The Retirement Success Pod(k)ast

More people are working independently—and that means retirement planning looks different than it used to. In this episode, we share practical tips for gig workers, freelancers, and influencers on saving for retirement with variable income, including how to budget, automate savings, and choose between options like SEP IRAs, Solo 401(k)s, and IRAs. Learn how to make retirement savings a sustainable part of your business plan—no traditional paycheck required. M-887594-2026-02-17

You don’t need to have everything figured out to start saving for retirement. This episode walks through retirement planning basics for early‑career professionals, showing how easy it can be to get started, stay flexible, and build confidence in your financial decisions.   Resources Investor Profile Questionnaire M-880105-2026-02-04

In today’s episode we talk with Elizabeth Myers to explore how caregiving is reshaping financial wellness for employees and employers alike. Elizabeth shares data-driven insights on the rising pressures facing modern families, as well as the measurable benefits employers see when they invest in caregiver support programs.   2025 Modern Family Index Benefits Decision Makers Survey Undervalued and Overloaded Study Texas Case Study KPMG - The Great Exit M-887237-2026-02-17

In this episode, we talk with Kevin Merrow, President of ADP Strategic Plan Services, LLC, to explore the evolving role of alternative assets in 401(k) plans and why disciplined rebalancing remains critical in volatile markets. Kevin also shares insights on how asset managers are leveraging AI to enhance investment decision-making and portfolio outcomes.

Divorce brings big emotions and even bigger financial questions, so we’re unpacking the key concepts that can make the process feel more manageable with Kristen Leonard, managing attorney at Collins Family & Elder Law Group. We explore retirement splits, expenses, documents, and the details that tend to surprise people most.   M-894426-2026-03-02

Divorce can completely reshape your financial picture, and CDFA Cristina Waingart Gerrald joins us to break down what to expect—especially when it comes to budgets, income changes, and retirement planning. She walks us through the key steps, tools, and team members that can help create stability during a difficult transition. M-886551-2026-02-1

Considering rejoining the workforce after retiring? Join us to explore the benefits of working in your retirement years—and important things to know before making a move. M-866919-2026-01-15

Join us to find out what’s ahead in retirement plans in 2026. Whether retirement is around the corner or 30 years away, it’s important to stay on top of the opportunities and rules that effect you.   Linked resources: IRS contribution limits Personal investor profile questionnaire   M-858558-2026-01-02

Listen in as we talk to Terrance McCue, a cybersecurity specialist from ADP Retirement Services as he shares tips from the DOL to talk about the latest guidance to help us keep our online accounts safe.        M-852886-2025-12-12

Join us for a special episode as we revisit some of our most memorable conversations with guests from popular episodes. We'll cover topics ranging from estate planning and Social Security to discussing finances with kids. M-855767-2025-12-18

As the year draws to a close, it’s the perfect time to assess your retirement plan account. In this episode we will explore four essential areas to evaluate. M-847490-2025-12-02

Whether you’re tired of living paycheck-to-paycheck or you’re striving for financial independence, getting your spending and expenses under control is critical to your success. M-834452-2025-11-04 Linked resources: Budget worksheet

Every step on your financial journey gets you closer to living the life you want. Join us to learn how you become financially independent and free.   Resources: Personal Investor Profile Questionnaire   M-824406-2025-10-20

Financial wellness involves managing your finances effectively by developing good money habits, setting goals, and creating a budget. In part 1 of this 2 part series, we'll share tips on getting started on a path to financial well-being. M-811861-2025-09-30

Join us as we talk with a special guest today, Chris Magno, SVP and General Manager Small Business, Retirement & Insurance Services about current trends and challenges in the industry.   M-816346-2025-10-08

Join us for a special episode where we look back on some of our best discussions on the topic of taxes. From how different contribution types are taxed, taxes in retirement, and taxes on the various withdrawal types. M-810382-2025-09-26

Join us as we chat with Angelica Wilson, the Broker Relations Manager for Consumer & Senior Markets at My Savoy Benefits. With over 27 years of experience in the insurance industry, Angie has dedicated 18 of those years to specializing in Medicare products. She supports brokers in areas such as ACA and Medicare contracting, onboarding, and ongoing training. This ensures that brokers are well-prepared to navigate plan offerings, compliance requirements, and enrollment. Additionally, Angie is a Continuing Education Instructor at Savoy Academy. M-803575-2025-09-12

Let’s expand our knowledge of investing with a review of some history of the stock market.  M-791165-2025-08-18

What you need to know about Roth 401(k) and after tax 401(k) Contributions Saving in both before-tax and after tax accounts can provide you with flexibility to help you minimize your future taxes. Join us to learn about Roth and after tax 401(k) contributions and the mega back door Roth   Resources After-tax contributions flyer Roth contributions flyer   M-772275-2025-07-16

