Ernest Burley, Jr.

Guaranteed Life insurance for $9.99! You can't be turned down. Really? What's the catch? Here's the catch(es)! Also, tune in to CTV (Prince George's Community Television - Comcast channel 76, Verizon channel 42) every Tuesday at 4:30pm. I'll be sharing information on a financial topic every week starting March 26, 2024.

Does your business policy provide the key coverages you need? Why have a policy if it doesn't cover the key exposures you need to cover?

Is it better to just squirrel away some money in an investment account to grow instead of paying insurance premiums?

Let's explore the SIMPLE IRA.

Can you think of an insurance plan that gives you three GREAT benefits in ONE POLICY? Also, one of those benefits can be used without anything adverse (bad) happening to you. That's not common in insurance plans. Let's explore...

What is your name? Does the name HENRY fit you? It just may. Let's explore what I mean by this.

Did you know there are some vehicles some insurance companies refuse to insure? Don't get caught in this situation.

Are you at a loss trying to figure out what to do with your shriveling investment account(s)? Let's take a look at four viable options you should consider to put your mind at ease.

Is Mortgage Life Insurance a good deal?

Your homeowners policy may be about to get the ax and you don't even know it!

Are you upset at your UL (or IUL)? Did you think it was a Whole Life policy? Did you think it was guaranteed for life but it isn't? Are you paying globs of money for something you don't need or even want? Do you need a rescue?! Let me see if I can help you.

Why pay capital gains taxes when you don't have to?

Check out this key tidbit of information to make sure you're not being overcharged for your auto insurance.

When do you need life insurance? What are some triggers? What determines the amount you need? Let's explore...

Is someone promising you a high return in a short period of time? Be careful. Let's explore some details and try to keep your money safe from predators.

Do you own a Whole Life policy? Really? Are you sure? What are some key indicators to let you know you own a Whole Life policy? Don't just "think" you have a Whole Life policy. KNOW you have a Whole Life policy.

More life insurance FAQs and answers. Get the facts. Make the right decision. Also, see my event calendar for an Estate Planning Workshop on June 3, 2023 at Southern Friendship Missionary Baptist Church in Temple Hills, MD. The workshop starts at 9am. Please register on my website under the events tab.

Come out to the First Baptist Church of Glenarden (600 Watkins Park Dr, Upper Marlboro, MD 20774) on May 20, 2023 at 9am and gather a wide array of imperative information to get your affairs in order. Get your questions answered so you can make the right decisions for yourself and your family. From Legal Affairs to Government Benefits to Life Insurance and so much more... Register at www.fbcglenarden.org/exitplan.

Did your "Financial Advisor" tell you to contribute to a life insurance policy instead of your retirement plan? Hmm...

What questions do you have about Life insurance? Let's go over a few. Email your questions to me and I will include the answers on a future podcast.

Fender bender in a parking lot? Who's to blame?

Trying to save for your child's college education? Which plan is best for you? Both plans are great but they're very different.

Between banks failing and volatile markets, where do you put your money? Your mattress isn't the answer.

Parents have a lot of balls in the air. Life doesn't stop to let you learn how to juggle though. Take some time and secure some peace of mind.

Most people are familiar with a nursing home. Most people know someone who has needed nursing home and/or home health care services. But, most people have not planned to protect their families and their assets from this well-known exposure. Let's talk...

Should you "set it and forget it" when it comes to investing?

What's the difference between investing in a mutual fund and a stock? Let's see...

Get the facts. Make the right decision. 

Let's make it plain and simple. It's not complicated.

Should we invest in the future? The answer may not be so clear...

Start your year the right way and continue good money management practices so you can meet your goals.

Start 2023 out the right way. Build on it and keep moving in the right direction. Let's chart the course...

Are you suffering from market volatility and losses to your investments? Would you like to solve that problem? Is there somewhere you can put your money and protect the principal while grabbing the potential to earn some very nice gains? Yes, there is such a place. Let's talk...

What are your thoughts on church CEOs (pastors) being taken care of? Let's chat about it.

Give your children a leg up in life. Start early and see how happy they'll be (you too!). Also, remember to attend the Mighty Men of Valor Conference November 11-12 at the First Baptist Church of Glenarden in Upper Marlboro, MD. I'll be speaking in a workshop as well as a host of others. Register at https://menofvalor.com.

Men (young and older), come out to gather some very helpful and useful information that will help you in your daily life.   Women, send the men in your life (husband, father, son, significant other, grandson, nephew, godson, etc.) so they can pick up some invaluable tools to help them be the men they want to be for themselves and for their families.   There will be a wide array of workshops and speakers that will cover many topics. I'll be speaking about Financial Planning, Investing and Insurance.   The conference will be held at the First Baptist Church of Glenarden. 600 Watkins Park Drive, Upper Marlboro, MD.   Register at https://menofvalor.com.

Is your excuse/objection on the list? Please do the right thing. Prioritize. Secure the protection you need.

Join me at the First Baptist Church of Glenarden’s 2022 Exit Plan Symposium on Saturday, October 15th from 9 a.m. to 1 p.m. virtually. I'll be addressing questions in the arena of Life Insurance. You'll also hear from several end-of-life experts who will share information needed to get your affairs in order now so your family won't have to stress out when that time comes. From Wills and Trusts to Real Estate to Life Insurance to Banking and so much more. Register at www.fbcglenarden.org/exitplan. 

Oh no. Your roof is leaking. Will your homeowners policy cover the damages? Maybe. Maybe not.

Which makes the most sense? Should you buy life insurance or save up for final expenses?

What is Final Expense Life Insurance? Should you and/or your loved ones have it?

What are some factors that affect your auto premiums? Does the color of your car matter? Hmm...

Should girls and boys be taught the same money principles or does one gender warrant different attention? Let's explore.

How do you know when or if to sell a stock? Let's explore a simple system that can help.

Protect yourself and your assets. Don't get left holding the bag if a professional messes up.

Let's discuss whether you should reinvest your dividends or take them in cash.

Who needs flood insurance? What does it cover? What isn't covered? Let's find out.

How can making some extra money on the side end up costing you money? Let's see.

Let's review some steps to help weather a financial storm.

Landlords, protect your property/investment AND protect yourself. Here's how.