept of generational legacy, and his definition of success. With profound insights into investments and wealth management, the episode also explores the transformative impact that infinite banking can have on one's financial portfolio.00:00 Introduction to the Podcast00:25 Guest Introduction: Dr. Lev Bragg01:03 Dr. Lev Bragg's Background and Career Journey01:20 The Influence of Family and Early Career Choices04:49 The Impact of Financial Decisions and Lessons Learned10:33 The Role of Infinite Banking in Financial Planning10:56 The Benefits and Challenges of Infinite Banking16:07 Generational Impact and Legacy Planning28:51 The Role of Taxes in Financial Planning31:53 Redefining Success and the Importance of Right Relationships36:47 Conclusion and Final Thoughts

Unlimit Wealth – 'Save Yourself' Podcast with Mike Schwallie and Clay HaglerIn this episode of 'Save Yourself', Mike Schwallie and Clay Hagler of Unlimit Wealth speak about being strategic with finances for achieving financial freedom. Hagler, a certified public accountant, shares his professional journey, beginning with working for Deloitte and starting his own practice in 2005. They also discuss the importance of tax planning for small businesses and real estate investors while highlighting common mistakes. Hagler underscores the need for businesses to maintain detailed financial records. The topic of infinite banking is also introduced and explored further, emphasizing its advantages. They end with discussing the importance of whole life insurance policies and its provision for life's unforeseen setbacks. Hagler concludes with a reflection on success, associating it to the practice of servant leadership rather than monetary gain.00:00 Introduction to the Podcast00:25 Meet the Guests: Mike Schwallie and Clay Hagler00:36 Clay Hagler's Journey to Accounting01:34 The Importance of Client Service in Accounting02:12 Common Mistakes Small Businesses Make03:41 Opportunities for Real Estate Investors06:28 Understanding Infinite Banking08:31 The Role of Whole Life Insurance in Financial Planning14:25 The Importance of Accurate Financial Statements15:43 Current Trends in Mergers and Acquisitions18:29 Advice for Young Business Owners28:38 Defining Success: A Personal Perspective29:52 Conclusion and Contact Information

Unlimiting Your Wealth through Real Estate and Infinite Banking StrategyThe podcast episode 'Save Yourself' by the founders of Unlimit Wealth features a compelling conversation with guest Jay Benoit, who has a long career in residential real estate. Benoit shares his experience growing and managing his wealth, and the critical role of the 'Infinite Banking Concept' in his financial strategy. Raised as an expatriate in Egypt, his global background has shaped his financial perspectives. He discusses the transfer of financial discipline and knowledge to the next generation as a critical aspect of wealth management. Benoit also emphasizes the need for an active and passive source of income to maximize one's wealth. He reflects on his personal journey and the evolution of his definition of success throughout his twenties, thirties, and now forties; moving from fun and liberty to responsibility and focused accumulation of wealth, and finally, sustainability and quality of life.00:00 Introduction to the Podcast and Guests00:33 Jay Benoit's Journey in Real Estate01:52 Growing Up as an Expat: A Different Perspective on Finances05:13 Entering the Real Estate Business: The Beginning09:00 Balancing Full-Time Job and Building Passive Income11:24 The Power of Infinite Banking Concept15:43 Teaching the Next Generation About Wealth24:25 The Evolution of Success: A Personal Perspective27:20 Conclusion and Contact Information

Investing in and Revitalizing Businesses with John MorrisThe podcast, Save Yourself, affiliated with Unlimit Wealth, features a conversation with a few of the company's founders (Jordan Cole and Brad Lowe) and guest, John Morris. Morris discusses his journey from college baseball player to successful businessman. He began his career as a licensed financial advisor before he decided to break free from traditional boundaries to become an entrepreneur. Morris goes into detail about his businessman philosophy: Instead of starting his own businesses, he assesses existing enterprises and invigorates them. He emphasizes the importance of forming beneficial business relationships, having an open mind, and the valuable potential of his income-earning pot of money commonly practiced as Infinite Banking. His views on success have significantly shifted over the years, shifting his priorities from material possessions to inner peace and positive, meaningful interpersonal connections.00:00 Introduction to the Podcast00:34 Guest Introduction: John Morris00:46 John's Journey: From College Baseball to Business Ownership03:18 The Drive for Entrepreneurship04:30 The Art of Evaluating and Buying Businesses08:21 The Challenges and Trade-offs of Business Ownership21:38 The Importance of Relationships in Business29:28 Utilizing Infinite Banking for Business Investments37:33 Defining Success: A Shift in Perspective40:35 Conclusion and Final Thoughts

