Exchanges with Evan Lucas

This week on Exchanges, I sit down with Aisling Smith for a conversation that is equal parts personal and deeply important. Aisling shares her journey of discovering her own neurodivergence later in life, navigating the experience of raising a son with autism and ADHD, and what both of those things taught her about the way we design our workplaces and our world.We explore the very real strengths that neurodivergent minds bring to the table, what it actually takes to build inclusive environments where those strengths can thrive, and the economic case for embracing neurodiversity in the workplace, because it isn't just the right thing to do, it's smart business.To find out more about Aisling go here:Instagram: https://www.instagram.com/aislingsmithneuroempowerment/LinkedIn: https://www.linkedin.com/in/aisling-smith-neurodiversity/Website: https://aisling-smith.com/Linktree: https://linktr.ee/AislingSmithNeuroEmpowerment?utm_source=linktree_profile_share&ltsid=3759e700-dba1-4d3f-b148-065fe8dd1cd0To follow Evan go here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/------------This episode is brought to you by Moorr the lifestyle by design property app for all investors. Go to moorr.com.au to find our MOORR-----------Chapters00:00 The Journey Begins: A Personal Story of Autism05:31 Understanding Neurodiversity: Insights from Personal Experience10:25 The Power of Defiance: Harnessing ADHD and Autism17:23 Creating Safe Spaces: The Importance of Environment in Workplaces24:55 The Value of Neurodiversity: Innovation Through Diverse Teams32:08 Navigating Support Systems: The Role of NDIS in Neurodivergence38:49 Celebrating Identity: Embracing Neurodiversity and Self-Worth Hosted on Acast. See acast.com/privacy for more information.

This week on Around the Echange: Are government handouts actually making things worse? It's the question nobody wants to answer are we trading short-term cost of living relief for long-term economic pain?From fuel excise cuts to energy rebates that never seem to end, is fiscal stimulus giving the Reserve Bank its worst nightmare: high inflation, low growth and rising unemployment all at once?With central bankers caught between taming inflation and protecting growth, someone needs to say the quiet part out loud real solutions mean creating losers. Until our leaders are willing to admit that, Australia will remain stuck in this bind.------------This episode is brought to you by Moorr the lifestyle by design property app for all investors. Go to moorr.com.au to find our MOORR----------- Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges, we're joined by Dr. Catherine Ball researcher, futurist, and author for a fascinating deep dive into the science, technology, and future of sleep.From the role sleep played in human evolution to the way screens and modern life are quietly eroding our rest, Dr. Ball connects the dots between biology, psychology, and the world we've built around ourselves. We explore how AI and smart devices are changing the way we understand and optimize sleep, what the science of sleep stages tells us about brain health, and the cultural shifts that are reshaping the way society thinks about rest.It's an Exchange that will change the way you think about those eight hours and maybe what you do before you close your eyes tonight.To find out more about Catherine go here:Instagram: https://www.instagram.com/drcatherineball/LinkedIn: https://www.linkedin.com/in/catherinemarieball/Website: https://www.drcatherineball.com/Book: https://www.drcatherineball.com/product-page/the-future-of-sleep-a-futurist-s-insight-into-the-potential-of-our-worldTo follow Evan go here:LinkedIn:  https://www.linkedin.com/in/evan-lucas-44a25316  Instagram:  https://www.instagram.com//evanlucas_  Website: https://evanlucas.com.au/---------------------------------------------------This episode is brought to you by moorr.com.au The lifestyle by design app for all property investors. Visit www.moorr.com.au to find out "moorr"---------------------------------------------------Chapters00:00 The Importance of Sleep in the Tech Era03:36 Tech's Role in Sleep Quality08:13 The Science of Sleep: Beyond Physiology12:11 AI and Human Decision-Making15:27 Automation in Transportation and Safety20:23 Improving Sleep with Technology21:41 The Rise of Wearable Technology and Digital Twins22:36 Fiduciary AI: The Future of Personalized Health23:31 Women’s Health and Sleep: A Neglected Perspective24:54 Understanding Sleep Disorders and Their Implications26:40 Chronotypes and Productivity: Tailoring Work to Sleep Patterns29:32 Historical Perspectives on Sleep Patterns32:00 The Creative Potential of Sleep and Dream Engineering37:27 Vision for the Future: R&D Investment and Technological Advancement Hosted on Acast. See acast.com/privacy for more information.

What does it actually take to get ahead financially in Australia right now? This week, Exchanges sits down with Jessica Brady financial adviser, advocate, and author of Get Growing for an honest conversation about money, inequality, and what's really holding people back.From the reality of wealth inequality in Australia, the systemic barriers shaping financial outcomes, and what meaningful reform could look like. Jess brings practical, grounded habits anyone can start building today to grow their financial confidence and stability.To find out more about Jessica go here:Instagram: https://www.instagram.com/jessbrady_financialadvice/LinkedIn: https://www.linkedin.com/in/jessica-brady-21165812/Website: https://jessicabrady.com.au/Book: https://www.amazon.com.au/Get-Growing-No-Nonsense-Cultivating-Freedom/dp/1394352662To follow Evan go here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/---------------------------------------------------This episode is brought to you by moorr.com.au The lifestyle by design app for all property investors. Visit www.moorr.com.au to find out "moorr"Chapters00:00 Introduction to 'Get Growing' and Personal Journey03:09 Roots and Dirt: Understanding Financial Backgrounds05:59 Wealth Inequality and Systemic Barriers08:55 The Role of Taxation in Wealth Distribution12:06 Mindset: Overcoming Shame and Perfectionism14:51 Dopamine and Spending Habits18:02 Social Media's Impact on Financial Decisions21:09 Automating Finances for Better Cash Flow24:12 Superannuation: Challenges and Opportunities27:01 Financial Planning for Uncertain Times29:55 Vision for Change: A Day in Charge33:09 Conclusion and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

On Exchanges this week, Shahana McKenzie, CEO of Bioenergy Australia, joins Evan to dissect the barriers blocking one of Australia's most underutilised clean energy levers: biofuels. From policy uncertainty to infrastructure shortfalls, she explains what it would actually take to get the sector moving and why government-enforced mandates and the political will to act are the missing piece to unlocking a biofuel-secure futureTo learn more about Shahana and Bioenergy Australia click here:Website: https://www.bioenergyaustralia.org.au/LinkedIn: https://www.linkedin.com/company/bioenergy-australia-ltd-/LinkedIn: https://www.linkedin.com/in/shahana-mckenzie-b0ab3617/To follow Evan go here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/---------------------------------------------------This episode is brought to you by moorr.com.au The lifestyle by design app for all property investors. Visit www.moorr.com.au to find out "moorr"---------------------------------------------------Chapters00:00 The Current State of Biofuels05:06 Barriers to Biofuel Adoption10:28 Government Mandates and Market Dynamics17:28 Future of Biofuels and Sustainable Aviation Fuel23:13 Biogas and Renewable Energy Transition26:50 Long-term Vision for Australia's Fuel System Hosted on Acast. See acast.com/privacy for more information.

