PODCAST · business
The Real Estate Ripple
by Three Rivers Association of REALTORS®
The Real Estate Ripple is your trusted source for all things real estate, lending, and local market insights. Whether you’re a realtor, mortgage professional, or part of the real estate community in Joliet and beyond, we provide expert tips, strategies, and stories to help you thrive. Tune in for market updates, in-depth interviews, and actionable advice to stay ahead in the property game. Subscribe today and make waves in your real estate journey!
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More Than a Logo: The Power of Personal Branding
Episode Summary Personal branding is more than a logo or the brokerage you work for—it’s who you are, what you stand for, and how people experience you. In this roundtable discussion, Christy, Megan, Lindsey, and Joe break down why authenticity, life experience, and consistency are the foundation of a strong personal brand. From serving first-time homebuyers and veterans to navigating divorce transactions with care and discretion, the hosts share real stories that show how trust and storytelling shape long-term success in real estate and lending. Show Notes In this episode of The Real Estate Ripple, the hosts explore what it truly means to build a personal brand—and why clients choose you, not just the company logo on your business card. They discuss how life experience often matters just as much as professional credentials, and how leaning into your authentic strengths helps attract the right clients. Key Takeaways: Your personal brand is who you are, not the brokerage name or logo you sit under Clients work with people they trust and relate to, not just companies Authenticity matters—trying to be everything to everyone damages credibility Life experience can become your greatest professional asset Niches often develop naturally through personal stories and challenges Storytelling is more powerful than “selling” when building a brand Consistency and vulnerability help create long-term trust Professionalism, discretion, and confidentiality should always be part of your brand Social media works best when it reflects both your personal and professional life Quality connections matter more than follower count. Topics Covered: Why personal branding goes beyond logos and company names How educators, listeners, and problem-solvers stand out naturally Serving clients through difficult life transitions like divorce Using personal mistakes as teaching tools for clients Building trust through boundaries, permission, and confidentiality Sharing stories on social media without oversharing or violating privacy Finding your niche through lived experience Letting your brand evolve as your business grows.
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Business Planning: Build a Year That Doesn’t Happen by Accident
A successful year in real estate doesn’t happen by chance - it happens by design. In this episode of The Real Estate Ripple, Megan, Joe, Christy, and Lindsey dive into what effective business planning really looks like for business professionals at every stage of their career. From setting realistic goals and knowing your numbers to breaking big plans into manageable daily actions, the hosts share practical strategies to help you stay focused, consistent, and motivated throughout the year. They also discuss how to use calendars and CRMs without feeling overwhelmed, the importance of accountability, and why your business plan should align with your personal values and lifestyle. Whether you’re a brand-new agent or a seasoned professional looking to reset and refocus, this episode offers actionable insights you can start using right away. In this episode, you’ll learn how to: Create a business plan that actually gets used Break big annual goals into realistic, manageable action steps Track progress without perfectionism or burnout Use calendars and CRMs in a way that works for you Build habits and routines that support consistency and balance Stay accountable while giving yourself grace Focus on progress over perfection Topics Covered: Business planning for professionals at every stage Goal setting and habit building Time blocking and calendar strategy CRM best practices without overwhelm Personal values, mindset, and sustainability Accountability, reflection, and celebrating small wins Books Mentioned in This Episode The 12 Week Year: Get More Done in 12 Weeks than Others Do in 12 Months – Brian P. Moran & Michael Lennington Breaking annual goals into focused 12-week execution cycles. The Miracle Morning: The Not-So-Obvious Secret Guaranteed to Transform Your Life (Before 8AM) – Hal Elrod Creating intentional morning routines to set the tone for productivity and mindset. The Gap and The Gain: The High Achievers' Guide to Happiness, Confidence, and Success – Dan Sullivan & Dr. Benjamin Hardy Focusing on progress, growth, and how far you’ve come—rather than what’s still missing. AND The Big A## Calendar - The Big Ass Calendar Company | Calendars, Planners, and More Three Rivers Website: Three Rivers | Association of REALTORS®
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December Deals: Why the Holiday Season Might Be Your Real Estate Sweet Spot!
December Deals: Why the Holiday Season Might Be Your Real Estate Sweet Spot Hosts: Megan Wendtland & Lindsey Hazdra Presented by: Three Rivers Association of REALTORS® Podcast: The Real Estate Ripple In this holiday edition of The Real Estate Ripple, Megan Wendtland and Lindsey Hazdra break down one of the most overlooked opportunities in the market: December real estate deals. Whether you're a buyer, seller, or industry pro, this episode dives into why the end of the year can offer big advantages and what pitfalls to avoid. In This Episode, You’ll Learn: Why December Can Be a Goldmine for Buyers Less competition and fewer multiple-offer situations How off-season timing can help first-time buyers, renters, or anyone not tied to school-year schedules Why keeping your MLS search open through the holidays can uncover the perfect listing Lending & Financial Insights for the Holiday Season The hidden dangers of Buy Now, Pay Later apps like Affirm, Klarna, and Afterpay How holiday spending can derail your mortgage approval Why staying financially steady is essential when you’re under contract Tips for gathering year-end financial documents to make your lender love you Selling Your Home in Winter How to use the season to your advantage warmth, staging, curb appeal, and cozy vibes Why pricing strategically (even below market) can spark buyer competition Smart seller incentives that attract buyers without cutting into your bottom line Psychology tips: how to help buyers “feel like they won” Professional Tips for Agents The importance of buyer consultations early and often Setting expectations to avoid mid-transaction surprises Using NAR’s Consumer Guide: 8 Tips for Selling Your Home in Winter and turning resources into branded marketing Why the first 5–7 days on market are critical for seller success Lighting, scent, safety, access, and the showing experience what really makes a difference Real Talk Moments How plug-ins and strong scents can turn a buyer off Why Aunt Susie (the lender or the agent) isn’t always the right fit The psychology behind holiday transactions Real-life scenarios of deals delayed by small missteps and how to avoid them Key Takeaways Buyers: December can be your competitive edge if you stay financially disciplined. Sellers: Lean into the season, price smart, and create a memorable, cozy showing experience. Agents: Use this slower season to educate, prepare, and build strong client relationships. Everyone: Close first. Shop later. Final Notes If you’re thinking about making a move during the holiday season or helping clients navigate it Megan and Lindsey have you covered. Their advice blends practical strategy with real-world experience to help you finish the year strong. Stay tuned for the next episode coming in January. Happy holidays from The Real Estate Ripple!
