PODCAST · health
The Health Benefits Network
by Health Benefits Network
The Health Benefits Network is a place where we give you the scoop on the latest ideas and innovations about health, healthcare, and health benefits that can make your life better.
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32
Health Insurance Companies Love John Oliver — Part 2
While Health Insurance Corporations are very profitable, you don’t have to search far on the Internet to find stories of people who thought the high premiums they’ve been paying meant they’re in good hands until an expensive health event hits and the medical bills drive them to bankruptcy. But John Oliver attacks one of the few alternatives to health insurance in America just to score some laughs. Art shares more about how John Oliver gets it wrong when it comes to medical cost sharing communities in America. Let Art show you a better way to get health benefits as he reveals the truth about Medical Cost Sharing. For anyone worried about how to get or keep paying for health insurance, Art will tell you about a better way. To learn more about how to get great health benefits, visit him at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #HealthInsurance #Healthcarebenefits #MedicalCostShari
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31
The Most Important Things to Consider Before You Enroll in Health Insurance
Open Enrollment for 2023 is here, and before you sign up, there are a few really important things to consider before you enroll in health insurance. For example, is there a better alternative? Or why is it that you can only sign up once a year? Or, how about the deductible, what's it going to be? For anyone worried about how to get or keep paying for health insurance, Art will tell you about a better way. To learn more about how to get great health benefits, visit him at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #HealthInsurance #Healthcarebenefits #MedicalCostSharing
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30
John Oliver Paints the Wrong Picture on Medical Cost Sharing — Part 1
John Oliver, AKA Vanity Smurf, tries to make comedy out of healthcare with his episode from Last Week Tonight on Medical Cost Sharing, but his jokes and skewed reporting do nothing to help Americans deal with expensive health insurance premiums and ever increasing out-of-pocket costs. Let Art show you a better way to get health benefits as he reveals the truth about Medical Cost Sharing. For anyone worried about how to get or keep paying for health insurance, Art will tell you about a better way. To learn more about how to get great health benefits, visit him at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #HealthInsurance #Healthcarebenefits #MedicalCostSharing
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29
Getting Health Insurance when Your Self Employed, Dave Ramsey Gets it Wrong in His Blog
Dave Ramsey recently wrote an article on how to get health insurance when you're self employed, but left out 4 very important points, or maybe just got them wrong altogether. In this episode, Grace takes a closer look at getting health benefits while your self employed and how you can save up to 50% from the traditional health insurance route. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #Travel #Healthcarebenefits #MedicalCostSharing Thumbnail photo credit: Source https://vimeo.com/41256657 Author Cam Cornelius on Vimeo
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28
Two Important Things You Need To Know About Your Health Benefits Coverage When Traveling
There are two important things you need to know about your health insurance coverage while you're traveling, whether it's domestically or abroad. In this episode, Grace will talk about what you need to know and how you can travel feeling better about your health benefits coverage. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #Travel #Healthcarebenefits #MedicalCostSharing
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27
More On Dave Ramsey’s 5 Ways to Save Money During Open Enrollment
Dave Ramsey talks about 5 ways to save money during Open Enrollment in 2023, but there are two important takeaways from it that will affect your health benefits. If you haven't read his article, here it is: https://www.ramseysolutions.com/insurance/5-ways-to-save-during-open-enrollment If you want to get out of debt, Dave Ramsey! If you want to save your way to millionaire status, Dave Ramsey! If you want Financial Freedom, Dave Ramsey! If you want to save money on health care, Grace Gosnell! For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #DaveRamsey #Healthcarebenefits #openenrollment
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26
How To Tell If You Have Good Health Insurance
You might think you have good health insurance, but with medical debt being the number one cause of people declaring personal bankruptcy, even for those WITH health insurance, you don't want to wait to find out the truth. With networks, high deductibles, coinsurance and out-of-pocket maximums, you might think you have a good insurance plan until something bad happens and you get home with huge medical bills that the insurance didn't cover. With Open Enrollment coming up soon, it's a good idea to visit your policy details to make sure that you actually have good coverage. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #Healthcarebenefits #SaveMoney #healthinsurance
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25
Five Big Lies About Health Insurance
Let's take a look at five big lies that insurance agents tell about health insurance. You need to know the truth before open enrollment. Art will separate the facts from the hype so you can make the right healthcare decision for you and your family. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: S coop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #deductible #healthinsurance
