The Banking Bros Podcast

Can a First Lien HELOC really help you pay off your mortgage in as little as 5–7 years? In this episode of the Banking Bros Podcast, we sit down with Anthony Rushing from First Lien HELOC to break down how velocity banking works, how HELOC strategies reduce interest costs, and why cash flow matters more than interest rates. You’ll learn:   - The difference between a First Lien HELOC vs. a traditional mortgage   - How average daily balance interest works   - Why velocity banking focuses on cash flow, not rates   - How some families are paying off homes in 7 years   - The biggest mistakes people make with debt payoff strategies   - Why this strategy is NOT for everyone This conversation also connects directly to Infinite Banking and the Banking Bros Save & Spend System, helping families gain more control, liquidity, and guaranteed financial foundations. #VelocityBanking #HELOC #InfiniteBanking Chapters: 02:27 - Nelson Notes 02:53 - Main Topic: First Lien HELOC 22:21 - Courtney Epps Partnership Ad 25:16 - Preview of the Next Episode 26:23 - Top 5 Movies that teach lessons on Money and Business Links: Previous Podcast Episode: https://www.podbean.com/ew/pb-j6jy8-1ab58bd Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ See our Partners: https://thebankingbros.com/partners Book a call with Courtney Epps: https://taxrebels.com/tax-strategy-session   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

This is a real 10-year whole life insurance breakdown, no hype, just numbers. In this episode, we review an actual policy from day one to year ten, showing exactly how cash value, guarantees, and death benefits evolve. If you’re researching whole life insurance or the infinite banking concept, this is the clarity you’ve been looking for. We cover:   - Real policy illustration vs. actual performance   - Guaranteed vs. non-guaranteed growth   - How to use your policy like a personal bank   - What most advisors won’t show you This is financial education you can actually use. #WholeLifeInsuranceReview #InfiniteBankingStrategy #CashValueGrowth #PersonalFinanceTips Chapters: 02:11 - Word of the Week 02:46 - Main Topic:  Jonah’s 10th Anniversary 22:09 - Save & Spend System 25:05 - Preview of the Next Episode 25:39 - Trivia Links: Previous Podcast Episode: https://www.podbean.com/ew/pb-naxx6-1aac431 Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ See our Partners: https://thebankingbros.com/partners   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

If your investments aren’t working, the problem might not be the market; it might be your strategy. In this episode, we uncover why so many people struggle to build wealth even when they’re investing consistently.   You’ll learn: Why returns alone don’t guarantee success The role of behavior in financial outcomes How to build income-producing systems Why guaranteed income changes the game The missing link between saving and significance This is the part of financial planning most people skip.   #Investing #FinancialFreedom #PassiveIncome #WealthStrategy #MoneyEducation   Chapters: 02:03 - Finance News 04:37 - Main Topic: Why Strategy before Significance   23:17 - Partnership Ad: Traci Bell 24:57 - Preview of the Next Episode 25:55 - Trivia   Links: Previous Podcast Episode: https://www.podbean.com/ew/pb-6d9j6-1aa35e8 Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ See our Partners: https://thebankingbros.com/partners Traci Bell's Calendar: https://calendly.com/prevail-ed/private-money-lending?back=1&month=2026-04   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Why do most people stay broke, even with a good income? Because they skip one critical step: building savings before strategy.   In this episode, we expose the financial mistake that keeps people stuck in cycles of debt, stress, and instability—even if they’re investing. Inside, we break down: Why savings are more important than investing (at first) The hidden danger of “investing without liquidity.” How emergencies force people into debt The real purpose of an emergency fund How to stop living paycheck to paycheck   This is the truth most financial advice won’t tell you. #MoneyMistakes #SavingsPlan #FinancialEducation #DebtFreeJourney #WealthMindset   Chapters: 01:51 - Nelson’s Notes 03:03 - Main Topic: Savings Before Strategy 21:44 - Save & Spend System 24:39 - Preview of the Next Episode 25:24 - Top 5 Infinite Banking Books   Links: Previous Podcast Episode: https://www.podbean.com/ew/pb-pnr4i-1a996c2 Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ See our Partners: https://thebankingbros.com/partners   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Thinking about investing? Stop. Watch this first. Before you put money into stocks, crypto, or real estate, you need to understand why financial protection comes first. In this episode, we break down: - The biggest mistake new investors make - Why security is more important than returns - How insurance protects your financial future - What “Stage 1: Security” really means - How to avoid catastrophic financial setbacks This is the step most people skip, and regret later. #MoneyMistakes #FinancialFreedom #Insurance Chapters: 02:31 - Word of the Week 03:06 - Main Topic: A conversation with Integrated Ins. Group 18:54 - Save & Spend System 21:51 - Preview of the Next Episode 23:06 - Trivia Links: Previous Podcast Episode: https://www.podbean.com/ew/pb-8xmuk-1a9126c Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ See our Partners: https://thebankingbros.com/partners If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

One mistake. That’s all it takes to lose everything you’ve saved. Most people think saving more money is the answer, but without the right protection, your entire financial plan is fragile. In this episode, we explain: - Why security comes before savings - How people lose money even when they’re doing “everything right.” - The hidden risks in everyday life (cars, health, property) - How to transfer risk and protect your financial future We also break down real numbers comparing CDs and money market accounts, and why that conversation is missing the bigger picture. Don’t build your wealth on a weak foundation. #WealthBuilding #MoneyMistakes #FinancialEducation #SaveMoney #PersonalFinance Chapters: 02:23 - Finance News 05:38 - Main Topic: Why Security before Savings 21:45 - Partnership Ad: Integrated Ins. Group 22:25 - Preview of the Next Episode 23:26 - Top 5 Financial Mistakes Links & Resources: Previous Podcast Episode: https://www.podbean.com/ew/pb-ytns8-1a87e3d Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Most people are making the same 3 tax mistakes, and it’s costing them thousands every year. In this episode, we break down exactly what those mistakes are and how to fix them so you can legally reduce taxes and keep more of your income. You’ll learn: - The #1 reason people overpay in taxes - Why your tax structure matters - How to maximize deductions - The hidden cost of bad tax planning - Simple fixes you can apply immediately Stop leaving money on the table and start building real wealth. #TaxMistakes #MoneyManagement #WealthBuilding #FinancialTips #TaxHelp Chapters: 02:24 - Word of the Week 03:05 - Taxes with Courtney Epps 16:10 - Save & Spend System 19:05 - Preview of the Next Episode 20:20 - Trivia: Country Currency Links & Resources: Tax Strategy Session with Courtney Epps: https://taxrebels.com/tax-strategy-session Previous Podcast Episode: https://www.podbean.com/ew/pb-njs4y-1a7cd5d Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

