Divas and Duckets

Some of us live by the phrase "YOLO" a little too much when it comes to money while others clinch their fist like Scrooge McDuck. Generally, there tends to be a psychological explanation behind both attitudes toward money. In this episode, we delve deeper into the reasons and thought processes driving many of our financial decisions and habits.Where You Can Find UsInstagramYouTubeFacebook

Whether you're into Valentine's Day or not, many celebrated Love Day recently. In this episode, we look back at our experiences with wedding planning, our wedding days and expenses we could take (or leave) in hindsight. We also discuss changes after marriage, financially and otherwise.Where You Can Find UsInstagramYouTubeFacebook

We weren't waiting until May to do a mental health check in.Statistically, it can be difficult to find a therapist who looks like you: currently black therapists account for about 4-5% of the total provider population. The numbers are the same for Hispanic/Latino and Asian providers.In this episode, we discuss our current therapy journey, how we've found providers we resonate with and concepts we're still unpacking and processing.Where you can find usInstagramYouTubeFacebook

Life and experiences tend to be the best teachers, but we don't believe in gatekeeping. In this episode, we discuss simple (and not so simple) lessons we've learned along the way to save money, secure better interest rates on loans and more!Where you can find usInstagramYouTubeFacebook

In these uncertain times, many are being impacted by downsizing and layoffs. Others are looking to make a change and transition into new areas.In this episode, Quick and Lee sit down to discuss their experiences with career starts, stops and pauses including lessons learned along the way and tips for those who are currently looking for their next opportunity. Where you can find usInstagramYouTubeFacebook

Everything has a price tag, and everyone has their thing: for some it's luxury bags or cars, for others it's the relaxation of a massage. Where some would argue a particular expenditure is an unnecessary splurge, others would find it almost impossible to part with. In this episode, Quick and Lee sit down and have a little fun discussing circumstances when they'd "throw dem dollars" or tighten their purse strings. Where you can find usInstagramYouTubeFacebook

Proposals and engagements are exciting! Planning a wedding is fun (for some). However, what most people don't talk about is the cost, not only of the actual ceremony, but the finances and important conversations to have once you've blended your life with that of your partner. In this episode, Quick and Lee break down the dollars, cents, and arrangements to think about and discuss should you choose to get married.Where you can find usInstagramYouTubeFacebook

To shack or not to shack? It's an important decision and discussion to have with your partner. Admittedly, there can be many financial incentives (especially in this economy) as well as draw backs. In this episode, we discuss all that, things to consider, and share our own experiences with cohabitating.Where You Can Find UsInstagramYouTubeFacebook

Coming into Q4, you may have done some reviews at work depending on your job's fiscal year. You may also be looking toward the end of year and assessing where you are in terms of your goals. In this episode we discuss things to consider, how to pivot, and encourage you to give grace.Where You Can Find UsInstagramYouTubeFacebook

It's been too long! Life has truly lifed since our last episode. Here's a sneak peek into what we've been up to and what we have in store!Where You Can Find UsInstagramYouTubeFacebook

In this economy, many of us are trying to create multiple streams of income...or perhaps you'd like to be your own boss. One popular (and potentially lucrative) stream of income is transportation, specifically trucking. Enter Fred Yancy, who specializes in car hauling. In this episode, Fred walks us through his journey from army vet to entrepreneur, describes several paths those interested in trucking can take, common pitfalls and more. Where You Can Find UsWhere You Can Find Our Guest

They say money doesn't mix with friends and family, which can certainly be true when it comes to blending business with loved ones. Depending on each person's goals and interests, it just may (or may NOT) be a good idea. In this episode we explore things to consider when going into business with friends, how to handle not feeling supported by friends, what we've learned along the way as friends in business together. Where You Can Find Us

On average, people are getting married older compared to generations before. That said, many may have accrued assets over the years prior to meeting that special someone. In this episode we speak with Attorney Rasheda Jiles Sanders to discuss what constitutes "marital property" vs "separate property", the real deal about prenups, how to protect yourself beforehand from fallout in the unfortunate event of a divorce and much more.Where You Can Find UsWhere You Can Find Our Guest

All too often, we hear stories in the news of celebrity's family members fighting over an estate. As abstract as it seems, it is far too common that individuals pass without a will or estate plan in place. If you have any asset whatsoever, you need a will at the very least! In this episode, we sit down with Attorney Robyn Hicks-Guinn where we discuss how to protect your assets, how to plan for your children or loved ones in the event of your death and much more.Where You Can Find UsWhere You Can Find Our GuestRobyn's Website

