Something Personal

“Organizational behavior” is a field that blends business with psychology, sociology, and even elements of anthropology. But the core of the science is understanding the human experience of the workplace. Professors Jessica Siegel Christian and Michael Christian, both of the Kenan-Flagler Business School at the University of North Carolina at Chapel Hill, join Palisades Hudson’s Senior VP/CIO Ben Sullivan for an exploration of how organizational behavior can illuminate how we behave at work. From how sleep deprivation affects ethical decision-making, to strategies for avoiding groupthink, to the ways that Luke Skywalker can help you find meaning in your work life (and beyond), this wide-ranging conversation illustrates that understanding people is key to career success.Thank you for joining us for season three of “Something Personal.” Season four will arrive in autumn 2026, so we hope you’ll subscribe and join us then. Jessica Siegel Christian bioJess on LinkedInMichael Christian bioMike on LinkedInOrganizational Behavior at UNC Kenan-Flagler (LinkedIn)“Investing Fundamentals”, featuring Benjamin C. Sullivan, CFP®, CVA, EA“A Financial Planner Confesses His Sins” by Ben Sullivan“Do Nothing”“Atomic Habits”The Hero’s Journey Restorying Intervention

Palisades Hudson VP Rebecca Pavese is an experienced financial planner, a CPA, and the mother of two daughters who have played sports at NCAA Division I schools. Her elder daughter earned a cross-country and track scholarship to the University of Tennessee; her younger daughter received a scholarship to play softball at Clemson, where she has kicked off her freshman season this spring. Rebecca sat down with “Something Personal” host Amy Laburda for a discussion about what it’s been like raising young athletes from the early days in recreational leagues through college competition. As both a parent and a financial professional, Rebecca offers advice to athletes’ family members, as well as to young athletes themselves, as they progress toward whatever their ultimate level of play may turn out to be.Links:“Navigating College Admissions” (featuring Rick Clark, Georgia Tech)“Financial Foundations: Budgets And Credit Scores” (featuring Rebecca Pavese, CPA)“Name, Image And Likeness Tips For Student-Athletes” by Eric Meermann, CFP®, CVA, EA

Buying a home, especially a first home, is an exciting step. But the process can be daunting, especially when it’s unfamiliar. In this episode, private mortgage banker Doug Kenner and financial planner David Walters sit down to guide listeners through the process. How do you know you’re ready to buy? What’s the difference between prequalification and preapproval? Should you opt for an adjustable rate or a fixed rate mortgage? Doug and David explain the ins and outs, so homebuyers can proceed with confidence, whatever their situations may be.Doug Kenner on LinkedIn“Love, Marriage And Prenups” (featuring David Walters, CPA, CFP®)“Gifting Family Assets Creatively” (by Benjamin C. Sullivan, CFP®, CVA, EA)“Why Estate Planning Is For Everyone” (featuring David Walters, CPA, CFP®)

The One Big Beautiful Bill Act preserved some tax provisions, altered existing rules, and introduced entirely new ones. Now that it is income tax preparation season, how should you navigate the ins and outs? Eric Meermann, CFP®, CVA, EA, has decades of tax experience to draw on for the answer. In this episode, Eric walks listeners through the major tax provisions of last summer’s omnibus legislation. Beyond details on tips, overtime, state and local tax deductions and the many other changes in play, Eric offers some broader suggestions about staying ahead of deadlines and keeping things organized.Links:“Tariffs, Taxes And ‘All That Government Stuff’” (featuring Larry Elkin, Paul Jacobs and Ben Sullivan)“Big, But How Beautiful?” by Eric Meermann“GOP frustrations grow over lackluster ‘big, beautiful bill’ sales pitch,” The HillOccupations that customarily and regularly received tips on or before December 31, 2024 (IRS)“Why Estate Planning Is For Everyone” (featuring David Walters)Q&A about qualified expenses for 529 plans (IRS)“Building Community Around Mission” (featuring Ben Hall and Ben Sullivan)

In a special behind-the-scenes episode of “Something Personal,” host Amy Laburda chats with the show’s director, editor and mixer, Joseph Ranghelli. Joe offers listeners a window into what he does for this podcast, as well as his experiences on other podcasts and on television. Amy and Joe then dive into Joe’s film background and his experiences working for productions in New York City. To wrap up, Joe shares his opinions on the upcoming Academy Awards: what should have been nominated, why “Sinners” broke through despite its genre roots, how to predict which way best picture will break and more.Links:Art MovezBRIC TV"Chill"National Board of Review (history)Billy Crystal's opening monologue, the Academy Awards (1998)“Aspect Ratios with Sinners Director Ryan Coogler”

