First Sip

PODCAST · business

First Sip

Welcome to First Sip!I'm Dekimbe Smith, your host, and every week we sit down for curious conversations about building wealth, growing a business, and showing up in your career and life with intention. No fluff, and no gatekeeping. Just the kind of conversations you wish you were having with someone who gets it.Whether you're figuring out how to attract more clients, make smarter money moves, or just get more out of the work you're already doing, First Sip is where curious people come to level up.New episodes drop weekly. So grab your drink, press play, and as always...enjoy your first sip!

  1. 153

    Claude Has Taken Over the AI Race...For Now | EP. 154

    Click here to watch the full episode on YouTubeMost of us picked one AI tool a couple years ago and never looked back. If that tool is ChatGPT, there is a real chance you’re leaving a lot on the table and you might not even know it yet. This week we’re getting into the AI race as it stands right now in 2026.Here's what we're sippin on:One company just lapped the entire industry and it happened faster than anyone expectedThe four major AI tools broken down so you actually know which one to use and whenHow the company behind Claude is building its own product differently than any tech company before itIf you have been using the same tool since the beginning and wondering why everyone else seems to be moving faster, this one is for you.Thank you for listening, and as always…enjoy your first sip! ━━━━━━━━━━━━━━━━━━━━━━━━TIMESTAMPS00:00 The AI race and why the conversation has changed01:13 Welcome and what we are sipping on today02:00 How Dekimbe has been using AI in his business and life03:00 Breaking down the four major players in the race right now04:43 What LLMs actually are and how they work05:40 Why Claude is the deep thinker and how it compares to ChatGPT07:18 ChatGPT's image generation and where it still wins07:38 Gemini and its integration across the Google Suite08:13 Why Gemini and NotebookLM are a powerful combo for content creators09:18 Grok and where real-time information gives it an edge09:35 How the race shifted and what happened to OpenAI's lead10:38 Anthropic's growth from $9 billion to $30 billion in four months11:12 Why it took Salesforce 20 years to do what Anthropic did in three11:47 Enterprise adoption and over 1,000 companies paying $1M or more a year13:28 Anthropic using Claude Code to write its own code14:24 The Elon and Anthropic data center deal and what it means15:48 How to pick the right AI tool for the right task16:15 The knife analogy breakdown for ChatGPT, Claude, Grok, and Gemini20:06 A simple challenge to compare tools on the same prompt this week21:14 How Claude connects to the tools you are already usingWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  2. 152

    The Business Lessons Real Estate Taught Me That Nobody Talks About | EP. 153

    Watch the full episode on YouTubeAfter 4 years as a real estate agent in Philadelphia, I'm being honest about what actually happened, what I earned, what I learned, and why I'm making a pivot now.This isn't a real estate episode. It's a business episode. I'm talking about the gap between the fantasy of being your own boss and the reality of building something sustainable, why doing the sales and the marketing at the same time will eventually break you, and how tying your identity to what you do can keep you stuck longer than you should be.I also get into how content marketing quietly worked behind the scenes even while the agent work wasn't, and what that proof of concept is pointing me toward next...If you've ever questioned a pivot, or felt like switching direction meant you failed, this one is for you.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  3. 151

    250 Interviews Later: Here’s What You Need To Get Hired | EP. 152 ft. Ryan Conceicao

    Watch the Full Episode here on YouTubeImagine applying to dozens of jobs a week for months straight and getting zero interviews. Not one callback. Now imagine someone telling you that the problem was never the job market. It was your process the whole time.This weeks guest, Ryan Conceicao, has spent 11 years in medical sales and the last 8 helping people break into one of the most competitive and well-paying industries out there. He has sat in over 250 interviews himself, built a career coaching program, and is now helping others land their dream job through a job search strategy that actually works in 2026. Like a recent D1 athlete, that went from unemployed to a six figure medical sales offer at one of the most prestigious medical companies in the country in 15 days. Fifteen days.In this episode we get into why most job seekers are networking with the wrong people entirely, the LinkedIn networking tips that get you in the room before you even interview, how AI is quietly giving an unfair advantage to the people who are paying attention, and what it actually means to invest in yourself when time is the only currency that matters.If you have ever felt like the world was moving faster than you, and don't know how to catch up, this one is for you.━━━━━━━━━━━━━━━━━━━━━━━━ TIMESTAMPS00:00 Intro and Ryan's background in medical sales coaching02:00 How Ryan went from helping people one on one to building a course07:00 What Ryan says to people who complain the job market is too hard09:00 The 50/50 formula: networking and interviewing broken down10:30 The LinkedIn strategy that gets you in front of the right hiring manager12:00 How to create raving fans inside companies before you even interview20:00 The D1 athlete who landed a $100K+ medical sales job in 15 days23:00 Why time is the most undervalued currency27:00 Distractions, media noise, and how to stay locked in on what matters36:00 What parenting taught Ryan about self-awareness and behavior42:00 AI is not here to replace you. It is here to make you better43:00 How Ryan's brother built their entire website, funnels, and follow up with AI47:00 The Guyana business opportunity and where AI meets emerging markets52:00 Ryan's closing thoughts on purpose, validation, and why people struggleCONNECT WITH RYAN LinkedInWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  4. 150

