Val's Vibe

Send a text In this episode, Val shares her personal reflections around Mother’s Day—recognizing the woman who raised her while living with dementia, recently discovering a connection with her biological mother, and looking at life through an unexpected lens. A thoughtful conversation about family, identity, and the ties that shape us.Listen in for a grounded, meaningful take on the many sides of motherhood. 

Send a textHow do you say yes to all the opportunities that light you up — without losing your mind, your time, or your sanity? In this energizing episode of Val’s Vibe, Valerie Saunders shares her real-life approach to balancing multiple businesses, leadership roles, family, and fun — all while living life with intention and zero regrets. She spills her personal tips on time management (spoiler alert: no lists), the art of strategic multitasking, and why it’s okay to be like 7/11 — open 24/7 on your own terms. Whether you're a business owner, a serial “yes”-sayer, or someone just trying to juggle life’s chaos with grace, this episode is packed with practical wisdom and heartfelt perspective. 💡 “You don’t have to do it all — you just have to feel in control while you do your all.” 

Send a text 🌿 In Episode 20 of Val’s Vibe, Val dives into the world of herbal supplements and natural wellness must-haves — from apple cider vinegar to berberine, turmeric, garlic, NAD+, and even a spicy little cayenne kick. Plus, she shares a bold skincare secret involving good ol’ rubbing alcohol (yep, really!). If you’ve been craving more energy, clearer skin, or just a healthier vibe, this episode’s packed with simple tips and natural tools to help you glow from the inside out. Tune in, take notes, and treat your body like the rockstar it is. 🌟💪✨ Disclaimer: Val’s not a doctor, just your wellness-loving mortgage bestie — always check with your healthcare provider before trying new supplements. 

Send a text Fresh off NAMB’s powerful Legislative Conference, Val is back with NAMB President Jim Nabors for a jam-packed debrief you won’t want to miss! Episode 19 dives deep into the biggest advocacy moments straight from DC — from historic guest speakers (hello, White House rep!) to crucial conversations around affordable housing, VA modernization, and the ever-hot topic: trigger leads. 💥Whether you're a seasoned mortgage pro or just getting involved in industry advocacy, this episode gives you the inside scoop on how you can make a difference — plus some laughs, real talk, and a whole lot of Val’s signature vibe. ❤️🎧 Tune in, stay informed, and find out how to support the cause (even if it’s just $20/month). Because when it comes to protecting homeownership and our profession, every voice counts.👉 PAC link included at the end of the episode! 

Send a textIn this episode of Val’s Vibe, Valerie Saunders dives deep into the recent FHFA decision to terminate Special Purpose Credit Programs (SPCPs)—programs that have been pivotal in expanding homeownership opportunities for underserved communities. With the NAMB Legislative & Regulatory Conference just around the corner, Val shares timely insights on what this decision means for first-time buyers and the future of responsible lending. If you're in the mortgage industry, a policymaker, or simply someone who believes in access to the American dream, this episode is a must-listen. Let’s keep showing up, speaking out, and fighting for equity in homeownership. 

Send a textIn this power-packed episode of Val’s Vibe, Valerie Saunders welcomes back Jim Nabors, President of the National Association of Mortgage Brokers, to break down everything you need to know about NAMB’s upcoming Legislative Conference in Washington, D.C., happening April 1–2.From powerhouse speakers like VA’s John Bell; Jordan Bell, Special Assistant from the White House; Representatives Emanuel Cleaver, Warren Davidson, Rtichie Torres and Senator Jack Reed, to hot-button issues like trigger leads, flood insurance, and VA lending changes, Jim shares what makes this year’s conference the most exciting in a decade. Plus, hear why networking, advocacy, and just showing up could be game-changers for your business—and your future in the industry.If you’ve been on the fence about getting involved with NAMB, this episode will get you fired up. Tune in for insider tips, a little humor, and a whole lot of passion for mortgage pros making moves.🎧 Listen now—and we’ll see you on the Hill! 

Send a textIt’s Women’s History Month, and in this episode of Val’s Vibe, we’re celebrating the trailblazers who paved the way for women in the mortgage industry—and the powerhouse women leading the charge today. From the days when women couldn’t get a mortgage without a male co-signer to now making up 60% of the industry’s workforce, we’ve come a long way. But challenges still remain, especially in leadership roles.Join me as I highlight pioneers, recognize modern game-changers, and many more who are mentoring, innovating, and breaking barriers.If you’re a woman in this industry, here’s my challenge to you: Lift up another woman. Whether through mentorship, networking, or encouragement—together, we rise!Tune in, get inspired, and let’s keep the conversation going. Drop a comment or tag me on social media—what’s the biggest challenge you’ve faced, and how are you making moves? Let’s talk about it! #WomensHistoryMonth #Val’sVibe #WomenInMortgage 

Send a textIn Episode 15 of Val’s Vibe, Valerie Saunders dives into the major shake-ups at the Consumer Financial Protection Bureau (CFPB) and what they could mean for the mortgage industry. With the CFPB now a shell of its former self, could we see a return to HUD oversight and greater state enforcement? What happens to key regulations like TRID and the Qualified Mortgage (QM) rule? Val breaks it all down, shares her perspective on what’s next, and asks: Would the mortgage industry be better or worse without the CFPB? Tune in and let’s talk about it! 