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Roof Damage and Insurance Claims: What Every Homeowner and Realtor Should Know
When storm damage hits, navigating roof repairs and insurance claims can be confusing—even for seasoned homeowners and REALTORS®. In this episode, Christy and Joe sit down with John Kozlar, owner of Caravan Roofing and a licensed attorney, to uncover why it’s critical to have a roofing professional by your side when the insurance adjuster shows up. John shares his unique perspective as both a roofer and attorney, breaking down how insurance claims really work, what pitfalls to avoid, and why proper representation during inspections can make or break your claim. Whether you’re helping a client or filing your own, this conversation will prepare you to handle roof damage claims the smart way. Key Takeaways: Representation matters: Never face an insurance adjuster alone—bring a roofing professional or contractor who can document damage and advocate for you. Documentation is key: Take plenty of photos and keep records to support your claim if questions arise. Don’t believe every myth: Premiums are based on your zip code, not necessarily your individual claim. Timing counts: Most insurance companies allow just one year from the date of the storm to file a claim. Read before you sign: Know what you’re agreeing to when hiring a roofer and beware of out-of-state “storm chasers.” Denied doesn’t mean done: Even if your claim is denied, a knowledgeable roofer may help you get it approved later. For REALTORS®: Understanding the roof claim process helps you better advise clients buying or selling homes after storm damage. Partnering with reputable local professionals like John ensures smoother transactions and better outcomes for your clients. Guest Info: John Kozler – Caravan Roofing Website: caravanroofing.com Phone: 312-823-7788 Even if you’re not ready to hire, John encourages homeowners and REALTORS® to reach out with questions—he’s always happy to help you understand the process. Connect with The Real Estate Ripple: Follow, like, and leave a review to help us make a bigger ripple in the world of real estate. Stay tuned for more expert interviews and local insights that help you and your clients thrive.
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How To Step Into Leadership with Jennifer Viano, TRAR Board of Directors President-Elect, Managing Broker/Owner Town Center Realty
In this inspiring episode, we dive into the power of getting involved in REALTOR® Association leadership with special guest Jennifer Viano, TRAR Board of Directors President-Elect and Managing Broker/Owner of Town Center Realty in Joliet. Jennifer shares her journey from new agent to managing broker/owner and now president-elect of the Three Rivers Association of REALTORS®. From the importance of committee service to how involvement can shape your business and expand your network, this episode is packed with practical advice and real-world stories. Plus learn more about our 106th Installation of Officers and Directors on September 17th! What You’ll Learn: How Jennifer transitioned from a service industry background into real estate What inspired her to step into leadership roles at the association The value of joining a committee (even if you’re brand new!) Different types of committees and what to expect from each one Tips on getting involved in state and national associations How association involvement can grow your business and leadership skills A sneak peek into the 106th Installation of Officers & Directors happening Sept. 17 at the Rialto Square Theatre in Joliet Key Takeaways: Start Small: Sit in on a committee meeting, attend an event, or talk to a current board member. No Experience Required: You don’t have to be a top producer to get involved—just show up and be open to learning. Affiliates Welcome: Involvement is not just for REALTORS®—affiliates play a huge role, too. Leadership is a Ladder: Local involvement opens doors to state and national opportunities. Events Build Community: Association events are a great way to network, learn, and have fun. Upcoming Event: 106th Installation of Officers and Directors September 17th @ 6:00pm Rialto Square Theater 102 N. Chicago St., Joliet, IL Find Tickets Here: 106th Installation of Officers and Directors Thanks for listening to The Real Estate Ripple. Don’t forget to subscribe and leave a review. Until next time—keep creating waves in your business and community!
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Picture Perfect Sales: Why Professional Photography Pays Off for REALTORS® and Sellers - Plus Tips from the Pros!
In today’s episode, Christie and Joe dive into the world of real estate marketing with Corey Krakowski, co-founder of Vizimage Productions, LLC, a media company specializing in real estate photography, videography, and visual marketing tools. Corey shares his expert insight on how professional photography can make or break a listing in today's digital-first real estate market. He explains that your photos are often the first — and sometimes only — chance to grab a buyer’s attention. Poor-quality images can cause even well-priced homes to be overlooked, while high-quality, professionally captured photos build trust, generate more foot traffic, and lead to faster and stronger offers. Key Takeaways & Topics Covered: Why Professional Photography Matters: First impressions are everything. Listings with dark, cluttered, or poorly framed images can turn off buyers before they ever schedule a showing. Professional images tell a clear story and spark emotional connections. DIY vs. Professional Photos: Corey breaks down the difference between iPhone photos and pro shots — from lighting and color accuracy to framing and editing. He explains how professionals use high-end cameras, external lighting, and post-processing techniques to showcase a home's true potential. Preparing a Home for Photos: REALTORS® and sellers must work together to clean, declutter, and stage the home. Corey shares what photographers look for, including turning off fans, putting down toilet seats, and creating flow in each room. The Power of Virtual Staging: Empty homes are difficult to photograph well. Virtual staging adds warmth and imagination by digitally furnishing rooms to help buyers visualize how they could live in the space — all while being cost-effective and quick. Timing & Turnaround: Quick turnaround is essential when delivering professional real estate photos so listings can be posted without delay. Even challenging conditions like rain or poor lighting don’t have to slow things down — blue skies can be digitally added, and trained photographers know how to work with any lighting to ensure consistent, high-quality results. Behind-the-Scenes Moments: From clients mopping floors during a shoot to awkward moments with reluctant sellers, Corey shares a few humorous stories that highlight why preparation and professionalism matter. Beyond Photos – Video & Social Media Content: Corey discusses how his company helps agents create short-form video content for platforms like Instagram, Facebook, and TikTok. These videos keep REALTORS® top of mind and position them as professionals in their market. He also explains the benefits of listing videos, talking-head clips, and even teleprompter-assisted content sessions. Final Thoughts: Professional photography isn't just a luxury — it’s a necessity in today’s competitive real estate market. REALTORS® who consistently use high-quality visuals demonstrate value to their clients and elevate their personal brand. As Corey says, marketing works — and investing in great media is one of the smartest moves a REALTOR® can make. Connect with Vizimage Productions, LLC: Website & Booking: visimagerealestate.com Instagram: https://www.facebook.com/Vizimage Facebook: https://www.instagram.com/vizimage/ Phone: (815) 290-9690
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Clear The Clutter: Expert Tips to Organize Your Home and Keep It That Way!
