Get Your FILL, Financial Independence and Long Life

In this episode of Get Your Fill: Financial Independenceand Long Life, host Christine McCarron sits down with Kirk Welsh, a former licensed architect who turned a mid-career crisis into a thriving entrepreneurial journey. Kirk is now the CEO of Housewarming, a specialized flooring company, but his path from a $40 million corporate project to business ownership is a masterclass in internal alignment and habitstacking.🏗️ The Breaking Point: From Architecture to OwnershipKirk spent over a decade in the high-stakes world ofarchitecture. Despite the prestige, he found himself "misaligned." The wake-up call came during a grueling four-hour meeting on his son’s first birthday—a meeting about details that could have been handled in a 15-minute email."I’ve dedicated a decade and a half to this profession,working on projects I would never own myself. I had nothing to leave my son."This realization sparked his career pivot. He didn’tjust quit; he began a mental and physical "exit strategy" byreclaiming his time, starting with a 5:00 AM gym routine to prove he could commit to himself before committing to a corporation.🏚️ The "Horror Story" That Made the ManEvery entrepreneur faces a "test from the universe." For Kirk, it was a real estate investment project in Detroit that nearly broke him. He gave $104,000 to a contractor who subsequently disappeared.Instead of retreating to the security of a 9-to-5, Kirk used this failure to learn about:Progress payments: Never paying too much upfront.Proper contracts: Ensuring legal protection is in place.Systems and oversight: Moving from "trust" to "verification."🪵 Why Flooring? (The Strategy of Vertical Integration)Kirk’s choice of the flooring industry wasn't just aboutaesthetics; it was a savvy business move. As a real estate investor, he noticed that the "punch list" (the final stage of renovation) was always the most stressful. By owning a flooring company, he could:Design as an architect.Own equity as an investor.Control the finish as the contractor.This vertical integration ensures high-quality results and professional standards in an industry often plagued by a lack of integrity.🔑 Key Takeaways for Career ChangersInternal Alignment: Your intuition often knows you're in the wrong place long before your bank account does.Establish Boundaries: Both Kirk and Christine emphasize that "you teach people how to treat you." Whether in corporate life or real estate, setting boundaries is essential for survival.Systems Over Luck: Success in entrepreneurship isn't about working harder; it's about having the right systems and processes to hold people accountable.🏷️ Frequently Searched Terms in this Episode:Financial Independence, Real Estate Investing,Career Pivot, Architect to Entrepreneur, Detroit Real Estate,Contractor Horror Stories, Vertical Integration, BusinessSystems, Work-Life Boundaries, and Flooring Trends.Kirk’s journey serves as a reminder that while the leapinto the unknown is terrifying, the risk of staying in a misaligned life is much higher.Connect with Kirk: https://meethousewarming.com

In this episode of Get Your FILL, Christine McCarroninterviews Jim Boad about a non-conventional real estate niche: sober living and group homes. Jim has opened 14 homes in two years and now helps entrepreneurs navigate this high-impact, high-ROI business model.Key ConceptsSober Living vs. Inpatient Treatment: Jim clarifies that group homes are not detox centers or drug clinics. They are the "bridge" between professional treatment and long-term sobriety, providing a structured, co-living environment for those already clean.The Business Model: Investors can either own the real estateor rent properties to sub-lease (arbitrage). Boad emphasizes hiring external staff to enforce rules rather than relying on a "house leader" who lives on-site, ensuring a professional investor-level operation.Cash Flow & ROI: Unlike traditional single-familyrentals, group homes operate on a "rent-by-the-bed" model. Jim explains that a 5-bedroom house that might rent for $2,500 traditionally can generate upwards of $8,500 per month by housing 10 residents at $850 per bed.Funding & Grants: Most residents arrive with 2–6 monthsof prepaid rent from inpatient clinics or nonprofits. While state and federal grants exist, Jim advises against relying on them for startups due to high administrative hurdles.Zoning & ADA: Many believe special zoning is required,but Jim notes that addiction is classified as a disability under the Americans with Disabilities Act (ADA). This provides legal protections for residential group homes even in areas with "unrelated person" occupancy limits.Timeline & Highlights[00:01:26] What it’s NOT: A breakdown of the differencebetween inpatient clinics and the "bridge" of sober living.[00:01:59] Management Models: Why external management is superior to the "house leader" model for business scalability.[00:03:51] How the Owner Gets Paid: Discussion on statefunding, nonprofit referrals, and why high-quality operators focus on relationships with clinics.[00:06:33] The "Grant" Trap: Why startups shouldfocus on "hitting the phones" rather than chasing complex grant applications initially.[00:09:44] The COVID Pivot: Jim shares how the 2020 eviction moratoriums led him away from traditional rentals and toward the stability of group homes.[00:14:00] Two People Per Room: The psychological benefit ofpreventing isolation to reduce recidivism (relapse) and boost cash flow.[00:15:33] Dealing with NIMBY: Strategies for handlingneighbors and code enforcement by being a transparent, "best in the neighborhood" operator.[00:20:43] Zero Tolerance Policy: How operators handlerelapses and maintain the safety and integrity of the home.Final TakeawayThe group home model offers a "mission-driven"opportunity for real estate investors to achieve significantly higher positive cash flow while solving a critical housing shortage for those in recovery. Success depends on building strong relationships with clinics and maintaining a strict, service-free residential structure.Note: Jim emphasizes that while the cash flow is"insane" compared to traditional models, it requires a commitment to the outcome of the residents to be sustainable and welcomed by the community.Connect with Jim: FREE Trial of my Group Home Accelerator program. https://www.skool.com/group-home-accelerator-9111/about Schedule a Free discovery session with me  https://jimboad.com/book-a-callWatch the video: https://youtu.be/uwkYNmLoW2A