Between entertainment services, meal kits, online storage and more, most of us pay for a host of subscriptions. But when you continue to pay for services you no longer use, “undead” subscriptions can take a nasty bite out of your budget. Kasey Radney, CFP®, sits down with host Amy Laburda to talk about why subscriptions are everywhere. They discuss how to fend off zombies before they multiply, strategies for keeping yourself honest about which subscriptions you choose to pay for, and how to make sure your subscriptions don’t sneak up on you in the future. Listen in to learn how to prevent your bank statement from becoming a home for the walking dead.Links:“Attack of the Zombie Subscriptions!” by Kasey Radney, CFP®“Why One Man Is Fighting for Our Right to Control Our Garage Door Openers” (NYT, subscription required)“Financial Foundations: Budgets And Credit Scores,” featuring Rebecca Pavese, CPA

Executive and retirement coach Andrea Maizes prevents people from making terrible mistakes. Business founders, CEOs and executives may simply trust that they will figure out retirement when it arrives, but life’s transitions can easily blindside even the most capable among us. Andrea sat down with Eric Meermann, CFP®, CVA, EA and Paul Jacobs, CFP®, EA to talk about when someone is ready for retirement, the ways that modern retirement looks different from the cliched image many hold, and what to do if someone arrives in retirement only to discover that it isn’t what they thought it would be. Find out how Andrea helps her clients define retirement success and the steps she can help them can take to achieve it.Learn more about AndreaAndrea on LinkedIn“The Next Edit” on Substack"Your Next Edit" on Amazon“Life Is in the Transitions” by Bruce FeilerRQ Assessment

Jonathan Stanley, the bestselling author of “Purposeful Performance: The Secret Mix of Connecting, Leading, and Succeeding,” unexpectedly went viral after connecting with a little girl and her mother at a book signing. But while TikTok success was a surprise, connection was already fundamental to Jonathan’s message for business leaders and employees alike. In a conversation with Paul Jacobs, CFP®, EA, and host Amy Laburda, Jonathan discusses his book at length. Discover why businesses need to identify their values and ensure they’re aligned with both employees and customers; why putting purpose ahead of profit leads to better long-term outcomes; how to help employees achieve and celebrate their successes, and much more.Editor’s Note: Otto Frank’s name is accidentally transposed in passing as “Frank Otto” (at 38:12).Links:Jonathan’s websitePurposeful Performance (print or e-book)Purposeful Performance (audiobook)Taylor Mae’s TikTokJonathan’s TikTok response"The Benefits Of Volunteering" ("Something Personal" S2E15, featuring Paul Jacobs)

Whether you’re buying a laptop, replacing a washing machine, or booking an international vacation, retailers are eager to sell you additional protection for your purchase. Whether it takes the form of a service plan, an extended warranty or trip disruption insurance, it can be hard to evaluate whether these add-ons are worth the price. Thomas Walsh, CFP®, joins host Amy Laburda for a deep dive into what these products involve, when they are and aren’t worthwhile, and alternative strategies for protecting your budget and your peace of mind. Learn how to think about your options like a financial planner, and why it’s important to avoid making decisions out of anxiety.Links:“The Elusive Right-Sized Emergency Fund” by Benjamin C. Sullivan, CFP®, CVA, EA“Balancing Building Savings With Paying Off Debt” featuring Thomas Walsh, CFP®

Restaurateur Alex Kuk’s great-grandfather founded Wan’s restaurant roughly 60 years ago. When Alex’s aunt decided to retire last year, Alex and his cousin stepped in to make sure that Fort Lauderdale didn’t lose a long-standing part of its culinary community. In this conversation with Melinda Kibler, CFP®, EA, and “Something Personal” host Amy Laburda, Alex talks about what it takes to keep a restaurant running in the rapidly changing South Florida market. Listen in to learn about the power of digital marketing, why a food truck is a bad idea for a first restaurant venture, how important it is to make guests feel like family, and much more.“Something Personal” will be taking a break for the holidays, but we will return in January 2026! Wishing all of our listeners a very happy new year.Wan’sWan's on InstagramWan's on TikTok

Rachel Schuster is an employment lawyer. She has also danced for the Golden State Warriors and cheered for the San Francisco 49ers. Far from being a contradiction, her experiences in both arenas have complimented one another. Rachel sat down with Palisades Hudson Client Service Manager Brianna Aviles, Financial Planning Manager (and Broncos Stampede member) Ashley Luhmann, and “Something Personal” host Amy Laburda for a deep dive into her career, from the challenges of law school during COVID lockdown to the highs of cheering at the Super Bowl. Learn why, as she wrote for Law360, cheering made her a better lawyer — and how negotiation tactics came in handy with at least one young and enthusiastic fan.Links:More about Rachel“Cheered Up: You Can Be a Dancer and a Lawyer,” California magazine “Cheering In The NFL Makes Me A Better Lawyer,” Law360 (paywall) Pro Cheerleading Podcast

