The Smart Business Owner Podcast

AI is not a buzzword anymore. It is the next dot com moment. The only question is whether your business rides the wave or gets wiped out.In this episode of the Smart Business Owner Podcast, Shubert talks with Jake Holmes, software engineer, AI specialist, and founder of Grow Fast, about how traditional businesses can actually use AI to create real ROI instead of burning cash on shiny tools. Jake shares how he went from building software for the NHS and mortgage firms to advising startups, regulators, and service businesses on AI strategy, audits, and fractional CTO work.You will hear:Why 95 percent of AI projects fail and what smart companies do differentlyThe two extremes of AI spending and how to avoid both wasting money and falling behindWhy financial services and advisors risk getting left behind if they ignore AIWhere humans still have the most value and what you should never automateHow AGI, content creation, and agentic workflows are about to reshape workPractical first steps for business owners to map their processes and plug in AI the right wayIf you run a service business, work in financial services, or lead a growing company and you are unsure where to start with AI, this conversation will give you a clear path forward and a new way to think about the future of your business.To connect with Jake and learn more about his work helping businesses implement AI with intention, search for Jake Holmes on LinkedIn

Most retirees are taught the 4 percent rule, then wonder why their plan feels shaky when markets swing. In this interview, author and fiduciary advisor Shubert Cineus breaks down what actually derails retirement income and how to plan with taxes, sequence of returns, longevity, and interest rates in mind. You will learn the right questions to ask, how annuities can function as a tool for predictable income, and why “media snippets” are not a plan.What you will learn:• Why sequence of returns risk can sink a “safe” withdrawal plan• How to think about tax deferred, taxable, and tax free buckets• Where annuities may fit as an income tool and what fees to watch for• Longevity and long-term care costs many families underestimate• Why quarterly reviews and comprehensive planning matter• How to avoid herd mentality and build a plan you understandGet the book on Amazon: https://a.co/d/31Lb5D5Book a no-cost intro call at Modern Edge Capital to see if we can help you create a written retirement income plan.Compliance and important disclosures:This content is for educational purposes only and is not individualized investment, tax, or legal advice. Investment advisory services may be offered through Simplicity Wealth, LLC, an SEC-registered investment adviser. Guarantees associated with annuities are subject to the claims-paying ability of the issuing insurance company. Annuities may include fees and surrender charges. Past performance is not indicative of future results. Consult your own tax, legal, and financial professionals before making decisions.

Running out of money is one of the biggest fears for retirees and pre-retirees. In this episode, we uncover how tax-efficient retirement planning and guaranteed income strategies can help you protect your nest egg and enjoy peace of mind throughout retirement.Here’s what you’ll discover:✔️ How to create income you can’t outlive✔️ Ways to reduce taxes and keep more of your retirement savings✔️ Strategies to protect against market downturns✔️ Common mistakes retirees make—and how to avoid themIf you’re a pre-retiree or already retired, this conversation will give you actionable strategies to build financial confidence and secure the retirement lifestyle you deserve.👉 Subscribe for more retirement planning insights, tax strategies, and income solutions.

Unlock the future of digital marketing with Brice Sullivan in this action-packed episode! Discover how AI-driven strategies are revolutionizing SEO, content creation, and paid advertising to skyrocket your online visibility and drive real business growth. Bryce shares his proven playbook for leveraging machine learning tools, automating keyword research, and crafting data-backed campaigns that dominate search rankings and social feeds alike.Whether you’re a small business owner, marketing professional, or aspiring entrepreneur, you’ll learn:Cutting-edge AI tools for smarter keyword targeting and on-page optimizationInsider tips for creating high-converting content that resonates with your audienceAutomated workflows to streamline your paid ad spend and maximize ROIReal-world case studies showcasing dramatic traffic and revenue gainsTune in now to gain a competitive edge, boost organic traffic, and master the art of AI-powered digital marketing. Subscribe and leave a review to stay updated on the latest tactics that will transform your brand’s online presence!

