The Wholesome Financials Podcast podcast artwork

PODCAST · business

The Wholesome Financials Podcast

Austin & Susy are married, parents and business owners who talk Business Funding!On our show, we talk about small business funding. Our preferred method of securing funding from banks like Chase, American Express, and Bank of America, to name a few, is through the credit stacking method. We teach the community how to PG high-limit business credit cards through having a strong credit profile and structured LLC. We love 0% APR Business Credit Cards and believe they are an easy way to secure up to $200k+ of funding for any entrepreneur or business owner

  1. 7

    We Tried The Capital One Venture X Card (NOT what we expected...) 👀

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  2. 6

    3 MAJOR changes for Navy Federal Credit Union members _ Watch Before Applying (2026)

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  3. 5

    Truist Bank just made some MAJOR changes _ Watch Before Applying (2026)

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  4. 4

    MAJOR Wells Fargo Business Credit Updates Data Points for NO DOC BLOC + Signify Card

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  5. 3

    The SHOCKING Truth About Capital One Spark Business Credit Card

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  6. 2

    Chase just changed their Business Credit Card approval rules _ MAJOR Update (2026)

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  7. 1

    Is the Chase Sapphire Reserve Really Worth It_

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  8. 0

    EP3_ Execute Your First $50K Funding Stack Step-By-Step (Final Episode)

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  9. -1

    EP2_ Position Your Business for $50K+ High-Limit Approvals

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  10. -2

    EP1_ Build a $50K Funding-Ready Credit Profile (Free Business Credit Course)

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=LAkf2vC_ydYDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  11. -3

    Discovering The Best Soft Pull Business Credit Cards Available

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥 Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=NeZM7b2kWpQDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  12. -4

    How to Access $100,000 in 30 Days WITHOUT Paying a PENNY in Interest

    How to Get 100k at 0% Interest Business Credit Cards Looking to secure business funding without paying interest? This video explains how to obtain up to $100,000 in 0% interest business credit cards. Learn who qualifies for 0% APR offers, what credit score you need, and how to leverage these offers for your business without damaging your personal credit.📱 CONNECT WITH US:Instagram:https://www.instagram.com/wholesome.financials/TikTok: https://www.tiktok.com/@wholesome_financialsWebsite: wholesomefinancials.comBusiness Funding Application: https://funding2.wholesomefinancials.com/survey?video=y6ZxQlxf5HIDIY Credit Repair: wholesomecreditdiy.comPrivate Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#BusinessCredit #0PercentAPR #BusinessFunding #CreditScore #NoInterestFunding #BusinessCreditCards #EntrepreneurFinance #CreditRequirements #ZeroInterest #BusinessLoans

  13. -5

    The $50,000 AMEX Hack They DON'T WANT YOU TO KNOW [Get Approved TODAY]

    Experian - AMEX: How to Get Approved for American Express Business Credit Cards 💳 Is it hard to get approved for an Amex business card? In this video, we break down everything you need to know about qualifying for American Express business credit cards! Learn about credit score requirements, who qualifies for an Amex business card, whether Amex runs your credit for business cards, and essential approval strategies.📱 CONNECT WITH US 📱Instagram:https://www.instagram.com/wholesome.financials/Website: wholesomefinancials.comTikTok: https://www.tiktok.com/@wholesome_financialsBusiness Funding Application: https://funding2.wholesomefinancials.com/survey?video=CTV_RRkotf0DIY Credit Repair: wholesomecreditdiy.comPrivate Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#AmexBusinessCard #BusinessCredit #CreditApproval #AmericanExpress #BusinessFunding #CreditScore #AmexRequirements

  14. -6

    How to Get $50,000 at 0% from PNC in 30 Days [STEP-BY-STEP HACK]

    PNC Bank Business Credit Cards: Expert Guide Get insider tips on qualifying for PNC Bank business credit cards! In this video, our credit experts explain how to optimize your personal credit, set up your LLC properly, and build banking relationships to maximize your approval odds and credit limits. Perfect for entrepreneurs looking to leverage 0% interest business funding. 🔴 Free Business Credit Secrets: https://funding2.wholesomefinancials.com/survey?video=zgu_p1xuKus📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome.financials/TikTok: https://www.tiktok.com/@wholesome_financials Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=lcmA_POVaWYWebsite: wholesomefinancials.com DIY Credit Repair: wholesomecreditdiy.com Business Funding Partner: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#BusinessCredit #PNCBank #CreditCards #BusinessFunding #0Interest #Entrepreneur #CreditScore #businessloan

  15. -7

    The WORST Loan You Can Get As A Business Owner (MCA Loans)

    RAW MCA LOAN - What is MCA (Merchant Cash Advance)? 🚫 The WORST Business Funding Option! Learn exactly what an MCA is, how Merchant Cash Advances work, and why they're NOT technically loans but could be devastating for your business. We break down the shocking daily interest rates (up to 33%!) and reveal why MCAs are one of the most predatory funding options for small businesses. Watch before considering any MCA funding!📱 Connect With Us:→ Instagram: https://www.instagram.com/wholesome_academy/→ Website: wholesomefinancials.com→ TikTok: https://www.tiktok.com/@wholesome_financials→ Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=_VDLwyrsuSI→ DIY Credit Repair: wholesomecreditdiy.com→ Private Business Funding Partner: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA#MCALoan #MerchantCashAdvance #BusinessLoans #SmallBusiness #BusinessFunding #Entrepreneurship #BusinessTips #FinancialEducation #BusinessFinance #AlternativeLending#WellsFargoBusinessCard #BusinessCredit #CreditLimit #BusinessCreditCards #SmallBusinessFunding #CreditScore #ExpenseManagement #BusinessBanking #FinancialStrategyRetryClaude does not have internet access. Links provided may not be accurate or up to date.