    Strait Up Closed: Why Gas Prices Are About to Explode | EP. 151

    Watch the Full Episode on YouTubeWhy are gas prices going up again… and how can something happening across the world impact what you pay at the pump so quickly?In this episode, I break down why gas prices change, how global oil supply chains work, and how one narrow waterway (strait) can influence fuel prices almost overnight. Most people hear about war, supply issues, or politics… but the real impact comes from how oil moves around the world.After traveling and seeing gas prices jump firsthand, I wanted to understand what actually causes these shifts. This episode connects the dots between global events, oil transportation, shipping routes, and gas prices… in a way that actually makes sense.Timestamps00:00 – Coming back from Guyana and noticing gas prices00:44 – Intro01:19 – Back to gas prices and global impact02:00 – How global events affect gas prices03:30 – How oil supply chains actually work05:00 – Why gas prices react early06:30 – The role of shipping routes and straits08:00 – How disruptions impact fuel prices09:30 – Why gas prices feel unpredictable11:00 – How this affects your everyday costs12:30 – What to watch moving forward14:00 – Final thoughtsWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  5. 149

    How I Use AI to Save Time and Make More Money (and How You Can Too) | EP. 150

    Click to watch the full episode on YouTube!What if you could offload the busywork that keeps piling up every week and get back hours of focus without hiring a full team? In this episode, I break down how I’ve been using AI tools as a practical “assistant” for content, real estate, and everyday workflows so tasks stop slipping through the cracks and your systems actually feel manageable.In this episode of the First Sip Podcast, I break down:- Why I started using AI as leverage- How I use tools to capture leads, organize conversations, and reduce the back-and-forth across platforms- Simple automations that handle repeat questions and route people into a CRM without manual work- How AI-powered content workflows turn one episode into multiple short clips and marketing assets- A real example of turning a voice note into a polished presentation using transcription and slide tools- How beginners can start using AI to move past analysis paralysis and build a “virtual assistant” that asks the right questionsHere’s the Master Prompt for you to create your own AI Assistant:[Executive Assistant Master prompt ](https://www.notion.so/Executive-Assistant-Master-prompt-2ff557a368e0813e9084c6c76ee132e7?pvs=21) Thank you for listening, and as always…enjoy your first sip! Timestamps:00:00 – Using AI as an assistant for weekly tasks and focuS02:38 – Real estate follow-ups, marketing, and the need for leverage03:31 – Using ChatGPT like a personal assistant and what you’ll get by the end04:00 – Turning repeatable weekly tasks into faster workflows04:41 – Using forms, chatbots, and automations to capture info upfront04:58 – Zapier example: sending form responses directly into your CRM05:17 – Instagram DM auto-replies and filtering inbound requests07:00 – Turning long-form episodes into short-form content at scale07:36 – Tools like Opus Clip and CapCut for transcript-based clipping09:32 – Why the future of sales is changing fast10:02 – Real example: building a presentation with AI instead of PowerPoint11:02 – Transcribing audio with Descript11:33 – Using NotebookLM to generate a slide deck from the transcript12:34 – Creating a master prompt with ChatGPT or Gemini 13:32 – Prompting explained: clear instructions lead to better outputs15:50 – Using transcripts to create marketing visuals and infographics16:40 – Starting AI as a beginner and finding your real starting point17:10 – AI for goals: fitness, money, business, and life planning20:32 – The “virtual assWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  6. 148

    Market Drip: What a new Fed Chair could change about rates and housing | EP. 149

    Click here to watch the full episode on YouTubeWe may finally know who could replace Jerome Powell as Federal Reserve Chair, and this decision could directly shape interest rates, inflation, housing costs, and the overall economy for years. A change at the Fed is not just political news. It can influence how affordable homes are, how secure jobs feel, and how much breathing room everyday budgets have.In this episode of the First Sip Podcast, I break down:Why Trump’s reported pick for the next Fed chair matters for regular people, not just marketsWho Kevin Warsh is and how his past experience during the financial crisis shapes his thinkingHow Fed decisions filter into housing affordability, mortgage rates, and buyer behaviorHow to think about your own 12 to 24 month plan if rates start moving lowerQuestion for you: If mortgage rates dropped by about one percentage point, would you feel ready to buy, refinance, or would you still wait things out?Timestamps:00:00 – Trump’s pick for the next Fed chair and why it matters02:24 – Jerome Powell’s recent legacy: inflation, rate hikes, and tough tradeoffs04:33 – Who Kevin Warsh is and the era that shaped his views06:34 – Warsh’s current stance on rates and shrinking the Fed balance sheet08:41 – What this could mean for housing and mortgage affordability10:56 – Why the era of easy money may not return quickly12:47 – Why a 1% rate drop can change buying power dramatically14:49 – Book recommendation: The Color of Law and housing history17:14 – Investing responsibly and understanding long-term impacts on communities19:09 – Final thoughts and wrap-upWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  7. 147

    Is Buying a Home Still Worth It in 2026? Here's the Truth ft. Jarred Smith | EP. 148

