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PODCAST · business

The Medicine and Money Show

A podcast for high-performing doctors who want to escape financial dependency and build lasting wealth. Join Dr. Joseph Ryan Smolarz as he shares practical strategies for shifting from consumer to investor, without needing a finance degree. 

  1. 37

    AI Is Replacing More Than You Think: What Every Doctor & Investor Must Know

    Send us Fan MailWhat happens when AI stops being a tool—and starts reshaping medicine, business, and decision-making?In this episode of The Medicine and Money Show, I sit down with Bryan Trilli to break down what AI actually means for physicians and investors. We explore how doctors can shift from a traditional clinical mindset to one that embraces technology, automation, and capital allocation in a rapidly changing world. We dive into how AI is already transforming workflows—from patient intake to diagnosis—and why the real disruption isn’t just efficiency, but a complete redesign of how healthcare operates. We also discuss the risks: governance, ethics, and the growing influence of a small number of AI platforms shaping decisions at scale.On the investing side, we cover why many SaaS and knowledge-based businesses may lose their edge, how barriers to building software are collapsing, and what that means for future opportunities.At its core, this episode is about one thing: the people who learn to think and operate alongside AI will have a massive advantage—while those who don’t risk being left behind.

  2. 36

    Think Like an Investor: The Strategy Doctors Need to Escape Income Caps and Build Wealth

    Send us Fan MailWhat actually separates investors who consistently build wealth from those who stay stuck earning a high income—but never achieve true financial freedom?In this episode of The Medicine and Money Show, I sit down with multidisciplinary investor, attorney, and software engineer David Awad to break down the real principles behind value investing—and why mindset matters more than tactics. We explore how physicians can transition from thinking like employees to thinking like capital allocators, and why that shift is the foundation for long-term wealth. David explains investing as more than numbers—it’s a reflection of how you see the world, where value is created, and how capital moves markets. We also dive into the reality facing doctors today: declining purchasing power, limited pricing control, and the necessity of investing to offset those constraints. From inflation and market inefficiencies to identifying “wonderful businesses” with pricing power, this conversation gives a clear framework for building wealth outside of medicine. Along the way, we connect value investing to broader themes—entrepreneurship, AI, and the intersection of code, capital, and law—showing how modern investors can position themselves ahead of major shifts in the economy. At its core, this episode is about one thing: if you learn how to think like an investor, you can take control of your financial future—regardless of your profession.Topics Covered:• Value investing fundamentals (buying great businesses at the right price) • The mindset shift from physician to investor • Pricing power, inflation, and protecting purchasing power • How markets actually work (and where inefficiencies exist) • Entrepreneurship and solving real-world problems for profit • Code, capital, and law in modern investing • AI, automation, and the future of capital allocationThis episode is for physicians, investors, and high-income professionals who want to move beyond trading time for money—and start building scalable, lasting wealth.

  3. 35

    Why Your Income Doesn't Matter Without This Strategy

    Send us Fan MailWhat actually separates those who build scalable businesses and financial freedom from those stuck trading time for money?In this episode of The Medicine and Money Show, I sit down with entrepreneur and leadership coach Ray Young to break down why leadership—not strategy—is the real key to growth. We explore how physicians and professionals can transition from operator to CEO by building systems, hiring effectively, and creating accountability that drives execution.We also connect leadership to financial independence—why saving capital, investing outside your profession, and building income streams beyond your time is critical for true autonomy.We dive into real frameworks for hiring, SOPs, and managing teams, along with how AI and workforce shifts are changing the game for business owners today.At its core, this episode is about one thing: if you build the right leadership foundation, you can scale your business, your income, and your life.Topics Covered:• Leadership vs strategy in business • From operator to CEO • Hiring and accountability systems • SOPs and scalable processes • Financial independence for physicians • Escaping the time-for-money trap • AI and workforce challengesThis episode is for physicians, entrepreneurs, and professionals ready to think bigger, scale faster, and build lasting freedom.

  4. 34

    U.S. Immigration for Doctors & Professionals: How to Move, Build Wealth, and Win the American Dream (AI, Investing & Strategy)

    Send us Fan MailWhat does it really take to move your life—and your future—across borders in pursuit of opportunity, freedom, and the American dream?In this episode of The Medicine and Money Show, I sit down with immigration attorney Hillary Walsh to unpack the realities behind coming to the United States—not just from a legal standpoint, but from a financial, strategic, and mindset perspective.Hillary and I break down the different pathways available for professionals—especially physicians—and why taking control of your own immigration process can be one of the most powerful decisions you make. We talk about self-petitioning, employer-sponsored options, and how high-level professionals can position themselves to create opportunity instead of waiting for permission.This conversation goes beyond paperwork. We get into what actually happens when someone uproots their life—setting up bank accounts, navigating taxes, integrating into a new system, and dealing with the chaos that comes before stability. Hillary shares why having the right connections and even concierge-level support can dramatically change the outcome of that transition.We also explore the deeper parallels between immigration, entrepreneurship, and investing. The same traits that allow someone to successfully move across the world—resilience, adaptability, and long-term thinking—are the exact traits that create successful entrepreneurs and investors.I share how these themes show up in my own world—from building businesses to integrating AI into my medical practice—and how technology is reshaping both healthcare and legal industries. Hillary also breaks down how her firm is leveraging tools like ChatGPT, Claude, and Gemini to improve client experience, streamline workflows, and stay on the cutting edge.We go even deeper into strategy—discussing global citizenship, second passports, and how some individuals are effectively “buying time” by leveraging alternative countries to bypass long immigration backlogs.At its core, this episode highlights a powerful idea: building a life—whether through immigration, business, or investing—is a strategic process. And the people who win are the ones who take ownership, build a plan, and stay resilient through the uncertainty.Topics Covered:• Immigration pathways for physicians and high-level professionals • Self-petition vs. employer-sponsored visas • The real logistics of relocating to the U.S. • Financial setup: banking, taxes, and infrastructure • Why networking and “connectors” accelerate success • Cultural adaptation and the 6-month adjustment reality • Immigration as a parallel to entrepreneurship • Resilience, risk tolerance, and long-term thinking • How AI is transforming legal and medical workflows • Tools like ChatGPT, Claude, and Gemini in modern businesses • Second passports and global mobility strategies • Why planning your life like a business changes everythingThis episode is for physicians, professionals, and entrepreneurs who are thinking bigger—about where they live, how they work, and how they build a life with intention and leverage.Learn More: Visit MedMoneyShow.com for insights on investing, entrepreneurship, and building financial independence.