  16. -8

    Wells Fargo Business Credit HACK That Bankers Don't Want You To Know! [ SHOCKING]

    🔥 Wells Fargo Business Credit Card: How to Get Approved for $50K Limits 🔥 In this video, we answer the most common questions about Wells Fargo business credit cards and reveal our strategy for getting approved with high limits up to $50,000! ✅ Does Wells Fargo have a business credit card? YES! The Wells Fargo Business Platinum card offers a $500 cash bonus after spending $5,000 in the first 3 months. ✅ What is the credit limit for Wells Fargo business credit card? Online applications typically get $8,000-$15,000, but with a relationship manager, you can get $25,000-$50,000! ✅ Who does Wells Fargo business credit card pull from? They pull from Experian, and are sensitive to recent inquiries (keep under 3 in the last 3 months). ✅ Does Wells Fargo do a hard pull for business credit card? Yes, and they're more conservative than other banks like Chase. Wells Fargo credit requirements explained: - Keep utilization under 30-40% on personal cards - They check business card debt from other banks (unlike most banks) - Need clean credit with no collections or late payments - Maintain a banking relationship with at least $5,000 deposit - Avoid high-risk industry classifications - Personal and business banking relationships significantly improve approval odds This is part of our Bank Strategy Series where we break down approval strategies for major business credit cards!📱 CONNECT WITH US 📱Instagram: https://www.instagram.com/wholesome_academy/TikTok: https://www.tiktok.com/@wholesome_financialsWebsite: https://wholesomefinancials.comBusiness Funding Application: https://funding2.wholesomefinancials.com/survey?video=Y8xbf73m69QDIY Credit Repair: https://wholesomecreditdiy.com#WellsFargoBusinessCard #BusinessCredit #CreditLimit #BusinessCreditCards #SmallBusinessFunding #CreditScore #ExpenseManagement #BusinessBanking #FinancialStrategyRetryClaude does not have internet access. Links provided may not be accurate or up to date.

  17. -9

    How We Get Our Clients $75,000 From Chase EVERY Time (RELATIONSHIP HACK)

    🔥 How to Get CHASE BUSINESS FUNDING with 0% Interest in 2025 | Credit Cards & Requirements 🔥 In this video, we break down exactly how to get approved for Chase business credit cards with high limits and 0% interest. Learn the key data points that Chase looks for before approving you for funding, including credit score requirements, credit profile thickness, utilization rates, and bank account seasoning strategies! We reveal insider tips from our relationship managers on how to get approved for $75,000+ limits instead of the typical $20,000 limits most people get stuck with. This is part of our new series covering the major banks that pull from Experian. ✅ Questions We Answer: "How to get approved for Chase business credit card?" "What credit score do I need for high limit Chase business card?" "How to get around Chase 5/24 rule?" "Chase business credit card requirements" "How to get $75,000 business credit line from Chase" "Chase relationship manager business card approval" "How to build credit profile for Chase business funding" "0% interest business credit cards Chase" ✅ What You'll Learn: - Minimum credit score requirements (720+) - How to structure your credit profile for approval - The Chase 5/24 rule and how to work around it - How much personal credit limits you should have - Utilizing relationship managers vs. online applications - East Coast vs. West Coast credit pull differences - Bank account seasoning strategies that work If you're looking to secure high-limit business funding with 0% interest rates, this video is your complete guide to Chase Bank's requirements! 📱 CONNECT WITH US 📱 ▶ Website: wholesomefinancials.com ▶ Instagram: https://www.instagram.com/wholesome_academy/ ▶ TikTok: https://www.tiktok.com/@wholesome_financials ▶ Apply for Business Funding: https://funding2.wholesomefinancials.com/survey?video=nJcPFTEIVwQ ▶ DIY Credit Repair: wholesomecreditdiy.com#BusinessFunding #ChaseBank #CreditCardHacks #BusinessCredit #ZeroInterest #BusinessLoans #CreditScore #FundingStrategy #SmallBusinessTips #EntrepreneurTips

  18. -10

    How to Get Chase to THROW $80,000 at You (Banker's Secret Exposed)

    How We Got a Restaurant Supplier $80K in Business Funding (Client Case Study) 📱 Connect With Us: → Book A Call: https://funding2.wholesomefinancials.com/survey?video=-6s_c_ftFC0 → Instagram: https://www.instagram.com/wholesome_academy/ → TikTok: https://www.tiktok.com/@wholesome_financials → Website: wholesomefinancials.com → DIY Credit Repair: wholesomecreditdiy.com In this episode, we break down how we helped an Italian restaurant supplier secure $80K in business funding to scale his operations. Learn about the funding process, credit optimization strategies, and relationship banking tips!#BusinessFunding #RestaurantBusiness #Entrepreneurship #CreditRepair #BusinessCredit #SmallBusiness #BusinessGrowth #BusinessFinance #FundingStrategy #WholesomeFinancials #BusinessTips #StartupFunding #BusinessLoans #CreditScore #bankingstrategy

  19. -11

    Banks Say Trucking Is 'High-Risk'... Here's How He Got 100K Anyway! 🚛

    📝 How We Helped Our Client Get $105K For His Trucking Business | Client Case Study In this episode, we break down how we helped our client Christian transition from being an Ashley Furniture delivery driver to owning his own trucking business. Learn how we secured $105K in business funding with 0% interest credit cards, even with a new LLC!📱 CONNECT WITH US:🔸 Instagram: https://www.instagram.com/wholesome_academy/🔸 Website: wholesomefinancials.com🔸 TikTok: https://www.tiktok.com/@wholesome_financials🔸 Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=TlWnD5i27P8🔸 DIY Credit Repair: wholesomecreditdiy.com#BusinessFunding #TruckingBusiness #BusinessCredit #SmallBusiness #Entrepreneurship #BusinessTips #TruckingIndustry #BusinessGrowth #StartupFunding #BusinessSuccess #Trucking #TruckDrive #TruckingBusiness #Trucker #TruckDrivers #TruckDriving #TruckDrivingCompany #TruckDriverStory #CDL #StartTruckingBusiness #StartATruckingBusiness #HowToStartATruckingBusiness #Upflip