Unlimit Your Wealth: A Conversation with Real Estate Advisor, Michael JohnsonIn this episode of 'Save Yourself', the founders of Unlimit Wealth host a conversation with Michael Johnson, a commercial real estate expert from Engel Real Estate in Birmingham, Alabama. The discussion pertains to real estate investing and wealth-building strategies, with Michael sharing his personal journey into real estate and insights into the Birmingham market. Michael touches on the impact of the current interest rates on property values, the importance of relationships in business, and the significance of having capital in real estate investing. He also discusses the concept of infinite banking and how this strategy can enhance one's return on investment and negotiating power when closing real estate deals. The episode concludes with Michael's take on the definition of success and how it has evolved over the years.00:00 Introduction to the Podcast00:35 Meet the Special Guest: Michael Johnson01:07 Michael's Journey into Commercial Real Estate03:59 The Challenges and Rewards of Real Estate05:06 The Current State of Commercial Real Estate06:25 Transitioning from Small to Commercial Real Estate08:40 The Importance of Relationships in Real Estate10:21 The Role of Infinite Banking in Real Estate13:57 The Power of Cash Deals in Real Estate17:49 Michael's Experience with Infinite Banking24:48 Advice for Aspiring Commercial Real Estate Investors27:17 Defining Success in Real Estate and Life29:01 Conclusion and Final Thoughts

Unlocking Business Potential, Planning and PoliciesIn this episode of 'Save Yourself', the founders of Unlimit Wealth - Jordan Cole, Mike Schwallie, and Brad Low, highlight a variety of financial strategies and planning tools beneficial for businesses. They delve into the benefits of using uniquely structured policies to solve assorted problems for business owners, targeting aspects like retention and protection of assets. They further share a case study on a successful transportation business, discussing how the application of a buy-sell agreement and the use of infinite banking techniques resulted in significant growth and value of the business. Unlimit Wealth team also talks about the use of permanent insurance policies along with key person insurance strategy as a retention tool.00:00 Introduction to Unlimit Wealth Podcast00:30 The Power of Infinite Banking for Business Planning01:52 Case Study: Utilizing Infinite Banking in Business02:21 The Role of Buy-Sell Agreements in Business03:48 The Impact of Business Growth on Buy-Sell Agreements04:36 Capital Efficiency and Infinite Banking04:57 The Benefits of Infinite Banking for Seasonal Businesses07:09 Transforming Business Expenses into Assets09:25 Retaining and Protecting Key Employees in Business10:46 The Power of Deferred Compensation for Employee Retention16:01 The Importance of Customized Financial Solutions for Businesses17:03 Conclusion and Invitation to Engage with Unlimit Wealth

Solving the Student Loan CrisisIn this episode of the "Save Yourself Podcast" by Unlimit Wealth, hosts Jordan Cole, Brad Lowe and Mike Schwallie discuss strategies to achieve financial freedom, despite having significant debt such as student loans. The hosts focus on the concept of 'Infinite Banking', which they claim can leverage life insurance contracts to pay off debt, while simultaneously building an asset. They share examples of how this method helped their clients reduce debt and gain control over their finances. Further benefits include creating tax-efficient retirement income and transferring generational wealth without selling assets. The hosts emphasize the importance of maintaining control over cash flow and making informed decisions to manage debt.00:00 Introduction to the Podcast00:28 Discussion on Infinite Banking and Student Loans01:39 Brad's Approach to Student Loans05:32 Case Study: Young Pharmacist's Debt Management08:57 Strategies for Paying Off Student Loans12:35 The Importance of Control in Debt Repayment20:44 Conclusion and Final Thoughts

