Expat Mortgage Podcast

In this episode of Atlas Expat Mortgages, Director, Jeremy Harper is joined by Kristan Johnson, Founder & Principal Buyers Agent, Johnson Property Co. They discuss why Sydney’s Inner West continues to attract strong interest from Australian expats. With changing market conditions and rising interest rates, they explore what expats should consider when buying property from overseas, where opportunities may be emerging, and how to avoid common mistakes when entering the Sydney market. A valuable listen for Australian expats considering their next property move or planning a future return home. Relevant Links:
 • Johnson Property Co. - www.johnsonpropertyco.com.au • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - https://atlaswealth.com/resources/the-expats-handbook-wealth-strategies-for-australians-living-and-working-overseas/ • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 17 of the Expat Mortgage Podcast, Jeremy Harper and James Ridley break down the latest inflation jump to 4.6% and what it means for interest rates and expat borrowers in Australia. They discuss key inflation drivers like fuel, housing, and government spending, and why further RBA rate hikes are likely. The episode also covers the impact on mortgage repayments, fixed vs variable decisions, lending capacity (including HECS debt), and current property market trends. Jeremy and James finish with practical insights on buying opportunities in a shifting market and answer key listener questions on investing and managing Australian property from overseas. Overall, this episode delivers timely insights to help expats make informed mortgage and investment decisions in a high-inflation, rising-rate environment. Relevant Links:
 • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 16 of the Expat Mortgage Podcast, host Jeremy Harper is joined by Daniel Stocco from Quixley Real Estate to unpack what’s really happening in Melbourne’s property market. They explore shifting buyer demand across inner-north suburbs, the emergence of a “K-shaped” market, and how affordability pressures and tighter lending conditions are influencing purchasing behaviour. The conversation also dives deep into Victoria’s latest rental reforms, including changes to evictions, rent increases, minimum standards, and tenant application rules — and what these mean for landlords, particularly Australian expats investing from abroad. To close, Jeremy and Daniel discuss current finance conditions, rising borrowing constraints, and whether Melbourne represents a buying opportunity or a market to wait on. A practical, on-the-ground update for expats, investors, and property owners navigating a rapidly changing market. Relevant Links:
 • Quixley Real Estate - https://www.quixley.com.au/ • Upcoming events and webinars - atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