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24
The Good, The Bad, and The Ugly On Health Savings Accounts (HSAs)
You need to know the good, the bad, and the ugly about health savings accounts before using them. Will they actually benefit you? In this episode, we'll take an inside look at HSAs and what they're really useful for. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #deductible #healthinsurance
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23
Adding Family Members to Your Group Health Insurance Plan
Are you thinking about adding family members to your group health or company insurance plan? Then you will quickly learn how expensive that can be. In this episode we'll look at other alternatives that just might save you $1,000s of dollars. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #deductible #healthinsurance
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22
How to Get Out of Medical Debt
Medical Debt is the leading cause of personal bankruptcy, even for those who have health insurance! Learning how to get out of medical debt is important for you and your family. In this episode, Grace will show you the process of how you can get out from under the financial burden of medical debt. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #Healthcarebenefits #SaveMoney #healthinsurance
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21
Will Your Medical Cost Sharing Community Run Out of Money and Stick You With The Bill?
A lot of people ask if their Medical Cost Sharing Plan will run out of money and stick them with the bill. But if you think you're safer with traditional health insurance, you would be wrong! Art shares with you how Medical Cost Sharing Communities have no more risk of running out of money than health insurance companies... And why MCS premiums can cost half the amount of health insurance premiums. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #deductible #healthinsurance
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20
Frequently Asked Questions About Medical Cost Sharing Part 2
Medical Cost Sharing is a great alternative to expensive health insurance for most individuals and families. Grace answers some of your questions in Part 2 so you can learn more about what Medical Cost Sharing can do for you. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #Healthcarebenefits #SaveMoney #healthinsurance
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19
Is Your Tight Budget Strangling Your Health?
Health Insurance is so expensive these days that it can easily strangle your budget and make you live paycheck to paycheck. That’s if you don’t make the drastic decision to go without any coverage. If you freed up 50% of your health insurance premium, wouldn’t that give you a lot of room to enjoy life more? Art will show you how to do just that! The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #FIRE #healthinsurance
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18
Quick and Clean Answers on Medical Cost Sharing - Part 1
Medical Cost Sharing is a great alternative to expensive health insurance for most individuals and families. Grace answers some of your questions in Part 1 so you can learn more about what Medical Cost Sharing can do for you. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: https://scoophealth.lpages.co/health-benefits-network/ Scoop Health “Access and Pay for The Healthcare You Need” #Healthcarebenefits #SaveMoney #healthinsurance
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17
Don't Be The Biggest Loser by Picking The Wrong Health Insurance Deductible
Choosing your deductible when enrolling in Health Insurance has always been a scary task. You don't want to be the biggest loser by picking the wrong health insurance deductible, right? If you choose a low deductible because you're worried something might happen, making your monthly premiums very high, you'll think you wasted the money, and vice versa. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #deductible #healthinsurance
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16
Is Dave Ramsey Right on Medical Cost Sharing
Dave Ramsey talks about Christian Health Ministries and Medical Cost sharing, but is he right? In this episode, we'll cover three points Dave Ramsey makes about medical cost-sharing and what we think about them. If you want to get out of debt, Dave Ramsey! If you want to save your way to millionaire status, Dave Ramsey! If you want Financial Freedom, Dave Ramsey! If you want to save money on health care, Grace Gosnell! For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #DaveRamsey #Healthcarebenefits #financialfreedom
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15
Don’t Let Health Insurance Break the Family Budget
You don't have to let health insurance break the family budget. According to the Kaiser foundation, last year the cost to add your family to an individual employee’s group health insurance was over $1,200, per month. The combined monthly premium for the whole family was $1,850 per month. Just finding an alternative that could save you 30% per year would make a huge difference, and with medical cost-sharing that could reach up to 50% savings per year! Think about that... $1,200 per month is $28,800 per year. Saving 30% would equal a savings of $8,640. Don't you think you could take a really nice vacation with the family with that kind of savings! The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #budgetfriendly
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14
Are You a Hostage to Your Job Because of Health Insurance