This week, Kate Littlejohn, credit expert, joins us to unpack the evolving landscape of credit, taxation, and business growth. We explore the changing dynamics of credit and lending, the challenges within Australia’s current tax system, and why a more holistic approach to tax reform is needed to drive productivity and long-term economic stability.To find out more about Kate:Instagram: https://www.instagram.com/kate_k.financeco/LinkedIn: https://www.linkedin.com/in/katelittlejohn1/Website: https://www.kfinanceco.com.au/Podcast: @workwives.on.topTo find out more about EvanLinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/---------------------------------------------------This episode is brought to you by moorr.com.au The lifestyle by design app for all property investor. Visit www.moorr.com.au to find out "more"---------------------------------------------------Chapters00:00 Understanding the Money Crew06:29 The Future of Credit Access15:30 Impacts of Tax Reform on Property Investment24:35 Navigating Tax Debt Challenges33:39 Vision for Holistic Tax Reform Hosted on Acast. See acast.com/privacy for more information.

The week on Exchanges the one and only style impactor Sally MacKinnon. Personal style is not about fashion it is about power, perception and how the world reads you before you say a word. In this episode Evan sits down with renowned stylist Sally McKinnon, whose two decades of transforming lives through fashion have made her one of Australia's most sought after voices on personal brand and style.Sally unpacks the deeper forces at play from how iconic figures like Steve Jobs and Donald Trump have used style deliberately to project power and authenticity, to why most people are still dressing for a life they no longer live. She challenges the idea that style is superficial, revealing just how profoundly style choices shape confidence, influence and the way others perceive us.To find out more about Sally:Instagram: https://www.instagram.com/styledbysally/LinkedIn: https://www.linkedin.com/in/sallymackinnon/Website: https://www.styledbysally.com.au/Book 'Styled': https://www.penguin.com.au/books/styled-9781761349201?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAZXh0bgNhZW0CMTEAc3J0YwZhcHBfaWQMMjU2MjgxMDQwNTU4AAGnAqPvWs4lBw9yk7pzvTCwKfn9lh1HRoL7ZzafY13O1XYIsBthStHV7GkyXn4_aem_FS43MVmJdyweX00bGvWHmgTo find out more about EvanLinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/---------------------------------------------------This episode is brought to you by moorr.com.au The lifestyle by design app for all property investor. Visit www.moorr.com.au to find out "more"---------------------------------------------------Chapters00:00 The Power of Personal Style03:01 Fashion vs. Style: Understanding the Difference05:57 The Impact of Social Media on Personal Branding08:50 Sustainable Fashion: Making Conscious Choices11:57 Transformations Through Style: Real-Life Examples14:59 The Psychology of Fashion and Consumer Behavior17:48 Building a Personal Brand: Lessons from Experience20:59 Navigating Challenges in the Fashion Industry24:00 Future Opportunities in Personal Styling26:58 The Role of Style in Mental Wellbeing29:47 A Vision for a Better World Hosted on Acast. See acast.com/privacy for more information.

In this episode of Around the Exchanges, We need to confront the harder truth: that there is no perfect lever, no easy answer, and that the real question facing this country is whether fiscal policy can finally pick up the pieces. From Iran's shockwaves on global fuel supply to the reform budget this country hasn't seen since the GST, Evan unpacks the deeper forces driving inflation, household budgets and the cost of living.If you have a question, idea, concept, or issue you want Evan to debate for Around teh Exchange email: [email protected] remember to subscribe wherever you get this podcast.To follow Evan:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/ Hosted on Acast. See acast.com/privacy for more information.

The current groupthink is Australia just needs to build more homes to solve the housing crisis, that is only part of the story. In this episode of Exchanges, Evan is joined by Eliza Owen, one of Australia's biggest thinkers in property. Eliza answers the deeper forces at play from tax settings that favour property investors, to decades of underinvestment in public housing, to the political dynamics that make meaningful reform so difficult.It is sure to be an Exchange that creates a debate this country needs.To Follow Eliza click here:LinkedIn: linkedin.com/in/eliza-owen-2554ab65Instagram: https://www.instagram.com/eliza.owen.au/To Follow Evan click here:LinkedIn: linkedin.com/in/evan-lucas-44a25316Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auChapters:00:34 Current Policy Environment and Risks01:15 Political Will for Housing Reform03:22 Indexation and Fairness in Tax Policy05:10 Long-term Investment and Short-term Speculation06:09 Speculation and Housing Quality07:27 Rent Vesting and Market Behavior08:25 Developer Feasibility and Housing Quality10:07 Public vs Private Investment in Housing12:23 Wealth Distribution and Housing Policy14:40 Household Wealth and Housing Market Dynamics16:03 Negative Gearing Limitations and Market Impact19:06 Stamp Duty and Housing Mobility22:18 Housing Prices and Market Trends 2026-202723:37 Interest Rates and Regional Market Differences25:02 Market Resilience and Price Declines26:48 Wealth and Supply Constraints in Housing27:52 Addressing Rent Pressures and Supply28:50 Public Housing as Infrastructure Investment29:45 Housing Supply and Market Outcomes30:06 Materials, Construction, and Feasibility31:20 Zoning, Density, and Building Costs32:49 Building Quality and Housing Preferences33:49 Regulatory Barriers and Housing Development34:43 Interim Policy Measures for Market Rotation35:38 Demand and Supply Side Policy Strategies36:15 Eliza Owen's Vision for Housing Policy37:43 Closing Remarks and Final Thoughts Hosted on Acast. See acast.com/privacy for more information.