In this episode of The Real Estate Ripple, hosts Megan Wendtland and Christie Murawski, are joined by Kris Todd and Laura Cunningham from KAT Organizing & Relocation Solutions. Together, they dive into the emotional and practical sides of home organization—whether you’re staging a home to sell, helping aging loved ones transition, or just trying to reclaim your space. From 15-minute cleanups to hoarding support and senior move management, Kris and Laura share powerful, judgment-free guidance to help homeowners take control of their clutter and create more functional, peaceful environments. Topics Covered: The story behind KAT Organizing’s name and its family roots Why organizing feels overwhelming—and how to overcome it The “10-minute timer” trick for making progress every day Creating sustainable systems for busy households How to organize sentimental items (like kids’ schoolwork) Key clutter zones and how to tame them (entryways, kitchen tables, stairs, etc.) Affordable organizing tools: clear bins, duct tape, timers Teaching kids life-long organizing habits Organizing for real estate: prepping a home for sale without overwhelming the client Working with hoarders: compassionate, specialized support Senior move management and the value of NASMM accreditation When to consider outside help—and how it can make all the difference Kris & Laura’s Pro Tips: ✅ Start small—drawers, one shelf, or 10 minutes at a time ✅ Use a family calendar to manage chores and schedules ✅ Declutter before a move to save time and money ✅ Focus on what works for your family—not Instagram perfection ✅ Celebrate small wins and build consistent routines Where to find KAT Organizing & Relocation Solutions: Website: KAT Organizing & Relocation Solutions Contact: KAT Organizing Contact Kris Todd Email: [email protected] Phone: (708) 516-8418
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Celebrating AANHPI Heritage Month with Cleo Aquino, President of the Greater Chicago Chapter of AREAA
Podcast Show Notes: Episode Title: Celebrating AANHPI Heritage Month with Cleo Aquino of AREAA Episode Summary: Christy and Joe welcome Cleo Aquino, President of the Greater Chicago Chapter of the Asian Real Estate Association of America (AREAA), to discuss her personal and professional journey, the mission of AREAA, and the impact of advocacy in real estate. Cleo shares how AREAA advances sustainable homeownership, disaggregates critical data for better policymaking, and empowers first-time buyers through education. She also highlights upcoming social and fundraising events like the Dragon Boat Race and Swing for a Cause golf outing. Join us for an energizing conversation filled with community spirit, impactful initiatives, and leadership insights! What You'll Learn in This Episode: Cleo Aquino’s background and journey into real estate The mission and national impact of AREAA Key policy wins, including census data disaggregation and renters' credit programs Why first-time homebuyer education is crucial, especially for immigrant communities Exciting AREAA Chicago events coming in 2025 Resources Mentioned: AREAA State of Asia Report - https://areaa.org/resource-asia-america-report Join AREAA Chicago: Join AREAA - https://areaa.org/membership-registration AREAA Member benefits: AREAA Member Benefits - https://areaa.org/benefits Connect with AREAA Chicago: Email: [email protected] Website: https://areaa.org/greaterchicago Follow The Real Estate Ripple: Subscribe so you never miss an episode!
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Special Edition - Midland States Bank, Presenting Sponsor of The Three Rivers Home Expo!
In this special episode of The Real Estate Ripple, Joe and Christy sit down with Chris Marconi, a dedicated lender from Midland States Bank, the presenting sponsor of the upcoming Three Rivers Home Expo. Chris shares valuable insights on the current real estate market, tools and resources for buyers and sellers, and how Midland is supporting homeownership at every level. What You’ll Learn in This Episode: How Midland States Bank supports communities and fosters a positive internal culture. Market trends affecting both buyers and sellers in 2025. Details on programs like HomeReady, Home Possible, and a down payment assistance grant program through the Will County Center for Community Concerns (WC4). Smart tips for first-time homebuyers navigating the mortgage process. How bridge loans can help sellers transition smoothly into new homes. What to expect at the Three Rivers Home Expo on April 26, including educational sessions, family activities, and opportunities to connect with experts. Expo Highlights: Breakout sessions on mortgages, home equity loans, and savings strategies Vendor booths with home service professionals Family-friendly activities: Home Depot projects, character visits, and more! Midland States Bank Midland States Bank Mortgage Loan Officers The Three Rivers Home Expo
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The Home Improvement Series: The Importance of Pre-Listing Inspections with Scott Seaton of SLS Home Inspections.
The Real Estate Ripple The Home Improvement Series: The Importance of Pre-Listing Inspections with Scott Seaton of SLS Home Improvement. Hosts: Joe Medrano & Megan Wendtland Guest: Scott Seaton, former owner of SLS Home Inspection Episode Summary: Thinking about listing your home? Don’t miss this episode of The Real Estate Ripple as we sit down with longtime home inspector Scott Seaton of SLS Home Inspections. With over 6,000 inspections under his belt, Scott shares invaluable insights on what sellers (and agents) need to know before listing a property. From structural damage hidden in attics to moldy crawl spaces, Scott breaks it all down using his famous “Cookies vs. Crumbs” analogy — helping you understand what’s a deal-breaker and what’s just a simple fix. In This Episode: Why pre-listing inspections can save sellers money, time, and deals What to look for: Roof, attic, foundation, HVAC, plumbing, and more The “cookie and crumb” approach to home issues Common mistakes sellers make before going to market How regular home maintenance prevents costly problems Why even new construction should be inspected What a pre-listing inspection typically costs and includes Pro Tips for Sellers: “Water always wins” — fix small leaks before they become big problems Document your home’s condition with date-stamped photos Don’t ignore the attic or crawl space — inspectors won’t! 🔗 Resources & Contact: SLS Home Inspections (815) 644-6271 slshomeinspections.com 24/7 Online Scheduling Thanks for Listening! If you found this episode helpful, subscribe, rate, and share The Real Estate Ripple! Follow us on social media for more updates, tips, and upcoming episodes.
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The Three Rivers 2nd Annual Home Expo Presented by Midland States Bank with Scott Gajewski and Molly Babyak.
Join hosts Christy and Joe on The Real Estate Ripple as they dive into all the details of the Second Annual Three Rivers Home Expo, happening April 26 at Countryside Banquets in Joliet, IL. Special guests Scott Gajewski and Molly Babyak share exciting updates, including a more accessible venue, expanded vendor lineup, family-friendly activities, and new breakout sessions. Whether you're a homeowner, first-time buyer, or just looking for great home resources, this free event has something for everyone. A link to the Home Expo website is below. Key Highlights: Guests: Scott Gajewski (Vice Chair of the Home Expo Committee, lender with Fairway) and Molly Babyak (Director of Events at Three Rivers Association of REALTORS®). Purpose: The expo connects homeowners, first-time buyers, and the community with vendors and organizations that support homeownership. New Features This Year: More accessible venue with free, ample parking. More family-friendly activities, including a kids' area, Home Depot workshops, and surprise princess appearances. Breakout sessions from vendors on home improvement, financing, estate planning, and more. Expanded focus beyond realtors to include home services, nonprofit organizations, and community groups. Vendors & Sponsors: Over 50 expected vendors, with sponsors including Midland States Bank, loanDepot, MRED, and more. Registration Encouraged: Free event, but preregistration at ThreeRiversHomeExpo.com allows for express check-in. Also, a very big "thank you" to our Presenting Sponsor, Midland States Bank!
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Built from the Ground Up - Tips and Tricks for Success with Rachel Derry and Victoria Kroll Mallek
In this episode of 'The Real Estate Ripple' podcast, hosts Christy Murawski and Megan Wendtland, welcome Rachel Derry from TownCenter Realty and Victoria Kroll Malik from Century 21 Pride, two accomplished realtors, to discuss their career journeys and share valuable insights. Victoria and Rachel discuss their professional backgrounds before entering real estate, the challenges they faced, and how they overcame them. They emphasize the importance of social media, networking, mentorship, and the right mindset for success in the Real Estate industry. Both guests highlight the significance of finding joy in their work, maintaining a strict schedule, and continuous learning. The podcast offers actionable advice for new and struggling agents on building a robust career in real estate.