In this episode of Get Your Fill: Financial Independenceand Long Life, host Christine McCarron interviews Tim Street, Marine veteran, former real estate agent, tech startup founder, and CEO of Foolproof FSBO (For Sale By Owner). Tim shares how he left chasing commissions to help homeowners sell confidently without traditional agents and keep tens ofthousands in equity.From Marine Corps to EntrepreneurshipTim grew up with low self-belief in Detroit but transformedin the Marines, graduating top of his platoon. That experience taught him discipline, effort, and rejecting limiting beliefs — key traits for entrepreneurs. After the Marines, he became a federal air marshal but struggled with bureaucracy and unearned authority. He left that "safe" governmentjob (despite family warnings) for tech startups, drawn by a hunger for meritocracy and growth.He emphasizes: success comes from persistence, failingforward, and outworking others. "Show me a good loser, I'll show you a loser," he says. Entrepreneurs must embrace discomfort, build self-accountability (no boss kicking you out of bed), and create routines. Tim works ~80-hour weeks but attends family events, gym at 4:30 AM, and uses tools like RescueTime and AI (Claude) to manage shiny object syndrome.Key Advice for Aspiring Entrepreneurs Leaving the 9-5Tim and Christine discuss translator roles between techexperts and normal people, the thrill (and trap) of early entrepreneurship, and balancing work with life (cruises included).Foolproof FSBO & Upcoming BookTim now teaches everyday homeowners how to sell yourhouse without a real estate agent, saving $30,000+ in commissions. His step-by-step system creates bidding wars and professional results. He shares real stories of helping friends/family and spotting unethical industry practices.His upcoming book (with audiobook narrated by him) is apractical guide for:Take the 2-minute FSBO quiz at foolprooffsbo.com/quizto see if you're a good fit (or get a reduced-commission agent referral).Final TakeawaysBiggest barrier to success? Limiting beliefs plantedby others or yourself. You're here for a reason — push limits, make the most of every day, and surround yourself with supporters. Find Tim on YouTube, Instagram, Facebook: Fullproof FSBO.Perfect for anyone searching: how to become anentrepreneur, leaving 9-5 job, Marine veteran success stories, FSBO tips 2026, sell house without agent, real estateinvesting, overcoming shiny object syndrome, or self-discipline for business owners.Connect with Tim & Take the Quiz: www.foolprooffsbo.com/quiz Watch the video: https://youtu.be/71yZs-Uf-nU 

Christine McCarron interviews Henry Yoshida about self-directed IRAs (SDIRAs), focusing on alternative investments beyond traditional stocks, bonds, and mutual funds. The discussion covers rules, opportunities, risks, and who benefits most from these accounts. Rocket Dollar manages about $12billion in assets and specializes in enabling tax-advantaged investing in non-traditional assets Main HighlightsIRAs (created in 1974) technically allow almost all investments except two explicitly prohibited categories: life insuranceand collectibles ("show-off assets" like artwork, classic cars, baseball cards, rugs, antiques, gems, or certain metals). Providers often limit options to stocks/bonds/mutual funds because that's their business model—not because of IRS rules. With a self-directed custodian like Rocket Dollar, investors can access: real estate, private companies/funds, digital assets, real estate syndications, and private lending.Real estate rules (frequently searched topic):Private lending (fastest-growing segment):Other rules and risks:Who Benefits Most? ("Goldilocks" Client)Primarily ages 40-55/60 — stable mid-career, entering peak earning years, with meaningful retirement savings to diversify. Younger people should max employer 401(k) matches and build foundations first (higher contribution limits, tax deductions). Older investors use it for preservation/diversification amid volatility.SDIRAs are supplemental, not starter accounts — idealafter accumulating via 401(k)s. They help when markets drop (e.g., S&P context in early 2026) or for assets that "zig when stocks zag." Financial advisors who refuse to discuss alternatives (or demand all assets under management) may prioritize fees over holistic advice.TakeawaysSelf-directed IRAs unlock powerful tax advantages for alternative assets, especially real estate and private lending, but require discipline around prohibited transactions and disqualified persons. Henry emphasizes education, arm's-length deals, and using them for true diversification ratherthan speculation. Rocket Dollar positions itself as a facilitator/custodian (not deal recommender), with resources like a knowledge base.Connect with Henry:https://bit.ly/4rRuQuuSave $100 on your new Rocket account with this code: GetYourFill100

The discussion critiques the traditional reactive healthcaresystem (symptom management via Big Pharma/insurance) and advocates for preventive, data-driven functional medicine to extend healthspan (quality years) alongside lifespan. Dancel rejects the idea that aging means inevitabledecline, pain, and disease.Traditional vs. proactive care analogy. People wait until "broken down on the side of the road" (like a car) before seeing doctors, then get only 7–10 minute visits with minimal labs once a year. Insurance and pharma profit from lifelong dependency on drugs, not cures or prevention. 80–90% of chronic diseases are preventable via lifestyle (sleep, movement/exercise, nutrition/food as medicine, stress management, community).Vision for longevity. Aim for high-quality life, not just longer decrepit years. With biohacks and advances, people today may reach 125–150 if they invest in the next 5–10 years. Dancel's motivation: being present for his three young kids and family experiences. He wants to "compress morbidity" — stay vital longer, then have a shorter, less painful decline.What sets Nava Health apart (12+ years, ~65,000 clients). Comprehensive testing (80+ biomarkers: hormones, thyroid, inflammation, gut, mold, Lyme, etc.), functional medicine providers + certified nutrition specialists (CNSs trained in food as medicine, unlike hospital RDs), and vertically integrated treatments (supplements, bioidentical hormones, peptides, weight management tools like GLP-1s as temporary aids only,IV therapies, hyperbaric, etc.). Telemedicine available; brick-and-mortar expanding. Not just diagnostics (e.g., Function Health) or advice — full personalized execution.Advice for listeners. Start with an experienced functional medicine provider (not new pop-ups) who spends 30–60 minutes, runs deep labs, and welcomes questions. Avoid doctors glued to "normal" LabCorp/Quest ranges (based on a sick population: 95% of Americans metabolically unhealthy, 70–71% overweight/obese). Insurance often fails preventive care; Nava shifted back to cash after insurers flagged their longer visits/more labs and withheld millions in payments.Common issues seen. Chronic fatigue pain, weight struggles, low libido/energy, poor muscle response — often tied to suboptimal hormones (critical for men and women; perimenopause starts 10–15 years before menopause). Hormones affect every cell and function; early optimization prevents issues. Traditional medicine spreads outdated fear (e.g., Women's Health Initiative used wrong synthetics on older women; old male testosterone studies were tiny/flawed). Modern data shows optimal hormonescorrelate with lower all-cause mortality and better prevention.Dancel's personal story. His mom became bedridden ~15 years ago despite top specialists (Johns Hopkins, etc.). Traditional docs offered quick prescriptions or "make her comfortable." Functional medicine (deep history, extensive labs, hormone/thyroid optimization, diet, IVs, hyperbaric) reversed it. She's now energetic and helps with grandkids. His dad sold a successful $200–250M debt business to found Nava — turning the mission to scalable root-cause care.Overall message: Reject average/sick-population "normal." Invest proactively in lifestyle + advanced functional care now for vibrant longevity. Share this with complainers in your life — better health starts with curiosity and better tools.Nava operates in 15+ states via telehealth (expanding). Fordetails: navacenter.com. Great listen for anyone tired of reactive "sick care."Connect with Zach:Website: https://navacenter.com/ Podcast Website: https://legacyandlongevity.com/ Youtube: https://www.youtube.com/@LegacyandLongevityPodcast LinkedIn: https://www.linkedin.com/in/zachdancel Instagram: https://www.instagram.com/zachdancel/?hl=en

