Escape Student Loan Debt Podcast

PODCAST · business

Escape Student Loan Debt Podcast

Tax filings. Investment structuring. Insurance planning. Purchasing your home. Business funding. For listeners with private and federal loans, the Escape Student Loan Debt podcast demystifies Student Loans, how they impact every single area of your finances, and how to get student loan payments or balances forgiven, reduced, re-organized or expedited. Hosted by Brenton Harrison.

  1. 108

    Student Loan Regulation Updates!

    EPISODE RESOURCESRISE Student Loan Regulations Fact Sheet...I Just Lost $33,709 EpisodeRepayment Assistance Plan ExplainedFinalized DOE Student Loan Rules: New Caps, Repayment Assistance Plan, and Default Rehab Changes (Effective 2026–2027)In this episode we share newly finalized Department of Education regulations tied to the Working Families Tax Cuts Act and explain how they may affect student loan borrowers starting in 2026–2027. We outline new federal loan caps beginning July 1, 2026: graduate loans limited to $20,500 annually/$100,000 total; professional programs (11 fields including law, medicine, dentistry, and clinical psychology) to $50,000 annually/$200,000 total; and Parent PLUS capped at $20,000 annually/$65,000 per dependent, plus a $257,500 lifetime limit for new borrowers. We also cover repayment changes including a new Repayment Assistance Plan becoming the only income-driven option for first-time borrowers after July 1, 2026, a tiered 10–25 year standard plan, expanded loan rehabilitation to twice per loan with IDR opt-in at agreement signing, revised forbearance limits, sunsetting certain deferments for loans after July 1, 2027, and new institutional and part-time borrowing rules, warning current borrowers to be cautious about taking new loans.00:00 New Rules Overview00:20 Community Updates01:36 Fact Sheet Breakdown02:24 Graduate Loan Caps03:13 Professional Degree Definition04:53 Parent PLUS Limits07:10 Lifetime Borrowing Cap07:54 Repayment Plan Overhaul09:17 Tiered Standard Plan10:41 Default Rehab Changes13:04 Deferment Forbearance Shifts14:01 School Part Time Limits15:16 Key Takeaways Next Steps

  2. 107

    The Repayment Assistance Plan Explained

    EPISODE RESOURCESDownload the updated IDR Guide!Repayment Assistance Plan (RAP) Explained: Eligibility, Payment Calculation, Subsidies, and Who Should Use ItThe episode breaks down the forthcoming Repayment Assistance Plan (RAP)! We dig into all the details ranging from who's eligible for RAP, to how Discretionary Income and protected income are thrown out the window when it comes to calculating payments. We cover scenarios where RAP saves money as compared to other options, and how to determine whether it's worth paying 5 to 10 years longer on RAP as compared to more conventional plans like IBR and PAYE.Check it out!00:00 RAP Overview02:00 New IDR Deadlines03:35 Guide Walkthrough04:05 Eligibility Basics04:35 No Protected Income06:02 Payment Formula08:00 Income Cliffs09:24 Dependent Discount09:57 No Hardship Cap11:17 Interest Subsidy15:08 30 Year Forgiveness15:48 Married Filing Separately16:27 Who Should Use RAP17:39 Low Income Example19:20 High Income Example21:53 Mega Borrower Tax Bomb27:27 Final Recommendations28:10 Wrap Up

  3. 106

    EMERGENCY EPISODE!!!

    EPISODE RESOURCESSAVE Plan Cancellation Press ReleaseSAVE Plan Timeline Press ReleaseParent Plus Loan D-Day, Disallowed Student Loan Guidelines and Details on the Immediate Future of the SAVE PlanIn this episode, we go through EXTREMELY important details on the future of Parent Plus Loans, and why many borrowers need to take action by April 1st in order to preserve eligibility for student loan forgiveness. These borrowers must have a newly consolidated loan disbursed by July 1st to maintain eligibility, and all parents should be wary of borrowing any new Parent Plus Loans after that time. We also cover certain student loan guidelines from the Biden era that have been disallowed, including, crucially, the ability to consolidate federal loans without resetting your credit towards forgiveness. Lastly, for borrowers on the SAVE plan, we have details on the 90 day timeline borrowers will have to move to a new Income Driven Repayment plan or risk being placed on a (likely significantly higher) Standard Plan. Tune in for details!