  20. -12

    Fix & Flip Investors: Get 0% Interest Money Using THIS Strategy

    🏠 Fix & Flip Investors: Get 0% Interest Money Using THIS Strategy Learn how our client Elvis, a full-time real estate investor from Louisiana, secured $120,000 in business funding with 0% interest! We break down the exact strategy, credit requirements, and timeline for getting funded through major banks like Chase, American Express, and more.📱 CONNECT WITH US:➡️ Instagram: https://www.instagram.com/wholesome_academy/➡️ Website: wholesomefinancials.com➡️ TikTok: https://www.tiktok.com/@wholesome_financials➡️ Business Funding Application: https://funding2.wholesomefinancials.com/survey?video=1CJgty2ueXQ➡️ DIY Credit Repair: wholesomecreditdiy.com#BusinessFunding #RealEstateInvesting #FixAndFlip #CreditRepair #BusinessCredit #RealEstate #WholesomeFinancials #CreditScore #BusinessGrowth #entrepreneur

  21. -13

    He Got $100,000 for TURO Using THIS Credit Card HACK! 🚗

    🚀 Client Funding Journey: How Abayomi Got $110K+ for His Turo Business | Ep. 13In this episode, we break down how we helped our client Abayomi secure over $110,000 in business funding for his Turo business venture. Learn about credit strategies, funding sources, and the importance of maintaining good credit utilization.⚡ CHAPTERS:00:00 Introduction & Client Overview02:53 Funding Sources & Strategy04:38 American Express Strategy06:51 Credit Card Usage Best Practices08:34 Statement Date Tips10:02 Timeline & Credit Preparation13:59 Auto Loan Credit Tips17:35 Success Story & Results19:16 Final Thoughts & Key Takeaways📱 CONNECT WITH US:Instagram: https://www.instagram.com/wholesome_academy/Website: wholesomefinancials.comTikTok: https://www.tiktok.com/@wholesome_financialsBusiness Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: wholesomecreditdiy.comDISCLAIMER:This video is for educational and entertainment purposes only. The information provided should not be construed as financial advice. Always consult with qualified financial professionals before making any financial decisions.#BusinessFunding #CreditRepair #Entrepreneurship #TuroBusiness #BusinessCredit #CreditScore #SmallBusiness #BusinessTips #FinancialEducation #WholesomeFinancials #turo #turocarrentalbusiness #chasebank #pncbank

  22. -14

    How to Get Chase to THROW $80,000 at You (Banker's Secret Exposed)

    How We Got a Restaurant Supplier $80K in Business Funding (Client Case Study) In this episode, we break down how we helped an Italian restaurant supplier secure $80K in business funding to scale his operations. Learn about the funding process, credit optimization strategies, and relationship banking tips!📱 Connect With Us:→ Book A Call: https://funding2.wholesomefinancials.com/igsecrets-3113-5470-9295-1403→ Instagram: https://www.instagram.com/wholesome_academy/→ TikTok: https://www.tiktok.com/@wholesome_financials→ Website: wholesomefinancials.com→ DIY Credit Repair: wholesomecreditdiy.com⚡ Chapters:00:00 Introduction & Client Overview00:44 Client's Business Model01:49 Funding Needs & Goals02:51 Credit Profile Analysis03:47 Chase Banking Strategy05:27 Bank of America Funding06:24 Timeline & Credit Education08:29 Business Growth Strategy09:50 Client Success Story11:39 Daily Entrepreneurship Habits13:59 Lead Generation Tips#BusinessFunding #RestaurantBusiness #Entrepreneurship #CreditRepair #BusinessCredit #SmallBusiness #BusinessGrowth #BusinessFinance #FundingStrategy #WholesomeFinancials #BusinessTips #StartupFunding #BusinessLoans #CreditScore #bankingstrategy DISCLAIMER:This video is for educational and entertainment purposes only. Nothing in this video should be construed as financial, tax, or legal advice. Please consult with a licensed professional for specific advice regarding your individual situation.All views and opinions expressed in this video are our own and do not represent the opinions of any entity whatsoever with which we have been, are now, or will be affiliated.Past performance is not indicative of future results. There are risks associated with investing in securities. Investing involves risk of loss.

  23. -15

    How We Get Our Clients $75,000 From Chase EVERY Time (RELATIONSHIP HACK)

    🔥 How to Get CHASE BUSINESS FUNDING with 0% Interest in 2025 | Credit Cards & Requirements 🔥In this video, we break down exactly how to get approved for Chase business credit cards with high limits and 0% interest. Learn the key data points that Chase looks for before approving you for funding, including credit score requirements, credit profile thickness, utilization rates, and bank account seasoning strategies!We reveal insider tips from our relationship managers on how to get approved for $75,000+ limits instead of the typical $20,000 limits most people get stuck with. This is part of our new series covering the major banks that pull from Experian.✅ Questions We Answer:"How to get approved for Chase business credit card?""What credit score do I need for high limit Chase business card?""How to get around Chase 5/24 rule?""Chase business credit card requirements""How to get $75,000 business credit line from Chase""Chase relationship manager business card approval""How to build credit profile for Chase business funding""0% interest business credit cards Chase"✅ What You'll Learn: - Minimum credit score requirements (720+) - How to structure your credit profile for approval - The Chase 5/24 rule and how to work around it - How much personal credit limits you should have - Utilizing relationship managers vs. online applications - East Coast vs. West Coast credit pull differences - Bank account seasoning strategies that workIf you're looking to secure high-limit business funding with 0% interest rates, this video is your complete guide to Chase Bank's requirements!📱 CONNECT WITH US 📱▶ Website: wholesomefinancials.com▶ Instagram: https://www.instagram.com/wholesome_academy/▶ TikTok: https://www.tiktok.com/@wholesome_financials▶ Apply for Business Funding: https://funding2.wholesomefinancials.com/survey▶ DIY Credit Repair: wholesomecreditdiy.com⚡ 0:00 Introduction to Business Funding Series⚡ 0:23 Chase Bank Credit Card Requirements⚡ 0:52 Understanding Credit Score Requirements (720+)⚡ 1:46 Credit Profile Thickness Explained⚡ 2:58 East Coast vs West Coast Credit Pulls⚡ 3:44 Avoiding Negative Items on Credit Report⚡ 4:52 Credit Score Requirements for High Limits⚡ 5:54 Credit Report Negatives to Avoid⚡ 7:17 Hard Inquiries Rules (Max 3 in 6 Months)⚡ 9:33 Chase 5/24 Rule Explained⚡ 11:23 Working Around 5/24 with Relationship Managers⚡ 13:26 Personal Credit Limit Requirements⚡ 16:36 Credit Utilization Requirements⚡ 19:28 Bank Account Seasoning Strategy⚡ 22:23 Avoiding High-Risk Industries⚡ 24:29 Benefits of Using a Relationship Manager#BusinessFunding #ChaseBank #CreditCardHacks #BusinessCredit #ZeroInterest #BusinessLoans #CreditScore #FundingStrategy #SmallBusinessTips #EntrepreneurTipsDISCLAIMER: This video is for educational and entertainment purposes only. We are not financial advisors, and this content should not be taken as financial advice. Please consult with a financial professional before making any financial decisions.

