Zero to One Million

Send us Fan MailWhat if the biggest thing standing between you and success isn’t your strategy, your resources, or your timing — but your own mind?Story about basketballPeople say success is 90% mental, and when it comes to building wealth — or even teaching others about wealth — that’s especially true.Because for so many people, the real barrier isn’t lack of talent. It isn’t lack of knowledge. It isn’t even lack of opportunity.It’s imposter syndrome.  Imposter syndrome is the feeling that you’re not as capable, smart, talented, or qualified as other people think you are and you are about to be exposed.  I always say when you run to the light two things can happen.  You can either get great exposure or you can get greatly exposed A person experiencing The Imposter syndrome may believe: sooner or later somebody is going to expose you as a fraud faking it until you make it.  It paralyzes you and keeps you from achieving greatnessIt’s that little voice in your head whispering: You’re not really an expert. You don’t know enough. You’re just faking it until you make it. Who are you to teach this, want to be wealthy, want to be a boss?And because of that voice, people hold back. They stay quiet. They second-guess their experience. They never fully step into their potential — not because they have nothing to offer, but because they don’t believe they’re qualified to offer it.Today, we’re talking about how that mindset keeps people from creating wealth, sharing wisdom, and owning the value on what they’ve learned. Welcome to Zero to One Million, the podcast, and I am your host Vendarryl Jenkins. Let’s make money while we sleep, I see you, I have been you and now I want to empower you.In this episode stay with me while I break down the mindset, money habits, and strategies needed to build lasting wealth from the ground up. Today we’re tackling one of the most overlooked wealth killers: imposter syndrome. It doesn’t show up like debt or bad credit. It hides in your thoughts, your hesitation, your pricing, your silence in rooms you belong in, and your fear of making bold moves.Imposter syndrome is the persistent belief that your success is undeserved, and that sooner or later people will “find out” you’re not as capable as they think. Studies suggest up to 70% of people experience imposter syndrome at some point in their careers. That means high performers, entrepreneurs, executives, creators, and even financial educators often battle it privately.The danger is this: wealth growth depends on confidence, consistency, and decision-making. Imposter syndrome attacks all three. So today we’ll break down six ways it impacts people financially—and how to overcome it.

Send us Fan MailIn the Bible Genesis 41 — The Joseph ForecastScripture gives a blueprint for this.Genesis 41 isn’t only a story about God giving Joseph the meaning of a dream—it’s a blueprint for how to live wisely through life’s seasons. Joseph teaches that abundance isn’t meant to be consumed all at once; it’s meant to be managed so you can survive—and bless others—when the famine comes.1) God reveals seasons, not just surprises.Pharaoh has two dreams: healthy cows swallowed by sick cows, and full grain swallowed by thin grain. Joseph says it’s one message repeated: God is confirming what will happen. Seven years of abundance are coming, and then seven years of famine so severe people will forget the good years.Principle: Some hardships are predictable seasons. The real question is: Will we prepare during the years of plenty?2) Faith responds with a plan.Joseph doesn’t just interpret the dream—he gives strategy: appoint wise leadership, gather during the abundant years, and store one-fifth as a reserve. He builds a system for the future.Principle: Faith isn’t passive. When God gives warning or wisdom, we respond with practical steps.3) Discipline in abundance creates stability in famine.Pharaoh puts Joseph in charge, and they store grain “beyond measure.” When famine hits Egypt and the surrounding nations, Egypt has provision and people have somewhere to turn.Principle: Saving isn’t just self-protection—it’s preservation. You don’t collapse, and you can help others.Application: money flowing vs. money drying up.When money is flowing—extra hours, refunds, help from family—Joseph would say: Don’t assume this season lasts forever. Store some on purpose. Build margin: savings, debt reduction, a simple system. The “20%” shows a mindset: save a meaningful portion while you can.When money is dry—hours cut, emergencies, unexpected bills—don’t panic. Use what was stored, tighten spending, ask for help early, and seek wise counsel without shame.Let that sit with you.