How do you legally get your student loan payment down to $0? In this episode, we walk through the exact strategy used to reduce payments, consolidate loans, and even qualify for forgiveness programs. Featuring Rachael Katz from Key to Debt Free, this episode breaks down real-life results and actionable steps you can take today. Inside, you’ll discover: - Income-driven repayment plans explained - How loan consolidation simplifies your debt - The “forgiveness clock” most borrowers don’t know about - How to reduce your debt-to-income ratio - Credit repair strategies that can boost your score in weeks - Don’t let student loans control your financial future; take control today. #StudentLoans #DebtPayoff #FinancialFreedom #CreditScore Chapters: 02:00 - Nelson Notes 02:22  - Rachel Katz & Key to Debt Free 19:05 - Save & Spend System 22:03 - Preview of the Next Episode 22:03 - Top 5 Books Links and Resources: The Richest Man in Babylon by George Clason: https://amzn.to/3Ppjhxk Think and Grow Rich by Napoleon Hill: https://amzn.to/4c0mWKH The Millionaire Next Door: https://amzn.to/4d0z6nS Rich Dad Poor Dad by Robert Kiyosaki: https://amzn.to/41mNnnH Becoming Your Own Banker by R. Nelson Nash: https://amzn.to/418QBvf Previous Podcast Episode: https://www.podbean.com/ew/pb-65ev7-1a71018 Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Curious what a dividend-paying whole life insurance policy looks like after nearly a decade? In this episode, we open up a real policy started in 2017 and review the 2026 numbers. You’ll see exactly how cash value, dividends, and death benefit growth work over time in a properly structured whole life policy. Topics covered in this episode: - Real 9-year policy performance - How paid-up additions increase cash value - Why the death benefit keeps rising - What “participating whole life” really means - How infinite banking policies evolve over time If you’ve ever heard about cash value life insurance, infinite banking, or family banking systems, this episode shows the real numbers most advisors never share. #InfiniteBankingConcept #WholeLifePolicy #CashValueStrategy #BankingBros #FinancialEducation Chapters: 00:00 - Preview of current episode 02:19 - Finance News 04:21 - JDew's AUL Policy 20:22 -  The Save & Spend System 23:19 - Preview of the Next Episode 25:27 - Trivia: Back in the Day Links & Resources: Finance News: https://money.com/suze-orman-rules-that-still-matter/?apxa1=suze-orman-rules-that-still-matter&utm_medium=rss_synd&utm_source=applenews&xid=applenews Previous Podcast Episode: https://www.podbean.com/ew/pb-xicgd-1a6774d Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Jeremiah just hit 10 years on his whole life policy — so we’re breaking it ALL down. In this episode, we review his original policy from Ameritas Life Insurance Company and show the real results after a decade of using the Infinite Banking Concept. No theory. No hype. Just a real 10-year whole life insurance breakdown and how Infinite Banking actually performs over time. If you want to see how cash value life insurance builds wealth, this episode is for you. #InfiniteBanking #WholeLifeInsurance #CashValueLifeInsurance #BeYourOwnBank #WealthBuilding Chapters: 01:17 - Recap from the last episode 02:15 - Word of the week 02:54 - Main Topic: JDEW’s Policy Review 22:41 - Michelle Prather's Care Income Planning 23:28 - Preview of the Next Episode 24:28 - Trivia: Currency Links & Resources: Michelle Prather's Care Income Planning: https://careincomeplanning.com/ Previous Podcast Episode: https://www.podbean.com/ew/pb-9yzwq-1a547b5 Join our Facebook Community: https://www.facebook.com/share/g/1DiEvpTUmi/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Take control of your finances like never before with the Infinite Banking Concept (IBC)! In this video, we break down how you can manage your money, grow your savings, and use your cash intentionally, all while avoiding common pitfalls that cost most people thousands each year. We’ll cover: - What Infinite Banking really is and how it works - How it helps you regain control over your money instead of letting banks dictate it - Practical strategies for using your cash value to create flexibility and financial stability - Common mistakes people make with their finances and how to avoid them Whether you’re new to IBC or just curious about smarter ways to handle money, this video will give you the clarity and confidence to start taking control today. Chapters: 01:17 - Recap from the last episode 02:30 - Nelson Notes 03:29 - Explaining the Infinite Banking Concept 16:17 - Save & Spend System 19:14 - Preview of the Next Episode 20:09 - Trivia: 100 Year Ago Prices Learn more & dive deeper: Previous Podcast Episode on the Save & Spend System:https://www.podbean.com/ew/pb-am3bi-1a4a4e5 Join our Facebook Community: https://www.facebook.com/share/g/1BXreD7C7n/ If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Most people don’t lose money because they’re bad with it; they lose money because nothing they’re doing is guaranteed to work. In this episode of the Banking Bros Podcast, Jeremiah and Jonah break down the Save and Spend System, a 4-stage roadmap designed to help you build financial security, create guaranteed income, invest strategically, and ultimately leave a legacy. If you’ve ever wondered: - Why am I not building wealth even though I make decent money? - Why does investing feel risky and unstable? - What is the Infinite Banking Concept, and how does it actually work? - How do I move from surviving financially to true financial freedom? This episode walks you through the exact framework. #FinancialFreedom #MoneyTips #WealthBuilding #PersonalFinance #SmartMoney Links: Prevail (Traci S Bell):  https://calendly.com/prevail-ed/private-money-lending?back=1&month=2025-10 Little Guys Loans (Neil Timmins):  https://www.littleguyloans.com/apply Finance News:  https://www.forbes.com/sites/jimwang/2026/01/16/5-expenses-you-must-renegotiate-right-now/ Chapters: 0:00 - Intro & money misconceptions 00:14 - Save and Spend System overview 00:33 - Guaranteed income & wealth building 01:20 - Recap: last episode & hard money lending 02:16 - New format & trivia announcement 02:48 - Personal finance news 03:06 - Save and Spend roadmap 04:31 - Community coaching opportunity 06:36 - Stage 1: Security essentials 10:02 - Stage 2: Savings & tax strategy 13:48 - Stage 3 & 4: Financial freedom 14:02 - Stage 3: Strategy & investing 16:39 - Stage 4: Legacy & significance 18:23 - Tracy Bell: Private money lending 20:44 - Trivia: US coins & bills 28:24 - Renegotiating fixed expenses 29:36 - Closing: Coaching & community   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Discover the insider secrets of hard money lending and why some real estate investors never rely on banks. In this episode, we sat down with Neil Timmins, owner of Little Guy Loans, to reveal how hard money loans can give investors fast, asset-backed returns in as little as 16 days. Whether you’re a seasoned investor or just curious about real estate investing, this conversation is packed with actionable strategies and financial mindset tips. If you’ve ever wondered how investors fund fix-and-flip deals quickly, earn consistent returns, and avoid common banking roadblocks, this episode is a must-watch. JD and Neil break down real-life examples, investor strategies, and key lessons from over 2,000 homes brokered in Des Moines. #HardMoneyLending #FixAndFlip #RealEstateInvesting Chapters: 0:00 - Intro 0:29 - Guest introduction: Neil Timmons 0:58 - Neil’s real estate background 1:57 - Launching Little Guy Loans 4:01 - What hard money lending is 6:23 - Des Moines market advantage 7:22 - Iowa real estate opportunities 9:33 - Who hard money investing is for 10:41 - Investor fund structure and returns 12:25 - Risk, guarantees, and wealth mindset 14:20 - Building a long-term wealth formula 16:43 - Infinite banking and leverage 17:58 - Financial freedom mindset 18:45 - How to find Little Guy Loans 20:26 - Banking vs investing explained 22:26 - Simplifying infinite banking 25:10 - Partnership and webinar ideas 28:11 - Future community and live events If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Discover the journey of mastering Infinite Banking and building generational wealth on this special 10th anniversary episode of the Banking Bros Podcast! Join us as we share our personal story of learning the Save & Spend system, leveraging whole life insurance, and turning financial confusion into clarity.   In this episode, we cover: How we first discovered the Infinite Banking Concept (IBC) in 2015, and the mindset shift it required The difference between active income vs passive income, and why playing offense with your money matters Understanding the "grocery store" analogy from Becoming Your Own Banker and why it revolutionized our cash flow strategy How to use policy loans and cash value effectively while maintaining discipline and a repayment plan Lessons from 10 years of building wealth with life insurance, guaranteed cash value, and family financial planning Non-forfeiture options and strategies for retirement planning with IBC   If you’ve ever wondered how to take control of your finances, grow cash flow, and create a plan for long-term wealth, this episode is packed with actionable insights.   