  24. -16

    Wells Fargo Business Credit HACK That Bankers Don't Want You To Know! [ SHOCKING] 2025

    🔥 Wells Fargo Business Credit Card: How to Get Approved for $50K Limits 🔥In this video, we answer the most common questions about Wells Fargo business credit cards and reveal our strategy for getting approved with high limits up to $50,000!✅ Does Wells Fargo have a business credit card? YES! The Wells Fargo Business Platinum card offers a $500 cash bonus after spending $5,000 in the first 3 months.✅ What is the credit limit for Wells Fargo business credit card? Online applications typically get $8,000-$15,000, but with a relationship manager, you can get $25,000-$50,000!✅ Who does Wells Fargo business credit card pull from? They pull from Experian, and are sensitive to recent inquiries (keep under 3 in the last 3 months).✅ Does Wells Fargo do a hard pull for business credit card? Yes, and they're more conservative than other banks like Chase.Wells Fargo credit requirements explained:- Keep utilization under 30-40% on personal cards- They check business card debt from other banks (unlike most banks)- Need clean credit with no collections or late payments- Maintain a banking relationship with at least $5,000 deposit- Avoid high-risk industry classifications- Personal and business banking relationships significantly improve approval oddsThis is part of our Bank Strategy Series where we break down approval strategies for major business credit cards!⚡️ CHAPTERS ⚡️00:00 Introduction00:53 Does Wells Fargo Have a Business Credit Card?02:07 What Credit Profile Does Wells Fargo Require?05:00 Does Wells Fargo Do a Hard Pull? Which Bureau?06:53 What Credit Utilization Does Wells Fargo Prefer?10:40 How Wells Fargo Checks Business Credit Card Debt12:53 Banking Relationship Requirements for Approval16:05 Industry Classification Tips for Approval17:24 What is the Credit Limit for Wells Fargo Business Cards?20:29 Q&A: How Traveling Influences Business22:30 Q&A: Including Family in Business24:11 Conclusion and Contact Information📱 CONNECT WITH US 📱Instagram: https://www.instagram.com/wholesome_academy/TikTok: https://www.tiktok.com/@wholesome_financialsWebsite: https://wholesomefinancials.comBusiness Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: https://wholesomecreditdiy.comDISCLAIMER: The information provided in this video is for educational purposes only and should not be construed as financial advice. Please consult with a financial professional before making any financial decisions.#WellsFargoBusinessCard #BusinessCredit #CreditLimit #BusinessCreditCards #SmallBusinessFunding #CreditScore #ExpenseManagement #BusinessBanking #FinancialStrategyRetryClaude does not have internet access. Links provided may not be accurate or up to date.

  25. -17

    How to Get $50,000 at 0% from PNC in 30 Days [STEP-BY-STEP HACK]

    PNC Bank Business Credit Cards: Expert GuideGet insider tips on qualifying for PNC Bank business credit cards! In this video, our credit experts explain how to optimize your personal credit, set up your LLC properly, and build banking relationships to maximize your approval odds and credit limits. Perfect for entrepreneurs looking to leverage 0% interest business funding.🔴 Free Business Credit Secrets: https://funding2.wholesomefinancials.com/survey⚡ CHAPTERS00:00 Introduction 01:07 Welcome & Overview 01:55 PNC Bank Products & Regional Presence 02:30 0% Interest Business Credit Cards 04:28 Credit Requirements (720+ Score Recommended) 05:20 Avoiding Collections & Chargeoffs 06:26 Inquiries & Hard Pulls 07:38 Revolving Credit & Comparable Credit 10:15 LLC Structure & High-Risk Industries 14:24 Banking Relationship Strategy 17:04 Application Process 18:05 Multiple Card Applications 18:55 Expected Credit Limits 20:24 Final Thoughts & Recommendations 21:00 Q&A: Work-Life Balance 24:10 Q&A: Travel Using Credit Card Points📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome.financials/TikTok: https://www.tiktok.com/@wholesome_financials Business Funding Application: https://funding2.wholesomefinancials.com/surveyWebsite: wholesomefinancials.com DIY Credit Repair: wholesomecreditdiy.com Business Funding Partner: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAADISCLAIMER: The information provided in this video is for educational and informational purposes only and should not be construed as financial advice. Consult with a qualified financial professional before making any financial decisions.#BusinessCredit #PNCBank #CreditCards #BusinessFunding #0Interest #Entrepreneur #CreditScore #businessloan

  26. -18

    The $50,000 AMEX Hack They DON'T WANT YOU TO KNOW [Get Approved TODAY]

