Wealth Transparency with Ed Butowsky

Consumer sentiment just hit an all-time low. Americans are spending more than ever. And nobody can explain why. Until now.This week on Wealth Transparency, Michelle Connell of Portia Capital Management and Andrew Tang of Turner Financial Group did not just connect the dots. They redrew the entire map and handed it to you.OPEC dropped output 27% in a single month. The IMF slashed global growth forecasts. Green investing is collapsing. And the sectors emerging from the rubble are generating the kind of wealth that rewrites retirement plans.We got into all of it. And then some.The spending never stopped. The answers just arrived. Watch it now. Share it with everyone whose money deserves this moment. Subscribe to Wealth Transparency. And like it so loud the whole market hears you.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

Six topics. One conversation. And not a single one of them is getting the attention it deserves. Michelle Connell of Portia Capital Management and Andrew Tang of Turner Financial Group joined me this week on Wealth Transparency, and we went everywhere. Bond markets, the Strait of Hormuz, mortgage demand, oil futures, ECB leadership, and the IMF. These are not isolated stories. They are all pulling on the same thread. Andrew shared a perspective on why the world keeps buying US treasuries that I had never considered before. Michelle walked through how the ripple effects of these supply chain disruptions may take longer to resolve than most people expect. And we touched on how oil trades in the futures market, because the number at the pump is only part of the story. This is the conversation that is not making it into your morning meetings. Like it, follow so you never miss what comes next, and send this to the person in your life who wants to stay informed.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

The financial landscape is more unpredictable than ever. On Wealth Transparency,  I sit down with Michelle Connell from Portia Capital Management, Lex Nikpour from Ethos Financial Group, and Andrew Tang from Turner Financial Group to uncover the hidden pressures shaking markets today.From oil volatility to inflation spikes and global tensions, this full episode dives into how these forces are affecting your investments. We break down what investors may be missing, why conventional wisdom isn’t enough, and how to position yourself before surprises hit your portfolio.This isn’t theory. These are real strategies you can act on today to protect your wealth and seize opportunities.Stop guessing and start understanding. Watch this full episode now to see how market shifts could directly impact your financial future. If you value actionable insights, hit like, subscribe to stay ahead of the curve, and share this with anyone who cannot afford to be caught off guard. The time to act is now.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

Oil prices are soaring, and everyone is watching. But why are some investors betting against the trend?In this episode of Wealth Transparency, I sit down with Bill Lane of Ethos Financial Group, Michelle Connell of Portia Capital Management, and Andrew Tang of Turner Financial Group to examine how oil, inflation, and interest rates interplay, and what that could mean as conditions evolve.As the discussion unfolds, a different perspective emerges—one that questions the current energy trajectory and considers what might happen if oil prices decline from here.If you watched yesterday’s teaser, here’s the full discussion on the leveraged energy trade and its potential market impact.Watch the full episode to understand their reasoning, gain clarity on possible market moves, and decide where you stand. If it makes you reconsider your views on energy or portfolios, share it with someone who would benefit. Follow along for more discussions like this and stay connected for ongoing market insights.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

Yesterday I asked a question.What happens if the world stops buying America’s debt?Today’s full Wealth Transparency episode takes that question much further. I’m joined by Andrew Tang of Turner Financial Group and Michelle Connell of Portia Asset Management as we examine rising debt, shifts in the labor market, the explosion of artificial intelligence infrastructure, and how investors are thinking about valuations right now.But the real question is this.What do you think happens next?From debt pressures that could weaken the dollar, to labor challenges hitting everyday Americans, to the AI boom transforming how investors think, the stakes are higher than ever. Every corner of the economy is being tested, and your portfolio could be next.Don’t just watch, engage: drop your take in the comments, tag a friend who needs this insight, share with anyone serious about markets, and follow for the next Wealth Transparency episode. The clock is ticking, and understanding these shifts could change how you invest tomorrow.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

The market is terrified, and right now, fear is spreading faster than the headlines.On Wealth Transparency, I sit down with Andrew Tang from Turner Investments and Michelle Connell from Portia Capital Management to show how market panic is driven more by fear and uncertainty than by real economic threats.Oil disruptions through the Strait of Hormuz and LNG shortages are rattling markets, but the fear is far greater than the reality.Tech stocks like Microsoft, Oracle, and Broadcom are being unfairly punished.ERY, the two-times oil ETF, is surging, showing just how mispriced short-term oil risk has become.Fear is running rampant, and the market is moving ahead of the facts. Watch this episode now, hit that like button, subscribe to stay informed, and follow us to see the truth before panic dictates your portfolio.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