Chapters: 0:00 - Intro & milestone 1:00 - Discovering Infinite Banking 3:30 - Early confusion & skepticism 5:05 - What banking means 7:45 - Debt vs leverage 10:00 - Defense vs offense 12:45 - Finance over protection 15:40 - Using cash value 19:15 - Guarantees & certainty 20:00 - Grocery store analogy 25:20 - Honest banking & repayment 27:05 - Long-term policy options 30:10 - Seen vs unseen benefits 33:47 - Fan shoutout 35:20 - Closing & next steps     If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Unlock the secret real estate strategies that can help you achieve financial freedom faster than you ever thought possible! In this video, we reveal the exact methods top investors use to turn small-town properties, house hacks, and short-term rentals into steady passive income.   Whether you’re a beginner or looking to level up your investment game, you’ll discover how to: Build a profitable real estate portfolio without relying solely on banks Leverage Infinite Banking and creative financing for maximum capital efficiency Scale properties strategically while minimizing risk and mistakes Generate passive income through house hacking, Airbnb, and rental investments Use proven financial tools to grow wealth and secure long-term freedom These strategies aren’t theory; they’re actionable, tested, and designed to help you take control of your money and your future.   #RealEstateInvesting #InfiniteBanking #FinancialFreedom   Chapters: 0:00 - Podcast intro and guest welcome 0:45 - Meeting through a Greenville investment 1:26 - Chad’s background and early life 2:58 - Ministry work and overseas experience 4:53 - Financial struggles and early jobs 5:37 - Nail injury leads to building credit 8:46 - First home purchase and real estate start 10:02 - Money mindset and family influence 13:45 - House hacking and live-in flips 17:23 - Airbnb and short-term rental growth 20:39 - Lessons for new investors 22:35 - Discovering creative finance and Pace Morby 24:14 - Infinite banking and credit stacking 29:23 - Main Street redevelopment vision 35:19 - Creative Nation Tour and Greenville event   Interested in joining Chad, JDew (and Pace Morby) in the Sub-To creative real estate community!? https://subto.typeform.com/to/QBVaWmer   Learn more about Chad: https://chadchoquette.com/   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Discover the secret to making money while traveling and learn how real people are building income streams that let them explore the world without going broke. If you’ve ever wondered how to work from anywhere or fund long-term travel, this video breaks it all down. In this episode, we dive into practical ways to earn money while traveling, the mindset behind location independence, and the proven strategies used by digital nomads, entrepreneurs, and remote workers who’ve built true financial freedom. #TravelAndEarn #DigitalNomadLife #FinancialFreedom Chapters: 0:00 - Podcast introduction and guest Shawn King   0:54 - Holiday reflections and family time   1:23 - Lifestyle and travel dreams discussion   2:14 - Sean's early travel experiences and inspiration   4:16 - Flexible jobs enabling travel   5:22 - Meeting Amanda and relationship story   10:21 - Travel philosophy and life priorities   14:36 - Infinite Banking and insurance career introduction   16:19 - Finding work-from-home opportunities   18:17 - Connecting insurance with family protection   22:25 - Traveling with a child and family experiences   27:04 - Taipei and Vietnam trip overview   33:05 - Budget-friendly international travel tips   35:27 - Philosophy on lifestyle, family, and presence   37:16 - Social media and following the Kings’ journey   38:59 - Advice on achieving your own lifestyle   39:25 - Closing and podcast outro   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Warren Buffett’s 90/10 rule is the simple strategy that can help you grow wealth while staying calm in any market. By putting 90% of your money in a low-cost S&P 500 index fund and 10% in short-term government bonds, Buffett shows how to protect your wealth, maintain control, and avoid panic investing.   In this video, we break down the hidden power of Buffett’s 90/10 rule, explaining how it works, why it’s more about mindset than math, and how you can apply it to your personal finances. Learn how guaranteed income, Infinite Banking strategies, and smart liquidity management translate Buffett’s principles into modern wealth-building systems.   #WarrenBuffett #InvestingTips #WealthBuilding   Chapters: 0:00 - Market panic vs Buffett’s calm approach 0:19 - Buffett’s 90/10 investing rule explained 0:44 - Control, guarantees, and infinite banking 1:06 - Article overview on market volatility 1:59 - Why rules matter in wealth building 2:46 - Wealth as a game of not losing 4:27 - The importance of the “10% safety.” 5:25 - Guarantees and emergency funds 6:09 - Age, retirement, and investing risk 7:11 - Why retirees avoid market swings 8:42 - Taking risk once income is guaranteed 10:11 - Infinite banking as a foundation 13:14 - Defining real expenses 16:12 - Dangers of skipping savings 20:35 - Why Buffett can afford risk 21:09 - Cash reserves before investing 24:20 - Taking action, not theory 27:13 - The 10% as freedom, not dead money 30:53 - Final thoughts and key takeaways   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Unlock the secrets to financial independence with Infinite Banking and Commercial Real Estate! In this episode, Nolan Sanburn, a true practitioner from the hometown of Nelson Nash, shares how to increase cash flow, redirect interest, and leverage policy loans to grow wealth while reducing taxes.   Discover: How Nolan went from 55 single-family homes to 14 light industrial warehouses Using insurance policy loans instead of traditional bank loans How triple net leases in commercial real estate maximize passive income Tax strategies that turn passive losses into active refunds Creative financing techniques to keep your money compounding   Whether you’re an investor, entrepreneur, or just curious about building wealth, this episode gives actionable strategies to take control of your money, grow passive income, and make the tax code work for you.   #PassiveIncome #TaxStrategies #WealthBuilding   Chapters: 0:00 – Intro & guest 0:18 – How we met 0:25 – Partnership & Birmingham trip 0:39 – Income growth & tax focus 1:01 – Infinite banking overview 2:03 – Nolan’s backstory 2:52 – Early real estate investing 3:25 – Discovering infinite banking 6:11 – Increasing cash flow 7:10 – Redirecting interest 8:33 – Vehicle policy-loan example 12:34 – Switching from houses to warehouses 15:36 – Triple-net leases explained 16:43 – Why commercial debt is easier 17:34 – Nolan goes all-in on industrial real estate 18:08 – Tax benefits of CRE 22:06 – Bonus depreciation 22:49 – Real estate professional status 23:39 – Using policies + CRE + taxes together 25:03 – CRE Collective explained 29:11 – Partnership announcement 30:20 – Closing remarks   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Infinite Banking is one of the most misunderstood wealth-building strategies, and in this episode, we sat down with Krystal to break it down in a simple, practical way. If you’re looking for a clear explanation of how to become your own bank, build tax-free cash value, and use the Infinite Banking Concept to fund major life expenses, this conversation is exactly what you need.   We walk through how whole life insurance works as a financial tool, why so many families rely on this strategy, and the easy 3-cup method that makes Infinite Banking finally make sense. Whether you're brand new to this concept or wondering if you're “too late” to start, this episode gives you the clarity and confidence to move forward.   #InfiniteBanking #BecomeYourOwnBank #FinancialEducation   Chapters: 0:00 – Intro & Guest Welcome 0:29 – Brothers’ Background & Journey 3:03 – Infinite Banking Overview 3:36 – Whole Life: If vs. When 5:26 – Three-Cup Setup Explained 7:54 – Equity & Cash Value Access 10:12 – Ways People Use Infinite Banking 11:00 – Age, Eligibility & Starting Late 14:23 – Practical Examples (Debt, Cars, Education) 19:01 – Building the Banking Bros Brand 21:29 – Systems, AI & Scaling 26:08 – Advice for New Insurance Agents 29:20 – Where to Find the Banking Bros   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Cash-flow stacking is one of the fastest, most predictable paths to long-term wealth, and today, we’re breaking it down step by step so anyone can understand it. Instead of relying on traditional savings, slow compounding, or risky one-off investments, this method leverages recurring cash flow, passive income stacking, and repeating financial systems to build wealth over time.   If you’ve heard terms like infinite banking, amortized notes, passive income stacking, private lending, or income snowballing but weren’t sure how they actually work in real life, this episode simplifies everything into a practical framework you can apply.   #CashFlowStacking #PassiveIncome #WealthBuilding   Chapters: 0:00 – Intro 0:22 – Passive income stacking overview 1:53 – Learning to apply, not just learn 3:09 – Cash flow stacking explained 7:01 – How the strategy works 10:16 – What income stacking actually is 11:23 – How amortized notes function 13:11 – Using notes to repay policy loans 14:01 – Budgeting & finding excess cash flow 16:00 – Why 3-year notes work best 18:34 – Rinse-and-repeat system 21:02 – $10k stack example 26:13 – Policy loan interest explained 27:23 – Real examples 32:11 – Increasing stack sizes 33:06 – When you get to use the money 36:35 – Using stacks for backup cash flow 38:47 – Paying premiums with stacks 40:12 – Long-term efficiency of policies   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