  5. 33

    AI Is About to Replace Software (And Create Million-Dollar Solo Businesses)

    Send us Fan MailWhat happens when artificial intelligence stops being a tool—and starts becoming the engine behind how we think, operate, and build businesses?In this episode of The Medicine and Money Show, I sit down with Len Ward, founder and managing partner of Comexus, to break down one of the biggest shifts happening right now: the move from a “search and retrieve” world to a “solve my problem” world powered by AI.Len and I dive into how AI is transforming marketing, operations, and decision-making—and why the people who don’t adapt their mindset are going to get left behind. We talk about what it actually means to unlock your data, layer AI on top of it, and start interacting with your business like it’s a 25-year employee who knows everything.I also share how we’re implementing these exact strategies inside my own practice—using AI to automate workflows, reduce friction, and allow me to step into more of an editor and decision-maker role instead of being buried in tasks.We go deep on where this is all heading: the end of traditional software, the rise of one- and two-person companies doing millions in revenue, and why this moment is one of the biggest opportunities I’ve seen for entrepreneurs.For physicians, this conversation hits home. We talk about the gap between clinical training and business literacy, why not understanding your numbers is a liability, and how ego can quietly hold you back from leveling up.At its core, this episode reinforces something I strongly believe: AI isn’t just changing how we work—it’s changing who wins.Topics Covered:• The shift from “search and retrieve” to “solve my problem” • How AI is changing marketing and customer expectations • Unlocking your data and using AI to make better decisions • Why traditional software is becoming obsolete • The rise of one- and two-person million-dollar businesses • How I’m using AI inside my medical practice • Why physicians must understand P&L and balance sheets • Ego, mindset, and making the shift into business and investing • The role of human oversight in an AI-driven world • Where agents and automation are headed nextThis episode is for physicians, entrepreneurs, and anyone who wants to stay ahead of what’s coming—while building systems that create leverage, efficiency, and ultimately, freedom.Learn More: Visit MedMoneyShow.com for insights on investing, entrepreneurship, and building financial independence.

  6. 32

    The Power of Behavioral Finance in Investing

    Send us Fan MailWhat separates investors who build lasting wealth from those who get derailed by market swings—and how can discipline shape outcomes over decades?In this episode of The Medicine and Money Show, Ryan Smolarz sits down with Brian Pultro, a financial advisor with a military background, to break down the role of discipline, behavioral finance, and long-term thinking in investing. Brian shares how the mindset forged in the military translates directly to navigating uncertainty in the markets—and why emotional control often matters more than strategy.The conversation explores how investors should think about market downturns—not as threats, but as expected and necessary parts of the cycle. Brian emphasizes the importance of preparing clients psychologically for volatility, helping them stay the course when it matters most. He also explains how simplifying complex financial concepts—like dividends and compounding—can empower individuals to make better decisions and stay engaged with their financial future.They dive into risk management, the influence of political and economic shifts on markets, and why a multidisciplinary approach to financial health is essential. A key theme throughout is education—both for clients today and for the next generation—so that financial literacy becomes a foundation, not an afterthought.At its core, this episode reinforces a simple truth: success in investing isn’t about predicting the market—it’s about controlling your behavior within it.Topics Covered:• How military discipline translates into investing success• Why behavioral finance drives long-term outcomes• Reframing market downturns as opportunities, not threats• The importance of emotional control during volatility• Simplifying investing concepts like dividends and compounding• Risk management and navigating political/economic uncertainty• Teaching financial principles to the next generation• Building a long-term, disciplined investment strategy• Why education is the foundation of financial success• Practical ways to stay consistent through market cyclesThis episode is for physicians, investors, and professionals who want to build wealth with clarity, discipline, and a long-term perspective—without being thrown off course by short-term noise.Learn More:Visit MedMoneyShow.com for insights on investing, entrepreneurship, and building financial independence.

  7. 31

    Financial Freedom - Strategies for High Income Earners with Dr Spath

    Send us Fan MailFinding Financial Freedom as a Physician with Dr. Disha SpathIn this episode of the Medicine and Money Show, we are joined by Dr. Disha Spath, founder of The Frugal Physician, to discuss financial management for doctors. Dr. Spath shares her journey of tackling student loans and learning financial skills, the importance of tracking income and expenses, and investing wisely. She emphasizes the need for medical professionals to understand and utilize tax-advantaged accounts, and provides practical advice on getting started with personal finance. Dr. Spath also talks about the psychological aspects of investing and the significance of having a long-term perspective. This episode is packed with insights and actionable tips to help physicians gain financial freedom. Tune in to learn how you can take control of your finances and secure your future as a medical professional.00:00 Financial Freedom - Strategies for High-Income Earners with Dr. Spath01:00 Meet Dr. Spath: The Frugal Physician02:51 The Journey to Financial Freedom06:16 Understanding Financial Advisors and Tax Strategies12:37 Real Estate Investing for Physicians19:10 Getting Started with Personal Finances22:34 Investing Basics and Strategies32:15 Navigating Market Fluctuations37:08 Final Thoughts and Resources

  8. 30

    Living Beyond Pain - Unlocking the Power of Your ECS

    Send us Fan MailUnlocking the Power of Your Endocannabinoid System with Debbie Wimberley | The Medicine and Money ShowIn this episode of 'Back to the Medicine and Money Show,' Dr. Ryan Smolar interviews Debbie Wimberley, an advocate for healthcare education and the use of cannabinoid therapies. Debbie shares her personal story of overcoming chronic pain and improving her health by engaging with the endocannabinoid system (ECS). She discusses the importance of educating both the public and medical professionals about the ECS, its role in the body, and the benefits of cannabinoid therapies. Debbie also provides resources for those interested in learning more, including her monthly Effective Cannabis newsletter. Tune in to learn how understanding and regulating your ECS can transform your quality of life.00:00 Living Beyond Pain: Unlocking the Power of Your ECS00:24 Introduction and Guest Welcome00:24 Introduction and Guest Welcome01:02 Debbie Wimberley's Mission and Work01:02 Understanding the Endocannabinoid System02:00 Cannabis Newsletter and Its Audience02:51 Understanding the Endocannabinoid System (ECS)03:39 Listening to Your Body's Signals03:57 Listening to Your Body's Signals04:47 Cannabinoid Therapies for Pain Management05:20 Steps to Regulate the ECS05:20 Steps to Regulate the Endocannabinoid System06:36 Debbie's Personal Journey with ECS06:44 Debbie's Personal Journey with Chronic Pain07:35 Resources for Chronic Pain Management07:45 Resources and Support for ECS Education13:17 Cannabinoid Therapies for Sleep Issues17:26 Advocacy and Education18:00 Challenges and Advocacy in Cannabis Education22:16 Legal and Access Issues22:16 Challenges and Legal Issues26:05 The Importance of Education and Advocacy29:49 Debbie's Transformative Experience33:17 Closing Thoughts and Resources33:17 Conclusion and Final Thoughts

  9. 29

    Generational Wisdom Julia Myers Talks Medicine, Money, and Mindset

    Send us Fan MailTransforming Medical Careers to Build Generational Wealth | Medicine and Money ShowIn this episode of the Medicine and Money Show, we dive into the inspiring journey of Ms. Julia Myers, a licensed pharmacist turned entrepreneur. Julia shares how a sudden retinal detachment and subsequent vision impairment drastically changed her mindset from a traditional middle-class outlook to that of an investor and entrepreneur. We discuss the critical distinction between being rich and being wealthy, and the importance of teaching children financial literacy and the value of money. Julia also outlines step-by-step processes for instilling these principles in kids and emphasizes the importance of aligning personal values with financial goals. Tune in to discover actionable insights on building generational wealth, including real estate investments and the importance of financial independence.00:00 Generational Wisdom: Julia Myers Talks Medicine, Money, and Mindset00:22 Introduction to the Medicine and Money Show00:33 Meet Julia Myers: From Pharmacy to Entrepreneurship04:01 Julia's Life-Changing Moment and Mindset Shift11:08 Teaching Financial Principles to Children18:01 Rich vs. Wealthy: Understanding the Difference21:26 Practical Tips for Teaching Kids About Money28:29 Julia's Future Plans and Legacy30:12 Conclusion and Final Thoughts

  10. 28

    Doctors: AI Is About to Change Your Practice Forever (Here’s How to Stay Ahead)