This week, Liz Ritchie, CEO of the Regional Australia Institute, joins Exchanges to make the case for why regional Australia is central to the nation’s future.We explore the urgent need for strategic planning across housing, jobs, and infrastructure as Australia’s population grows, and unpack the pressures building in regional housing and rental markets. Liz explains why connectivity, livability, and productivity are critical to attracting and retaining people outside the major cities.The conversation also tackles the need for regulatory reform, greater local decision-making power, and how regional communities must be at the centre of renewable energy development.To follow Liz click here:LinkedIn: https://www.linkedin.com/in/liz-ritchie-a3b7a012/Website: https://www.regionalaustralia.org.au/To follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/Chapters00:00 The Future of Regional Australia03:15 Housing Challenges in the Regions09:01 Rental Market Dynamics11:22 Infrastructure Needs for Growth14:55 Livability and Connectivity19:35 Retention of Residents in Regional Areas22:53 Regulatory Changes for Productivity26:10 Embracing Renewable Energy in Regions31:47 A Vision for National Policy Hosted on Acast. See acast.com/privacy for more information.

This week, Madeline Miller Gen Z Leadership Architect joins Exchanges to unpack how Gen Z is reshaping the meaning of work and identity. Madeline explains why this generation is increasingly skeptical of traditional career paths and promotions, and how they’re redefining success on their own terms.We explore Gen Z’s desire for work-life balance, their push for authenticity in the workplace, and their willingness to change jobs to find alignment with their values. Madeline also highlights how the failures of previous work models have shaped this generation’s expectations, from their demand for better culture to their insistence on flexibility and meaningful work.Follow Madeline HereLinkedIn: https://www.linkedin.com/in/millermadeline/Website: https://coachingwithmadeline.com/Instagram: https://www.instagram.com/madelinemillercoaching/Follow Evan Here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/ Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges ASIC Commissioner Simone Constant joined us to unpack why Australia’s financial markets are at a crossroads, and why innovation has never been more important.We dive into the challenges facing public markets, the rapid growth of private markets and private credit, and what this shift means for businesses, investors, and the broader economy. Simone highlights the need for stronger market integrity, access, and participation, while also addressing emerging systemic risks and the importance of smart regulatory oversight.At the heart of the conversation is a clear message: building a healthy, inclusive financial ecosystem will require real collaboration across the industry.To follow Simone click here:LinkedIn: https://www.linkedin.com/in/simone-constant-b1a86678/ASIC: https://ministers.treasury.gov.au/ministers/jim-chalmers-2022/media-releases/australian-securities-and-investment-commissionTo follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/website: https://evanlucas.com.au/Chapters00:00 Innovation vs. Stagnation in Australian Markets02:58 Public Market Challenges and Opportunities06:07 The Rise of Private Markets08:55 Concerns in Private Credit11:56 Market Dynamics and Systemic Risks15:10 Access and Participation in Financial Markets17:48 The Future of Private and Public Markets21:01 Regulatory Insights and Industry Practices23:56 Final Thoughts and Vision for the Future Hosted on Acast. See acast.com/privacy for more information.

On This Week’s Episode of Exchanges: Andy Fithall on Coffee, Connection, and Creating Social GoodAndy Fithall, social entrepreneur and founder of The Good Machine, joins Exchanges to explore how purpose and profit can coexist.Andy shares the story of how he launched In Other Good News during the COVID-19 pandemic and grew it into a thriving social enterprise focused on creating positive impact with every cup.We dive into the essence of social entrepreneurialism, the idea of coffee as a currency for connection, and how businesses can balance commercial success with community contribution. Andy also reveals his future vision for The Good Machine and the importance of sustainability and purpose in building meaningful change.A conversation that proves small actions like a cup of coffee can fuel something much bigger.To follow Andy click here:LinkedIn: https://au.linkedin.com/in/andyfithallWebsite: https://thegoodmachine.com.au/Dadstock '25: https://events.humanitix.com/dadstock-25To follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: www.instagram.com/evanlucas_/Website: www.evanlucas.com.auChapters00:00 Understanding Social Entrepreneurialism02:58 The Role of Coffee in Social Impact05:50 Balancing Profit and Purpose09:01 The Birth of 'In Other Good News'12:01 Transforming a Good News Show into a Social Enterprise14:53 The Evolution of The Good Machine17:56 Future Vision for Social Entrepreneurship Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges, Merriden Varrall Special Advisor Geopolitics at KPMG South ASPAC and Head of geopolitical insights outfit Vantage Geopol joins us to explore the rise of populism and its far-reaching implications for markets, trade, and institutional trust.We unpack how populism’s anti-establishment sentiment and ‘us versus them’ mentality are driving a new wave of protectionism, reshaping global politics and economic policy. Merriden shares insights into the growing challenges faced by international institutions, and the critical role businesses must play in rebuilding public trust.The exchange also dives into Australia’s position in global trade, what rising populism means for economic diplomacy, and how politics, policy, and perception are converging to define the next era of global cooperation.Follow Merriden here:LinkedIn: https://www.linkedin.com/in/merriden-varrall-phd-maicd-ab96024/Website: http://www.vantagegeoopl.com/Follow Evan here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Website: www.evanlucas.com.auInstagram: https://www.instagram.com/Chapters00:00 Understanding Populism and Its Impact05:20 The Rise of Protectionism in Global Trade12:02 Challenges for International Institutions17:53 The Role of Business in a Populist Era20:00 Tariffs and Economic Coercion24:42 Strategic Economic Interventions28:06 Future of Politics in a Populist Landscape Hosted on Acast. See acast.com/privacy for more information.

Welcome to Season 3 of ExchangesThis Week’s Episode: Sarah Hunter on Inflation, Productivity, and Australia’s Economic Outlook from the inner thinking of the RABSarah Hunter, Assistant Governor (Economic) and Chief Economist at the RBA, joins Exchanges to unpack the current state of inflation in Australia and what it means for households, businesses, and policymakers.We discuss the RBA’s transition to monthly economic data, how AI is reshaping economic analysis, and the key productivity and growth challenges facing the nation. Sarah also shares insights into consumer confidence, monetary policy decisions, and why keeping a close eye on multiple indicators is crucial to balancing inflation control with sustainable growth.To follow Sarah click here:LinkedIn: https://www.linkedin.com/in/sarah-hunter-42526541/Website: https://www.rba.gov.au/about-rba/people/ag-economic.htmlTo follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/Website: www.evanlucas.com.auChapters00:00 Inflation Transition and Economic Outlook06:13 Housing Market and Rental Inflation Concerns12:49 AI's Role in Economic Analysis15:11 Understanding Productivity in Australia20:22 Growth Projections for the Australian Economy27:03 Consumer Confidence and Economic Perceptions Hosted on Acast. See acast.com/privacy for more information.

