Everywhere We Belong

"I took a leap too high and had no protection. That property taught me everything about risk."Meet Dr. Atul Sawant, a radiologist who had ₹1.5 crore in debt while investing in India. He now makes over 6% yields in Dubai. Here's how he did it.In this episode, he breaks down:How he recovered from ₹1.5 crore debt in IndiaThe 70-20-10 portfolio allocation that creates millionairesThe escrow account protection that makes Dubai investing saferCurrency & country diversification that saved his portfolioThe one mistake NRIs keep making with Indian propertyChapters00:00 - Intro01:48 - Personal Journey02:15 - Move to Abu Dabhi03:28 - Investing Journey05:11 - Portfolio Allocation07:02 - Real Estate Investment Journey10:34 - India vs Dubai Real Estate14:15 - Dubai Real Estate amid Current Geopolitical Issues 15:35 - How Dubai Protects Investor Capital16:40 - Myth vs Fact: Dubai EMIs18:15 - Impact of another Financial Crisis on Dubai Real Estate20:20 - Advice for NRIs Planning to Invest in IndiaAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Are you unknowingly losing money than you should, just because nobody told you the rules?In this video, we break down the 5 most common financial traps that quietly drain NRI wealth every single year. No scams, no bad investments — just rules that work differently than most people think.If you're an NRI with money parked in India, this one is worth watching till the end.Chapters:0:00 - ₹9 Lakh Lost Without Doing Anything Wrong 0:51 - Trap 12:12 - Trap 23:31 - Trap 3 5:06 - Trap 47:01 - Trap 5 9:03 - Do These 3 Things This Week About BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Is the "Return to India" dream actually sustainable, or is it just a romanticized escape?In this episode of NRI Wealth Stories, Aditi sits down with Bhasker Jaiswal, who spent nearly two decades building a life and career abroad before making the ultimate move back home. His story is a blueprint for anyone caught between two worlds, trying to build lasting wealth while staying true to their roots.Chapters0:00 - 1% More Capital vs 1% More Return1:23 - Bhasker Jaiswal Career Journey2:15 - Why He Moved Abroad?3:46 - ₹50 Lakh Gone in 2 Months in India5:10 - Financial Challenges After Coming Back to India8:46 - How Much Money Do You Need Before Coming Back to India9:03 - Inside His $1.5M Portfolio11:11- How Currency Ate His Returns13:29 - Why He Never Picks Stocks14:08 - Hardik Pandya's Financial Lesson15:04 - The Biggest NRI Misconception17:11 - Why Nobody Ever Has "Enough"18:00 - What Does Rich Actually Mean?About BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Is your Foreign Tax Credit (FTC) claim about to get a lot more complicated? With the introduction of Draft Income-tax Rules, 2026 and the Income-tax Act, 2025, the Indian Tax Department is moving away from the "self-claim" era of Form 67. If you are an NRI returning to India, an RNOR, or a resident with global income (RSUs, Dividends, Pensions), Draft Rule 76 introduces a critical compliance trigger that you need to know.In this episode of the Offshore Advantage, Sagar Soman breaks down the One Lakh threshold, the move to the new Form 44, and why a mandatory CA verification might be in your near future.Chapters00:00 Intro00:40 Before We Begin01:24 DTAA vs FTC02:30 The New Architecture03:32 Form 4404:04 The CA Verification Trigger04:52 FTC Mechanics05:30 Disputed Foreign Tax06:29 FTC Roadmap06:57 FTC Timelines07:46 Currency Conversion08:21 Documents Required Under Draft Rule 7609:11 The Three Buckets Framework09:45 FTC File Checklist10:48 TakeawayAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Most NRIs jump into the Indian market without a strategy, only to realize later that currency depreciation and high expense ratios have eaten their gains. We’re changing that today. Whether you are a beginner or looking to optimize your existing portfolio.In this episode of The Home Advantage, Aswin breaks down the complete NRI Mutual Fund blueprint for 2026—from picking the right funds to the "surprise" solution in GIFT City.Chapters0:00 Intro0:42 Mutual Fund Categories1:25 Investment Goals2:05 Risk Capacity & Tolerance4:27 Age vs Asset Allocation5:16 How to Choose the Right Funds8:50 Two Ways to Invest in Mutual Funds10:05 Importance of Emergency Funds10:50 TakeawaysAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA

Are you returning to India for a project, to care for parents, or just to test the waters? If you’re keeping your NRE accounts active for tax-free interest, you might be unknowingly breaking FEMA laws.In this episode of The Offshore Advantage, Sagar Soman breaks down the critical difference between being a Non-Resident for Income Tax vs. FEMA. Many NRIs assume they have a 182-day grace period, but under FEMA, your status changes the moment you land with the intent to stay.Watch to know why "nobody is watching" is a dangerous gamble and get a step-by-step roadmap to transitioning your finances legally while maximising tax windows like RNOR.Chapters00:00 Intro00:49 The Why Behind the Delay01:58 FEMA vs Income Tax03:15 What Banks Actually Do04:01 The Right Order of Operations04:53 The Smart Bridge06:02 Don't Forget Your Investments06:35 Use Your India Time Wisely07:49 The Common Confusions09:35 The Loophole11:05 The Big Misconception11:50 DTAA: How to Handle It12:28 The TakeawayAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Think pensions are only for people living in India? Think again. Most of us have heard the "pension lecture" from elders back home. But while the advice is old, the tools have changed. Today, we dive deep into the National Pension System (NPS) and the Atal Pension Yojana (APY) to see which one actually makes sense for your portfolio.In this episode of the Home Advantage, Aswin breaks down NPS and APY. What they are, whether NRIs can actually invest, and whether they're worth it for your retirement strategy.Chapters00:00 - Intro01:05 - The National Pension Scheme04:02 - Atal Pension Yojana04:25 - Can NRIs Invest in NPS or APY?06:25 - Closing StatementAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelongJoin our WhatsApp community: https://community.getbelong.com/