  4. 105

    Student Loan Updates | SAVE is Dead, PLUS loans and IDR Backlogs

    SAVE Plan Dissolved, April 1 Deadlines, and Growing IDR/PSLF BacklogsThis episode shares several student loan updates, led by a higher court directing a lower court to honor a settlement dissolving the SAVE plan, with no timeline yet for moving SAVE borrowers into other repayment options and speculation ranging from IBR to the standard plan. We also cover the importance of Parent PLUS borrowers potentially losing access to IDR and PSLF for new loans after July 1 , and why April 1 is the practical deadline for consolidating loans. A similar urgency applies to borrowers needing Direct Loans (not FFEL/Stafford) for PSLF or certain plans, with consolidation needed by June 30. The Department Of Education reports an IDR application backlog of over 560,000 and PSLF buyback backlog around 88,000.Lastly we discuss private loans, and the potential impact of the Fed's likely refusal to continue lowering interest rates.00:00 Save Plan Ends01:15 Transition Uncertainty02:30 Parent PLUS Deadline04:55 Direct Loan Consolidation06:02 IDR Backlog Update07:59 PSLF Buyback Delays09:30 IDR Forgiveness Restart10:46 Refinancing Rate Outlook12:03 Wrap Up Next Steps

  5. 104

    Is SAVE Back From The Dead?

    EPISODE RESOURCESSchools Eligible for DischargeSAVE Plan Court Update, Forbearance Strategy, and a Borrower Defense Deadline RulingThis episode provides an update on the still-unlikely revival of the SAVE repayment plan and what borrowers in SAVE administrative forbearance should consider. SAVE, created by the Biden administration and popular for its low payments and generous forgiveness, remains effectively halted: borrowers can’t newly enroll, interest accrues, optional payments don’t earn IDR or PSLF credit, and the plan appears headed toward phase-out by 2028. A recent court development removed the case due to lack of dispute after the parties agreed to end SAVE, creating temporary uncertainty, and we talk about what comes next for those seeking forgiveness and those planning to pay off their loans in full. We also preview the upcoming Repayment Assistance Plan expected mid-2026, noting it may lower payments for families under $100k AGI, and share a separate court ruling granting loan discharges for certain defrauded-student applicants after the Department of Education missed a deadline.00:00 Save Plan Update00:58 Why Save Is Stuck02:02 Court Twist Explained03:22 Is Save Coming Back04:46 Stay or Exit Forbearance06:26 Best Backup Repayment Plans07:05 Repayment Assistance Preview09:15 Borrower Defense Ruling10:42 Wrap Up and Next Episode

  6. 103

    Student Loan Updates! | PAYE Forgiveness, New(ish) Consolidation Rules + More

    EPISODE RESOURCESRISE Committee DocumentFederal Student Loan Updates: RISE Committee Proposals, New Borrowing Limits, Parent PLUS Deadlines, and Forgiveness ProcessingIn this episode, we highlight the major proposed changes—including creation of the Repayment Assistance Plan, removal of ICR and PAYE, changes to SAVE, limits on graduate and undergraduate borrowing, and restrictions on Parent PLUS—that are in a public comment period tied to rules stemming from the “One Big Beautiful Bill Act.”Key items discussed from the RISE committee include new borrowing caps effective for programs starting July 1, 2026 or later.We also explain consolidation-credit rules: after periods where consolidation used the highest-count loan (Biden-era), then a weighted average, then a reset-to-zero approach, the RISE committee recommends returning to weighted average (though rules are not yet finalized and borrowers should be cautious). Additonal topics include spousal/joint consolidation loans, Parent PLUS strategies and deadlines00:00 Student Loan News You Need This Week (Intro)00:17 Tonight’s One-Take Episode + What’s on the Agenda01:44 RISE Committee Rules: Public Comment & What’s Changing02:51 New Grad/Undergrad Borrowing Limits (Starting July 2026)07:00 Parent PLUS Borrowing Caps: New Annual & Lifetime Limits07:21 Consolidation Credit Update: Weighted Average vs. Reset to Zero10:04 Spousal Consolidation Loans: Separation & PSLF Credit Fixes12:23 Default/Garnishment Payments Potentially Counting Toward Forgiveness13:03 Parent PLUS Strategy & July 1 Deadlines (IDR/PSLF Access)15:34 ICR & PAYE Forgiveness Processing Restarts + 2026 Tax Bomb18:25 Wrap-Up: What to Watch Next & When the Next Update Drops