Saving on taxes in retirement can help you keep more money in your pocket to enjoy your time as a retiree. Join us for tax saving tips you can use today and after you retire. M-764524-2025-07-03

Many retirees underestimate the full scope of expenses they’ll face after leaving the workforce, which can put a strain on their savings. From rising healthcare costs to moving expenses, these often-overlooked items can add up and have a real impact on your budget once you stop working full time.   M-754531-2025-06-12

What does it mean to put your money to work for you? Join us to explore interest and compounding and how it can work for—and against—you.   M-725407-2025-04-21

What is a tax efficient retirement income strategy? How much retirement income will you need? Learn about different retirement withdrawal approaches, tax treatment and how to optimize your retirement income. M-739754-2025-05-13

Tune in as we discuss lifetime income annuity products with Kelli Hueler. Kelli is the founder and CEO of the Hueler Companies and is widely recognized as a thought leader on lifetime income, actively participating in related public policy issues. Before establishing Hueler Companies, Kelli worked as a financial planning professional for IDS Life and served as a registered representative at Kidder, Peabody and Company, where she managed both institutional and retail clients. She earned her bachelor’s degree from Saint Olaf College in 1981. M-747823-2025-05-29

An annuity can provide a steady income stream in retirement, but does including an annuity in your retirement strategy makes sense for you? Join us to learn all about annuities and considerations when buying this type of product. M-717140-2025-04-08

Do you dream of retiring early? Or do you just need a break from working? Join us to learn about non-traditional retirement approaches like the F.I.R.E. movement and mini or micro retirements. M-723023-2025-04-16

Join us for Round 2 of SECURE 2.0 with ADP’s Ron Ulrich, with some SECURE 2.0 updates. We will discuss employer matching contributions for student loan payments, Roth catch-up contributions for individuals earning over $145,000, and additional catch-up contributions for those aged 60 to 63. Additionally, we will cover emergency expense withdrawals and potential tax credits available to small business owners establishing a retirement plan, among other topics. Listen to episode 5: SECURE 2.0 to hear our earlier discussion with Ron about SECURE 2.0.   Resources What the SECURE 2.0 Act means for you SECURE 2.0 Act provision guide – for employers M-728653-2025-04-24

Ahead of our next new episode, we're revisiting the first we did on the Secure Act 2.0. Learn more about Secure Act 2.0, this legislation was designed to help improve retirement outcomes for participants in employer-sponsored retirement plans.  SECURE stands for Setting Every Community Up for Retirement Enhancement and we’ll discuss how changes in this legislation could impact your retirement planning.

Join us to learn the basics of saving for higher education and strategies you can use to fund education expenses.   M-702542-2025-03-12

Today we explore the importance of taking advantage of employer retirement plans, even for those who view their job as a temporary solution. Resources: Saving for Retirement: Practical Ways to Help You Save More article 401(k) Contribution Calculator M-692282-2025-02-20

Women can face unique financial challenges. Today, we have Kim Creason, the Vice President of Marketing at ADP Retirement Services, with us to share insights from a recent study on Women and Investing sponsored by ADP regarding the hurdles women confront, and we’ll discuss strategies to achieve financial wellness. Resources: Women and Investing whitepaper Budget Worksheet M-695877-2025-02-27

We talking about how women experience the financial world on today’s episode. We have a great panel of women from different stages in their careers—early, mid, and late—who will share their insights, experiences, and lessons learned. M-697290-2025-03-03

What are your options for getting help when your finances feel overwhelming? Let’s explore financial therapy and other resources and tips you can use to improve your relationship with money. Resources: Budget Worksheet Budgeting Basics: Where to Start   M-674877-2025-01-23

Does making financial decisions make you feel very uncomfortable or stressed? You may be feeling “money trauma.” Join us understand how difficult financial experiences can trigger negative financial behaviors that can sabotage your financial goals   Linked resources: Saving vs. Spending brochure Money Conversations with Children Focus on Your Goals Coloring Book Page How to deal with financial trauma – New York Times article   M-657329-2024-12-16

Kathryn DeAngelo, senior counsel and certified elder law attorney with Collins Family, Law Family and Elder Law Group, joins us today. Kathryn's vast experience as Senior Counsel to the Collins Elder Law Practice division, serving primarily in an advisory and consulting role for associate elder law attorneys who work directly with and represent clients. Kathryn is a certified elder law attorney and has devoted almost 40 years to practicing elder law. Whether you're just starting to think about your estate or looking to refine an existing plan, this episode is packed with valuable information and practical tips to help you make informed decisions.   Resources: https://www.collinsfamilylaw.com/about-us/our-team/kathryn-cook-deangelo/ Life Insurance: Ensure protection for your loved ones Looking Ahead with Longterm Care   M-671689-2025-01-20