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Celebrating Women's Impact in Real Estate with Attorney Heather Glockler and Nora Gruenberg, GAD
Celebrate Women's History Month with The Real Estate Ripple! In our latest episode, we explore how women have shaped the real estate industry—breaking barriers, leading as professionals, and becoming homeowners at record rates. With 66% of REALTORS® now being women, we discuss the progress made, the challenges that remain, and the importance of mentorship and support. Featuring insights from real estate attorney Heather Glockler and Local Government Affairs Director Nora Gruenberg, this episode is packed with inspiration, history, and practical advice. Tune in and learn how women are moving forward together in real estate! Our Sponsor: Buy Tickets online: Three Rivers | Association of REALTORS® Our Guests: Heather Glockler Nora Gruenberg
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Breaking Barriers a Black History Month Conversation on Homeownership with guests Terrell and Danielle Shell
This episode of The Real Estate Ripple podcast, hosted by Joe Medrano and Carl McGee from Three Rivers Association of REALTORS®, features special guests Terrell and Danielle Shell, a husband-and-wife real estate duo. The discussion highlights the challenges and progress in Black homeownership, particularly in Illinois, where Black homeownership stands at around 40%, significantly lower than the 72% rate among white homeowners. Key Topics Discussed: Personal Homeownership Journey: Terrell and Danielle share their story of becoming homeowners, experiencing foreclosure during the 2007-2008 financial crisis, and eventually regaining homeownership. They emphasize the importance of financial literacy and preparation, recounting how they recovered by learning from their past financial mistakes. Barriers to Black Homeownership: Misinformation and lack of financial education prevent many from owning homes. Generational trends—many families have never owned homes, leading to a lack of homeownership knowledge being passed down. The psychological barrier—many believe homeownership is out of reach, which discourages them from even starting the process. Role of Education in Homeownership: The Shells advocate for real estate education at the high school level, helping younger generations understand credit, savings, and mortgage processes. They share their outreach efforts, where they mentor and educate students about financial literacy and homeownership. Predatory Lending and Policy Changes: Discussion about the predatory lending practices that led to foreclosures in the Black community during the 2007-2008 financial crisis. Today’s lending landscape has improved with more regulations to prevent similar financial disasters. Encouraging First-Time Homebuyers: Stories of clients who overcame obstacles to become first-time homeowners, including a client who became the first in his family to own a home. The importance of mentorship and support in helping first-time buyers navigate the process. The Role of Veterans in Homeownership: Many Black veterans are unaware of VA loan benefits that could help them purchase homes with no money down and no mortgage insurance. Raising awareness about these programs is essential to increasing Black homeownership. Final Message: The conversation concludes with a call to action: Educate communities about homeownership. Encourage financial literacy from a young age. Support first-time homebuyers, particularly in underrepresented communities. The hosts and guests emphasize that Black History Month is not just about reflection but also about taking steps toward economic empowerment through real estate. Episode Sponsor: Buy tickets at: www.trarealtors.net
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Navigate the New 8.0 Real Estate Contract Like a Pro with Guests Attorney Gary Mueller and REALTOR® and Educator Annette Panzek.
This episode of The Real Estate Ripple brings you an expert-led discussion on the brand new 8.0 Multi-Board Residential Real Estate contract and its updated addendums. Join us as Attorney Gary Mueller and educator Annette Panzek walk us through the significant changes and their implications for realtors, enabling you to handle transactions confidently. Whether you're an experienced agent or new to the field, learn about the crucial modifications in the contract and what to watch out for to avoid common pitfalls. Our hosts Christy and Megan and our guests Gary and Annette cover valuable insights into inspection processes, personal property provisions, and compensation details. Don't miss the chance to register for an in-person training on February 5th and gain the tools you need to stay ahead in the real estate industry. Stay informed, make informed decisions, and ensure your success with this indispensable episode.
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Government Affairs 101 with Nora Gruenberg, GAD
In this episode of the Real Estate Ripple, hosts Joe Medrano and Carl McGee sit down with special guest Nora Gruenberg from Illinois Realtors to explore the influential role of realtors in shaping policy and driving community impact. Nora, a Government Affairs Director, provides an inside look at how Illinois Realtors advocate for the real estate industry at local, state, and federal levels, ensuring policies that benefit realtors and the communities they serve. Tune in to understand the critical partnerships realtors form with legislators, community stakeholders, and how these efforts ensure a strong voice for the industry. Discover how realtors can leverage collective power to drive economic and policy changes that benefit their professional and local communities. This episode is an essential listen for anyone in the real estate sector wanting to make impactful ripples in their market.
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The Corporate Transparency Act Explained: How It Affects Your Business with Attorney Sean Robertson of Gateville Law Firm
Welcome to another insightful episode of The Real Estate Ripple, where hosts Joe Medrano and Carl McGee dive into the world of real estate with expert guests. This week, they're joined by attorney Sean Robertson from Gateville Law Firm, specializing in real estate and estate planning, to discuss the Corporate Transparency Act (CTA). In this episode, you'll learn about the CTA's purpose in combating money laundering and terrorism through real estate and business entities. Sean explains who needs to comply, the deadlines involved, and the potential penalties for non-compliance. Whether you're a realtor, investor, or involved in any incorporated entity, this episode provides crucial information you can't afford to miss. Discover the implications for LLCs, S-corps, and other business structures, and how this new regulation affects privacy and ownership transparency. Sean also shares practical advice on how to navigate the registration process, ensuring you're prepared for the upcoming changes. Tune in to stay informed and ensure your real estate ventures remain compliant in the ever-evolving landscape. Don't forget to subscribe and share The Real Estate Ripple with your network to keep the conversation going. Remember, every ripple counts! This Episode's Guest: The Corporate Transparency Act - Presentation - PDF of Sean's Power Point Presentation Gateville Law Firm Link to Website The Affiliate Committee Presents: Food for Thought On-Demand - Corporate Transparency Act Explained w/Sean Robertson
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Navigating Joliet's Real Estate Waves
Welcome to the Real Estate Ripple, your essential podcast for insights into the dynamic world of real estate, lending, and local market trends. Tailored for realtors, mortgage professionals, and the vibrant real estate community in Joliet and surrounding areas, this episode offers invaluable tips, tools, and strategies to help you excel. Join us as we explore the latest market trends and lending updates, featuring expert interviews and local spotlights that delve deep into the evolving property scene. Our aim is to keep you ahead of the curve with actionable advice and engaging stories, ensuring you and your clients make informed decisions. Whether you're seizing new opportunities or tackling complex transactions, the Real Estate Ripple is here to make your journey smoother, smarter, and more successful. Subscribe today and be part of the conversations that are making waves in real estate. Let's make a splash together!