Host Christine McCarron welcomes Nuttha “Neata” Goutier, founder of Sabai Thai Spa. Neata grew up in a rural Thai village without running water or electricity, where healing through herbs, community, and daily practices was a normal part of life rather than a luxury.03:30 Neata explains what makes Thai massage unique: it combines pressure points, stretching, and breathing exercises. This leads to better results for chronic tension, improved flexibility, circulation, and overall muscle loosening compared to many other massages.10:00 Franchisees do not need to be Thai or former massage practitioners. Neata's system helps new owners skip the painful learning curve, mistakes, and setbacks she experienced over two decades. The franchise provides training, operations, marketing, HR, accounting, and cultural hospitality systems.18:00 With very little money (less than $1,000), she convinced a skeptical landlord to give her the keys by promising she would never miss rent. She started Sabai Thai Spa purely on a dream and vision.22:00 Neata emphasizes an immigrant entrepreneurial mindset: seeing opportunity, refusing to take “no” for an answer, and persisting. 26:00 Core philosophy: Strong belief in yourself, persistence, and understanding that life is a journey. Setbacks are temporary. “If you try and fail, at least you tried. If you try hard enough, you won’t fail.” She encourages everyone to follow their passion and purpose rather than fear loss.32:00 Power of community is central to Neata’s story and business. In her Thai village, despite extreme poverty, people helped each other build houses, harvest rice, and share meals without complaint—laughing, supporting, and connecting. Money wasn’t the focus; relationships were. She brought this into her business by immediately engaging with local schools, sports teams, events, and causes. Word-of-mouth grew naturally because she became part of the community.40:00 Modern life (phones, digital isolation) has weakened human connection, even within families. Neata urges people to get out, talk to neighbors, organize playdates, hikes, or workouts together. Community makes life more joyful and meaningful.48:00 Franchising & replicating success: Neata has systematized everything—operations, training (including cultural hospitality and core values), marketing, and support. Franchisees get a proven playbook so they don’t repeat her 20 years of trial-and-error. The mission is “caring for others” and helping people experience wellness journeys. Success still requires work, adaptability, and ongoing learning, but the painful growing phase is shortened.55:00 Ideal franchisee profile: A “people person” with a servant mindset who enjoys helping others (staff and customers) become better versions of themselves. You don’t need to perform massages yourself—you manage the team and engage with the local community. The business should align with your passion because it will become a big part of your life.1:02:00 – End Neata’s driving force isn’t money or number of locations—it’s the desire to add value, promote longevity, and help people feel better so they can show up kinder for their families and communities. She stresses self-care as the foundation (like putting on your own oxygen mask first). Small weekly routines create big impacts.Key takeaway (Neata’s closing advice): Believe in yourself. Find your passion and purpose. Take action today—not tomorrow. Plant the seed, water it consistently with persistence, and keep moving one foot in front of the other. Everyone has the potential to make their dreams reality if they don’t give up.The episode beautifully blends personal story, cultural wisdom, wellness insights, and practical entrepreneurship lessons, centered on community, mindset, and turning a simple village value into a thriving franchise opportunity.Connect with Neata: https://sabaithai.com/locations/ https://www.linkedin.com/in/nutthagoutier/ https://www.instagram.com/nutthagoutier/

Guest: Athena Brownson, Denver-based Real Estate Agent & Emerging DeveloperHost Christine McCarron welcomes Athena Brownson, a professional with over a decade of experience in Denver real estate and a background in interior design. A former professional freestyle skier, Athena’s life took a dramatic turn nine years ago when she began a grueling battle with Lyme disease and related autoimmune conditions. Her story is one of profound resilience, shifting from elite athletics to a fight for basic functionality.Athena also shares the origin of her name, honoring her Greek grandmother—one of the first female ophthalmologists on the East Coast. Carrying the name of the goddess of wisdom and war, Athena reflects this heritage through her fierce advocacy for her clients and her own health.Athena credits her professional skiing career for her foundational discipline. The sport taught her to manage fear, visualize success, and commit to "one more try." These traits became essential when a neck surgery triggered a systemic immune collapse. For years, tasks as simple as getting out of bed became monumental.During this dark period, real estate served as her "guiding light." The career provided necessary flexibility while offering a sense of purpose and human connection. Even when her physical world shrank, acting as a trusted advisor in her clients' largest financial transactions kept her anchored to the outside world.After years of feeling like a victim and noticing her illness-induced frustration affecting her professional relationships, Athena realized a shift was necessary. She moved from a reactive state to one of radical self-responsibility.Transformation didn't happen overnight; it was built on "micro-habits":Small Wins: Starting with manageable tasks like making the bed or a 5-minute walk.Compounding Growth: Embracing the idea of 0.5% weekly improvements rather than seeking instant gratification.Holistic Healing: Combining medical treatments with neuroplasticity work and EMDR therapy to move her body out of a chronic "fight-or-flight" state.This year marks Athena’s first significant recovery phase in nearly a decade. As her health returned, so did her ability to dream. While illness forced her into a "survival mode" focused on hospitals and transfusions, she has now returned to the high-level visualization she used as an athlete. She actively uses vision boards and sets audacious 10-year goals, including travel—which was previously impossible due to severe sensitivities.Athena notes that navigating darkness makes the light more precious. Her journey has transformed her into a more empathetic, patient, and self-compassionate person.The episode concludes with a message of persistence: "Just keep swimming." Athena emphasizes that growth rarely occurs in comfort; rather, it is forged through the curveballs life throws. Joy is found not by avoiding challenges, but by navigating through them with consistency and support.Overall Takeaway: Adversity is a catalyst for evolution. By blending physical care with mental and emotional work, Athena illustrates that the person who emerges from hardship can be wiser and more capable than the one who entered it.Connect with Athena: * InstagramLinkedIn