Markets are rattling even when giants report record earnings. Time is running out to understand why.That reaction should jolt you, not reassure you.Here is what that silence is signaling right now:•AI-fueled revenue strength is colliding with hesitation in price conviction.•Massive data center and infrastructure spending is rising while expectations rise even faster.•Rate volatility and housing pressure are quietly tightening financial conditions.In this full episode of Wealth Transparency, I press Andrew Tang of Turner Investments, Michelle Connell of Portia Investment Management, and Bill Lane of Ethos Financial Group to address the growing gap between headline earnings and market conviction and to explain why that gap can precede meaningful repricing when sentiment finally shifts.Do not scroll past this. Watch now, share this insight with someone who needs it, and subscribe to stay ahead of every market move.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

The Dow hits 50,000.China is pulling back from U.S. debt. Interest rate shifts are looming. Iran tensions are escalating.Michelle Connell of Portia Capital Investment Management, Andrew Tang of Turner Investment Management, and Bill Lane and Lex Nikpour of Ethos Financial Group join me in Episode 3 of Wealth Transparency to cut through market headlines and give investors insight into the risks and opportunities shaping portfolios right now.Markets move fast. Don’t get caught off guard. Watch the full episode, subscribe for insights, and share with anyone who needs to see this.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

Markets move before the headlines do. If you wait for confirmation, the move is already over.In episode two of Wealth Transparency, I am joined by Andrew Tang of Turner Financial Group, Michelle Connell of Portia Asset Management, and Lex Nikpour of Ethos Financial Group to confront the gap between what investors are told and what institutional money is doing.We unpack hedge fund rotation away from crowded large-cap trades, violent reversals in gold, silver, and Bitcoin, and the fear driving reactions to AI-driven disruption. These are not abstract trends. They are active decisions reshaping portfolios right now.This episode focuses on how professional investors are adjusting risk, reallocating capital, and responding to changing market conditions in real time.If markets move first and headlines follow, this is where you see the move while there is still time to act. Watch episode two of Wealth Transparency now.Chapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.All investing involves risk, including the possible loss of principal. Past performance is no guarantee of future results. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Securities are offered through Innovation Partners, LLC (member FINRA/SIPC). Ed Butowsky is a Registered Representative with Innovation Partners LLC. Ed Butowsky is licensed to business in: CA, FL, LA, TN, TX. Innovation Partners LLC and Chapwood Investments are not affiliated.Send us Fan Mail Support the show

Markets are sending mixed signals, and last week left many investors confused.In the first episode of the Wealth Transparency podcast, I sat down with Michelle Connell, Lex Nikpour, Bill Lane, and Andrew Tang to break down last week’s market developments. We cover GDP data, interest rates, treasuries, gold, AI, and opportunities in small and mid-cap stocks. This is how advisors are thinking about portfolio positioning when volatility refuses to go away. ➡️ About Chapwood Investments ⬅️Since it was formed in 2005, Chapwood Investments has helped countless high-net-worth clients bring clarity and understanding to their portfolio management by targeting specific rates of return to meet their long-term needs.  Managing Partners Ed Butowsky and Kim Sams founded the firm after lengthy careers in the investment industry. Ed has been featured on several networks including Fox News, CNBC, ABC, ESPN, and more. He is viewed as a trusted advisor to serial entrepreneurs, successful business owners, and professional athletes.Chapwood Investments was formed for one simple reason: To help clients understand and give perspective and knowledge of what they already have in their portfolios.Most clients have no idea what it is that they own and what they should expect from what they own. So, Chapwood Investments was built to give people that knowledge. For more information, visit https://chapwoodinvestments.com/➡️ Questions for Ed Butowsky or Chapwood Investments? ⬅️If you have any comments or recommendations for subject matters on future videos you would like to see covered, please share them at [email protected].➡️ Looking for more information? ⬅️Consider adding Ed's book, Wealth Mismanagement, to your collection. It is available on Amazon and Barnes & Noble. Visit https://edbutowskybook.com/ for more information.Listen to our brand new podcast wherever you listen to yours. You can find us by searching “Wealth Transparency with Ed Butowsky”.Check out Ed's personal websites! Visit https://edbutowsky.com/ https://edbutowsky.video/➡️ Want to Connect? ⬅️Facebook – https://www.facebook.com/chapwoodinvestments/Instagram - https://www.instagram.com/chapwood_in...Twitter – https://twitter.com/EdButowsky/LinkedIn - www.linkedin.com/in/edbutowskySubstack- https://substack.com/@edbutowsky341348Truth - https://truthsocial.com/@edbutowskyChapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. The information and data in this video were obtained from sources deemed reliable. Their accuracy and completeness are not guaranteed. At any given time, principals at Chapwood Investments, LLC may or may not have a financial interest in any or all of the securities or instruments discussed in this webcast or video. The guests appearing on videos do not receive compensation or provide endorsements or testimonials. Past performance is not indicative of any future results.Send us Fan Mail Support the show