Financial Stress and Long-Term PlanningThis podcast episode features a discussion among the four founders of Unlimit Wealth: Jordan Cole, John Blalock, and Mike Schwallie. The conversation focuses on the use cases of infinite banking from a generational perspective. They narrate a case study of a client who successfully implemented a family banking system to hedge against taxes, unnecessary expenses, and legal issues, while also creating a lending system for their children to foster a sense of responsibility towards money. The hosts emphasize the importance of teaching the next generation about financial concepts such as interest, opportunity cost, and the tax advantages of insurance policies. The segment ends with a discussion on Nelson Nash’s philosophies on money, financial stress, and thinking beyond one's own lifetime for wealth preservation.00:00 Introduction to the Podcast00:29 Discussion on Infinite Banking00:56 Story of a Client's Journey03:23 Understanding the Concept of Family Banking05:27 Benefits of Participating in Family Banking06:22 Teaching the Next Generation about Family Banking08:48 The Importance of Long-Term Thinking09:43 The Role of Privacy and Stress in Financial Planning10:50 Conclusion and Sign Off

Infinite Banking StrategiesThis podcast episode features a discussion with Mike Schwallie and John Blalock on 'Infinite Banking', a financial strategy revolutionizing wealth management. They share a real-life instance of how a utility contracting business successfully used this strategy to gain control over its debt obligations, while creating a sustainable asset. The team also emphasizes the asset's potential as a source of passive income down the line. More examples of how individuals can use and leverage this strategy in their own businesses are promised in future episodes.00:00 Introduction to the Podcast00:29 Case Study Discussion: Infinite Banking00:51 Client Story: Utility Contracting Business02:10 Strategy: Creating a Hit List02:49 Implementation: Purchasing a Facility04:14 Benefits: Control and Uninterrupted Growth04:22 The Cycle of Equipment Financing04:28 Infinite Banking in Different Industries05:01 The Pain Point and the Solution06:01 The Power of Ownership06:26 Long-term Impact and Succession Planning09:49 The Role of Policies in Retirement11:23 Conclusion: The Versatility of Infinite Banking12:44 Outro and Contact Information

Strategic Financial Business DecisionsThe Unlimit Wealth founders discuss the concept of 'Infinite Banking' and how it can help optimize business operations and financial flow. This episode shares the story of a client who was outsourcing payroll to a service provider but, with strategic advice from Unlimit Wealth, decided to bring it in-house. Using his Infinite Banking policies, he could handle the payroll at a 5% rate instead of the previous 10% charged by the payroll company, generating a more efficient and profitable business model. The founders also provide advice about identifying existing cashflows and opportunities for increasing net worth within a business. They highlight the importance of fresh perspectives in recognizing overlooked resources and propose the creation of assets over expenses.00:00 Introduction to the Podcast00:29 The Unexpected Connection Between Payroll and Infinite Banking00:51 The Role of Unlimit in Business Strategy01:57 The Concept of In-House Cash Flows02:16 Case Study: A Client's Experience with Payroll Company03:51 The Impact of Infinite Banking on Business Operations05:39 Creating a Profitable Entity Without Changing Cash Flow07:59 The Value of External Perspectives in Business09:02 The Power of Creative and Efficient Use of Business Dollars10:00 The Long-Term Impact of Strategic Business Decisions11:01 Case Study: A Business's Innovative Approach to Shipping Costs12:37 Conclusion and Contact Information

Gaining Control of your CapitalIn the episode of 'Save Yourself', the founders of Unlimit Wealth discuss transformative strategies for clients achieving financial freedom. The topic centers around using an Infinite Banking system to tackle debts and take control of personal finance. Jordan Cole, one of the founders, presents a case study where they helped business owners with a line of credit, which had risen from a 4 percent to an 8 percent interest rate. With the application of the Infinite Banking concept, they demonstrated how it's possible to create a line of credit through a life insurance policy to help the client reduce their debt while simultaneously building up an asset. This strategy provided the clients with not only a positive fiscal outcome but also greater control over their capital.00:00 Introduction to the Podcast00:26 Guest Introduction and Topic Overview00:29 Debt Elimination Strategies with Jordan Cole01:11 The Impact of Changing Interest Rates01:36 Creative Solutions for Debt Management04:22 The Power of Control in Financial Management05:08 Comparing Traditional and Creative Debt Management Strategies05:51 The Concept of Velocity Banking06:30 The Benefits of Infinite Banking08:47 Case Study: Transforming an Expense into an Asset13:32 The Importance of Control in Business Finance14:27 Conclusion and Podcast Wrap-up