    Watch the full episode on YouTubeIs homeownership still the "American Dream"…or has the math and lifestyle completely changed for younger generations?In this episode of the First Sip Podcast, I'm sitting down with Jarred Smith to have a balanced conversation about whether buying a home still makes sense in today’s economy. With rising prices, higher interest rates, and more people prioritizing flexibility, the rent vs buy debate looks very different than it did for previous generations.This is not a sales pitch for buying a home and it's not an argument against renting. It's a real discussion about timing, strategy, and what people are actually optimizing for in this stage of life.We break down:- Why more people are questioning homeownership today- The real tradeoffs between renting and owning- Stability vs flexibility and commitment vs optionality- When buying a home can be a smart move and when it might not be- Why homeownership should be viewed as a strategy, not a milestoneIf you are renting, thinking about buying, or feeling stuck in between, this episode will help you think more clearly about the decision without pressure or hype.Listen through the end and ask yourself one simple question:What am I optimizing for right now?Thank you for listening, and as always...enjoy your first sip!------Join the First Sip community:I’m here to help you make these complicated financial concepts make sense in your own life.  If you're ready to stop playing it safe, and start building a life you actually enjoy, subscribe to the newsletter. Every week I dive deeper into the topics of business, money, and real estate, breaking down the proven systems we'll need to win the long term game.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  8. 146

    Market Drip: Can Trump’s $200B Plan Lower Mortgage Rates? | Ep. 147

    A $200 billion plan tied to mortgage rates just made headlines, and it’s coming from Donald Trump. The idea is that by buying mortgage bonds, borrowing costs could come down without cutting rates directly through the Federal Reserve. It sounds promising, but how does it actually work, and what does it really change for everyday people?In this episode, I break down the mechanics behind mortgage bonds, the role of Fannie Mae and Freddie Mac, and why government money flowing into these markets can influence mortgage rates. We also talk about the early market reaction, including recent rate movement and a spike in refinance activity, and where things are still unclear.This episode isn’t about politics. It’s about understanding the system so you can make better decisions around buying, refinancing, or waiting. If you’re watching the market and trying to figure out your next move, this conversation gives you the context most headlines leave out.Thank you for listening, and as always… enjoy your first sip.Watch the full episode on YouTube📉 Trump’s $200B Mortgage Rate Plan Explained 🏡💰00:00 – Trump Announces $200B Plan to Lower Mortgage Rates01:10 – Housing Affordability and Trump’s Recent Ideas02:10 – Where the $200B Comes From: Fannie Mae & Freddie Mac02:55 – Early Market Reaction and Mortgage Rates Near 5.99%04:28 – How Buying Mortgage Bonds Can Lower Mortgage Rates05:30 – Mortgage Rates Then vs Now and What’s Changing06:51 – Is This a Real Plan or Just Hype? Election-Year Context07:55 – Why Some Housing Ideas Never Materialize09:12 – Refinance Surge, Buyer Activity, and Next StepsWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  9. 145

    Busy But Going Nowhere? | Ep. 146

    Most of us start the year the same way. New goals, new plan, big intentions. And then somewhere along the way, we stop…reset…and start all over again.But this year we're doing things a little differently. This year is about doing less, not more. Picking one or two things that actually worked last year and committing to them long enough to see real progress. If you’ve ever felt busy but not productive, or like you keep restarting instead of building momentum, this conversation is for you.You'll hear:- Why I think boring consistency is more powerful than motivation- How chasing too many goals keeps you stuck- Why cutting one thing out can accelerate your growth- Simple ways to measure progress without overcomplicating it- The importance of focus, patience, and accountabilityIf you’re new here, welcome.If you’ve been rocking with me for a while, welcome back.So grab your drink, press play, and as always...enjoy your first sip.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  10. 144

    Financial Discipline Matters More Than the Market in 2026 ft. David Colon Jr. | Ep. 145

    With so much noise around the economy, investing, and financial advice, it’s easy to feel like you’re supposed to react to every headline. Instead, David and I talk about why discipline, and long-term thinking matter more than trying to time everything perfectly.We talked about recent financial news that you should be aware of going into the new year, how small decisions compound over time, and why building a solid foundation matters more than chasing the next opportunity. This episode is about positioning yourself for what comes next without panic or pressure, so you can make smarter decisions with your money, your time, and your future. Thank you for listening, and as always…enjoy your first sip! ☕️  Watch the full episode on YouTubeWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  11. 143

    The Harsh Reality of Entrepreneurship ft. David Colon Jr. | Ep. 144

    Starting a business sounds exciting until you hit the weeks that nobody warns you about. The slow weeks. The weeks that test your confidence. The moments you wonder if you made the right choice.In this episode I sit down with David Colon to talk through the real side of entrepreneurship and the lessons we both learned the hard way. David built his career in the tax industry from the ground up. He has seen people rise fast, quit early, lose momentum, or finally break through. This conversation goes deep into what it actually feels like to build something of your own when the income is inconsistent and the support system isn’t always there.We talk about adapting quickly, dealing with doubt, managing those tough financial swings, and why so many new entrepreneurs walk away before they ever see progress. David shares the turning points in his own story and the mindset shifts that helped him stay committed when things got difficult.If you have ever thought about starting your own business or you’re already in it and feeling the pressure, this episode gives you the honest perspective that most people avoid.Watch the full conversation to hear:• The early struggles that shaped David’s journey• Why support matters more than people admit• How inconsistent income affects your mindset• The moment entrepreneurship starts to feel real• What we wish someone told us before we startedThank you for listening and as always...enjoy your first sip!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  12. 142

    Market Drip: Stocks Are Down, Bitcoin’s Tanking, Foreclosures Are Up…What’s Next? | Ep. 143

