Wealth Wise

Join our host, Fraser Kerr, Head of Financial Consultants, as he sits down with Political Economist Lizzy Galbraith and Senior Investment Analyst Tom Watts. Together, they'll delve into the economic outlook for 2025 and explore everything from Trump, tariffs and the US to Europe and the potential tax implications that lie ahead.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

As we bid farewell to 2024, it's the perfect time to reflect on the past year and set our sights on the future. Join our host Fraser Kerr and return guests Tom Watts, Senior Investment Analyst, and Keith Dunsmuir, Senior Financial Planner, for this special episode where we discuss the highs and lows of 2024 and share practical tips for planning a prosperous future.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors at the time of publication. The information is based on our understanding as of December 2024.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

This month, Fraser Kerr is joined by two of our wonderful clients, Murray and Amanda Bothwell. They discuss the value they find in having a trusted abrdn financial planner by their side and the role it has played in helping them shape their financial decisions.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors at the time of publication. The information is based on our understanding as of November 2024.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

Tune in to our Autumn Budget round-up, featuring insights from Lizzy Galbraith, Political Economist, and Martin Young, Managing Director at abrdn Financial Planning. In this episode, we cover the key changes from Labour’s Autumn Budget – and how they could impact you.Important information:This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors at the time of publication. The information is based on our understanding as at 31 October 2024.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

Markets have notoriously been spooked in the month of October. But is October really worse than any other month? We’re joined by Senior Investment Analyst, Tom Watts, to delve into the history of market crashes and explore whether there’s any truth to October being a particularly volatile month for markets.  This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

This month, we’re joined by senior financial planners Lewis MacLennan and Keith Dunsmuir to discuss the impact of low financial literacy in the UK. We’ll explore how those with low financial literacy are less likely to have savings or a pension compared to their more financially literate peers, even with similar incomes. We also delve into strategies for improving financial literacy as highlighted in abrdn's open letter to the Secretary of State for Education, calling for enhanced financial education in schools.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

This month we're joined by CEO of the Wisdom Council, Anna Lane, and abrdn Regional Director, Cera Taylor. We discuss the research the Wisdom Council do and the importance of consumer understanding, as well as looking at the gender pay gap and the inspirational role these women have in finance.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

Following last week’s general election, we’re joined by our Political Economist, Lizzy Galbraith, who shares her views on the potential implications of the new Labour government.We also take a closer look at the French election results and consider the wider impact of the US presidential race. This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

This month we're joined by our very own Investment Analyst, Tom Watts, as he focusses on the build up to the UK election. Hear how Tom cemented his place in the history books as a cult TV gameshow winner, how he manages life on the team responsible for abrdn’s Model Portfolio Service and how events such as the general election can influence market activity. This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

This month we get down to brass tacks with Richard Wilson, CEO at interactive investor and of Personal Wealth abrdn. Richard shares his outlook on financial planning, his personal motivations and key insights into his own financial behaviours.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

In this month's podcast, Fraser Kerr is joined by two members from our Advice Team, Gavin Park and Keith Dunsmuir. They discuss the behavioural psychology behind having a financial plan in place, the importance of saving early, and how you can inspire younger family members to save regularly.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

At abrdn, our financial planning advisers work closely with experts across the group to deliver clients with a comprehensive and holistic service. In our latest episode Fraser Kerr is joined by MyFolio Investment Managers Justin Jones and Daniel Reynolds, as they discuss essential topics such as, passion and purpose, the MyFolio fund range, sustainable investing and market expectations.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

In our latest episode Fraser is joined by Keith Dunsmuir, Senior Financial Planer, to discuss a recent manifesto from abrdn’s CEO, Stephen Bird, who challenges common perceptions and sheds light on the power of long-term focus.  Discover how having a proactive engagement with savings, and getting into a good savings mentality, could transform the financial journey you, your family or friends have in the future. This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

Lizzy Galbraith and Shona Lowe join Fraser to discuss the year head  and what to expect from 2024, looking at potential pitfalls, opportunities, and why your focus should really be on what you can control and influence with regards to your financial plan .This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

Fraser Kerr is joined by Managing Directors, David Murray and Martin Young. We discuss family life, why the leaders of our business love what they do, and delve into the world of gifting to look at the impact financial gifts can have on loved ones.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

In this episode, we cover the political landscape just now and delve into party conferences, uncertainty, unknowns, and ultimately how this could all have an impact on you and your finances. This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

We explain how Inheritance Tax actually works and how the team at abrdn can help you make better decisions about your estate planning, all with the goal of ensuring that your loved ones are taken care of.Fraser Kerr, Regional Director, hosts Laura Marshall, Financial Planning Director and Vanessa Hutchison, Senior Private Client Adviser.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.

Global events continue to show that the only constant in life is change, and in this episode, we discuss the impact of investments for our clients in the context of an ever changing and very different landscape to that five years ago. Fraser Kerr, Regional Director, hosts guests Lizzy Galbraith, Political Economist and Derek Blaik, Financial Planning Director.This podcast is provided for information only and does not constitute advice. If you are unsure of any of the terminology used, you should seek financial advice. Tax rules can always change in the future. Your own circumstances and where you live in the UK could have an impact on tax treatment. The value of investments can go down as well as up, and could be worth less than what was paid in. The views in this podcast are those of the contributors as at the time of publication.