Embrace The Wave Podcast

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★ https://www.embracethewaveglobal.com/links

★ https://www.embracethewaveglobal.com/links

★ https://www.embracethewaveglobal.com/links

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VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★ first pod of the year lets go !*I messed up the audio so we had to use the camera audio instead - and then the camera cut off an hour in.... but enjoy the pod !!! 0:00 intro 7:52 carvana is craazy 12:55 priorities and budgeting 18:20 credit union 22:25 how long should you finance things for 25:20 taxes hit different 30:36 the price of the brick going way up 35:15 meal prep vacation hack 38:30 health insurance deductibles are crazy 40:20 why we gotta pay to cancel a gym membership 43:28 get a second job or upskill for a better job 51:00 klarna and affirm 53:00 finding an apartment 1:07:00 potentially switching careerss & outro (camera cut off and I messed up the audio smh)

happy thanksgiving !!! VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★ 0:00 intro 1:20 student loans 3:30 perspective and progress 9:30 rubix cube 10:09 communicating in relationships is key1 9:00 stimulation and instant gratification 19:59 inside vs outside noise 21:35 echo chambers and thinking objectively 50:00 we can def use some of the war budget for student loans no cap 55:00 who are the leaders of tomorrow? 1:02:00 outro

0:00 intro, 4:30 financial gender roles in relationships, 17:00 before getting into marriage, 24:44 new drake, cleo soul, earl sweatshirt and more, 32:45 who shot tupac, 36:25 my wife and kids 37:00 generational talent and the price of popularity, 42:05 celebrity boxing events, 47:00 real supporters49:12 cruise vacations and sea sickness, 59:04 what's happening in israel and palestine, 1:12:00 elections coming up & outro VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★

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0:00 new intro thanks to chatGPT 0:30 anchor turning into spotify 2:40 florida treated castro well 5:00 time is gold... 8:15 not getting too comfortable 9:08 real estate castro 13:50 the time is now... 14:34 the best time to do some was now vs later 15:24 retirement 18:10 college trackstar scamming 19:20 building wealth and making a solid base 25:48 back to the drake tickets 35:00 enjoy life 40:41 carry on is superior to checked in for flights 42:03 traveling to your home country is crazy 46:10 things you literally can't make up 49:46 these apps tracking for real | AI gonna enslave us 54:05 united be drunk driving their airplanes 56:10 being on the right side of AI 1:12:00 outro/dime segment VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★

0:00 intro 5:15 deconstructing the faith 14:37 castro becoming an OG 17:00 moving the culture forward  22:50 changing the stigma 28:50 accountability 31:00 12 hr shifts vs 8 hours shifts & work-life balance 45:00 these old internet teachers really out here scamming 49:00 castro giving game on the stock market and 401k 54:30 tax season 58:50 doordash tipping 1:03:00 dime segment/outro VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★

0:00   [intro] 2:45   [valentines day blunders] 11:45 [legacy] 24:25 [student loan decision] 34:15 [stock market] 36:30 [legacy again] 45:40 [being intentional and watering ALL types of relationships] 59:00 [dime segment/outro] VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★

0:00 intro 1:15 21 savage clubhouse arguments real gangstas 3:30 UK Rap 6:00 2016 XXL Freshmen  7:40 JID album and spiritual miracle 9:35 is 21 actually good 10:30 bad bunny 12:50 governors ball 14:45 The Light inspiration 16:55 being creative 17:35 main topic, Ambition vs Desire 22:30 3 main goals for 2023 27:00 the last dance & jeen-yuhs inspiration 29:35 What we would change from 2022 to make 2023 go crazy, leaving college 32:49 reading books...lolz 33:35 the year of discipline 34:29 what we are leaving in 2022 40:44 getting lost in the desire 45:25 the fear of failure 49:00 men should have these conversations more fr 51:00 morning routines 55:56 role models 56:00 financial literacy 1:04:20 AI Art, Script and allat 1:07:00 dimes & outro VIDEO VERSION of this episode: https://www.youtube.com/c/Otto2Wavy/videos ***** ★ CHECK OUT OUR OTHER PLATFORMS !! - https://www.embracethewaveglobal.com/links ★