This week, Betsy Westcott, financial coach and former banker, joins us to share her journey from the world of banking to financial coaching and what she’s learned about the psychology of money along the way.We dive into the disconnect between wealth and personal happiness, the dynamics of Australia’s housing market, and our cultural addiction to debt. Betsy explains why financial education is critical to breaking unhealthy money cycles and empowering individuals to make better choices.We also explore the growing role of finfluencers in shaping financial behaviour, and Betsy shares her vision for a more financially confident and empowered society.To follow Betsy click here:LinkedIn: https://www.linkedin.com/in/betsywestcott/Instagram: https://www.instagram.com/betsywestcott/Website: https://www.betsywestcott.com/To follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auChapters00:00 From Banking to Financial Coaching03:02 Understanding Money Psychology05:49 The Value Trap and Self-Worth08:49 Housing Market Dynamics and Debt Addiction12:04 Cultural Attitudes Towards Wealth14:54 The Role of Influencers in Financial Education17:51 Navigating Investment Strategies20:56 The Risks of Negative Gearing24:02 The Need for Financial Literacy26:59 A Vision for Financial Education29:57 Betsy’s Ideal Financial Revolution Hosted on Acast. See acast.com/privacy for more information.

This week, Lawrence Lam joins us to explore the powerful role that founders play in shaping company success. We dive into the unique traits and decision-making styles that set founders apart, and how their intrinsic motivation drives long-term vision and resilience.Lawrence unpacks the psychological side of corporate leadership, the risks that come with founder control, and why long-term incentives are essential in corporate governance.Follow Lawrence here:LinkedIn: https://www.linkedin.com/in/lawrence-lam-354b84bb/Website: https://lumenaryinvest.com/Book: https://lawrencelam.org/the-founder-effect/#buythefoundereffectFollow Evan Here: LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instragram: https://www.instagram.com/evanlucas_/website: www.evanlucas.com.auChapters00:00 The Fascination with Founders02:52 The Traits of Successful Founders05:48 The Lego Case Study: A Masterclass in Alignment09:36 The Risks of Founder Control12:49 Identifying Founder Narcissism15:50 Motivation: Intrinsic vs Extrinsic19:51 Long-Term Thinking in Corporate Leadership23:33 Incentives for Change in Corporate Australia26:45 A Vision for the Future Hosted on Acast. See acast.com/privacy for more information.

This week, John Addis joins us to examine the state of fundamental investing in today’s markets and the growing influence of AI in analysis and research.The rise of passive investing, the opportunities (and risks) AI presents, and the historical parallels to the dot-com bubble. John also shares why learning from mistakes is central to building resilience as an investor.At its core, John emphasises the need for a balanced, disciplined approach to investing—and the importance of not letting worry or fear dictate financial decisions.To follow John click here:LinkedIn: https://www.linkedin.com/in/johnaddis/Book: https://majorstreet.com.au/products/how-not-to-lose-1-million-br-i-small-by-john-addis-i-smallTo follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: evanlucas.com.auChapters00:00 The State of Fundamental Investing02:59 The Impact of Passive Investing05:54 AI's Role in Market Analysis08:56 The Dot Com Bubble and AI Hype11:46 Australia's Economic Landscape14:43 The Future of Australian Companies17:43 Regulatory Challenges in Capital Markets20:33 The Role of Superannuation in Investment23:45 Learning from Investment Mistakes29:38 A Day in Charge: John Addis' Vision Hosted on Acast. See acast.com/privacy for more information.

This week, on Exchange, Belinda Allen Senior Economist at Commonwealth Bank joins us to break down the current state of the Australian economy, from the RBA’s interest rate decisions and inflation trends to shifting consumer behaviour and the hurdles facing fiscal and tax reform.We explore what these factors mean for business investment, economic recovery, and the ongoing energy transition, as well as the pressing issue of housing affordability across different states.Follow Belinda here:LinkedIn: https://www.linkedin.com/in/belinda-allen-1b322134/Website: https://www.commbank.com.au/newsroom/contributors/Belinda-Allen.htmlFollow Evan here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auChapters00:00 RBA Rate Cuts and Economic Outlook02:53 Inflation and Consumer Behaviour05:54 Business Investment and Economic Recovery08:52 Fiscal Policy and Economic Reform11:44 Tax Reform Challenges14:49 Energy Transition and Future Investments17:59 State Performance and Housing Affordability20:53 Final Thoughts on Housing and Planning Hosted on Acast. See acast.com/privacy for more information.

This week, Joseph Healy, co-founder of Judo Bank, joins us to explore the enduring relevance of Adam Smith’s economic principles in today’s Australia.We dive into the often-overlooked connection between economics and morality, the role of education in driving equality and productivity, and why businesses must start viewing employees as long-term assets, not just costs.Joseph also shares his concerns about the profit-driven direction of universities, the challenges within our current education system, and how Smith’s thinking can help rebalance economic priorities with societal responsibility.It’s a powerful reminder that good economics starts with good valuesFollow Joesph here:LinkedIn: https://www.linkedin.com/in/joseph-healy-6638974b/Book: https://majorstreet.com.au/collections/new-release/products/what-would-adam-smith-make-of-modern-australia-br-i-small-by-joseph-healy-i-smallFollow Evan here: LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/website: https://evanlucas.com.au/ Hosted on Acast. See acast.com/privacy for more information.

This week, Rebecca Maher CEO & Founder, My Money Circle joins us to challenge the way we think about money. From her unexpected path into finance to her work in financial coaching, Rebecca dives into the real, human side of money how we behave, what we fear, and why it's rarely just about numbers.We explore Australia’s money culture, the rise of DIY finance, and why we need to be define wealth beyond just dollars in the bank. Rebecca also shares why embedding financial support into everyday systems could be the key to helping more people feel confident and in control.Follow Rebecca here:LinkedIn: https://www.linkedin.com/in/rebecca-maher/Website: https://www.mymoneycircle.au/Follow Evan here: LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auChapters00:00 Rebecca's Journey into Money Management03:38 The Behavioural Aspects of Money14:27 The Shift Towards DIY Finance16:54 Understanding Wealth Beyond Capital29:48 A Vision for Financial Support in Australia Hosted on Acast. See acast.com/privacy for more information.