Most NRIs investing in India default to large caps. But the data tells a different story.In this video, we break down why Indian mid-caps have consistently outperformed large caps and small caps across multiple market cycles, in average returns, median returns, and probability of double-digit outcomes.Here's what we cover:Why mid-cap PAT-to-GDP grew nearly 3x faster than Nifty 100 companiesHow mid-cap earnings growth has outpaced large caps over full market cyclesWhy cleaner balance sheets and improving ROE make mid-caps a compelling long-term betHow NRIs can access Indian mid-caps tax-free through the GIFT City structureThe fund featured in this video:Sundaram India Midcap GIFT Fund: A feeder fund built specifically for NRIs and global investors. Minimum investment $5,000 USD. Fully repatriable. No rupee conversion. No local tax filing.Click here to know more: https://getbelong.com/tools/gift-city-mutual-funds/sundaram-india-mid-cap-fund-gift/Chapters00:00 - Intro01:16 - The Mid-Cap Potential03:30 - Mid-Caps: The NRI Growth Engine04:22 - The Sundaram Mid-Cap GIFT Fund05:26 - The GIFT City AdvantageAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelongJoin our WhatsApp community: https://community.getbelong.com/

What if you could study at Oxford, Cornell, or Harvard without leaving your career behind?That's exactly what XED has been quietly building for over a decade. And now, they're going public.In this exclusive interview with John Kallelil, (CEO & Founder, XED), we talk about:How XED partners with the world's top universitiesWhy they charge $28,000 per seat (and still have a waitlist)The B2B & B2C model fueling their growthPost-IPO plans: AI, acquisitions & global expansionWhy NOW is the right time to go publicIf you're an investor, executive, or simply curious about the future of premium education — this one's for you.Chapters00:00 - Intro00:34 - Early Life and the Birth of XED03:40 - What is XED?06:57 - Is XED an ED-Tech?09:18 - How Does XED Approach Executive Education?14:49 - What Does it Take to Partner with the World's Top Universities?18:02 - Real-World Learning vs Classroom Learning23:52 - Is XED a B2B or B2C?31:59 - Long-Term Plans for B2B & B2C33:53 - How XED is Positioning itself Against the Competitors?38:13 - How Scalable is XED?42:25 - Long-Term Plans for XED46:34 - What Makes XED Sustainable in the Long-Term?49:49 - What are the Post-IPO Plans for XED?53:13 - Rapid Fire QuestionsAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Most NRIs assume their NRE interest stays tax-free until the deposit matures. And honestly? That assumption makes sense. Nobody told you otherwise.But here's the truth — the moment your intent shifts from visiting India to staying in India, your tax-free status starts a countdown. And that countdown doesn't wait for your FD to mature.That assumption can cost you. A lot.In today’s episode of The Offshore Advantage, CA Sagar Soman, breaks down exactly what happens to your NRE and FCNR deposits the moment you return to India.Chapters00:00 Intro01:08 The Two Clock Analogy01:45 NRE vs. NRO vs. FCNR: Key Differences02:02 Understanding FEMA Regulations02:33 Two Clocks, Two Residency Tests03:03 Bank Procedures on Return04:44 Debunking the Biggest NRE Myth05:41 What Happens to NRE FDs?07:07 The Truth About NRE FD Tax08:07 FCNR(B): The Clean Exit Strategy09:00 Tax Implications for FCNR10:10 Managing RFC at FCNR Maturity10:49 3 Essential Tasks Upon Returning11:38 Critical TDS Warning12:06 Summary & Final ThoughtsAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Is your NRE account actually saving you tax on mutual funds, stocks, or property? The answer might surprise you.Many NRIs believe the idea that routing any investment through an NRE account makes the gains tax-free. In this episode of The Offshore Advantage, Sagar Soman (CA & Cross-Border Wealth Strategist) breaks down why this mistake happens and what the Income-tax Act actually says.In this video, we cover:The NRE vs. NRO Reality Check: Why two NRIs with the same profit pay the same tax regardless of the account used.Section 10(4)(ii) & 10(15)(iv)(fa): Understanding the only specific exemptions for NRE and FCNR(B) interest.Asset Class Breakdown: How taxation works for NRI investments in Mutual Funds, Equity, and Real Estate.Withholding vs. Final Tax: Why your bank statement might be lying to you about your actual tax liability.Repatriation Rules: Why the "funding trail" matters more for FEMA than for the Income Tax department.Don't let marketing myths dictate your financial strategy. Learn how to distinguish between Taxability (Income-driven) and Withholding (Documentation-driven).Chapters(00:00) Intro(01:07) The Basics(01:43) The NRE Myth(03:18) The FCNR Exemption(04:06) Does the Bank Account Change the Tax?(05:34) Mutual Funds Taxation & Repatriation(06:21) Equity Share Taxation(06:48) Real Estate(07:38) The NRO Myth(08:34) Where NRO, NRE & FCNR Differ(09:58) The Simple Answer(10:33) Repatriation(11:45) ConclusionAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Choosing between an NRE and NRO account shouldn't feel like a math exam. If you’re living abroad but still have financial ties to India, making the wrong choice can lead to unnecessary taxes or even legal headaches with the RBI or FEMA.In this video, Sagar Soman explains the critical differences every NRI needs to know to keep their finances tax-efficient and FEMA-compliant.Chapters:(00:00) Introduction(00:56) NRE + NRO Dilemma(02:02) Basic Principles(03:34) NRO Account Explained(06:46) NRE Account Explained(08:26) The "Resident Account" Trap(09:18) FCNR Explained(09:59) How to Choose the Right AccountAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