    Send us Fan MailWhat happens when artificial intelligence meets the real-world complexity of running a medical practice—and how should physicians think about adopting it without losing the human side of care?In this episode of The Medicine and Money Show, Ryan Smolarz sits down with Rahul Desai to explore how AI is transforming healthcare operations, patient interactions, and the future of private practice. They break down why entrepreneurship is no longer optional for physicians and how those who embrace technology early will have a significant edge.Rahul shares practical insights on how to identify the right problems to solve before implementing AI—highlighting that most failures in healthcare tech don’t come from bad tools, but from solving the wrong problems. The conversation dives into how automation can streamline workflows, reduce friction in patient communication, and eliminate bottlenecks—especially at critical handoff points in care delivery.They also discuss how practices can leverage government grants to fund AI training, the role of consulting in accelerating implementation, and why AI isn’t just replacing jobs—but creating entirely new roles within healthcare.At the core of the discussion is a powerful reminder: while AI can dramatically increase efficiency, the human connection between doctor and patient remains the most valuable asset in medicine.Topics Covered:• Why entrepreneurship is becoming essential for modern physicians • How AI can improve efficiency and patient experience in medical practices • The importance of identifying the right problems before implementing technology • Where bottlenecks occur in healthcare systems—and how to fix them • How automation can enhance (not replace) patient interactions • Government grants and funding opportunities for AI training • The role of consulting services in successful AI integration • How AI is creating new job opportunities in healthcare • Why maintaining human connection is critical in an AI-driven world • Practical steps to begin integrating AI into your practice todayThis episode is for physicians, practice owners, and healthcare professionals who want to understand how to leverage AI strategically—without losing the essence of what makes great medicine.Learn More:Visit MedMoneyShow.com for resources on entrepreneurship, investing, and building a future-proof medical career.

  11. 27

    Multifamily Real Estate Investing Explained

    Send us Fan MailWhat happens when a real estate deal goes wrong—and how should investors think about risk before they ever invest?In this episode of The Medicine and Money Show, Ryan Smolarz sits down with multifamily investor Jason Kenney to discuss real estate syndications, investor due diligence, and the mindset shift professionals—especially doctors—must make to think like investors.Jason shares his journey from a 20-year corporate career to real estate investing after realizing that a high income alone did not provide the freedom he and his family expected. That realization led him into single-family rentals, then ultimately into multifamily syndications and large-scale real estate investing.The conversation explores how investors should evaluate deals, how sponsors should communicate when investments face challenges, and why understanding the assumptions behind projected returns is critical.They also discuss the current multifamily market cycle, opportunities emerging from distressed deals, and why the next phase of the market may begin as early as 2026.Topics Covered:• Why communication and transparency matter when deals go wrong • How Jason transitioned from corporate America to real estate investing • What passive investors should ask before investing in a syndication • The SEC rules behind real estate syndications (506B vs 506C) • How doctors should think differently about risk as investors • Why projected returns are just models based on assumptions • The current multifamily market cycle and potential opportunities ahead • Why relationships and trust are the “currency of the future”This episode is for physicians, professionals, and investors who want to better understand passive real estate investing and how to evaluate opportunities with a disciplined mindset.Resources Mentioned: Jason Kenney’s Smart Investor Checklist – 30 questions to ask before making a passive investment.Connect with Jason Kenney: Novo Capital Management – novocapitalmgmt.comLearn More: Visit MedMoneyShow.com for educational resources on investing, entrepreneurship, and building financial freedom outside traditional systems.

  12. 26

    The Doctor’s Financial Playbook: Building Wealth Through Practice Ownership and Entrepreneurship

    Send us Fan MailIn this episode of The Medicine and Money Show, Dr. Joseph Ryan Smolarz sits down with Dr. Michael Jerkins, physician and co-founder of Panacea Financial, a nationwide fintech built specifically for doctors.Dr. Jerkins shares the story behind Panacea Financial—how a frustrating experience during residency, when banks refused to lend to a physician caring for critically ill patients, sparked the idea to create a financial platform designed around the realities of medical careers.The conversation dives deep into topics most physicians were never taught in training, including:Why traditional banks misunderstand doctors’ financial profilesHow physicians can access capital to start or buy medical practicesThe growing role of ambulatory surgery centers (ASCs) and physician ownershipPractical steps residents and young doctors should take to prepare for entrepreneurshipThe biggest financial mistakes new physicians make after trainingWhy doctors may actually be uniquely suited to become entrepreneurs and investorsDr. Smolarz and Dr. Jerkins also explore the mindset shift from consumer to investor, the risks and rewards of building a company while practicing medicine, and why solving real problems—not buying status symbols—is the path to long-term financial freedom.If you’re a physician who has ever wondered whether you should own your practice, invest in healthcare ventures, or build something bigger than yourself, this conversation provides a roadmap.Key Themes:Physician entrepreneurshipPractice ownership and financingFinancial literacy for doctorsBuilding businesses in healthcareThe future of physician-led innovationLearn more at medmoneyshow.com and discover resources designed to help physicians think—and act—like investors.

  13. 25

    Family Constitution: How to Build Generational Wealth That Lasts

    Send us Fan MailMost families talk about building generational wealth—but very few talk about how to preserve it.In this episode of The Medicine and Money Show, Dr. Joseph Ryan Smolarz sits down with Dr. Julia Myers, PharmD and founder of Generational Wisdom, to explore a powerful concept most high-income families overlook: the Family Constitution.While many physicians focus on retirement accounts, 457 plans, and investment returns, Julia explains why financial knowledge alone isn’t enough. Without shared principles, aligned decision-making, and intentional conversations, even significant wealth can disappear within one or two generations.Together, they unpack the behavioral side of money—how values shape spending, how expectations create entitlement, and why clarity around family principles can prevent conflict, confusion, and wealth erosion. Julia introduces her 3-P framework—Principles, Practices, and Preservation—to help families align their time, money, and attention with what truly matters.This conversation goes beyond retirement planning. It’s about identity, legacy, and building wealth with wisdom—not just math.Through practical examples and real-world applications, this episode offers a clear roadmap for physicians and high performers who want their success to outlive them.In this episode, you’ll learn:Why 70% of generational wealth disappears—and how to avoid becoming a statisticWhat a Family Constitution is and how to create oneHow to identify the core principles that guide your financial decisionsWhy shared values reduce conflict around moneyHow to align your spending, schedule, and attention with your long-term visionThe difference between building wealth and building lasting legacyWhy money is not just math—it’s meaningIf you’re a physician or high performer who wants to protect your wealth, strengthen your family, and build something that lasts beyond income, this episode will challenge how you think about legacy, leadership, and financial freedom.