    Experian - AMEX: How to Get Approved for American Express Business Credit Cards 💳Is it hard to get approved for an Amex business card? In this video, we break down everything you need to know about qualifying for American Express business credit cards! Learn about credit score requirements, who qualifies for an Amex business card, whether Amex runs your credit for business cards, and essential approval strategies.⚡ CHAPTERS ⚡00:00 Introduction01:00 AMEX Business Card Products (Blue Business Cash & Blue Business Plus)04:12 Credit Score Requirements for AMEX Approval (680+ in 2024, 700+ in 2025)05:06 Credit Profile Requirements (Clean History, No Derogatory Items)06:54 Ideal Credit Mix and Available Limits ($40-50K Personal Revolving Credit)08:37 Applying as a Sole Proprietor vs LLC10:40 Business Industry Selection Tips (Low-Risk Business Types)13:20 Building Relationship with American Express (Personal Cards First)15:40 AMEX's Unforgiving Stance on Past Late Payments16:45 AMEX Credit Card Limits (Up to $25K Per Card)18:53 Entrepreneur Q&A Session📱 CONNECT WITH US 📱Instagram:https://www.instagram.com/wholesome.financials/Website: wholesomefinancials.comTikTok: https://www.tiktok.com/@wholesome_financialsBusiness Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: wholesomecreditdiy.comPrivate Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAADISCLAIMER: This video is for educational and informational purposes only. The information provided should not be construed as financial, legal, or professional advice. Consult with a qualified professional before making any financial decisions.#AmexBusinessCard #BusinessCredit #CreditApproval #AmericanExpress #BusinessFunding #CreditScore #AmexRequirements

  27. -19

    The WORST Loan You Can Get As A Business Owner (MCA Loans) 2025

    RAW MCA LOAN - What is MCA (Merchant Cash Advance)? 🚫 The WORST Business Funding Option!Learn exactly what an MCA is, how Merchant Cash Advances work, and why they're NOT technically loans but could be devastating for your business. We break down the shocking daily interest rates (up to 33%!) and reveal why MCAs are one of the most predatory funding options for small businesses. Watch before considering any MCA funding!⚡ Chapters:00:00 What is an MCA (Merchant Cash Advance)?00:53 Who Qualifies for MCA Funding?01:55 How Does an MCA Work?03:41 Real MCA Example ($100K Breakdown)05:41 Why MCAs Are Not Traditional Loans07:12 The Truth About Daily Payments09:45 Better Business Funding Options11:51 Final Warnings & Alternative Solutions📱 Connect With Us:→ Instagram: https://www.instagram.com/wholesome_academy/→ Website: wholesomefinancials.com→ TikTok: https://www.tiktok.com/@wholesome_financials→ Business Funding Application: https://funding2.wholesomefinancials.com/survey→ DIY Credit Repair: wholesomecreditdiy.com→ Private Business Funding Partner: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAADisclaimer: This video is for educational and informational purposes only. Always consult with financial professionals before making any business funding decisions.#MCALoan #MerchantCashAdvance #BusinessLoans #SmallBusiness #BusinessFunding #Entrepreneurship #BusinessTips #FinancialEducation #BusinessFinance #AlternativeLending#WellsFargoBusinessCard #BusinessCredit #CreditLimit #BusinessCreditCards #SmallBusinessFunding #CreditScore #ExpenseManagement #BusinessBanking #FinancialStrategyRetryClaude does not have internet access. Links provided may not be accurate or up to date.

  28. -20

    How to Access $100,000 in 30 Days WITHOUT Paying a PENNY in Interest

    How to Get 100k at 0% Interest Business Credit CardsLooking to secure business funding without paying interest? This video explains how to obtain up to $100,000 in 0% interest business credit cards. Learn who qualifies for 0% APR offers, what credit score you need, and how to leverage these offers for your business without damaging your personal credit.CHAPTERS⚡ 00:00 Introduction⚡ 00:51 Step 1: Establishing an LLC⚡ 02:09 Step 2: Creating a Business Identity⚡ 04:30 Step 3: Opening a Business Bank Account⚡ 06:26 Step 4: Credit Score Requirements for 0% APR⚡ 08:43 Step 5: Applying for Business Credit Cards⚡ 09:53 Step 6: How to Get Higher Credit Limits⚡ 11:20 Building Banking Relationships for Success⚡ 12:09 Conclusion & Resources📱 CONNECT WITH US:Instagram:https://www.instagram.com/wholesome.financials/TikTok: https://www.tiktok.com/@wholesome_financialsWebsite: wholesomefinancials.comBusiness Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: wholesomecreditdiy.comPrivate Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAADISCLAIMER: This content is for informational purposes only. The information provided is not intended to be a substitute for professional financial advice. Always consult with a qualified financial advisor before making any financial decisions. Individual results may vary.#BusinessCredit #0PercentAPR #BusinessFunding #CreditScore #NoInterestFunding #BusinessCreditCards #EntrepreneurFinance #CreditRequirements #ZeroInterest #BusinessLoans

  29. -21

    Discovering The Best Soft Pull Business Credit Cards Available

    🔥 BUSINESS CREDIT CARDS WITH SOFT PULLS - NO CREDIT IMPACT 🔥Discover which business credit cards only do soft pulls that won't hurt your credit score! In this podcast, we reveal our top 3 business credit cards with soft pulls: GM Business Card, American Express Business Cards, and Capital One. Learn how soft pulls work, application strategies to avoid hard inquiries, and how to maximize your approvals without damaging your credit.⚡ CHAPTERS: 00:00 Introduction to Soft Pull Business Cards 00:30 GM Business Card - Soft Pull Explained 01:36 Do Soft Pulls Affect Your Credit Score? 03:24 GM Card Credit Limits (5K-25K) 05:26 Soft Pull Application Strategy 07:32 Credit Freeze Technique to Avoid Hard Pulls 08:07 American Express Business Cards Soft Pull Method 09:39 AMEX Personal First Strategy 10:21 AMEX Credit Limits (2K-25K) 12:12 Building Bank Relationships 13:43 Capital One Revenue-Based Business Cards 14:47 Non-Credit Based Approval Requirements 16:21 Interest Rates on Soft Pull Cards 18:01 Business Funding Resources📱 CONNECT WITH US: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com Business Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: wholesomecreditdiy.com Private Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAADISCLAIMER: This video is for educational purposes only. Consult with a financial professional before making any financial decisions. Individual results may vary.#SoftPullCreditCards #NoCreditImpact #BusinessCredit #GMBusinessCard #AmericanExpress #CapitalOne #CreditScore #SoftInquiry #BusinessFunding #CreditStrategy