testhttps://www.youtube.com/@MakingSensewithEdButowskyChapwood Investments, LLC, is a partner of Ethos Financial Group, LLC, a Securities and Exchange Commission registered investment advisor. No mention, opinion, or omission of a particular security, index, derivative, or other instrument in this webcast or video constitutes an opinion on suitability of any security. Past performance is not indicative of any future results.Send us Fan Mail Support the show

In this episode, Ed Butowsky and Jordan McFarland discuss the CHIP Score, a tool that allows individuals to input their expenses and taxes to obtain a realistic assessment of how well their portfolio and investments are performing.The CHIP Score helps answer questions such as:How is my portfolio performing in relation to my financial needs?Am I keeping up with increases in my cost of living?Is my portfolio properly diversified for my goals?How much risk am I taking?To learn more about the CHIP Score and how to find your own, visit www.chapwoodinvestments.com or the "Making Sense with Ed Butowsky" YouTube page.Send us Fan Mail Support the show

Investing during a bull market can make it seem like the stock market is easy, but we know investors still have questions.A bull market occurs when the market rises around 20% from recent lows. In this episode, Ed and Jordan will cover the key topics:What is a bull market?What is a bear market?What should investors do during a bull market?Recent examples of bull markets compared to bear marketsBe sure to subscribe and check out the rest of our podcast library!Remember: ALL content is purely educational in nature and should not be taken as a recommendation. You should consult with your legal, financial, or tax advisor as needed.Send us Fan Mail Support the show

This week, Ed Butowsky and Jordan McFarland discuss the important topic of investment correlation and how it impacts your portfolio and investment returns.In this episode, they cover:What is investment correlation?Why should the average person care, and how can they determine their own investment correlation?The benefits of having low correlation in a portfolioHow different sectors correlate with each otherSend us Fan Mail Support the show

In this episode, Ed Butowsky and Jordan McFarland discuss two of the most ambiguous terms in the financial world: risk and diversification.They emphasize that vague planning leads to unclear outcomes, undermining the purpose of proper financial planning.Key topics covered include:Risk ToleranceProper DiversificationCorrelation in Your PortfolioSpecific ExamplesBe sure to turn your question in today to have it featured on a future podcast show. To learn more about Chapwood, visit www.chapwoodinvestments.com.Send us Fan Mail Support the show

In this episode of the Making Sense Podcast, Ed Butowsky and Jordan McFarland discuss the issue of over concentration in the investment world.From professional athletes to high-earning entrepreneurs, many investors have portfolios that are too heavily concentrated, leading to excessive risk.Ed and Jordan discuss the following topics:Overconcentration versus diversificationProfessional athletes and overconcentrationEveryday investors and overconcentrationReal EstatePrivate EquityVenture CapitalJoin us for our 20th episode as we explore this important topic!Send us Fan Mail Support the show