Are you still using a regular Savings Account in India? If so, you might be breaking the law without even knowing it!Most NRI financial mistakes don't happen because of bad intent, they happen because of "familiarity." We move abroad, but we keep the same bank accounts, the same FD habits, and the same investment styles that worked when we lived in India.In this episode of The Home Advantage, Aswin breaks down the 8 most common financial traps NRIs fall into, from FEMA non-compliance and massive tax leakages to the "hidden" currency depreciation that eats your returns.Chapters(00:00) Intro(00:54) Mistake #1: NOT Updating Your NRI Status(01:50) Mistake #2: Overlooking Currecy Exchange Risks(02:48) Mistake #3: Over-Reliance on Fixed Deposits(03:32) Mistake #4: Ignoring the Tax Impact(04:49) Mistake #5: Non-filing of Income Tax Returns in India(05:36) Mistake #6: Not Adding Nominees(06:33) Mistake #7: Buying Property Early(07:04) Mistake #8: Buying Insurance for the Wrong Reasons(07:41) TakeawayAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.com App: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelong LinkedIn: https://www.linkedin.com/company/getbelong X: https://x.com/GetBelong Join our WhatsApp community: https://community.getbelong.com/

The Offshore Advantage is Belong’s webinar series that explains offshore investing for NRIs and the new opportunities emerging from GIFT City. Each episode breaks down complex regulations and products into simple, practical guidance for global Indians.In Episode 1, Ankur Choudhary, Co-Founder and CEO of Belong, introduces inbound mutual funds, how they are structured in GIFT City, and how feeder fund models unlock complete capital gains tax exemption along with no TDS and no Indian ITR filing.He also explains how GIFT City gives NRIs a practical and tax efficient offshore route to invest in India’s growth story, why India remains a strong long-term market for global investors and why diversification across geographies matters for NRIs. Ankur also talks about different MFs available in India, different investment approaches, eligibility, minimum ticket size, fee cap and the key considerations NRIs should keep in mind.If you are an NRI looking for a clean and compliant way to invest in India with tax efficiency, this episode gives you the clarity you need.Featuring:Ankur Choudhary, Co-Founder & CEO, BelongLinkedIn: https://www.linkedin.com/in/ankurc07/X: https://x.com/ankurc07/Chapters:(00:03) Welcome and Introduction to Offshore Advantage(00:15) What is GIFT City?(00:35) Why NRIs Should Invest in India (The Core Reasons)(00:52) India's Growth Story and Diversification(01:52) Inbound Mutual Funds: Two Types and Taxation Basics(03:08) Taxation for Funds Investing Directly in Stocks(03:23) The Tax Exemption for Feeder Funds (Fund of Funds)(04:44) Zero TDS and No Indian ITR Filing(05:41) Retail Mutual Funds & Growth of GIFT City Ecosystem(06:37) Introducing Tata India Dynamic Equity Fund(07:21) Fund Structure and Core-Satellite Investment Strategy(08:38) Minimum Investment and Eligibility Criteria(09:42) Expense Ratio and Exit Loads(11:08) Summary of Tax Benefits(11:29) How to Invest via the Belong App (Digital KYC Process)(13:08) Investment Risks (Expense Ratio & Currency Depreciation)(14:58) Current Limitations and Developing Ecosystem(15:53) Final Recap of GIFT City Investment Benefits(17:54) Closing Remarks and Contact InformationAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://community.getbelong.com/

Investing in India as an NRI can feel complicated. Bank accounts, taxation, PFIC rules, and even the country you live in can change your strategy. In this episode of Mint ExtraClass with Belong, experts break it all down and share clear, practical insights.Here’s what you’ll learn:Investment strategies for NRIs returning to India vs. those staying abroadWhy RNOR (Resident but Not Ordinarily Resident) status matters for tax planningNRO vs. NRE bank accounts and when to use eachThe impact of PFIC rules for US-based NRIs and how to invest around themCapital gains taxation for NRIs and the role of DTAA agreementsHow GIFT City offers a tax-efficient, USD-denominated route for NRI investmentsComparison of NRI investment options: mutual funds, US-based ETFs, and GIFT City AIFsThese insights will help you avoid unnecessary taxes, manage compliance, and invest smarter across borders.Chapters:(00:03) Introducing Belong: Investment app for NRIs(01:52) Understanding why NRIs should invest in India (diversification)(03:54) Exploring investments via NRE or NRO accounts(07:47) Learning how to invest in mutual funds(09:07) Understanding PFIC rules for US-based NRIs(12:41) Setting up NRI Demat accounts: PIS or Non-PIS(16:40) Calculating capital gains tax on Indian investments (after 23 July 2024)(18:55) Reducing tax liabilities with DTAA(23:20) Considering offshore investment options for NRIs: GIFT City(24:40) Examining GIFT City benefits for NRIs(26:20) Reviewing GIFT City India feeder funds (AIFs)(28:25) Comparing India-based MFs, US-based India ETFs, and GIFT City-based AIFsFeaturing:Ankur Choudhary, Co-Founder & CEO, BelongNeil Borate, Deputy Editor, MintAmrendra Bhushan Shukla, Growth Manager – User, Mint (Host)Powered by Mint, India’s leading business and finance news platform: https://www.livemint.com/About BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOASubscribe for more helpful videos on NRI investing, taxation, and financial planning.