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Home Sweet Office: Navigating the Triumphs and Trials of Remote Work
Welcome to Season 2 Episode 1 of The Real Estate Ripple, where Christy, Joe, Megan, and Carl dive into the ever-evolving world of real estate. In this episode, the hosts explore the dynamic topic of working from home, discussing both its triumphs and trials. Join Christy Morawski, a seasoned realtor, Joe Medrano, a mortgage expert, Carl McGee, a Marine veteran and real estate professional, and Megan Wendland, an experienced loan officer, as they share personal experiences and insights. Discover how working from home has transformed their daily lives and provided flexibility, especially for those with families. From the flexibility and productivity gains to the challenges of distractions and the struggle to maintain boundaries, the hosts candidly discuss their experiences. They also share valuable tips on setting up a conducive home office, maintaining discipline, and finding the right balance between work and personal life. The episode wraps up with a focus on mental health, the importance of hobbies, and the value of staying connected through real estate associations and committees. Tune in to gain insights and inspiration, whether you're a seasoned real estate professional or someone navigating the world of remote work.
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TRAR's Diversity Committee - Promoting Diversity, Education, and Inclusion.
In this episode of “Keepin' Up with the Currents Real Estate Real Talk,” host Connie Vavra delves into the significance of diversity in the real estate industry with guests Christina Johns and Kimberley Peoples. The conversation centers around the evolution of the Diversity Committee at Three Rivers Association of Realtors, its impact on the industry, and the importance of inclusivity in creating a welcoming space for all members. From community outreach at events like Joliet Pride to upcoming initiatives like a cultural food fest and book club discussions, the committee is dedicated to promoting awareness and understanding of diverse backgrounds. About the Guest(s): Christina Johns: Christina Johns is the Chair of the Diversity Committee at Three Rivers Association of Realtors. With a passion for inclusivity and creating a welcoming environment for all members, Christina is dedicated to ensuring that diverse backgrounds and cultures are represented within the association. Her commitment to education and awareness drives her efforts to make Three Rivers a place where all individuals feel recognized and valued. Kimberley Peoples: Kimberley Peoples serves as the Vice Chair of the Three Rivers Diversity Committee. Bringing a wealth of experience in community lending, Kimberley is focused on promoting diversity and inclusion within the real estate industry. She actively participates in educational initiatives and community events to foster understanding and appreciation for different cultures and backgrounds. Key Takeaways: The Diversity Committee at Three Rivers Association of Realtors aims to create a welcoming and inclusive environment for all members, ensuring that diverse backgrounds and cultures are represented. Initiatives such as community outreach at events like Joliet Pride and educational efforts, like book club discussions, are instrumental in promoting diversity and inclusion within the real estate industry. Engaging in cultural events, such as a future performance cultural event, helps to celebrate and appreciate different origins and traditions, fostering a sense of community and mutual understanding. The committee encourages diverse participation from members of all backgrounds to ensure a wide representation and to receive a variety of perspectives and ideas for future initiatives. Education and open communication are key to addressing assumptions and biases in the industry and fostering a culture of respect and appreciation for all individuals. Notable Quotes: Christina Johns: “We want to make sure that everybody feels comfortable and knows that they are a part of this association.” Kimberley Peoples: “I think that’s the key to diversity, inclusion is education.” Resources: Three Rivers Association of Realtors Website Don’t miss out on this insightful discussion on diversity in real estate. Tune in to the full episode for more enlightening insights and stay informed with “Keeping Up with the Currents Real Estate Real Talk” podcast.
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TRAR's Ignite at Joliet Slammers event PLUS more! With TRAR's Special Events Committee!
In this episode of “Keeping Up with the Currents Real Estate Real Talk Podcast,” host Connie Vavra engages in a lively discussion with Jennifer Viano and Molly Babyak about the exciting upcoming events organized by the Special Events Committee at Three Rivers Association of Realtors®. From the action-packed Ignite baseball game at the Joliet Slammers on August 2nd to the tropical-themed Installation of the Board of Directors at Embers Taphouse on September 26th, the podcast delves into the details of these events while highlighting the fun and camaraderie that define the association’s culture. Listeners can look forward to a blend of networking opportunities, educational insights, and festive celebrations as they dive into the world of real estate with a fresh perspective. About the Guest(s): Jennifer Viano Jennifer Viano is the Secretary/Treasurer for Three Rivers, Chair of the Special Events Committee, and Broker Owner of Town Center Realty. With a passion for real estate and a commitment to community involvement, Jennifer brings a wealth of experience and expertise to the industry. Her leadership roles within the association showcase her dedication to advancing the real estate profession and supporting fellow REALTORS®. Molly Babyak Molly Babyak serves as the Director of Education and Special Events at Three Rivers. Her multifaceted role involves orchestrating engaging events, fostering educational initiatives, and creating memorable experiences for members. Molly’s innovative approach and organizational skills have contributed significantly to the success of various events hosted by the association. Key Takeaways: Enjoy a family-friendly evening at the Ignite at Joliet Slammers event on August 2nd with a pre-game picnic, private bartender, and an opportunity to win the first pitch raffle. Come out and join us at our Installation event on September 26th for a night of celebration, tropical vibes, and a taco bar at Embers Taphouse in Lockport. Mark your calendars for the Christmas party on December 17th at Jacob Henry Mansion, featuring a fun-filled theme and engaging activities for all attendees. Don’t miss out on these exciting events and experiences organized by Three Rivers Association of REALTORS®. For more insightful discussions and engaging content, tune in to the full episode of the podcast and stay updated on upcoming episodes. Resources: Members and their guests can register for our upcoming events on our website below. Three Rivers Association of REALTORS® Website
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14
Social Media Domination without Spending a Dime - Summer Sales Seminar
In this episode Connie Vavra, your host, talks with Joe Medrano, Chair of the TRAR Affiliates Committee about their event, Social Media Domination Without Spending a Dime which is happening on July 16th from 5pm-7pm at the Orland Park Chateau featuring speaker Alan Stern. Alan will be talking about his HEAT Method of social media domination, AI, and all things social media. This event will have a networking happy hour with appetizers and drinks. Tickets are $15 each and the event is open to both TRAR Members and the public. We hope you'll come out and join us! For more information and to register, please click this link: Social Medial Domination Event For more information about Alan Stern, please click here: Persona Marketing Services Checkout the Three Rivers Association of REALTORS® website here: www.trarealtors.net
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13
The REALTOR® Party, Legislative meetings, & RPAC with Karen Robertson