    This episode started with a simple question that’s been sitting in the back of everyone’s mind lately...if prices are falling almost everywhere, why does it only feel harder to live your regular life?Groceries are still high. Gas is still high. Bills feel heavier. Yet stocks are sliding, Bitcoin wiped out almost a year of gains, collectibles are selling off, and foreclosures are climbing again. On paper it looks like a cooling economy, but in real life it feels nothing like relief.So I wanted to sit down and pull apart the signals one by one. Not from a place of panic, but from a place of curiosity. What do these drops actually mean. Who is moving the market. Why foreclosures are rising even though demand for homes is still intense. And how much of the story gets distorted by headlines built to grab your fear before your attention.Across Bitcoin, stocks, collectibles, and the housing market, I’m trying to understand what’s real, what’s noise, and what still needs clarity. If you want a grounded look at whether we are entering the recession everyone has been whispering about, this conversation will give you a better picture.Thank you for listening and as always...enjoy your first sip!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  13. 141

    Market Drip: Could a 50 Year Mortgage Make Homes Affordable Again? (No, but let’s talk about it) | Ep. 142

    People are talking about this new idea for a 50 Year Mortgage. Lower payments, easier entry and a chance to finally grab the home you’ve been staring at for years... at least that’s how it’s being sold.In this week’s episode of the First Sip Podcast, I’m breaking down what a 50 year mortgage really means for buyers today. It sounds like a shortcut in a market where rates are high, prices are annoying, and inventory is non-existent. But once you look at the long term cost, the impact on interest payments, and how this doesn’t fix the real issue of not enough homes being built, the picture changes fast. This episode goes into the math, the policy talk and the reality behind why affordability feels like it keeps slipping further away.What we’re talking about this week:How a fifty year mortgage lowers the monthly payment in the short termThe massive long term interest cost most people never calculateWhy the real problem is still inventory shortages and zoning roadblocksHow policy conversations distract from the need for more buildingWhat first time buyers should think about before jumping at lower paymentsIf you’ve ever wondered whether these plans help regular buyers or just shift the pressure around, this episode will give you the clarity you need to think long term, not just month to month.Thank you for listening and as always...enjoy your first sip!☕️What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  14. 140

    How to Enjoy the Holidays Without Going Broke | Ep. 141

    Every year, as soon as Thanksgiving ends, the sales start rolling in. Black Friday, Cyber Monday, Christmas discounts, and before we know it, our credit cards are maxed out again.In this week’s episode of the First Sip Podcast, I’m diving into why we fall into the same overspending trap every holiday season and how to break the cycle for good. From the psychology of gift-giving to the pressure to show love through money, this episode goes deep into the emotional and financial habits that keep so many of us stuck.Here’s what we’re sipping on:- Why “holiday spirit” often turns into overspending and guilt- The mental and emotional traps behind buying more than we can afford- How to set real financial boundaries before the holidays- Simple ways to save all year long for gifts without breaking the bank- How to build a healthy money mindset heading into the new yearWhether you’re trying to get debt-free or just want to spend more intentionally, this episode will help you rethink your relationship with money, giving gifts, and financial security.Thank you for listening and as always… enjoy your first sip. ☕️What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  15. 139

    Your Taxes Are Changing — Here’s What You Need to Know for 2026 ft. David Colon | Ep. 140

    They’re calling it the “Big Beautiful Bill,” and it could change how much money hits your paycheck. In this episode, David Colon breaks down what’s inside Trump’s new tax plan, and what it means for small business owners, and employees heading into 2026.You’ll learn:How the new tax law could affect your take-home payWhat to know about overtime, bonuses, and deductionsWhy some people could pay less now but more laterIf you’ve been wondering how these tax updates will actually impact your real-life budget, this episode will help you understand it and plan ahead.Thank you for listening and as always…enjoy your first sip. ☕️Connect with David:Better Tax Services Intake FormInstagram - Better Tax ProWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  16. 138

    The Success Trap: Why the Goalpost Keeps Moving | Ep. 139

    A few years ago, I thought success meant hitting big goals — closing more deals, making more money, buying that first property. But once I got there, it didn’t feel like “arrival". I realized the finish line keeps moving…and maybe it was never real in the first place.In this episode, I unpack what that realization taught me, and why so many of us in our 20s and 30s get stuck chasing the next milestone without ever feeling satisfied. You’ll hear:- The moment I realized success isn’t a single destination- Why constant achievement can actually create more stress- How to redefine your scoreboard (and what truly counts)- The trap of comparison and how to break out of it- A few questions that’ll help you figure out what you’re really chasingAnd to wrap things up, I've got another "content rec of the week" for you to check out!If you’ve ever hit a goal and immediately asked, “What’s next?”…this episode is for you.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  17. 137

    Rates Drop, Rich Americans Fuel The Economy, and TikTok Gets the Green Light | Ep. 138

    What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  18. 136

    The Jobs Report That Changed Everything | Ep. 137

    Watch the full episode on YouTubeThe latest jobs report changed everything. With job growth weaker than expected and revised numbers showing major cracks, the Fed looks set to cut rates this month, so what does that mean for us?In this episode, I break down:• Why the jobs market is weaker than we thought• How Fed rate cuts could shape the rest of 2025• Why mortgage rates dropped to the low 6s• The surge in refinance and buyer demand• What this means if you’re planning to buy or refinancePlus, I shared what I’ve been watching when I’m not watching the Eagles win or the markets.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  19. 135

