Finance Roundtable Podcast

Send a textIn Episode 24 of The Finance Roundtable Podcast, Jacob sits down with David Brookbank —adjunct professor at Arizona State University and co-founder of Income Protection Consultants— for an in-depth conversation on the evolving landscape of college athletics in the NIL (Name, Image, and Likeness) era.With student-athletes now able to profit from their personal brand, the stakes have never been higher — and so are the risks. David shares his insights on how athletes, coaches, and universities are grappling with the financial implications of injuries, contracts, and long-term career planning. From innovative income protection strategies to the broader economic ripple effects, this episode dives into how the NIL revolution is reshaping the business of college sports.Tune in to learn:• How NIL deals are changing the athlete-university relationship• What financial risks come with injury in a high-stakes environment• How income protection is becoming a crucial tool for young athletesDon’t miss this timely and insightful discussion — available now wherever you get your podcasts.David Brookbank is not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by this individual is in no way related to Cetera Advisor networks llc or its registered representatives.

Send a textCan political tensions really sway your investment decisions, or should the noise be tuned out? Join us on Finance Roundtable as we dissect this intriguing topic during the high-stakes election season with hosts Professor Jacob Gold, Michael Cochell, and Kelvin Gold. Promising insight beyond the usual media clamor, we explore how historical market data suggests a pattern of growth transcending political party changes. Our episode provides you with the tools to maintain your investment focus, emphasizing the consistent advantage of long-term strategies over reactive maneuvers.Navigating the turbulent waters of election cycles, we stress the pivotal role of financial advisors in aligning your portfolio with your unique goals and risk tolerance. We discuss why knee-jerk reactions to political outcomes may do more harm than good and how even slight portfolio adjustments can bolster your confidence. With fascinating statistics—such as the rarity of negative market returns in election years—we offer a rational perspective amidst the chaos. Tune in for wise counsel on steering your financial ship through the storm of political distractions, ensuring you remain on course for your long-term objectives.

Send a textUnlock the secrets to a financially secure future with our latest episode, where we promise you'll grasp the essentials of asset allocation like never before. Join me, Professor Jacob Gold, along with my insightful co-hosts Michael Cochell and Kelly Gold, as we dissect the art of crafting a resilient investment portfolio amidst today's global uncertainties. Discover how a strategic mix of stocks, bonds, and alternative investments—much like the perfect pico de gallo recipe—can shield your finances from market volatility. Our discussion highlights a pivotal 1991 study that astonishingly attributes 91.5% of pension growth to thoughtful asset allocation, proving its remarkable impact on your financial journey.Beyond investment strategies, this episode also navigates through the nuances of compliance and regulation. Learn why understanding the regulatory landscape is crucial, as we clarify the distinct operations of G-a-n Insurance Agency LLC from Cetera Advisor Networks, detailing our specific licenses in California. With transparency as our guiding principle, we introduce our marketing associate Kelvin Gold, ensuring you’re informed of the integrity and structure behind our advice. While we share invaluable insights, remember that we’re here to inform, not replace personalized legal or tax advice. Join us to gain a well-rounded perspective on building a financially sound future.

Send a textEver wondered how Hollywood stars turn life's challenges into powerful opportunities? This episode promises to transform your perspective as we take an exhilarating journey through Matthew McConaughey's "Greenlights." Join us as Professor Jacob Gold and Michael Cochell recount their memorable encounter with McConaughey at an investment conference in Nashville and share the motivational insights they gleaned from his keynote address. We'll uncover how McConaughey's candid storytelling resonates with different life stages, offering invaluable lessons on overcoming obstacles and seizing life's green and red lights.Discover the transformative practice of journaling and how it can shape your personal growth, inspired by McConaughey’s own experiences. We'll discuss his unique approach to life, his unwavering confidence, and his ability to embrace his quirks—lessons that are incredibly pertinent for students, parents, and anyone seeking motivation. This episode not only highlights McConaughey’s diverse achievements but also emphasizes the impactful narration of the audiobook, making "Greenlights" a must-read for personal development enthusiasts. Tune in and get ready to appreciate life’s challenges as vital components of your growth and self-discovery journey.