In this episode of the Smart Business Center Podcast, we sit down with Lydia Di Liello, founder of Capital Pricing Consultants and a 25-year pricing strategy veteran, to explore the powerful role of strategic pricing in transforming company profitability. Lydia shares how she helped companies—from billion-dollar manufacturers to startups—increase margins by tackling pricing pitfalls, aligning strategy with execution, and leveraging clean data for smarter decisions.She also explains her unique DAR framework (Discovery, Assessment, Recommendations), why value-based pricing trumps discounts, and how AI can assist—but not replace—critical human judgment. If you're a business owner, CFO, or leader looking to grow profits without slashing prices, this episode is your masterclass.🔍 Topics covered:Why most businesses misprice their productsHow to use pricing as a competitive advantageFixing broken systems and eliminating profit leaksCommon pricing myths—and how to avoid themWhy data integrity matters more than ever in pricing🎧 Don’t miss this one—your bottom line will thank you.#PricingStrategy #BusinessProfitability #RevenueGrowth #SmallBusinessTips #PricingConsultant #ValueBasedPricing #SmartBusinessPodcast #LydiaDiLiello #CapitalPricing #BusinessTransformation #EntrepreneurTips #ManufacturingBusiness #AIInBusiness #LeadershipDevelopment #ConsultingLife

The Florida Insurance Market: Challenges, Changes, and How to Save Money.Worried about hurricanes, tornadoes, and rising insurance costs in Florida? You're not alone! Shubert talks with Brittany Moore, a local insurance pro, about the unique challenges Florida homeowners face. Discover the hidden risks in standard policies, the importance of flood insurance, and how to get the right coverage before disaster strikes. Don't get caught off guard – listen now!Florida, Insurance, Homeowners, Hurricane, Property, Car, Flood, South Florida Insurance, Deductibles, Claims, State Farm, Brittany Moore, Insurance Agent, Policy, Risk Management, Disaster, Tornado, Coverage, Expert, Shubert, Personal Injury Protection, PIP, Property Damage Liability, Tequesta, Palm Beach County, Gulf of Mexico, Weather, Home, Auto Insurance#FloridaInsurance, #HomeownersInsurance, #HurricaneInsurance, #PropertyInsurance, #CarInsurance, #FloodInsurance, #SouthFlorida, #InsuranceTips, #InsuranceClaims, #StateFarm, #BrittanyMoore, #InsuranceAgent, #InsurancePolicy, #InsuranceDeductible, #RiskManagement, #DisasterPreparedness, #TornadoInsurance, #InsuranceCoverage, #InsuranceAwareness, #SmartBusiness, #InsuranceExper

How to Generate More Business Through REFERRAL NETWORKS | Success Stories & Strategies!In this episode of the Smart Business Owner Podcast, host Shubert sits down with Craig Valarik & Betty Diller from PRE Networking to reveal how referral networks can transform your business. Learn how professionals build lasting connections, gain high-quality referrals, and achieve exponential business growth through the power of networking. 💼💰🚀 What You’ll Learn: Inspiring success stories of massive sales driven by referrals 📈 How PRE Networking differs from other groups like BNI & NPI 🔥 Top strategies to maximize your success in a referral group 💡 How digital networking enhances face-to-face connections 🌐 Tips to build trust, create lasting relationships, and increase revenue👉 Visit PRE Networking to learn more: https://prenetworking.netConnect with us:📌 Facebook: https://www.facebook.com/groups/691762168561174📌 Youtube: https://www.youtube.com/@SmartBizOwner📢 Keywords:referral marketing, business networking, small business growth, how to get more clients, professional networking, small business success, networking for business owners, lead generation, business referrals📢 Hashtags:#Networking #ReferralMarketing #BusinessGrowth #Entrepreneurship #SmallBusinessSuccess #LeadGeneration #MarketingTips #PRENetworking #ProfessionalNetworking