With the Australian Federal Budget fast approaching, uncertainty is building across the property market — especially for expats. In this episode of the Expat Mortgages Podcast, Atlas Wealth Group’s Jeremy Harper and James Ridley break down the latest developments, including proposed changes to capital gains tax (CGT), potential limits to negative gearing, and how rising interest rates are impacting borrowing capacity. If you’re an expat considering investing in Australian property, this episode cuts through the noise and focuses on what actually matters. Relevant Links:
 • Upcoming events and webinars - https://atlaswealth.com/events/ • Order your copy of the The Expat's Handbook - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In episode 14 of the Expat Mortgage Podcast, Navigating the Perth Property Market, host Jeremy Harper is joined by Adi from Folk Buyers Agency. They deep dive into the Perth property market and what it means for Australian expats looking to invest. Jeremy and Adi explore the rapid growth across Perth, with median house prices surpassing $1 million, strong rental yields, and continued demand driven by affordability and limited supply. The conversation highlights how quickly properties are moving, the importance of pre-approval in a competitive market, and the increasing role of off-market opportunities for expat buyers. The episode also covers key suburb trends, investor strategies, and the impact of rising interest rates on buyer sentiment—providing practical insights for expats considering their next property move in Western Australia. Relevant Links:
 • Folk Buyers Agency - https://folkbuyersagency.com.au/ • Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia
 • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 13 of the Expat Mortgage Podcast, Fuel Excise, Rates and Expat Property, Jeremy Harper and James Ridley break down back-to-back rate hikes, rising fuel costs, and the temporary fuel excise cut—and what it means for Australian expats with mortgages. They explore how inflation is influencing interest rates, why rate cuts may not be coming soon, and what this means for borrowing and property markets. A concise update to help expats plan ahead with clarity and confidence. Relevant Links: • Upcoming Singapore Masterclass event - www.eventbrite.com.au/e/singapore-ma…ff=SocialMedia
 • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum 
• Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 12 of the Expat Mortgage Podcast - Australian Expat Q&A, hosts Jeremy Harper and James Ridley answer questions from clients and listeners on the latest Australian property and lending landscape. From the RBA cash rate at 4.10% and rapidly rising fixed rates to surging construction costs and tighter borrowing for expats, the hosts provide practical guidance to help navigate the challenges of buying, investing, or building in Australia. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In Episode 11 of the Expat Mortgage Podcast - Australian Economic Update, hosts James Ridley and Jeremy Harper unpack the latest RBA rate rise to 4.10% and what it signals for borrowers and investors. They explore how geopolitical tensions in the Middle East are driving inflation risks—particularly through rising energy prices—while highlighting a more divided RBA outlook, with a narrow 5–4 vote reflecting growing uncertainty. The discussion also covers mixed economic data, including rising unemployment driven by part-time job growth, shifting fixed-rate dynamics, and what expats should consider when deciding between fixed and variable loans. Ultimately, they emphasise the importance of budgeting, flexibility, and making informed financial decisions amid a rapidly changing economic environment. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 10 of the Expat Mortgage Podcast, hosts James Ridley and Jeremy Harper unpack key considerations for Australian expats navigating property and finance ahead of the March RBA announcement. They discuss rising inflation driven by global energy markets, potential interest rate increases, and how proposed capital gains tax (CGT) reforms could affect investment strategies. The hosts highlight practical guidance for expats, including refinancing under debt-to-income rules, managing investment properties from abroad, and avoiding rushed decisions in response to proposed legislation. Listeners gain insights on balancing tax planning, property strategy, and long-term financial outcomes while living overseas. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 9 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley discuss the RBA’s February 2026 decision to raise the cash rate to 3.85% and what it means for Australian expats with mortgages or property plans in Australia. They explain how lenders responded with higher variable and fixed rates, the impact on borrowing capacity, and the key economic forces shaping the market, including inflation pressures, strong regional property growth, rising rents, and slowing building approvals. The episode also answers a listener question from an Australian expat working for Apple in New York about whether RSU income can be used for lending purposes when applying for a mortgage in Australia while living overseas. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 8 of the Expat Mortgages Podcast, Jeremy Harper is joined by Zac Bunston, Founder of Bunston Studio, to discuss what Australian expats need to know when building or renovating property in Australia while living overseas. The conversation explores the realities of managing construction projects remotely and why success often depends on locking in the design brief early, understanding industry risks, and putting the right contracts, approvals, and safeguards in place from the start. Jeremy and Zac dive into the current construction landscape for 2025–2026, including elevated building costs, labour shortages, builder insolvencies, and longer construction timelines. They also discuss how expats can protect themselves through proper contract structures, realistic budgeting, and clear documentation that satisfies lenders and valuers during construction finance approvals. The episode also highlights common mistakes overseas clients make when designing projects remotely, the warning signs to watch for when selecting builders, and how changes to compliance standards such as NCC 2022 energy efficiency requirements may affect project timelines and costs. Zac shares practical advice on how expats can stay in control of their build from abroad and avoid costly redesigns, delays, and late-stage surprises. Relevant Links:
 • Bunston Studio – https://bunston.studio/ • The Expat's Handbook available for pre-order – atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast 
• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 7 of the Expat Mortgages Podcast, Jeremy Harper and James Ridley provide an update on the Australian mortgage and property market for expats. They discuss how rising interest rates and the 3% APRA buffer are affecting borrowers, particularly first-home buyers, and explore potential government policy changes that may influence lending and property strategies in 2026. The episode also covers practical expat considerations, including unlocking equity in Australian properties while living overseas and how banks and accountants approach mixed-purpose loans. Jeremy and James offer insight into market trends, capital growth forecasts, and the broader impact of tax and policy changes on investment decisions, helping expats navigate the evolving property landscape with confidence. Relevant Links:
 • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast
 • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Season 7, Episode 6 of the Expat Mortgages Podcast, Managing Director - Mortgages, Jeremy Harper is joined by James Anderson, Founder and Director of Bluestone Property to unpack Melbourne’s latest market movements. Frankston has been the clear standout, delivering 15–17% annual growth as buyers recognised its relative value within the south-eastern corridor. Improved sentiment, strong investor demand and increased activity from first-home buyers — particularly ahead of changes to the First Home Guarantee scheme — helped drive momentum, with properties that were once in the low-$700,000s now firmly in the $800,000 range. The episode also explores how the recent 25-basis-point rate rise from the Reserve Bank of Australia may temper borrowing capacity and cool some of the FOMO seen late last year. While higher rates may shift demand slightly lower in price point, both Jeremy and James agree the outlook isn’t doom and gloom. For expats planning a return to Australia, Melbourne’s south-east still offers long-term fundamentals, particularly in more affordable pockets just inland from recent high-growth suburbs. Relevant Links:
 • Bluestone Property Corporation - https://bluestonepc.com.au/ • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast 
• Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/
 • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
 Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
 Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt
 Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