Send a text In this special episode of Val’s Vibe, we’re taking a detour from mortgages and diving into… pickles! Yep, you heard that right! Valerie Saunders shares her personal health journey, including her 65-pound weight loss, intermittent fasting routine, and the surprising benefits of her daily pickle juice shots.From gut health to blood sugar regulation, fermented pickle brine is more than just a tangy treat—it’s a powerhouse of probiotics and antioxidants. Whether you’re a pickle lover or just pickle-curious, tune in to hear why this briny beverage is a must-try. Plus, get Valerie’s go-to recommendation for the best pickle juice on the market! Hint... Olive My Pickle! Listen now and discover the unexpected health hack that might just change your routine! #ValsVibe #PicklePower #HealthJourney 

Send a text In this episode, Val dives into key takeaways from the NMLS User Conference in Atlanta!  She breaks down the processing fee increases coming March 1, the major system changes rolling out through 2029, and what they mean for mortgage professionals. Plus, she shares insights on AI in the mortgage industry, the future of licensing, and the role of state regulators in enforcement. What’s next? Phase 2 NMLS updates coming in Q3 2025 New navigation, checklists, & employment management features AI’s impact on compliance & consumer interactions Stay ahead of the changes! Tune in now for all the details and make sure you're prepared. Have questions? Connect with Val at [email protected] or visit valsaun.com! Listen now on YouTube, Facebook, Instagram, TikTok, and all major platforms!  #ValsVibe #NMLSUpdates #MortgageIndustry #AIinLending 

Send a text The credit reporting industry is experiencing significant price hikes, with costs trickling down through the reseller market—but why? In this episode, Valerie dives into the key factors driving these increases, from FICO and credit bureaus to the new VantageScore model.💡 Key Takeaways:✔️ Why mergers and declining loan volume are driving up credit report costs✔️ The potential shift to VantageScore and bi-merge reports – what it means for lenders✔️ Why the industry should advocate for single bureau reports to cut costs✔️ How trade associations and professionals can push for real reforms🔜 Next Week: Valerie breaks down AI’s impact on mortgage lending with insights from the NMLS User Conference in Atlanta.🎧 Tune in now and stay ahead in the mortgage industry! 

Send a textIn this must-listen episode of Val’s Vibe, Valerie Saunders breaks down the National Association of Mortgage Brokers’ (NAMB) key legislative initiatives for 2025. From fighting to regulate trigger leads and advocating for Gold Star Spouse benefits to modernizing VA home loans, addressing flood insurance reauthorization, and tackling the skyrocketing cost of credit reports—Valerie covers it all!Plus, learn how you can get involved and make an impact at NAMB’s upcoming Legislative & Regulatory Conference in Washington, D.C., from March 31 to April 2. Tune in to stay informed, protect your business, and help shape the future of the mortgage industry!🎧 Listen now and be part of the movement! #ValsVibe #NAMB #MortgageLegislation #TriggerLeads #VAHomeLoans #FloodInsurance #CreditReportReform 

Send a textIn this episode, Valerie Saunders, a dedicated mortgage broker and passionate advocate, dives deep into the importance of advocacy in the mortgage industry. She breaks down how the National Association of Mortgage Brokers (NAMB) plays a crucial role in protecting both industry professionals and consumers. Valerie highlights key regulatory changes NAMB has been pushing for—from loan level pricing adjustments and income thresholds to refinancing rules and credit report costs—all aimed at making homeownership more accessible.She also shares why getting involved in advocacy matters and encourages listeners to join her at NAMB’s upcoming Legislative and Regulatory Conference in Washington, DC. If you’re in the mortgage space, this is an episode you won’t want to miss! Tune in and get inspired to make a difference in the industry. 🎙️🏡✨ 

Send a textIn this episode of Val's Vibe, host Valerie Saunders dives into the impact of President Donald Trump's second term on the housing and mortgage industry. From his inaugural day packed with executive orders targeting inflation and housing costs, to his bold plans for privatizing Fannie Mae and Freddie Mac, there’s a lot to unpack.Val explores the implications of these policy shifts, including potential disruptions in the housing finance system, changes in mortgage rates, and how Trump's broader economic agenda might shape the industry. She also discusses Bill Pulte's nomination to lead the Federal Housing Finance Agency, reflecting on her own experience with outgoing director Sandra Thompson and what this leadership change could mean for the future.With 2025 poised to be a year of volatility and change, Val emphasizes the importance of staying informed and engaged—whether through podcasts like this or active participation in trade associations like the National Association of Mortgage Brokers.Tune in to hear Val’s insights and predictions for the road ahead, and don’t miss her next episode for even more on the evolving mortgage landscape!🌐 Stay connected: Visit namb.org to learn more about joining the National Association of Mortgage Brokers. 