  30. -22

    How Banks Offer No Doc Business Loans | No Proof Of Income For New LLC

    No Doc Business Loans EXPLAINED | How to Get Business Funding with No Documents or ProofIn this video, we break down the truth behind No Doc Business Loans and the different funding options available that require little to NO documentation. Whether you’re trying to start your business or scale your current one, we’re giving you the full scoop—from merchant cash advances to 0% interest business credit cards. 💳💡If you've been hearing about "no doc loans" or "no income verification business loans," this video is for you. We'll explain what they really are, what options are actually worth pursuing, and how you can qualify.⚡️What You’ll Learn:- Are No Doc Loans even real?- The types of “low doc” funding available- How to qualify for 0% interest business credit- What banks offer the best products- Why some offers are predatory (and what to avoid)- How to strategically use business credit for growthWatch this before you apply for any business loan!📱 CONNECT WITH US:Instagram: https://www.instagram.com/wholesome.financials/Website: wholesomefinancials.comTikTok: https://www.tiktok.com/@wholesome_financialsBusiness Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: wholesomecreditdiy.comPrivate Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA⚡️ Chapters 00:00 – Intro: What Are No Doc Loans? 00:30 – Traditional Business Loans vs. No Doc Options 01:30 – What Are “No Doc” Loans Really? 02:15 – Loan Types: Merchant Cash Advance & Invoice Factoring 03:45 – Are No Doc Loans Hard to Get? 05:00 – Why Revenue-Based Lending Isn’t for Startups 05:45 – Business Credit Cards as No Doc Loans 07:00 – 0% Interest Business Credit Strategy 08:20 – Balance Transfers & Maximizing Business Credit 09:30 – Best Banks for No Doc Funding 10:30 – How to Qualify for No Doc Business Credit 11:30 – Who Should Apply & How to Get Started 12:15 – Final Thoughts & Caution for Predatory Loans 13:00 – Recap: Your Best No Doc Loan OptionDisclaimer: This content is for informational and educational purposes only. It is not financial advice. Always consult a qualified financial professional before making decisions regarding business funding or credit.#NoDocLoans #BusinessFunding #StartupCapital #BusinessCredit #CreditCardFunding #0PercentInterest #SmallBusinessTips #WholesomeFinancials #BusinessLoans #EntrepreneurFunding #StartupLoans

  31. -23

    Credit Card Stacking - How To Get $100K in Business Funding with a New LLC

    What is Credit Card Stacking? | Business Funding Strategy Explained In this video, "What is Credit Card Stacking? | Business Funding Strategy Explained", we break down a powerful method for acquiring business capital fast—credit card stacking. You'll learn:💳 What credit card stacking is 📈 Why it's a top business funding strategy 💡 How to qualify for 0% interest business credit cards 🎯 Tips to maximize funding amounts 🌍 How to earn travel rewards and cashback 📋 Common mistakes and key requirementsWhether you're a new entrepreneur or a seasoned business owner, this strategy could unlock $50K to $100K+ in 0% interest business credit for your company. Learn how the pros do it and how we help clients fund their dreams.✨ Don’t forget to like, comment, and subscribe for more business credit tips!📱 CONNECT WITH US:Instagram: https://www.instagram.com/wholesome.financials/Website: wholesomefinancials.comTikTok: https://www.tiktok.com/@wholesome_financialsBusiness Funding Application: https://funding2.wholesomefinancials.com/surveyDIY Credit Repair: wholesomecreditdiy.comPrivate Business Funding Partner ROK Financial: https://go.mypartner.io/business-financing/?ref=0014x00001tjlxhAAA⚡ Chapters: 00:00 - Welcome & Introduction 00:36 - What is Credit Card Stacking? 01:18 - Why Business Credit Cards Are Stackable 02:07 - The Power of Low Interest Rates 02:40 - Why Credit Card Stacking Is Popular 03:18 - The Stacking Strategy Timeline 04:44 - Importance of 0% Interest Cards 06:00 - Potential Credit Limits & Timeline Tips 07:00 - How to Maximize 0% Interest Periods 08:00 - Getting Coached Through the Process 08:55 - Additional Perks of Business Credit Cards 10:15 - Travel Rewards & Points Breakdown 11:20 - Common Credit Requirements 12:15 - Why We Don't Recommend Credit Loans 12:55 - Final Thoughts & What We OfferDisclaimer:This video is for educational purposes only. Always consult a financial advisor before making financial decisions. Individual results may vary. #CreditCardStacking #BusinessFunding #BusinessCredit #0PercentInterest #Entrepreneurship #StartupFunding #WholesomeFinancials #TravelHacking #CreditCardTips #SmallBusinessTips

  32. -24

    Fix & Flip Investors: Get 0% Interest Money Using THIS Strategy

    🏠 Fix & Flip Investors: Get 0% Interest Money Using THIS StrategyLearn how our client Elvis, a full-time real estate investor from Louisiana, secured $120,000 in business funding with 0% interest! We break down the exact strategy, credit requirements, and timeline for getting funded through major banks like Chase, American Express, and more.⚡ CHAPTERS:00:00 Introduction & Client Overview00:40 Elvis's Real Estate Background01:32 Funding Needs & Strategy02:24 Credit Profile Requirements03:34 Funding Sources Breakdown04:42 Elon Financial Deep Dive06:34 Timeline & Process09:05 Client Success Factors11:54 Business Funding vs Competition12:05 Personal Business Questions14:22 Closing Thoughts📱 CONNECT WITH US:➡️ Instagram: https://www.instagram.com/wholesome_academy/➡️ Website: wholesomefinancials.com➡️ TikTok: https://www.tiktok.com/@wholesome_financials➡️ Business Funding Application: https://funding2.wholesomefinancials.com/survey➡️ DIY Credit Repair: wholesomecreditdiy.com#BusinessFunding #RealEstateInvesting #FixAndFlip #CreditRepair #BusinessCredit #RealEstate #WholesomeFinancials #CreditScore #BusinessGrowth #entrepreneur DISCLAIMER:This video is for educational and informational purposes only. The content should not be construed as legal, tax, investment, financial, or other advice. Nothing contained in this video constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments.

