Teachers With Money: First In Class

Davy Yap is a full-time middle school teacher in California. She's also on track to retire at 45 as a millionaire on a teacher's paycheck. As a teacher who got specific about money and made moves most teachers haven't been told they're allowed to make.In this conversation, Davy walks through the actual plan: the high yield savings accounts that pay you 3-4% instead of 0.02%, the retirement accounts many teachers haven't opened, the earning streams she built outside the paycheck. And the mindset work that made all of it possible, including unlearning the “money is bad” wiring most of us absorbed without realizing.This episode covers:• Davy's path from default-saver to wealth-builder, and the specific moves teachers can copy• High yield savings accounts (HYSA): what they are, why Chase and Bank of America are quietly costing you, where Davy keeps her money instead• The reframe that lifts the entire ceiling: there's a cap to saving, no cap to earning• Davy's three side income streams (focus groups, content + brand deals, digital products) and how she actually built each one, including the brand deal she landed at 4,000 followers and the one Instagram bio detail that unlocked it• Money guilt for teachers who talk publicly about money: how Davy navigates the haters, the affirmations practice that rewired her thinking, and the book that started it all (Secrets of the Millionaire Mind by T. Harv Eker)• Why being a great teacher and building wealth are not mutually exclusive🍏 Millionaire Mind affirmations playlist (mentioned in this episode): Listen on SpotifyConnect with Davy:Davy on InstagramDavy on TikTokDavy on Substack🎧 Subscribe now for new episodes every Tuesday.Come hang:Instagram → @teacherswithmoneyInstagram (Christa) → @christajeanjonesLinkedIn → Christa JonesStart your Teachers Pay Teachers store in 30 days → TPT Launch LabThis podcast is for educational and entertainment purposes only and does not constitute financial advice.

Christa waited ten years to open her Teachers Pay Teachers store. Ten years of “I’ll do it this summer” and “the market is probably too saturated.” Sound familiar? In this episode, she dismantles the three biggest lies keeping teachers from starting — and replaces them with frameworks you can actually use.Plus: the Olipop vs. Coca-Cola strategy for finding your niche, the Liquid Death approach to standing out with style, why Cringe Mountain is the only path to the Land of Cool, and a 15-minute exercise you can do right now to find your first product hiding in your own files.This episode covers:• The originality myth: why “someone already made it” is not the reason you think it is (and what Steal Like an Artist taught Christa about good theft vs. bad theft)• The saturation myth: two brand strategy frameworks (Olipop vs. Coca-Cola and Liquid Death) that show you exactly how to find your corner in a crowded market• The time myth, Cringe Mountain, and the garden: the honest conversation about where your hours actually go, why waiting to feel ready is a trap, and the metaphor that takes the pressure off perfectionism• The 15-minute resource hunt: a concrete exercise to find your first TPT product hiding in your Google Drive right now🍏 FREE TPT Store Optimization Checklist🎧 Subscribe now for new episodes every Tuesday.Come hang:Instagram → @teacherswithmoneyInstagram (Christa) → @christajeanjonesLinkedIn → Christa JonesStart your Teachers Pay Teachers store in 30 days → TPT Launch LabThis podcast is for educational and entertainment purposes only and does not constitute financial advice.

“Teachers don’t do it for the money.” You’ve heard it a thousand times. You’ve probably said it yourself. But what if that sentence isn’t a compliment... it’s a contract?In this episode, Christa names the martyr script that runs quietly through teacher culture — the one that says caring and financial struggle are the same thing. She breaks down what it actually costs you, and then hands you the permission slip to stop accepting it.This episode covers:• The invisible contract teachers sign without knowing it — and the sentences that keep it in place• What the martyr pattern actually looks like day to day (and why it feels like virtue from the inside)• The permission slip: what you’re actually allowed to want, ask for, and pursue• What your students learn when you refuse to accept “that’s just how it is”🎧 Subscribe now for new episodes every Tuesday.Come hang:Instagram → @teacherswithmoneyInstagram (Christa) → @christajeanjonesLinkedIn → Christa JonesStart your Teachers Pay Teachers store in 30 days → TPT Launch LabThis podcast is for educational and entertainment purposes only and does not constitute financial advice.

A Teachers Pay Teachers product went viral on TikTok. The money hit. And instead of celebrating — I felt guilty. Like, stomach-drop, something-is-wrong guilty.In the very first episode of First in Class, host Christa Jones unpacks the money guilt that kicked off her entire journey — where it came from, why teachers are especially wired for it, and what it actually means when making money feels wrong. She also gets real about who this show is for.This episode covers:• Why making money triggered guilt instead of joy — and the childhood + teacher identity roots behind it• The difference between a moral signal and a conditioning signal• Why this is NOT a “quit your job” show — and what it actually is• What’s coming this season: mindset, money, side income, and real conversations with teachers building wealth🎧 Subscribe now for new episodes every Tuesday.Come hang:Instagram → @teacherswithmoneyInstagram (Christa) → @christajeanjonesLinkedIn → Christa JonesStart your Teachers Pay Teachers store in 30 days → TPT Launch LabThis podcast is for educational and entertainment purposes only and does not constitute financial advice.

Teachers don't do it for the money — but maybe we should start. First in Class is the podcast for teachers who are tired of being told pay is the trade-off for purpose. Host Christa Jones (former classroom teacher, founder of the Teachers With Money movement) brings the conversations the teachers' lounge only half-finishes: the side hustles, the salary scripts, the boundaries, the money moves. 🎧 Subscribe now for new episodes every Tuesday.Come hang: Instagram → @teacherswithmoney Instagram (Christa) → @christajeanjones LinkedIn → Christa Jones Start your Teachers Pay Teachers store in 30 days → TPT Launch LabThis podcast is for educational and entertainment purposes only and does not constitute financial advice.🎧 Subscribe now for new episodes every Tuesday.Come hang:Instagram → @teacherswithmoneyInstagram (Christa) → @christajeanjonesLinkedIn → Christa JonesStart your Teachers Pay Teachers store in 30 days → TPT Launch LabThis podcast is for educational and entertainment purposes only and does not constitute financial advice.