Access his free special report or newsletter at FredMoskowitz.com or giftfromfred.com to explore alternative investments further.Connect with Fred: www.fredmoskowitz.com Book: "The Little Green Book Of Note Investing" available on Amazon here: https://amzn.to/3I0pR49This transcript features Fred Moskowitz, an educator and best-selling author, discussing the mechanics of alternative investments, specifically focusing on mortgage note investing.________________________________________What are Alternative Investments?Alternative investments encompass any asset class outside of traditional Wall Street products like stocks, bonds, and mutual funds. This category includes:• Real Estate (Direct ownership)• Business Investing• Mortgage Notes (Investing in debt)________________________________________Understanding Mortgage Note InvestingMortgage note investing is the practice of buying the debt on a property rather than the property itself. By purchasing a note, you "step into the shoes of the lender."The Key Benefits• Passive Income: Unlike traditional real estate, the investor has no responsibilities for property management, maintenance, or repairs.• Homeowner Mindset: Borrowers (homeowners) are responsible for their own repairs (e.g., a broken water heater), meaning they do not call the note holder for maintenance issues.• Scalability: Because notes are hands-off, investors can manage a large portfolio more easily than a large portfolio of physical rental properties.Buying at a DiscountNotes are frequently bought and sold on the secondary market at a discount.• Bulk Purchasing: Note funds often buy pools of 10–15 notes at once, allowing them to negotiate a price lower than the actual debt amount.• Increased Yield: Buying a note for less than its face value increases the investor’s rate of return (yield).________________________________________Strategies for Getting StartedFred emphasizes that the "best" way to start depends on how much time an investor has.Investment Type Best For RoleActive Note Investing Those with high time availability. Analyzing deals, performing due diligence, and building a portfolio.Note Funds (Passive) Busy professionals or business owners. Investing capital into a fund where a management team handles all operations.Education and ResourcesFred recommends his book, The Little Green Book of Note Investing, as a high-level introduction. It covers:• How to analyze notes and perform due diligence.• The secondary market.• Retirement Accounts: Using SDIRAs (Self-Directed IRAs) to invest in notes for favorable tax treatment.________________________________________Managing Risks and OperationsWhile note investing is generally more passive than being a landlord, it still carries risks that must be managed.1. Threats to the LienAs a lender, you must ensure your "position" is protected. Threats include:• Unpaid property taxes.• Lapsed homeowners insurance.• Unpaid HOA dues.These can result in superior liens that take priority over the mortgage.2. Professional Loan ServicingFred strongly recommends that all investors use a licensed loan servicing company. They handle:• Collecting payments from borrowers.• Managing amortization schedules and payoff requests.• Generating year-end tax forms.• Ensuring legal compliance with state-specific regulations.________________________________________Notes vs. Traditional Real EstateThe discussion touches on the "Four Ways" physical real estate builds wealth, which provides a contrast to the debt-focused note strategy:1. Monthly Cash Flow (Rental income).2. Amortization (Tenant pays down the mortgage).3. Tax Benefits (Depreciation and write-offs—Note: These are generally NOT available in note investing).4. Appreciation (Increase in property value).

In the latest episode of Get Your Fill, host Christine McCarron chats with Mike Zlotnik—aka Big Mike, CEO of TF Management Group and a full-time real estate fund manager since 2009. After a successful but burnout-prone IT career, Mike jumped ship right after the Great Financial Crisis, inspired by his earliest wins: snagging his first Brooklyn apartment at a steep discount in 2000 from a motivated seller, then buying eight more units in the same building from an 85-year-old eager to relocate. These deals revealed real estate’s “inefficient” market, where buyers can build hugemargins of safety on acquisition rather than hoping for appreciation. What started as family partnerships quickly scaled into his first fund, turning a passion for predictable passive income into a professional operation—completewith one rare, speculative Manhattan townhome redevelopment that he admits is pure excitement, not core strategy.Today Mike follows a “who before how” philosophy, laser-focusing on institutional-quality sponsors and then tagging along wherever they find deals nationwide. With interest rates resetting commercial valuations, he’s shifted away from operationally heavy multifamily (hit hard by Sun Belt oversupply and spiking insurance costs) toward ultra-predictable assets like industrial properties and open-air shopping centers. These boast long triple-net leases (10–25 years) where tenants cover taxes, insurance, andrepairs, delivering steady cash flow plus built-in escalations. Recent closed deals—a 25-year sale-leaseback industrial property in Indiana at an 8.6% cap rate and a downtown San Diego retail center—show the power of positive spreadsover financing, proving that supply-demand balance and tenant quality trump flashy locations.A U.S. Chess Master since childhood, Mike treats investingexactly like chess: prepare thoroughly, analyze every move afterward, and study the grandmasters (think Warren Buffett, Ray Dalio, and Howard Marks). He urges listeners to ditch analysis paralysis for a “ready, fire, aim” mindset—takeaction, learn fast, and remember “sometimes you win, sometimes you learn.” Key advice includes relentless diversification across non-correlated assets and staying engaged with quarterly reports, plus a brilliant self-directed IRA hack: invest in illiquid syndications first, then convert to Roth at a discounted valuation for far lower taxes. His forthcoming book How to Choose a Smart Real Estate Investment Fund and Big Mike Fund podcast dive deeper for anyone ready to build real passive wealth.Watch the video: https://youtu.be/B9B-yAKaqiUConnect with Mike:https://bigmikefund.com LinkedIn (Mike Zlotnik): https://www.linkedin.com/in/mzlotnik/ YouTube (Podcast + Tempo Funding): https://www.youtube.com/@TempoFunding Facebook (TF Management Group): https://www.facebook.com/TFmanagementgroup

Dan Norcross, founder and CEO of Regal Relocations, a UK-based serviced accommodation company specializing in contractor housing for long-term stays, joined Christine McCarron on the Get Your Fill podcast to share his path to financial independence. After a 20-year engineering career at Jaguar Land Rover, Dan left the corporate world to prioritize family time—especially with his father who has Parkinson’s disease—and more moments with his wife and three daughters. Rejecting vague “just retire” goals, he built a profitable property portfolio around specific life priorities, using simple win-win partnerships between landlords, investors, and guests to create sustainable income while designing the semi-retired lifestyle he actually wanted.During a 12-month property mentorship program that began in October 2024, Dan spotted a billion-pound North Wales infrastructure project needing housing for 600 contractors over two years. Acting fast, he secured and furnished seven rent-to-rent properties in North Wales and Chester within one month—some new-builds set up as turnkey servicedaccommodation with direct bookings and Airbnb. Funded entirely through joint venture property investment with mentees, he offered creative deals returning 70% of profits to investors until their capital was repaid (delivering ~22% annual returns), then shifting to 30%. Peak performancedelivered up to £1,600 monthly profit per unit after covering all bills, utilities, bi-weekly cleaning, and linen—allowing Dan to exit his job at the end of September and immediately take his dad golfing for the first time in two years.Dan is now scaling with a 7-bedroom Blackpool propertyalready booking holidaymakers and winter contractors, plus a purchase lease option on a 9-bedroom hotel in the Scottish Highlands ski area. He plans three buy-refurbish-refinance (BRR) deals and three title splitting projects this year to build long-term equity and replace rent-to-rent cash flow with owned assets. Emphasizing hands-off operations via a virtualassistant from Nigeria and his data-driven engineering mindset, Dan advises anyone chasing financial freedom through property investment: get a proven mentor, take immediate action (knowledge alone isn’t power), networkrelentlessly, and never lose sight of your personal “why.” He remains open to mentoring others and is even launching his own evening business networking franchise in Cheshire.Watch the video: https://youtu.be/NY476EVS-jYConnect with Dan: https://www.instagram.com/dan.norcross/ https://www.facebook.com/dan.norcross.10 https://www.linkedin.com/in/dan-norcross-ieng-mimeche-21575636/