  14. 24

    Physician Finances Navigating Money with Dr. Elisa Chiang

    Send us Fan MailMastering Physician Finances with Dr. Elisa Jung | Medicine Money PodcastIn this episode of the Medicine Money Podcast, host Dr. Joseph Ryan Smolarz welcomes Dr. Elisa Jung, an oculoplastic surgeon and life coach from Cleveland, Ohio. They dive deep into financial habits, investing journeys, and the mindset shifts necessary for physicians to achieve financial independence. Dr. Jung shares her self-taught financial wisdom, emphasizing the importance of educating oneself, living within means, and taking control of financial decisions to combat physician burnout and gain true freedom. They discuss leveraging debt wisely, understanding various levels of financial independence, and the significant impact of financial freedom on reducing dependency on external systems. Join the conversation to gain invaluable insights and practical advice on becoming a financially sound and independent physician.00:00 Introduction and Special Guest Announcement01:20 Dr. Elisa Jung's Financial Journey02:14 Learning About Personal Finance and Investing04:44 Advice for Medical Students and Residents06:56 Understanding Physician Burnout09:12 Financial Advisors and Physician Finances12:01 The Importance of Financial Freedom22:16 The Arrival Fallacy and Financial Goals30:36 Debt Management and Leveraging Assets35:43 Tax-Advantaged Accounts and Final Thoughts

  15. 23

    Building Value in Medical Practices Insights from Mark Leary

    Send us Fan MailSolving Hyper Dependency in Medical Practices with Mark Leary - Visionary Leadership and EOSIn this episode, we dive into business growth and leadership with Mark Leary, an expert EOS implementer and the host of the Practice Freedom Podcast. Mark shares his journey from running a frustrating business to becoming a successful coach who helps business owners achieve vision, traction, and a healthy culture. The discussion focuses on reducing hyper dependency in medical practices, allowing physicians to regain their time and create a self-sustaining practice. Key topics include defining roles within a business, implementing a business operating system like EOS, and shifting from a scarcity mindset to one of abundance. This episode is packed with actionable insights for physicians looking to transform their practice.00:00 Building Value in Medical Practices: Insights from Mark Leary00:31 Introduction to Business Growth and Leadership01:51 Mark Leary's Journey to Success05:07 Implementing EOS in Healthcare08:08 Addressing Hyper Dependency in Practices15:46 Leadership and Delegation in Medical Practices20:56 Visionary vs. Integrator Roles26:10 Client Dependency and Role Modeling in Healthcare27:11 Journey of Delegation and Culture Building28:30 Leadership and Accountability in Practice33:19 Understanding EOS: Vision, Traction, and Health36:31 Mindset Shifts for Successful Practice Management41:24 Measuring Progress: The Gap and the Gain43:57 Final Thoughts and Call to Action

  16. 22

    Challenging the Status Quo: Doctors as Entrepreneurs

    Send us Fan MailFrom ER Doctor to Entrepreneur: Dr. Harris' Journey into InvestingIn this engaging episode, Ryan and Dr. Jason Harris reflect on their 26-year friendship and discuss their pivotal transformation in 2016 from traditional physicians to passionate entrepreneurs and investors. Dr. Harris delves into the challenges and rewards of starting his own assisted living facility and other ventures. He offers advice for new physicians considering entrepreneurship, emphasizing the importance of passion, mentorship, and continuous learning. The conversation also explores financial sovereignty, the significance of financial planning, the power of having a supportive community, and the impact of making calculated, research-backed decisions in investments. Tune in for invaluable insights from two seasoned professionals on navigating the dynamic worlds of medicine, business, and investment.00:00 Welcome and Introduction00:49 Reflecting on the Journey: 2016 and Beyond02:27 The Challenges and Rewards of Entrepreneurship03:21 Advice for Aspiring Entrepreneurs07:50 The Importance of Passion and Resilience10:07 Steps to Becoming a Savvy Investor13:15 The Role of Mentorship and Continuous Learning22:49 Financial Sovereignty and Personal Goals24:18 Future Plans and Final Thoughts

  17. 21

    Financial Planning for High-Income Doctors

    Send us Fan MailMost doctors earn high incomes—but income alone doesn’t guarantee financial independence. In this episode of The Medicine and Money Show, Dr. Joseph Ryan Smolarz sits down with Ray Godleski, CFP, to break down the financial strategies physicians need to protect, grow, and ultimately control their wealth.Ray shares hard-earned insights from working with high-income professionals, revealing why traditional financial advice often falls short for doctors and practice owners. Together, they explore the critical differences between earning well and building lasting wealth, and why an entrepreneurial mindset is essential for physicians who want true financial freedom.This conversation dives into retirement planning frameworks specifically designed for physicians, the most common financial planning mistakes doctors make, and how proper risk management and protection strategies can prevent catastrophic setbacks. Ray also explains how strategic planning—combined with education and intentional investing—can dramatically change a physician’s long-term trajectory.Through practical examples and real-world scenarios, this episode provides a clear roadmap to help physicians move from simply practicing medicine to mastering their financial future.In this episode, you’ll learn:Why high income alone won’t guarantee financial independenceThe biggest financial planning mistakes physicians make—and how to avoid themHow retirement planning differs for doctors and practice ownersThe importance of protection strategies and managing downside riskHow to think like an entrepreneur, not just an employeeWhy financial education is the ultimate leverage point for long-term wealthIf you’re a physician who wants to stop relying on income alone and start building true financial security, this episode will change how you think about money, risk, and your future.

  18. 20

    How Markets REALLY Work | Wall Street Secrets Decoded (Bitcoin, Liquidity & Wealth)

    Send us Fan MailMost people don't understand how markets work.They think it's magic. It's not. It's MECHANICS.And once you understand the mechanics, you can finally make SMART investment decisions instead of emotional ones.In this episode, Tom Hartman (market analyst & founder of Sacred Profit) decodes the hidden mechanics of financial markets—from Wall Street to Bitcoin to your personal wealth.🎯 WHAT YOU'LL DISCOVER:✅ How liquidity actually drives the economy✅ Why risk is ESSENTIAL (not evil)✅ The mechanics Wall Street professionals understand (but most investors don't)✅ How market cycles work and why they matter✅ Bitcoin's role in decentralized finance✅ Real market mechanics vs. financial media BS✅ How to THINK like a market insider💰 THE REAL INSIGHTS:• Liquidity is more important than price• Risk is what creates wealth (not something to avoid)• Market cycles are predictable once you understand mechanics• Bitcoin represents a fundamental shift in thinking• Most "advice" ignores how markets actually work• Understanding mechanics = better investment decisions🧠 KEY CONCEPTS EXPLAINED:1. **Liquidity** - The lifeblood of markets   - Why it matters more than you think   - How to use it to your advantage   - When liquidity dries up (warning signs)2. **Risk** - The source of all returns   - Why "safe" investments often fail   - The risk you see vs. hidden risk   - How to calculate real risk3. **Market Cycles** - Predictable patterns   - Boom and bust aren't random   - How to position yourself strategically   - Reading market signals4. **Decentralized Finance** - The future   - What Bitcoin means for wealth   - Beyond cryptocurrency   - The mechanics of Web3📈 CHAPTERS:0:00 - Introduction: How Markets Really Work2:30 - The Liquidity Concept Explained5:00 - Why Risk Is Essential (Not Evil)7:45 - Market Mechanics 10111:00 - Understanding Market Cycles14:30 - Wall Street vs. Main Street17:00 - Bitcoin & Decentralized Finance20:15 - Reading Market Signals23:00 - Your Investment Strategy26:00 - Getting Started with Market Intelligence🎤 FEATURED EXPERT: Tom HartmanMarket analyst | Founder of Sacred Profit | Financial educatorDeep expertise in market mechanics, cycles, and behavioral investing🔥 PERFECT FOR:• Investors frustrated by conflicting advice• Doctors wanting to understand financial markets• Anyone tired of financial media noise• People ready to invest with intelligence (not emotion)• High earners wanting to protect and grow wealth• Cryptocurrency curious (Bitcoin explained)• Anyone wanting to "read the room" in markets💡 KEY INSIGHT:"If you don't understand liquidity and risk mechanics, you're not investing—you're gambling. Tom teaches you to THINK instead of react."⚠️ WARNING: If you're making investment decisions without understanding these mechanics, you're leaving millions on the table.🔔 Subscribe for more market intelligence and investing strategies. New episodes weekly.TAGS: Financial Markets | Investing | Wall Street | Bitcoin | Cryptocurrency | Market Analysis | Wealth Building | Risk Management | Trading | Finance Education | Decentralized Finance | DeFi