Curious what you missed in 2024?  Let’s take a look at the hot topics that were most interesting to our listeners.  Episode 6: Savings - What's getting in the way? Episode 15: Class is in session: What is asset allocation  Episode 5: Secure Act 2.0 - What YOU should know Episode 2: Before Tax and Roth and After Tax... Oh My! Episode 27: Social Security FAQ with Dr. Ed Weir   M-663464-2025-01-07

Are you raising children and caring for aging parents at the same time? You’re part of the sandwich generation! Join us to learn how to manage in this tough stage of life.   Resources Budgeting basics: Where to start Budget worksheet Emergency savings video Low Financial Literacy Rates Among Young People Indicate Retirement Savings Delays   M-651427-2024-12-04

Get ideas that help you simplify planning and maximize your retirement savings—so you can live the way you want when you retire. Resources Annual contribution limits Target date retirement funds Investor profile questionnaire

In today’s episode, we’re busting a few common myths about investing, whether it’s too risky or inaccessible to the average consumer, and how to remove some of the complexities to help you feel more confident.   Navigating a stock market downturn Common Investing Mistakes Understanding the stock market

Listen in as we talk about Social Security with Dr. Ed Weir, PhD. Dr. Weir's vast experience as a Social Security District Manager, Family Services Specialist for the Department of Social Service, a Marine Corps Sergeant and a University Adjunct Professor. Dr. Ed is one of the country's most experienced government benefits experts. In his (semi)retirement, he has made hundreds of YouTube videos to help older adults, people with disabilities, survivors, retirees, children with disabilities, spouses and others in every state get the benefits they need!   Resources:   https://linktr.ee/MyGovExpert ssa.gov  

The 2024 presidential election is quickly approaching. Do elections have an impact on the financial markets?  Join us to find out!   Resources: Navigating a market downturn Strategies for managing risk   M-625309-2024-10-18

Watch out for investment and cybersecurity scams! Online scams are prevalent—how can you protect yourself and your information? Let’s find out.   Resources: Fraud Prevention Checklist Working from anywhere tips   M-617811-2024-10-08

Many states now have legislation that requires that businesses either offer a retirement plan or make the state program available to employees. Does your state have a mandate? Let’s find out. Laws and regulations regarding state mandated plans are constantly evolving and content discussed during this podcast may not reflect the most recent updates.  Resources: September 2024: Detailed look at state, local, and federal mandates M-617050-2024-10-07

We dive into the unfiltered minds of children to uncover what they truly think about finances. From the piggy bank to the stock market, we explore their concepts of earning, saving, and spending money. Our young guests surprise us with their insight, creativity, and sometimes humorous misinterpretations of the financial world. Whether you're a parent, educator, or simply curious about the world through a child's eyes, this episode is packed with valuable takeaways and heartwarming moments.   Linked resources: Money conversations with children Focus on your goals coloring page Savings word search Piggy bank savings tracker   M-603495-2024-09-09

How do you pay yourself in retirement with your savings and other retirement assets to support your lifestyle? Let’s talk about retirement withdrawal strategies and how to make your savings last your lifetime.   Linked Resources: Your retirement income: 5 things to do now to pay yourself later Retiring soon? Here are 5 ways to get your retirement plan ready M-593892-2024-08-16

The years leading up to retirement are not just a countdown, but a period filled with potential and opportunity. If you plan to retire in 10 years or less, now is the perfect time to take proactive steps to ensure you're prepared for retirement. And if you have more time until retirement, this episode will provide valuable insights to help you prepare for a bright future.   Linked resources: Personal Investor Profile Your retirement income: 6 things to do now to pay yourself later Retirement Readiness video What does retirement really mean?

Thinking about raiding your retirement account? Here’s what you need to know about retirement plan loans and withdrawals and how they may impact your financial future.   IRS Retirement Topics – Hardship distributions IRS Retirement Plan FAQs Regarding Loans Understanding the 1099-R Loans and Hardship Withdrawals Understanding Required Minimum Distributions

Saving money for financial goals seems like a no brainer. So, what’s stopping Americans from saving for their goals? In this episode, we get real about savings and talk about how to build financial security, including tips that can help you be better with money.     Linked resources: Budget worksheet Budgeting Basics: Where to start article Emergency Savings video Emergency Savings flier

Inflation has been a hot topic over the last few years. This episode is going to explore the impact of inflation and the effects of market volatility on your savings over time. Linked resources: Inflation: The silent thief

Have you ever debated if investing in a self-directed brokerage option or alternative investments, like precious metals, was right for you? There are several factors to consider when it comes to seeking a deeper involvement with investing.