    How To Build A Business & Career That Actually Lasts ft. Earnest Key | Ep. 136

    Watch the full episode on YouTubeWhat’s the key to building a 20-year real estate career? In this episode, I sat down with a seasoned Philadelphia Broker who shares how networking, mindset, and discipline helped him stay in the game.Earnest Key is a real estate professional with over two decades of experience and the owner of a Philadelphia-based brokerage, Key Legacy Realty. He’s built his business by staying focused, staying curious, and learning how to pivot, no matter what the market looks like.Whether you're just getting started or trying to grow your business, this conversation covers the real strategies that lead to long-term success. Grab your drink, press play, and as always...enjoy your first sip!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  20. 134

    5 Healthy Habits I Ignored (Until I Saw the Results) | Ep. 135

    Watch the full episode on YouTube Is your “hustle” draining more life than it’s giving you?In this episode, I’m breaking down 5 simple habits that completely shifted my energy, focus, and even my finances. I used to wake up feeling drained, foggy, and wondering why I couldn’t stay consistent. But once I locked into these routines, everything started compounding. Better health, better work, more money. If you’ve been trying to get back on track and want to feel more locked in, this one’s for you.Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  21. 133

    Can Your Income Keep Up With Today’s Housing Costs? - New Realtor.com Report Says No | Ep. 134

    Watch the full episode on YouTube!Are home prices, mortgage rates, and income out of sync? In this episode, I break down Realtor.com's latest housing affordability report and what the 30% rule means in 2025.From Los Angeles to Philadelphia, I went over where homeowners still have a fighting chance, and what the government is doing to help. If you're feeling priced out or planning to buy, this one's for you.Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!Chapters00:00 The Current Housing Market Crisis02:45 Regional Affordability Disparities06:03 Potential Solutions and Assistance Programs08:47 The Future of Homeownership and Crypto AssetsWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  22. 132

    Fed Freeze Explained: Why the Fed Won’t Cut Rates Yet | Ep. 133

    Federal Reserve news... rate cuts... mortgages... credit cards. In this episode we tackle the big question: Why isn’t the Fed cutting interest rates yet, and how does that choice hit your wallet right now?Subscribe to the newsletter, First Sip Weekly - for show updates, and weekly breakdowns that turn complex economic news into realistic moves you can make today!Chapters:00:00 Federal Reserve's Decision on Interest Rates02:46 Impact of Tariffs on the Economy05:59 Consumer Confidence and Spending08:48 Managing Personal Finances in a Stagnant Rate EnvironmentWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  23. 131

    Can Trump Get The Fed To Cut Rates? | Ep. 132

     Trump wants a massive rate cut, but will the Fed actually do it? In this episode, I break down the 2025 interest rate debate, why Trump is pressing Powell, and what it all means for your money. Chapters00:00 The Fed's Dilemma: Interest Rates and Economic Growth02:57 Trump vs. Powell: The Political Pressure on the Fed05:53 The Impact of Rate Cuts on the Economy08:58 Navigating Financial Decisions in Uncertain TimesWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  24. 130

    Homebuyers Have Been Waiting For This - 2025 Housing Market Update | Ep. 131

    Is the housing market finally turning in 2025? Welcome back Family! This week I’m answering that question as I break down what the latest real estate data actually means for renters and first-time buyers, including shifts in home prices, inventory trends, and whether this could be the moment you’ve been waiting for.We’ll explore the root causes of today’s frustrating market conditions, what recent changes say about where things are headed, and what you should really focus on before deciding to rent or buy.Thank you for listening and as always, enjoy your first sip! 🙏🏾☕️What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  25. 129

    The Advice I Needed When I Couldn’t Pick a Direction | Ep.130

    Not sure which of your skills to lean into? You’re not alone. This episode is for the multi-talented but directionless. In this episode, I talked about what it feels like to have a bunch of ideas or talents but still no clear plan. I break down how to stop overthinking, pick something to test, and start moving forward with confidence, even if you’re not 100% sure it’s the right move. You'll eventually realize that it isn’t about having it all figured out. It’s about using what you already have to build momentum and clarity over time. What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  26. 128

    How Student Loan Debt Became a $1.6 Trillion Crisis | Ep. 129

    Student loan debt, wage garnishment, tax refund seizures... What happens now that student loan collections are back in full force? In this episode, I break down how student loan debt ballooned to over $1.6 trillion, why millions of borrowers are at risk today, and the new collection tactics being implemented in 2025.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  27. 127

    What Happens When We Tax the World? | Ep. 128

    Welcome back family — in this episode, I break down Trump’s renewed push for tariffs and what it could mean for your wallet, mortgage rates, and the overall economy. Prices are rising, rates are swinging, and we’re all trying to figure out what to do next. If you’re preparing to buy a home, invest, or just want to stay informed, this one’s for you.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  28. 126

    How to Turn Your Skills Into Income (Without Starting Over) ft. Isaiah Gaymon | Ep. 127

    In this episode, Isaiah Gaymon and I talk about how trusting yourself, collaborating with the right people, and showing up for your community can open doors both personally and professionally. We get into what it really looks like to pivot careers, and turn your skills into income.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  29. 125