In this episode your Host, Connie Vavra and Karen Robertson, a seasoned REALTOR® with over 30 years of experience, discuss the vital role real estate professionals take in shaping community policy and advocacy efforts. From advocating for private property rights to influencing legislation at the state and national levels, Karen emphasizes the impact of REALTORS® in driving positive change. Discover how realtors collaborate, share stories, and work tirelessly to represent consumer interests effectively - a must-listen for anyone interested in the intersection of real estate and community development. Tune in for insightful discussions on the Realtor Party’s mission and impactful initiatives. Show Notes About the Guest(s): Karen Robertson is a seasoned managing broker at crosstown Realtors Otahomer, Glenn, and Plainfield, with over 30 years of experience in the real estate industry. With a background in building and development, Karen brings a unique perspective to her role as a realtor. She has been actively involved in the Homebuilders association at the state, local, and national levels and is dedicated to advocating for private property rights and shaping policies that benefit communities. Episode Summary: In this engaging episode, Karen Robertson sheds light on the impact of the REALTOR® Party on the real estate industry and the community. Discussing her extensive background in building, development, and real estate, Karen delves into how real estate professionals collaborate rather than compete. She emphasizes the importance of advocacy, policy formation, and community involvement in driving positive change. Key themes explored include advocating for private property rights, shaping local policies, engaging in government affairs, and the significance of the Realtor Party in addressing housing challenges. Karen shares real-world examples, such as influencing a local ban on short-term rentals to accommodate individuals in transition and promoting veteran-friendly policies in real estate transactions. Key Takeaways: Advocacy for private property rights and community engagement are crucial aspects of being a real estate professional. The REALTOR® Party plays a significant role in shaping policies that benefit homeowners, renters, and communities. Collaborating with elected officials and government agencies can lead to positive outcomes for housing issues. REALTORS® have a voice in advocating for fair housing practices and addressing housing challenges. Involvement in the REALTOR® Party grants opportunities to influence legislation and support initiatives that benefit diverse communities. REALTOR® Advocacy | Illinois REALTORS® REALTORS® Political Action Committee | Advocacy | Illinois REALTORS®
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12
Three Rivers Association of REALTORS® 52nd Annual Golf Outing June 27, 2024
Welcome to the “Keeping Up with the Currents Real Estate Real Talk” podcast, where host Connie Vavra discusses the latest trends and insights in the world of real estate. In this episode, Connie is joined by Matt Persicketti, REALTOR® at Oakleaf Realty, and Molly Babyak, the Director of Education Advanced for Three Rivers. They discuss the details of the 52nd annual golf outing at The Bluffs in Channahon, Illinois. They highlight the fun and networking opportunities the event offers, as well as the importance of fundraising for community support. The episode also covers the event schedule, raffle prizes, and sponsorship opportunities. Register for our golf outing here: Three Rivers | Association of REALTORS® (trarealtors.net) Register for Dinner only here: Three Rivers | Association of REALTORS® (trarealtors.net) THANK YOU TO OUR SPONSORS!
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11
First Time Home Buyer Challenges and How to Fix Them
Show Notes About the Guest(s): Joe Medrano is a seasoned loan officer with over 25 years of experience in the banking industry. He has worked at various financial institutions, including big banks, small community banks, and credit unions. Joe is currently a loan officer at loanDepot, one of the largest non-bank lenders in the United States. He specializes in helping first-time homebuyers navigate the complex process of obtaining a mortgage and purchasing their first home. Episode Summary: In this episode, host Connie Vavra interviews Joe Medrano, a loan officer at loanDepot, about the challenges faced by first-time homebuyers and how to overcome them. Joe shares his personal experience as a first-time homebuyer and the mistakes he made, which inspired him to specialize in helping others avoid similar pitfalls. The main challenges discussed are the lack of funds for a down payment and credit issues. Joe provides valuable insights and advice on how first-time homebuyers can overcome these challenges and achieve their dream of homeownership. Key Takeaways: - Lack of funds for a down payment is a common challenge for first-time homebuyers. Joe explains the concept of “cost of waiting” and how waiting to save for a 20% down payment can result in missed equity gains and higher home prices. - There are various down payment assistance programs available, such as the Illinois Housing Development Authority (IDHA) programs. These programs offer forgivable, deferred, or repayable down payment assistance, depending on the borrower’s eligibility and preferences. - Credit issues can also be a significant challenge for first-time homebuyers. Joe emphasizes the importance of maintaining a good credit score and provides tips on improving credit, such as paying bills on time and reducing credit card balances. - Joe highlights the importance of education and personalized guidance for first-time homebuyers. He emphasizes the need for borrowers to work with loan officers who are knowledgeable about down payment assistance programs and can provide tailored advice based on individual circumstances. - Joe and Connie discuss the importance of confidentiality and trust in the client-lender relationship. They assure listeners that their conversations and personal information will remain confidential, creating a safe space for clients to discuss their financial situations. Notable Quotes: - “The longer you wait to save for a down payment, the more you’re missing out on equity gains and tax advantages.” - Joe Medrano - “If you’re going to make a payment anyway, you may as well make the payment to the bucket that’s going to create equity for you.” - Joe Medrano - “It’s not like I go home and talk to you about your credit issues with the realtor. Yeah, no, not unless you want me to. It’s between me and the customer, you.” - Joe Medrano loanDepot - Joe Medrano Illinois Housing Development Authority
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10
What is a Governmental Affairs Director and why you should attend 2024 Capitol Conference! with Nora Gruenberg.
In this episode join me, Connie Vavra, your guide through the ever-evolving world of real estate, as we navigate the complexities of how government policies intertwine with our industry. Listen in as I welcome Nora Gruenberg from the Illinois Realtors Government Affairs Program to shed light on the pivotal role of Government Affairs Directors. Nora offers invaluable insights into their advocacy for real estate-friendly policies, the significance of local government engagement, and the collaborative efforts required to dissect and influence complex legislation. We explore the direct impact of these policies on housing affordability and access, underscoring the importance of a united front between realtors, elected officials, and communities to ensure a favorable environment for real estate transactions. In our conversation, we reflect on the tangible effects of realtor advocacy with a case study from Plainfield, illustrating the power of community and professional involvement in legislative matters. Hear about my eye-opening experience at the Capital Conference in Springfield and learn how every individual's participation can tip the scales in policymaking. This episode is not just a discourse but an invitation for realtor members to join the movement and bolster the government affairs department through proactive engagement. We also unveil practical steps you can take to remain at the forefront of advocacy, ensuring that your voice and the interests of the real estate sector are heard loud and clear. So tune in, as we collectively steer through the dynamic currents of today's property landscape, armed with expert advice and the shared goal of a thriving real estate community. --------- EPISODE CHAPTERS --------- (0:00:00) - Real Estate and Government Affairs (0:14:04) - Realtor's Impact on Local Government (0:27:37) - Real Estate Real Talk & Insights --------- EPISODE CHAPTERS WITH SHORT KEY POINTS --------- (0:00:00) - Real Estate and Government Affairs Government Affairs Directors advocate for real estate policies, involving realtors, elected officials, and staff to ensure fair transactions. (0:14:04) - Realtor's Impact on Local Government Community involvement, Realtor Party, and individual participation in influencing policy discussed in Plainfield's efforts to prevent a problematic bill. (0:27:37) - Real Estate Real Talk & Insights Real estate dialogue offers expert advice and insights for professionals and home buyers, navigating market trends and utilizing resources. Sponsored by Three Rivers Association of REALTORS® 2024 Home Expo Links: 2024 Capitol Conference: Capitol Conference REALTOR® Lobby Day - Illinois REALTORS TRAR 2024 Home Expo: Home Expo! | Three Rivers (trarealtors.net) PLEASE NOTE: TRAR's bus to the 2024 Capitol Conference is CANCELED!