A historic launch day for global Indians. Tata Asset Management, with Belong as its digital launch partner, has introduced the Tata India Dynamic Equity Fund at GIFT City (GIFT IFSC, Gujarat). This is the first inbound retail mutual fund for NRIs and overseas investors, giving you direct access to Indian equities starting at just USD 500.What makes it a true game changer is the tax exemption. Income from this fund is completely tax free in India. NRIs will only be taxed according to the laws of their home country, making this one of the most efficient and transparent ways to invest in India’s markets.The fund uses a dynamic equity strategy. It combines broad-based index funds with tactical bets in sectors like technology, energy, and healthcare to balance stability with growth. With full repatriability, zero exit load, and seamless onboarding via Belong, it offers NRIs a simple USD-denominated route into India’s growth story.In this exclusive video you will hear from:👤 Ankur – Co-Founder, Belong LinkedIn: www.linkedin.com/in/ankurc07/ | X: www.x.com/ankurc07👤 Neil Borate – Editor-in-Chief, Thefineprynt | Former Editor, Personal Finance at Mint LinkedIn: www.linkedin.com/in/neil-borate-1a435a57/ | X: www.x.com/ActusDei | Website: www.thefynprint.comTogether they unpack:- Why the Tata India Dynamic Equity Fund at GIFT IFSC is historic for NRIs- How GIFT City is becoming India’s Wall Street and a global financial hub- What $500 entry and tax-free returns mean for your portfolio- Why this launch signals India’s multi decade growth opportunityIf you are an NRI, OCI, or global investor looking for the simplest and most tax efficient way to invest in Indian equities, this conversation gives you everything you need to know.Chapters:(00:00) Opener | Belong x Tata AMC Fund Launch(00:32) Why This Mutual Fund is a Game Changer for NRIs(02:30) NRIs Investing Scenario in India Today (05:55) What is GIFT City and Why it Matters for NRI Mutual Funds(14:15) Tata India Dynamic Equity Fund Explained | First Retail Inbound MF(19:13) India’s Growth Story Through GIFT City | The Next 5 YearsAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOASubscribe for more videos on NRI investing, tax filing, and financial planning.

A historic moment for global investors and a landmark episode of GIFTed Insights. Tata Asset Management, with Belong as its digital launch partner, has introduced the Tata India Dynamic Equity Fund at GIFT City (GIFT IFSC, Gujarat), the first USD-denominated retail mutual fund built specifically for NRIs and overseas investors. It gives you direct access to Indian equities starting at just USD 500.What makes this launch truly significant is the tax advantage. Income from the fund is completely tax-free in India, and NRIs will only be taxed according to the laws of their home country. That makes it one of the most efficient and transparent ways to participate in India’s markets.The fund follows a dynamic equity strategy, combining broad-based index exposure with tactical investments in sectors such as technology, energy, and healthcare to balance stability with growth. With full repatriability, zero exit load, and seamless onboarding via Belong, it offers NRIs a straightforward USD-denominated entry into India’s growth story.In this episode of GIFTed Insights, you will hear from:Ankur Choudhary – Co-Founder & CEO, BelongLinkedIn: www.linkedin.com/in/ankurc07/ | X: www.x.com/ankurc07Abhinav Sharma – Head – International Business, Tata AMCLinkedIn: www.linkedin.com/in/abhinavsharmaam Together they unpack:Why the Tata India Dynamic Equity Fund at GIFT IFSC is historic for NRIsHow GIFT City is evolving into India’s Wall Street and a global financial hubWhat a $500 entry point and tax-free returns mean for your portfolioWhy this launch signals a multi-decade growth opportunity for IndiaChapters:(00:00) Introduction to Belong and GIFTed Insights(01:09) Introducing Abhinav Sharma, Head of International Business for Tata AMC(02:59) India’s Growth Story is Now Open(05:06) India’s Economy and Stock Market Scenario(08:03) India’s Progress Across Key Global Matrices(10:00) About Tata AMC(12:00) Why GIFT City and What is the IFSCA(14:44) How Investments in GIFT City Work(18:05) The Tata India Dynamic Equity Fund(21:24) How the Fund’s Allocation Works(25:25) Details About the Fund and Its Regulator(29:54) Who Can Invest in This Fund and How(30:45) ConclusionAbout GIFTed Insights:GIFTed Insights is Belong’s flagship series on YouTube that breaks down the most important trends, launches, and opportunities in GIFT City that are shaping the future of NRI investments. From new regulations and investment products to cross-border strategies, every episode helps you make smarter financial decisions.About BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOASubscribe to Belong for more conversations on NRI investing, USD mutual funds, and cross-border financial planning.

For most NRIs, investing in India can feel like a maze. NRE vs NRO accounts, taxation, TDS, and endless compliance often make it confusing. In this episode of Mint ExtraClass with Belong, Ankur Choudhary (Co-Founder & CEO, Belong) and Jash Kriplani (Senior Assistant Editor, Mint) explain how GIFT City is making NRI investing easier, smarter, and tax-efficient.Here’s what you’ll learn:Why NRI participation in India’s markets is fallingThe challenges NRIs face in banking, investing, and taxationHow GIFT City simplifies USD-denominated investingTax-free advantages of GIFT City FDs and feeder fundsKey differences between India MFs, US ETFs, and GIFT City AIFsHow Belong brings GIFT City products to NRIs worldwideChapters(00:00) Belong - Investment app for NRIs(01:00) India is growing but NRI participation falling behind(02:22) The challenges NRIs face(07:42) Banking - NRE vs NRO(17:52) NRI demat accounts: PIS or Non-PIS(22:09) Capital gains taxable in both countries(27:52) Solution: GIFT City?(28:47) What is GIFT City?(32:13) GIFT City benefits for NRIs(34:50) Rapid growth in GIFT City(36:57) Products in GIFT City(37:34) GIFT City Bank Accounts(41:26) GIFT City FDs(42:49) GIFT City FDs vs Other NRI FDs(45:07) GIFT City India Feeder Funds (AIFs)(49:23) Coming Soon: Retail Mutual Funds for NRIs in GIFT City(52:00) India based AIF/MF vs GIFT City based AIF/MF(54:29) ConclusionFeaturing:Ankur Choudhary, Co-Founder & CEO, BelongJash Kriplani, Senior Assistant Editor, MintAmrendra Bhushan Shukla, Growth Manager - User, Mint (Host)Powered by Mint, India’s leading business and finance news platform: https://www.livemint.com/About BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA

The Home Advantage is a Belong original series where founders and industry experts explore the future of NRI finance, GIFT City investing, and the fintech innovations helping global Indians grow their wealth with trust and simplicity.In Episode 3, Ayush Singh, Co-founder and CTO of Belong, breaks down what it takes to build the first investment platform out of GIFT City for global Indians. Ayush shares his journey from early engineering to Oracle to Goalwise to Niyo and explains how scale, compliance and product design shaped Belong from day one.He talks about why engineering is the easiest part of fintech and why the real complexity lies in regulation, partner readiness, licensing and building modular systems that can handle new USD products, mutual funds, IPOs and Video KYC the moment they go live.Ayush also discusses Belong’s philosophy on design simplicity, data privacy, infrastructure scale, human support and why dark patterns destroy trust. He explains how the team ships fast without breaking compliance, how Belong prepared for Video KYC before the circular even arrived and why modular architecture lets Belong plug in new GIFT City products at speed.This conversation covers:How Belong engineered the first NRI retail product in GIFT CityWhy modular architecture matters for new USD FDs, MFs and IPOsHow fintech regulations shape product decisionsWhy engineering is easy and compliance is hardHow Belong handles scale, cloud and infrastructureWhy dark patterns break trust in fintechHow data privacy works when customers come from multiple jurisdictionsWhy Belong uses AI as an enabler rather than a decision makerWhat early failures taught the product and engineering teamsHow Belong thinks about onboarding flows, KYC, user effort and simplicityChapters:(00:00) Introduction: Decoding NRI Finances(00:48) Aayush Singh's Journey to Tech and Engineering(04:35) Early Career: Indus Valley to Oracle Scale(09:57) Founding Goalwise and **Niyo** Acquisition(13:35) MNC vs. Fintech Startup Culture(17:39) Identifying the NRI Market for Belong(22:40) Engineering Leadership and Hiring Philosophy(27:38) Building Belong: Modular Design and Challenges(31:32) Achieving $1M AUM and Product Smoothness(34:44) App Design, UX, and Handling Customer Scale(40:19) Navigating GIFT City Regulations and Video KYC(47:47) Startup Reality: Product Launches and First Failure(52:52) Data Privacy, DPDP, and Avoiding Dark Patterns(1:00:27) AI Integration in Development vs. Customer SupportFeaturing:Ayush Singh, Chief Technology Officer, Belong. LinkedIn: https://www.linkedin.com/in/ayush-singh-812b3421/ Aswin, @AswinOnFinance, LinkedIn: https://www.linkedin.com/in/aswinpsAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/vqhplj7tInstagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA#TheHomeAdvantage #Belong #NRIFinance #USDInvesting #GIFTCity #GlobalIndians #AyushSingh #AswinOnFinance

The Home Advantage is a Belong series that explores what NRIs really go through when they try to invest in India. In Episode 2, Savitri Bobde, COO and Co Founder of Belong, shares her journey from Pratham to Goalwise to Niyo and explains why she helped build a platform designed specifically for NRIs who face complicated KYC rules, confusing bank processes and a lack of clear support.Savitri talks about how most NRIs still rely on banks even when the products are not suitable for them, why trust matters so much in NRI finance and why a human first approach to customer support makes a difference. She explains how Belong avoids bots, how she personally replies to onboarding emails and how WhatsApp support and community discussions help NRIs get honest answers about investing, taxes and Gift City rules.This conversation covers:What NRIs struggle with during onboarding and KYCHow Belong’s founders handle support and why that builds trustWhy many NRIs receive poor advice from banksHow the upcoming video KYC is going to change the game for NRI investmentsHow Belong reduced drop offs with fast verification and simple stepsWhy NRIs are choosing USD mutual funds and USD FDs via GIFT CityCommon misconceptions NRIs have about taxes and NRE accountsHow GIFT City solved major hurdles for global IndiansChapters:(00:00) Teaser(01:23) Introduction(02:16) How was Belong founded?(05:57) The financial landscape for companies like Belong(07:46) A day in Savitri's life as Belong's C(08:55) Belong and why we believe in a human-centric approach to customer service(10:38) How can NRIs invest via Belong?(13:27) Belong's customer service channels(15:26) Belong's anti-bots approach to customer communication(18:34) The most common NRI queries we see at Belong(20:44) How long does it take an NRI to invest via Belong(23:11) Customer service and navigating time zones(24:05) How financially educated are NRIs?(26:46) The NRI response to GIFT City(28:22) Benefits of NRI investments via GIFT City(30:04) Do RIs prefer FDs or MFs?(32:31) How are funds transferred in Belong?(33:41) AI and fintech(34:50) Financial education resources at Belong(37:04) Belong's mission(39:54) Belong's presence worldwide(41:21) NRI presence state-wide in India and their interest in Belong(42:27) Running a second startup(44:06) ConclusionFeaturing:Savitri Bobde, Chief Operating Officer, BelongLinkedIn: https://www.linkedin.com/in/savitribobde/Aswin, @AswinOnFinanceLinkedIn: https://www.linkedin.com/in/aswinps/ About BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/vqhplj7tInstagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA#TheHomeAdvantage #Belong #NRIFinance #USDInvesting #INRDepreciation #GIFTCity #GlobalIndians #AswinOnFinance #SavitriBobde