See how we transformed a family Thanksgiving into a financial masterclass, teaching guaranteed lifetime income, passive income strategies, and family wealth planning. From life insurance tips to fun family quizzes and interactive activities, we show how to make money conversations engaging for all ages.   Learn practical strategies to host your own financial family reunion and create systems that grow and protect wealth across generations. Perfect for anyone curious about infinite banking, family finance, and financial freedom.   #FamilyWealth #MoneyMasterclass #FinancialFamilyReunion   Chapters: 0:00 – Intro & Podcast Welcome 0:23 – Thanksgiving Gathering & Tech Support 1:56 – Using Visuals & Money Topics 3:06 – Financial Family Reunion Overview 4:00 – Agenda & Five F’s: Faith, Family, Fun, Fitness, Finances 6:34 – Faith: Family Devotional 7:25 – Fun: Family Trivia Game 8:16 – Fitness: Secret Santa Book Exchange 9:40 – Family Updates & Highlights 10:42 – Purpose: Relational, Non-Sales Environment 11:46 – Jonah Leads Financial Discussion 12:36 – Planning Holiday Reunion Call 13:09 – Finance: Life Insurance Talk 14:25 – Income Strategy & Family Support 15:03 – Guaranteed Passive Income & Preparedness 15:30 – Reunion Highlights 15:46 – Closing & Facilitation Invitation If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Wealth building, cash flow, and financial freedom don’t come from hard work alone; they come from using a smarter wealth strategy that works even when your job doesn’t. In this episode, we break down why traditional career advice falls short and reveal how Infinite Banking and Guaranteed Income create real, predictable financial security.   If you’ve ever wondered why so many hardworking people still struggle financially, or why high earners often feel trapped, this conversation will change the way you think about money, careers, and long-term financial control.   #guaranteedincome #wealthbuilding #cashflow #infinitebanking #financialfreedom   Chapter: 0:00 – The Career Advice No One Questions 0:33 – Is the Ladder a Trap? 1:16 – The Path to Real Financial Freedom 1:32 – Amazon’s Secret to Getting Noticed 5:20 – The Money Mistake Millionaires Make First 10:06 – IBM’s One Question That Changes Everything 12:00 – LinkedIn’s Rule for a Fulfilling Career 15:24 – Fan Shoutout 16:31 – The CEO Who Stopped Trying to “Be One of the Guys” 19:05 – The Hidden Reward of Staying the Course 25:38 – The Advice That Opens New Doors 30:21 – Leadership’s Hardest Truth 32:21 – The Hosts’ Most Powerful Financial Lesson If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Many seniors assume life insurance is only for young families with mortgages and kids, but the truth is, it can be a powerful tool for retirement planning, legacy building, and financial security. In this episode, we break down everything you need to know about life insurance after 65, including permanent vs. term policies, final expense coverage, and how some retirees are leveraging life insurance to protect wealth and reduce taxes.   #LifeInsurance #RetirementPlanning #FinancialFreedom #LegacyBuilding   Talk to one of our partners, Traci S. Bell: CalendlyAlternative Asset Investing - Traci S. Bell, CPA, Financial Educator   Chapter: 0:00 – Intro: Is life insurance after 65 a strategy? 01:56 – Reviewing insurance during open enrollment 00:59 – Year-end financial reviews with family 06:34 – Misconceptions: “Too old / too expensive” 07:55 – What to consider when buying at 65+ 10:55 – What life insurance can solve (final expenses, estate issues) 12:05 – Example: Inheriting assets without cash 13:39 – Special needs + long-term care planning 14:56 – Beneficiary mistakes with minors 17:00 – Retirement income realities (Social Security, pensions) 19:19 – Cash value as a reserve 20:22 – Whole life vs universal life 21:53 – Cash-ready custom policies for seniors 23:49 - Fan Follow of the week 25:05 – Tax advantages of private life insurance 26:21 – Inheriting taxable retirement accounts 27:40 – Families avoiding money conversations 28:36 – When seniors can’t qualify & insuring others 29:33 – Life insurance as a “finish strong” tool 30:03 – Book a call for personalized guidance If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Think you’re ready to retire? Before you make that leap, take a hard look at the latest retirement savings data. According to new studies, the average 401(k) balance for people in their 60s might not be enough to guarantee financial freedom, and the median numbers tell an even more sobering story.   In this episode, we break down how much you should have saved for retirement by your 60s, reveal the surprising gap between the average and median 401(k) balances, and explain what those numbers really mean for your future.   #RetirementPlanning #FinancialFreedom #WealthBuilding #RetireSmart Chapter: 0:00 - Are you really ready to retire? 0:17 - Real stats on 401(k) balances 01:03 -Fan Follow of the week 2:18 - Average vs. median retirement savings 5:55 - How much you actually need to retire 7:16 - Life expectancy and planning ahead 9:00 - Retirement confidence and generational gaps 11:46 - Do people still believe in retirement? 13:01 - Real couple’s retirement case study 14:59 - The 4% rule explained 20:15 - Why 401(k)s alone won’t cut it 21:23 - Using whole life and annuities for income 22:26 - When investments stop working 23:02 - Social Security as the main retirement check 25:00 - Why typical savings advice falls short 26:53 - Downsizing and other “retirement fixes” 29:13 - Creating a realistic retirement plan 31:27 - Guaranteed income options and next steps 32:34 - Final message: plan, act, and secure your future If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