  7. 102

    Student Loans and Taxes: What You Can't Miss

    Optimizing Your Student Loan Payments and Understanding Key Tax StrategiesThis episode of the Escape Student Loan Debt Podcast is a dual-cast with The New Money New Problems Podcast to discuss crucial tax strategies for student loan borrowers. We touch on how Adjusted Gross Income (AGI) impacts Income-Driven Repayment (IDR) plans and explain the significance of above the line tax deductions. Brenton delves into the complexities that married individuals with disparate incomes might face when filing taxes and how this affects student loan payments. The episode also covers common tax forms and mistakes, itemized versus standard deductions, benefits of home ownership in tax planning, and various tax credits like the Child and Dependent Care Credit and education credits.01:06 Understanding Adjusted Gross Income (AGI)02:49 Filing Taxes: Married vs. Single09:54 Common Tax Forms and Mistakes16:36 Above the Line Tax Deductions18:13 Standard vs. Itemized Deductions27:30 Tax Credits Explained31:29 Conclusion and Final Advice

  8. 101

    Student Loan Updates! | IBR Updates, Loan Rehabilitation, Forgiveness Tracking

    EPISODE RESOURCESRead the Dept of Ed Announcement on Wage GarnishmentTry the Reddit Backdoor Payment TrackerDownload our Guide to IDR Plans Essential Updates on Federal and Private Student Loans: January '26In this episode of the Escape Student Loan Debt Podcast, we share updates on federal and private student loans in January 2026.Key topics include the delay of wage garnishments for defaulted loans, the elimination of the partial financial hardship requirement for income-based repayment plans, and the discontinuation of the forgiveness tracker on studentaid.gov. Additionally, we cover the Department of Education's stance on student loan forgiveness under income-driven repayment plans and the impact of international politics on private loan interest rates. Tune in for information to help on your student loan journey!00:00 Introduction and Episode Overview01:03 Wage Garnishments Update04:39 The Death of the Forgiveness Tracker09:38 Partial Financial Hardship Removal12:28 Fate of the SAVE Plan16:34 Forgiveness Updates and Delays18:39 Impact of International Politics on Loan Interest Rates19:34 Conclusion and Upcoming Episodes

  9. 100

    College, Retirement and Real-Life Financial Goals [REPLAY]

    Navigating the Big Beautiful Bill Act: Strategies for Student Loan BorrowersEPISODE RESOURCESThe Smart College Buyer PodcastThe Smart College Buyer YouTubeCheck out this replay from our appearance on The Smart College Buyer podcast hosted by Jack Wang. The conversation focuses on changes brought by the Big Beautiful Bill Act and their impact on student loans and financial planning. Key topics include the importance of understanding Income Driven Repayment plans, the strategic use of financial tools to lower student loan payments, and the crucial dates of July 1, 2026, and July 1, 2028, for student loan borrowers. Brenton and Jack also discuss the interconnected nature of financial decisions, the importance of liquidity, and the practicality of transparent conversations about career paths and education costs.00:00 Introduction to the Podcast01:10 Rebroadcast of Smart College Buyer Podcast02:52 Meet Brenton Harrison07:13 Understanding the Big Beautiful Bill Act13:47 Financial Strategies for Parents and Students25:33 Tips for Managing Student Loan Repayment31:02 Final Thoughts and Advice34:45 Conclusion and Farewell

  10. 99

    The SAVE Plan is Dead: What Comes Next?