Ben Hall has worked for The Country Music Hall of Fame® and Museum for more than 15 years, and he still describes it as “the coolest place in the world.” In this chat with Palisades Hudson VP/CIO Ben Sullivan and “Something Personal” host Amy Laburda, Ben Hall opens up about the central importance of building relationships in his work as a vice president in the Hall’s development office. Both Bens also explore the ways that philanthropy can help individuals to shape the world to look a little more like they want it to. Listen in for thoughts on how a mission you’re passionate about naturally builds community, the importance of cultivating gratitude, and more than a few fascinating tidbits about music history.Links:The Country Music Hall of Fame® and MuseumCMHoF Digital ArchiveHatch Show Print“The Benefits of Volunteering” (featuring Paul Jacobs)“Taxes, Tariffs And ‘All That Government Stuff’” (featuring Ben Sullivan, along with Larry Elkin and Paul Jacobs)“Why I Serve On A Nonprofit Board” by Ben SullivanAmerican Currents: State of the Music

Open enrollment season offers Medicare participants a chance to reconsider their enrollment options for the year. But whether you (or your loved one) is performing an annual coverage review or enrolling in Medicare for the very first time, understanding how the program works is key to finding the right fit. Rebecca Pavese, CPA, sits down with host Amy Laburda to talk listeners through the Medicare basics. Is it really advantageous to opt for Medicare Advantage? What is Medigap coverage? Beyond costs, how should you compare insurance plans? Learn the answers to these questions and more.Links:“Is Medicare Advantage An Advantage For You?” by Rebecca Pavese “Social Security And Medicare” (Something Personal S1E13) More on Medigap plans“Long-Term Care” (Something Personal S1E10)

Applying to college can be a stressful and involved process for many students and their families. But good advice can help — not only with getting into a school you’re excited about, but with keeping family relationships strong throughout the process. Rick Clark is the Executive Director of Strategic Student Access at Georgia Tech, as well as the co-author of “The Truth About College Admission: A Family Guide to Getting In and Staying Together.” In this episode, he offers lessons from his decades in college admission to help students and their families communicate clearly, make the most of campus visits, tackle discussions about paying for a given school, and keep the overall process in perspective. Join Rick and host Amy Laburda for an honest talk about navigating a new family chapter together.Rick on LinkedInRick’s book and podcastLearn more about Rick’s work at Georgia Tech

Intimacy professional and dance choreographer Nicole Perry wants to build a world where artistic collaborators are respected, valued, and safe in their workplaces. She joins us to talk about the increasing recognition of the role intimacy professionals play in creating live performances, films and television, as well as how the growing profession is finding its niche even in unexpected places. In a conversation with Palisades Hudson’s President Larry Elkin and "Something Personal” host Amy Laburda, Nicole also explains how she cultivated the skills she uses in her current professional roles; how she builds a life in the arts in South Florida; why empowering collaborators to say “no” leads to better art; and much more. Links:More about Nicole and her workIntimacy Professional Education CollectiveFilm Florida

“Something Personal” is back with season three, and we are diving into the news with our first ever three-guest panel. Larry Elkin, CPA, CFP®; Paul Jacobs, CFP®, EA; and Ben Sullivan, CFP®, CVA, EA sit down with host Amy Laburda for a roundtable discussion of issues including the One Big Beautiful Bill Act, interest rates, the middle class “squeeze,” tariffs and others. This wide-ranging conversation offers a window into the way seasoned financial professionals look at news about the economy, tax policy, markets and more. Links:"The Baby Boomers Turn 50" by Larry Elkin"An Update to the Demographic Outlook, 2025 to 2055," the Congressional Budget Office"A Day of Strange Bedfellows" (Wake Up to Politics), by Gabe Fleisher"Why more and more people are tuning the news out: ‘Now I don’t have that anxiety’" (The Guardian)Investing Fundamentals (featuring Ben Sullivan)

Something Personal will return in the fall of 2025. This season, the podcast expands beyond the topics covered in Palisades Hudson's two books, widening the scope of discussions about the personal side of personal finance. Host Amy Laburda welcomes back financial professionals from Palisades Hudson as well as a variety of guests from industries including film, sports, academia, food service and many more. Join us for a new season of Something Personal this autumn.