Money--be it debt, the lack thereof, or a combination of two--can be a major source of stress. We've shared numerous times on this show that finance is one of the top two reasons for divorce. Let's face it, money is a big deal! When our money is funny or we aren't where we'd like to be financially, it can take a toll on our mental health manifesting as stress, anxiety, and even depression. In this episode, we discuss common reasons behind our mental health being negatively affected by our finances and tips and tools to improve your relationship with money. Where You Can Find Us

In honor of Mental Health Awareness month, we have straight talk with Dr. Travis Andrews about black men and mental health. We discuss: the stereotypes--and even fear--they have to navigate daily and the toll that can have on their mental health as well as how to show up for black men and encourage (and honor) vulnerability. Where You Can Find UsWhere You Can Find Dr. AndrewsDr. Andrews IG

It may not be easy to hear but most of us will have a life event within our lifetime that requires long-term disability benefits or long-term care. Many of us may have experience with the latter in caring for aging family members or loved ones. What you may not know is that if you're just depending on your employer benefits, you may not be fully covered. Enter Jevertus "JB" Burnett. In this episode we discuss coverage types, costs and other considerations to be aware when planning for the years to come. Where You Can Find UsWhere You Can Find JBPhone: (864) 360-6723

Wedding season is upon us! Like most things in life, weddings are far from free. In fact as of 2022, the average cost for a wedding with 150 guests is hovering around $30,000! That's no small chunk of change and determining what items can stand to be cut when budgeting can be a struggle--enter Sharee Allen of Couture Events by Sharee. We sat down with Sharee to discuss how to cut wedding costs, how to whittle down your guest list, items couples should NOT skimp on and more! Where to Find ShareeWebsiteInstagramEmail: [email protected] You Can Find UsWebsite

The average American owes about 30-50K in student loans and around 5-15K in credit card debt. Getting ahold of debt can seem to be an impossible task, especially nowadays when wages are stagnating while the price of everything is steadily on the rise. In this episode, we break down how to tackle debt one step at a time, what factors make up your credit score, how much each factor weighs on your credit score, as well as credit tips and tricks we've learned along the way.Where You Can Find Us

Nothing in life is free and apparently dating is no exception. Lately however, it seems like the quest for connection is putting many in a financial crunch. The average first date now costs over $75 and in a recent Lending Tree poll. 32% of people stated that they would still go on a date even if they could not afford it! In this episode, we discuss how to date without going into debt, date ideas that cost under $75, online dating, how to fit companionship and meeting new people into your budget and more. Where You Can Find Us

It's a trendy term lately, "soft life". For some it simply means living with a sense of balance and refusing to remain in unhealthy situations. However, the term has also taken on a life of its own thanks to social media as some align the term with luxurious living or liken a soft life to cutting people off when things get tough or uncomfortable. In this episode we discuss soft life--what it is, what it is not--and how to align your goals and finances with a softer, more peaceful way of life. Where You Can Find Us

"It's the most wonderful time of the year!!!" (for some). It's around this time when many begin to plot out goals they'd like to achieve in the coming year and take stock of what went well (and not so well) over the last twelve months. Whether you crushed 2022 or have room to improve, the Divas are here! We're dedicating this episode to making sure our listeners are giving themselves grace. We're also providing tips for parsing down yearly goals into measurable monthly and quarterly tasks in hopes that it will give you the endurance, accountability and sense of achievement necessary to have a knockout 2023.Where You Can Find Us

No matter what poll you look at, you'll find that the top 2 reasons for divorce revolve around issues with sex and money. This episode, Quick and Lee bring themselves to the table to honestly discuss their views on: earning more (or less) than their partner, if they'd pay for the first date, how soon they have conversations about money with bae in real life and more.Where You Can Find Us

Did you know that every 9 seconds a woman in the US is assaulted or beaten? Or that as many as 1 in 4 women and 1 in 9 men face domestic violence from an intimate partner? Domestic Violence remains a serious issue across the nation and many victims suffer in silence due to shame, lack of resources and isolation. In honor of Domestic Violence Awareness Month, we sat down with Dr. Angelia Riggsbee, "Dr. A" to discuss her story as a survivor, her work in the community advocating for victims, red flags to be aware of and much more. Where You Can Find Dr. AWhere You Can Find Us