Send a textWe are excited to announce the latest episode of the Finance Roundtable Podcast, featuring an insightful interview with Jason Churra, Senior Vice President of Voya Investment Management.This episode delves deep into demographic trends and the predictable behaviors that can ignite bull markets, offering invaluable knowledge for investors and financial enthusiasts alike. Whether you are keen to understand market dynamics or looking to enhance your investment strategies, this conversation is both enlightening and impactful.Tune in to gain sophisticated insights from a leading expert in the field.  #FinanceRoundtable #PodcastEpisode #JasonChurra #VoyaInvestmentManagement #MarketTrends #InvestmentStrategies

Send a textIn this episode of The Finance Roundtable Podcast, the team talks about a personal finance book that has positively affected the narrative behind the emotions of money.  The Psychology of Money by Morgan Housel is a fabulous book that brings insight on greed and fear when it relates to money. Whether you are just starting out learning about money or are a veteran to money concepts, you will enjoy Housel’s stories and antidotes.  Listen how Professor Gold utilizes the Psychology of Money in his personal finance course at Arizona State University.

Send a textWelcome to the Finance Roundtable, where we demystify money with your hosts Professor Jacob Gold, Michael Cochell, and Kelvin Gold. Sit back, relax, and enjoy the show.In this special episode, we're thrilled to welcome Jed Collins, a former NFL fullback who has successfully transitioned from the football field to the world of personal finance. Jed shares his journey from tackling opponents to tackling financial literacy, offering insights that can benefit everyone, whether you're a student, a professional, or just starting out.In this episode, we cover:Jed's Journey: From NFL fullback to financial educator.Key Financial Lessons: The crucial money management tips Jed wishes he knew during his NFL days.Decades, Not Days: Understanding the importance of long-term financial planning.Cash Management: How to manage your burn rate and set up a portfolio paycheck.Financial Literacy: The impact of Jed's Money Vehicle program in high schools and with NFL teams.Athletes as Businesses: How the perspective of professional athletes on money has evolved.Benefits for listeners:Inspiration: Jed's story of transformation and passion for financial education.Practical Advice: Actionable tips on budgeting, investment, and managing finances.Expert Insights: Learn from a certified financial planner with real-life experience.Motivation: Understand the importance of starting early and thinking long-term.We encourage you to engage with us! Share your thoughts, ask questions, or give feedback. You can reach out to us via our website FinanceRoundtable.com, or follow us on social media @FinanceRoundtable.Tune in to discover how you can take control of your financial future, just like Jed Collins did. Join us and transform your approach to money management today!

Send a textUnlock the secrets of a financially stable retirement with the help of Elaine Simmons, a seasoned Social Security Administration virtuoso with 34 years under her belt, as she joins us to demystify the complexities of Social Security. Get ready to learn why your approach to Social Security should rival the care you give to managing a multi-million dollar asset and how to avoid the emotional pitfalls that could jeopardize your golden years. Elaine doesn't just bring her expertise to the table; she brings actionable strategies for couples, insights on the often misunderstood implications of early benefit claims, and the undeniable reasons why integrating this pillar of retirement into your financial plan is non-negotiable.This episode isn't just about making the most out of Social Security; it's a clarion call to proactively engage with the future of the system itself. As we navigate the turbulent waters of reform, understanding the implications for personal investment and the broader economy becomes paramount. Elaine Simmons doesn't shy away from tough topics like altering the earnings test or adjusting the full retirement age. She empowers you to personalize your retirement strategy, challenges the over-reliance on the break-even point, and underscores the weight of spousal benefits in your planning efforts. By the end of our discussion, you'll have the confidence to challenge misconceptions, the knowledge to seek quality advice, and the conviction to take control of your retirement destiny.

Send a textSeason two of Finance Roundtable is rolling out the red carpet for your eyes and ears as we elevate our game with a shiny new studio and video broadcasting! Join us, Jacob Gold, Michael Cochell, and Kelvin Gold, as we embark on a journey through the throbbing heart of financial markets in 2024, with a closer look at the recent index surges and investor optimism sparked by the Federal Reserve's rate hints. Expect a unique blend of heartfelt reflections on past lessons and a forward-looking analysis that promises not just to educate but to forge a stronger connection with you, our esteemed audience.Wave goodbye to cookie-cutter advice because we're leaving generalities at the door. In our Investment Disclaimer, we get real about the unpredictability of markets and why past performance is like looking in the rearview mirror when you should be watching the road. No crystal balls here—just honest, expert insights from our in-house mavens, minus the external chatter. 

Send a textNavigate the economic twists of 2024 with us as we unpack the latest insights from Gene Goldman, Cetera Investment Management’s Chief Investment Officer. Prepare to grasp the intricacies of the Federal Reserve's potential rate cuts and the implications for a market thirsty for good news. We'll dissect the strength and resilience of crucial sectors that could dictate whether we'll face a mild recession or achieve the coveted 'soft landing.' As volatility becomes a staple in financial markets, Gene and I will guide you through adapting your investment strategies to thrive in this new, dynamic environment. And for those wondering if the time-tested 60-40 investment portfolio has made a comeback, we've got the lowdown on its resurgence in the face of shifting economic tides.The dance between risk and reward in the stock market gets especially intricate when geopolitical tremors shake the scene. In the face of looming uncertainties from global conflicts to presidential elections, diversification isn't just a strategy—it's a necessity. We'll peer into the crystal ball of offshore betting odds for a unique perspective on the 2024 election, questioning the reliability of traditional polls and what history tells us about market performance in election years. With a long-term investment horizon in our sights, join Gene and me for a candid and critical exploration of the factors that could sway your portfolio and the wisdom in staying the course through the market's ebb and flow.