For the season finale of “Something Personal,” host Amy Laburda sits down with two professionals who, in different ways, help athletes to navigate the changing landscapes of college and professional sports. Jumaane Ford is an attorney and an NFLPA-certified contract adviser with Range Sports. In more than 20 years of sports and entertainment work, Jumaane has produced film and television, negotiated major contracts for actors and recording artists, and helped college athletes navigate the world of name, image and likeness (NIL) deals. Shomari Hearn, CFP®, EA, also returns to the podcast to offer a financial planner’s perspective. Among his other responsibilities, Shomari oversees Palisades Hudson Entertainment and Sports, which provides business management services to entertainers and athletes. Together, Shomari and Jumaane walk listeners through helping their clients succeed in making smart deals in the present and investing in their future.Thanks for joining us for the second season of “Something Personal.” We plan to return for season three later this year.Links:Jumaane Ford at the NFLPAPalisades Hudson Entertainment and Sports“The State Of College Pay-For-Play” by Shomari Hearn, September 2024

Paul Jacobs, CFP®, EA, has a long history of getting involved in his community. He returns to the podcast to talk about the rewards of volunteering for an organization you feel strongly about, including his own experiences in Atlanta dating back to his move there in 2008. Paul and host Amy Laburda chat about how to balance volunteering with your other priorities, when and how to step away, what to keep in mind if you want to start your own nonprofit organization, and much more. Whatever cause is close to your heart, Paul suggests taking a realistic but generous approach to making a difference in the place you live.LinksThe High Achiever’s Guide to WealthThe Joy Of (Planned) Giving (featuring Eric Meermann)How To Succeed In Starting A Business, Shark-Free (featuring Paul Jacobs)

Moving to another county can complicate your financial planning. But that’s no reason to avoid a potentially once-in-a-lifetime experience. ReKeithen Miller, CERTIFIED FINANCIAL PLANNER™ and IRS Enrolled Agent, sits down to talk through some of the tax, retirement and estate planning adjustments an American should consider before a long-term move abroad. But he and host Amy Laburda also discuss the many upsides of exploring the world. Whether your multinational company is offering you a position outside the U.S. or you’re a digital nomad who wants to make the most of your professional flexibility, seeing the world can be life-changing. A little advance planning and experienced professional advice can make sure it goes smoothly, wherever your life takes you.Links: Retiring And Living Abroad (featuring Shomari Hearn and ReKeithen Miller) The High Achiever’s Guide to Wealth “Fixing Foreign Filing Errors With The IRS” by ReKeithen Miller “Tax Consequences Of Expatriation” by ReKeithen Miller Obtaining U.S. Citizenship for a Child Born Abroad (U.S. State Department)

The best time to start saving for retirement is yesterday; the second-best time is today. Accountant Victoria Dubuc, of Palisades Hudson’s Fort Lauderdale headquarters, walks listeners through the power of a long timeline when it comes to retirement planning; how to determine how much you need to save; ways to balance different types of retirement accounts; and more. Victoria and host Amy Laburda are frank about the challenges of starting to save for retirement. But they also discuss how a late start isn’t insurmountable. Whether you have been putting off thinking about retirement savings or you just want a refresher on how to make the most of your retirement accounts, this episode is for you. Links: Financial Foundations: Budgets And Credit Scores (featuring Rebecca Pavese) Balancing Building Savings With Paying Off Debt (featuring Thomas Walsh) Social Security And Medicare (featuring Eric Meermann) The High Achiever’s Guide to Wealth Investing Fundamentals (featuring Benjamin C. Sullivan)

Tax season has a bad reputation among many Americans, inspiring anxiety, frustration or even occasionally dread. But it doesn’t have to be this way. Melinda Kibler, CFP® and IRS Enrolled Agent, encourages listeners to take a deep breath and dive into their tax planning with level heads. Melinda and host Amy Laburda talk about why tax planning is a year-round activity, why working from home could complicate your tax picture, how to know when to consult a professional, what to do if you receive an audit notice, and much more. Melinda’s genuine passion for tax planning may not convert you to a fellow income tax enthusiast, but her straightforward advice may at least help you to create the habits that can make future tax seasons straightforward and low-stress. Love, Marriage And Prenups (featuring David Walters) Financial Planning For Parents (featuring Rebecca Pavese) Buying A Home (featuring Eric Meermann) Freddie Freeman on “New Heights”

A job offer can be exciting, but your career choices can have major impacts on your finances as well as your day-to-day life. How can you tell if changing jobs, or even venturing out on your own as a freelancer, is right for you? Certified Financial Planner™ Benjamin C. Sullivan returns to the podcast to help listeners think like a financial pro when considering a job offer or contract. Ben and host Amy Laburda talk about how to evaluate compensation, including salary, benefits, equity offers and more; when and how to negotiate with your prospective employer; signs that you might want an attorney’s advice; and much more. Whether you are pursuing better compensation, a more fulfilling role, a novel challenge or all of these, this episode can help you thoughtfully evaluate the road ahead of you in the context of your complete financial picture. Links: The High Achiever’s Guide to Wealth What Is Wealth? (with Larry Elkin) How To Succeed In Starting A Business, Shark-Free (with Paul Jacobs)