    EPISODE RESOURCESESLD Guide to Income Driven Repayment PlansSAVE Settlement DetailsNavigating the End of the SAVE Plan: What's Next for Your Student Loans?In this episode we talk the end of the SAVE Repayment plan and explore the implications for borrowers. Find out who benefits from different Income Driven Repayment (IDR) plans and the importance of immediately switching plans for those eligible for forgiveness. Between alternative IDR plan options, changing federal policies, and important deadlines, this episode equips listeners with crucial information to make informed financial decisions regarding their federal student loans.00:41 Understanding the Impact of Forbearance02:51 Settlement and the Future of the SAVE Plan06:27 Income Driven Repayment Plans: Options and Changes15:29 Urgent Actions for Loan Forgiveness20:49 Conclusion: Preparing for the Future

  11. 98

    Raising A Kid Who Doesn't Want To Go To College

    EPISODE RESOURCESPrincipal Samuelson's Business Insider FeaturePreparing Children for College and Beyond: A Conversation with Principal Joseph SamuelsonIn this episode, we talk about exposing your kids to different paths, including ones that may NOT lead to college. We're joined by Principal Joseph Samuelson from Upton, Wyoming, who offers unique perspectives on exposing students to various career options, including non-traditional paths. Principal Samuelson details his school’s personalized learning approach, which tailors education to individual student interests and needs, ensuring students are prepared for life after high school. The episode highlights the significance of valuing lifelong learning and adaptability in an ever-changing world.00:14 Celebrating Our 100th Episode00:40 Listener Contributions and Community Impact01:10 Maximizing College Aid for Your Child02:35 Introducing Principal Samuelson03:07 Personalized Learning in a Small School07:16 Real-Life Examples of Non-Traditional Paths09:59 Supporting College-Bound Students14:14 Parental Guidance and Lifelong Learning16:33 Conclusion and Final Thoughts

  12. 97

    How To Keep Your Kids From Student Loan Debt

    EPISODE RESOURCESEmail your stories to [email protected]!Smart College Buyer PodcastConnect with JackOptimizing Your Child's College Journey with Jack WangIn this episode of the New Money, New Problems podcast, we interview special guest Jack Wang, a financial advisor specializing in college planning. Jack discusses strategies for optimizing your child's journey to college, focusing on how to maximize financial aid and minimize student debt. The conversation covers the importance of aligning extracurricular activities with intended majors, the differences between getting accepted to college and securing financial aid, and the timing of college planning. We also explore the advantages of less well-known but excellent colleges and the factors to consider when choosing schools. This episode is packed with valuable information for parents looking to plan their children's educational futures effectively.00:00 Introduction to the Episode00:33 Celebrating Milestones: 100th Episode Announcement02:29 Introducing Today's Topic and Guest04:00 Jack Wang's Background and Expertise06:05 The Reality of College Aid and Admissions06:35 Personal Journey: How Jack Entered the Field08:57 Private vs. Public School Strategies17:05 Extracurricular Activities: Myths and Realities20:21 Understanding College Aid: What Really Matters24:27 Communicating Commitment to Colleges25:52 When to Start the College Application Process27:47 Financial Aid and Tax Strategies31:01 Standardized Tests and Extracurricular Activities31:59 Creating a Realistic College List36:51 Alternative College Options and Financial Strategies43:32 Conclusion and Final Thoughts