    Will A Recession Crush The Housing Market? | Ep. 126

    Could a trade war lower home prices? In this episode, I broke down how a trade war and recession could impact mortgage rates, home prices, and your financial future. With the economy facing uncertainty, I dive into why consumer confidence is shifting, what it means for the housing market, and how to prepare for potential rate cuts.00:00 - Could a Trade War Lower Home Prices?01:20 - Why Mortgage Rates Are Stuck03:57 - How a Recession Could Impact Home Buyers05:45 - Will there be a Recession 08:05 - Understanding Tariffs & Economic Risks10:05 - Using a High Yield Savings AccountWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  30. 124

    Building Financial Security: Practical Tips on Savings, Investments & Wealth Building ft. Chris Skutnik | Ep. 125

    Want to learn how to save money & build wealth?In this episode, I sat down with Certified Financial Planner, Chris Skutnik, to learn about smart ways to save, invest, and stay on track with your money. Chris shared tips on  how to make the most of employer matches, why saving regularly matters, and how to stay disciplined with your finances.Chapters00:00 Starting the Journey: The Importance of Early Investment10:07 Understanding Personal Finance: Savings vs. Investment Returns19:50 Navigating Market Changes: Strategies for Young Investors29:51 The Role of a Financial Coach: Overcoming Emotional Barriers30:16 Financial Discipline and Structure33:14 Emergency Funds and Wealth Building35:56 Investment Accounts Explained40:28 The Importance of Financial Guidance41:51 Child Planning and Education Savings44:56 Navigating Cryptocurrency Investments48:36 Self-Discipline and Long-Term SuccessWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  31. 123

    Will Trump’s New Tariffs Push Home Prices Even Higher? | Ep. 124

    Watch the Full Episode on YouTubePresident Trump is back in office, and he's making bold moves—tariffs, mass deportations, and a push for lower interest rates. But will any of this actually help homebuyers and renters?00:00 - Trump’s Economic Moves: Tariffs & Deportations01:00 - How Immigration Affects the Construction Workforce02:10 - Impact of Immigrant Labor on Housing Costs03:25 - Will Builders Absorb Costs or Pass Them to Buyers?04:18 - Trump’s Push for Tariffs & Homebuilding Costs06:00 - The Impact of Interest Rates on Home Prices07:07 - Trump vs. Jerome Powell: The Rate Cut Debate08:20 - Are These Changes Actually Helping Homebuyers?08:59 - Staying Informed: Making Smart Housing Decisions09:45 - Final Thoughts & How to Get Real Estate GuidanceWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  32. 122

    How to Legally Pay Less Taxes in 2025 ft. David Colon | Ep. 123

    Watch the Full Episode on YouTube💰 Tax Season Is Here – Are You Ready?Want to keep more of your hard-earned money this tax season? Whether you're a 9-5 employee, self-employed entrepreneur, or real estate investor, this episode will show you how to legally reduce your tax bill and maximize your refund in 2025.I sat down with tax expert David Colon to break down everything you need to know before filing your taxes. Plus, if you’ve hit a big parlay on FanDuel or DraftKings, learn how to report your sports betting winnings properly—so you don’t get flagged by the IRS.🔎 In This Episode, We Cover:✅ How to legally pay less in taxes and keep more of your income✅ Top tax mistakes that could cost you thousands✅ Essential deductions & credits you might be missing✅ Real estate investor tax loopholes to lower your tax burden✅ The truth about sports betting winnings & IRS tracking✅ IRS crackdown in 2025 – What you need to know🏡 Ready to take the next steps towards your future home? Connect with Dekimbe: https://calendly.com/dekimbesmith/letstalkWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  33. 121

    Top 5 Mistakes Renters Make (And How to Avoid Them) | Ep. 122

    Watch the Full Episode on YouTubeRenting your first apartment? It’s not as simple as scrolling Zillow and signing a lease. Many first-time renters make costly mistakes that can lead to financial strain, bad rental experiences, or missed opportunities. In this episode, I’m breaking down the top 5 mistakes renters make, and that I made—and how to avoid them!What You’ll Learn in This Episode:✔️ Why budgeting beyond rent is essential 🔎✔️ The #1 thing to check before applying 🏠✔️ How to avoid getting stuck with unexpected move-in costs 💰✔️ Why you should never rent sight unseen 👀✔️ How your credit score can make or break your approval 📊What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  34. 120

    Why The DOJ Is Suing Big Landlords | Ep. 121

    Watch the Full Episode on YouTubeIn this episode, I’m breaking down the evolving antitrust lawsuit filed by the U.S. Department of Justice against six major landlords, including Greystar and Blackstone's LivCor. The DOJ claims these companies used RealPage’s pricing algorithm to coordinate rent increases, pushing millions of renters into financial strain.What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  35. 119

    How to Get Rich WITH Your Friends ft. Sankofa Properties | Ep. 120

    Watch the Full Episode on YouTubeIn this episode, I sit down with the incredible team behind Sankofa Properties to uncover their unique journey from college friends to real estate trailblazers. Khalia, Erica, and James share how their African-centered studies inspired a mission-driven real estate business.Learn about their strategic approach to building multiple revenue streams, the importance of understanding your clientele, and how their vertical integration model transforms real estate services.📖 Content Recs of the Week: "Winning" by Tim Grover - https://amzn.to/42396CD"The Pumpkin Plan" by Mike Michalowicz - https://amzn.to/40mk599"Never Finished" by David Goggins - https://amzn.to/40kTTvF⚡️Connect with the team at Sankofa Propertieshttps://www.instagram.com/sankofasignings/What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  36. 118