FINANCES. That’s the “F-word” no one talks about, but it’s the one that can completely transform your financial future. In this episode, we reveal why funding yourself is the secret weapon the wealthy have used for generations. You’ll learn how to take control of your money, stop relying on banks, and start using your own system to create consistent cash flow, generational wealth, and financial peace of mind.   #WealthBuilding #Fund #SmartMoneyMoves #FinancialLiteracy   Chapter: 0:00 - Intro: Go Fund Yourself 0:24 - Revisiting the “F Word” idea (Finance) 1:23 - You finance everything you buy 2:30 - The GoFundMe mindset & financial unpreparedness 4:59 - The five big basics of financing 5:36 - How to fund yourself 6:21 - The real cost of car financing 9:38 - Lifetime interest adds up fast 12:29 - The five F’s: Faith, Family, Friends, Fitness, Finance 15:09 - Real story: Saving vs investing confusion 18:18 - Be ready for financial emergencies 21:12 - Financial family reunions & free consultations 24:29 - Fan Follow of the Week: Colton Farnsworth 25:15 - Closing message: Fix your “F’ing problem” and fund your future   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

In this episode, we sat down with Chris Murtagh to uncover what Infinite Banking really is and what most people don’t know about it.   We share how we discovered the Infinite Banking Concept (IBC), how it completely changed the way we think about money, and why becoming your own banker can be one of the most powerful financial strategies out there. If you’ve ever felt stuck in traditional banking, this conversation will open your eyes to what real financial freedom can look like.   #InfiniteBanking #BeYourOwnBanker #FinancialFreedom #WealthBuilding #MoneyMindset   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Most people aren’t bad with money; they’re just playing the wrong money game. In this episode, we reveal how the financial system is designed to keep you stuck, and how the wealthy play by a completely different set of rules to build wealth and create cash flow.   If you’ve ever felt frustrated, confused, or guilty about your finances, this conversation will change how you think about money. Discover how to escape the broken “traditional money model,” avoid common money mistakes, and start building real, lasting wealth even if you’re starting from scratch.   #FinancialFreedom #WealthBuilding #MoneyMindset #InfiniteBanking #MoneyTips Chapter: 00:00: Are you really bad with money? 0:47: Welcome to the Banking Bros Podcast 01:08: You’re not bad with money, you’re playing the wrong game 02:03: Trained to be workers, not wealth builders 05:05: Why schools don’t teach financial literacy 10:58: The system is built to create employees, not owners 12:13: The traditional money game (job, save, invest) 17:53: The right money game begins with control 18:07: Rule #1: Control beats rate of return 19:00: Rule #2: Keep money moving (leverage) 21:08: Rule #3: Protect your money from losses 23:25: Rule #4: Cash flow is king 27:22: Fan Follow of the Week: John Reyes 28:28: How to start playing the right financial game 32:04: Key takeaways 33:41: Closing message & poem     If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Most Americans believe retirement planning is about either saving enough to live on or leaving something behind. But what if you could do both, and do it better than Wall Street’s “just invest” advice? In this episode, we break down why traditional retirement strategies, such as “buy term and invest the rest,” often fail to deliver. Backed by an EY research study, we reveal how combining permanent life insurance (PLI) and deferred income annuities (DIA) creates tax-efficient growth, guaranteed income in retirement, and a lasting legacy. What You’ll Learn: ✔️ Why investment-only retirement plans often fall short ✔️ How life insurance + annuities outperform Wall Street’s advice ✔️ The “sweet spot” formula: up to 30% PLI + 30% DIA ✔️ Why it’s never too late, whether you start at 25, 35, or 45 ✔️ How this connects with Infinite Banking principles to build long-term wealth Chapter: 0:00 - Rethinking retirement: saving vs. leaving a legacy 0:15 - Ernst & Young study on insurance in retirement planning 1:05 - Who Ernst & Young are and why their research matters 3:19 - Life insurance & annuities vs. investment-only strategies 5:07 - Explaining permanent life insurance and annuities 8:04 - Retirement savings gaps and risks by 2030 12:01 - Real-life financial struggles and debt examples 14:07 - Five retirement strategies compared in EY’s analysis 19:20 - Which strategies actually outperform 23:29 - Why integrated insurance strategies work better 27:03 - EY’s “sweet spot”: 30% life insurance + 30% annuities 29:22 - Fan follow shoutout: Robert Kindt 30:24 - Call to action: free cash consultation Links: Benefits of Integrating Insurance Products into a Retirement Plan How life insurers can provide differentiated retirement benefits If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros    