  13. 96

    Use Employee Benefits to...Benefit Your Student Loans

    EPISODE RESOURCES2025 Tax Tables and GuidelinesEligible HSA and FSA ExpensesEligible Dependent Care FSA UsesSchedule a Private ReviewApply for a (FREE) Live Review!Maximizing Employee Benefits to Reduce Student Loan PaymentsIn this episode of the Escape Student Loan Debt Podcast, we discuss how understanding and utilizing employee benefits, particularly during open enrollment, can positively impact your student loan journey. We delve into the concept of pre-tax deductions and explain how they can lower your Adjusted Gross Income (AGI), which in turn reduces your monthly federal student loan payments. The episode covers the differences between Roth and traditional 401(k) plans, as well as the benefits of Flex Spending Accounts (FSAs), Dependent Flex Spending Accounts (DFSAs), and Health Savings Accounts (HSAs). By using these pre-tax benefits, listeners can find significant savings both in their taxes and loan repayments. Additionally, we touch on life and disability insurance as part of the employer benefits that could indirectly affect student loan obligations. 01:13 Understanding Pre-Tax Deductions03:25 Roth vs. Traditional Plans05:52 Exploring Flex Spending Accounts06:56 Health Savings Accounts Explained14:04 Impact of Life and Disability Insurance

  14. 95

    Student Loan Forgiveness News | Partial Hardship, IDR Updates and Lawsuit Details

    EPISODE RESOURCESJoint Case UpdateEssential Updates on Federal Student Loan ForgivenessThis episode covers significant recent updates concerning the forgiveness of federal student loans. Key highlights include the impact of the lawsuit between the American Federation of Teachers and the Department of Education on loan forgiveness processes, the phasing out of certain Income Driven Repayment plans, and the importance of timely switching from plans like the SAVE plan to income-based Repayment plans to avoid tax implications. The Department of Education's agreement to process loan cancellations under original repayment plans and to remove partial financial hardship requirements for IBR plan eligibility is also discussed. The episode concludes with a critical overview of tax considerations and the timing of loan forgiveness procedures.01:33 Context and Background on Student Loan Forgiveness03:00 Legal Challenges and Department of Education's Response07:02 Joint Status Report and Its Implications10:24 Important Deadlines and Tax Implications15:17 Final Thoughts and Next Steps

  15. 94

    Student Loan Updates | Forgiveness Is Back, Gov't Shutdown, IBR Rejections

    EPISODE RESOURCESStudent Loan Forgiveness Lawsuit LatestOBBBA Student Loan UpdatesFSA Feedback PortalJoint Consolidation Loan LatestSchedule A LIVE ReviewSchedule a 1-1 Private ReviewImpacts of Government Shutdown and Key Updates on Student Loan ForgivenessIn this episode, we provide updates on various aspects of federal student loans, focusing on how the ongoing government shutdown may affect borrowers. Key topics include a halted student loan forgiveness class action lawsuit, issues with loan forgiveness progress and communication due to the shutdown, inaccurate payment counts and how to dispute them, and options for lowering or pausing loan payments during economic hardship. Detailed scenarios including the implications of partial financial hardship, spousal consolidation loans, and upcoming deadlines for Parent PLUS borrowers are also discussed. 01:18 Student Loan Forgiveness Lawsuit Update02:17 Impact of Government Shutdown on Loan Forgiveness04:08 Disputes and Payment History Issues05:38 Options for Government Employees During Shutdown07:22 Hardship Forbearance for Private Loans08:45 Upcoming Deadlines and Repayment Plans12:53 Spousal Consolidation Loans Update15:23 Conclusion and How to Get Help

  16. 93

    Can You Buy A Home While On SAVE Forbearance?