Real estate investment is a well-known avenue that has remained a cornerstone of American investment culture. With its tangible assets, potential for appreciation, and opportunity for cash flows, real estate can be a lucrative investment, particularly for individuals with substantial assets.However, in today's discussion, we're delving into REITs, a distinct type of real estate investment traded on major exchanges such as the NYSE. Joined by David Auerbach, CIO of Hoya Capital and a nearly three-decade real estate expert, we'll explore various aspects of the real estate landscape:How do REITs operate?Contrasts with private real estate investmentsDifferent categories of REITsThe relationship between interest rates and REITsCurrent opportunities within the REIT marketRemember to share and subscribe to the Making Sense podcast to stay informed about critical topics in investing, finance, and beyond.This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.  (FirmName) does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.A REIT is a security that sells like a stock on the major exchanges and invests in real estate directly, either through properties or mortgages. REITs receive special tax considerations and typically offer investors high yields, as well as a highly liquid method of investing in real estate.  There are risks associated with these types of investments and include but are not limited to the following:  Typically no secondary market exists for the security listed above.  Potential difficulty discerning between routine interest payments and principal repayment.  The redemption price of a REIT may be worth more or less than the original price paid.  Value of the shares in the trust will fluctuate with the portfolio of underlying real estate.  Involves risks such as refinancing in the real estate industry, interest rates, availability of mortgage funds, operating expenses, cost of insurance, lease terminations, potential economic and regulatory changes.  This is neither an offer to sell nor a solicitation or an offer to buy the securities described herein.  The offering is made only by the Prospectus.Send us Fan Mail Support the show

What was once a routine milestone for many just a few decades ago has now become a significant challenge in today's world.The landscape of homeownership in America has dramatically changed due to various factors: institutions buying up housing, rising interest rates, escalating home prices, and ongoing supply and demand issues have all made buying a home more difficult than ever.In today’s episode, Jordan McFarland and Ed Butowsky discuss these issues and more.Here are a few key topics they will discuss:Is homeownership still a core element of the American dream?Practical advice on assessing whether you can afford a home.The impact of large corporations on housing supply and demand.The growing tensions between older and younger generations regarding homeownership.Predictions for the future of the housing market.As always, we welcome your questions at [email protected]. Don’t forget to subscribe and share our podcast—it really helps us out!www.chapwoodinvestments.comSend us Fan Mail Support the show

In this episode of the "Making Sense" Podcast, Ed Butowsky and Vijay Srinivasan explore the realm of fixed-income investments through high-yield bonds. This area of investing is often misunderstood, with many investors viewing bonds as the safest option or being too cautious to invest in them. Vijay's firm, Scarsdale Capital, has proven different.In this episode:Vijay’s background at Marathon, what he learned, and why he decided to start ScarsdaleSome questions investors typically like to ask:What’s the most important difference between investing in junk bonds and government/safer bonds?Why are yields back to 8% to begin the year?What happens when they lower interest rates soon?Discuss what Vijay looks for in a companyAre there certain industries he likes/doesn't like?What is the typical composition of your high-yield fixed-income portfolio in terms of sectors, credit quality, and maturity?How does he compare high-yield bonds with other fixed-income investments out there?How do you assess and manage credit risk in the high-yield bond market?Established in 2018, Scarsdale Capital is a California-based hedge fund manager. The firm is led by Vijay Srinivasan, former global head of research and portfolio manager at Marathon Asset Management. It invests through its flagship fund, Scarsdale Capital Opportunity Fund, which focuses on high-yield and opportunistic credit situations.This podcast contains general information that may not be suitable for everyone. The information contained herein should not be construed as personalized investment advice. There is no guarantee that the views and opinions expressed in this podcast will come to pass. Investing in the stock market involves gains and losses and may not be suitable for all investors. Information presented herein is subject to change without notice and should not be considered as a solicitation to buy or sell any security.  (FirmName) does not offer legal or tax advice. Please consult the appropriate professional regarding your individual circumstance.  Past performance is no guarantee of future results.The investment return and principal value of an investment will fluctuate so that an investor's shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted.Send us Fan Mail Support the show

Have you ever wondered how the tax policy affects your daily life?Long-time policy expert and president emeritus at the Tax Foundation joins us for the 16th episode of the Making Sense Podcast where Ed Butowsky and Scott delve into Scott's new book, Taxocracy, which is coming out April 9th.In addition to the book, Ed and Scott delve into several pertinent issues in the US currently such as:Our nation's debt ceilingSocial Security fading awaySeveral tax cuts ending soon that will create over $3 trillion in tax consequences Is there a better way forward with taxes?You can grab a copy of Scott's book next week anywhere books are sold. As a long-time contributor to Fox News and others, his book is sure to be a best seller.Order your copy of Scott's Book: "Taxocracy" by Scott HodgeVisit Chapwood's website: www.chapwoodinvestments.comLearn more about your portfolio today by emailing Jordan McFarland at [email protected] us Fan Mail Support the show