Do you feel like you are a hostage to your job because you are afraid of losing your health insurance? Did you know that a recent poll conducted by the Society of Human Resource Management discovered that a surprising two-thirds of employees said they would actually consider a lower-paying job with paid health benefits, over one without? The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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13
3 Reasons Health Insurance Feels Like a Scam
Health Insurance is a scam?!? Looking at social media, its easy to see many people think that way. Whenever you pay a lot of money for something you don't get much benefit from, its no surprise to feel like you are getting ripped off. Grace shares the reasons why health insurance can seem like a scam and also talks about how you can get the health care you need and pay less for it. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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12
Swim With The Pigs with the Money You'll Save on Health Insurance
Wanna take that vacation and swim with the pigs, or maybe you just want a little extra money to spend every day. With Medical Insurance costs rising every year, it's getting more and more expensive to insure your family. But, with medical cost sharing and direct primary care, you can save anywhere from 30% - 60% of what you're paying with traditional health insurance. With that kind of monthly savings, you can take a trip and swim with the pigs! For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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11
See How Anyone Can Afford Amazing Concierge Style Healthcare
Everyone needs healthcare, but what you don't want is the inconvenience of driving to the doctor's office, waiting with all the other sick people for long past your appointment time, and then seeing the doctor for a moment before they rush out again. Grace shares how to get wonderful Concierge Style everyday healthcare with none of the old-school hassles most people are used to. Direct Primary Care is the way to go! Instead of paying for every procedure, you pay a one time monthly fee with unlimited access to your primary care physician. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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10
How Any Business Can Offer Better Health Benefits That Make Employees Happy
Finding and retaining good employees is not easy these days. Being able to offer them something worth staying is even harder. But by offering better health benefits, you can help make your employees feel secure and happy. How can offer great health benefits that any business can afford? The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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9
A Real Look at a Personal Experience with Medical Cost Sharing
A Real Look at a Personal Experience with Medical Cost Sharing. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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8
3 Ways Any Business Can Afford Group Health Benefits That Employees Really Love
Your business needs good employees and offering health benefits helps you get and keep motivated workers. But health insurance premiums are expensive and employees are frustrated trying to get the benefits without paying so much. If you own a business, Grace shows how you can afford great health benefits that employees will really love! For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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7
4 ER Truths You Need to Know Before Visiting the Emergency Room
Consumer beware! It doesn't matter if you have health insurance, a visit to the Emergency Room can cause you plenty of financial pain. If you want to avoid getting stuck with the bill, here are 4 things you need to know before you visit the ER. Art shares how going to the ER is not your only option! You'll know what to expect if you do have to visit the Emergency Room. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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6
Three Reasons Medical Cost Sharing is Way Better than Health Insurance
Three Reasons Medical Cost Sharing is Way Better than Health Insurance. Health Insurance does NOT equal Great Health Benefits! Grace shares what we all know about how bad health insurance can be, but then tells us what many don't know about how to get great health benefits without health insurance. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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5
The 5 Costly Sins Employers Make About Health Insurance
Employers and Employees both like a win-win situation, but with group health insurance, employers are trapped into spending more than they can afford for health insurance that employees can’t afford to use. Art shares the 5 Costly Sins that Employers Make About Health Insurance that cause this lose-lose situation. Watch the video and lean how any employer can afford better health benefits that employees will actually use and appreciate. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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4
3 Reasons You Should Steer Clear of Health Insurance Companies
You are not in 'good hands' with a Health Insurance company. Art knows what he is talking about and shares 3 reasons why people hate them. You will think differently about the Health Insurance industry and want to find a better way like millions of other Americans. Fortunately, there are great alternatives that people should check out. The Health Benefits Network is about trying to help you navigate the Health Insurance industry and save you money. To learn more about how to get great health benefits, visit: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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3
Learn How Anyone Can Afford Really Great Health Benefits That Don't Suck!
