Simplify Your Retirement

In this episode, we’re joined by Brian Cook, owner of Right at Home in Lee’s Summit, Missouri. With nearly 20 years of experience in healthcare administration, Brian offers valuable insight into aging, long-term care, and how families can support loved ones in staying at home safely and comfortably.As financial advisors, we understand that one of the biggest threats to a retirement plan is the rising cost of long-term care. Brian’s work directly supports families in managing that risk — not just financially, but emotionally and practically — by helping seniors age in place with dignity and independence.His organization focuses on helping clients age in place by providing non-medical home care services, including assistance with daily activities, transportation, and companionship. They are dedicated to improving the quality of life for aging adults while also being a trusted resource for families navigating the challenges of caregiving.Equally important is the financial side of care — knowing how to plan for it and how to ensure your loved ones are protected. It all starts with a conversation. Whether you're preparing for your own future or helping aging parents, there's no better time to plan than now.Contact Wise Wealth:www.wisewealth.com/[email protected] (9473)Right at Home(816) 277-0837www.rightathome.net/lees-summit

In this podcast conversation, our guest is Samantha Tiller, the owner and founder of Lumina Coaching. She is a life transition coach specializing in helping people navigate significant life changes, particularly retirement. With her expertise, she helps clients find meaning, purpose, and direction after they retire, addressing the common fear of becoming aimless or disconnected. She emphasizes the importance of not only filling time with activities but also exploring deeper questions about identity and who one wants to be in this new phase of life. Samantha shares her experience of working with clients both before and after retirement, helping them navigate feelings of uncertainty and find meaning in their new phase of life. She explains the common "honeymoon phase" of retirement, where people enjoy the initial freedom but eventually face a sense of emptiness after a few months of leisure activities. Samantha offers a coaching approach centered around the idea that awareness plus choice equals peace, encouraging retirees to reflect on what they want their post-work life to look like and how to achieve lasting contentment.Learn the Retire “Wellthy” Framework which includes 8 dimensions of wellness:Financial WellnessOccupational WellnessSocial WellnessEmotional WellnessEnvironmental WellnessIntellectual WellnessSpiritual WellnessPhysical WellnessAwareness in these eight areas allows retirees to move confidently into retirement, with a focus on balance and improvement, not perfection.Being intentional about planning for a successful retirement requires focusing on more than just your financial wellness. That is why we are proud to have Samantha on our podcast, as we know how much she can benefit our clients.For more information about her services, visit www.lumina-coaching.com.If you’re ready to take the next step and talk with one of our experienced financial advisors, schedule a complimentary 15-minute consultation. Call: 816.246.WISE (9473)Contact us: www.wisewealth.com/contact-usSchedule a date & time online: https://calendly.com/myretirementsurvey/15min?month=2024-12

In this episode, we are joined by Kim Berwald, owner of Celebrating Personal Treasures. Founded 22 years ago, she has a passion for helping others tell their life stories. Watch the full episode to learn about the process of collecting photos & creating tribute videos for loved ones.Often, children or grandchildren request interviews with parents or grandparents to capture stories for future generations. Whether it’s written down in a simple notebook, an audio message, or a video, these stories will be cherished by so many! Learn more about:• QR Code Tombstone Stories• Life Story Writing• Life Celebration Videos• And more!To learn more about working with Kim and her team, visit www.CelebratingPersonalTreasures.com.Legacy Planning is about more than the money. “When people talk about what they want to pass on to the next generation, generally they are referring to money—but they often have a lot more in mind. They want to pass on the story of their life. They want to leave behind their wisdom to those who will follow. Along with the money, they want to leave a message. They are thinking in terms of their values, not just their valuables.”From chapter 10 of our book, Simplify Your RetirementTo request a copy of our book, Simplify Your Retirement, visit www.wisewealth.com/book.If you have any questions about Legacy Planning, feel free to reach out to our team.www.wisewealth.com/contact-us

People often research financial products after hearing about them through various channels, but they may be swayed by either overly positive or negative information. This can lead to risky decisions, as news often highlights sensational or negative stories to attract readers and sell ads. Algorithms amplify confirmation bias by continuously showing users articles that align with their previous clicks, which is why we advocate for principles-based financial planning—principles remain constant even as products and industry trends evolve. While products and industry trends may change, principles remain constant, and we’ve emphasized these principles throughout our previous podcast episodes. • No Investment Decisions Outside the Context of the Plan • The Plan Determines the Products • Don’t Let Your Portfolio Take a H.I.T. (health care, inflation, and taxes) • Protect the Income; Grow the Rest • Financial Peace Comes from Having a Plan For clients of Wise Wealth, we provide continued education, and we were thrilled to host our Summer Education Series. This year’s theme, “Non-Traditional Investment, Income, and Inheritance Options,” which sparked many engaging discussions. • A Beneficiary Liquidity Plan Including Life Insurance Living Benefits • Housing Wealth Including Reverse Mortgages • Understanding the Basics of Blockchain Technology and the Investment Opportunity for Digital Assets We’re focusing on non-traditional financial methods this season, including reverse mortgages, beneficiary liquidity planning, and digital assets, and we’ll be discussing these topics in upcoming podcast episodes. Understanding your options can help you find the best fit for your individual needs. Having a plan is crucial because it allows for a thoughtful evaluation of various financial options, ensuring that each choice aligns with individual goals and needs. As fiduciaries, we are committed to presenting unbiased, well-researched information on diverse financial topics to help clients make informed decisions within the context of a comprehensive plan. If you’re not a client of Wise Wealth and lack a personalized financial plan, we offer a clarity conversation to help you get started. You can reach out via email, phone, or by taking our online quiz for a free copy of our updated book, “Simplify Your Retirement.” Our goal is to simplify your retirement planning so you can fully enjoy life. Thank you for joining us as we kick off the sixth season of our podcast! 816.246.WISE (9473) | [email protected] | www.wisewealth.com/book | www.wisewealth.com/contact-us