In Episode 5 of Season 7, hosts Jeremy Harper, Managing Director - Mortgages and James Ridley, Managing Director - APAC unpack the RBA’s February 2026 cash rate increase and what it means for Australian expats with mortgages. With the official cash rate rising by 25 basis points to 3.85%, this marks the first rate hike in over two and a half years, and they break down the implications for homeowners, investors, and the wider economy. They also discuss emerging whispers around the 50% CGT discount concession and how potential changes could impact property investors, tax planning, and long-term wealth strategies. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/ • Upcoming Seminars & Webinars – atlaswealth.com/events • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – atlaswealth.com/news-media/austra…pat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group: Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us: Facebook: www.facebook.com/atlaswealthmgmt LinkedIn: www.linkedin.com/company/atlas-wealth-management X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup Youtube: www.youtube.com/atlaswealthmgmt

Welcome to Season 7, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack the December quarter CPI data and what it signals for interest rates, borrowing capacity, and lending conditions moving into early 2026. They discuss why inflation remains above the RBA’s target range, the impact of rising electricity and housing costs, and how “sticky” inflation may force the RBA’s hand at the upcoming February meeting. The conversation explores how higher rates could affect first home buyers, renters, and investors differently, and why parts of the economy continue to show strong discretionary spending despite cost-of-living pressures. The episode also covers how borrowing capacity is influenced by rate rises, living expense benchmarks, credit cards, and car loans, alongside refinancing strategies for borrowers under pressure. The discussion wraps with a Q&A focused on cash buffer expectations, risk management, and how expats can position themselves in a potentially tightening lending environment. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/expat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

Welcome to Season 7, Episode 3 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack current lending trends, including updates on trust lending, a limited-time owner-occupier variable rate offer, and early signs of softer market momentum following expectations of higher interest rates. They also discuss rising construction input costs, seasonal property market behaviour, and what builders and investors should watch in the first half of the year. The episode explores upcoming APRA guidance around debt-to-income ratios, how this may affect investor and expat borrowers, and what recent shifts in rate expectations and CPI data could mean ahead of the February RBA meeting. The discussion wraps with a Q&A focused on how tightening bank policies and APRA settings may intersect for expats in 2026. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/expat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

Welcome to Season 7, Episode 2 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper and James Ridley unpack recent bank rate movements, including fixed-rate increases from major lenders, and what these changes signal about interest rate expectations for the year ahead. They also explore tightening trust lending policies across major and second-tier banks, the impact of online property commentary on lender behaviour, and why trust lending is becoming more niche. The episode then deep-dives into buying property from overseas, clarifying the foreign purchase ban, FIRB rules, state-based stamp duty and land tax surcharges, capital gains tax implications for non-residents, and the importance of structuring purchases correctly—particularly for expats buying with foreign spouses or planning future sales. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/expat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