The more things change, the more some things remain the same such as the stigma against women who choose not to have children, presumptions about stay-at-home moms or the fact that women generally are still the primary caretaker regardless of their employment status. That decision, having children, affects women in multiple ways--their time, their expenses even their yearly bonuses.In this episode, we discuss the catch 22 of becoming mothers (nor not), the cost of raising kids in today's age, one of the Diva's own journeys with cryopreservation, child support allocations, savings opportunities and more.Where You Can Find Us

Real estate continues to be a hot topic. As usual, the internet makes investing look like a simple, overnight come up. We see many influencers and moguls seamlessly purchasing or renovating a property and flipping the home for a profit (a hefty one at that!) before moving on the next. It can be intimidating to know where to start or how to fund your initial venture, especially if you don't have tens of thousands in the bank.In this episode, we sit down with Kevin Calhoun to discuss how he got started investing in real estate--including his projects involving commercial properties and hotels--and how you can get a little skin in the game even if you don't have a lot of cash on hand.Where You Can Find UsWhere You Can Find Our Guest:EmailWebsite28202

All over the internet we see various wanderlusts living it up surrounded by sunshine and clear waters. Surely such jaw dropping views must cost a pretty penny; however, many of them travel for free (or as close to free as possible). While many are likely compensated as influencers, you don't have to have thousands of followers (or dollars) to travel at the world. You just have to be strategic and savvy with points and rewards.In this episode, we sit down with Sinetra Holbrook of "The Points Guy" to discuss strategies for using credit card and hotel reward points to fund your dream getaways.Where You Can Find UsWhere You Can Find Our Guest:InstagramThe Points Guy

It's summertime and folks are "outside"! While the adventures that await can be thrilling, the process of getting there can be stressful to say the least. Join us as we discuss all things travel with Wanda Thomas of 2 Busy Not to Travel, the best ways to save on airfare and why a travel agent may be a good look.Where You Can Find UsWhere You Can Find Our Guest

We're well into the second quarter of the year. With summer approaching, life is busier than ever, and you may have neglected to check in on your top of the year goals. Perhaps you feel discouraged or as if your reality isn't matching up with your goals or "how we thought things would be." In this episode, we check in with each other and the D&D fam and discuss things we can do to recharge and revamp our reality as well as how the Divas have handled some of their own challenges and disappointments. Where You Can Find Us: https://www.divasandduckets.com/linkinbio

Not too long ago, there was a flood of memes describing unsavory situations. These descriptions were then followed by multiple red flag emojis. Hindsight is 20/20 and it's easier to recognize the signs AFTER a situation has ended badly, for sure. But what about those "not quite right" moments we choose to ignore in the moment? Are they red flags or overthinking? And if they are red flags, why do we ignore them?We sat down with our favorite mental health practitioner, Todd Malloy to discuss that and then some. Tune in now!Where To Find UsWhere To Find Our Guest:Todd Malloy, MA, LMFT, CSTPhone: (704) 937-2286Website

People sometimes use “broke mentality” to describe situations where people spend funds frivolously. Others use it to describe a failure to take financial risks that may place them in a better situation. In this episode, we explore the concept of “broke mentality”, the dangers of spending funds you don’t have, and how to take risks at a pace that won’t give you heartburn. Where You Can Find Us: https://www.divasandduckets.com/linkinbio

It's often quoted that the average millionaire has at least 7 sources of income. But what can we do to get beyond our 9-5 OR keep working our 9-5 while taking advantage of other opportunities? Enter "Franchising". In this episode, we sit down with Cameo Crumby to discuss some of the risks and rewards to franchise ownership, what can be expected throughout the process and how to get started.Where You Can Find UsWhere You Can Find Cameo: WebsiteInstagram

There's a lot of talk (and arguing) on the internet surrounding the term "Provider". Some men will proudly declare their job is to "Protect and Provide" and some women, while being independent in their own right, still desire a man who "provides".In this episode, we explore the term "provider": what it means, what is expected of a provider, if the term and those expectations are still relevant (or realistic) in today's society as well as comments and insight gleaned from various men we interviewed between the ages of 30 and 65.Where You Can Find Us: Divas and Duckets

We often use the terms "Medicaid" and "Medicare" interchangeably. We even lump Social Security in there. However, the 3 are quite distinct and may or may not be used in tandem when covering health care costs; it all depends on circumstances and if you have the right coverage. In this episode, we sit down with Melinda Butler and discuss the various options under Medicare, what's really covered and how we can supplement and plan for our care needs through retirement.Where You Can Find Our GuestWhere You Can Find Us