Choosing to have children is a deeply personal decision that incorporates diverse practical and emotional factors. But once you decide to become a parent, it is worth taking the time to think about how this change will affect your financial life. From the costs of pregnancy and childbirth to paying for a college education, parents face a variety of planning challenges and opportunities. Rebecca Pavese, CPA, returns to the podcast to offer her perspective as a financial planner (and as a mom). Join Rebecca and host Amy Laburda as they talk about how to budget for new expenses; what tax breaks are available to parents; why wills are crucial for parents; planning for ART, surrogacy or adoption; and much more. Links: What Is Wealth? (with Larry Elkin) 2024 Report on the U.S. fertility rate from the National Center for Health Statistics Paying For College, Start To Finish (with Thomas Walsh) More information about the Baby M case:  “ What to Know Before Your Surrogacy Journey” (The New York Times)

Marriage is about two lives becoming one, and that can mean a lot of things for your finances. While David Walters, CPA, CFP®, has a lot to say on matters ranging from joint accounts to taxes to estate planning, he maintains that there is one principle more important than the rest: honest communication. David and host Amy Laburda discuss why being able to talk about money is so critical to a couple’s success before, during, and even sometimes after a marriage. They also chat about the importance and complications of prenuptial agreements: who needs them, how to approach them, and how to ensure both partners are treated fairly. Whether you’re considering marriage or your partnership could use a financial tune up, check out this episode expanded from David’s chapter on the same topic in the firm’s book “The High Achiever’s Guide To Wealth.” Links: Why Estate Planning Is For Everyone (with David Walters) Financial Foundations: Budgets And Credit Scores (with Rebecca Pavese)

Buying a home is a major financial goal for many people. But, especially for first-time homebuyers, the process can seem daunting. In this episode, Eric Meermann, CFP®, CVA, EA, demystifies the financial dimensions of homeownership. He and host Amy Laburda walk through the mortgage application process, but they don’t stop there. Eric also dives into the tax benefits of homeownership; what to know about homeowners insurance; the ups and downs of homeowners associations; and much more. While homeownership is a major financial decision, it can also be intensely rewarding. Eric helps listeners to pursue their homebuying goals with confidence in this episode based on his chapter from The High Achiever’s Guide To Wealth. Links: What Is Wealth? (with Larry Elkin): https://www.palisadeshudson.com/2024/09/what-is-wealth-podcast/  Achieving Adulthood Liftoff (with Brianna Aviles and Mamie Odom): https://www.palisadeshudson.com/2024/10/achieving-adulthood-liftoff-podcast/

For many Americans, a car is a necessity — but it isn’t cheap. Whether new or pre-owned, bought or leased, a new car can carry expenses both obvious and less so. But evaluating your lifestyle, preferences and finances can help you get the car you’re proud to drive without putting a strain on your overall budget. Kasey Radney, a senior client service associate at Palisades Hudson, sits down with host Amy Laburda to cover some auto essentials. How can you tell whether you should buy or lease? Should you get pre-approved for an auto loan? How can you feel confident buying a used car? Kasey covers all these questions and more in our latest episode. Links: Kelley Blue Book: https://www.kbb.com/ J.D. Power: https://www.jdpower.com/ Consumer Reports: https://www.consumerreports.org/cars/  Bankrate: https://www.bankrate.com/loans/auto-loans/auto-loan-calculator/ Financial Foundations: Budgets And Credit Scores (with Rebecca Pavese): https://www.palisadeshudson.com/2024/10/financial-foundations-budgets-and-credit-scores-podcast/ Carfax: https://www.carfax.com/ 

Building a savings cushion and paying down debt are two of the most common personal finance goals. But that doesn’t mean either one is always easy. Thomas Walsh, CFP®, returns to the podcast to talk about the balancing act many people have to master in order to save for big goals like retirement or education while also staying on top of their debts. In a wide-ranging conversation with host Amy Laburda, Thomas breaks down why an emergency fund is essential for everyone; why it’s crucial to stay flexible in your savings approach; the importance of making a debt repayment plan that works with your temperament; and much more. Thomas also talks about the importance of forgiving yourself for financial mistakes and moving forward one manageable step at a time. Links: “What Is Wealth?” (S2E1, with Larry Elkin) “Investing Fundamentals” (S1E9, with Palisades Hudson CIO Benjamin C. Sullivan)

Rebecca Pavese, CPA, knows that some people think budgets and credit are the small potatoes of financial planning. But she argues that mastering these basics will set you up for success as you pursue bigger and more complex goals. Rebecca sits down with host Amy Laburda to chat about the nuts and bolts of building a budget, whether you’re a first-time budgeter or looking to overhaul your existing approach. They also break down the basics of credit scores: how they’re calculated, how to improve them, and why they’re so important. Just like establishing an exercise routine and a balanced nutritional plan, mastering budgets and credit sounds simple, but can take practice to truly master. And, in the same way, taking the time to master them can pay lifelong dividends to your financial health. Links: The High Achiever’s Guide to Wealth: https://www.palisadeshudson.com/high-achievers-guide/ Credit Karma: https://www.creditkarma.com/ Atomic Habits: https://jamesclear.com/atomic-habits