This week, Alan Oster, former Group Chief Economist at NAB, joins Exchanges to unpack the Reserve Bank’s latest interest rate decision and what it signals for the broader economy.We dive into the housing market, cost of living crisis, and the pressing need for structural reform particularly in taxation and housing supply.Alan also shares insights on the economic role of superannuation, strategies to boost productivity, and how Australia can position itself for stronger, more inclusive growth.It’s a timely and practical conversation on the forces shaping our economic future. Hosted on Acast. See acast.com/privacy for more information.

This week, Michael Masterson Co-founder of Intrinsika joins us to explore the concept of intrinsic value and why understanding a company’s intrinsic assets is critical for long-term growth and sustainability.Michael unpacks his 90-9-1 rule for evaluating value, the role of boards in driving innovation, and the challenges of preserving founder energy as businesses mature.Get your pens and notebooks out for this one it’s an amazing episodeTo follow Michael click hereLinkedIn: https://www.linkedin.com/in/michaeldmasterson/Website: https://www.intrinsika.com/To follow Evan click here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/Chapters00:00 Understanding Intrinsic Value04:55 The Concept of Intrinsic Assets08:53 Evaluating Company Value: The 90-9-1 Rule14:57 The Role of Boards in Business Growth20:21 Innovation and Risk in Business30:06 Maintaining Founder Value in Established Companies32:13 Transforming Education for Future Entrepreneurs Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges, the brilliant Tim Loh, Assistant Commissioner of the Australian Taxation Office. But this isn’t an Exchange on tax, Tim has joined me to share his personal journey from introverted public speaker to media spokesperson and senior leader. Tim opens up about overcoming the challenges of public speaking, managing imposter syndrome, and the importance of authenticity in leadership. We discuss workplace culture, the need for work-life balance to avoid burnout, and how small, consistent actions can build lasting confidence. Tim also reflects on resilience in the face of criticism and how he leads teams with clarity, empathy, and purpose.To Follow Tim Click Here:LinkedIn: https://www.linkedin.com/in/tim-loh-632a7919/Website: https://www.timloh.com.au/Instagram: https://www.instagram.com/tloh/To Follow Evan Click Here:LinkedIn: linkedin.com/in/evan-lucas-44a25316Website: evanlucas.com.au Instagram: https://www.instagram.com/evanlucas_/Chapters00:00 Navigating the Media Landscape02:52 Leadership Insights and Authenticity05:56 The Power of Three: Communication Tools08:57 Confronting Imposter Syndrome11:43 Burnout and Work-Life Balance14:58 The Impact of COVID on Work Culture17:50 Managing Hybrid Work Environments20:45 Building Confidence Through Action23:47 Resilience in the Face of Criticism27:00 A Day in Charge: Spreading Kindness Hosted on Acast. See acast.com/privacy for more information.

This week, Cameron Kusher joins me on Exchanges to unpack the complex forces shaping the Australian housing market. From the economics of supply and demand to the impact of government policy, negative gearing lending and everything in between.We explore affordability challenges, the future of stamp duty, and the growing appeal of rentvesting among younger Australians. Cameron also makes the case for a stronger non-market housing sector and the need for public-private partnerships to deliver sustainable, affordable housing solutions and tackle the rising risk of homelessness. This episode is not to be missedFollow Cameron Here:Substack: https://cameronkusher.substack.com/LinkedIn: https://www.linkedin.com/in/cameron-kusher-bbb71b46/X: https://x.com/cmkusherFollow Evan Here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/Chapters00:00 Current State of the Housing Market04:26 Demand Dynamics in Housing07:06 The Greater Fool Theory in Real Estate10:40 Housing as an Asset vs. Home12:37 Government Policies and Housing Affordability16:00 Challenges in Housing Supply19:11 Productivity in Construction20:01 The Role of Stamp Duty24:43 Negative Gearing and Its Implications31:03 The Rise of Rentvesting34:41 Vision for Affordable Housing Hosted on Acast. See acast.com/privacy for more information.

This week, Stephen Koukoulas, Managing Director at Market Economics joins Exchanges on what’s keeping him up at night, Trump-era tariffs on global trade, the impact on the Australia–China relationship, business confidence, and consumer sentiment.Stephen also unloads his insights into the structural challenges facing the Australian economy particularly inflation, energy prices, and the pressing need for tax and superannuation reform to support more equitable wealth distribution.Follow Stephen here:LinkedIn: https://www.linkedin.com/in/stephen-koukoulas-39177142/Website: https://thekouk.com/X:@TheKoukFollow Evan here:LinkedIn: linkedin.com/in/evan-lucas-44a25316Instagram: https://www.instagram.com/evanlucas_/Website: evanlucas.com.au Chapters00:00 Global Trade and Tariffs Impact02:52 Consumer Confidence and Economic Growth05:44 Energy Prices and Inflation Concerns08:54 Taxation and Structural Changes12:53 Superannuation and Wealth Distribution19:30 Capital Growth and Tax Implications20:52 Superannuation and Retirement Funding23:56 Fiscal Policy vs. Monetary Policy24:41 Interest Rate Projections27:50 RBA's Conservative Approach30:41 Global Comparisons in Monetary Policy32:53 A Day in Charge: Economic Reforms Hosted on Acast. See acast.com/privacy for more information.