Your ships (relationships) impact your growth and money. And this couple is evidence of what happens when you get it right. College Sweethearts, Mark and Rasheda Sanders have been married 17 years. They are the co-owners of Justice Kids Academy and Keep It Kleen Coin Laundry.In this episode we sit down and discuss their mindset with handling finances early on in their relationship, how they balance prioritizing their marriage, being parents, and having a successful business, and why trust is so important.Where You Can Find Them: Justice Kids Academy https://www.facebook.com/JusticeKidsAcademy/http://justicekidsacademy.com/Keep it Kleen Coin Laundry https://www.facebook.com/Keep-it-Kleen-Coin-Laundry-104283370914984/Where You Can Find Us: https://www.divasandduckets.com/linkinbio

Heart disease is the leading cause of death among all races. In honor of Heart Disease Awareness month, we called in one of our own! We were fortunate and honored to get to sit down with Lee's mom to touch on her experience with a double bypass and recovery, and how health and exercise saved her life. Join us as we walk through her journey, hear her perspective, learn what got her through and hear her insight and outlook 8 years post-surgery.Where You Can Find Us: https://www.divasandduckets.com/linkinbio

Let's face it: there comes a time when it's time to chuck the deuce. Perhaps the job isn't what we signed up for, maybe we are being underpaid or underappreciated, or maybe we just want to do something new. Regardless of the reason, it's time to hit them with the resignation flex. In this episode, we sit down with "Career Whisperer" Courtney Rhodes of The Career Society to discuss how to level up and onward to the next opportunity.Where You Can Find Our Guest:FB: https://www.facebook.com/profile.php?id=4920376IG: https://www.instagram.com/careerwhisperer/Email: [email protected] You Can Find Us: https://www.divasandduckets.com/linkinbio

Happy 2022 D&D Fam! It's the top of the year and as usual folks are hitting the ground running with various goals; many of those goals are financial or require funds in some way. This episode we sit down and walk through how to budget using real numbers, the most common mistakes people make when budgeting and how to get this year started off on the right track as far as your coinage is concerned. Where You Can Find Us: https://www.divasandduckets.com/linkinbio

When going into a new year, people often have tunnel vision regarding making plans for the future. However, sometimes we don't give ourselves enough credit for what we've already accomplished or truly taken stock of our year--good or bad--which would make planning and goal setting more effective. In this episode we provide pointers to take stock. We also bring ourselves and our business to the table to discuss the good, the bad, and the so/so of 2021 vs 2020 with plans for an even better 2022!Where You Can Find Us: https://www.divasandduckets.com/linkinbio

"Secure the Bag" and references to getting paid (and well!) are all over social media. However, there's usually a gatekeeper between you and "the bag"--an interview. And let's be honest, there will be no interview if that resume isn't giving what it needs to give. In this episode we speak with Courtney Rhodes of The Career Society and learn ways to improve our resumes, hone our interviewing skills and her top do's and don'ts within the interviewing process.Where You Can Find Our Guest:FB: https://www.facebook.com/profile.php?id=4920376IG: https://www.instagram.com/careerwhisperer/Email: [email protected] You Can Find Us: https://www.divasandduckets.com/linkinbio

Discussing the various retirement vehicles, their requirements/limits and which may be right for you to ensure you're putting yourself in the best position once your working years are done.Guest Information: Jevertus BurnettWebsite: www.werevealwealth.comEmail: [email protected]: (864) 360-6723Where You Can Find Us: https://www.divasandduckets.com/linkinbio

1 in 6 adults will be caregiver at some point in their life. Many of them are currently juggling employment along with caregiver duties on top of being sandwiched between caring for an elderly parent or loved one and parenthood. In this episode, we sit down with Sherri Smith, who was a double caregiver to both parents, to discuss her journey and advice to those who are caregivers and how to prepare while healthy.Where You Can Find Us: https://www.divasandduckets.com/linkinbio