Welcome to Season 7, Episode 1 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we kick off 2026 with a detailed property market outlook, covering expected growth trends, interest rate sentiment, inflation data, and how government incentives are shaping buyer behaviour. We also discuss first-home buyer demand, supply constraints, land-based investment strategies, and whether 2026 is the right time to buy or wait. The episode wraps with practical Q&A scenarios, including expat partnerships, stamp duty structuring, construction delays, and the growing role of the Bank of Mum and Dad. Relevant Links: • The Expat's Handbook available for pre-order - atlaswealth.com/resources/the-exp…working-overseas/
 • Upcoming Seminars & Webinars – atlaswealth.com/events
 • Facebook Group – Join the Australian Expat Financial Forum: facebook.com/groups/AustralianExpatFinancialForum
 • Ask Atlas – Submit your questions for the podcast: atlaswealth.com/news-media/austra…ian-expat-podcast • Expat Chat Podcast – https://atlaswealth.com/news-media/australian-expat-podcasts/expat-chat-podcast/ • Weekly Recap Podcast – atlaswealth.com/news-media/atlas-…kly-recap-podcast If you enjoy the content, let us know by giving the episode a thumbs up and subscribing. Feel free to share your feedback or questions in the comments below. About Atlas Wealth Group:
Atlas Wealth Group was established to meet the growing demand from Australian expats for professional financial guidance. We specialise in providing tax, financial planning, wealth management, and mortgage services to Australian expats around the world. Whether you’re based in Asia, the Middle East, Europe, or the Americas, our team has the expertise to help you manage your global financial journey. To learn more, visit www.atlaswealth.com Connect with us:
Facebook: www.facebook.com/atlaswealthmgmt
 LinkedIn: www.linkedin.com/company/atlas-wealth-management
 X: www.x.com/atlaswealthmgmt Instagram: www.instagram.com/atlaswealthgroup
 Youtube: www.youtube.com/atlaswealthmgmt

Welcome to another episode of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy Harper is joined by Steve Cashman from La Trobe Financial to unpack lending solutions for Australian expats, international buyers, and business owners overseas. The discussion covers expat and foreign national lending, serviceability flexibility, self-employed income assessment, construction and development finance including duplex builds and renovations, owner-builder solutions, and commercial lending options. They also explore how La Trobe Financial supports expats with non-traditional income, development-focused lending, and solution-based strategies for borrowers who may not fit traditional bank policies. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 11 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we unpack the RBA’s recent decision and what the data means for rate expectations, the immediate market impact of the new 5% first-home deposit scheme, lender service delays, and how recent policy shifts (including major banks changing trust lending) are affecting borrowing options and equity strategies for investors and expats. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 10 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we answer your most pressing expat property and tax questions — including how long you need to move back into a property to reset the six-year rule, what’s required to re-establish Australian tax residency, and the implications for citizens purchasing property after years abroad. We also discuss how lenders assess overseas income differently across banks, and why understanding credit policies can make a major difference to your borrowing capacity as an expat. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages, part of the Atlas Wealth Group — the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian mortgage lenders and review over 3,000 mortgage products to ensure that not only can you get that mortgage as an Australian expat but also that you secure the loan that’s right for you and your circumstances.

Welcome to Season 6, Episode 9 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we speak with Adi Parekh from Folk Buyers Agency in Perth to explore what is happening on the ground across the Perth property market — from post-COVID growth, vacancy rates, rental yields, council approvals, investor strategies, and the impact of the First Home Loan Deposit Scheme changes on WA buyers and expats looking to re-enter the market. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 8 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we open the floor to listener questions and cover key topics including the main residence exemption, absentee land tax surcharge, spousal property ownership, and how Australian expats can access equity to purchase additional investment properties while living overseas. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 7 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, James Ridley and Jeremy Harper unpack the latest Totality (formerly CoreLogic) housing data, offering valuable insights into what’s really happening across Australia’s property markets. They explore the national dwelling growth figures, the true size of Australia’s $11.8 trillion residential market, and how it continues to dominate household wealth—well ahead of superannuation, listed stocks, and commercial real estate. The duo also break down capital city performance, with Perth and Brisbane leading the charge, while Adelaide’s affordability metrics push it into second place among Australia’s most expensive cities relative to income. They also discuss the RBA’s upcoming Melbourne Cup Day decision, rising unemployment rates, and what these indicators could mean for potential rate cuts or holds heading into the new year. Finally, James and Jeremy examine the ongoing housing crisis, falling dwelling approval rates, and how AI and government reform could play a vital role in tackling Australia’s growing supply bottleneck. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages, part of the Atlas Wealth Group, the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian mortgage lenders and review over 3,000 Australian mortgage products to ensure that not only can you get that mortgage as an Australian expat, but also that it’s the right loan for your needs and circumstances.