Palisades Hudson client service associates Brianna Aviles and Mamie Odom are financial professionals — but they’re also young adults who have recently started navigating the world of renting their first apartments, refining their budgets to reflect their goals, paying off student loans and more. Between their financial training and their own experiences, they provide a window into how to start your financial life on a positive note, and also how to avoid beating yourself up over any missteps. Host Amy Laburda encourages Brianna and Mamie to get personal about expenses that surprised them, how they learned to sort their short-term and long-term priorities, and some of the ways that their personal experiences will shape them as they progress in their careers. Whether you’re just starting out yourself or you want to help a young adult in your life on their way, Brianna and Mamie offer plenty of advice for lifting off into adulthood with confidence.

Sewbo is a company working to bring automation to the clothing industry. Founder Jonathan Zornow joins host Amy Laburda and Certified Financial Planner™ Melinda Kibler to discuss what the first decade of a tech startup is really like, from sharing a New York City apartment with a robot to flying around the world, and all the highs and lows in between. Melinda, who has helped Jon and a variety of other entrepreneurs get their businesses off the ground, supplements the Sewbo story with plenty of advice for listeners considering chasing a next great idea of their own. Listen to discover why robots aren’t naturally adept tailors, the pitfalls of letting a spreadsheet choose where you live, the power of 11-year-old girls, and much more.  Show Links: Sewbo: https://www.sewbo.com/  ARM Institute: https://arminstitute.org/ Larry Elkin on founding Palisades Hudson Financial Group: https://www.palisadeshudson.com/2023/10/the-family-business-start-to-finish-podcast/ 

Gabe Fleisher is the creator and writer of “Wake Up To Politics,” an email newsletter that reaches more than 45,000 readers every weekday. He is also a recent graduate of Georgetown University who turned his newsletter from a part-time endeavor into his full-time job. Gabe joins host Amy Laburda and Palisades Hudson president (and former journalist) Larry Elkin to discuss the state of journalism in 2024. Their wide-ranging conversation also touches on partisanship, Substack, an 1898 shipwreck, the collapse of Arthur Andersen, how a high school junior scooped Bill de Blasio’s presidential run, and much more. Show Links: “Wake Up To Politics”: https://www.wakeuptopolitics.com/ Image of Dorothy Dix’s column “The Selfishness Of Men”: https://en.m.wikipedia.org/wiki/File:Dorothy_Dix_1898_The_Selfishness_of_Men.jpg Gabe on “Full Frontal with Samantha Bee” in September 2017: https://youtu.be/_zwFjy9GOKQ?si=VoBm3C3PViXspKCw “1,000 True Fans” by Kevin Kelly: https://kk.org/thetechnium/1000-true-fans/ Note: Gabe mentions a Sept. 10 live stream with Chris Cillizza. Substack video is in its early stages, so currently there is not a way to watch a live stream after the fact.

“Wealth,” “success” and “achievement” are all concepts that may seem simple. But let a financial planner scratch the surface, and you may be surprised what you find. Larry Elkin — CPA, CFP®, and founder of Palisades Hudson Financial Group — returns to “Something Personal” to weigh in on the ways he’s seen clients measure success (accurately and otherwise) during his decades as a financial adviser. Find out what Dickens, Princess Diana, Tonya Harding and more have to tell us about how money can, and can’t, contribute to happiness and satisfaction. Join Larry and host Amy Laburda to discover what wealth is in the first episode of our second season. Show links: The High Achiever’s Guide to Wealth:  https://www.palisadeshudson.com/high-achievers-guide/ Larry’s August 2024 newsletter article (“What Is Success, Exactly?”): https://www.palisadeshudson.com/2024/08/what-is-success-exactly/ "Something Personal" episode about Larry founding Palisades Hudson (season one, episode one): https://www.palisadeshudson.com/2023/10/the-family-business-start-to-finish-podcast/

Something Personal returns in fall 2024. Host Amy Laburda will be talking to the authors of Palisades Hudson Financial Group's book for younger adults, The High Achiever's Guide to Wealth, as well as a few high achievers like those the book was written to help. Episodes will cover how to rent your first apartment, how to balance building your savings with paying off your debt, how to decide whether to lease or buy a car, and much more. Join us this autumn for more conversations about something personal.