  19. 19

    Mastering Real Estate Investment: Michael Bull's Insights

    Send us Fan MailCheck out our signup form: https://medmoneyshow.com/form/Navigating Commercial Real Estate: Essential Tips for Doctors - Interview with Michael BullIn this insightful episode, host Ryan welcomes Michael Bull, CEO of Bull Realty, to discuss the intricacies of commercial real estate investment, specifically for doctors. Michael shares vital information about common pitfalls, the importance of professional representation, and strategies for successfully managing and investing in real estate. They delve into market conditions, risk management, and how physicians can leverage their own practice spaces for investment. With over 27 years of experience, Michael also provides tips on asset stacking, tax benefits, and the importance of having a knowledgeable advisory team. Whether you're a seasoned investor or just beginning your journey, this episode is packed with valuable advice applicable to anyone in the medical field looking to diversify their investment portfolio through commercial real estate.00:00 Mastering Real Estate Investment: Michael Bull's Insights01:30 Common Pitfalls in Commercial Real Estate for Doctors02:23 Importance of Proper Representation03:00 Operational Challenges in Real Estate05:02 Michael Bull's Background and Experience06:34 Mindset for Successful Real Estate Investment10:15 Current Market Climate and Recovery17:55 Creative Financing and Investment Strategies20:23 Advice for First-Time Investors22:37 Evaluating General Partners23:35 Benefits of Owning Medical Practice Real Estate25:09 Advantages of Being a Landlord28:34 Stacking Assets Strategy33:03 Understanding Risk in Investments38:49 Building a Board of Advisors40:48 Final Thoughts and Contact Information

  20. 18

    Harnessing Change: AI and Entrepreneurship with Dave Renz

    Send us Fan MailCheck out our signup form: https://medmoneyshow.com/form/Navigating Tech Entrepreneurship: Insights from Dave Renz | Medicine and Money PodcastIn this episode of the Medicine anda Money Podcast, host Ryan welcomes veteran technologist and co-founder of Tanooki Labs, Dave Renz. With a rich background in startup incubation, Dave shares invaluable insights on how non-technical founders can effectively lead tech teams and turn ideas into scalable products. They discuss the entrepreneurial challenges, the importance of having a dedicated leader for each venture, the role of AI in streamlining business processes, and the essential strategies for maintaining a productive company culture. Tune in to learn from Dave’s unique experiences and get practical advice on how to navigate the ever-evolving tech landscape.00:00 Introduction and Guest Introduction00:06 Dave Renz's Background and Experience02:30 The Challenges and Motivations of Entrepreneurship03:50 Dave's Journey from Corporate to Startup05:39 Tanooki Labs: Mission and Projects07:34 Advice for Aspiring Entrepreneurs17:51 Navigating Technological Advancements21:46 Trial and Error in Entrepreneurship23:28 The Role of AI in Strategy25:19 The Future of AI and Job Market30:44 Building a Successful Incubator40:29 Final Thoughts and Encouragement

  21. 17

    From Risk to Return: Performing vs. Non-Performing Loans

    Send us Fan MailIn this episode, Joseph Ryan Smolarz sits down with Chris Seveney to unpack the world of mortgage note investing, with a deep dive into non-performing loans and what it really takes to succeed in this specialized market. Chris shares how he entered the mortgage note business and why mastering market dynamics matters more than simply chasing yield.They explore how limited partnerships work in practice, why clear and honest communication with investors is critical, and how today’s economic environment is reshaping opportunities in the mortgage space. The conversation also examines ethical decision-making in distressed lending and the growing role of AI — and where human judgment still matters most.If you want to understand how non-performing loans work, how to evaluate risk in mortgage investing, and how to build durable investor relationships, this episode is essential listening.Topics covered: • How non-performing mortgage loans actually work • Why market understanding beats guesswork • How limited partnerships create alignment • Communicating clearly with investors • The impact of today’s economy on mortgage investing • Ethics in distressed lending • Where AI helps — and where it doesn’tSubscribe to The Medicine and Money Show for more conversations on investing, wealth, and building a better future.

  22. 16

    Stage 4 Cancer Couldn't Stop Him From Building a Multi-Million Dollar Portfolio

    Send us Fan MailFrom Combat Boots to Real Estate Mogul: Rod Blunk's Unlikely Path to Financial FreedomRod Blunk fought on the front lines for America. He survived combat, but he almost didn't survive the transition to civilian life.Then he discovered real estate. And everything changed.In this inspiring episode of The Medicine and Money Show, Rod shares his POWERFUL journey from warrior to wealth builder—and reveals the exact framework that transformed his life.🎖️ ROD'S POWERFUL STORY:✅ Combat veteran with warrior discipline✅ Overcame stage 4 cancer diagnosis✅ Built multi-million dollar real estate portfolio✅ Created the "Warriors to Wealth" platform✅ Now mentors hundreds of veterans to financial independence✅ Proved resilience beats resources every time💰 KEY NUMBERS:• Overcame cancer at the height of his business• Built 50+ property portfolio• Generates $50K+/month passive income• Helps 100+ veterans achieve financial independence• Completely self-taught and bootstrapped🎯 WHAT YOU'LL LEARN:✅ How military discipline applies to wealth building✅ The mindset shift from survival to strategy✅ Why veterans have unique advantages in investing✅ Real estate strategies that actually work✅ Overcoming adversity and doubt✅ Building purpose-driven wealth✅ Creating a legacy for your family📖 ROD'S JOURNEY HIGHLIGHTS:• Battling on the front lines (courage under fire)• The unexpected diagnosis (stage 4 cancer)• Finding his why beyond himself• Discovering real estate as his vehicle• Building wealth while fighting cancer• Creating the Warriors to Wealth platform• Mentoring the next generation📈 CHAPTERS:0:00 - From Battlefield to Boardroom2:00 - Rod's Military Background4:30 - The Unexpected Cancer Diagnosis7:00 - Discovering Real Estate as His Path10:00 - Building Wealth While Fighting Cancer13:30 - The Warriors to Wealth Platform16:45 - Real Estate Strategies for Veterans20:00 - Overcoming Fear and Doubt24:00 - Building a Purposeful Life27:00 - Lessons That Apply to Everyone🎤 FEATURED EXPERT: Rod BlunkVeteran | Teacher | Real Estate Investor | Founder of Warriors to WealthMulti-million dollar portfolio | Stage 4 cancer survivor | Purpose-driven entrepreneur🔥 WHY THIS STORY MATTERS:• Veterans seeking post-military purpose• Anyone fighting against adversity• People looking for an inspiring success story• Aspiring real estate investors• Those wanting to build meaningful wealth• Families of military personnel• Anyone who needs to know: "If he can do it, so can I"💡 KEY LESSON:"Your biggest challenge is often your biggest opportunity. Rod turned adversity into action and created something that matters—both for himself and for hundreds of other veterans."⚠️ WARNING: Don't let circumstances define your future. Rod's story proves that warrior discipline + the right strategy = unstoppable wealth building.🙏 GRATITUDE:A special thank you to Rod Blunk for his service to our country and for sharing his inspiring journey.🔔 Subscribe for more inspiring stories and wealth-building strategies. New episodes weekly.TAGS: Veterans | Real Estate Investing | Inspirational Story | Wealth Building | Financial Independence | Military Discipline | Success Story | Cancer Survivor | Entrepreneurship | Financial Freedom | Passive Income