  33. -25

    THIS 0% Credit Hack Is Replacing Hard Money For Real Estate Investors 🤯 2025

    Client Funding Journey: From Military Service to Real Estate Empire | How We Helped Secure $83K+In this episode, we share the inspiring story of Ricardo and Juan, an Air Force serviceman and sales professional who secured $83K in 0% business funding to expand their real estate portfolio and Airbnb business in Las Vegas. Learn how they leveraged their excellent credit profiles to get instant funding through American Express!

  34. -26

    Banks Say Trucking Is 'High-Risk'... Here's How He Got 100K Anyway! 🚛

    📝 How We Helped Our Client Get $105K For His Trucking Business | Client Case StudyIn this episode, we break down how we helped our client Christian transition from being an Ashley Furniture delivery driver to owning his own trucking business. Learn how we secured $105K in business funding with 0% interest credit cards, even with a new LLC!⚡ CHAPTERS:00:00 Welcome & Introduction00:36 Client Background01:35 Funding Amount Needed02:39 Why Trucking Works for Funding04:39 Funding Breakdown06:41 LLC Formation Process09:57 Meeting Christian11:55 Success Story13:00 Q&A Session📱 CONNECT WITH US:🔸 Instagram: https://www.instagram.com/wholesome_academy/🔸 Website: wholesomefinancials.com🔸 TikTok: https://www.tiktok.com/@wholesome_financials🔸 Business Funding Application: https://funding2.wholesomefinancials.com/igsecrets-3113-5470-9295-1403🔸 DIY Credit Repair: wholesomecreditdiy.comDISCLAIMER:This video is for educational and informational purposes only. The content should not be construed as legal, tax, investment, financial, or other advice. Nothing contained in this video constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities or other financial instruments.#BusinessFunding #TruckingBusiness #BusinessCredit #SmallBusiness #Entrepreneurship #BusinessTips #TruckingIndustry #BusinessGrowth #StartupFunding #BusinessSuccess #Trucking #TruckDrive #TruckingBusiness #Trucker #TruckDrivers #TruckDriving #TruckDrivingCompany #TruckDriverStory #CDL #StartTruckingBusiness #StartATruckingBusiness #HowToStartATruckingBusiness #Upflip

  35. -27

    Commercial Pilot Gets $100K+ Business Funding | Client Success Story EP 11

    Discover how we helped a commercial pilot secure over $100,000 in 0% interest business funding to launch his tourism flight business! In this episode, we break down the exact process, from credit repair to funding strategy, showing how we transformed a $2K credit union denial into a six-figure funding success story. Learn about business credit cards, authorized user trade lines, and how to properly structure your business for maximum funding potential. Key topics covered: - How to get approved for business credit cards - Credit repair strategies for better approval odds - Understanding 0% APR business funding - American Express business credit card strategies - LLC structure for business funding - Aviation business funding solutions - Tourism industry funding options - Credit utilization tips - Removing credit inquiries - Business credit building strategies 📱 Connect With Us: Instagram: https://www.instagram.com/wholesome_academy/ TikTok: https://www.tiktok.com/@wholesome_financials Website: wholesomefinancials.com DIY Credit Repair: wholesomecreditdiy.com Apply for Funding: https://funding2.wholesomefinancials.com/igsecrets-3113-5470-9295-1403

  36. -28

    CASE STUDY: How We Got $121K at 0% Interest for E-commerce Business

    In this episode of the Holesome Financials Podcast, we dive deep into a fascinating client case study featuring Ashot, an e-commerce entrepreneur who successfully secured $121,000 in 0% interest business funding. Learn how he transitioned from the Turo rental business to scaling his multi-platform e-commerce operation across Amazon, Etsy, and eBay. We break down the exact funding strategy, including how we secured multiple business credit cards: $75K from Chase, $25K from Truist, $18K from Wells Fargo, and $3K from Elon Financial. Discover the behind-the-scenes process, including credit profile optimization, banking relationships, and how we overcame challenges like multiple hard inquiries and limited credit history. Key topics covered: Strategic approach to 0% business credit cards Working with regional vs. national banks Credit optimization techniques Timeline from application to funding Real-world e-commerce capital needs Bank relationship building strategies Whether you're in e-commerce, looking to scale your business, or interested in business credit building, this episode provides actionable insights into accessing significant capital without paying interest. Listen time: 22 minutes

  37. -29

    Stop Complaining and Be Responsible

    In this candid convo, we unpack the shift from victim mentality to victory mindset. We start with a real client story about ignoring expert advice, then dive into what it really takes to be coachable, why paid mentorship speeds up results, and how pride and old habits keep people stuck. We break down credit as a tool for life and business, from funding and scaling to travel rewards, and talk about owning outcomes with clear expectations and real accountability.What you’ll hearCoachability vs DIY research and when to trust a mentorCredit as leverage for business and travel without reckless spendingPride, habits, and why “not choosing” is still a choiceCounting the cost, setting boundaries for venting vs growth, and using “I” language to create action steps

  38. -30

    Top FUNDED Business Categories + NAICS Codes #businessfunding

    In this episode of the Wholesome Financials Podcast, Austin and Susy break down NAICS codes—what they are, why they matter, and how they can make or break your chances of getting approved for business funding. They explain how banks use these codes to classify industries by risk, why certain businesses like real estate, trucking, and restaurants are considered high risk, and which industries banks prefer lending to.You’ll learn practical strategies to avoid getting flagged as high risk, including how to structure your LLC correctly, use a holding company or DBA, and select low-risk NAICS codes like consulting, marketing, or e-commerce.Whether you’re just starting your business or already applying for funding, this episode will help you understand how to position your business the right way to get approved and maximize your funding potential.