U.S. citizens have many reasons to move abroad, but retirement is an especially common time to consider broadening your horizons. Moving to another country can represent a great adventure or the fulfillment of a longstanding dream. Unfortunately, the financial planning associated with a long-term or permanent move can be complex. In the season one finale of “Something Personal,” Certified Financial Planners™ and IRS Enrolled Agents Shomari Hearn and ReKeithen Miller sit down to discuss the many planning challenges and opportunities facing those splitting their time between countries or settling more permanently outside the U.S. In an extended talk with host Amy Laburda, they dive into tax challenges and reporting requirements; the pros and cons of relinquishing U.S. citizenship; how to make sure your estate planning intentions aren’t undermined by the laws of your country of residence; and much more. It may be more complicated than just daydreaming of the Tuscan countryside, but as Shomari and ReKeithen explain, making a plan for your move with the help of qualified professionals ensures your new chapter can be a rewarding one. Thank you for joining us for season one of “Something Personal” from Palisades Hudson Financial Group! Keep an eye on this feed for news about season two, coming soon.

In 43 states, residents must navigate state income taxes in addition to their federal tax obligations. This is not to mention state gift and estate taxes, inheritance taxes, and additional tax from a city or municipality. It can be a lot to keep track of — and that's before you start factoring in extensive travel or working across state lines. How should you incorporate all this into your financial planning? ReKeithen Miller, CFP® and IRS Enrolled Agent, joins host Amy Laburda to talk about state tax planning. Whether you're deciding where to retire or navigating the "convenience of the employer rule," the first step to solid tax planning is to understand the rules in play. As ReKeithen explains, tax usually won't drive your decisions, but staying mindful can help you to execute those decisions in tax-smart ways. Listen in to learn why Florida is such an attractive place to retire; how working remotely can affect your state tax obligations; why tax authorities may care where you keep your family heirlooms; and more.

Whether tax season scares you or just makes you groan, it likely is not your favorite time of year. But tax planning doesn’t have to be painful, and it shouldn’t be restricted to a few weeks in the spring. Getting a grip on your taxes means integrating tax planning into your overall financial plan — and, as a bonus, it means taking the pain out of Tax Day. Benjamin C. Sullivan, CFP®, CVA, EA returns to “Something Personal” to demystify the U.S. tax system. Ben explains why it’s critical to think about tax planning as long-term lifestyle choices and not one-off quick fixes. He also challenges common misconceptions, emphasizes the importance of playing by the rules, and shares the reasons he can’t stop talking about investment planning in a tax-focused episode. Ben’s talk with host Amy Laburda has something for everyone, from listeners looking for advanced tax planning techniques to those hesitant to admit they aren’t entirely sure what a “tax bracket” even is.

Whether you are nearing the age where Social Security and Medicare are available to you or you’re simply trying to determine how much, if at all, you should factor these programs into your long-term financial planning, uncertainty about these programs’ future may unsettle you. While the need for political action is real, making the most of Social Security and Medicare as they are now is still a smart financial move. Eric Meermann, CFP®, CVA, EA, returns to the podcast to explain why these programs are in trouble and why legislators haven’t yet intervened. He also breaks down the questions of when and how to apply, whether younger listeners should expect benefits, how to make decisions to get the most out of both programs, and more. Listen in to Eric’s talk with host Amy Laburda about the ins and outs of Social Security and Medicare, and make your own plans with confidence even without a crystal ball to tell you the programs’ future.

We all want to have a comfortable and secure retirement, but getting there can sometimes seem daunting. How much should you be saving? Do you need an IRA? Is your 401(k) enough? How can you balance saving for retirement with other goals like paying for your kids’ college education? Retirement planning can be complicated, but the best way forward is make sure you understand the basics and get started as soon as possible. Paul Jacobs, CFP®, EA is ready to help with the first part. In this episode, Paul explains the main types of employer retirement plans most workers will encounter, discusses the difference between traditional and Roth IRAs, provides an overview of some rules of thumb that can help you know if you’re saving enough and more. Paul and host Amy Laburda talk about how to keep in mind what you can control and what you can’t control when it comes to your retirement, as well as the ways a good financial adviser can keep you from making potentially disastrous decisions under stress.

With education expenses outpacing inflation for years, most Americans know that paying for college (or private K-12 schooling, or graduate school) isn’t always simple. Between 529s, FAFSAs, private student loans and more, it’s easy to feel overwhelmed. But just like pursuing any other financial goal, the keys to effective education saving are careful planning and fully understanding your options. For parents, grandparents, or adults considering going back to school themselves, this episode breaks down the basics of how to save, how to reduce the “sticker price” for your school of choice and — if you need to — how to navigate taking out student loans. Thomas Walsh, CFP®, walks listeners through everything they need to know. He also suggests some strategies for maximizing your educational dollar. Thomas and host Amy Laburda cover how to choose when loans make sense, the benefits of work-study programs, FAFSA basics and more.

Roughly 70% of Americans who reach the age of 65 will need some sort of long-term care, and nearly one in five of them will need care for five years or longer. Given the odds you will need care one day, and given the rising cost of that care, it is essential to include this possibility in your financial plan. But should you consider long-term care insurance? What sorts of strategies can help you effectively pay for your care? Besides saving, what else do you need to do to be sure you’re ready for any needs that may arise? Melinda Kibler, CFP®, EA, is here to answer these questions and more. Melinda and host Amy Laburda discuss how to navigate the realities of needing support without disastrously draining your assets — or inadvertently burning out your loved ones.