The Home Advantage is a Belong original series where founders and industry experts explore the future of NRI finance, GIFT City investing, and the fintech innovations helping global Indians grow their wealth with trust and simplicity.In this first episode, Ankur Choudhary, Co-Founder & CEO of Belong, joins @AswinOnFinance for a deep dive into the real, systemic hassles NRIs face when trying to invest in India, and how those challenges pushed him to build Belong.Ankur shares how years of watching NRIs struggle with KYC hurdles, TDS issues, repatriation blocks, and INR depreciation led him to realise one thing: NRIs want to invest in India’s growth story, but the system wasn’t designed for them.That gap is what sparked Belong.They discuss:• Why NRI investing in India is so difficult today• The four structural problems NRIs hit - KYC, TDS, repatriation, and INR depreciation• How GIFT City changes the landscape with USD investments and offshore status• Why NRIs need better infrastructure, not just more products• How Belong solves NRI friction with digital KYC, USD FDs, and GIFT City Mutual Funds• How global Indians can finally grow with India without NRO/NRE/PIS complicationsFeaturing:- Ankur Choudhary, Co-Founder and CEO, BelongLinkedIn: https://www.linkedin.com/in/ankurc07/- Aswin PS, Finance Creator and Business Educator LinkedIn: https://www.linkedin.com/in/aswinps/Chapters:(00:00) Opener(01:01) Introduction(02:01) How Belong Started: Solving NRI Banking & Investment Pain(07:04) NRI Hassles Explained: Banking, Investing, Taxation Challenges(12:23) GIFT City Deep Dive: Why It Fixes NRI Investing Issues(23:15) Belong’s GIFT City USD FD: Returns, Process, Benefits(27:15) FCNR vs GIFT City FDs: Which Is Better for NRIs?(33:18) What Is IFSCA? Regulator for GIFT City Explained(35:57) NRE vs NRO Accounts: Key Differences for NRIs(41:08) When to Convert Savings to NRO: Simple Rule for NRIs(45:50) NRI Banking + Investment Checklist (Must-Watch(52:50) CloserAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA#TheHomeAdvantage #Belong #NRIFinance #AswinOnFinance #AnkurChoudhary #GIFTcity #NRIInvestment #Fintech #GlobalIndians

The Home Advantage is a Belong original series where founders and industry experts explore the future of NRI finance, GIFT City investing, and the fintech innovations helping global Indians grow their wealth with trust and simplicity.In this first episode, Ankur Choudhary, Co-Founder & CEO of Belong, joins @AswinOnFinance for a deep dive into the real, systemic hassles NRIs face when trying to invest in India, and how those challenges pushed him to build Belong.Ankur shares how years of watching NRIs struggle with KYC hurdles, TDS issues, repatriation blocks, and INR depreciation led him to realise one thing: NRIs want to invest in India’s growth story, but the system wasn’t designed for them.That gap is what sparked Belong.They discuss:NRI investing in India is so difficult todayThe four structural problems NRIs hit - KYC, TDS, repatriation, and INR depreciationGIFT City changes the landscape with USD investments and offshore statusWhy NRIs need better infrastructure, not just more productsHow Belong solves NRI friction with digital KYC, USD FDs, and GIFT City Mutual FundsHow global Indians can finally grow with India without NRO/NRE/PIS complicationsFeaturing:- Ankur Choudhary, Co Founder and CEO, BelongLinkedIn: https://www.linkedin.com/in/ankurc07/- Aswin PS, Finance Creator and Business Educator LinkedIn: https://www.linkedin.com/in/aswinps/Chapters:(00:00) – Opener(01:01) Introduction(02:01) How Belong Started: Solving NRI Banking & Investment Pain(07:04) NRI Hassles Explained: Banking, Investing, Taxation Challenges(12:23) GIFT City Deep Dive: Why It Fixes NRI Investing Issues(23:15) Belong’s GIFT City USD FD: Returns, Process, Benefits(27:15) FCNR vs GIFT City FDs: Which Is Better for NRIs?(33:18) What Is IFSCA? Regulator for GIFT City Explained(35:57) NRE vs NRO Accounts: Key Differences for NRIs(41:08) When to Convert Savings to NRO: Simple Rule for NRIs(45:50) NRI Banking + Investment Checklist (Must-Watch)(52:50) CloserAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/YT Instagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA#TheHomeAdvantage #Belong #NRIFinance #AswinOnFinance #AnkurChoudhary #GIFTcity #NRIInvestment #Fintech #GlobalIndians

How do you scale an investment powerhouse from ₹4,000 Cr to ₹1.6 Lakh Cr? In this exclusive conversation, Varun Sanan (Senior VP & Zonal Head, Edelweiss) reveals the blueprint for hyper-growth and why Indians abroad are looking at global markets all wrong.Global investing isn't just about diversification, it’s about strategy. Varun Sanan joins us to break down his journey at Edelweiss, the evolution of the Indian investor, and a masterclass on how NRIs and global Indians should navigate the 2026 market landscape. Whether you are "chasing returns" or looking for long-term equity growth, this insider look is your playbook.About Varun SananVarun Sanan is the Senior VP and Zonal Head at Edelweiss. With decades of experience in the financial sector, he has been a pivotal part of one of India’s biggest institutional success stories.Chapters:(00:00) Introduction(01:02) Mr. Varun Sanan & Mr. Pallav Nayak(01:46) Overview(02:46) A look back at Global Market(04:05) How Different is an Indian Investor, HNI, and Institutional Investor(06:04) How do Investors Approach Risk and Opportunities(11:34) How Varun Sanan Approaches Investing(14:36) What is Price to Earnings Ratio?(16:11) The India Growth Story(22:11) India’s Next Big Bet(24:35) The Long-Term Effect of Geopolitical Issues on India(28:25) Insights into The Global Market(32:47) Why Indian Investors Should Look at Global Investments(37:53) Why Edelweiss Introduced Global Investment Products(40:23) How Global Investment is Becoming More Accessible(42:38) How GIFT City Funds are Different from Indian Offshore Funds(45:14) Why is China a Good Market for Investments?(54:36) Why NRIs are More Emotional towards Investments into India(56:11) The India Multi Manager Advantage(01:03:48) The Risk in Global Investments(01:05:10) Varun's Ideal Equity AllocationAbout BelongBelong is a fintech platform built for NRIs who want to invest in India with clarity and confidence. From USD Fixed Deposits to GIFT City Mutual Funds, Belong connects global income with Indian opportunities without the NRO, NRE or PIS maze.Explore Belong:Website: https://getbelong.comApp: https://app.getbelong.com/LywZ/vqhplj7tInstagram: https://www.instagram.com/getbelongLinkedIn: https://www.linkedin.com/company/getbelongX: https://x.com/GetBelongJoin our WhatsApp community: https://chat.whatsapp.com/DNUCY6cgCfKIYaNivvbEOA