The Truth About AC Maintenance & Saving Big on Cooling Costs!" ❄️💰In this episode of theSmart Business Owner Podcast, we sit down withRandy Walker, Project Manager at EDS Air Conditioning, to discuss:✅ The biggest AC mistakes homeowners make✅ How to spot & avoid bad contractors✅ The secret to lowering your energy bill✅ Why regular maintenance cansave you thousands✅ Insider tips forbuying a home with a solid HVAC systemDon't get caught in the heat! ☀️ Tune in and learn how toprotect your investment andkeep your home cool year-round.🎧 Listen now:🔗YouTube:https://www.youtube.com/@SmartBizOwner📢Share this episode & tag a homeowner who needs to hear this!#HomeMaintenance #ACRepair #EnergySavings #RealEstateTips #HomeImprovement #SmartInvesting #HVAC

In this episode of The Smart Business Owner Podcast, we sit down with Jesse Hap, a seasoned real estate attorney, to uncover the critical mistakes that can derail a real estate transaction. From missed deadlines to title issues and poor communication, Jesse breaks down the biggest pitfalls buyers and sellers face, and how to avoid them. 💡 Whether you're a homebuyer, seller, or real estate investor, this episode is packed with expert insights to help you navigate the complex world of real estate closings with confidence. ✅ Topics Covered:✔️ Why contract deadlines aren’t just guidelines 🚨✔️ The #1 reason real estate deals fall apart 💸✔️ How an attorney can protect your investment 🏡✔️ The importance of clear communication in transactions 📞 🔊 Tune in now and make sure your next deal goes smoothly! 🎧 📩 Have questions? Connect with Jesse: https://counselorstitleco.com/about/our-team/jesse-hap/ #RealEstateTips #HomeBuying #RealEstateLaw #TitleInsurance #PropertyInvestment real estate law, real estate closing, home buying tips, title insurance, real estate attorney, real estate contracts, home buying mistakes, real estate investing, closing process, property law

In this episode of The Smart Business Owner Podcast, we dive into the inspiring story of Dr. Paul Jackson, a true jack-of-all-trades entrepreneur. From being a pharmacist and real estate broker to owning a thriving printing company, Dr. Jackson shares his secrets to managing multiple businesses while staying grounded in his faith. Learn how he leverages his diverse skills, balances professional and spiritual life, and uses his journey to inspire others. Whether you're looking for business tips, inspiration, or practical advice for starting your entrepreneurial journey, this episode is packed with actionable insights. #Entrepreneurship #BusinessSuccess #FaithAndBusiness #MultiBusinessOwner #InspirationForEntrepreneurs #RealEstateTips #PharmacistLife #EntrepreneurialJourney #MotivationMonday #SmallBusinessTips

In this episode of the Smart Business Owner Podcast, we’re joined by Carlos Seidl from Peace of Mind Home Inspecting to dive into the essential role of home inspections in real estate. Whether you’re buying, selling, or maintaining a property, Carlos shares expert advice on identifying red flags, understanding insurance inspections like 4-point and wind mitigation, and how to prepare for a successful inspection. Discover how to protect your investment, avoid costly mistakes, and work with a trustworthy home inspector. From the inspection process to insider tips for buyers and sellers, this episode is a must-listen for anyone navigating the real estate market. 🎧 What You’ll Learn: Why home inspections are critical for buyers and sellers. Common issues and red flags to watch out for. How to prepare your home to pass inspection. Tips for finding a reliable home inspector. Tune in for actionable insights and expert advice to help you make confident real estate decisions! #HomeInspection #RealEstateTips #FirstTimeHomeBuyer #HomeSellingTips #TheSmartBusinessOwnerPodcast

