Special Needs Planning: The Podcast

There's a lot of negative press around at the moment around trusts.But the use of trusts for vulnerable clients or families who have children who will be lifelong dependents can be incredibly beneficial, for many reasons.Here we talk to Heledd Wyn, SENDA Board Member and Solicitor (TEP) at Rothley Law about what to think about when discussing trusts with clients.Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Jennifer Stone is an award-winning Independent Financial Adviser with over 30 years’ experience, specialising in personal injury and clinical negligence cases. Currently with Chase de Vere, she is widely recognised for her expertise in advising both claimants and defendants, and has produced more than a thousand expert witness reports over the course of her career.Jennifer’s work sits at the intersection of finance, law, and vulnerability. She supports clients and legal teams with complex topics such as personal injury trusts, long-term financial planning, and Court of Protection matters, and is regularly appointed by Deputies to provide financial advice for protected beneficiaries. Her commitment to excellence in vulnerable client care has earned her national recognition, including Professional Adviser’s Woman of the Year – Vulnerable Client Care in both 2023 and 2025, as well as a 2025 commendation for Outstanding Contribution to the Profession.Fifteen years prior to joining Chase de Vere in 2020, Jennifer co-founded the specialist firm Nestor Financial Group, playing a key role in building it into one of the UK’s most respected names in personal injury financial advice. She is also a frequent speaker and writer within the legal sector, contributing insights that help practitioners better understand the financial needs of injured and vulnerable clients.Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial PlannerPersonal InjuryCourt of Protection 

Kelly Lampard is the founder of SEND Navigator, aneurodiversity-informed digital platform currently in development, designed to simplify the SEND system for families. Alongside building SEND Navigator, she leads the SEND service line at Bath Family Law, supporting families navigating the intersection of separation, education law, and additional needs. Drawing on both professional training and lived experience as a parent, Kelly is passionate about creating clearer, fairer pathways for children with SEND and the families who support them.In this episode, Kelly helps to clarify the purpose of an EHCP so that as financial and legal advisers, we can better understand the nature of our client's needs.SEND Navigator | Navigate EHCPs & School Support with ConfidenceSEND Support – Bath Family LawFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial Adviser

Paul is a part-time Departmental Lecturer in Taxation Law atthe University of Oxford following a career focussed on corporate financial advisory work - spending much of the last 18 years of his executive career advising defined benefit pension scheme trustees on financial aspects of therelationship between the scheme and its sponsoring employers.  He also works for a professional pension trustee company.Paul is father of a young person with special needs and in2023 completed a part-time PhD addressing the question "Is the UK tax system effective in supporting disabled people?".  The concept for the simplified savings account discussed in the Tax Law Review Committee of the IFS paper was set out in Paul's PhD, alongside a review of disability trusts - and he has been delighted to able to develop it in the Tax Law Review Committee paper, drawing on input from a number of specialist colleagues.Read the full paper here:Tax and disability in the UK: review of trusts and other savings options | Institute for Fiscal StudiesFind out more about US Able Accounts here: Home - ABLE National Resource CenterFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial Adviser

Eddie is a passionate advocate for the insurance and financial planning profession. He is a Disability and AccessAmbassador for Insurance, a Non-Executive Director of the PFS and serves on the board of the European Financial Planning Association.Throughout his career, Eddie has been dedicated tosupporting, mentoring, and spearheading initiatives that build consumer confidence and trust.A lifelong champion of apprenticeships and professionaldevelopment, Eddie chairs the advisory board of the Finance in Society Research Institute and has been involved in the development of University courses.Beyond finance, Eddie brings the same curiosity and care toeveryday life. He’s been married to Marina for over 36 years and recently pursued his passion by qualifying as a Tea Sommelier. You can find out more about Eddie's work here:Edward Grant FPFS, MSc, EFP, FRSA | LinkedInAnd links from the podcast are here:Find Insurance Service - BIBAmanaging-customer-vulnerability-in-insurance-and-personal-finance-a-practical-implementation-guide.pdfDisability Confident employer scheme - GOV.UKFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Today we're delighted to be joined by Keith Richards to talk about Consumer Duty.Keith Richards is the founding director and CEO of theConsumer Duty Alliance (CDA), an independent, not-for-profit professional body created by and for the sector promoting consumer-focused good practice, and championing the value of professional advice.A recognised leader in financial services, Keith has over 40years’ executive experience. He previously served as CEO of the Personal Finance Society for eight years, Chief Membership Officer at the Chartered Insurance Institute, and held senior roles at Tenet Group and Royal London Group. He is also founding Chair of the Financial Vulnerability Taskforce.For more info on the Consumer Duty Alliance and to join up for free membership visit their website: Welcome to the Consumer Duty AllianceFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