Send us Fan MailWe plan for death—but most people never plan for the scenario that’s statistically more likely: a catastrophic illness or injury that leaves you alive, but unable to work. In this episode, Vendarryl Jenkins breaks down why insurance isn’t optional “extra”—it’s the foundation of wealth protection and succession planning.You’ll learn why your greatest financial asset is your income and how losing it can unravel everything: mortgage payments, savings, retirement contributions, your child’s college fund, and even your ability to keep health coverage. We walk through the three pillars of protection—income replacement (especially long-term disability), health and catastrophic medical coverage, and asset/liability protection—plus the real-world gaps that destroy families financially.Episode 15 also covers what to do in the first 48–72 hours after a medical crisis: what to ask HR, how to deal with hospital billing, and how to organize documentation to prevent billing errors from turning into long-term damage. You’ll hear a relatable story of how quickly life can change—and why basic succession planning (beneficiaries, will, POA, healthcare proxy) is not morbid, it’s responsible.Bottom line: It’s great news if you don’t die—but if you can’t work, the bills still come. This episode is your call to order to protect your income, your health, your home, and your legacy.

Send us Fan MailWhat if life happens to you as it sometimes does.  My mother would sometimes say folks are either in a storm or just getting out of one.  Sometimes those storms are financial or are soon turning into a financial storm.  There is always degrees to everything but let’s say it’s big storm.  Everything you spent your life building has crumbled before your eyes, and the rubble of your life is all around your feet.  You have been laid off from work with three mouths to feed, you are going through a divorce, and half the money is now coming in, something happened way over your emergency fund and now you feel like you are drowning and have to pick up the pieces.  Say this with me “I refuse to be a victim of the system”. Your goal isn’t to concentrate on a techniques or system it is truly just to hold on to your sanity.  right now, your goal simply is to keep from going into a fight, flight or freeze situation and instead go into a cash control and survival stability mode for the next 30–60 days. You can optimize later and get on the AMASI technique.  Today let’s just survive and get through this.

Send us Fan Mailthe long game is about planting seed and tending the soil. It is not a get-rich-quick storyline. It’s in the dark, It’s the slow, steady work month Tafter month, year after year that changes your life in time. Your dreams have been deferred, not denied.  Let me say that again your dreams have been deferred not denied.  Strengths and characteristics you already have, here’s what you already bring to the table. You have work ethic. You’ve likely held two jobs, worked nights, filled gaps with side gigs. You already know how to budget to make a nickel turn into a quarter — maybe not with fancy spreadsheets, but you make every dollar do something. You’re good at prioritizing needs, stretching resources, and keeping the household functioning under tremendous pressure like a CEO.  If you crumble the whole house comes in on top of your kids who count on you. That lived experience is powerful, and it is education. It’s what we call practical, real-world skills like problem solving, time management, negotiation.  Now these are skills entrepreneurs and employers look for and value.

Send us Fan Mailwe’re diving into a topic that resonates deeply with so many of us—the value of homeownership and why it stands as the number one asset for middle-class families.When we think of the American dream, homeownership shines bright as a symbol of stability, success, and community. We dream of the back yard the white picket fence and the manicured lawn.  Today, we'll dissect what it truly means to own a home and how it can serve as a wealth-building asset. We’ll also tackle some common pitfalls that can turn this otherwise phenomenal investment into a financial burden. So, grab your cup of coffee, settle in, and let’s get started.The Key Asset: HomeownershipIn the United States, the homeownership rate was around 65.8% as of 2021. This statistic isn’t just a number; it's a cultural representation of how ingrained owning property is in the fabric of our society. Homeownership is pivotal not only for providing shelter but also for facilitating wealth accumulation.Stop renting and start buying there are programs out here to start your investment

Send us Fan MailDid you know that wealth without health is a recipe for disaster?  In our latest episode, Lorenzo Wright discusses the importance of setting boundaries to protect your well-being while building your empire.  What boundaries have you set to maintain balance in your life? Let us know!  

Send us Fan MailWelcome to Episode 10 of our podcast! Today, we're diving into a fascinating topic that is well needed: "When your system turns into an industry standard”.  In American culture people routinely use their, imagination and created brilliant techniques that they cultivate into a system and some grow to become an industry standard.   