The Importance of Financial PlanningThe founders of Unlimit Wealth commence a conversation about understanding the significance of rate and volume in wealth generation. They discuss the importance of looking beyond the rate of return to truly understand the value of an investment. They argue that the total volume of interest earned can outweigh benefits of having a higher rate of return. The conversation also circles around 'Infinite banking'. The hosts underline the concept of borrowing against life insurance as a strategy to increase overall returns. They further touch upon long-term financial planning and its role in building generational wealth. They compare how investments over generations dealt with seasons of economic changes, much like a tree growing through different seasons, never going backwards, always forwards.00:00 Introduction to Unlimit Wealth and the Podcast00:31 The Importance of Interest Rates in Financial Planning01:09 Understanding the Impact of Interest Rates on Investments02:04 The Role of Whole Life Contracts in Financial Planning02:44 The Power of Borrowing and Leveraging in Wealth Building09:42 The Concept of Buying Dollars vs Renting Them17:11 The Importance of Long-Range Thinking in Financial Planning21:04 Applying Infinite Banking in Real-Life Scenarios23:37 Closing Remarks and Podcast Wrap-up

Unlimit Wealth's Financial VisionJordan Cole and Mike Schwallie, the founders of Unlimit Wealth, discuss the driving forces behind the creation of their company and what they aim to offer clients. They emphasize the role of education and trust in achieving financial freedom through the practice of infinite banking, a concept they learned from their mentor, Nelson. The founders highlight Unlimit Wealth’s commitment to building client relationships rather than just conducting transactions. Their plan involves customizing policies for their clients and then continuously serving, adjusting, and coaching clients based on their changing circumstances. Unlimit Wealth also aims to bridge the education and trust gap through sharing client experiences and guided learning. Schwalle and Cole elaborate on their practices, their tailored financial solutions, and their open-minded approach, hoping for their clients to see them as trustable team members to accompany their financial journey.00:00 Introduction to Unlimit Wealth00:27 Origins and Purpose of Unlimit Wealth01:07 Differentiating Unlimit Wealth04:34 The Importance of Education and Trust06:18 Client Expectations and Experiences06:49 The Role of Unlimit Wealth in Client's Financial Decisions08:53 Adjusting the Approach to Policy10:25 Unlimit Wealth's Open-Minded Approach12:24 Conclusion: The Vision of Unlimit Wealth

Strategies on how to achieve Financial FreedomThe 'Save Yourself' podcast, hosted by the founders of Unlimit Wealth, delves into insightful conversations, debates, and strategies that have brought financial freedom to its creators and their clients. In this segment, they discuss how to use investable assets in the stock market and real estate, utilizing insurance policies for wealth accumulation, and approaching legacy planning. They also discuss the importance of being open to new investment methods, even if it means stepping out of traditional boundaries. They stress the need for financial education and discipline for a long-term wealth accumulation strategy. Overall, they offer ideas on how to break free from traditional boundaries to achieve financial freedom.00:00 Introduction to the Podcast00:34 Discussion on Investment Strategies01:02 Understanding the Role of Savings01:28 Investing in What You Know02:38 Real Estate Investment Insights03:41 Impact on Banking Relationships04:47 Addressing Age Concerns in Investments08:00 Dealing with Health Issues and Insurance08:41 Generational Banking and Legacy Planning12:45 Why Isn't Everyone Practicing Infinite Banking?16:24 Getting Started with Infinite Banking20:59 Conclusion and Contact Information