  39. -31

    5. Creating A Business Email Address 2024 #businessfunding

    💎 Our mission is to help purpose-driven entrepreneurs scale and grow their businesses using the power of personal credit. 🎙 Podcast https://youtube.com/playlist?list=PLWgPjbX2OP27B87ECF83bp1FTBrD-YsJR&si=NChvtqSEOlDxzVi0 =========================== ⬇️ WORK WITH US ⬇️ =========================== 🏦 BUSINESS FUNDING: We can guarantee $150k+ of funding with a strong personal credit profile. Work with us here: ➡︎ https://funding.wholesomefinancials.com ⚡️FREE LLC / Scorp Consultation: Get your business started here: ➡︎ http://llc.wholesomefinancials.com 📈 CREDIT Help: Get a one-hour phone consultation with me to review your credit report, and receive letter suggestions, and personalized tips on boosting your credit score. ➡︎ http://credit.wholesomefinancials.com ☎️ HAVE A QUESTION? Contact Us! ➡︎ https://contact.wholesomefinancials.com/

  40. -32

    4. Buying Virtual Business Address For A LLC | Wholesome Financials Podcast: Episode 3 #businessfunding

    In this episode, we talk about how to obtain a virtual business for your address to your LLC. We also talk about other things to look out for when considering what address to register your LLC with. Virtual Business Address Websites: ipostal1.com - https://ipostal1.com/?ref=5275 Regus.com #businesscredit 🏦 BUSINESS FUNDING: We can guarantee $150k+ of funding with a strong personal credit profile. Work with us here: ➡︎ https://funding.wholesomefinancials.com ⚡️FREE LLC / Scorp Consultation: Get your business started here: ➡︎ http://llc.wholesomefinancials.com 📈 CREDIT Help: Get a one-hour phone consultation with me to review your credit report, and receive letter suggestions, and personalized tips on boosting your credit score. ➡︎ http://credit.wholesomefinancials.com ☎️ HAVE A QUESTION? Contact Us! ➡︎ https://contact.wholesomefinancials.com/

  41. -33

    3. Choosing Your LLC Name For Business Funding

    In this episode, we talk about how to set up your LLC for business funding. In this video, you will learn which LLC names will get you denied for business loans and how to proactively set up your business to ethically avoid denial and increase findability. 💎 Our mission is to help purpose-driven entrepreneurs scale and grow their businesses using the power of personal credit. 🔴 YOUTUBE =========================== ⬇️ WORK WITH US ⬇️ =========================== 🏦 BUSINESS FUNDING: We can guarantee $150k+ of funding with a strong personal credit profile.   ⚡️FREE LLC / Scorp Consultation: Get your business started. 📈 CREDIT Help: Get a one-hour phone consultation with me to review your credit report, and receive letter suggestions, and personalized tips on boosting your credit score. ☎️ HAVE A QUESTION? Contact Us! =========================== Some product links are affiliate links which means if you buy something we'll receive a small commission.  ============================= All Products and Gear used to make our videos ============================= Rode Wireless Mic Camera - Sony ZV1 Softbox Lights  Podcast Mic Podcast Mic Arm  SD Card Bird of Paradise Plant  Paradise Palm Plant RGB Light ==========================

  42. -34

    2. How to Maximize A Strong Credit Profile

    In this podcast episode, Susy and I cover essential topics to help you maximize your credit profile. From troubleshooting Facebook Ads Manager to exploring the GHL Funnel, we delve into the core theme of building and optimizing a strong credit profile.

  43. -35

    1. Who is Business Funding For?

    In this episode, Austin & Susy share how they became entrepreneurs in the credit space. Susy shares her back story on how she fell in love with financial literacy and her struggles as an entrepreneur. Austin talks about how he went from college athlete to full-time minister, to a 6-figure corporate job, to full-blown entrepreneur. They also discuss which business owners and entrepreneurs qualify for business funding using the personal guarantor method of credit stacking. They discuss what a strong credit profile looks like to banks like Chase and Wells Fargo.

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ABOUT THIS SHOW

Austin & Susy are married, parents and business owners who talk Business Funding!On our show, we talk about small business funding. Our preferred method of securing funding from banks like Chase, American Express, and Bank of America, to name a few, is through the credit stacking method. We teach the community how to PG high-limit business credit cards through having a strong credit profile and structured LLC. We love 0% APR Business Credit Cards and believe they are an easy way to secure up to $200k+ of funding for any entrepreneur or business owner

HOSTED BY

Austin and Susy

CATEGORIES

Frequently Asked Questions

How many episodes does The Wholesome Financials Podcast have?

The Wholesome Financials Podcast currently has 43 episodes available on PodParley. New episodes are automatically indexed when they're published to the podcast feed.

What is The Wholesome Financials Podcast about?

Austin & Susy are married, parents and business owners who talk Business Funding!On our show, we talk about small business funding. Our preferred method of securing funding from banks like Chase, American Express, and Bank of America, to name a few, is through the credit stacking method. We teach...

How often does The Wholesome Financials Podcast release new episodes?

The Wholesome Financials Podcast has 43 episodes. Check the episode list to see recent publication dates and frequency.

Where can I listen to The Wholesome Financials Podcast?

You can listen to The Wholesome Financials Podcast on PodParley by clicking any episode. We provide an embedded audio player for direct listening, and you can also subscribe via your preferred podcast app using the RSS feed.

Who hosts The Wholesome Financials Podcast?

The Wholesome Financials Podcast is created and hosted by Austin and Susy.
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