Long-term care planning isn’t optional; it’s essential. In this episode, we uncover the true costs of long-term care, why so many families are caught off guard, and how asset-based long-term care insurance can safeguard both your wealth and your loved ones. Most people shrug off statistics like “70% of Americans over 65 will need care.” But when you picture your spouse writing $8,000 checks every month, or your kids leaving their jobs to become caregivers, the reality hits hard. That’s why this conversation isn’t about abstract numbers; it’s about real-life consequences, emotional strain, and financial security. What you’ll learn in this episode: Why most people underestimate long-term care risk until it’s too late The shocking 2024 costs of nursing homes and in-home care (and why Medicare won’t save you) The hidden burden caregiving places on families financially and emotionally How asset-based LTC insurance outperforms traditional “use it or lose it” policies Practical steps to protect your retirement savings and keep your family from impossible choices Chapter: 00:00: Intro & why long-term care planning matters 03:01: What long-term care really means 07:35: The rising costs of care 08:48: Self-insuring vs. insurance debate 12:16: The sandwich generation’s burden 16:29: Financial strains & hidden costs 21:00: Long-term care insurance product overview 24:40: Baseball analogy: planning for relief 27:26: Protecting family from impossible choices 27:54: Shoutout to fan follow of the week: Scott Kidd 28:50: How to connect with the Banking Bros for planning If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Traditional retirement planning is broken, and it’s costing people their freedom. In this episode, we expose the 3 biggest lies of retirement planning and reveal why relying on a 401(k) or IRA may leave you trapped instead of free. You’ll discover how inflation, taxes, and government rules quietly erode your savings, and why real financial independence comes from liquidity, control, and legacy planning, not waiting until 65. Listen now to learn: Why “saving enough” doesn’t guarantee security The hidden risks of retirement accounts A smarter way to use your money for freedom today and generational wealth tomorrow If you’ve ever wondered whether the system is rigged against you, this episode will change how you see retirement forever. Don’t just plan to retire, plan to live free. 0:00: Intro & retirement dream model 0:53: Why traditional retirement advice is broken 1:18: Typical vs. traditional planning 1:48: History of retirement accounts 3:44: Lie #1: “Save enough and you’ll be set” 10:10: Lie #2: “Your retirement accounts are your money” 15:25: Lie #3: “Retirement equals freedom” 17:40: Retirement fun facts & harsh realities 23:31: Liquidity, control & legacy planning 24:12: Listener shoutout: Bernie Espinosa 25:06: Questioning the retirement playbook & closing If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Why is it that banks always seem to get richer while families keep struggling just to stay ahead? The truth is, banks have mastered a system where every dollar does multiple jobs, while most people let their money do just one before it disappears. In this episode, you’ll discover how Infinite Banking can help you break out of that cycle. Instead of relying on banks, you’ll learn how to create your own system that keeps your money growing, working, and circulating for your family’s benefit. This matters because the way you use your money today could determine whether you stay stuck in financial dependence or finally take control and build lasting wealth for generations.   Chapter: 00:00: Intro 04:45: How does the Bank make money? 07:35: What the Banks are paying you 16:15: Are you stuck in this system? 17:45: CashFlow Patterns 25:00: How the Save & Spend System works 31:00: Recapture the Interest 36:35: Outro   If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link   If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6   You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link   Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

What if your money could work twice as hard, covering your life today while growing for your future? In this episode, we sit down with Hannah Kesler as she breaks down the Infinite Banking Concept in a simple, practical, and actionable way. Hannah shares her personal journey, insider strategies, and mindset shifts that helped her take control of her finances, and how you can too. Whether you’re just starting out or looking to level up your money game, this episode is packed with insights you won’t want to miss! Chapters: 0:00 - Introductions 1:01 - Denver event preview 2:10 - Power of community 5:21 - Growth since last year 9:20 - Hannah’s new van with IBC 11:20 - Day 1 highlights 15:20 - Day 2 highlights 19:17 - VIP experience 21:42 - Who should attend 24:34 - Hannah’s Cracker Barrel story 26:08 - Closing & invitation If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test), you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://thebankingbros.com/save-and-spend-system-podcast-link Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