Send a textIn Episode 8 of Val’s Vibe, we’re diving into the heart of leadership with Valerie Saunders, Chief Executive Strategist and trailblazer in the mortgage industry. Joined by Laura Brandao and Linda McCoy of the Inspire Women’s Mentoring Group, Valerie shares her transformative journey through the challenges of leading in a traditionally male-dominated field. Drawing from her chapter in the book Leadership Matters, Valerie unveils her "10 Power Moves for Driving Leadership Success" and offers actionable insights to empower women to rise, lead, and inspire the next generation.Tune in for an inspiring discussion filled with resilience, mentorship, and bold leadership strategies that will leave you ready to conquer your own professional challenges! Don't miss this opportunity to learn, grow, and connect with a vibrant community of leaders. 

Send a text Welcome to the kickoff of 2025 with Val's Vibe! Hosted by Valerie Saunders, this podcast dives into the mortgage industry, personal growth, and professional insights. Valerie, a seasoned industry expert and advocate, shares her thoughts on industry trends, stability predictions, and opportunities for growth in 2025.This episode reflects on her journey, professional highlights, and key industry forecasts, including interest rate stabilization, evolving technology, and upcoming regulatory changes. Whether you're a mortgage pro or simply curious about the industry, tune in for actionable insights, inspiration, and real talk.Want to join the conversation? Reach out and be part of Val's Vibe! 

Send a textIn Episode 6 of Val's Vibe, we’re thrilled to welcome Kimber White, partner at RE Financial Services and President-Elect of the National Association of Mortgage Brokers. Join us as we explore the dynamic world of the mortgage industry, reflecting on the challenges and triumphs of 2024 and casting an optimistic eye toward what 2025 holds. Kimber also shares valuable insights into NAMB Focus, the much-anticipated event shaping conversations and strategies for mortgage professionals nationwide. Whether you’re in the industry or just curious about the trends influencing homeownership and lending, this episode delivers expert perspectives and forward-thinking dialogue you won’t want to miss!

Send a textIn this heartfelt episode, I take a walk down memory lane and reflect on the rollercoaster that was 2024. From navigating challenging times to celebrating the wins—big and small—this year brought its share of growth and lessons. I’ll share personal highlights, the moments that tested my resilience, and the incredible people and experiences that made it all worth it. Tune in for an honest, uplifting vibe check as we close out the year together. 💛

Send a textIn this episode, I sit down with the incredible Laura Brandao, CEO of Lighthouse Advisors, as she shares her journey launching her new company and the why behind it. Laura dives into what makes Lighthouse Advisors a game-changer, her vision for the future, and the importance of setting strong, achievable expectations for 2025.If you're looking for inspiration, leadership gems, and some real talk about what it takes to build something meaningful, you don’t want to miss this one!✨ Tune in, and let’s keep the vibe going! 🎧 

Send a text This week, Val sits down with the incredible Paige Hernandez (https://www.facebook.com/paigehernandez), founder of Notorious (https://www.facebook.com/groups/451036700971559), a game-changing group that’s all about shaking up the industry and empowering underrepresented voices. 🌟 Paige shares her journey from dreamer to founder, the challenges she’s faced, and the wins that keep her going. Expect raw conversations, inspiring insights, and all the positive vibes you love from Val’s Vibe. Don’t miss this empowering episode—it’s one for the books! 💪✨ 

Send a textOn this episode of Val's Vibe, we’re joined by the amazing Cheryl Braunschweiger, a powerhouse in the mortgage industry and owner of Mortgage Girlfriends. Cheryl dives into how to make waves, foster collaboration and drive change in today's lending environment. We’ll chat about her journey, what inspired Mortgage Girlfriends, and why empowering women in this industry is a game-changer. Whether you’re a seasoned pro or just starting out, you’ll walk away feeling inspired, informed, and ready to conquer your goals.Grab a coffee (or a cocktail 🍸) and tune in for an episode packed with wisdom, laughs, and a whole lot of mortgage magic!Don’t miss this one – it’s all about connection, empowerment, and thriving together. 

Send a textWelcome to the first podcast episode of Val's Vibe! On this edition, we talk trigger leads, CFPB and audits.