FairPay Training Course

Welcome to Week 4. This week might feel like the least exciting of the course—standards and regulations don't have the strategic appeal of rail selection or the tangible clarity of unit economics.But here's the reality: regulatory mistakes are existential risks. Build the wrong product without understanding licensing requirements, and you might need to shut down. Miss an AUSTRAC obligation, and you face criminal penalties. Get PCI compliance wrong, and a data breach destroys your reputation and your business.This week is about mapping your regulatory perimeter—understanding exactly which rules apply to FairPay and building a compliance roadmap that lets you launch confidently.Let me walk you through the key standards and regulators.

Welcome to Week 3. You might be wondering: if FairPay is focused on PayTo, why are we spending time on cards?Two reasons. First, cards are your competitive context. When a merchant evaluates FairPay, they're comparing your costs and capabilities against what they already know—cards. You need to understand what you're up against.Second, this week is about more than cards. It's about how payments technology stacks work, and the build-versus-partner decisions you'll make as CEO. These principles apply whether you're thinking about cards, NPP, BECS, or anything else.

Welcome back. In Week 1, you built the mental model—clearing versus settlement, finality, push versus pull. Now we're going to apply that model to a real decision: which payment rails should FairPay use, and for what?This week is about building your rail decision matrix. By the end, you'll have a framework for evaluating any payment rail against your use cases, and a specific roadmap for NPP/PayTo and BECS.