  23. 15

    Mindfulness Meets Money | How Successful Investors Stay Calm (Jonathan Green Secrets)

    Send us Fan MailMost investors lose money because they PANIC. But what if mindfulness could be your secret weapon?In this episode, Jonathan Green—investor, brokerage owner, certified life coach, and host of "Zen and the Art of Real Estate Investing"—reveals how mindfulness merges with wealth building to create calm, confident investors who WIN.🧘 THE MINDFULNESS-MONEY CONNECTION:✅ How mental well-being directly impacts investment decisions✅ The 3 breathing techniques successful investors use before major decisions✅ Why panic selling is destroying your wealth (and how to stop)✅ The relationship-building secrets wealthy investors know✅ Real estate investing with confidence, not fear✅ How long-term strategy beats emotional trading✅ Building genuine relationships in the investment community💰 REAL RESULTS:• Mindful investors make 40% better decisions on average• Panic sellers lose 30-50% during market corrections• Relationship-focused investors find better deals (10% more profit)• Stress management = better financial outcomes🎯 WHAT YOU'LL LEARN:• How mindfulness intertwines with real estate success• The psychology of staying calm in volatile markets• Why your relationships matter more than you think• Networking strategies used by millionaire investors• How to adapt to technological changes without losing focus• The power of in-person networking vs. screens• Building long-term wealth through genuine connections📈 CHAPTERS:0:00 - Zen Your Portfolio: Conquering Investment Anxiety!0:14 - Introduction to Mindfulness and Real Estate Investing1:01 - Jonathan Green's Journey to Investor Success4:56 - The Connection Between Mindfulness and Wealth8:10 - Real Estate Investing with Confidence12:30 - Building Genuine Investor Relationships16:45 - Staying Calm During Market Volatility20:00 - Long-Term Strategy vs. Emotional Trading24:15 - Networking Secrets of Millionaire Investors🎤 FEATURED EXPERT: Jonathan GreenAccomplished investor, brokerage owner, certified life coach, and host of the rapidly growing podcast "Zen and the Art of Real Estate Investing"🔥 PERFECT FOR:• Investors paralyzed by market anxiety• Real estate beginners wanting confidence• High-income earners ready to build wealth• Professionals tired of emotional money decisions• Doctors wanting mental clarity with financial strategy💡 KEY INSIGHT: The best investors aren't smarter—they're calmer, more connected, and more intentional.🔔 Subscribe for more mindfulness + money strategies. New episodes weekly.TAGS: Real Estate Investing | Mindfulness | Mental Health | Investor Psychology | Wealth Building | Life Coach | Relationship Building | Networking | Financial Confidence | Stress Management

  24. 14

    Doctors: How to Stay Zen When Investing (3 Rules for Physician Investors)

    Send us Fan MailFeeling anxious about investing? You're not alone. Here's how to stay calm, confident, and consistent when markets get noisy.As a physician, your analytical mind is an asset—but it can also lead to overthinking investments. In this short video, learn the 3 essential rules for maintaining your zen while building wealth.🎯 3 RULES FOR ZEN INVESTING:1️⃣ Go to real investor meetups—seeing others succeed builds belief2️⃣ Don't invest when you're out of balance. Pause, reset, then act.3️⃣ Get real-world experience—hands-on learning teaches better than screens📚 WHAT YOU'LL LEARN:- How to manage investment anxiety as a busy physician- The power of community in building investor confidence- Why emotional balance matters before making investment decisions- The value of real-world experience over screen-based learning- How to stay consistent even when markets are volatile💬 ENGAGEMENT HOOK:What helps YOU stay calm during market volatility? Are you a nervous investor or cool under pressure? Share your strategies in the comments!🎁 RESOURCES:Subscribe to the Medicine and Money Show for more tips on physician wealth building, mindful investing, and financial freedom strategies.#DoctorInvesting #MindfulInvesting #InvestmentAnxiety #PhysicianWealth #ZenInvesting #WealthBuilding #FinancialMindset #DoctorFinance #InvestorMindset #PhysicianFinance

  25. 13

    Physicians Making $300K But Living Paycheck to Paycheck

    Send us Fan MailJoin a community of physicians leveling up their financial future. Start here: https://medmoneyshow.com/formMastering Money: A Doctor's Guide to Wealth Building with Wall Street Insider Michael Serpico | Medicine and Money ShowReady to build real wealth as a physician? In this episode, host Ryan interviews Michael Serpico, Wall Street insider and founder of Trader Dad's, to tackle the essential topics of financial literacy for doctors.Learn how to transition from clinical practice to confident investing and build the wealth you deserve.🎯 CHAPTERS & TIMESTAMPS:0:00 - Introduction: Financial Literacy for Doctors3:30 - Michael Serpico: From Wall Street to Helping Physicians7:15 - The Stock Market Basics Every Doctor Needs11:00 - Understanding Investment Vehicles for Physicians15:30 - Risk Management in Your Investment Portfolio20:00 - Building a Diversified Investment Strategy24:45 - Tax-Advantaged Investing for Medical Professionals29:30 - Common Investing Mistakes Doctors Make34:00 - Long-Term Wealth Building Strategies38:30 - Market Timing vs. Time in the Market43:00 - Action Steps for Physician Investors47:16 - Final Thoughts and Resources📚 WHAT YOU'LL LEARN:- Stock market fundamentals tailored for busy physicians- How to build a diversified investment portfolio- Risk management strategies for doctor investors- Tax-advantaged investing opportunities- Common investing mistakes to avoid- Long-term wealth building vs. short-term trading- How to balance clinical practice with investing- Resources for continuing your financial education💬 ENGAGEMENT HOOK:What's your biggest question about investing as a physician? Are you already in the market or just getting started? Share in the comments!🎁 RESOURCES:Subscribe to the Medicine and Money Show for weekly content on physician wealth building, investing strategies, and financial freedom.#DoctorInvesting #PhysicianWealth #StockMarket #WealthBuilding #FinancialLiteracy #DoctorFinance #InvestingForDoctors #PhysicianFinancialFreedom #WallStreet #PassiveIncome

  26. 12

    Sustainable Investing That Actually Works

    Send us Fan MailIn this episode, Joseph Ryan Smolarz sits down with Pete Krull to break down impact investing, ESG, and how smart capital can drive real-world change. They explore how sustainable investing has evolved, why environmental, social, and governance (ESG) metrics actually function as risk management tools, and how climate exposure can materially affect investment returns.Pete explains why personalized financial planning matters more than generic models, why relationships come before portfolios, and how values-aligned investing leads to better long-term outcomes for clients. The conversation also highlights how parents and advisors can teach the next generation to “vote with their money” — building habits of responsible consumption and intentional investing.If you want to understand impact investing, climate risk, ESG investing, and how entrepreneurship can shape a more sustainable future, this episode is a must-watch.Topics covered: • What impact investing really means • How ESG reduces investment risk • Climate change and portfolio performance • Relationship-based financial planning • Teaching kids about responsible investing • How entrepreneurs can create positive changeSubscribe to The Medicine and Money Show for more conversations on investing, wealth, and building a better future.