In this episode JDew interviews new friend and Greenville local Sky Richardson. Sky grew up talking about money and now helps other financial advisors to their work. What secrets will he share with Jeremiah? Tune in and find out. If you're ready to learn more about the Infinite Banking Concept (and put JDew to the financial advisory test) you've got to watch our full Save & Spend Presentation and then schedule your FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Two families. Same era. Enormous wealth. But only one is still rich today. In this episode of The Banking Bros Podcast, we reveal how the Rockefellers built a fortune that has lasted over a century—while the Vanderbilts managed to lose it all within two generations. In this episode you’ll discover: – The Rockefeller blueprint for generational wealth – The financial mistakes that destroyed the Vanderbilt empire – How Infinite Banking and strategic whole life insurance create wealth that outlives you – Why the wealthy don’t “save” money… they circulate it inside the family If you want to build a financial legacy that lasts—and avoid the Vanderbilt trap—this episode will show you the strategies the wealthy have been using all along. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Dave Ramsey calls whole life insurance a scam, but we’re breaking down why his statements are misleading, and what he’s not telling you about how it really works. In this video, we go line-by-line through his article, fact-checking his claims, and explaining how wealthy people actually use whole life policies for the Infinite Banking Concept. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/save-and-spend-system-podcast-link If you're interested in the source material (we didn't come up with this!), we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros   Shownotes:  00:00 - Intro – Breaking down Dave Ramsey’s claims 02:18 - Dave’s stance on permanent life insurance 05:21 - Why “you’ll probably pay more than you get” is wrong 07:05 - Whole life vs. other types of insurance 09:50 - Mislabeling cash value as “savings” 13:18 - Premiums and costs explained 15:09 - Cash value guarantees – New York Life example 18:42 - Death benefit and guaranteed payout 22:03 - “Whole life is a rip off” – opinion vs. fact 26:39 - Why mutual funds aren’t a guaranteed better option 30:20 - How to fact-check financial advice 34:44 - Final thoughts – Is whole life for you?    

Many financial gurus say to wait until 60 to get long-term care insurance—but that advice could cost you big. In this episode of The Banking Bros Podcast, we reveal why delaying coverage risks your health, finances, and family security, and how asset-based long-term care can protect you without wasting money. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros   Shownotes:  00:00 – Why waiting until 60 for long-term care is risky  01:15 – The real costs of long-term care  06:20 – Assisted living, home health aides, and nursing home expenses  12:20 – How traditional long-term care insurance works  14:35 – Asset-based long-term care explained  18:05 – Dave Ramsey’s advice and why we disagree  22:20 – The reality of care needs before age 60  28:35 – The risk of longer-than-average care needs  33:05 – Stacking policies for better coverage  36:05 – Why you must act now, not later

In this episode JDew interviews Audrey Forka and they talk about how her up-bringing and her background in health care have influenced her passion for financial security and utilizing the Infinite Banking Concept. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

Is the American Dream still alive—or just delayed with interest? In this episode, Jonah and JDew break down how the system has normalized debt, vilified delayed gratification, and quietly let inflation rob your wallet. From student loans to rising grocery prices, we're all out here making payments on a dream that keeps slipping away. But it doesn’t have to be that way! In this episode we expose the myths of traditional financial advice and offer a bold alternative: ownership + liquidity = real freedom. If you're tired of waiting until 65 to live life, this one’s for you. Key Topics: • Why debt keeps you broke longer than you think • How inflation is the invisible enemy of wealth • Why traditional retirement advice is outdated • How to reclaim financial control with ownership and liquidity If you are ready to stop financing someone else’s dream and start building your own you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

The Banking Bros had the opportunity to appear as guests on the Infinite Banking Initiative Podcast and in this conversation Jeremiah and Jonah explore how traditional banking systems often fall short for everyday people, especially regarding wealth building, financial control, and interest pitfalls. They introduce the Infinite Banking Concept. They outline the mechanics, benefits, and considerations, aiming to empower viewers to rethink their financial strategies. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt Check out the NNI Infinite Banking Initiative podcast here: https://podcasts.apple.com/us/podcast/jeremiah-dew-jonah-dew/id1788943766?i=1000717196146 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Why does most financial advice come from people who are still broke? In this episode, Jonah and JDew, the Banking Bros, pull back the curtain on the outdated, recycled financial "wisdom" we’ve all heard: 💬 “Avoid all debt.” 💬 “Buy term and invest the difference.” 💬 “Get a good job and retire at 65.” 💬 “Save all your money in a bank.” Sound familiar? Most of these ideas come from well-meaning family, schools, and media—but not from people who actually built wealth. In this episode we explore: • Why "tradition" doesn’t equal "truth" • Where mainstream money advice really comes from • How the wealthy think differently about debt, assets, and control • Practical steps to unlearn broke advice and build lasting wealth If your mentors don’t have the financial results you want... maybe it’s time to stop listening. 🔗 RESOURCES MENTIONED: - Our free Infinite Banking course ➤ https://thebankingbros.com/getting-started-yt - Nelson Nash Institute (Infinite Banking) - “Rich Dad Poor Dad” lessons - Forbes: Financial Education Gap Schedule your FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