The podcast episode of Get Your Fill: Financial Independence and Long Life features host Christine McCarron interviewing Eddie Speed, a veteran with over 40 years in real estate note investing. Eddie, founder of NoteSchool, has purchased over 50,000 mortgage notes and is a leading expert in discounted mortgage notes and seller financing. He explains that owning a note means acting as the bank: investors buy real estate secured notes - promissory notes backed by property - often created through seller financing where sellers finance buyers directly, especially as traditional lending has tightened post-pandemic. This creates about 100,000 seller-financed transactions annually, with notes frequently sold in the secondary market at a discount for lump-sum cash, allowing investors to earn interest, typically 9-11%, without owning or managing property.Eddie contrasts note investing favorably with rental properties, rent houses, noting that inflation has eroded rental cash flow to around 4% in many markets due to rising expenses like taxes, insurance, and maintenance, while notes offer higher yields with less hassle—no tenants, toilets, or 2 AM calls. He highlights low-risk strategies via his risk blueprint for underwriting -targeting 3-5% default rates, far better than FHA loans at 11% delinquency - focusing on notes with strong equity cushions, often less than 70% loan-to-value, and using third-party servicers for compliance and collections. Leverage is accessible even for beginners with limited capital, including through self-directed IRAs, his wife Martha's "Martha Model" exemplifies this for retirement and legacy building, enabling scaled portfolios with spreads over borrowing costs.The discussion emphasizes current market timing as ideal for note investing amid rigid traditional underwriting leaving borrowers underserved, e.g., self-employed, immigrants, or those in growing markets like the Hispanic community. Eddie stresses benefits like passive income, easier inheritance than rentals, and tools from NoteSchool, including free training at noteschool.com/fill-starter, to evaluate fit—best for trainable investors open to shifting from landlord headaches to "being the bank." He positions it as a smarter alternative in today's economy, not competing with banks but filling gaps for consistent returns and wealth building.Connect with Eddie: noteschool.com

George Jerjian, a mindset mentor and author, shares his remarkable journey on the podcast. At age 52, he received a dire diagnosis of six months to live due to a large tumor, prompting an abrupt "retirement." Though the prognosis proved wrong and his health recovered, traditional retirement left him financially secure yet profoundly unfulfilled—bored, listless, and waiting on others' schedules. He describesretirement as a historical fiction, originally designed for political and economic control (from Roman emperors to Bismarck's pensions), now outdated due to increased longevity. Most people can't save enough to sustain 20+ yearspost-65 without drastic lifestyle cuts or risking ruin from health crises, making the traditional model an illusion for the majority.Jerjian argues that true retirement often leads to loss ofpurpose, identity, and mental stimulation, as the mind craves challenges and won't "tiptoe to a quiet death." Without meaningful activity, people fixate on ailments or regrets, competing in complaints rather than growth. His turning point came via a drastic 30-day silent retreat in Wales, where he audited his life, confronted excuses (visualized as rising bubbles in a pool), released self-judgment, and shifted from tears of sadness to joy. This inner work revealed crises as turning points for expansion, not calamities, inspiringhis book Spirit of Gratitude: Crises Are Opportunities. He emphasizes self-love (reinterpreting "love your neighbor as yourself" as requiring self-worth first), courage to unretire, and embracing new beginnings to avoid drift into regret or cognitive decline.To help others, Jerjian developed the DARE method (Discover,Assimilate, Rewire, Expand), an 8-week group coaching process guiding retirees to reframe retirement's myths, understand subconscious programming, change inner dialogue, and create an evolving life plan. He now coaches through courses and books (including DARE to Discover Your Purpose and Odyssey of an Elder), urging a "gap year" or intentional travel to rediscover passion. His message: retirement isn't the end—it's a metamorphosis demanding curiosity, exploration, and daring to pursue what energizes you, ensuring the later years become fulfilling rather than stagnant.Connect with George:Website: https://georgejerjian.com/ LinkedIn: https://www.linkedin.com/in/georgejerjian/Instagram: https://www.instagram.com/retirementrebellion/ Facebook: https://www.facebook.com/retirementrebellion/

The podcast episode of Get Your Fill: Financial Independence and Long Life features host Christine McCarron interviewing Stacy Richter, CEO of Live Lingua, a language learning platform. They discuss how Live Lingua stands out from typical apps or traditional classes by emphasizing full immersion through live native-speaking tutors, community, accountability, and cultural connection rather than just memorizing vocabulary and grammar. Richter argues that true language acquisition happens through meaningful conversations on topics learners care about—like sports or business—leading to faster retention, confidence, and direct thinking in the new language instead of constant translation. Both share personal stories, such as McCarron's rapid French progress during immersion in Morocco and Richter's use of rusty German to build instant rapport in an M&A deal, highlighting how even basic proficiency creates trust, shifts negotiations, and provides practical advantages like better travel experiences or overhearing side conversations.Beyond communication perks, the conversation explores deeper cognitive benefits: learning a language as an adult promotes neuroplasticity, rewires brain pathways, boosts creativity, sharpens problem-solving, and enhances memory—effects that outlast mere fluency and apply broadly to entrepreneurial challenges. Richter positions immersion as superior to tech-only methods (like endless Duolingo streaks that falter in real conversations) by combining live tutoring with AI tools, quizzes, and community features in a "full-stack" hybrid approach. This enables conversational ability in Romance languages like Spanish in under six months for average learners, with practice in a safe space where mistakes are expected. They touch on cultural nuances, regional dialects (especially in Spanish), evolving slang, and how understanding context builds empathy and effectiveness in global interactions.The discussion shifts to Live Lingua's evolution from retail casual learners to scaling impact through corporate and organizational programs, such as training nurses in Minnesota to communicate directly with Spanish-speaking patients—eliminating costly delays and enabling faster, more humane care. Richter shares inspiring success stories that fuel his mission to reach 100 million people via language as a bridge to understanding. The episode closes with broader entrepreneurial reflections: Richter candidly describes the role as 85% grueling but 15% exhilarating highs that make the struggles worthwhile, offering unmatched personal impact and fulfillment—much like parenting—while urging those suited to it to embrace the rollercoaster. McCarron reinforces that language learning isn't just practical; it's profoundly mind-expanding.Connect with Stacy: www.livelingua.com#Languageimmersion #Cognitiveenhancement#Neuroplasticity,#Business Spanish #Live Lingua #Fullimmersionlearning #Adultlanguageacquisition #Entrepreneurialmindset #Culturalconnection #Brainrewiring

