The Vicki Schamel Podcast

Tax refunds are coming in higher than last year, with the average sitting around $3,500. If homeownership has been on your radar, that refund could be a real boost toward making it happen. In this video, I share a few smart ways to put your tax refund toward buying a home, including one option most buyers don't realize is available to them. Watch my video to see how that refund can work harder for you.

Did you just get a letter saying your property assessment went up? You're not alone, and it doesn't automatically mean your taxes are going to skyrocket. Some areas in the Finger Lakes are being reassessed this year, and there are specific things you can check right now to make sure your numbers are accurate. In this video, I walk through how to verify your land value, home value, and exemptions, how to file a grievance using Form RP-524, and what to do if your assessment doesn't match comparable homes in your area. Watch my video to learn how to protect yourself before the deadline passes.

Still think homeownership is just an added expense? Many people see their home as just a place to live. But when you look at it differently, it can become one of the most powerful financial tools you own. Today, I’m sharing three simple reasons why homeownership helps build wealth over time. You’ll learn how stable housing costs, growing equity, and long-term value can shape your financial future. Check out my full video to see how homeownership can help you build wealth over time—and why it’s still one of the best long-term financial investments.

Is housing finally getting more affordable in 2026? For the past few years, many buyers felt like they were chasing prices that kept moving out of reach. Rates were high, values were climbing fast, and it felt hard to get ahead. Today, I’m breaking down what I’m seeing locally in the Southern Tier and Finger Lakes and why affordability may be improving. Learn how lower mortgage rates, slower price growth, and New York’s affordability index all factor into your buying power. If you’ve been waiting for the right time to get back in the market, this might be it. Take a look at the full update

Why does every year start with big plans but end with the same conversations? Many buyers and sellers feel ready for change but never take the first step. Today, I’m breaking down how to turn 2026 real estate goals into action. Find out how shifting market conditions and simple planning can help you move forward, plus a homebuyer and seller guide to help you get started. Check out my latest video to learn more.

What are you thankful for this Christmas season after a busy year? I’m so grateful for the trust you’ve placed in me and for letting me be part of your real estate journey. It’s been a true privilege to celebrate these milestones with you. I hope your season is filled with laughter, cozy moments, and time with the people who matter most. Let this short greeting add a bit of cheer to your season.

Why does the assessed value always look so low? Buyers ask me this almost every week during showings. The truth is that assessed value has nothing to do with today’s market. Today, I’ll explain exactly why these numbers don’t match and what you should focus on instead. You’ll learn how list prices are set and why assessments lag behind. Check out my latest video and avoid one of the most common buyer mistakes.

As Thanksgiving approaches, I’d like to take a moment to express my gratitude to all of you. I have met some truly wonderful people, and I’m proud to have helped so many reach their real estate goals over the years. Enjoy this holiday season, and together, let’s work on your goals once more in 2026. Here’s a short but heartfelt Thanksgiving message from me.

Are you wondering why real estate is the top investment choice for 2025? With financial markets shifting and uncertainty on the rise, property continues to outperform other investment options like stocks, crypto, and bonds. In this video, I'll share the reasons why real estate is a smart, long-term wealth-building strategy that can offer stability and consistent returns. Click the link below to watch my video.

Wondering when’s the best time to buy a home in Finger Lakes? Well, that time could be now. After years of tight inventory, more homes are finally hitting the market and with slightly lower prices and interest rates. In my video, I’ll break down the latest housing trends and explain how they’ll give you the confidence to start your home search. Check out my video to learn more.

Are you wondering when’s the best time to sell your Finger Lakes home? Many sellers believe spring is the only season to list, but waiting could actually mean more competition and higher interest rates. In this video, I’ll share five key reasons why selling now can work to your advantage, from serious buyers to less competition. Check out my latest video to learn why this season might be the best time to sell your home.

Is your home getting lost in a slower market? I’ve been seeing an increasing number of "expired listings" and fewer home sales. However, NAR data shows that this market slowdown is temporary and is a normal part of the real estate cycle. Let me help you understand today’s market so you can strategize on your next move and position yourself to win once the market rebounds in 2026. Don't let your home become another expired listing; Check out the video link below to find out how to sell it now.