In this episode of The Banking Bros, Jonah and JDew pull back the curtain on the truth about traditional banking. From sudden bank collapses like Silicon Valley Bank to the limits of FDIC protection, we’re exposing why “safe and easy” might actually be costing you thousands. 💸 What you’ll learn in this episode: • Why big banks still fail—and how fast it can happen • The truth about FDIC insurance (Hint: $250K isn’t much if you’re building wealth) • How banks make money off your deposits while you earn pennies • Why mobile apps and slick branding keep people complacent 🎯 Stop mistaking comfort for safety. Start learning how to take control of your cash and beat the system at its own game. 👉 SUBSCRIBE for more straight talk on money, infinite banking, and financial freedom from The Banking Bros. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://thebankingbros.com/getting-started-yt If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Today JDew interviews Brandon Neely from Wealth Wisdom Financial. He's an NNI certified, Profit First certified, Infinite Banker from Columbus, Ohio. In this episode he shares his financial journey, his faith, and his strategies for growing wealth. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Are you chasing big returns and wondering why your portfolio isn’t growing like it should? In this episode, The Banking Bros break down the truth about average vs. actual returns—and why the sequence of returns and drawdown effect could be wrecking your financial future. – Learn why a 7% “average return” might be misleading. – Discover how early losses impact your retirement. – Get strategies to protect your wealth (even in downturns). – Stop chasing the next big win—start creating lasting results. 👉 If you're ready to build real wealth with smarter strategies, hit that subscribe button and join the movement. Then visit: https://saveandspendsystem.com/getting-started-page to learn more and to watch our full Save & Spend Presentation. If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Think tariffs are just boring government stuff? Think again.Every time you buy a phone, sneakers, or even a banana—tariffs might be silently raising the price. In this episode of The Banking Bros, Jonah and JDew break down how tariffs work, why they exist, and how they’re impacting your wallet more than you might realize. This isn’t just an economics lesson—it’s a financial wake-up call with laughs, insights, and a few fruit jokes. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Think you need a financial advisor to build wealth? Think again. In this episode of The Banking Bros, Jonah and JDew reveal why financial awareness is more powerful than handing your money over to someone else. We break down what financial awareness really means, how to achieve it, and why it’s the key to controlling your financial future. Whether you're drowning in debt or just starting your money journey, this video will show you how to: – Understand your own financial situation – Set and reach your money goals – Avoid costly financial advisor fees – Build lasting wealth on your own terms This episode includes a sneak peek at our new course Save & Spend System Course—designed to take you from confused to confident with your cash. If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

Imagine your 3-year-old being richer than your 30-year-old cousin... It’s not fantasy—it’s just financial strategy done right. In this episode, JDew breaks down why his four kids each have their own banking system built with whole life insurance policies. From locking in lifetime wealth tools to teaching stewardship and entrepreneurial thinking, this is a generational wealth blueprint every parent needs. What You’ll Learn: - Why insuring your children is actually wise, not weird - How whole life insurance builds unstoppable cashflow - How JDew is training his kids (ages 3–11) to own the bank How to start your own child’s personal bank today: 🚀 Schedule your FREE Cash Consultation: https://saveandspendsystem.com/getting-started 👨‍👩‍👧‍👦 Want to build legacy-level wealth for your family? Don’t wait. If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros

If you lost your job today, how long could you survive without income? Most people guess... but there’s actually a formula to find your survival number. In this episode of The Banking Bros, we break down the concept of a Liquidity Episode—what it is, how to calculate it, and why it’s a non-negotiable for financial peace of mind. Learn how to calculate your Liquidity Ratio Understand what it means for your financial safety net Discover tips to improve your emergency fund and reduce risk Whether you're salaried, freelance, or just trying to get ahead financially, this is one of the most important numbers you should know. "Don’t just build wealth—build security." Subscribe for more straight-talk money moves from The Banking Bros! If you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page If you're interested in the source material (we didn't come up with this!) we'd highly recommend that you get a hold of R. Nelson Nash's book: Becoming your Own Banker (5th Edition) https://amzn.to/2ZMw0h6 You can learn more about us at: https://www.thebankingbros.com Follow and like us on FB, IG, and TIKTOK: https://www.facebook.com/cashcompound https://www.instagram.com/thebankingbros https://www.tiktok.com/@thebankingbros  

In this episode of The Banking Bros Podcast, Jeremiah and Jonah unpack the hidden costs of lifestyle inflation—that sneaky habit of spending more as you earn more. Whether you just got a raise, bonus, or new job, this conversation will help you avoid the "earn more, spend more" trap that keeps people stuck. Learn how to use your extra income to build real wealth, reduce debt, and create long-term financial freedom. In This Episode: What is lifestyle inflation and why is it so dangerous? How small upgrades can sabotage big goals 6 powerful strategies to fight lifestyle creep Real tips to automate savings, set goals, and live below your means Learn more at www.TheBankingBros.com

In this podcast episode we explore the impact of the rising U.S. national debt on Social Security, smarter strategies for claiming benefits, and key considerations for taking Social Security at 62, 67, or 70. Plan wisely! Did you know you can watch the episode on YouTube?  youtube.com/@TheBankingBros Join the community and engage with like-minded individuals on facebook here: facebook.com/groups/cashcompound Help spread the word by subscribing, leaving a review, and sharing the show with friends who want to take control of their finances. Reach Out: • YouTube: The Banking Bros • Website: The Banking Bros • Instagram: @thebankingbros • Facebook: The Cash Compound • X (Twitter): @thecashcompound Want to sponsor the show or collaborate? Reach out at: [email protected] Links from the show: https://www.usdebtclock.org https://www.ssa.gov/retirement https://www.troweprice.com/personal-investing/resources/insights/how-can-i-create-a-smarter-strategy https://www.nerdwallet.com/article/investing/social-security/social-security-62-vs-67-vs-70 https://www.ssa.gov/prepare/plan-retirement

Retirement doesn’t have to be confusing. In this episode of The Banking Bros Podcast, we’re answering one of the biggest money questions out there—how much do you REALLY need to retire? Jonah and JDew walk you through a simple step-by-step strategy to figure out your personal retirement number based on your lifestyle, expenses, and income goals. 💡 What you’ll learn: 1. How to calculate your monthly and annual retirement expenses 2. Why inflation and taxes really matter 3. How the 4% Rule works (and how it doesn’t!) 4. How your lifestyle goals affect your total retirement savings target 👉 Subscribe for more episodes on Infinite Banking, financial freedom, and building wealth the smart way. And/OR if you're ready to learn more you've got to watch our full Save & Spend Presentation and then schedule a FREE call with us at: https://saveandspendsystem.com/getting-started-page Watch on YouTube! • Subscribe and watch our weekly episodes plus bonus clips at: youtube.com/@TheBankingBros Join the Community • Learn more about the Infinite Banking Concept and connect with us at: thecashcompound.com • Join our free Facebook group and engage with like-minded individuals: facebook.com/groups/cashcompound Support the Show • Help spread the word by subscribing, leaving a review, and sharing the show with friends who want to take control of their finances. Reach Out: • YouTube: The Banking Bros • Website: The Banking Bros • Instagram: @thebankingbros • Facebook: The Cash Compound • X (Twitter): @thecashcompound • Email us: [email protected] We’d love a 5-star rating and review on your favorite podcast app. You can listen to the podcast on Podbean and follow us for more updates! Want to sponsor the show or collaborate? Reach out at: [email protected]