Health Insurance does NOT equal Great Health Benefits! Grace shares what we all know about how bad health insurance can be, but then tells us what many don't know about how to get great health benefits without health insurance. For anyone worried about how to get or keep paying for health insurance, Grace will tell you about a better way. To learn more about how to get great health benefits, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth
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2
3 Best Ways to Stop Inflation from Wiping Out Your Health and Your Cash
Everyone is feeling the pain of inflation right now and it is causing some people to make dangerous choices about their health care. Grace shares 3 ways to stop inflation from wiping out your health and your cash. To learn more about how to save your money and your health, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #StopInflation #MedicalCostSharing #ScoopHealth Inflation is the highest it’s been in decades and two-thirds of Americans are saying high prices are causing them to make difficult choices at home. And the cure for inflation is of course raising the interest rates, and that’s going to make budgets even tighter and uncertain going forward. So it’s only natural to look closer to home to see where your family can cut back on any non-essential spending. One area that’s an easy target is the way you approach your health benefits. Now, this is especially true if your family is generally healthy like most of us. A lot of people will try to reduce their premiums or cut off health benefits entirely. Believe it or not, some people actually put off getting diagnosed with medical care due to the high cost. They wait till something bad happens, and they hit the insurance deductible and then schedule the procedure they needed to get done. But that’s what happens when you have health insurance. So It’s pretty easy to look at those expensive health insurance premiums each month and think it's a waste of money. When you add the copays, deductible, and high out-of-pocket maximum, it's pretty easy to justify just keeping that cash in the bank instead. But then reducing or cutting off your health insurance could leave you deep in debt when the next serious medical event happens. And, while delaying medical care may offer some short-term spending relief, the downside is that those untreated symptoms turn critical, surgical, or worse. All resulting in even more urgent and expensive treatment just by kicking the can down the road and not getting the right care early in the diagnosis. But what if you could actually reduce your spending on catastrophic health benefits while keeping your family healthy and sheltered from the devastation of large unexpected medical bills.
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1
4 Tips How Anyone Can Save Money On Healthcare
I'm going to give you 4 tips on how anyone can save money on healthcare. Who doesn’t want to save money? In a time of rampant inflation, learning how everyone can save on their healthcare costs makes good sense. Grace shares four great tips on how to save on healthcare spending but also talks about how hard it is to get people to think outside of the box defined by the health insurance companies. Knowing that there is a better way to get health benefits is what motivates Grace in her work. To learn more about how to save, visit her at: Scoop Health “Access and Pay for The Healthcare You Need” https://scoophealth.lpages.co/health-benefits-network/ #SaveMoney #Healthcarebenefits #ScoopHealth You have to start thinking about healthcare like you do any other purchase you make, like a budget-conscious consumer of any product or service. That's the mindset on how you can save money! You see, a long time ago, the real “customer” got totally removed from the health benefits conversation. When was the last time you price-shopped your doctors or nurses or hospitals? Now you might say, ‘why would I care about the cost, my health insurance pays for it,’ but sadly that’s not the actual truth. In reality, YOU pay for the vast majority of your own healthcare - because you haven’t met your health insurance deductible, or because of all the co-pays, or because you’re on the hook for your health insurance premiums every month. Once you start thinking about healthcare not just as a patient, but also as a consumer, there are better outcomes ahead.
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