In this engaging episode of Get Your Fill: Financial Independence and Long Life, host Christine McCarron interviews Brian Herriot, author, speaker, financial advisor, and entrepreneurship coach. Brian challenges the traditional retirement model and the 4% rule by introducing time freedom—achieving flexible, fulfilling living long before reaching massive wealth. He explains that true freedom comes from cash flow rather than a huge nest egg, combining modest savings withdrawals with flexible, seasonal work or passive income streams. Drawing from his own journey—sparked by a life-altering commute epiphany and shaped by his wife’s cystic fibrosis and lung transplant—Brian advocates designing a life of seasonal schedules, lifestyle businesses, and purposeful adventures, emphasizing that you don’t need millions to live freely if you optimize work, income, and time intentionally.Brian shares practical steps for transitioning from traditional employment to entrepreneurship without the “hustle” grind. He advises leveraging existing professional skills to create service-based offerings (e.g., fractional CFO roles or independent consulting), building slowly while still employed, saving a year’s runway, and testing ideas before fully committing. He stresses the importance of structure in self-employment—suggesting virtual assistants for accountability—and setting clear boundaries with clients to protect flexibility. Through real-life examples, including a real estate agent who limited clients for work-life balance, Brian shows how mindset shifts and small, deliberate steps can lead to time freedom much earlier than conventional paths, allowing more time for family, travel, and meaningful pursuits.The conversation highlights the deeper value of timefreedom: it creates space for purpose, connection, andintentional living, rather than endless accumulation. Brian warns against equating freedom with “enoughism” or retirement boredom, encouraging big goals pursued flexibly. He promotes surrounding yourself with like-minded people who understand and support non-traditional paths, and shares upcoming book details (pre-order available with free audiobook bonus). Listeners are inspired to rethink success, prioritize character over resumes, and design a life that’s rich in experiences and freedom, not just money.Frequently searched keywords: time freedom, financialfreedom vs time freedom, lifestyle business, seasonal work schedule, entrepreneurship transition, flexible retirement, cash flow over nest egg, 4% rule alternative, no-hustle entrepreneurship, purposeful living, work-life freedom, fractional consulting, building passive income freedom before wealth.Watch the video: https://youtu.be/QIpmbzCKx9YConnect with Brian: www.timefreedom.life

In this episode of Get Your Fill: Financial Independenceand Long Life, host Christine McCarron interviews Patrick Nagato, founder of Canoe and Current Wealth Strategies and author of The Canoe and the Current. Patrick explains the critical mindset shift required for a successful retirement: after decades of aggressively saving and growing assets, retirees must transition from accumulation to strategic spending and income maximization to sustain 30–40+ years of purposeful living. Many people “wing it,” chasing endless travel only to face boredom, loss of purpose, or unexpected life changes like caregiving. He strongly advocates creating a Retirement Vision Statement—a clear, shared plan with your spouse that outlines priorities, purpose, and pleasures—so families align expectations, avoid overspending, and build a meaningful post-work life instead of defaulting to daytime TV or isolation.Patrick introduces his core philosophy through the book’smetaphor: the canoe represents a solid foundation of guaranteed income (funded primarily by Social Security, pensions if available, or properly structured income annuities and bond ladders) to cover essential expenses like housing, food, and insurance—creating calm even in rough markets. The current is the growth-oriented, time-segmentedinvestment portfolio (short-, mid-, and long-term buckets) that fuels lifestyle, joy, vacations, gifting, and reinvestment when markets perform well. By separating essentials from discretionary “pleasure” spending, retirees avoid panic-selling during downturns, stop chasing unrealistic returns, and harvest gains opportunistically—leading to greater confidence, financial security, and freedom.The conversation highlights real client stories, the dangersof predatory or one-product financial advice (especially annuities sold incorrectly), and the value of working with a trusted advisor who educates rather than pushes. Patrick shares how even modest savings (as low as $250,000 with a paid-off mortgage) can support comfortable retirement when properly structured, and stresses that the biggest risk isn’t running out of money—it’s running out of purpose. Listeners are encouraged to read The Canoe and the Current (available on Amazon and canoeandcurrent.com) to evaluate strategies, articulate their vision, and design a retirement that’s fulfilling,not just financially viable.Frequently searched keywords: retirement mindset shift, guaranteed retirement income, income annuities, retirement vision statement, The Canoe and the Current book, retirement planning strategy, flooring strategy retirement, bucket strategy investing, purposeful retirement, avoiding retirement boredom, Social Security optimization, safe retirement withdrawal, financial advisor trust, post-retirement purpose.Watch the video: https://youtu.be/cI_EFgSOhXsConnect with Patrick: canoeandcurrent.comcandcwealthstrategies.com; [email protected]

In this podcast episode of "Get Your Fill: Financial Independence and Long Life," host Christine McCarron interviews Alistair Gordon, founder and CEO of Expertunity (also associated with the Expertship Institute) and author of the book Master Expert. Gordon is a leading authority on subject matter experts (SMEs), who are highly specializedtechnical professionals—such as software engineers, IT specialists, data experts, or engineers—who possess deep domain knowledge that keeps organizations running smoothly but often remains invisible until something goeswrong. He estimates there are about 40 million SMEs worldwide, many of whom feel stuck in repetitive, mundane tasks after years of honing their technical skills, leading to frustration, underappreciation, and limited career growth.Christine, a former SME herself in software, shares relatable experiences of translating complex jargon between engineers and clients, highlighting how SMEs often get pigeonholed into narrow roles, over-rely on technical expertise, and struggle with communication due to heavy use of jargon.Gordon emphasizes that true professional satisfaction andimpact for SMEs come from developing "enterprise skills" (a term he prefers over the undervalued "soft skills"), which include communication, storytelling, collaboration, business acumen, influence, knowledge transfer, and the ability to navigate organizational politics and change. Many SMEs dismiss these as unimportant because they've invested soheavily in technical prowess, but mastering them allows experts to break out of their "technical bubble," delegate routine work, say no effectively without damaging relationships, version their explanations for differentaudiences (e.g., CEOs want the "why" and business impact, not technical details), and ultimately amplify their value. This shift can lead to more fulfilling work, greater influence, better retention in organizations, or even opportunities like consulting or independent ventures. Gordon stressesthat SMEs are smart and capable of rapid progress once they start, and he advocates for them to "design their own adventure" since only they truly understand their expertise's potential.The conversation wraps with practical advice for SMEsfeeling trapped: start small with free resources on expertship.com, read Master Expert, or explore related books on management and communication. Gordon encourages a mindset change—recognizing that doubling value comes from adding enterprise skills, not just more technical depth—and notes how organizations increasingly invest in retaining experts post-COVID due to their critical role. The episode inspires technical specialists to regain passion, avoid burnout, and pursue a happier, more impactful career by getting "unstuck" and contributing more broadly.Frequently searched keywords: subject matter expert (SME),enterprise skills, soft skills, technical expert career development, expertship, Master Expert book, communication for experts, jargon in technical roles, knowledge transfer, influence and impact for specialists, breaking out of technical bubble, career satisfaction for engineers/IT professionals.Watch the video: https://youtu.be/HdAZwVFGas4Connect with Alastair: expertship.com