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9
TRAR Home Expo with Eddie Ruettiger
Join Connie Vavra as she interviews Eddie Ruettiger of the Ruettiger Group about the upcoming Three Rivers Association of REALTORS® Home Expo. This consumer-facing event focuses on homeownership and features vendors, classes, and non-profit organizations dedicated to helping individuals become successful homeowners. With the chance for the first 100 attendees each day to win $10,000 and a wide range of resources and information available, this free event is a must-attend for anyone interested in buying, selling, or maintaining a home. Don’t miss out on this opportunity to connect with experts in the field and learn valuable insights about the housing market. Chapters Timestamp Summary 0:00:00 Introduction to the upcoming Three Rivers Association of Realtors Home Expo 0:00:46 Overview of the event and its focus on homeownership 0:05:07 Discussion on the relationship between realtors and affiliate members 0:06:18 Recognition of sponsors and non-profit organizations involved in the event 0:09:48 Mention of the event’s relevance for sellers as well as buyers 0:09:48 The Home Expo offers information for sellers as well as buyers 0:09:52 Buying property requires personalized advice and a tailored approach 0:10:50 The Home Expo provides an opportunity to find the right team for your real estate needs 0:13:15 The first 100 attendees each day have a chance to win $10,000 0:14:48 Various classes will cover topics like applying for a mortgage loan and credit 101 0:15:39 The Home Expo will take place at the Renaissance Center in downtown Joliet 0:16:19 There is no cost to attend the Home Expo 0:17:38 A variety of vendors will be present, offering information and services 0:18:30 Conclusion and invitation to attend the Home Expo Show Notes About the Guest(s): Eddie Ruettiger is a real estate professional and a member of the Ruettiger Group with Baird and Warner Real Estate. With years of experience in the industry, Eddie has a deep understanding of the real estate market and is dedicated to helping individuals achieve their homeownership goals. He is passionate about educating consumers and providing them with the necessary resources to make informed decisions. Eddie’s expertise and commitment to his clients have earned him a reputation as a trusted and reliable real estate agent. Episode Summary: In this episode your host, Connie Vavra, interviews Eddie Ruettiger of the Ruettiger Group about the upcoming Three Rivers Association of REALTORS® Home Expo. Eddie provides an overview of the event, highlighting its focus on homeownership and the various vendors and classes that will be available. He emphasizes the importance of having a team of professionals, including real estate agents, lenders, and lawyers, to guide individuals through the home buying process. Eddie also discusses the role of non-profit organizations in assisting individuals with down payment assistance programs and other resources. The episode concludes with a discussion on the benefits of attending the Home Expo, including the chance for the first 100 attendees each day to win $10,000 and access to valuable information and resources. Key Takeaways: The Three Rivers Association of Realtors Home Expo is a consumer-facing event focused on homeownership and will feature vendors and classes related to buying, maintaining, and selling homes. The event provides an opportunity for individuals to connect with professionals in the real estate industry, including real estate agents, lenders, and lawyers, to form a team that can guide them through the home buying process. Non-profit organizations, such as IDHA, United Way, and Habitat for Humanity, will be present at the Home Expo to provide information on their programs and other resources for successful homeownership. The Home Expo offers the first 100 attendees each day the chance to win $10,000 and access to valuable information and resources that can help them make informed decisions about homeownership. Thank you to our Sponsor, Shorewood Hugs. Shorewood Hugs Resources: Ruettiger Group with Baird and Warner Real Estate Three Rivers Association of REALTORS® Home Expo
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8
All Things VA with Megan Wendtland
Recorded: January 18, 2024 Keepin’ Up With The Currents: Real Estate Real Talk Season 1, Episode 8: All Things VA. Summary: In this episode your host, Connie Vavra, interviews Megan Wendtland, Loan Officer and Branch Manager of Fairway Independent Mortgage Corporation, NMLS: 1249084, Licensed in: WA, ID, AZ, IL, IN, FL. They talk about Megan's podcast and all things VA Loans. Topic #1 – I Think You Started Your Own Podcast. [1:53] Link: https://open.spotify.com/episode/5bZmHEV8Sq9cd2N3pnEmRx?si=7U9FkeqtSr-4jMd8Xk1mjA Topic #2 – What is the Focus/Goal of your Podcast? [2:43] Topic #3 – What is a VA Loan and what are some general requirements to qualify? [6:06] Topic #4 – How many times can a VA loan be used? Is it a one-time thing? [9:00] Topic #5 – What are the financial differences between a first-time home buyer using their VA loan benefits vs. FHA? [11:15] REALTOR® Safety tip [15:47] Topic #6 – What about refinancing as a VA loan? [16:45] Topic #7 – VA Loans are assumable? What does an assumable VA loan look like? [21:25] Topic #8 – Showing your value as a REALTOR® [25:38] Topic #9 – REALTOR® Commissions and VA Loans [29:00] Topic #10 – FHA & VA Condo Approval [36:06] Link to check condo approval status: Loan Guaranty (va.gov) This episode sponsored by Three Rivers Association of REALTORS® Link: Three Rivers | Association of REALTORS® (trarealtors.net)
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7
What is Title Insurance with D.J. Johnson of Fidelity National Title
Keepin’ Up With The Currents: Real Estate Real Talk Season 1, Episode 7: What Is Title Insurance with D.J. Johnson of Fidelity National Title. Summary: Join your host, Connie Vavra, as she sits down with D.J. Johnson of Fidelity National Title and unlocks the secrets of title insurance. Discover how a title policy can become your financial shield, guarding against the ghosts of a property's past, from mortgage mishaps to pesky probate issues. DJ's wealth of knowledge paints a vivid picture of the title insurance landscape while his personal anecdotes from high school to industry expert add a human touch to the complex jargon. Prepare to have your eyes opened to the indispensable role title insurance plays in safeguarding your real estate investments. Fidelity National Title’s website: FNT | Illinois - Home (fntic.com)
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6
The Future of Three Rivers with Justin McLaughlin, Board of Directors President
Recorded: December 28, 2023 Keepin’ Up With The Currents: Real Estate Real Talk Season 1, Episode 6: Interview with Justin McLaughlin, REALTOR® with the JLM Group eXp Realty and President of the Three Rivers Association of REALTORS® Board of Directors. Summary: In this episode your host, Connie Vavra, interviews TRAR Board of Directors President, Justin McLaughlin about the future of TRAR. Topic #1 – You were installed as President in September how has your term been going so far. [3:00] Topic #2 – How members can volunteer for leadership [5:45) Topic #3 – How did you get into leadership at TRAR? What was your journey? [6:30] REALTOR® Safety Tip – [12:08] Topic #4 – Tell us more about what changes have been implemented at TRAR and what can members look forward to over the next few months? [12:50] Topic #5 – Burnett v. NAR verdict – changes for TRAR moving forwarding. New training for everyone. [14:58] Links: Update on NAR litigation - Illinois REALTORS CE at TRAR: TRAR Class Catalog | Three Rivers (trarealtors.net) Topic #6 – Winter Business Meetings [30:54] Links: 2024 Winter Business Meetings - Illinois REALTORS Illinois REALTORS® website: Illinois REALTORS® There are 102 Counties in Illinois. [34:34] This episode sponsored by Three Rivers Association of REALTORS®
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5
TRAR Leadership Development Program – The history, benefits, and why you should apply this year!