Welcome to Season 6, Episode 6 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Brody McGahn of Helix Constructions (Mudgee, NSW) to unpack the reality of building and renovating in regional markets. We discuss why towns like Mudgee (and nearby Bathurst, Orange, Dubbo, Goulburn) are attracting first-home buyers and investors, typical land and build price points, and how high rental yields can stack up for expats compared to stretching for a metro apartment. We also cover renovations vs new builds (hidden defects, timeline blowouts, family disruption), CDC vs DA approvals and why councils can stall projects, funding pathways (construction loans vs out-of-pocket pre-DA costs), and practical build choices that add value without overcapitalising—think open-plan layouts, bigger alfresco areas, bifold openings, extra storage, ceiling fans, sensible garage depth—and what to skip (small sheds, pools) on investment stock. Finally, Brody shares how to choose the right builder (volume vs local), manage variations, and set expectations so your project lands on time and on budget. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 5 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Zach Bunston of Bunston Architects (Melbourne) to unpack how to plan and deliver renovations and extensions—especially on heritage homes—from abroad. We cover how to align brief vs budget, realistic $/m² ranges (Melbourne vs Sydney), the end-to-end process (DA/Planning → Building Permit/NCC → Occupancy), timelines, common pitfalls, and why a good architect can save you stress and money. Zach shares a live expat case study (client based in Saudi), practical ways to design for cost and speed (buildability, simple materials, shorter site time), opportunities in DA-approved listings, and the studio’s Keesen House project in St Kilda as a model for smart, family-friendly alterations & additions. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, James Anderson and Jeremy Harper unpack the most common mistakes they see with clients—from fearing equity and delaying action, to prioritising paying off the home before investing, making tax-driven decisions that kill borrowing capacity, holding on to bad debt (credit cards and novated leases), and chasing cash flow at the expense of long-term capital growth. They also cover why pre-approval matters, how to model scenarios properly, and practical ways to structure your portfolio so you can build wealth now and retire with confidence. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 3 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by James Anderson of Bluestone Property Corporation, a Melbourne-based buyer’s agent, for a deep dive on the Victorian market—why Melbourne is undervalued versus other capitals, where interstate money is flowing, and how to spot quality opportunities. We cover regional hubs (Geelong, Ballarat, Bendigo), major infrastructure drivers (Metro Tunnel, Suburban Rail Loop, West Gate Tunnel), the return of 5% deposit / no LMI support and what it means for prices, stamp duty considerations for first-home buyers, Bayside value pockets (including Frankston), risks in high-supply greenfield estates, and practical tactics on due diligence, negotiation, and getting pre-approval so you can move fast in a competitive spring market. Book a session with Jeremy Harper to discuss your expat mortgage needs: http://bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages, which is part of the Atlas Wealth Group—the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also that we provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 2 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we’re joined by Justin Betar from Betar Lawyers to explore property ownership structures, family law, and estate planning for expats. We cover joint tenants vs tenants in common, foreign ownership taxes, binding financial agreements, and why proper planning is crucial when living abroad. Book a session with Jeremy Harper to discuss your expat mortgage needs: bit.ly/4pQvQzt Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain an Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as an Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 6, Episode 1 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we discuss First Home Loan Guarantee Scheme and the impact it will have on preoprty prices over the coming 12-24months. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 19 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we discuss First-Home Buyers, the FHB Scheme and what the market is predicting on the property for next 6-12 months. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 18 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we dive into the different ways in which clients are helping their kids get a foot on the property ladder. We dive into some of the key risks and how you might be able to assis them going forward. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 17 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we discuss some end of financial year tips for managing your property portfolio. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to episode 16 season 5 of the Expat Mortgage Podcast where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we get Daniel Stocco back on to give us the lay of the land. Daniel is one of the Directors and Real estate Agents at Quixley a Melbourne based firm. Daniel runs us through Melbourne property trends, the rental market, Legislative changes, current and forecasted buying-selling trends and the importance of have a great property manager. Daniel provides some great insights and to reach out to him directly see here: www.quixley.com.au/ If you like the content, make sure you let us know by hitting the thumbs up and subscribing as well as providing some feedback in the comments below. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3nmzhie The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Management Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 45 countries and we make it our job to speak to 30 Australian Mortgage Lenders and review over 500 Australian Mortgage products to ensure that not only can you that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 14 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we playback the webinar with Brett Evans, Jeremy Harper and Ben Turner of Atlas Wealth Group. Watch the webinar: https://www.youtube.com/watch?v=QJXjKxgi-2o Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 15` of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we playback the webinar with Brett Evans, Jeremy Harper and Ben Turner of Atlas Wealth Group. Watch the webinar: www.youtube.com/watch?v=QJXjKxgi-2o Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 13 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy runs through some unique questions that have come in. Jeremy discusses leveraging family members property, Loan recasting, Mixed use loans and much more. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 12 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, Jeremy discusses an important update for Australians living over in Saudi Arabia and the United Arab Emirates. We have seen some exciting changes, creating more flexibility for Expats to access different types of mortgages. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 11 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode Jeremy interviews Ben Turner, who is the Managing Director for our Atlas Tax firm. Ben and Jeremy, deep dive into the different tax topics when it comes to owning property as a non-resident. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 10 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode Jeremy and James take stock of the recent Tariff announcements and the flow on impact on interest rates and what economists are forecasting. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 9 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode Jeremy interviews Ben Turner, who is the Managing Director for our Atlas Tax firm. Ben and Jeremy, deep dive into the different tax topics when it comes to owning property as a non-resident. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 8 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we playback the final part of the webinar with Jack Henderson founding director of Henderson Advocacy henderson.com.au/. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 7 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we continue the playback of the webinar with Jack Henderson founding director of Henderson Advocacy henderson.com.au/. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 6 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode, we playback the webinar with Jack Henderson founding director of Henderson Advocacy https://henderson.com.au/. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 5 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode James interviews Oliver Dunstan one of the Directors at Rose & Jones. Rose and Jones, are a reputable Buyers Agency firm based in Sydney and the Gold Coast you can check them out here: https://www.roseandjones.com.au/ Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 4 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode Jeremy interviews Luke Assigal the Founder of Parley Property Advisory. Luke provides some great insights to the on the Melbourne market, as well as key trends for the year ahead. To learn more about his firm jump on here: https://www.parleypa.com.au/ Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 2 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this episode James and Jeremy discuss the recent interest rate cut by the RBA and its potential impact on the economy and property market. They explore how the rate cut might increase borrowing capacity, especially in expensive markets like Sydney and Brisbane. They also touch on the concept of rent vesting, explaining its benefits and suitability for different types of investors, particularly Australian expats. Upcoming Mortgage and Property Webinar 5th March: https://shorturl.at/0UTfQ Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 2 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this 2nd episode of the year Jeremy interviews Albert Sassoon the Founder of Pacific Property Buyers. Albert provides some great insights to the on the Sydney market, as well as key trends for the year ahead. To learn more about his firm jump on here: https://www.pacificpb.com.au/ Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 5, Episode 1 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this first episode of the year Jeremy and James discuss the year ahead with the first RBA meeting pending; what might come from this meeting and the recent changes pending for HECS. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.

Welcome to Season 4, Episode 29 of the Expat Mortgage Podcast, where we discuss the latest issues of securing and maintaining an Australian mortgage whilst you are an Australian expat. In this last episode of the year Jeremy and James wrap up the year with regards to the recent data, where interest rates stand at the moment and what may play out in 2025. Enjoying the podcast? Why not leave us some feedback here: bit.ly/3UQ8BrI The Expat Mortgage Podcast is all about helping Australian expats secure and maintain a Australian mortgage whilst they're living and working overseas. This podcast is brought to you by Atlas Mortgages which is part of the Atlas Wealth Group who is the leading provider of Australian expat financial services. Atlas Mortgages works with Australian expats in over 50 countries and we make it our job to speak to 45 Australian Mortgage Lenders and review over 3000 Australian Mortgage products to ensure that not only can you get that mortgage as a Australian expat but also provide you with a loan that is right for you and your circumstances.