Send a textEver felt humbled by the sheer resilience of the human spirit? I had the privilege of catching up with one of my former students, Nabia Kheshtchin-Kamel, who embodies that spirit in every sense. Nabia's captivating story spans her family's immigration journey from Iran and Egypt to her endeavor of navigating medical school. Their united front and love for each other forged an unbreakable bond that's been instrumental in shaping her life. Join us as she reveals how her parents met, their subsequent struggles, and the strength she has derived from their resilience.Nabia Kheshtchin-Kamel is not affiliated or registered with Cetera Advisor Networks LLC. The views depicted in this material are for information purposes only and are not necessarily those of Cetera Advisor Networks. They should not be considered specific advice or recommendations for any individual. 

Send a textWelcome to a riveting episode of Finance Roundtable, where we reveal the secrets of personal finance and the power of financial literacy. Join us as we converse with illustrious guests - Professor Atif Ikram, Elena Zee, and Yanely Espinal- who each bring their unique insights and experiences to the table. Listen in as we unravel the mysteries of financial education and how it impacts every aspect of our lives.Our dialogue starts with Atif Ikram, who has breathed new life into Arizona State University's personal finance course, FIN:123. Elena Zee, a tireless champion of financial education, recounts her organization’s efforts in making personal finance lessons accessible to over 300,000 Arizona students. We then switch gears, hearing from Yanely Espinal, the author of 'Mind your Money', as she candidly shares her financial journey, highlighting the critical role of financial education in her life.We round up our discussion with a focus on the future - discussing the innovative initiative of Mission 2030 and its goal to make personal finance a high school graduation requirement in all 50 states. So, tune in to this episode of Finance Roundtable and embark on a journey to financial liberation.Professor Atif Ikram, Elena Zee, and Yanely Espinal are not affiliated or registered with Cetera Advisor Networks LLC. Any information provided by these individuals are provided entirely on behalf of themselves and are not related to Cetera Advisor Networks LLC or its registered representatives.Financial Advisors offering securities and advisory services through Cetera Advisor Networks LLC (doing insurance business in California as CFGAN Insurance Agency LLC), member FINRA/SIPC, a broker-dealer and Registered Investment Adviser. Cetera is under separate ownership from any other named entity. Registered address is 14850 North Scottsdale Road #255, Scottsdale, Arizona 85254.The views depicted in this material are for information purposes only and are not necessarily those of Cetera Advisor Networks. They should not be considered specific advice or recommendations for any individual. Neither Cetera Advisor Networks nor any of its representatives may give legal or tax advice.

Send a textHow well can you navigate the financial labyrinth as a woman in today's society? We've invited Liz Flint, Assistant Vice President and Business Development Consultant with MFS Investment Management, to shed light on this pressing matter.Our engaging conversation covers the societal transformation of women's roles from the 1950s to now, where women constitute 57% of the labor force. Liz, a working mother, walks us through her personal journey, sharing invaluable tips for financial security.Brace yourself for some staggering statistics! Did you know that just a third of Americans budget their earnings, and a shocking 63% are unequipped to handle a $500 emergency? Our discussion with Liz delves into the significance of budgeting, compounding, and disciplined saving. We reveal how this trifecta can lead to financial stability and independence.Ever wondered about the intricacies of Social Security benefits and the "Pink Tax"? Our chat with Liz unravels these concepts with personal anecdotes and real-life examples.  We speak about the longevity gap between genders and its financial implications.The episode wraps up with a profound discourse on the transfer of generational wealth, the resources for managing caregiving, and the immense power of financial literacy and knowledge.Remember, it's never too late to seek help from an expert. Join us for this enlightening conversation.