In this episode we talk about how building neurodiverse practices into your advice business can lead to better outcomes for your ND clients.In this brilliant episode, hear from Kate, a neurodiversity expert, talk about how simple changes to your business approach and language internally can significantly improve how you work with all your clients.Find out more about Kate's work here:Kate Faxen | LinkedInNeuroextraordinary | Celebrating minds that think differentlyMeet Kate Faxen, Neurodiversity Expert, Author, ACC Coach, and Inclusion Strategist:"I’m Kate Faxen, a late-diagnosed ADHDer and mum to neuroextraordinary twins.With decades of experience shaping inclusive cultures, I advocate for neurodivergent talent and the families navigating complex, often inequitable systems. My first book, How to Hack the System: 66 Shortcuts to Becoming Your Neurodivergent Child’s Fiercest Advocate, is due for release in 2026. And I've just launched an online community for neurodivergent people as well as parents and carers of neurodivergent kids! My purpose is simple: to help as many neuroextraordinary people as possible thrive."Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Becoming a Special Needs Planner 🙌 In this week's podcast, we hear from Rhiannon Gogh about how she became a Special Needs Financial Planning expert and her top tips on how to transform your practice when working with families with special needs and disabilities.We had lots of requests for this during our SENDA Foundation Training courses last month, so we hope you enjoy listening to Rhiannon and rest of us can figure out how to catch up with her!This will be the last podcast for 2025 - it's been a blast and we've spoken to some incredible guests.If you'd like to contribute or know someone else who could add value discussing special needs planning, we'd love to hear from you!Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

🎙️ NEW EPISODE: The impact of proposed IHT changes on pensions for special needs families 🎙️ We've had some brilliant guests on the podcast recently, but SENDA Founders Rhiannon Gogh and Ali Fanshawe wanted to share their thoughts this week on the proposed IHT changes on pensions.They have been working hard to lobby MPs in the past few weeks around the potentially devastating impacts that proposed IHT changes could have on pensions, which are often used as savings vehicles for families that have children and young people with special needs and disabilities and who want to help secure their children's financial futures if they are unable to work and care for themselves.In this podcast, Rhiannon & Ali talk about some of the technical changes that could impact on families, particularly those that may affect savings that are destined for Disabled or Vulnerable Persons Trusts.To find out more about this important issue, you can also read the article in Professional Adviser that Jen Frost recently published: https://lnkd.in/eGj4AA2SFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Carla Brown FPFS is a Chartered Financial Planner, CEO ofOakmere Wealth Management, and the current President and Chair of the Personal Finance Society. With over 28 years of experience in financial planning, shehas built an award-winning practice focused on helping clients live their best lives through clarity and confidence. Carla is passionate about shifting the profession fromproducts to people, inspiring advisers worldwide to embrace the transformative power of financial planning.We covered everything from the Pathways programme and plans for future training updates right through to communication and the importance of the shift in the profession from products to people.Carla's dream? To see people leaving education want to become a Financial Planner! Show links:Home | Personal Finance Society (PFS)Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

There's very little that Tina Emery OBE does not know about working with and supporting families with special needs loved ones.Not only does she have personal, lived experience of it, in recognition of her outstanding contribution to the SEND community, Tina was awarded an OBE in the King's first Birthday Honours List in 2023 for Services to Children and Young People with SEND.As Co-Chair of the National Network of Parent Carer Forums, Tina has vast experience of the best ways Advisers from across different sectors can interact with SEND families.This episode is effectively a Masterclass in Special Needs Planning!Links mentioned on the show:Tina's Linkedin Bio and website: https://www.linkedin.com/in/tina-emery-obe-259079b2/Parent Carer Networks: National Network of Parent Carer Forums (NNPCF)Contact: Contact: the charity for families with disabled childrenFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