  27. 11

    Doctors: The Financial Playbook Every Physician Needs

    Send us Fan MailFinancial Strategies for Medical Practices: Interview with Fractional CFO Carl Stoddard | Medicine and Money ShowWant to maximize your medical practice profits? In this episode, host Ryan Smolarz interviews Carl Stoddard, a fractional CFO specializing in medical practice financial strategies. Carl discusses the critical financial aspects doctors face when running their practices.🎯 CHAPTERS & TIMESTAMPS:0:00 - Introduction to Medical Practice Financial Management3:30 - Carl Stoddard: Fractional CFO for Medical Practices7:00 - Understanding Practice Profit Margins11:15 - Key Financial Metrics Every Doctor Should Track16:00 - CFO vs. CPA: Which Does Your Practice Need?20:30 - Revenue Cycle Management for Physicians25:00 - Managing Medical Practice Overhead29:45 - Tax Strategies for Medical Professionals34:15 - Building Wealth While Running a Practice39:00 - Preparing Your Practice for Sale or Partnership44:30 - Financial Forecasting and Planning49:00 - Action Steps for Practice Owners54:15 - Final Thoughts and Resources📚 WHAT YOU'LL LEARN:- Key financial metrics every doctor should track- The difference between CFO and CPA services- How to maximize medical practice profit margins- Revenue cycle management best practices- Tax strategies specifically for medical professionals- How to manage practice overhead effectively- Building personal wealth while running a practice- Preparing for practice sale or partnership opportunities💬 ENGAGEMENT HOOK:What's your biggest financial challenge as a practice owner? Are you tracking the right metrics? Share your questions in the comments!🎁 RESOURCES:Subscribe to the Medicine and Money Show for weekly content on practice management, physician wealth building, and financial strategies.#DoctorFinance #MedicalPractice #CFOTips #PhysicianWealth #PracticeManagement #HealthcareFinance #DoctorBusiness #MedicalPracticeProfit #PhysicianFinancialPlanning #HealthcareBusiness

  28. 10

    Why Most Doctors Stay Poor (Even Earning $200K+)

    Send us Fan MailMost physicians build wealth the WRONG way—and waste decades catching up.But what if you could build a $10M+ investment portfolio using the strategies financial experts actually use?In this episode, Dave Denniston (CFA Charter Holder & Fractional CFO) breaks down the exact financial framework physicians need to escape the debt trap and build real generational wealth.🎯 THE FINANCIAL FOUNDATIONS PHYSICIANS NEED:✅ Why most doctors stay poor (despite earning $200K+)✅ The "financial avatars" framework for physicians✅ How to think about risk differently than Wall Street teaches✅ Why investing is MORE important than your salary✅ The ONE metric that determines your financial future✅ Tax strategies that save $50K-$200K annually✅ Debt elimination in 5 years (instead of 20)💰 THE REAL NUMBERS:• A physician earning $250K/year can build a $10M portfolio in 15 years• Tax optimization saves $20-40% of investment returns• Proper risk management prevents devastating losses• Compounding turns small investments into millions📊 WHAT YOU'LL DISCOVER:• Different financial avatars in medicine (which are you?)• Practical steps toward financial freedom• How to think differently about risk, investing, and debt• Income streams every physician should explore• The tax mistakes costing you $500K+ in your career• Why financial planning beats get-rich-quick schemes📈 CHAPTERS:0:00 - Introduction to Financial Freedom for Doctors3:15 - Dave Denniston: CFA and Financial Advisor Background6:30 - Understanding Different Financial Avatars in Medicine10:00 - The Real Cost of Medical School Debt14:30 - Thinking Differently About Risk and Investing18:45 - Income Streams Every Physician Should Consider23:00 - The Power of Compounding for Doctors27:30 - Behavioral Pitfalls to Avoid in Physician Investing32:00 - Tax Strategies for Physician Wealth Building🎤 FEATURED EXPERT: Dave Denniston, CFA Charter HolderFinancial advisor and entrepreneur specializing in physician financial planning🔥 THIS EPISODE IS FOR:• Doctors drowning in student loans• Physicians making great income but not building wealth• Medical professionals wanting financial independence• Doctors tired of financial anxiety• Healthcare entrepreneurs planning exits⚠️ WARNING: Without proper financial strategy, physicians lose $3-5M in lifetime earning potential through tax inefficiency alone.🔔 Subscribe for more financial freedom strategies for physicians. New episodes weekly.TAGS: Physician Finances | Financial Freedom | Investment Strategy | Wealth Building | Doctor Money | Financial Planning | CFA Strategies | Debt Elimination | Physician Entrepreneur | Financial Independence

  29. 9

    Turning $10K into Millions: Real Estate Investment Strategies

    Send us Fan MailTurning $10K into Millions: Real Estate Investment Strategies with Jorge Vasquez | Medicine and Money ShowReady to build real wealth through real estate? In this episode, host Ryan Smolarz sits down with Jorge Vasquez, a seasoned investor, broker, and property manager who has built a robust real estate portfolio from scratch.Jorge shares his journey from financial advisor to losing everything in the 2008 crash, to rebuilding his wealth with dozens of single-family rentals. Learn how doctors can start with just $10,000 and build a 10-year wealth plan through strategic real estate investing.🎯 CHAPTERS & TIMESTAMPS:0:00 - How Doctors Can Build Wealth Through Real Estate3:30 - Jorge Vasquez: From 2008 Crash to Real Estate Success7:00 - Starting with $10,000: The 10-Year Wealth Plan11:15 - Why Single-Family Homes Beat Multifamily for Doctors15:30 - Understanding Real Estate Investment Strategies19:45 - Structuring Financing for Maximum Returns24:00 - Refinancing vs. Selling: When to Choose Each28:30 - Building a Real Estate Portfolio While Practicing33:00 - Risk Management in Real Estate Investing37:15 - Creating Passive Income Streams for Physicians41:35 - Final Thoughts and Getting Started📚 WHAT YOU'LL LEARN:- How to start real estate investing with just $10,000- Why single-family homes often beat multifamily for doctors- Reverse engineering a 10-year wealth plan- How to structure financing for maximum returns- The difference between refinancing and selling- Building passive income while still practicing medicine- Risk management strategies for physician investors- How Jorge rebuilt after losing everything in 2008💬 ENGAGEMENT HOOK:Are you considering real estate investing? What's holding you back? Share your biggest questions or concerns in the comments!🎁 RESOURCES:Subscribe to the Medicine and Money Show for weekly content on physician wealth building, real estate investing, and financial freedom strategies.#DoctorRealEstate #PhysicianInvesting #RealEstateWealth #PassiveIncome #WealthBuilding #SingleFamilyRentals #RealEstateForDoctors #PhysicianFinance #InvestmentProperty #FinancialFreedom

  30. 8

    How Doctors Build Freedom Through Real Estate Investing, Trust, and Creative Finance

    Send us Fan MailIn this episode of The Medicine and Money Show, Dr. Joseph Ryan Smolarz sits down with James Brown to unpack what actually builds trust in real estate—and why creative finance matters more than ever for doctors and high-income professionals.James shares how he evaluates investor readiness, why trust starts with asking the right questions, and how alternative models like rent-to-own, co-living, and syndications can create alignment, reduce risk, and generate real impact. The conversation goes beyond tactics into entrepreneurship reality—what it really feels like, when to build passive income before making big career moves, and how investing restores autonomy in a system that often strips it away.This is a practical, honest discussion about building wealth with integrity—without hype—and using capital to solve real problems while protecting your future.What you’ll learn:How trust is built (and lost) with investorsRent-to-own vs. traditional rentals: alignment and riskCo-living as affordable housing and a viable investmentWhy doctors need investing to regain leverage and autonomyWhen to build passive income before quitting a stable careerHow to think like an investor—not a consumerWho this is for: Doctors, professionals, and entrepreneurs who want options—financial, professional, and personal—without gambling on shortcuts.🔔 Subscribe for weekly conversations on investing, autonomy, and financial freedom. 🌐 Learn more: MedMoneyShow.com

  31. 7

    Building Wealth as a Non-Accredited Investor | The Wealth Elevator Explained

    Send us Fan MailIn this episode, Lane Kawaoka shares his journey starting as a non-accredited investor and how he used real estate to systematically build wealth. Beginning with single-family rental properties as a young engineer, Lane explains how reaching key net-worth milestones unlocks new investing opportunities.Lane introduces the powerful concept of the Wealth Elevator, a framework that helps investors understand where they are financially—and what strategies make sense at each level. Whether you're just getting started or aiming to become an accredited investor, this episode breaks down how to think long-term, scale intelligently, and use real estate as a vehicle for financial freedom.This conversation is ideal for doctors, professionals, and high-income earners who want to move beyond traditional investing and understand how real estate wealth is actually built.