The Investment Forensics toolbox was designed for investors to have the capabilities to use institutional investment tools on their own portfolios in a simple and clear way.In this episode, Ed Butowsky and Jordan McFarland discuss the importance of including the Investment Forensics Toolbox in your portfolio plan, and share a specific example of the benefit it can bring.Please see the following summaries of the 10 unique tools within the Investment Forensics Toolbox to gain a better understanding of what each one brings to the investor.ChaptimizerThe Chaptimizer is the most powerful portfolio-building tool in the investment community today. It can build portfolios that have historically achieved whatever your desired rate of return and risk profile are. This tool is password protected – if you’d like a demonstration contact us.ChapVestChapVest allows all individuals, regardless of portfolio size and income, to determine if what they have in their portfolio is what they need. Across all incomes and ages, most people have no clue about exactly what they need to make to not lose purchasing power.Portfolio EnhancerMany portfolios need to be enhanced by bringing their return on historical basis higher and their risk lower. The goal of the portfolio enhancer is to simply make your portfolio more efficient. This item is password protected.Chip ScoreThe Chip Score allows investors, for the first time, to score their portfolio in regard to risk and return. Most importantly, it allows you to score your financial advisor. If you have a score below 50, you really need to consider making major changes.Financial Distress CalculatorThe Financial Distress Calculator is a very simple tool that allows all individuals to determine if they’re on a path to prosperity in retirement, or if they’re headed down the wrong path. This tool is anonymous, but allows you to determine on your own if you’re on the right path or not.Salary & Income ComparisonThis is a unique tool that allows you to see what varying salary and income will do to your retirement.Investment Reality CheckThe Investment Reality Check is very similar to the Pepsi Challenge. We go through different well-known investors and investment firms to help you see what’s efficient and what’s broken.Portfolio AnalyzerThe Portfolio Analyzer is exactly that – it allows you to see your eight metrics on your investment portfolio.Portfolio BuilderThe Portfolio Builder allows investors to build a portfolio that historically matches their return profile and risk profile. This item is password protected.Side-by-Side Calculator The Side-by-Side Calculator allows us to dissect in great detail one portfolio in comparison to another portfolio.Contact us today if you'd like us to run these for your own personal investment portfolio free of charge.Send us Fan Mail Support the show

In 2005, Ed Butowsky developed the 8 Metrics, a tool designed to gauge an investor's portfolio efficiency. This involves analyzing eight crucial data points and presenting a clear, understandable score for non-professional investors.Having managed high net worth portfolios at Morgan Stanley for nearly two decades, Ed recognized the significance of imparting essential portfolio knowledge in an easily understandable manner to individuals.In this podcast, Ed and Jordan McFarland explore each of the 8 Metrics individually, providing insights into the details of each metric and what listeners should be aware of.Key Topics Discussed:The Importance of Having an Objective Means of Evaluating a PortfolioThe 8 Metrics Broken DownPutting the 8 Metrics into ActionJoin us back here next week!Send us Fan Mail Support the show

In the first episode of 2024, Ed and Jordan delve into the key investment storylines to keep an eye on this year. Amidst numerous narratives that may emerge, these three stand out as crucial, irrespective of circumstances:The Fed and Interest Rates:Examining the Federal Reserve's decisions in 2023 and projecting their implications for the current year.Overview of Sectors Heading into 2024:Analyzing the standout performers and underperformers of 2023, along with identifying sectors worth observing in the present year.The Presidential, House, and Senate Elections:Contrary to the usual perception of elections having minimal impact on the stock market, this year might present a different scenario.Moreover, they elucidate the distinction between the stock market and the economy, emphasizing why basing investment decisions on current-day economic conditions is futile.The 2023 stock market visual Jordan mentioned can be seen here:https://www.visualcapitalist.com/best-and-worst-performing-sectors-in-2023/You can also watch this podcast on Ed Butowsky's YouTube channel: https://youtu.be/NIo5hBF36acTo have your questions featured on our next episode, submit them to [email protected]!Send us Fan Mail Support the show

Join our year-end webinar featuring esteemed guest Michael Gayed, CFA. Michael Gayed is a highly regarded Investment Manager at Tidal Financial Group in New York City, recognized for his award-winning and results-oriented approach. In this video, Ed and Michael discuss: - The stock & bond market - The overseas market - Crypto, bitcoin, and currencies- 2024 & moreThis webinar is also available on YouTube @MakingSensewithEdButowsky.To learn more about Chapwood Investments, find our website at www.chapwoodinvestments.com or email [email protected] us Fan Mail Support the show