    EPISODE RESOURCESFederal Mortgage Student Loan GuidelinesNavigating Home Buying with Student Loan ForbearanceIn this episode, we explore how student loan forbearance affects the home-buying process. We discuss the significance of credit scores on loan structure and the impact of debt-to-income ratios, particularly highlighting how student loans influence these metrics. The episode breaks down how different loan types (Fannie Mae, Freddie Mac, FHA, VA, USDA) treat Income-Driven Repayment (IDR) plans versus loans in forbearance or deferment, and the strategies you can use to optimize your chances of mortgage approval. 01:05 Why This Episode?02:07 Impact of Credit Score on Home Loans03:37 Debt to Income Ratio Explained05:02 Income Driven Repayment Plans and Home Loans05:47 Different Loan Types and Their Guidelines11:01 Strategizing Your Student Loans for Home Buying13:09 Conclusion and Key Takeaways

  17. 92

    Student Loan Updates | IDR Forgiveness, MOHELA, Wage Garnishment

    Schedule A 1 on 1 Loan ReviewApply for a Live (and Free) Review!IDR Class Action LawsuitWhen Will Student Loan Payments Restart?Critical Updates on Federal Student Loan Forgiveness and Repayment StrategiesIn this brief updates episode, the host discusses the latest developments regarding federal student loans. Key highlights include the importance of consolidating loans for certain borrowers by July 1st, 2026, ongoing minimal progress in processing Income Driven Repayment (IDR) applications, and recent halts in forgiveness for various repayment plans due to legal complications. The episode also warns of the impending restart of wage garnishment for those in default on federal student loans and emphasizes that employers cannot fire employees solely for wage garnishment. Additionally, there is speculation about when student loan payments might restart, with some anticipating immediate rescheduling and others predicting potential delays until 2028. The episode concludes with an update on the transfer of loans from Mohela to other servicers, advising borrowers to ensure their information is up to date. For those seeking personalized advice, the host offers information on booking one-on-one consultations.00:22 Federal Student Loan Consolidation01:01 Income Driven Repayment Plan Issues02:37 Legal Challenges and Forgiveness Updates03:26 Wage Garnishment for Defaulted Loans05:14 Student Loan Payment Restart Speculations07:38 Changes in Loan Servicers09:58 Conclusion and How to Get Help

  18. 91

    [Kinda Random] Student Loan Updates

    Essential Updates on Federal Student Loans: Consolidation Risks, Deadlines, and Forgiveness InsightsReddit IDR Payment Count HackLogin to studentaid.gov and type https://studentaid.gov/app/api/nslds/payment-counter/summary as the URLIn this episode, several critical updates on federal student loans are discussed. These include the dangers of consolidating loans post-July 1, 2026, the necessity for consolidating specific types of loans like Perkins and Stafford loans, and how Parent PLUS loan borrowers need to act before this deadline. It further details a Reddit hack for checking forgiveness credits, and highlights the ongoing backlog in Income-Driven Repayment (IDR) plan applications. The episode also touches on the Trump administration's challenges to the Public Service Loan Forgiveness (PSLF) program, the current pause on IDR forgiveness due to legal issues, and potential benefits from dropping interest rates for those considering private student loan refinancing. Despite the lack of a consistent theme, several random but significant updates are provided to help manage, reorganize, or expedite student loan processes.00:00 Introduction and Episode Overview01:16 Consolidation Warnings and Deadlines04:06 Parent PLUS Loans and Income-Driven Repayment06:11 Reddit Hack for Tracking Forgiveness Credits09:06 Public Service Loan Forgiveness Updates11:37 Income-Driven Repayment Plan Backlog13:21 Positive News and Final Thoughts

  19. 90

    LIVE Student Loan Review with Avon Barksdale

    In this episode, we review a student loan case whose strategy required changes less than 60 days out from the recording.It highlights the importance of staying updated with legal and policy changes. For those who want to have their loan strategy reviewed for free on the podcast, they can visit EscapeStudentLoanDebt.com/review. Those seeking a one-on-one session can schedule at EscapeStudentLoanDebt.com/session.00:55 Case Study Introduction04:31 Federal vs. Private Loans09:54 Income and Repayment Calculations18:18 Repayment Strategies and Recommendations