Send us Fan MailWelcome to Zero to One Million Podcast Episode 9 The Churches Role in Economic Empowerment!  A great majority of my community are hard working church going people who are not financially literate. I want to take a moment to discuss this important topic that often gets overlooked in our expectations, the role of the church to promote financial literacy. In the United States, we have approximately 344,000 religious congregations contributing a staggering $418 billion to the economy. That’s not just a number; it’s a powerful testament to the influence that churches have—not only spiritually but also economically.Just like a CEO leads a nonprofit organization, pastors are at the helm of their congregations. Their influence shapes not just the spiritual lives of their parishioners but also their spending habits and financial priorities. Yet, many churches fall short in teaching their members about economic empowerment, leaving them ill-equipped to manage their finances effectively. This is where I believe the church has a crucial responsibility. We often talk about stewardship in the context of tithing, but stewardship goes beyond that; it encompasses the wise management of all resources—including financial ones. When we think of stewardship, we should also consider how we can empower our congregations to be financially literate, to budget wisely, save for the future, and use their resources in a way that aligns with their values.The principles of stewardship, justice, and care for the poor are deeply embedded in our religious teachings. If we truly care for the marginalized and the economically disadvantaged, we need to equip them with the tools to achieve economic empowerment. This is not just charity; it’s about creating pathways for self-sufficiency and financial independence. Now, I’m not suggesting that every pastor needs to have an MBA or become a financial guru. However, some basic financial and business acumen can go a long way in effectively leading a church. By understanding fundamental concepts like budgeting, resource allocation, and financial planning, pastors can better manage church finances, create sustainable budgets, and make informed decisions that support the mission of the church.  Moreover, when pastors have this financial knowledge, they can engage with their congregations in meaningful ways. They can spark conversations about economic empowerment, facilitate workshops on budgeting, and even invite financial experts to share advice on saving and investing. This not only benefits individuals but also strengthens the entire community. 

Send us Fan Mail

Send us Fan MailSummaryIn this conversation, Vendarryl Jenkins discusses the concept of emotional intelligence, emphasizing the importance of self-control and the lessons learned from childhood experiences. He highlights how these early lessons can shape our understanding of emotional awareness and the necessity of not acting on every impulse.TakeawaysEmotional intelligence involves advancing to a higher understanding.Childhood lessons play a crucial role in emotional growth.Self-control is essential in managing impulses.Not every thought needs to be acted upon.Emotional awareness can lead to better decision-making.Understanding what you have to lose is vital.Emotional intelligence is a lifelong journey.Learning from past experiences enhances emotional skills.Self-regulation is a key component of emotional intelligence.Emotional intelligence can improve personal and professional relationships.

Send us Fan MailZero to One Million Podcast where we are striving to build a community of hustlers with audacious dreams to explore the journey of building wealth, financial literacy and economic empowerment. Today, we’ll take a unique look at making larger investments and creating generational wealth by paralleling the story of a young investor with the timeless narrative of “The Lion King”. Just like Simba’s journey in the Pride Lands, this young investor navigates the challenges and triumphs of life, seeking to break free from the rat race and leave a legacy for future generations. I am your host Vendarryl Jenkins  Let’s Make Money while we sleepI see you I have been YouI want to empower you FamilyImagine a young investor, let’s call him Vennie. Like Simba, Vennie starts his journey filled with dreams and aspirations but burdened by the weight of financial struggles. He’s working a nine-to-five, trading his precious time for money, feeling trapped in the hustle and bustle of everyday life. Inspired by books he read he learns about people who have achieved financial freedom, Vennie delves into the world of side hustles.  Vennie begins small—he starts baking pies and cakes, offers tax services, and programming cash registers for businesses. Each hustle is like Simba’s playful adventures in the Pride Lands, filled with excitement and the promise of something greater. With each successful project, Vennie learns valuable lessons about investing in himself, understanding cash flow, and identifying what truly resonates with his passions. As he grows, so do his streams of income. He transitions from a chaotic existence of juggling multiple side hustles to establishing consistent passive revenue streams like commercial apartment buildings, laundromats, coin vending and ATM machines. Like Simba, who learns the importance of leadership and responsibility, Vennie realizes that financial freedom isn't just about making money; it’s about building a life that aligns with his values and dreams.  But as Vennie revels in his newfound financial freedom, he faces a harsh reality: time is finite. As he grows older, the urgency to secure his future becomes palpable. It’s a turning point, much like Simba’s realization of his role as king. Vennie understands that building wealth isn’t just for him; it’s about creating a legacy for his family—an inheritance that will last beyond his lifetime.

Send us Fan Mailwe’re diving deep into a topic that is crucial for anyone looking to escape the rat race of exchanging time for money and It's perpetual cycle of spending the money and waiting for the next paycheck let’s learn about building economic empowerment and a stable financial future with streams of income. Now, what do we mean by “streams of income”? Simply put, income streams are various sources from which you earn money. Today, we’ll touch on two key types: 1. **Active Income**: This is the money you earn from working—a job, freelance work, or any activity where you trade time for dollars.  2. **Passive Income**: This is income earned with little to no effort on your part once the initial setup is complete. Think rental properties, royalties from creative work, or affiliate marketing.  By keeping income streams that are both connected and diversified, you create a more resilient financial structure. If one stream experiences a drought, the others can sustain you. In today’s episode, we’ll explore practical strategies for developing these various streams, how to identify your unique expertise for passive income opportunities, and ways to diversify your income in a manageable and effective manner.