Expanding Financial Resources and Net WorthIn this episode of the 'Save Yourself' podcast, sponsored by Unlimit Wealth, the four founders engage in thought-provoking discussions about uncommon financial strategies. They explore concepts such as infinite banking, using life insurance as part of comprehensive wealth strategy and the benefits of integrating more than one wealth-building avenue. They debunk common objections including the notion about high commissions in life insurance, the perceived mandate to pay into a life insurance policy for a lifetime, and not seeing a need for life insurance when one has high returns in business or other investments. Addressing these, they highlight that their strategic approach is not about replacing tried-and-true methods, but about introducing an additional and beneficial step to diversify, secure and expand one's financial resources and net worth.00:00 Introduction to the Podcast00:26 Getting Started: The Team's Greetings00:33 Addressing Common Objections in the Industry01:09 Understanding the Role of Life Insurance in Wealth Building02:36 Transitioning from Expense to Asset03:44 Comparing Life Insurance to Other Financial Tools05:46 Debunking the 'Buy Term and Invest the Difference' Myth06:05 Understanding the Initial Cash Drag in Life Insurance12:19 The Role of Commissions in Life Insurance18:12 Comparing Life Insurance to Lines of Credit and Margin Accounts21:05 Addressing the 'I Don't Need More Life Insurance' Objection23:33 Understanding the Flexibility of Life Insurance Payments24:39 Comparing Returns from Life Insurance to Other Investments30:41 Conclusion and Sign Off

Understanding Whole Life Policies and Infinite Banking ConceptsIn this episode of 'Save Yourself' from Unlimit Wealth, founders Jordan Cole, Mike Schwallie and Brad Lowe delve into the key differences between traditional life insurance, whole life policies, and infinite banking policies. They elaborate upon how they structure whole life policies differently with a focus on maximizing cash as opposed to the death benefit. They also dissect the terms like 'base premium', 'paid up rider', and 'modified endowment contract', making it easier for listeners to understand. The discussion then moves onto the strategy to enhance the long-term growth of these policies and their efficient usage in building wealth. Despite differing opinions in the industry, the founders underline their firm belief in their approach, prioritizing the client's ability to always have access to and control over their wealth.00:00 Introduction to the Podcast00:34 Understanding Traditional Life Insurance Policies01:11 The Concept of Infinite Banking01:43 Structuring Whole Life Insurance Policies03:57 The Importance of Paid Up Rider05:56 The Long-Term Benefits of Efficient Policy Structure09:03 Understanding the Modified Endowment Contract Rule10:38 The Philosophy of Infinite Banking13:24 Conclusion and Sign Off

How to EASILY Use Financial Tools to Mange Your WealthWelcome back to another season of the Save Yourself Podcast!In this episode of 'Save Yourself' podcast, the four founders of Unlimit Wealth address common queries and misconceptions regarding financial planning and wealth building. Covering topics from viewing insurance cash value as an expense to the intricacies of policy loans, they offer insights into the strategic thinking that helped them achieve financial freedom. They discuss tax advantages of different policies and highlight the power of control over one's financial planning versus relying solely on traditional tenets. They also delve into direct versus non direct recognition and the possibilities of overtaking traditional lines of credit. By highlighting the often overlooked details of navigating financial tools, they aim to empower listeners to surpass traditional boundaries and effectively manage their wealth.00:00 Introduction to the Podcast00:48 Discussion on Life Insurance Cash Value06:40 Understanding Policy Loans12:12 Tax Advantages of the Policy15:00 Direct vs Non-Direct Recognition19:05 Overcoming Traditional Line of Credit23:36 Conclusion and Contact Information

In episode eight of the 'Save Yourself' podcast by Unlimit Wealth, the four founders deal with the question of 'what now?' for their listeners. They emphasize the importance of self-education and dive deeper into how their strategies go way beyond just infinite banking. They also discuss the ideal candidates who can benefit from their strategies, including those with underperforming lump sum money, high income earners with excess cash flow, real estate investors, entrepreneurs, business owners, and people receiving inheritance or moving properties. Moreover, people who hold large inventory like trucks or equipment can also opt for this strategy. Furthermore, they dictate that neither age nor health can restrict one from participating in their plan. They advise their audience to visit UnlimitWealth.com for more resources and tools.00:00 Introduction to the Podcast00:40 Understanding the Importance of Financial Education01:36 Identifying the Right Time to Start02:11 Exploring Different Scenarios for Financial Planning03:08 The Power of Infinite Banking08:23 Strategies for Business Owners09:52 The Process of Getting Started with Unlimit Wealth10:46 Addressing Concerns about Health and Age12:13 Conclusion and Contact Information