This week, we're delighted to welcome Joanne Dewar and Kris Foster to talk about Project Nemo.Project Nemo is a 12-month disability inclusion campaign with a goal to set fintech as a sector leader in inclusion, deliver a lasting legacy of change. More than 1 in 5 people live with a disability in the UK, representing an estimated £274 billion a year in spending power. There is also anecdotal evidence indicating low levels of disability employment in UK fintech, in spite of the fact that 24% of the British working age population has a disclosed disability.Project Nemo will kickstart conversations, convene allies and connect experts. The initiative’s goal is to create a lasting legacy of continual progress towards a more inclusive fintech industry and services.https://projectnemo.co.uk/InclusionAccessibilityFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Kathryn is Head of Customer Vulnerability &Accessibility at Nationwide Building Society and has many years of expertise in delivering great outcomes for customers who need more help and support when interacting with financial services organisations. But Kathryn’s passion for this topic is not only from 9-5pmas she’s also Founder and on the Board of Trustees for multiple third sector organisations including the Deaf Inclusion Consortium and Signing Banks UK.  Most recently, she has partnered with the co-founders of Project Nemo, which was set up to help tackle financial exclusion of people with a learning disability.Learn about about Kathryn's work here:Kathryn Townsend | LinkedInProject Nemo - Accelerating disability inclusion in FinTechFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

This week we're joined by Valerie Kudjoe from Mencap Trust Company. Valerie has worked at Mencap Trust for many years and has extensive experience of helping families plan for secure financial futures.Mencap Trust Company is essentially THE original Special Needs Planning organisation! And has helped thousands of young people and families.Valerie started work at the Mencap Trust Company in 2008. In her role as New Trusts Development Manager, she acts as the first point of contact for people wishing to set up trusts for their loved ones. Having spoken to thousands of families over the years, Valerie is acutely aware of the questions and concerns people have when considering setting up a trust.In her role, she guides people through the set-up process, bringing some relief and reassurance to families that may have been worrying about the future of their children for a number of years. She also sits on the Senior Leaders Forum for Mencap the charity. When she’s not in work, she loves travelling and spending time with her family.Valerie is a valuable member of the SENDA Advisory Board.For more info on Mencap Trust Company, check out their website: Mencap Trust Company | Mencap TrustFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Today we're talking about how increasing our own emotional intelligence and our ability to assess others' emotions can help when it comes to working with clients who have children or young people with special needs and disabilities.In October 2023, a year after selling his financial planningbusiness, James Woodfall founded Raise Your EI. After 15 years as a financial planner, he recognised the need for high-quality, science-based training in emotional intelligence to help firms and planners in financial services achievesuccess.Alongside his best-selling books The Heart of Finance and Financial Planning for Entrepreneurs, James is a certified behaviour analyst and a trainer and He firmly believes that emotional intelligence is key to personal growth and success. For more information about Raise your EI and registering on James' courses, please go to his website: Emotional Intelligence Training for Financial Planners | Raise Your EIFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