This week, Danni Hunter, social futurist and infrastructure expert, joins us to explore the links infrastructure, community, and societal progress bring. The big exchange for Danni is how do we get government, industry, and communities to address key challenges like the housing crisis, energy transition, and urban development.We look at the cultural shift of the “home” and unpacks the policy, tax and investment frameworks needed to support and create long term social growth.Follow Danni Here:LinkedIn: https://www.linkedin.com/in/danni-hunter/Instagram: https://www.instagram.com/huntercollective_/Website: https://www.huntercollective.org/ Follow Evan Here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/Chapters00:00 The Role of a Social Futurist02:56 Infrastructure and Society: A Complex Relationship05:52 The Chicken and Egg of Infrastructure Investment09:05 Private Investment in Public Infrastructure12:07 Housing Crisis and Infrastructure Needs15:03 NIMBY vs. YIMBY: Changing Community Perspectives17:55 The Home as an Asset: Cultural Implications21:03 Taxation and Housing Supply Challenges24:09 Energy Transition and Its Economic Impact27:06 The Future of Energy: Balancing Ideology and Reality30:06 Unlocking Wage Potential in a Digital Age Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges, Michelle Bowden, the leader in persuasion and communication, joins us to unpack the power of authentic, effective communication in driving business and leadership success. She breaks down the difference between influence and persuasion, and explains why adapting your style to suit different stakeholders is essential in today’s fast-moving world.We explore the role of AI and social media in shaping how we communicate, the growing challenge of echo chambers, and the decline of traditional presentation skills in the digital age.Follow Michelle Here:LinkedIn: https://www.linkedin.com/in/michellebowdenenterprises/Instagram: https://www.instagram.com/_michellebowden/Website: https://michellebowden.com.au/Follow Evan Here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/Chapters00:00 The Importance of Persuasion in Business02:55 Understanding Influence vs. Persuasion05:58 The Communication Styles of Influential Figures08:59 The Role of Authenticity in Leadership Communication12:06 AI's Impact on Communication and Presentation14:54 The Balance of Technology and Personal Touch in Communication18:04 The Art of Persuasion: Understanding Communication Styles22:28 The Impact of Social Media on Influence26:45 Echo Chambers and Communication Challenges30:51 The Decline of Presentation Skills in the Digital Age34:36 A Vision for Kindness in Communication Hosted on Acast. See acast.com/privacy for more information.

This week, Rob Carson Founder of Canopy East joins us to explore the evolving landscape of financial advice in Australia, highlighting a shift toward a more holistic, family-centric approach. We discuss the growing importance of addressing intergenerational wealth transfer, understanding family dynamics, and encouraging open conversations about money.We also jump into the regulatory challenges facing advisers, the role of fixed income in long-term planning, and the social stigma often tied to family financial support.Follow Rob Here:LinkedIn: https://www.linkedin.com/in/robertjmcarson/Website: https://www.canopyeast.com.au/X: : https://x.com/Canopy_EastFollow Evan Here: LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: https://evanlucas.com.au/Chapters00:00 The Evolution of Financial Advice03:00 Holistic Wealth Management06:01 Intergenerational Wealth Transfer08:59 The Role of Fixed Income in Wealth Planning12:13 The Bank of Mum and Dad14:46 Family Dynamics and Wealth18:07 Conversations About Money21:03 The Importance of Family Values24:01 Final Thoughts on Family Wealth Hosted on Acast. See acast.com/privacy for more information.

This week, consumer futurist Amanda Stevens joins us to explore the rapid transformation of consumer behaviour in a world reshaped by digital acceleration. From the rise of experiential spending over ownership to the growing influence of AI on how brands engage with their audiences, Amanda offers expert insight into what’s driving today’s purchasing decisions—particularly among millennials and Gen Z.We dive into the critical role of brand trust, not just in the commercial world but also in political branding, and how shifting values are reshaping expectations of leadership, service, and authenticity.Amanda also makes a compelling case for education reform, arguing that to future-proof younger generations, we must teach essential life and financial skills that align with the demands of a fast-changing world.Follow Amanda here:LinkedIn: https://www.linkedin.com/in/marketingamanda/Instagram: https://www.instagram.com/stories/marketingamanda/3631491497381964939/Website: https://amandastevens.com.au/Follow Me here:LinkedIn:https://lnkd.in/gbqaSuBZInstagram: https://lnkd.in/guJqhENYWebsite: www.evanlucas.com.auChapters00:00 Understanding Consumer Behaviour in a Digital Age02:57 Political Branding and Consumer Trust05:57 The Impact of Generational Shifts on Consumption08:53 Experiential Spending: The New Consumer Mindset11:57 The Role of AI in Consumer Engagement14:59 Education and the Future of Skills Development Hosted on Acast. See acast.com/privacy for more information.

This week, Greg McKenna, CEO of Police Bank, joins us to explore the evolving landscape of Australian lending and its impact on housing affordability. We discuss the challenges posed by current lending regulations, the need for innovative lending products, and the critical role of increasing housing supply to ensure future generations can achieve home ownership.Greg also shares insights into the competitive banking sector, the potential of AI to transform operations, and the importance of regulatory frameworks that support both consumer protection and access to credit.Follow Greg here:LinkedIn: https://www.linkedin.com/in/greg-mckenna-3a963922/X: https://x.com/gregorymckennaWebsite: https://www.policebank.com.au/executive-leadership-teamFollow Me here:LinkedIn:https://lnkd.in/gbqaSuBZInstagram: https://lnkd.in/guJqhENYWebsite: www.evanlucas.com.auChapters00:00 The Lending Landscape in Australia07:16 Government's Role in Housing Affordability12:01 Supply vs. Demand in the Housing Market14:40 The Need for Innovative Lending Products20:20 Competition in the Banking Sector26:23 The Impact of AI on Banking27:04 Regulation and Its Effects on the Banking Industry33:37 Building a Future: The Importance of Housing Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges, I'm joined by Kieran Gilbert, Chief News Anchor at Sky News, to unpack the current state of the Australian election landscape. From low voter engagement and thin policy debates to the growing prominence of housing affordability, Kieran offers a front-line perspective on what’s shaping the national conversation.We explore the increasing scrutiny on political leaders, the influence of international relations on domestic policy, and the structural challenges facing modern governance. Kieran also reflects on the need for stronger leadership accountability and greater transparency in political discourse, as Australia heads into a critical electoral period.Follow Kieran here:Website: https://www.skynews.com.au/the-team/kieran-gilbertX: @Kieran_GilbertFollow Me here:LinkedIn:https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://lnkd.in/gxtsgt95Chapters00:00 Election Atmosphere and Voter Engagement02:48 Policy Discussions and Economic Strategies05:47 Housing as a Central Election Issue08:53 Scrutiny and the Role of Independents12:09 International Relations and Domestic Impact14:54 Future of Governance and Structural Reform17:59 Leadership and Political Accountability Hosted on Acast. See acast.com/privacy for more information.

