Digital Credit Frontier

Matt Cole is CEO of Strive, former portfolio manager of $70 billion in fixed income assets at CalPERS, and one of the leaders building the digital credit frontier. In this conversation, Matt explains why bitcoin and digital credit could solve the retirement crisis. With the average 401k at just $100K and pensions funded at 70 cents on the dollar, he makes the case for perpetual preferred equity backed by bitcoin as the biggest innovation in fixed income. He breaks down Stretch's billion-dollar week, how Strive manages balance sheet risk, and why bitcoin wins massively in the era of AI. Learn more about Matt Cole and Strive https://x.com/ColeMacro https://x.com/Strive Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ Music: https://inaudio.org/track/florist-violin-documentary/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

Rohan Hirani is co-founder of bitcoinquant.co breaks down how STRC's self-equilibrium mechanism mirrors bitcoin's difficulty adjustment, why Strategy's 800% over-collateralization puts banks to shame and what he's building on top of perpetual preferred equity at crobo.money Plus: why AI-driven abundance makes bitcoin's scarcity more valuable than ever. Learn more about Rohan Hirani and BitcoinQuant https://x.com/RohanHirani https://x.com/BitcoinQuant\_ https://bitcoinquant.co Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ Music: https://inaudio.org/track/florist-violin-documentary/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

Halston Valencia, a USC grad, Bitcoin Well marketeer, and co-founder of Stay Bolted, shares how discovering bitcoin during college changed her worldview. From financial nihilism to sovereignty, self-custody to Strategy World, Halston breaks down why broken money is the root cause and how bitcoin digital credit instruments are shaping the future. What you'll learn: 00:56 From Broken Money to the rabbit hole 05:36 Why the most expensive thing she bought taught her the least about money 11:19 Broken money as the root cause of anxiety, depression, and financial nihilism 15:50 Sovereignty and self-custody 21:15 Does better UX cap how much you can learn about bitcoin? 29:45 Vibe coding, deflation vs. debt, and the settlement layer 38:18 Strategy World recap 42:58 The capital stack: spot bitcoin, digital credit, and digital money 47:54 STRC at 11.5% yield vs. your 0.01% savings account Learn more about Halston Valencia, Bitcoin Well, and Stay Bolted https://x.com/halstonvalencia https://x.com/bitcoinwell https://x.com/staybolted Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ Music: https://inaudio.org/track/florist-violin-documentary/ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode, Robin Seyr, a daily bitcoin educator from Austria and co-founder of Microseed, shares his journey from being a pure self-custody Bitcoin maximalist to gradually building conviction in Strategy (MSTR). We explore why binary thinking in Bitcoin is holding people back, what it's like to meet Michael Saylor in person, and why mainstream adoption will look different than most bitcoiners expect. Learn more about Robin Seyr and Microseed https://x.com/RobinSeyr https://microseed.oi Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ Music: https://inaudio.org/track/florist-violin-documentary/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode, Jos Lazet, CEO of Blockrise, discusses the current state of bitcoin, market dynamics, and the intersection of bitcoin with precious metals. He elaborates on Blockrise's asset management strategies, the role of AI in finance, and the potential threats posed by quantum computing. Additionally, he introduces the concept of bitcoin back loans and emphasizes the importance of custody and decentralization in the Bitcoin ecosystem. Learn more about Jos Lazet and Blockrise https://x.com/jos_lazet https://x.com/blockrise Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ Music: https://inaudio.org/track/florist-violin-documentary/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode of the Digital Credit Frontier, Johan speaks with Dr. André Dragosch, the European Head of Research at Bitwise, about the current state of bitcoin. They discuss Dr. Dragosch's journey into the bitcoin space, the performance of bitcoin in 2025, and the implications of institutional adoption. The conversation also delves into the concept of digital credit, the significance of bitcoin as a new hurdle rate for investments, and the future outlook for the bitcoin market. Dr. Dragosch shares insights on market trends, productivity strategies, and the evolving terminology surrounding bitcoin-backed instruments. Learn more about Dr. André Dragosch and Bitwise https://x.com/Andre_Dragosch https://x.com/BitwiseInvest Check out his book: http://exponential-gold.com Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode, Johan interviews Pierre Rochard, a prominent figure in the bitcoin community, discussing Texas's initiative to build a strategic Bitcoin reserve, the concept of speculative attacks in Bitcoin adoption, and the future of Bitcoin bonds and digital credit. Pierre shares insights on the unique nature of bitcoin's capital gains and the evolving landscape of financial instruments related to Bitcoin. Learn more about Pierre Rochard: https://x.com/BitcoinPierre Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode, Johan and Jeff discuss the evolving landscape of digital credit, the implications of bitcoin adoption, and the strategic moves by companies like Strive. They explore Jeff's experiences in the Middle East, the development of the credit ecosystem, and the impact of MSCI's proposal on companies holding digital assets. The conversation also delves into the recent performance of credit instruments, Strive's acquisition of Semler Scientific, and the adjustments in SATA rates, highlighting the importance of differentiation in a competitive market. Learn more about Jeff Walton, Strive and True North https://x.com/PunterJeff https://x.com/strive https://x.com/MSTRTrueNorth Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode, Tycho Onnasch discusses his journey in the bitcoin space, focusing on turning bitcoin into productive capital through treasury companies and decentralized finance. He shares insights from his experiences at Bitcoin Amsterdam, the historical context of bitcoin and the importance of transparency in financial instruments. The conversation explores the future of bitcoin treasury companies, their role in traditional finance, and the potential for bitcoin to create value in credit markets. What you’ll learn: 01:40 Turning Bitcoin into Productive Capital 05:51 The Historical Perspective on Bitcoin 08:36 Experiencing Bitcoin Amsterdam 13:10 Understanding Bitcoin Treasury Companies 15:57 Financialization of Assets and Its Implications 21:13 Misconceptions about Bitcoin Treasury Companies 24:46 The Intersection of Bitcoin and Traditional Finance 26:24 Treasury's Role in the European Market 29:59 Bitcoin as an Access Vehicle in Europe 34:31 The Bitcoin Ethos and Self-Custody 41:04 The Future of Bitcoin Treasury Companies 44:44 Innovations in Credit Instruments 54:38 Balancing Interests of Equity Holders Learn more about Tycho Onnasch, Treasury and Zest Protocol: https://x.com/tychoonnasch https://x.com/treasury_BTC https://x.com/zestprotocol Visit our website: https://www.digitalcreditfrontier.com Music: https://inaudio.org/track/country-land-country/ ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.

In this episode of the Digital Credit Frontier, Johan and Matt Crosby delve into the current state of bitcoin and its implications for the digital credit market. They discuss the recent trends in bitcoin's price, the dynamics of long-term holders selling, and the comparison of bitcoin to gold. The conversation also touches on market sentiment, predictions for the future, and the role of treasury companies in the bitcoin ecosystem. Matt is currently leaning to the defensive side and explains what to look for before getting bullish again. What you’ll learn 💡: 02:11 Exploring Bitcoin's Market Trends 08:08 Long-Term Holder Behavior and Market Implications 12:58 Bitcoin vs. Gold: A Comparative Analysis 17:21 Speculations on Future Price Movements 21:57 Understanding Long-Term Holder Selling Patterns 29:23 Capitulation Events and Market Sentiment 35:44 The Role of Treasury Companies in Bitcoin Accumulation 41:31 Market Dynamics and Long-Term Holder Behavior 49:54 Digital Credit Market Insights and Future Outlook Visit our website: https://www.digitalcreditfrontier.com ⚠️ Disclaimer: This show is for entertainment purposes only. Before making any decisions, consult a professional.