Welcome to  Episode 9 of Everywhere We Belong. We particularly enjoyed this one, as Parmita's take on life is a very unique one. Her NRI story and insights on creativity, finance in the midst of transition (from Canada to India; Schneider Electric to being self-employed) and thoughts on general direction in life are sure to be of value to all listeners. Enjoy. (00:00) Introduction to Parmita Chakrabarti(01:42) Cultural Reflections on Abu Dhabi(03:51) Transitioning to India: A Cultural Shift(06:22) Experiencing Boarding School in India(07:08) University Life in Canada(09:20) Career Beginnings at Schneider Electric(10:03) Navigating the Corporate World(12:08) Financial Independence and Budgeting(21:51) Budgeting and Saving(24:40) Influences of Family on Financial Habits(28:14) The Impact of Growing Up in a Musical Household(29:56) Financial Decisions: Accounts and Investments(32:32) Real Estate: Her Journey of Property Ownership(34:13) Leaving Corporate Life(39:28) Artistry and Expression; Creative Path(40:19) The Art of Keeping Ideas Close(41:14) Finding Your True Path(42:02) Embracing Change and Evolution(42:53) Understanding Indian Culture in the West(52:57) Navigating Competition and Personal Space(53:00) The Dichotomy of Urban and Rural Interactions(56:00) Cultural Perceptions of Safety and Freedom(59:33) The Search for Belonging in a Globalised World(01:03:53) Embracing Identity and Acceptance(01:06:13) The Power of Choice in Reactions(01:07:42) The Constant of Creativity(01:10:39) Navigating the Relationship with Art(01:14:18) The Healing Journey of Creation(01:18:25) Intuition vs. Logic in Life Decisions(01:19:48) Reflections on Life Choices and Regrets

This is our third episode with a guest! Maria is an exceptionally well-travelled NRI who has studied and worked at some of our world's most prestigious institutions and organisations and is currently transitioning into a phase in which she is the teacher, the leader. We couldn't have caught her at a more exciting time and we hope that you feel the same while you watch/listen. Enjoy.(00:00) Maria Joss: A Journey Through Education and Career(01:46) Navigating Finances as an International Student(04:01) Choosing the UAE: A Strategic Move(06:38) Cultural Dynamics: Work and Life in Dubai(08:41) Visa and Residency: The Golden Visa Experience(11:24) Cultural Integration: The Multicultural Fabric of Dubai(19:21) Cultural Perspectives on National Identity(20:34) Rapid Transformation in the Middle East(22:12) Women in the Workforce: Progress and Challenges(23:15) Navigating Life in the UAE: Documentation and Banking(24:01) Evolving Personal Finance Strategies(32:16) Building a Startup: Emotional Health in Dating(39:36) Navigating Loneliness in Dating(40:47) The Shift from Traditional to Digital Dating(42:06) The Leap into Entrepreneurship(44:08) Working with Family: A Unique Dynamic(45:23) Setting Up a Business in the UAE(47:28) Advantages and Disadvantages of Being an NRI(49:04) Future Aspirations and Embracing Uncertainty(50:00) Rapid Fire: Personal Insights and Cultural Reflections

Our seventh episode is the second with a guest, and another true NRI at that between Ishaan Goel (guest) and Micah, our host.Ishaan was born in India but his family moved to Malaysia when he was just 6 years old. Most of his childhood and schooling post that was spent in Singapore before he moved back to Gurgaon, where he stayed for a few years before he left for his further studies in Canada, at the University of Toronto.This conversation broaches several deeply-experienced topics including the cultural differences between the countries Ishaan has lived in (in terms of general behaviour, dating and relationships), how people perceive Indians abroad, and how he has learnt to be resilient over the years to ever-changing seasons. We might be biased, but this was a frankly brilliant episode. Enjoy.(00:00) Introduction to Ishaan Goel and His Journey(01:12) Experiencing Change in India(03:21) The Dichotomy of India(05:43) The Identity Crisis of NRIs(07:45) Civic Sense and Responsibility in India(10:01) Schooling Experience in Singapore(12:45) Cultural Acceptance in Singapore(15:03) Education Systems: India vs. Canada vs. Singapore(21:03) Work Culture Differences(22:15) Corporate Culture and Employee Well-being(24:57) Budgeting and Financial Literacy(27:48) Challenges of Immigration and Education(33:01) Cultural Integration and Stereotypes(37:45) Dating Scene in Canada(38:12) The Dating Scene: Cultural Dynamics and Challenges(39:53) Stereotypes and Perceptions: The Indian Male Experience(41:48) Navigating Loneliness: Mental Resilience Abroad(44:21) Experiencing Racism: Reflections on Identity(47:15) Cultural Stereotypes in Media: The Impact of Representation(48:49) Building Mental Resilience: Techniques and Strategies(55:28) The Importance of Community Engagement and Connection(57:34) Exploring India's Hidden Gems(58:33) The Startup Landscape in India(01:00:12) Cultural Uniqueness and Challenges(01:00:57) Future Aspirations and Social Impact(01:03:05) Rapid Fire Insights