In this episode of the "Get Your FILL" podcast, host Christine McCarron (age 62) welcomes Dr. Ravi Iyer, a 67-year-oldHarvard-trained physician and longevity expert running a clinic in Virginia.Dr. Iyer, also known for his viral TEDx talks (including the most viewed of 2024 with millions of views on intentional focus), discusses groundbreaking advances in regenerative medicine and longevity. He emphasizes that while birth and death are fixed, the quality of life in between—functionality—ishighly modifiable. Most people experience a long decline after age 40, but modern approaches can help maintain high function (75-90%+) until a sharp drop at the end, ideally dying peacefully in sleep rather than a prolonged decline.Dr. Iyer outlines a "triad" for preserving vitality: strong mobility (heart, bones, joints), sharp cognition (no decline), and reliable digestive/excretory functions. The key enemy is chronic inflammation, driven by processed foods, cereals, and seed oils. He advocates a minimally processed diet rich in red, green, and yellow vegetables, whole grains, and healthy fats like olive or avocado oil. Basic testing, including DNAmethylation clocks to measure biological age, can track progress—patients have reversed 6-7 years of aging in 9-12 months through these changes, plus good sleep, exercise (at least 150 minutes weekly), and targeted supplements.A fascinating breakthrough Dr. Iyer highlights involves guthealth and mitochondria—the cell's energy batteries that go dormant with age, reducing function like "checked-out workers." Certain gut bacteria convert compounds in pomegranates and walnuts (elegitannins) into urolithin A, which tags dormant mitochondria for recycling (mitophagy), clearing space for new, efficient ones. This boosts energy, muscle performance, and brain function. Supplements like his Hubiome Plus combine probiotics with pomegranate extract for reliable results. He recommends universal basics like vitamin D3 (2,000-4,000 IU daily), vitamin C, and B vitamins, while stressing personalized approaches, boundary-setting(learning to say "no" to overstimulation), and coaching forsustainable change. The conversation ends optimistically: longevity is achievable through simple, science-backed habits, not extreme measures, making 2026 a great year to start.Watch the video: https://youtu.be/UBTM33ynXOUConnect with Dr Iyer: https://youtu.be/LDn69sqsOA8?si=Uo_SwWx4pvU5nbCW www.driyer.com www.activpower.com www.iyerclinic.com https://www.linkedin.com/in/driyermd/https://www.YouTube.com/@driyermd

In this engaging episode of Get Your Fill: Financial Independence and Long Life, wealth advisor Tiffany Irving shares practical insights on launching a business and achieving financial security. She introduces her "three P's" framework—prepare, plan, and protect—emphasizing the need to analyze cash flow, savings, and revenue timelines before taking the entrepreneurial leap, yet warns against analysis paralysis that prevents action. Irving stresses that starting a business involves emotional and financial risk, especially transitioning from steady W-2 income, but highlights the personal growth and passion that drive success, even if initial ventures fail. She encourages thoughtful preparation combined with a willingness to pivot and embrace the "leap of faith" required for great opportunities.Irving opens up about her passion for empowering women financially, drawing from her own experience as a female breadwinner with a stay-at-home husband. Coming from a blue-collar background where money was rarely discussed, she now champions financial literacy amid the upcoming "great wealth transfer" to women and younger generations. The conversation explores non-traditional family dynamics, including societal judgment faced by stay-at-home dads and the importance of open communication about roles, finances, and expectations in partnerships. Irving notes how her setup challenged gender norms yet allowed presence for their children, ultimately shaping her kids' progressive views on work and family.The episode delves into broader financial mindsets, contrasting scarcity-driven habits from lower-income upbringings with the early education often seen in wealthier families. Irving advocates starting money conversations young—using tools like savings jars—to harness compound interest and build healthy habits. She views money as a tool for pursuing passions and goals, urges listeners to seek education through books, podcasts, and advisors, and reassures that it's never too late to start planning. Embracing failure as a learning step and prioritizing financial confidence, especially for women, emerge as key takeaways for long-term independence and fulfillment.Connect with Tiffany: https://www.linkedin.com/in/tiffanyirving/ https://www.mesirow.com/capabilities/wealth-management/irving-teamWatch the video: https://youtu.be/giCqS1OTjIc

Gokce Donat, better known as “Gucci,” accidentally stumbled into real estate development during the 2008 financial crisis when the builder of her own home spotted distressed properties selling for pennies on the dollar. With a master’s in finance, a decisive personality, and some available cash while the rest of the world was frozen, she partnered with her builder and began flipping and building high-end single-family homes. What started as a handshake partnership turned into a successful construction company—she even earned her own builder’s license so her name could be on the finished product—proving that some of the best careers begin with perfect timing and a willingness to jump in.After years of active development and millions tied up in projects, Gokce pivoted post-COVID. Skyrocketing material and labor costs shrank profit margins, so she sold her last spec home and shifted to more passive commercial real estate while keeping a careful eye on risk-reward. Now her biggest passion is empowering women through her company Millionelle (million + “elle”). She’s building a community and app that makes budgeting, investing, and understanding money simple and shame-free—something she wishes she’d been taught earlier, despite growing up with highly educated parents. Her mission: show women that financial independence isn’t nearly as complicated or out-of-reach as it seems in 2025.The conversation is full of hard-won wisdom: track every expense (carrying costs and taxes will eat flips alive), assume the worst-case scenario in your pro formas, and remember that youthful ignorance can sometimes be an advantage—less knowledge means less analysis paralysis. Whether you’re 25 with student loans or 55 with a 401(k) you finally want to put to work, Gokce’s core message is clear: real estate and investing have dozens of entry points (REITs, syndications, direct ownership, or lending), start small, educate yourself, trust but verify every deal, and never forget that if it sounds too good to be true, it definitely is. Above all—whatever you want is possible with the right attitude, daily joy, and forward motion.Connect with Gokce: millionelle.com