    The Truth About Home Prices in 2025 ft. Josh Giddings | Ep. 119

    Watch the Full Episode on YouTubeIn this episode, I sat down with Josh Giddings, lending expert and mortgage partner, to discuss the realities of today's housing market. From navigating rising interest rates to understanding the misconceptions about affordability, Josh shares actionable insights to help you make informed decisions in 2025. 📅 Connect with Josh Giddings:Schedule a call: https://calendly.com/whoisjoshgLearn more about mortgage options: https://www.thinkmtg.com/JoshGiddings.htmlWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  37. 117

    Should You Use A "No Money Down" Program, and Home Tour Horror Stories ft. Jarred Smith | Ep. 118

    Watch the Full Episode on YouTubeOn this episode I reconnected with Jarred Smith to do a recap of the biggest challenges buyers are dealing with, and why the idea of buying a home with "no money down" may be giving people false hope.But it's not all serious-Jarred shared some wild and hilarious real estate stories, from bizarre home tour encounters, to saving clients from attack dogs.📅Ready to take the next steps toward your future home? Let's Talk! https://calendly.com/dekimbesmith/letstalkWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  38. 116

    The Real Reason Young Adults Are Moving Back Home

    Welcome back Family! In this episode we dive into the growing trend of young adults (ages 18-34) moving back in with their parents. Is it a smart financial move or a sign of a struggling economy? Let’s talk about:🔸 Why this trend is increasing and what it means for the economy.🔸 How cultural differences shape financial decisions.🔸 The importance of building a financial foundation before stepping out on your own.📅 Schedule a Free Consultation Call with Me: Ready to take the next steps in budgeting or getting ready for your future home? Let’s connect! 🔗 Content Rec of the Week: "I Will Teach You to Be Rich" by Ramit Sethi – A must-read for anyone looking to take control of their finances! What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  39. 115

    The Housing Market Crisis: New President, Same Problems?

    Welcome back Family! In this episode of  the "First Sip Podcast", we’ve got a lot to unpack! A new president is in office, and the Fed has just cut interest rates again. 🏛️ But what does all this mean for the housing market and our wallets? We break down how Trump’s return and the latest economic moves are impacting real estate, interest rates, and home prices.We’ll discuss:- The housing supply crisis: 5 million homes short and what (if anything) can be done to fix it.- Why mortgage rates aren’t dropping as fast as we’d hope, even with the Fed’s recent rate cut.- The future of home prices and whether we can expect any relief in 2024.Plus, I share this week’s First Sip Tip on how to make sure your savings are in the best spot to capitalize on opportunities, and we dive into an epic content recommendation you don’t want to miss.Stay tuned, stay curious, and as always, enjoy your first sip! ☕️#HousingMarket #RealEstateUpdate #InterestRates #TrumpPolicies #FirstSipPodcast #StayCuriousWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  40. 114

    Affordable Housing Solutions or Empty Promises? - How Trump and Harris Plan to Make Housing Affordable Again

    Welcome back Family! This week I’m diving into what Vice President Kamala Harris and President Donald Trump are promising to do about the housing market. 🏡With interest rates skyrocketing and a huge housing shortage, affordable housing has become a serious issue—especially for young buyers trying to get into the market. I break down some key points, like Harris’s plan to offer $25K in down payment assistance for first-time buyers. It sounds great, but could backfire if sellers raise prices, knowing buyers have extra cash.Trump, on the other hand, is focused on opening up federal land for new developments to increase supply. But as always, zoning issues and red tape could slow things down. I also touch on how big investors, like BlackRock, are playing a role—and whether they’re really the ones making it harder for everyday people to buy homes.The big takeaway? There’s no quick fix, but the key is to be proactive: work on your credit, save your money, get pre-approved, and be ready for new opportunities when they come.I’d love to hear what you think, so let’s talk about it! Thank you for listening. Stay curious, and as always, enjoy your first sip! ☕️What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  41. 113

    Am I Getting Ripped Off? What You Need to Know About Working With An Agent ft. Jarred Smith

    Watch the full episode and subscribe on Youtube!Welcome back Family! In this episode, I linked back up with Jarred Smith to break down the recent National Association of Realtors (NAR) settlement and share valuable tips for homebuyers. We dive into the changes in the real estate industry, including the shift in buyer and seller commissions, and stress the importance of transparency in agent-client relationships. We discuss why signing “Buyer Agreements” with your Agent matters, and how to make sure you get what you’re paying for.We also cover what to look for in a real estate agent and the critical role they play in guiding you through the complexities of buying a home. From researching the market to negotiating contracts, having a trusted agent can make all the difference. Plus, we touch on the importance of affordability, planning ahead, and prepping for a smooth homebuying process.Finally, we share tips for first-time buyers—how to get pre-approved, set realistic expectations, and find the right home without pressure.Stay til the end for our content recommendations of the week which included new video games and our latest Netflix selections!Thank you for listening! Stay tuned, stay curious, and as always...enjoy your first sip!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  42. 112