This week on Exchanges, I am joined by one of the most cerebral digital thinkers around - Steve Sammartino. Steve explores the cultural shifts that have and are being driven by tech giants, the rise of AI, and how algorithms are reshaping public discourse.We dive into the importance of open-source technology, the future of work in an AI-powered world, and the growing political influence of corporations. Steve also calls for urgent reform in political funding to protect the integrity of our democracy in the digital age.Follow Steve here:LinkedIn:https://www.linkedin.com/in/stevesammartino/Instagram: https://www.instagram.com/sammartino/Website: https://www.youtube.com/user/SuperAwesomeMicroFollow Me here:LinkedIn:https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://lnkd.in/gxtsgt95Chapters00:00 The Role of Tech Companies in Cultural Decline02:58 The Evolution of the Digital Age05:53 The Impact of Algorithms and Polarisation09:05 The Rise of AI and Open Source12:03 The Future of Work in an AI-Driven World26:10 Political Influence and Corporate Power Hosted on Acast. See acast.com/privacy for more information.

This week, the amazing Mary Delahunty, CEO of the Association of Superannuation Funds of Australia (ASFA) joins me to unpack the current state of Australia’s superannuation system and its role as a long-term wealth creator. We explore the impact of recent market shifts, the need for equitable taxation, and how infrastructure investments can support economic growth.Mary also shares insights on industry consolidation, the changing bond and fixed income landscape, and why it’s time to link superannuation, sustainability, and financial equity in a broader national conversation.Follow Mary here:LinkedIn: hhttps://www.linkedin.com/in/marydelahunty/Website: https://www.superannuation.asn.au/professional-development/investment-summit/mary-delahunty/ASFA: hhttps://www.superannuation.asn.au/Follow Me here:LinkedIn: https://lnkd.in/gbqaSuBZInstagram: https://www.instagram.com/evanlucas_Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://lnkd.in/gxtsgt95Or from all good online book stores.Chapters00:00 Market Reactions and Long-Term Perspectives03:06 Superannuation as a Wealth Creator05:57 Taxation and Equity in Superannuation09:02 Investment Opportunities and Global Markets12:00 Infrastructure Investment and Government Partnerships15:13 The Future of Bond Markets and Fixed Income18:06 Consolidation in Superannuation and Fee Structures20:57 Personal Reflections and Future Directions Hosted on Acast. See acast.com/privacy for more information.

On This Week’s Episode of Exchanges: Chris Kohler Finance Editor at Nine. Chris has had an extensive career across the Australian financial media landscape and now in the social media world. So who better to get on to discuss the evolution of financial reporting, the rise of social media as a communication tool, and how they now shape public understanding of key issues like housing affordability, monetary policy and the cost of living crisis.Chris insights into the ever changing consumer behaviour, the ethics of advertising, and the unique pressures facing today’s property market is not to be missed. As well as his biggest bug bear the importance of factual accuracy in financial journalism and why transparency in advertising practices matters more than ever.Tune in for a wide-ranging conversation at the intersection of media, money, and trust.Follow Chris here:Youtube: https://www.youtube.com/@ChrisKohlerNews Instagram: https://www.instagram.com/chriskohlernews/Website: https://chriskohler.news/?fbclid=PAZXh0bgNhZW0CMTEAAacoptYinDC4mnhib3tUU1OeVqcp70xGsTnc6EFRYqWPY9DLZETy08FdSG57mg_aem_3ZMDrcJeN8N0Ta55aVTpewFollow Me here:LinkedIn: https://lnkd.in/gbqaSuBZInstagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://lnkd.in/gxtsgt95Or from all good online book stores.Chapters:00:00 Career Overview02:48 The Avocado Debate and Housing Affordability06:02 Cost of Living vs. Spending Crisis09:01 The Impact of COVID-19 on Financial Awareness11:46 Social Media's Role in Finance Communication15:08 Property Market Dynamics and Consumer Behaviour18:05 Ethics in Real Estate and Development21:01Advertising Honesty and Consumer Awareness Hosted on Acast. See acast.com/privacy for more information.

Exchanges with Pascale Helyar-Moray - The Super Pay GapOn this weeks episode of Exchanges Pascale Helyar-Moray OAM. Pascale has been on a crusade to make superannuation a thing for all. Which is why this episode explores key issues such as the gender super gap, salary sacrifice, and the barriers women face in retirement, emphasising the urgent need for reform and financial education.We also break down the implications of the First Home Super Saver Scheme, the role of financial literacy in long-term wealth building, and the critical policy changes needed to create a fairer system. Drawing from her book, Rich Woman, Poor Woman, Pascale shares powerful insights on how knowledge can empower better financial decisions and secure a stronger future.Follow Pascale here:LinkedIn: https://www.linkedin.com/in/pascale-helyar-moray/Instagram: https://www.instagram.com/pascale.hm/Website https://pascalehm.com.au/Book: https://majorstreet.com.au/products/rich-woman-poor-woman-br-i-small-by-pascale-helyar-moray-i-smallFollow Me here:LinkedIn: https://lnkd.in/gbqaSuBZInstagram: https://lnkd.in/guJqhENYWebsite: www.evanlucas.com.auYou can buy my book Mind over Money here: https://lnkd.in/gxtsgt95Or from all good online book stores.00:00 Introduction to Superannuation and Its Importance03:01 The Complexity of Superannuation06:00 The Gender Super Gap09:01 The Impact of Salary Sacrifice12:05 The First Home Super Saver Scheme15:01 The Value of Superannuation18:09 Financial Literacy and Education21:02 The Role of Behavioural Economics in Superannuation24:01 The Book: Rich Woman, Poor Woman27:01 Policy Changes for Future Generations Hosted on Acast. See acast.com/privacy for more information.

On this weeks episode of Exchanges none other than the great Paul Zahra, former CEO of David Jones and the Australian Retailers Association. We dive into the rapid evolution of the retail industry from the impact of AI, pricing strategies, supply chain challenges, and industrial relations pressures. Couple this with the rise of fast fashion, issues around sustainability, innovation, as well as the growing importance of diversity, equity, and inclusion - Paul's vision for building a more resilient and thriving industry in an increasingly complex market are not to be missed.If you like this episode of Exchanges - Don't forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts.Follow Paul here:LinkedIn: https://www.linkedin.com/in/paulzahraInstagram: https://www.instagram.com/paulzahra_1/Group Chair: https://mentorlist.com/our-chairs/Follow Me here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://www.amazon.com.au/Mind-over-Money-understanding-behaviour/dp/1922611859/ref=tmm_pap_swatch_0Or from all good online book stores.Show notes:00:00 The Evolution of Retail: A Five-Year Journey02:59 AI's Impact on Retail: Winners and Losers06:06 Pricing Strategies in a Changing Economy08:55 Supply Chain Challenges and Opportunities11:52 The Pressure of Industrial Relations on Retail15:03 Competing with Giants: The Future of Retail17:49 Consumer Behaviour: Fast Fashion and Sustainability21:09 The Role of Regulation in Retail Sustainability23:55 Diversity, Equity, and Inclusion in Retail24:58 A Vision for the Future of Retail Hosted on Acast. See acast.com/privacy for more information.