  32. 6

    What Kids REALLY Think About Money

    Send us Fan MailDiscover the candid thoughts and opinions of children when it comes to the topic of money. In this insightful video, kids share their perspectives on savings, spending, and the value of money. Gain a fresh and unfiltered insight into how the younger generation perceives financial matters. Watch the video to see What Kids REALLY Think About Money!

  33. 5

    Your Book Already Exists: How Doctors Can Publish, Monetize, and Build a Legacy with AI

    Send us Fan MailIn this episode of The Medicine and Money Show, Dr. Ryan Smolarz sits down with Dan Curran, Co-Founder of Chapters.io, to break down how AI is transforming publishing—and why doctors, professionals, and experts should be paying attention right now.Most people think writing a book requires months of isolation, endless drafts, and burnout. Dan explains why that model is broken—and how modern authors can turn their ideas, stories, and expertise into a book without “writing” in the traditional sense.We dive into:Why everyone has a story worth capturing—especially physiciansHow AI can organize your thoughts without replacing your voiceThe difference between legacy books and monetized booksHow one book can be atomized into talks, consulting, courses, and contentWhy publishing is shifting from static books to Living LibrariesHow doctors can use a book to own their narrative and build a personal brandThe real economics of publishing, speaking, and knowledge monetizationThis conversation is about more than books. It’s about ownership—of your ideas, your reputation, and your legacy in an AI-driven world.If you’ve ever thought:“I want to write a book, but I don’t have time”“I want to share my expertise without burning out”“I want to build something that outlives my career”…this episode will change how you think about publishing.🔗 Learn more about Dan and Chapters.io: https://chapters.io🔗 Learn more about The Medicine and Money Show: https://medmoneyshow.com👍 Like, subscribe, and share if this helped you think differently about books, AI, and legacy.

  34. 4

    Why Organizational Change Fails: The Expectation Gap Leaders Ignore

    Send us Fan MailMost organizational change doesn’t fail because the vision is wrong.It fails because expectations aren’t grounded in reality.In this episode, Mark Henderson Leary breaks down why pragmatic thinking beats grand transformation plans—and why leaders often overestimate how much change is actually required to move forward.We explore:-Why unrealistic expectations quietly derail transformation-How small, practical adjustments can create real momentum-The expectation gap between leadership vision and operational reality-Why avoiding hard conversations is the fastest way to stall progress-How honest dialogue realigns outcomes before problems escalateIf you’re responsible for leading teams, shaping strategy, or driving change, this conversation will challenge how you think about transformation—and show you a more effective path forward.

  35. 3

    Integrating AI in SEO for Medical Professionals Expert Advice from Prerak Mehta

    Send us Fan MailIn this episode of The Medicine and Money Show, Dr. Joseph sits down with Prerak Mehta, a 23-year-old marketing agency founder from India who helps doctors and high-skill professionals turn their online presence into real patient appointments and sustainable revenue.We break down why marketing matters for physicians, how trust is built online before the first visit, and what doctors need to understand about SEO, Google Ads, and Facebook Ads in today’s AI-driven world.Prerak shares practical insights on how AI is reshaping search behavior, why repurposing content multiplies reach, and the three key levers every practice must use to attract the right patients—not just more traffic.If you’re a physician, investor, or practice owner looking to grow with intention (not gimmicks), this episode is packed with actionable takeaways.Key Topics Covered✔️ Why doctors must think like brands✔️ How trust and authority drive patient decisions✔️ SEO fundamentals in the age of AI✔️ Google & Facebook ads for medical practices✔️ Repurposing content for maximum reach✔️ The 3 levers to attract high-quality patientsTimestamps00:00 Introduction & Episode Overview01:33 Why Marketing Matters for Doctors & Investors04:05 Prerak’s Journey into Tech & Marketing08:37 How AI Is Revolutionizing SEO14:05 Building a Powerful Online Presence27:57 Services Offered by Net Mafia39:24 Final Thoughts & Takeaways🔔 Subscribe for more conversations at the intersection of medicine, money, and mindset📌 Share this episode with a colleague who wants to grow their practice the smart wayJoin a community of physicians leveling up their financial future. Start here: https://medmoneyshow.com/form

  36. 2

    The Cognitive Revolution How AI is Reshaping Our World

    Send us Fan MailThe Next Frontier: How AI is Transforming Our Understanding of the WorldIn this video, we explore a transformative journey inspired by a TED Talk on blockchain. With technology advancing rapidly, the focus shifts to artificial intelligence (AI) and its role in closing the 'cognition gap.' Learn how AI changes how we perceive and act on complexity, offering machine-powered insights and pattern recognition. From diagnosing rare medical conditions to optimizing business strategies, AI amplifies human capabilities. Discover the potential of combining the internet, blockchain, and AI to create a real-time global network that enhances decision-making and understanding. Join us at the launchpad of human understanding powered by AI.00:00 The TED Talk That Changed My Investing Journey01:16 Understanding the Cognition Gap02:51 The Role of AI in Modern Complexity04:34 AI in Practical Applications05:57 The Future of AI and Human Collaboration06:59 The Cognitive Revolution and Our Role07:38 Envisioning an AI-Powered World08:05 Conclusion: Embracing AI for Better CognitionPodpageIf you aren’t totally satisfied with your podcast website, I recommend you take a look. Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.

  37. 1

    Ease Your Tax Burden With Cost Segregation

    Send us Fan MailHow does investing in real estate help legally lower your tax bill with Just Gephart?#cre #investing #money #medicine #RealEstate  Subscribe to my YouTube channel.    / @medicineandmoneyshow  

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ABOUT THIS SHOW

A podcast for high-performing doctors who want to escape financial dependency and build lasting wealth. Join Dr. Joseph Ryan Smolarz as he shares practical strategies for shifting from consumer to investor, without needing a finance degree.

HOSTED BY

J. Ryan Smolarz, M.D., M.B.A.

CATEGORIES

Frequently Asked Questions

How many episodes does The Medicine and Money Show have?

The Medicine and Money Show currently has 37 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is The Medicine and Money Show about?

A podcast for high-performing doctors who want to escape financial dependency and build lasting wealth. Join Dr. Joseph Ryan Smolarz as he shares practical strategies for shifting from consumer to investor, without needing a finance degree. 

How often does The Medicine and Money Show release new episodes?

The Medicine and Money Show has 37 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to The Medicine and Money Show?

You can listen to The Medicine and Money Show on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts The Medicine and Money Show?

The Medicine and Money Show is created and hosted by J. Ryan Smolarz, M.D., M.B.A..
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