We're joined this week by Heledd Wyn - she has a passion for working together with other advisers for the benefit of her clients. We hear from Heledd as she advocates for the team approach to special needs planning and why that's best for the client.Heledd Wyn is a Partner specialising in private clientservices and long-term care, based in Bristol. With extensive experience in future planning, private wealth, and Court of Protection matters, Heledd provides expert guidance on Wills, Powers of Attorney, long-term care, andasset protection for both individuals and business owners. She is also a trusted advisor on inheritance tax planning and trusts.Heledd is particularly well-regarded for her expertise inlong-term and elderly care issues with an in-depth knowledge of care system funding.And of course, most importantly, Heledd is an Advisory Boardmember of SENDA and best of all she is a Legal Linkedin Influencer with a lot to say about a lot of things – and I have to say, very funny with it.You can find out more about Heledd and her work at: Heledd Wyn | LinkedInFinancial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Alex Hunter is co-founder of The Dad Shift, a new campaign for better paternity leave in the UK. He's spent his career campaigning and fundraising with charities, working on issues including domestic abuse, assisted dying and climate change.Alex’s aim is that The Dad Shift campaign will broaden theconversation around the need for improved paternity leave law and policy in the UK which is reported to be lowest in Europe.He eloquently tells us about the impacts of the short and low-paid Paternity Leave in the UK and the changes that he hopes will be made that will have beneficial impacts to families, parents, finances and wellbeing.To find out more about The Dad Shift, follow this link:The Dad Shift"Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Today we talk to the brilliant Catherine Ann Reid, Founder of doqit, a life admin app designed to make your life simpler.  She is also mum to the lovely Chloe  who is 23 with complexadditional needs.She’s experienced firsthand how overwhelming managingcritical documents and deadlines can be. This inspired her to create doqit - an app designed to help families manage and take control of their paperwork and never miss important deadlines.A recent UK FinTech Challenge winner, Catherine Ann ispassionate about using technology to make life easier for working parents and of course families who have children and young people with special educational needs and disabilities.Catherine Ann opens up about what drives her and the financial plans she's making now and for the future. As with many SEND parents, she wants to leave a legacy that will ensure that her daughter is cared for when she's no longer there.For more info on Catherine Ann and her company, here are the links:Welcome to doqitCatherine Ann Reid | LinkedIn"Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Today, we're talking to Jim Islam, CEO of OneFamily.Jim Islam, CEO of OneFamily, has been a motivated supporter of the Access to Child Trust Fund campaign for many years.OneFamily are the largest provider of Child Trust Funds in the UK and were the first financial organisation to help find a solution for families with young people who lack mental capacity to access their funds at the age of 18.Working with Andrew Turner and other families, Jim and his team at OneFamily are on a mission to help find a better way to assist the 80,000 or so young people currently unable to access their savings.In this episode of the SENDA podcast, Jim also shares his own personal career motivations and the importance of listening to OneFamily's clients to continue delivering outstanding customer service.Jim was appointed as Chief Executive Officer (CEO) ofOneFamily Group, one of the leading financial services mutuals in the UK, in December 2023, having previously held the role of Chief Finance Officer since joining the Group Board in January 2020. A qualified actuary, Jim has over 24 years’ leadershipexperience at board level in the insurance, investment management, savings and pensions sectors. Jim has developed the business’s new growth strategy andcultivated the additional capabilities it needed to deliver this. He has led on OneFamily’s modernisation programme and progressed the commercial culture within the organisation, which has included the acquisition of Beagle Street and books of business from other providers. Before joining OneFamily, Jim held senior finance andgeneral management roles at Lloyd’s of London and Legal & General, including Divisional CEO, CFO, Chief Operating Officer and Board Director roles. Within these organisations - covering the UK, France and global businesses - Jim transformed financial, capital and operating performance. Jim is the non-executive chair of the People’s Partnership,the provider of The People’s Pension, and is a trustee of the RNLI, the charity that saves lives at sea. A leader on Diversity and Inclusion, Jim is an active LGBTQ+ Ally.sendsenspecial needs and disabilitiesspecial educational needsspecial needs planningfinancial advicefinancial advisersfinancial advisorscourt of protectionmental capacitychild trust fundsvulnerable clientfinancial vulnerability

Hi there and welcome to the next episode of theProvide.Protect.Prepare podcast brought to you by SENDA. My name is Ali and with me on the podcast today I have SENDA Founder, Rhiannon Gogh and our lovely guest, Rachel Wright. Rachel is the Founder of Born at the Right Time, anorganisation aimed at improving the lives of those with disabilities and their families. She is a qualified nurse and the parent of a young man with complex disabilities. She’s also the author of a book called  "The Skies I’m Under", and host to a popular podcast.Find out all about Rachel and the support she provides professionals and parents here:Home Page - Born at the Right Time"Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

On the show today, we are excited to welcome Cathy Brennan.Cathy is a Senior Financial Planner based in NorthernIreland.  But….she’s no ordinary financial planner.  She has won multiple awards, most recently Financial Adviser of the Year for Scotland/Northern Ireland at the Professional Adviser’s Women in Financial Advice Awards, and it’s not hard to see why.  As well as providing traditional financial planning advice, Cathy is an advocate for encouraging more women in finance, providing financial coaching to those who want to take control of their finances and, close to her heart, Cathy is passionate about ensuring  that families with childrenwith special needs and disabilities receive the best financial advice possible.  Why? Well, As a Mum to two girls and a son,one of whom was diagnosed with ADHD and Autism, Cathy knows first-hand how essential it is to have a financial plan for a vulnerable child. Connect with Cathy and find out more about working with here here: (1) Cathy Brennan | LinkedIn"Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