"Eighteen years, eighteen years; she got one of your kids, got you for eighteen years..."Often when discussing co-parenting, we hear the mother's side. But what about the fathers out there who are doing their best and feeling blocked from access to their kid(s)? Tune in fellas as we discuss paternal rights, options you can explore and common misconceptions in the co-parenting arrangements.***RESOURCES***Child Support Calculator: https://ncchildsupport.com/ecoa/cseGuideLines.htmSELF SERVICE: Custody https://www.nccourts.gov/assets/inline-files/Custody-or-Visitation.pdf?s89e0Zc0Tl7FnYCcq5.pPDdVvkl60ryJChild Supporthttps://www.nccourts.gov/assets/inline-files/Child-Support.pdf?j25lBO4h.XLRiRT2VJiG5A_4Hw0sgjDBContempt https://www.nccourts.gov/assets/inline-files/Contempt-Packet.pdf?K2D_QuZwfyuJDc.YevhHnVUbnzT_i4rAContempt (child support) https://www.nccourts.gov/assets/inline-files/Contempt-Child-Support.pdf?4KVe1lpTtlp1loBgCCK6oRfUMihUD3_fModification of Child Supporthttps://www.nccourts.gov/assets/inline-files/Modification-of-Child-Support.pdf?RGV1vQuT_380We_OIdd43LHF9TwbHnR_Modification of Custody https://www.nccourts.gov/assets/inline-files/Modification-of-Custody.pdf?QY7VfxohPzFYb4msJjQ4M5vk3A5vsAd4Temporary Emergency Custody https://www.nccourts.gov/assets/inline-files/Temporary-Emergency-Custody.pdf?1zM9babYsHQTk.***ATTN: These are self service resources for those who do not have an attorney in North Carolina: Check your local courthouse to see if they have self service forms in alignment with your respective state’s laws***

We were fortunate and honored to get to sit down with Quick's mom to touch on her experience with breast cancer and her outlook as a breast cancer survivor. Join us as we walk through her journey from a health, financial and emotional perspective what got her through and her words of encouragement for those who are currently fighting the battle. Where You Can Find Us: https://www.divasandduckets.com/linkinbio

Whether you're a small business or a global conglomerate, one this is for certain: your business and creativity are valuable. Left unprotected, others can steal your ideas, your product, even your name. Join us as we delve into the multiple types of intellectual property and how to go about protecting your brand.Where You Can Find Us: https://www.divasandduckets.com/linkinbioGuest Information: Attorney Paula YostWebsite: https://www.countrylawshack.com/Phone: (704) 436-2214

The average cost of college continues to rise while wages remain stagnant. This has led many to experience disillusionment with pursuing an education (and acquiring debt). In this episode the Divas have a chat about how to prepare for the cost of attendance including scholarships and savings plans, alternative options outside a traditional 4-year degree and their earning potentials and more.Resources:The Ultimate Scholarship Book

  "Dear, your clock is ticking." If you're 30+ with no kids, you've likely heard this statement as annoying and insensitive as it may be. The reasons why women are increasingly waiting longer to have children are many, from career goals to health challenges. But ultimately... it's your business Diva!   We bring back our resident OBGYN, Dr. Cynthia Wesley as she shares her own personal story with having a child later in life and discuss the pros, cons, and options available if you're trying to make that decision.   Where to Find Us: https://www.divasandduckets.com/linkinbio   Where to Find Dr. Cyn: https://no virtualgyn.com/ https://beautybelowbook.com Dr. Cyn's IG: https://www.instagram.com/drcynobgyn/

Following your passion isn't always rainbows and unicorns. It's work. You have to be flexible through the highs and lows. It takes time, consistency, and dedication. But in the end, it will be worth it.Tune in to hear how The Cannon Goes Boom™ went from shooting videos on his phone to going viral on TikTok with 7+ million views and learned about loyalty along the way. Where You Can Find Our Guest Instagram: https://www.instagram.com/thecannongoesboom/ TikTok: https://www.tiktok.com/@thecannongoesboom3?lang=en Where You Can Find Us: https://www.divasandduckets.com/linkinbio

This month we're talking all about turning your passion into purpose and profit. Legally Domesticated has done it well! As an attorney, mother, wife, and interior decorator, Chandra's passion found her as a sheer need to save money after a relocation. But she quickly found a way to share her gift and monetize it on Instagram as an additional stream of income. Where to Find Chandra: IG: https://www.instagram.com/legallydomesticated/ https://www.instagram.com/Legallydomesticatedgardens/ Where You Can Find Us: https://www.divasandduckets.com/linkinbio

There are so many social stigmas and pre-conceived notions holding people back from being in the relationship they desire. Is monogamy really confinement? Why is it good to be an Alpha male but bad to be Alpha female and what does being an Alpha even mean?Tune in as we bring back our favorite male therapist, Todd Malloy to discuss the mind games men and women play in relationship dynamics. Where You Can Find Us: https://linktr.ee/divasandduckets Guest Contact Info: Todd Malloy, MA, LMFT, CST Phone: (704) 937-2286 Website: https://innerpeacecounselingcenter.com