In this inspiring episode of the Smart Business Owner Podcast, we sit down with Samantha Dover, CEO of Empowered Building LLC, to uncover her journey from corporate burnout to becoming a successful entrepreneur in the construction industry. Samantha shares her challenges and triumphs as a female leader in a male-dominated field, tips for remodeling your home on a budget, and advice for spotting trustworthy contractors. Learn about her hands-on approach to transforming homes, her insights on work-life balance, and her passion for creating spaces that truly feel like home. Whether you’re an aspiring entrepreneur, a homeowner considering renovations, or someone seeking motivation, this episode is packed with value! Topics Covered: Samantha’s journey from corporate America to entrepreneurship Tips for remodeling your kitchen or bathroom How to hire the right contractor and avoid common pitfalls Balancing family life and business ownership 💬 Have a question or comment? Drop it below!Don’t forget to like, subscribe, and hit the notification bell for more inspiring stories and expert advice. #ConstructionTips #Entrepreneurship #HomeRemodeling #WomenInBusiness #Podcast

Discover why coaching is essential for enhancing performance and accelerating success in every entrepreneur's journey. Join this enlightening conversation as we explore the dynamics of coaching, how it helps entrepreneurs overcome challenges, and achieve lasting results. Whether you're a CEO, startup founder, or aspiring entrepreneur, this episode offers actionable insights to unlock your potential and level up your game. Learn proven strategies, effective techniques, and powerful tools to align your actions with your values and achieve personal and professional growth. Don’t miss this invaluable guide to entrepreneurial success with insights from expert coaching professionals! #Coaching #PerformanceCoach #EntrepreneurTips #SuccessJourney #EntrepreneurLife #CoachingForSuccess #LeadershipTips #PeakPerformance #BusinessGrowth #EntrepreneurMotivation

What Really Moves Financial Markets? The Hidden Forces Behind Market Swings In this episode of The Smart Business Owner Podcast, host Shubert sits down with William Baumner, Managing Partner at VIP Investment LLC, to reveal the hidden forces driving financial market movements. Whether you're an entrepreneur, business owner, or stock market investor, understanding what truly influences market trends can give you a strategic edge. Discover:✅ The role of institutional investors and their strategies✅ Economic triggers that impact market behavior✅ How investor psychology shapes market swings✅ Practical insights to make smarter investment and business decisions If you're looking to grow your business, navigate market volatility, or optimize your investment strategy, this episode is packed with actionable takeaways you won't want to miss! 🎧 Listen now and take control of your financial future! #Entrepreneurship #StockMarketInvesting #BusinessGrowth #FinancialMarkets #SmartBusinessOwnerPodcast #MarketMovers #InvestmentInsights

Are you navigating the complex world of Medicare Supplement Plans? This comprehensive guide for 2024-2025 demystifies everything you need to know to make informed decisions about your healthcare coverage. Learn about the differences between Medicare Supplement Plans (Medigap), how they work with Original Medicare, and what they cover, including deductibles, copayments, and out-of-pocket expenses. Get up-to-date insights into the latest changes for 2024-2025, compare plan options, and understand enrollment periods and eligibility requirements. Whether you're new to Medicare or exploring supplemental coverage for the first time, this resource is designed to provide clarity and confidence in your choices. Perfect for seniors, caregivers, and anyone planning for future healthcare needs.

Join me, Shubert, as I sit down with the brilliant Chrissy Brahney in this must-listen episode of the Smart Business Owner Podcast! Chrissy unpacks her journey into photography, sharing game-changing tips from Photography 101 to capturing breathtaking shots with just your iPhone. Whether you're a total newbie or looking to refine your skills, this conversation is packed with insights about the best equipment, key settings, and creative approaches to make your photos stand out. Ready to take your shots from ordinary to extraordinary? Let’s dive in! Tune in to learn how to: Pick the perfect camera for your needs. Maximize your iPhone’s photography features. Plan for a flawless photoshoot experience. Subscribe, listen, and let’s create some visual magic together! Tags:#BusinessPodcast #PhotographyForBeginners #Photography101 #PhotographyWithiPhone #Entrepreneurship #CreativeTips #VisualStorytelling

Unlock Real Estate Wealth: Michael Mehdipour’s Proven Tips That Work! Looking to create wealth through real estate? In this episode, real estate expert Michael Mehdipour shares his proven tactics for building success in the property market. From spotting lucrative investment opportunities to mastering negotiation and leveraging industry trends, Michael breaks down strategies he’s honed over years of experience. Whether you’re just starting in real estate or looking to scale your portfolio, these tips will help you unlock your full wealth-building potential.