Send a textIn this episode, the Finance Roundtable team interviews CERTIFIED FINANCIAL PLANNER™ and New York Times bestselling author, Carl Richards. Carl is also the creator of the Sketch Guy Column, which appeared weekly for a decade in The New York Times. Jacob, Micheal and Carl openly discuss the complexities of financial planning during emotional and challenging times. Carl explains that the financial planning process begins when your money and values meet for the first time.The episode ends with Carl discussing his research around the psychological phenomenon where people doubt their skills, talents, or accomplishments. We hope you give this episode a listen…

Send a textIn this episode, the Finance Roundtable team interviews Cetera Investment Management’s Chief Investment Officer Gene Goldman.Listeners will learn a great deal about the current economic landscape as Gene discusses the possibility of the United States experiencing a rolling recession, why diversification is so important, and where investors may find future opportunities for growth.Along the way, co-host Kelvin Gold asks Gene about the economic phenomenon of the Taylor Swift concert tour. The tour is slated to earn over a billion dollars in sales and the Philadelphia Federal Reserve noted in recent minutes that they have witnessed a positive impact because of the concert. The tour has even caused an earthquake in Seattle due to the noise.Lastly, you won’t want to miss co-host Michael Cochell asking Gene several personal questions in what Mike calls Rapid Fire. Did you know that Gene Goldman is a magician, well kind of…

Send a textIn this episode, Professor Jacob Gold, Michael Cochell and Kelvin Gold interview the Arizona Cardinals punter Nolan Cooney.You won't want to miss Nolan's remarkable story on how he became an NFL player.  https://www.azcardinals.com/news/cancer-visit-hits-close-to-home-for-nolan-cooney

Send a textIn this episode, Professor Jacob Gold and co-host Kelvin Gold talk with Professor Atif Ikram from Arizona State University. Professors Gold and Ikram discuss the new financial literacy program that Arizona State University is rolling out this Fall semester. In addition, listeners get to hear about the amazing life of Professor Atif Ikram. He was born and raised in Pakistan and is now a teaching PhD at one of the largest Universities in the United States. Listeners will quickly recognize how much admiration and respect professors Gold and Ikram have for each other. Enjoy this episode of Finance Roundtable. 

Send a textIn this episode of the Finance Roundtable Podcast, Jacob Gold interviews Chris Smart, a professional voice over artist.Chris Smart is the voice for Jacob Gold's audiobook Money Mindset: Formulating a Wealth Strategy in the 21st. Century.The story behind how Chris got to work on the audiobook is an interesting one that you won't want to miss.You can purchase the Kindle, hardcover or audiobook of Money Mindset: Formulating a Wealth Strategy in the 21st Century at Amazon or anywhere books are sold.Thank you to Chris Smart for all his time, energy and overall cool vibe. To learn more about Chris Smart visit www.csmartvoice.com. 

Send a textIn this podcast episode of Finance Roundtable, we discuss how the economy and stock market performed during the first quarter of 2023. Then we attempt to draw some parallels between baseball and investing. It’s a fun episode so please make sure to check it out. We encourage you to visit www.financeroundtablepodcast.com and www.jacobgold.com to learn more about who we are and all that we do. We want to hear from our listeners! Please call our office at 480-998-4653 ext. 12 and leave us a voicemail with a question that you would like us to answer on the podcast.

Send a textIn this episode of the Finance Roundtable Podcast, we talk about different ways to talk to kids about money. We discuss 3 basic money concepts that kids should know:Introduce the value of moneyEmphasize the importance of saving a portion of your incomeUnderstand the POWER of compound interest Lastly, during this episode we have an appearance from a very special guest; Ms. Bella Grace Gold. Bella (11) is my youngest child and her presence will surely bring a smile to your face. Check us out online at www.financeroundtablepodcast.com Visit the website for Jacob Gold & Associates, Inc. Have a question for the podcast, call us at 480-998-4653 ext. 12

Send a textIn this episode of Finance Roundtable, Professor Jacob Gold, Michael Cochell and Kelvin Gold discuss 5 money personality types and how being self-aware of your money personality type could actually help you make better financial decisions.The 5 money personality types are:The Busy BeeThe Saving SquirrelThe Lavish LionThe Indifferent IguanaThe Concerned Camel

Send a textIn the inaugural episode of Finance Roundtable, Professor Jacob Gold, Michael Cochell and Kelvin Gold have a chat about the current economic landscape. Professor Gold acknowledges the financial pains of 2022 and then discusses three possible bright spots for 2023. The midterm election is behind usInflation is coming downChina is opening up again.We encourage you to listen and provide feedback at [email protected].

Send a textGet to know the Producer of Finance Roundtable; Kelvin Gold.

Send a textGet to know the President of Jacob Gold and Associates, Inc.; Michael Cochell.

Send a textGet to know the host of Finance Roundtable; Professor Jacob Gold.

Send a textGet introduced to Professor Jacob Gold, Michael Cochell and Kelvin Gold. Together they discuss why they are starting Finance Roundtable and what they hope to accomplish during this adventure.