Taking Care of Business

Ever said, “I swear I’m working just to pay tax”? You’re not alone and you’re not crazy. Most small business owners aren’t dealing with one tax – they’re dealing with income tax, GST, PAYG withholding, PAYG instalments, super, payroll tax, TFN withholding, and sometimes capitol gains tax – all with different rules and timing. Cat Paz breaks each one down in plain English and gives you a simple Tax & GST bucket system so you can stop getting surprise bills and start feeling in control again. Remember, the advice in this podcast is general in nature and people should seek expert advice for their own financial situation.

Ever felt super confident about learning something new in your business only to discover you barely understood the surface? That’s the Dunning-Kruger Effect; when early knowledge creates oversized confidence and quietly leads to expensive decisions. In this episode, Catpaz breaks down what it means in simple terms, unpacks how it shows up in business and provides six practical safeguards to keep your confidence while assessing risks and competence. Remember, the advice in this podcast is general in nature and people should seek expert advice for their own financial situation.

Payday Super is a quiet but powerful reform starting July 1 that will fundamentally change how small businesses pay superannuation. It’s tightening the payment window, and if you’re not prepared, it can create a weekly cashflow shock and compliance pressure. In this episode, Catpaz breaks down the key changes and how you can feel better prepared. Remember, the advice in this podcast is general in nature and people should seek expert advice for their own financial situation.

Scams don’t work because business owners are stupid, they work because you’re busy; juggling multiple things at once and always on the move. Every scam has a predictable ‘anatomy’ designed to trigger panic or excitement and bypass your thinking brain. Catpaz exposes the common skeleton behind every scam, giving you  seven critical red flags to spot a threat in seconds. Plus, she explains a protection checklist you can set up today to work less and keep your business safe. Stop the panic. Start the process. Press play. Remember, the advice in this podcast is general in nature and people should seek expert advice for their own financial situation.