  20. 89

    What To Do When You Can't Pay Your Loans w/Stanley Tate

    In this podcast episode, we are joined by Stanley Tate, a seasoned lawyer specializing in federal and private student loans. Stanley shares his extensive knowledge and practical advice on managing student loans, including strategic use of forbearances, the unique approach of returning to college, and leveraging the Foreign Earned Income Exclusion Act. He also delves into the potential discharge of student loans through bankruptcy under certain conditions. EPISODE RESOURCESStanley's website Find him on LinkedInSubscribe to his YouTube channel  00:41 Meet Stanley Tate: Expert in Student Loans02:02 Understanding Borrowers' Financial Struggles04:31 Strategies for Managing Student Loan Payments13:02 Creative Solutions for Student Loan Challenges18:12 Exploring Bankruptcy for Student Loan Discharge

  21. 88
  22. 87

    The Final Student Loan Changes Are Here ...

    Join our community for access to the private feed!

  23. 86

    A Glimmer of Hope for Student Loans!

    EPISODE RESOURCESThe Byrd Rule 101Sign up for a consultation!

  24. 85

    Tough Student Loan News from the Senate

    An unfortunate update on the Trump Budget bill.

  25. 84
  26. 83

    (Potentially) Terrible Student Loan News

    Lowlights from "One Big Beautiful Bill" (definitely not my words)EPISODE RESOURCESFull Text Of The Bill

  27. 82

    Garnished Wages, PSLF Buyback Updates and A New IDR Plan!

    Tune in for student loan updates you need to know!EPISODE RESOURCESHow To Track Your Student Loan History

  28. 81

    Student Loan Updates! IBR Apps, Tax Strategies And More!

    Check out recent updates and resources for your federal and private loans!EPISODE RESOURCESStudent Loan Default ExplainedDetails on IDR Application ProcessingCourt Action Details for Married Student Loan BorrowersAnd don't forget to sign up for our email list at escapestudentloandebt.com!

  29. 80

    [LIVE REVIEW] A PSLF Buyback Tale ...

    Our first live review of a community member's student loan strategy!Submit your loans for review!

  30. 79

    IDR is (Kinda) Back + Good News for PSLF!

    An update on the availability of IDR plans, and a sliver of hope for the future of PSLF BuybacksEPISODE RESOURCESIDR Updates Announcement

  31. 78

    A (small) Relief for Borrowers + Ways to Fight Back

    A brief update on recertification deadlines and borrower defense resources.EPISODE RESOURCESCollege Investor Article on Rising PaymentsStudent Borrower Protection Center Survey

  32. 77

    A Major Student Loan Development ...

    I try not to overstate things, but this is required listening ...EPISODE RESOURCESGuide to Income Driven Repayment Plans

  33. 76

    Court Case Updates(ish) for IDR Plans

    A (very) quick breakdown of some clickbait student loan news you might see this week ...

  34. 75

    Can Trump Close the Dept. of Education? PLUS Podcast Updates!

    A dose of reality and a word of warning ...EPISODE RESOURCESTake our Membership Survey!History of Student Loans Part 1 and Part 2Join our community at escapestudentloandebt.com!

  35. 74

    Crucial Student Loan Updates (That Might Be Reversed) #ESLD

    Biden's very last update on student loans ... that might all get wiped away.But just in case! Check out this episode for what you need to know.EPISODE RESOURCESDept of Ed Announcement+FAQsDetails on PSLF Buyback

  36. 73

    Student Loan Updates | IDR Tracker, Defaulted Loans, 2024 Taxes and More

    Tune in for some cruicial student loan updates.And if you'd like to receive a complimentary review of your loans as a podcast guest, go to escapestudentloandebt.com/review and sign up!

  37. 72

    [SNEAK PEEK!] The State of Student Loans Webinar

    A snippet from The State of Student Loans webinarAccess The Replay!