Send us Fan MailEPISODE 4 Go underground to make a change Why don’t people dare to dream big and reach for an extraordinary life larger than most people can imagine. Following their plans and initiating a journey that they can’t see?   It’s insufficient investment capitol, fear of loosing their money, lack of financial literacy and financial inertia (tendency to stick to the status quo rather than make a change or analysis paralysis and they never move.   Less than 20 percent of americans  follow their dreams and become entrepreneurs.Anchoring and Action is next  I want to share a story with you—a story about growth, resilience, and the journey of anchoring before launching out on a journey.  Getting in the underground lab create the magic.  Imagine, if you will, a young tree. It starts its life not by reaching for the sky but by delving deep into the earth.  That’s where The Tree's Journey Begins Just like that tree, when we embark on a new venture, we must first grow downward—to anchor ourselves. The tree’s roots dig into the soil, searching for moisture and nutrients, ensuring it is well-equipped to thrive. Similarly, before launching a business, we must anchor ourselves in knowledge,  and preparing systems. The Importance of Knowledge  With a book you can Surrounding Yourself with the Right People Surround yourself with those who nurture your growth—individuals who challenge you, inspire you, and hold you accountable. According to studies, people who have strong professional networks are more likely to achieve their goals. This network is crucial as you cultivate the traits needed for success:  Let’s talk about the power traits, habits, characteristics and tendencies The Stability of Roots is being anchoredConsider the professionals you need to surround yourself with:- **An Accountant or CPA**: They will help you manage your finances, ensuring your financial health.- **A Lawyer**: This expert will advise you on business structure and compliance with local ordinances, protecting you from legal pitfalls.- **Marketing and Sales Experts**: They can assist in creating an effective website and promotional campaigns that reach your target audience.- **A Business Mentor or Industry Expert**: This person will provide invaluable insights, share experiences, and guide you through the nuances of your business.- **A Banker**: They will be crucial in helping you understand your financing options and managing your investments. Before a tree can grow upward toward the sun, it must first establish strong roots. Similarly, before we can reach for our dreams and aspirations in our journey, we need to ensure we are well-prepared, well-supported, and well-connected. Anhored By anchoring ourselves in knowledge, surrounding ourselves with the right people, and building a solid support system, we create the conditions necessary for success.  . I said in the first episode you will only go as far as your preparation and systems will take you.  You really won’t know until you start the journey.  

Send us Fan MailStarting a business or a new career or a wealth journey can be a daunting experience. It often comes with uncertainty, self-doubt, and a steep learning curve. This is where a mentor can make a profound difference. A mentor is not just a guide; they are an invaluable resource that can help you navigate the complexities of your chosen path. Let’s make money while we sleep I see youI have been you And I want to empower you  let’s discuss: confidence Tapping into the Mentor's NetworkTraining and Technical SkillsExposure to Inside IntricaciesGrowth in your Competence Wise Counsel for Business Decisionshow, do you find a mentor?What is a mentor’s looking for  I

Send us Fan MailThe SacrificesSticking to the budgeta. Come too far from where I started fromb. Draw on passed experiences of resiliencec. Lean on a community Learning to balance aspiration with familya. They can’t see it b. Having some givec. Bring them aboard90 percent is your mental space a. Educate yourselfb. Self Disciplinec. Develop permanent healthy habits Changing your PPT “people places and things”a. Crabs in the barrel b. Find your new community c. Everybody is not going to be happy with the new you Making hard choices a. Getting rid of those things b. One step back to make two steps forward c  Cutting entertainment/ travel Timea. Missing family timeb. Health fitness, friends, and job  c. Keep your eye on the long term outcome

Send us Fan MailWhen the light bulb turns on Situation awareness/cognizant that you have not taken care of the resources effectively.   a. Signsb  you start to questionc  the breaking pointProblem identificationa. Things are not okb. Listing all my debt on paper c. Looking for helpAnalysis/developing a plan  a. Being vulnerable to let someone see youb. understanding financial literacyc. Looking at a budget to climb out Developing a feasible processa. You can eat an elephant one bite at a time but you have to start eatingb. trust yourself when people doubt youc. patience and resilience Evaluation  a.  mentally we need to see small gainsb.  Be fluid and make changesc.  Fall and get up there will be some back slidingyour Whya.  You will never stay the course with out a whyb.  Read your Why or goals often to stay focusedc   your why can change