On this week's episode of Exchanges the amazing - Jodie Imam and her unique approach to venture capital. Jodie and her team are currently challenging the traditional avenue of equity funding in venture capital with something else - debt funding and its proving to be a viable alternative for startups. We examine the behavioural differences between debt and equity, the role of financial literacy in preventing insolvencies, and the broader cultural attitudes toward money and entrepreneurship.If you like this episode of Exchanges - Don't forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts.Follow Jodie here:LinkedIn: https://www.linkedin.com/in/jodieimam/Instragram: https://www.instagram.com/jodieimam/Website: https://www.tractorventures.com/Follow Me here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://www.amazon.com.au/Mind-over-Money-understanding-behaviour/dp/1922611859/ref=tmm_pap_swatch_0Or from all good online book stores.00:00 Introduction to Tractor Ventures and Jodie's Perspective02:51 Understanding Debt Financing vs. Venture Capital05:52 The Maturing Australian Market for Debt Financing08:52 Behavioural Insights on Debt and Equity Financing12:11The Shift Towards Profitability in Startups15:12 Financial Literacy and Its Impact on Business Success18:04 Cultural Attitudes Towards Money and Entrepreneurship20:51 Jodie's Vision for Wealth Redistribution and Gender Equality Hosted on Acast. See acast.com/privacy for more information.

On this weeks episode of Exchanges: Angel Zhong, Professor of Finance at RMIT and the rise and rise of FinFluencers. Angel take us through rise of FinFluencers, during the COVID-19 pandemic, and their impact on investment behaviour, financial literacy and the replacement of gambling with trading. We dive into the trading trends, the role of low-cost trading platforms, and the regulatory challenges posed by influencers providing financial advice without proper licensing and the issue of 'borderless' advice.We also touch on the biggest issue facing Australians and why FinFluencers are so sort out - financial illiteracy and thus improving financial education, particularly for women, from a much younger age than it currently is.If you like this episode of Exchanges - Don't forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts.To Follow Angel here:Linkedin Angel Zhong | LinkedInGoogle Scholar https://scholar.google.com.au/citations?user=rty_iysAAAAJ&hl=enResearch profile Angel Zhong Profile | RMIT UniversityFollow Me here:LinkedIn: linkedin.com/in/evan-lucas-44a25316Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://lnkd.in/gxtsgt95 Hosted on Acast. See acast.com/privacy for more information.

On this week's episode of Exchanges the fantastic - Meg Elkins. And considering its the 5-year anniversary of COVID we discuss the lasting impact of pandemic, from digital transformation and shifting work habits to the erosion of trust in institutions and the cost of living crisis. We look at the impact its had on inflation, interest rates, and health spending as well as the reshaping of consumer behaviour, from material goods to experiences and well-being. We diving into the role of digital media in health awareness and the growing importance of social engagement in an increasingly screen-driven world.If you like this episode of Exchanges - Don't forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts.To Follow Meg here:LinkedIn: https://www.linkedin.com/in/meg-elkins-3bba2119/Citations: https://scholar.google.com.au/citations?user=yb9Zk1cAAAAJ&hl=enPublications: https://www.researchgate.net/profile/Meg-ElkinsFollow Me here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://www.amazon.com.au/Mind-over-Money-understanding-behaviour/dp/1922611859/ref=tmm_pap_swatch_0Or from all good online book stores.Timelines00:00 The Impact of COVID-19: A Five-Year Reflection02:59 Digital Transformation and Behavioural Changes05:51 Trust and Its Erosion During the Pandemic08:58 Cost of Living Crisis and Consumer Behaviour11:49 Shifts in Work Culture and Commuting Habits14:50 Intergenerational Living and Changing Aspirations17:56 Inflation and Economic Dilemmas Ahead20:08 Navigating Inflation and Consumer Behaviour24:49 The Impact of Interest Rates on Spending Habits28:08 Health Expenditure Trends Post-Pandemic32:36 The Role of Digital Influence on Health Awareness36:07 The Need for Social Engagement in a Digital World Hosted on Acast. See acast.com/privacy for more information.

On this week's episode of Exchange - we are joined by the brilliant Chris Richardson and cover some incredible topics, from Old Men in power to the current geopolitical landscape and its implications for Australia. The rise and rise of mediocre economic policies and political incentives. Why he thinks all politicians are purple and the incentives that drive politicians are the same. All this and so much moreIf you like this episode of Exchanges - Don't forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts.To Follow Chris here:LinkedIn: https://www.linkedin.com/in/chris-richardson-0086441b6Website: richinsight.com.auFollow Me here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auYou can buy my book Mind over Money here: https://www.amazon.com.au/Mind-over-Money-understanding-behaviour/dp/1922611859/ref=tmm_pap_swatch_0Or from all good online book stores. Hosted on Acast. See acast.com/privacy for more information.

Why the GFC has fuelled political shifts that have lead to the rise of Trumpism, and ongoing economic volatility. The trends that are leading to the same problems for Australia the challenges facing policymakers ahead of the next election.In this episode, Michael Rowland shares insights from his career covering finance and politics, reflecting on the major economic shifts over the past two decades. He discusses how the Global Financial Crisis (GFC) fuelled political movements like the Tea Party and Trumpism, deepening economic divides and shaping today’s volatile landscape.Michael also examines Australia’s cost-of-living crisis, drawing parallels to voter frustrations in the U.S., where economic concerns outweigh other political issues. With an upcoming federal election, he explores how public sentiment, media narratives, and policy challenges will shape Australia’s political future.Follow Michael here:LinkedIn: https://www.linkedin.com/in/michael-rowland-6168aa13/Instagram: https://www.instagram.com/mjrowland68/Follow Me here:LinkedIn: https://www.linkedin.com/in/evan-lucas-44a25316/Instagram: https://www.instagram.com/evanlucas_/Website: www.evanlucas.com.auMind over Money: https://www.amazon.com.au/Mind-over-Money-understanding-behaviour/dp/1922611859/ref=tmm_pap_swatch_0 Hosted on Acast. See acast.com/privacy for more information.