Our sixth episode is the first one that facilitates a conversation between a true global Indian and an NRI at heart, Ved Shankar, and our host, MicahVed was born in Ranchi, but largely grew up in Dubai. He studied there in Dubai Modern High and BITS Pilani, Dubai, before spending a chapter of his life in Europe, studying in France and subsequently working in Germany. This conversation covers the aspects of what it was like growing up in Dubai, why he chose to travel in the first place, how his family felt about it, his resultant perspective of India and Indians, and the cultural differences between all the countries he's spent a good amount of time, amongst several other topics very relevant to any NRI.Chapters:(00:00) Introduction to Ved Shankar(01:11) When and why Ved went abroad(06:16) What Ved studied at HEC, Paris(07:18) The differences observed while studying between France and Dubai(09:11) Micah's observations on differences in prioritisation while studying in the east and west(13:19) How Ved got his first job in France(15:06) Ved's move to Germany (to work with Bayer)(16:10) Whiffs of stoicism (Marcus Aurelius and Ryan Holiday)(17:18) Other job opportunities and processing healthily (19:45) Work culture differences between France and Germany (22:42) The similarities in culture between India and France(23:31) Balancing long-term and short-term thinking when planning the future (post degree)(25:11) Driving discipline in Dubai vs. Gurgaon(26:08) Reverse culture shock as a concept(26:47) Whether or not Ved felt discrimination while in Europe(27:49) Job hunting in Europe as an NRI(29:26) Similarities in the Middle Eastern job market(29:46) How Ved managed language barriers while in Europe(31:33) Mouth shapes required to speak French (31:02) French is two languages (33:40) Do NRIs have a false perspective of India? (35:04) How do people make friends in France, Germany and India?(38:00) Ved's budget distribution in Germany (38:40) Mental currency conversion (and whether that's a good idea)(41:16) Primary modes of spending in Europe (41:58) Whether or not Ved had to spend money in India (42:46) Saving/investing in Europe (43:40) The worst financial mistakes Ved made while travelling(46:16) Why Ved decided to come back to India(46:55) Where Ved plans to be in the future(47:54) What he would change about India if he had a magical wand(48:37) The most European thing about Ved (post living there)(48:59) Whe strangest thing Ved ate abroad (49:34) What's changed about India between the last time Ved was here and, now(50:34) Changes to India that would convince Ved to move back for good (52:06) Conclusion

Our fifth episode covers the burgeoning wave of digital currencies (that aim to rival the emergence of cryptocurrency on the side of governments), the new Dirham logo, Air India's efforts to undercut their rivals prices and the lowering yearly departure rate of the wealthy in India. Micah also discusses an experience he had in Kenya that was comparable to a recent debacle concerning a very loud Indian family on a very quiet Finnish train.Also, this week's community highlights section involves real audio notes and conversation! (00:00) Introduction(00:06) The Dirham rebrand + digital currencies all over the world(02:05) Air India's diaspora focus(03:51) The slowing millionaire exodus out of India(05:41) Scandinavian train drama (Cultural Highlights)(09:33) Ved's audio note (Community Highlights)(10:43) Savitri's audio note (Community Highlights)(12:39) NRI Tip 

Our third episode's covers the possibility and implications of Starlink (from SpaceX) being introduced to India via partnerships with Airtel and Jio.  The News Bulletin covers our recent ICC victory (and the political conditions that surrounded it), the US' Gold Card Visa program and NYDailyNews' new 'Desi News' section. All of this is followed by our curated and relevant Community Highlights section and NRI Tip, designed to make your life easier. (00:00) Introduction(00:10) ICC Victory(01:22) Internet connectivity while flying commercial(02:06) US visa retrogression & Gold Card Visa (03:16) NYDailyNews 'Desi News' section(04:50) Starlink coming to India? (08:58) Community Highlights(12:28) NRI Tip

The third episode of "Everywhere We Belong" covers the implications of PayTM and the DPIIT's partnership and the centre's proposal to retain an additional percentage of tax revenue, typically allocated to states, in the new bulletin section.Our main discussion covers GIFT City and how it functions, and foreign data embassies in India, followed by our community highlights (taken this week from the NRI subreddit), and finally, our curated weekly tip for NRI life that's super relevant to the preceding discussion on NRE accounts.(00:00) Introduction(00:22) DPIIT and PayTM's partnership (01:35) Central government's proposal to reduce tax revenue allocation to states(03:02) GIFT City, Gujarat (06:07) Data embassies, in India (09:08) Community Highlights (09:27) Indian income reports in the UK, for NRIs?(11:18) NRI Tip (11:28) Belong's USD FD!(12:20) Conclusion

Our second episode introduces the news segment, which covers renewed hope for the IMEC Corridor and the progress therein, Modi's comments at the AI Action Summit and tardiness shenanigans with regard to the Bangalore Aero Show 2025. We also cover in some depth the new Dubai Blue Visa, before introducing our other new segment, Community Highlights (for which we want you to write in to us at [email protected])!(00:00) Introduction(00:14) News Bulletin (00:16) IMEC corridor uncertainty & renewed hope(01:35) Adani Group withdrawal from $442 million Sri Lanka wind power project(02:20) German pilots miss own flights at India Aero Show 2025, Bangalore due to traffic (03:28) Chevron establishes $1 billion engineering and innovation excellence centre (ENGINE) in Bangalore (03:52) PM Modi emphasises importance of unbiased datasets in the training of AI models at AI Action Summit in France(04:16) Our own AI misadventures at the office(05:46) UAE Blue Visa announcement at World Government Summit 2025(07:22) Community Highlights (08:06) Worth it to convert resident Indian bank accounts to NRO accounts after shifting out of India?(10:35) Write in to us with your stories! (11:22) NRI Tip (12:18) Conclusion

Our first episode covers key takeaways (relevant to NRIs and global Indians) from the Union Budget, 2025, that was released on the first of February. (00:00) Introduction to EWB & Micah (host)(00:50) The Union Budget(01:06) ULIP (Unit-linked Insurance Plans)(02:12) Foreign investment & cross-border earnings(02:50) Insurance sector transformation (03:19) Compliance and KYC reforms(04:06) Income tax rebate for resident Indians(04:22) Conclusion/summary