  38. 71

    Partial Financial Hardship and IDR Plans

    Tune in to learn about Partial Financial Hardship, and why it may become very relevant to those switching their payment plan from SAVE.Annnndddd ... REGISTER FOR THE STATE OF STUDENT LOANS WEBINAR!EPISODE RESOURCESGuide To IDR Plans  

  39. 70

    PAYE is Back! (For Now) #ESLD

    For a very brief period, the PAYE Plan is back. And for certain borrowers, it may be CRUCIAL that you sign up before it's dead again. Tune in to find out why.EPISODE RESOURCESPAYE Interim RulingDownload the Guide To IDR PlansThe Election and Your Student Loans

  40. 69

    The Election And Your Student Loans

    A breakdown of what's likely to come ...EPISODE RESOURCESThe Future of IDR Plans 

  41. 68

    No Politics Today ...

    Give me a week y'all. We'll get to it, I promise

  42. 67

    Is This the End of Income Driven Repayment?

    An update on the SAVE Plan with a huge potential impact on IDR plans in general. EPISODE RESOURCESDepartment of Ed SAVE Updates Press Releasehttps://www.ed.gov/higher-education/manage-your-loans/save-plan  And don't forget to download our ESLD Guide to IDR Plans!

  43. 66

    Using Employee Benefits To Help Your Student Loans

    It's open enrollment time, when many employees choose their benefits for the upcoming year.Tune in as we share ways you can use these benefits for the ...benefit ... of your student loansEPISODE RESOURCESSpousal Consolidation SEPARATION ApplicationGuide to Income Driven Repayment Plans2024 Employee Benefits Guide (New Money New Problems Podcast)And if you haven't already, join our email list at escapestudentloandebt.com!

  44. 65

    Should You Abandon The SAVE Plan?

    Is it finally time to give up on SAVE and switch to something else? Tune in and find out. EPISODE RESOURCESDownload Our Guide to Income Driven Repayment Plans!

  45. 64

    Student Loan Updates! | Fresh Start, $100M+ Navient Settlement, IDR Recertification

    A few student loan deadlines you need to know, plus a 9 figure mea culpa by Navient.EPISODE RESOURCESFresh Start ProgramNavient SettlementStudent Loan Payment Onramp And if you haven't already, download our Guide to Income Driven Repayment Plans at escapestudentloandebt.com/guide!

  46. 63

    [ANNOUNCEMENT] The Guide to Income Driven Repayment Plans!!!

    Go to escapestudentloandebt.com/guide to download yours now!

  47. 62

    Student Loan Updates | IDR Credit Updates, SAVE latest and Private Loans!

    Student loan updates you need to know!EPISODE RESOURCESPrivate Student Loan Refinancing EpisodeHow To Review Your Student Loan HistoryStudentaid.gov Screenshots And if you haven't already, sign up for our email list at escapestudentloandebt.com!

  48. 61

    A Do-Over For Public Service Loan Forgiveness?

    All the details on a new program for borrowers aiming for Public Service Loan Forgiveness. EPISODE RESOURCESPSLF Buy Back Credits AND IF YOU HAVEN'T ALREADY, JOIN OUR EMAIL LIST AT ESCAPESTUDENTLOANDEBT.COM. WE'LL BE RELEASING OUR GUIDE TO INCOME DRIVEN REPAYMENT PLANS THIS COMING MONDAY!

  49. 60

    New IDR Plan Updates + The State of Student Loans Webinar Snippet

    Check out the latest fallout from the judiciary pause of the SAVE plan and its impact on other IDR plans.PLUS, a brief snippet from our webinar, The State of Student Loans!Click the link below for access to the full webinar replay!ACCESS THE REPLAY

  50. 59

    Is the SAVE Plan Doomed? #ESLD

    (Another) emergency student loan update ... and more proof you need to sign up for The State of Student Loans Webinar on July 30th, 6pm CST!REGISTER FOR THE WEBINAR!EPISODE RESOURCESDepartment of Ed Emergency SAVE Plan Press Release 

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ABOUT THIS SHOW

Tax filings. Investment structuring. Insurance planning. Purchasing your home. Business funding. For listeners with private and federal loans, the Escape Student Loan Debt podcast demystifies Student Loans, how they impact every single area of your finances, and how to get student loan payments or balances forgiven, reduced, re-organized or expedited. Hosted by Brenton Harrison.

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