December 12, 2023 Keepin’ Up With The Currents: Real Estate Real Talk Season 1, Episode 5: TRAR Leadership Development Program – The history, benefits, and why you should apply this year! Leadership Development Program application link: https://forms.gle/UCY6XJPziv9H8kyp8 Summary: In this episode your host, Connie Vavra, discusses the Three Rivers Association of REALTORS® Leadership Development Program with 2 graduates of the 2023 class. Connie herself is a previous graduate of the program. She is joined by: Ray Manuel, VP of Operations at National Title Solutions, Ray has over 14 years of experience in the real estate industry, including 10 years managing and overseeing the growth of a national title company in the Chicagoland area. Ashley Brown, is a REALTOR® with Century 21 Circle in Joliet, IL and currently serves as a Director on the Three Rivers Association of REALTORS® Board of Directors for 2023-2024. Nancy Vallee, is a REALTOR® with Baird & Warner, Plainfield and Vice Chair of the Leadership Development Committee at Three Rivers Association of REALTORS®. Nancy is also the unofficial “TRAR Historian” and a graduate of the very first Leadership Development program at TRAR. Topics: Three Rivers Association of REALTORS’® Leadership Development Program. Topic #1 – The history of TRAR’s Leadership Development Program and what’s ahead for this year. [3:58] Topic #2 – What was your “Why” that made you apply? [7:40] Topic #3 Pillars of the Program – Involvement – How has your involvement with the association, community, charitable organizations changed since completing the program? [12:10] Topic #4 – What was the biggest life lesson for you after coming out of the program? (16:35) Thank you to our Episode Sponsor (20:00): This episode is sponsored by Joe Medrano of loanDepot, 3333 Warrenville Rd., Suite 630, Lisle, IL. Joe was voted one of the Best Mortgage Professionals in Will County in 2023. For more information click here: loanDepot - Joe Medrano Topic #5 – How do you know it’s your time? The time is now! [21:41} REALTOR® Safety Tip – Open House Safety [25:41] Topic #6 – Putting your application out there – what you should know. [25:46] Topic #7 – How has the TRAR Leadership Development Program helped you personally and professionally? [30:00] Apply for the Leadership Development program here: https://forms.gle/UCY6XJPziv9H8kyp8 Listen to this episode here: https://ThreeRiversRealtors.podbean.com/e/trar-leadership-development-program-%e2%80%93-the-history-benefits-and-why-you-should-apply-this-year/ Share our podcast: https://www.podbean.com/eas/pb-wucvc-15249ab
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4
The Leadership Journey with Rhonda Altman
Podcast Episode 4 The Leadership Journey with Immediate Past President Rhonda Altman. Host: Connie Vavra, Managing Broker, Domin'are Guest: Rhonda Altman, Assistant Managing Broker, Baird & Warner Plainfield In this episode we have a great and candid conversation with the Immediate Past President of Three Rivers. Hear the challenges that were faced and the dedication and future of the Three Rivers leadership. Episode Sponsored by: White Glove Building Inspections For more information on our sponsor click here: https://www.whitegloveinspections.com/ Subscribe and follow for more episodes and industry information. Follow us on Facebook Visit our Website Find a REALTOR® National Association of REALTORS® Safety: https://www.nar.realtor/safety
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3
What is an Affiliate with Christy Lister & Three Rivers
Podcast Episode 3 Affiliates at Three Rivers, Who are they? Why be one? Host: Connie Vavra, Managing Broker, Crosstown REALTORS® Guest: Christy Lister - AVP of Mortgage Origination at Merchants and Manufacturers Bank 990 North Essington Rd Joliet IL 60435 https://www.m-mbank.com/ This episode is all about the importance of Affiliates, who they are and why become an Affiliate with Three Rivers. Thank you to our Episode 3 sponsor: M&M Bank, your big bank alternative. For more information on our sponsor click here: https://www.m-mbank.com/loans-credit/Mortgage-Loan.html. Subscribe and follow for more episodes and industry information. Follow us on Facebook Visit our Website Find a REALTOR® National Association of REALTORS® Safety: https://www.nar.realtor/safety
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2
REALTOR® Safety for Everyday
Did you miss Septembers REALTOR® safety month sponsored by the National Association of REALTORS®? At Three Rivers we believe, everyday should be focused on being safe and staying safe in the real estate industry. Join your host Connie Vavra as she has a candid conversation with Jennifer Viano, Broker/Owner of Town Center Realty and Eddie Ruettiger, Team Lead Ruettiger Group with Baird & Warner on how REALTOR® members can practice safe business practices. Host: Connie Vavra - Managing Broker, Crosstown REALTORS®, Chair Communications and Technology Committee for TRAR Co-Host: Tracy Cox - REALTOR®, Baird & Warner, Co-Chair Communications and Technology Committee for TRAR Guests: Jennifer Viano - Broker/Owner, Town Center Realty Eddie Ruettiger - Team Lead Ruettiger Group with Baird & Warner National Association of REALTORS® Safety: https://www.nar.realtor/safety Beverly Carter Foundation: https://www.beverlycarterfoundation.org/ Subscribe and follow for more episodes and industry information. Follow us on Facebook Visit our Website Find a REALTOR®
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1
Three Rivers Through the Years
100 years in the making! See where the housing market has come from and where we are going! Host: Connie Vavra - Managing Broker, Crosstown REALTORS, Chair Communications and Technology Committee for TRAR Co-Host: Tracy Cox - REALTOR, Baird & Warner, Co-Chair Communications and Technology Committee for TRAR Guests: Nancy Valle - Baird & Warner, REALTOR Molly Babyak - Director of Special Events and Education for TRAR Episode Sponsored by: White Glove Building Inspections This episode is all about Three Rivers throughout the years, featuring Nancy Valle, REALTOR with Baird & Warner and Molly Babyak. Subscribe and follow for more episodes and industry information. Follow us on Facebook Visit our website
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ABOUT THIS SHOW
The Real Estate Ripple is your trusted source for all things real estate, lending, and local market insights. Whether you’re a realtor, mortgage professional, or part of the real estate community in Joliet and beyond, we provide expert tips, strategies, and stories to help you thrive. Tune in for market updates, in-depth interviews, and actionable advice to stay ahead in the property game. Subscribe today and make waves in your real estate journey!
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Three Rivers Association of REALTORS®
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