Exploring Wealth Management: Accessing Capital from Life Insurance ContractsIn episode seven of the Save Yourself Podcast, the founders of Unlimit Wealth delve into the details of accessing capital stored in a dividend-paying whole life insurance contract through a mutual company. They explore two main methods: policy loans and money withdrawals. The former strategy allows for continuous value appreciation, using the cash as collateral for loans from the life insurance firm while the cash value remains in accounts to grow. The latter method, withdrawing money, means those funds no longer contribute to compounding growth. They also touch on leveraging dividends for enhanced growth. Finally, they debunk misconceptions about borrowing from life insurance, emphasizing that it involves borrowing the insurance company's money against the contract holder's cash value to maintain its tax-advantaged growth.00:00 Introduction to the Podcast00:32 Understanding Infinite Banking00:50 Accessing Capital: Policy Loans and Dividends01:49 Accessing Capital: Withdrawals02:01 The Impact of Loans and Withdrawals on Compounding02:14 Strategies for Accessing Capital in Retirement02:55 Understanding the Two Main Ways to Access Cash in a Whole Life Contract03:32 The Advantages of Taking a Loan from the Life Insurance Company04:24 Understanding the Importance of Dollar Amount vs. Interest Rate04:39 The Benefits of Borrowing Against a Life Insurance Contract04:58 The Emotional Aspect of Financial Decisions05:14 Understanding the Risks and Benefits of Paying Off a Home Mortgage06:28 What Happens When You Die with an Outstanding Loan07:36 Understanding the Concept of Risk-Free Loans in Life Insurance08:33 Debunking Misconceptions about Borrowing from a Life Insurance Company09:21 Conclusion: The Two Main Ways to Access Money from a Life Insurance Contract09:53 Podcast Wrap-up and Contact Information

Unlimiting Wealth: The Spender-Saver ConversationIn Episode 6 of Save Yourself podcast, brought to you by Unlimit Wealth, founders Mike Schwallie and Jordan Cole introduce the concept of a ‘spender-saver’, opening up a new perspective on personal finance. The hosts share personal experiences and use real-life scenarios to illustrate how leveraging cash can lead to greater financial freedom. They discuss the idea of using 'Infinite Banking', a strategy where the flow of one's income is redirected to pay off debt and simultaneously build wealth. The primary objective is to educate viewers about alternate ways of wealth accumulation, presenting traditional 'savers’ and 'spenders’ with a potential third method that can significantly enhance their overall return.00:00 Introduction to the Podcast00:30 The Concept of Spender Saver01:03 Personal Experience with the Spender Saver Concept01:19 Understanding the Spender Saver Concept02:51 The Impact of the Spender Saver Concept on Personal Finances05:41 The Power of Infinite Banking07:19 Real Life Application of Infinite Banking08:26 The Benefits of Infinite Banking15:50 Conclusion and Final Thoughts

Don't Put Your Money in Savings... Do This Instead!In this episode of the Save Yourself Podcast by Unlimit Wealth, the four founders discuss their financial strategies for attaining financial freedom for themselves and their clients. They propose thinking of capital as inventory that has to be stored strategically and discuss the benefits of keeping money in properly structured, dividend-paying, participating whole life insurance as a 'distribution center.' This strategy enables continuous compounding of capital in a tax-friendly environment while providing a line of credit. It's likened to the operation of a warehouse or distribution center in a business model, where goods (capital) are kept for eventual profitable distribution. The conversation also touches on leveraging the savings by borrowing against the insurance policy and the importance of compounding.00:00 Introduction to the Podcast00:30 Understanding the Concept of Capital Residency01:21 Relating Money to Inventory02:34 The Concept of a Distribution Center for Your Money03:09 The Benefits of Infinite Banking03:47 The Analogy of a Distribution Center09:21 Understanding the Importance of Compounding10:15 Leveraging Savings and Borrowing Against Life Insurance12:32 The Value of Having More Options13:59 Conclusion and Wrap Up