Today, we are delighted to welcome Suzanne Robinson to thepodcast. Suzanne Robinson is a mother of 3 children aged between 7and 14, and all are on the autistic spectrum to some degree. Her eldest child, Zac, is profoundly autistic and requires round-the-clock care. He is now in a residential school with regular visits home. Suzanne is an incredible advocate for SEN families and regularly speaks in the media and to parent carer groups and forums about her family's experiences of autism.  Her open and honest approach to life with SEN kids shines a refreshing light for everyone who hears her. So without further ado, hi Suzanne and it’s lovely to haveyou hear with us today!Find out more about Suzanne's work here: Tapping-heals,Suzanne Robinson-EFT practitioner-Reading UK"Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

We were delighted to interview Andrew Turner who has been leading a campaign to raise awareness around the issues of accessibility to Child Trust Funds and other savings instruments by young people with special needs and disabilities who lack mental capacity.It is estimated that around 80,000 trust funds cannot be accessed by young people. Andrew has been campaigning for many years to help ensure that vulnerable young people, such as his son, are able to access vital funds that will enhance their lives.Andrew has been working with organisations such as OneFamily to help make simple changes to accessing these funds that could significantly improve young people's lives."Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner 

SENDA (Special Educational Needs and Disabilities Advisers) was founded in 2024 and is aiming to bring together professionals across the financial, legal and charity sectors to enable better outcomes and secure financial futures for children with special needs and disabilities.Sign up for updates on training, events and more by clicking here.The podcast will cover a variety of topics and is aimed at professionals who want to better understand their clients who are families with children with special needs and disabilities. We want to help ensure these clients receive the right advice at the right time.IntroHallo and welcome to Special Needs Planning: The Podcast, sponsored by SENDA, which, in case you weren’t sure about stands for Special Educational Needs and Disabilities Advisers.Yep, it’s the kind of company name that does exactly what it says on the tin.  We are a group of like-minded legal, financial and charity professionals who are passionate about empowering Advisers to enable thousands of special needs families have secure financial futures.Just like any parent, we want SEND parents to be able to plan ambitious futures for their children to help them live their best lives.The professionals at SENDA have worked with the families of disabled children for decades, and there are three questions we hear time and time again. They ask us, “How can I make sure my young person is”·      Provided for·      Protected and·      Prepared for adulthoodWell, we want to show you how to help families achieve these goals. We want to equip you so that you too can help your clients meet these challenges. Join us fortnightly for updates on financial planning, legal insights, parent & carer stories and interviews with experts.  We want to convince you that Special Needs Planning IS a thing…and it CAN transform lives. So, if you want to grow your knowledge, your network and your skills, join SENDA at www.senda.org.uk or find us on Linkedin. Please do get in touch, leave us a review or join the conversation on our socials.  Now, sit back and enjoy the show."Planning for the Future: Special Needs Edition" Financial planningSpecial needs familiesDisability financial planningSpecial needs trustsFinancial securityFuture planningEstate planningWealth managementVulnerable persons trustDisabled persons trustDiscretionary trustWillWillsWills and trustsSpecial needs parentingCaregiver supportFamily budgetingLong-term care planningSibling planningGuardianshipLife care planningCaregiver financial stressCourt of protectiondeputyshipTax strategies for special needsGovernment benefitsFinancial aid for disabilitiesInsurance for special needs familiesDisability rights and financeInclusive financial educationTransition planning (school to adult life)Advocacy and financial literacyNavigating financial systemsEmpowering special needs familiesEnablingSENDASpecial needs and disabilitiesDisabled personDisabled ChildrenSpecial Educational NeedsSENDSENEducation Health & Care PlanEHCPFinancial planningPersonal financeWealth managementFinancial literacyMoney managementBudgeting tipsRetirement planningInvestment strategiesLong-term financial goalsFinancial independenceBudgeting basicsSaving strategiesInvesting 101Tax planningDebt managementCredit scoresEmergency fundsFinancial goalsPassive incomeEstate planningLife insuranceCritical Illness InsuranceShareholder insuranceKey Person InsurancePrivate Medical insuranceMillennials and moneyFinancial planning for familiesGen Z investingCouples and moneyMoney tips for parentsSmall business financesHow to build wealthFinancial freedomSmart money movesFrom debt to wealthMoney mindsetMaster your moneyStop living paycheck to paycheckAutismComplex AutismSpecial Needs ParentSpecial Needs parentingAutism MumAutism DadSpecialist SchoolsFinancial AdviserFinancial PlannerIFAChartered Financial Planner