In this episode, the Chapwood Investments team is joined by Alan Strauss, a seasoned expert in alternative investments from Crystal Capital in Miami, FL. Crystal Capital operates as an alternative investment platform.During our discussion, we delve into the following topics:Examining the historical performance of hedge funds and private equity in comparison to the traditional 60/40 investment portfolio.Exploring the associated risks with alternative investments.Highlighting the benefits of incorporating alternative investments into your portfolio.Providing insights on the optimal allocation of a portion of your portfolio to these alternative investments.To view this webinar on YouTube, click here: https://youtu.be/vRDM-al-lpsFor those interested in delving deeper, please visit our website at www.chapwoodinvestments.com. You can schedule a call with Ed and Jordan to explore the possibility of integrating alternative investments into your portfolio.Send us Fan Mail Support the show

Welcome to today's 10th episode. Many individuals seek investments that not only grow effectively but also act as a hedge against inflation. Unfortunately, there is a tendency for people to rely too heavily on online advice, especially when it comes to inflation-resistant investments.Commonly, individuals turn to assets like gold, cryptocurrencies, and NFTs based on internet recommendations.In today's discussion, we will explore the traditional and well-established hedge, gold, along with newer perceived inflation hedges such as NFTs, cryptocurrencies, and other alternatives. Additionally, we will introduce alternative investment options with a historical track record of effectively hedging against inflation. We'll also guide you on assessing whether your investment is non-correlated to the market.Always remember that sound and prudent investing requires a clear mindset and a long-term perspective. We encourage you to step back, evaluate your investment strategy, and thank you for joining us in this discussion!Send us Fan Mail Support the show

On this special episode of the Making Sense with Ed Butowsky Podcast, we have the privilege of hosting Perry Kaufman, a seasoned business expert with over 40 years of experience. Perry, who has a background as a CPA and founder, recently established his own firm, PSK Consulting.In this episode, Ed Butowsky and Jordan McFarland engage in a conversation with Perry about crucial topics for founders who have surpassed the "survivability" stage and are aiming to elevate their businesses from good to great—referred to by Perry as stage 4.Whether you're in the early stages of building your business or gearing up for the next significant leap, this episode offers valuable insights. If you're contemplating that next step, a discussion with PSK Consulting might prove beneficial to your success.Topics: Stages of businessEntrepreneur's journeyPerry's experience analyzing and helping businessesThank you for tuning in, and don't forget to send in your questions for our next episode to [email protected]!Send us Fan Mail Support the show

In the 8th episode of the Making Sense Podcast, Ed Butowsky and Jordan McFarland guide listeners on viewing the stock market through an investor's lens and highlight strategies for identifying potentially valuable opportunities.By viewing your portfolio from both a tactical and strategic perspective, you can better understand how to approach your investments.In addition, Ed and Jordan discuss:Why industry experts are often times wrong with their diagnosis of the economy and thoughts on the marketsThe individual performance of the different S&P sectors in 2023Opportunities in the market in both equities and bondsThe value of holding cash with high interest ratesTo discuss your financial plan with Ed and Jordan, reach out to the team at www.chapwoodinvestments.com.Send us Fan Mail Support the show

This week, our special guest is Heidi Ortman, a seasoned diamond expert and the owner of J. Ortman Inc. This company, a leading authority in buying, selling, and redesigning jewelry and precious gems since 1899, is based in the Sunshine State.In this episode, we delve into the reasons why diamonds can be an excellent investment, especially for those seeking a hedge against inflation. Heidi sheds light on the strategy of positioning oneself for growth by acquiring diamonds at a discount to the "RAP" List.Our conversation covers various aspects, including:Lab-grown versus natural diamondsA comparative analysis of diamond investing versus gold and other precious metalsInsights into how diamonds are graded and crucial factors to avoid in the processFor further questions about this episode or to learn more, reach out to our team today!Send us Fan Mail Support the show