Understanding the Difference Between Savings and InvestmentsIn this episode of Save Yourself Podcast, the four founders of Unlimit Wealth discuss the key differences between savings and investments. They highlight that savings is money that can't be lost and is often needed for immediate or short-term needs such as a future purchase or a vacation. On the other hand, investment is money that is exposed to some risk for a higher return. The hosts stress the importance of not intermingling the two terms and advise that excess savings should be created before investing. The conversation also sheds light on how most financial advisors focus on the investment part due to the commissions they get, often neglecting the bigger bucket of savings. To conclude, they underscore the importance of placing savings in something predictable and guaranteed as it gives more options and opportunities for sound investments in the future.00:00 Introduction to the Podcast00:32 The Difference Between Savings and Investments01:56 Misconceptions in the Financial Advisory World02:16 The Importance of Excess Savings02:35 Understanding the Flow of Investments from Savings02:47 The Role of Savings in Financial Planning08:53 The Impact of Savings on Investment Risk11:24 The Importance of Segregating Savings from Investments13:49 Closing Remarks and Contact Information

Breaking Down Infinite Banking and Life Insurance with Jordan ColeIn episode three of the Save Yourself podcast, the hosts discuss the concept of infinite banking and the importance of life insurance, featuring guest speaker Jordan Cole. They examine the strategies and benefits that come with understanding and applying the concept of infinite banking, which includes the opportunity to borrow money like a line of credit while benefitting from tax advantages and creditor protection. The hosts explore the basics and details of life insurance, its variations, and their implications like term insurance and single premium whole life insurance. Furthermore, they delve into the expense vs asset conversation, emphasizing the importance of transitioning from viewing life insurance as an expense to considering it as an investment asset. Jordan also highlights the long-term benefits tied to whole life insurance and the necessity for dealing with authorized infinite banking practitioners.00:00 Introduction to the Podcast01:12 Understanding the Basics of Life Insurance02:15 The Concept of Infinite Banking02:45 Understanding the Landscape of Life Insurance04:15 The Importance of Understanding Life Insurance Policies08:37 The Process of Designing Life Insurance Policies13:40 Understanding the Expense and Asset Aspects of Life Insurance15:52 The Role of Life Insurance in Wealth Creation17:21 The Importance of Proper Life Insurance Policy Design18:20 Conclusion and Final Thoughts

What is Infinite Banking and How to Use ItIn the second episode of the Save Yourself Podcast, the four founders of Unlimit Wealth delve deeper into the concept of Infinite Banking as a financial solution. The discussion circulates around the financial realities that individuals experience in 2023, including the challenges of increased national debt, rising tax rates, and the influence of digital noise in the financial market. The team emphasizes the importance of controlling one's own pool of capital and focusing on behavior as well as product in infinite banking. They point out the misinterpretations surrounding infinite banking and conclude with insights and action plans for listeners to implement for their financial freedom.00:00 Introduction to Unlimit Wealth and the Podcast00:37 Understanding the Challenges of the Current Financial Landscape02:41 The Impact of Technology and Information Overload on Financial Decisions03:55 The Role of Infinite Banking in Cutting Through Financial Noise04:31 The Importance of Behavior in Financial Success05:08 The Pitfalls of the 'Arrival Syndrome' and the Importance of Continuous Learning11:28 Understanding the Concept of 'Banking is'15:09 The Power of Controlling the Banking Function in Your Financial Life22:26 The Role of Active and Passive Income in Financial Freedom27:17 Conclusion: Infinite Banking as a Solution for Efficient Financial Management

Save Yourself: Educating You on Infinite Banking with the Founders of Unlimit WealthThis podcast episode features a conversation with the four founders of Unlimit Wealth: John Blalock, Mike Schwallie, Brad Lowe, and Jordan Cole. The discussion centers around their mission to help clients achieve financial freedom by breaking free from traditional boundaries. Through discussions about the inception of Unlimit Wealth, their individual journeys into the realm of finance, and their experiences implementing the concept of 'infinite banking', they share their vision of providing comprehensive education on wealth strategies. They also highlight their dedication to fostering client relationships post-strategy implementation, maintaining that continuous engagement is essential for their clients' success.00:00 Introduction to the Podcast and Hosts01:04 The Journey of the Founders01:57 The Concept of Infinite Banking02:51 Personal Experiences with Infinite Banking10:59 The Importance of Financial Education14:10 The Role of Unlimit Wealth15:03 Closing Remarks and Future Expectations