This episode compares investing to many things, from roller coasters to maintaining a healthy diet. But what do you really need to know to make wise investment choices? And why do even financial professionals sometimes struggle to make prudent choices with their own money? Benjamin C. Sullivan, CFP®, CVA, EA, breaks down the fundamentals of investing in this wide-ranging conversation. Ben and host Amy Laburda also discuss some of the common biases that can trip us up even when we try to make sound investment decisions. Investing isn’t always easy, but it doesn’t have to be complicated. Listen in to learn more.

Many people think of life insurance as a way to protect people, like your children, who depend on you financially. This assumption has basis in reality, but life insurance has other uses too. What type you need and how much can vary depending on your goals. Whether you’re considering your first policy or looking to review your approach, this episode is for you. Shomari Hearn, CFP®, EA, returns to “Something Personal” to guide you through the basics of deciding why you need life insurance, what sort of policy you are looking for, and the details you will need to understand to find the right policy for your situation. Shomari and host Amy Laburda also discuss how to review your existing policy, what to do if you need to make changes, and some of the ways life insurance can complement your estate planning.

Grandkids are a joyful part of life. They also can, and should, be part of your overall financial plan. Anthony Criscuolo, a Certified Financial Planner™ and IRS Enrolled Agent, walks listeners through the practical side of offering financial support to your grandchildren in the most effective ways possible. He and host Amy Laburda cover how to make gifts in a tax-efficient way; how to financially support a grandchild’s educational pursuits; how trusts can help with the uncertainty of grandkids’ future abilities and temperaments; and more. They also touch on leaving a legacy for any grandchildren who may arrive after your lifetime.

Vice president David Walters dispels the myth that estate planning is only for the very wealthy or very old. In this episode, David explains why sooner is better for financial planning around what happens after you die, and where someone should begin when preparing wills and other estate planning documents. He and host Amy Laburda also dive into the basics of the federal estate tax, along with the federal gift tax and how the two taxes are related. Discover who needs to pay estate taxes; some dos and don’ts of designating executors or trustees; the pitfalls of “sweetheart” wills; and much more.

Shomari Hearn is Palisades Hudson’s executive vice president and chief operating officer. He’s also a dad with an adult child of his own. In the firm’s book Looking Ahead: Wealth, Family, Wealth and Business After 55, Shomari wrote a chapter focused on how to have conversations with adult children — and other family members — about your financial plans. This episode covers that advice, as well as widening the scope of the discussion. Shomari tells host Amy Laburda about tricky decisions about how best to assist or support adult children or grandchildren; ways to prepare family members who might receive significant assets after your death; the pros and cons of intrafamily loans; and much more.

Senior client service manager Rebecca Pavese has a frank but sensitive conversation with host Amy Laburda about how to plan for times when you can't make your own decisions. Whether your incapacity is temporary or permanent, you may not be able to express your wishes for health care, handle your own financial obligations or decide who will take care of your children. While such scenarios are more common for older adults, Rebecca makes clear that it is just as critical for young adults to make decisions about what they want and who they want to carry out those wishes. Rebecca also covers a variety of legal and financial strategies individuals can use to empower their loved ones to offer help while knowing they are honoring the incapacitated person’s intentions.

Palisades Hudson managing vice president Paul Jacobs wrote “A Second Act: Starting A New Venture” in the firm’s book Looking Ahead: Wealth, Family, Wealth and Business After 55. In a chat with host Amy Laburda, Paul discusses why some retirees may want to start their own business. He also offers advice to entrepreneurs of any age considering taking the plunge and starting their own enterprise. Listen in for an overview of basics including financing, creating a business plan, deciding on a structure, mastering taxes and more.

Vice president Eric Meermann stops by the podcast to talk about his chapter in Looking Ahead: Life, Family, Wealth and Business After 55 on philanthropy. Eric talks with host Amy Laburda about how he advises clients to approach their goals when it comes to charitable giving. While not everyone has access to philanthropy on the scale of MacKenzie Scott or Bill Gates, taking the time to think through the fundamentals of a giving plan can help anyone to maximize their gifts’ impact. Eric walks listeners through the basics of how to think strategically about charitable giving to support their most generous impulses.

In the first episode of our first season, Palisades Hudson founder and president Larry Elkin discusses how he went from a journalist with the Associated Press to running a business that recently marked its 30th anniversary. In an in-depth conversation, host Amy Laburda asks Larry about how the founder of a family business can avoid ending up like Succession's Logan Roy; the ups and downs of working with your spouse; how to attract and keep talented employees; and much more. Listen in to learn about Palisades Hudson's origins and for advice on taking a family business from the start to your eventual exit.