    The Roller Coaster of Entrepreneurship: A Summer Update

    Welcome back Family! In this episode, I reflect on the last three months of my entrepreneurial journey, breaking down the ups and downs. From moving challenges and financial hurdles to getting back on track with business, fitness, and finances. I share the lessons I learned on how to navigate the highs and lows, set new goals, and strive for financial security.Thank you for listening! Stay tuned, stay curious, and as always...enjoy your first sip!Watch the full episode and subscribe on Youtube! What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  43. 111

    Cultivating Confidence & Crushing Creative Goals ft. Isaiah Gaymon

    This week's episode is filled inspiration for anyone on a personal growth journey! I linked back up with Isaiah Gaymon, who is the creative mind behind Vizzual Media. Izzy is someone that takes pride in his personal development journey, and he's back to share what he's been doing to grow as a father, friend, and business man.Here's what you'll learn from this episode:Embracing Imperfections: Learn how to overcome "technical difficulties" and find beauty in the "not-so-perfect." Building Confidence: Conquer imposter syndrome, and cultivate unshakeable self-belief by experimenting with new ideasThe Power of Collaboration: Discover how accountability and teamwork fuel success.Launching a Podcast: Get a sneak peek at Isaiah's exciting new project and the impact he aims to make.Thank you for listening and as always Family…enjoy your First Sip!Watch the episode on Youtube Thursdays at 4pm: Support the showWhat did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  44. 110

    Interest Rates, Inventory Blues, & Buying a Home | Market Drip ft. Josh Giddings

    Buying a home in today's market got you feeling lost? Well you’re not alone. This week I brought in my go-to Lending expert, Josh Giddings, to talk about navigating rising interest rates, managing expectations, and overcoming obstacles in the 2024 housing market.In this episode, you'll gain insights on:Interest Rates & Your Bottom Line: Understanding the impact of rates on affordability and how to adjust your strategy.Financial Preparedness is Key: Getting real about your budget and making smart decisions for your future.Inventory Obstacles: Strategies for navigating a competitive market and finding your perfect place.Shifting Your Mindset for Success: Overcoming fear and taking action to make homeownership a reality.This episode is full of actionable advice and the motivation you need to take the first step. Plus, you’ll learn why finding the right professionals is crucial to a smooth and successful home buying journey.Grab your drink, press play, and let’s make it a great day!Connect with Josh:Schedule a [email protected] did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  45. 109

    Building Trust Through Video: The ROI of Video Marketing in 2024 ft. Michael Brown

    This week, I dove into the world of video marketing with Michael Brown, owner of Seymour Mac Productions. Mike shared his journey of niching down in the construction industry and the strategies he used to build trust with his clients through compelling video content.Key Takeaways:Mastering niche marketing: Learn how Mike positioned himself as a video marketing expert in a specific industry.Building trust with video: Discover strategies to overcome camera fear and connect authentically with your audience.Unlocking the power of content: Explore the differences between long-form and short-form content, and the potential of content creation as a revenue stream.Organic vs. Paid content: Gain insights into analyzing ad performance, understanding your target audience, and maximizing the return on investment in video marketing.The future of content: Reflect on the cyclical nature of trends, the role of AI, and the importance of self-awareness in content creation.Connect with Mike: https://www.seymourmac.com/What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  46. 108

    The 3 Q’s of Entrepreneurship ft. Marco Schnabl | First Sip Flashback

    What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  47. 107

    Sacrifices & Success: Can You Have Both?

    Welcome back Family! This week I wanted to talk about the importance of sacrifice and the challenges of pursuing long-term goals.I reflected on some conversations I had this week with people who have big dreams, but didn’t seem ready to give up anything to get there.I also shared my own experiences and some of the sacrifices I’m currently making.I wrapped up the episode with the Content Rec of the Week: 'Griselda' on Netflix. I’ll be back next week to talk about the Avatar premiere…So stay tuned, stay curious, and as always Family…enjoy your First Sip!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  48. 106

    Push Past Rejection: Mastering Skills & Crushing Objections ft. Scott Einbinder

    What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  49. 105

    Beyond the Gym: Why Your Daily Mobility Routine Isn’t Working ft. Richie Irving

    This week I linked back up with Richie Irving, who is the Head Strength & Conditioning Coach at Iona University. We talked about the importance of mobility and strength training, why our joints seem to be working against us, and a few tips on what our daily mobility routine should look like.The conversation also touched on the differences between bodybuilding and athletic training, and the power of making small daily progress. Thank you for tuning in, and as always Family…enjoy your First Sip!What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

  50. 104

    Shiny Object Syndrome

    What did you think about this episode?--------------------------------GET THE NEWSLETTER: First Sip Weekly: Business news & tips, show updates & content recs every week. Subscribe free: https://firstsipweekly.beehiiv.comCONNECT WITH DEKIMBE: YouTubeInstagram  Facebook LinkedInFOLLOW THE PODCAST:InstagramApple PodcastsSpotifyFor podcast sponsorship & advertising opportunities please contact: [email protected]

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ABOUT THIS SHOW

Welcome to First Sip!I'm Dekimbe Smith, your host, and every week we sit down for curious conversations about building wealth, growing a business, and showing up in your career and life with intention. No fluff, and no gatekeeping. Just the kind of conversations you wish you were having with someone who gets it.Whether you're figuring out how to attract more clients, make smarter money moves, or just get more out of the work you're already doing, First Sip is where curious people come to level up.New episodes drop weekly. So grab your drink, press play, and as always...enjoy your first sip!

HOSTED BY

Dekimbe Smith

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