In this edition of the Making Sense with Ed Butowsky Podcast, Jordan and Ed delve into the factors influencing stock market fluctuations.While the stock market's behavior often appears puzzling and counterintuitive to many, there are consistent underlying factors responsible for driving change that we see commonly occur.Institutional investors (companies), GDP, employment figures (or their absence), inflation, geopolitical events, and numerous other elements all exert significant influence on the market's movements. You can gain valuable insights by tuning in to this discussion.Feel free to send your questions for next week to [email protected], and we look forward to having you with us in the next episode!Send us Fan Mail Support the show

Ever wonder what happens to your wealth after you're no longer there to manage it? If you're among many families in the US feeling uneasy about their estate plans, this is the episode for you! Join us as we sit down with renowned estate planning expert Steve Boss, shedding light on the importance and intricacies of setting up an estate plan. Steve has been in the estate planning industry for over 40 years.Discover how proper planning gives you more privacy, time, money, and control over your assets. Also, hear Ed Butowsky's journey of estate planning and why Steve was the ideal choice. As a bonus, mentioning our podcast will snag you a whopping $500 discount on a consultation with Steve!Send us Fan Mail Support the show

Have you found yourself taken aback by the significant increase in the Consumer Price Index (CPI) over the past few years? If you have, brace yourself for a revelation – these figures have actually been consistently underestimated for decades.Join Ed Butowsky and Jordan McFarland in the upcoming episode of "Making Sense," where they engage in a discussion about the escalating living costs driven by factors like inflation and taxes. However, their conversation goes beyond just the cost increases. Ed and Jordan delve into the risky landscape of financial services products. Frequently, products like annuities are marketed as "safe" investments, yet in reality, they can exacerbate the financial challenges people face.Don't forget to submit your questions for next week's episode!Send us Fan Mail Support the show

Have you been told that alternative investments are risky or only for the ultra-high-net worth? Think again. What if we showed you alternative investing creates a more efficient investment portfolio and goes beyond even hedge funds to collectibles like whiskey barrels, sports cards, or even sneakers? Join me and our Managing Partner, Ed Butowsky, as we take you behind the scenes of the alternative investment landscape.We'll talk high level about everything from gold, silver, and diamonds, to hedge funds; and explore why top-notch firms might be hesitant to enter this space. You'll get practical advice on allocating funds and understand the crucial role these investments play in achieving portfolio efficiency. If you'd like to learn more about any one specific investment in particular, give us a call today to dive deeper.As always, these episodes can also be viewed on our YouTube page, "Making Sense with Ed Butowsky."Send us Fan Mail Support the show

In this thought-provoking episode, we dive deep into the world of the uncommon discussion of the truth behind your investments to uncover the truth about the "Real Rate of Return." Join us as we explore the critical factors that can significantly impact your investment gains, often left unaddressed by financial advisors.First, we tackle the three issues at play: inflation (cost of living increase), taxes, and management fees. Learn why inflation and taxes can lead to silent wealth erosion and how they can eat away at your hard-earned money if not factored into your investment strategy.And then there are those elusive management fees. How much are you really paying for professional investment advice, and are those fees justified? We break down the different types of fees, so you can make an informed decision about the cost of financial guidance.Are financial advisors truly transparent about these critical aspects of investing, or are there hidden agendas? Tune in to explore these vital questions and gain insights into how you can ensure your financial advisor is working in your best interest.Join us on this eye-opening journey to uncover the "Real Rate of Return" and take control of your financial future. Don't miss this episode; your financial well-being may depend on it!As always, if you have questions, please direct them to [email protected]. Have a great week!Send us Fan Mail Support the show

In this inaugural episode, we dive into the long and successful career that Ed Butowsky has created over three decades. Growing up north of Manhattan, he was immersed in the financial world from an early stage and learned from his father, David, who was the Chief Enforcement Officer at the SEC and was well-respected in the industry.In this episode, Ed discusses the changes in finance since the late 80s and shares insights from his experience at a large bulge bracket firm. He also highlights the differences in client interactions between large firms and his private firm, Chapwood Investments, which he co-founded in 2005 with his business partner, Kim Sams.Ed shares how throughout his career, he witnessed significant shifts in the financial industry. He reflects on the evolving landscape, including advancements in technology and regulations, and how these changes have influenced investment strategies and client interactions. With artificial intelligence (AI) and digital currency on the way up, the two share their thoughts on what's to come.Ed's extensive experience and expertise make him a valuable voice on the frontier of finance. If you would like to have your question answered on the show, be sure to email [email protected] us Fan Mail Support the show