In this insightful episode of The Smart Business Owner Podcast, your host Shubert dives deep into the world of business sales with the experienced and knowledgeable Phil Proctor, a seasoned business advisor affiliated with Transworld Business Advisors. Phil shares invaluable insights from his decades of experience, offering practical advice on everything from preparing your business for sale to navigating the complexities of finding the right buyer. Whether you're thinking about selling your business, expanding your enterprise, or simply seeking strategies to sharpen your financial edge, this episode is packed with actionable takeaways. Learn the critical importance of patience, the nuances of business valuation, and the role of goodwill. Plus, hear Phil's personal journey of entrepreneurship, lessons learned, and his passion for helping business owners achieve their goals. Don’t miss this engaging conversation full of tips, strategies, and real-world examples to help you grow, protect, and thrive in your business. Share this episode with anyone who could benefit, and subscribe for more expert advice every week!

In this episode of The Smart Business Owner Podcast, host Shubert invites mortgage expert Nathan Servidio to reveal the secrets of navigating today’s mortgage market with ease and confidence. From breaking down the essential first steps for new buyers to unlocking the strategies that can secure you the best loan terms, Nathan brings invaluable advice that makes the mortgage journey clear and achievable. Discover how to elevate your chances of approval, understand exactly what lenders prioritize in 2024, and learn the critical factors that impact your financial future—far beyond interest rates alone. Whether you're a first-time homebuyer or looking to optimize your mortgage, Nathan’s insights are designed to empower you to make savvy, well-informed decisions. Tune in now and take the first step toward turning your homeownership dreams into a solid reality!

In a world where wellness trends come and go, the CBD industry stands out, but not always for the right reasons. This episode of the Smart Business Owner Podcast dives deep into the hemp and CBD industry with wellness advocate and entrepreneur, Dawn Parry. From her personal journey through autoimmune diseases to her decision to partner with a brand committed to transparency, Dawn shares invaluable insights on the CBD industry’s complex landscape. We unpack the challenges consumers face in distinguishing quality products from ineffective—and sometimes dangerous—alternatives. With misinformation running rampant, it’s hard for the average person to know what to trust. Dawn sheds light on essential factors every consumer should know before buying CBD products, including certifications, extraction processes, and the importance of third-party testing. She also explains why education and patience are critical to truly experiencing the benefits of CBD, countering the quick-fix mindset often pushed by traditional medicine. This episode isn’t just about understanding CBD—it’s a call to action for consumers to demand transparency, quality, and trust in every wellness choice they make.

Welcome to The Smart Business Owner Podcast! This is your go-to resource for practical, actionable strategies to help you work smarter, not harder, and achieve lasting business success. Whether you’re an aspiring entrepreneur, a seasoned business owner, or someone seeking to streamline and grow your business, this podcast has something for you. In each episode, Shubert shares valuable insights, lessons from real business experiences, and expert advice from industry leaders. Together, we’ll dive into essential topics like business growth, time management, marketing, team leadership, and balancing work with personal fulfillment. You’ll learn the tools and strategies to navigate today’s fast-paced, competitive landscape and keep your business thriving. Tune in weekly for a mix of inspiring stories, proven strategies, and practical tips that you can put into action right away. Ready to elevate your business? Hit that subscribe button and join us on this journey to smarter, sustainable success. The Smart Business Owner Podcast, empowering you to build a smarter, more successful business, one episode at a time.