In a candid conversation on *Get Your Fill*, leadership coach and author Jennifer Jensen declares that we’re living through a genuine leadership crisis—one most organizations still refuse to acknowledge. She points out the alarming statistic that, even after decades in the workforce, most people can name only one or two truly great leaders they’ve ever had. The post-COVID loss of experienced mentors has only worsened the problem, leaving emerging managers are being promoted without guidance, and mediocre (or outright toxic) leadership is now the norm. The result? Sky-high turnover that costs companies hundreds of thousands—or even millions—per departed senior employee, disengaged teams, and profitability that quietly bleeds away while executives wonder why nothing seems to work.Jennifer argues that great leadership isn’t mysterious or rare; it boils down to three foundational traits: deep self-awareness, genuine empowerment of others, and the ability to build real trust. Yet most leaders fail the simplest tests—she suggests asking yourself, “Am I delegating or micromanaging?” and “How do I actually behave when I’m under pressure?” Micromanagement, she explains, almost always stems from fear (fear of losing control, fear of being outshone), and it forces leaders to work 40% harder than necessary while driving away talent. The fix isn’t expensive: a modest investment in coaching or psychometric assessments (like 360-degree feedback or behavioral profiles) costs a fraction of what turnover does, and it quickly reveals blind spots. Perhaps the most sobering moment is when she says many dysfunctional teams keep the “wrong” people because they’re comfortable with the existing chaos, while the best employees vote with their feet and leave.The episode ends on a hopeful, practical note aimed especially at entrepreneurs and solopreneurs who are about to scale. Jennifer urges listeners to decide what legacy they want to leave and then reverse-engineer everything—hiring, culture, processes, and even the courage to fire toxic clients or employees—around that vision. She stresses using tools to hire for cultural fit and complementary strengths from day one, setting crystal-clear expectations, and keeping communication brutally open. Her closing line is gold: “If your organization won’t invest in developing you as a leader, invest in yourself—because no one succeeds alone.” Whether you’re running a company of one or one hundred, the message is clear: authentic, self-aware leadership isn’t optional; in today’s world, it’s the only competitive advantage that actually lasts.Connect with Jennifer: Here is a link to Jennifer's book: https://www.amazon.com/Developing-Authentic-Leaders-Practical-Guide/dp/1779415672 Website: https://authenticleader.ca/ Instagram: https://www.instagram.com/authenticleader.ca/ LinkedIn: https://www.linkedin.com/company/authentic-leader-ca

From 2008 Crash to Creative Comeback Chris Prefontaine’s real estate journey is a masterclass in resilience: after nearly losing everything in the 2008 crash while relying on banks and big down payments, he rebuilt from scratch using only creative, non-traditional techniques—no personal loans, no banks, no credit exposure. What started as survival turned into a thriving family business and the Inc. 5000-ranked Smart Real Estate Coach company. The secret sauce? Three bank-free buying strategies (owner financing, lease-purchase, and subject-to existing loans) that let him and his students scoop up properties on terms, often locking in low 2–4% mortgages that sellers are desperate to offload because “life happens”—divorce, job loss, inheritance headaches, or insurance spikes in places like Florida. #CreativeRealEstate #NoBankNeededThe Lucrative 3-Payday System That Replaces Your Job Prefontaine’s trademarked “3-Payday” system turns every deal into a cash-flow machine: (1) a chunky non-refundable down payment from a rent-to-own buyer (average $25–30K), (2) monthly positive cash flow from the spread between what you pay the seller and what your buyer pays you ($300–$1,000+/month), and (3) a massive back-end payday from principal pay-down plus markup when the buyer cashes you out—totaling $45K–$350K per deal over 2–5 years. Students routinely replace six-figure salaries with just 5–7 deals; one former government engineer walked away from a 30-year career after his first five deals each cleared six figures. No flipping, no rehabs, no landlords-and-tenants headaches—just high-profit, predictable income that survives any market. #3Paydays #ReplaceYourJobWhy Now Is Actually the Perfect Storm While the media screams “crash incoming,” Prefontaine sees a golden window: panicked sellers, tighter bank lending rules, and millions of low-interest mortgages owners want to escape create endless motivated leads. His students are buying subject-to at 2.75% and owner-financing free-and-clear properties with zero-interest principal-only payments while traditional buyers sit paralyzed. His blunt advice: pick a proven niche you love, find a mentor who’s survived real downturns (not just the last bull run), put on blinders for three years, and ignore shiny-object gurus promising riches in 30 days. Done right, creative real estate isn’t just recession-proof—it’s the fastest, safest way for regular people to fire their boss and build life-changing wealth on their own terms. #RealEstate2025 #QuitYourJobWithRealEstateConnect with Chris: Instagram: https://www.instagram.com/smartrealestatecoach/ YouTube: https://www.youtube.com/smartrealestatecoach Facebook: https://www.facebook.com/smartrealestatecoach Website: https://smartrealestatecoach.com/ Free Master's Class:: https://wickedsmartacademy.com/mastersclass FREE Best Selling Book: https://wickedsmartbooks.com/christine Upcoming Events: https://smartrealestatecoach.com/events/ Free 15-Minute Strategy Call https://smartrealestatecoach.com/action/

Money Decisions Aren’t Logical—They’re Genetic Most financial mistakes aren’t about lacking information—they’re about inherited “financial DNA.” Dr. Joaquin Wallace, a former athlete turned financial empowerment strategist, discovered this while working with both millionaires and people drowning in debt: the same emotional triggers and childhood money stories (“scar tissue narratives”) sabotage everyone, regardless of income. His 7-Stage Generational Wealth Model starts in the past—your “walls in” (what you learned at home) and “walls out” (what you saw in the world) create inherited financial narratives and encoded behaviors that form your unique financial genetic code. Until you name and heal these invisible scripts, more budgeting spreadsheets or stock tips won’t stick—you’ll just keep reverting to old patterns when life gets stressful. #FinancialTrauma #MoneyMindset #GenerationalWealthFinancial Literacy Alone Can Actually Shame People Everyone’s pushing financial literacy right now, but Wallace warns it’s becoming an oversaturated, cookie-cutter market that often turns into financial shaming. Traditional literacy assumes one-size-fits-all rules (“just do X and you’ll be fine”), but if someone’s financial genetic code screams “the system is rigged” or “investing is gambling,” those rules feel irrational—and they rebel or freeze. Stage 3 (financial healing) and Stage 4 (financial edification + inclusion) must come first: therapy-style conversations to unpack trauma, then education delivered with servant leadership that honors each person’s story. Without this sequence, literacy just makes people feel broken instead of empowered. Even high earners suffer analysis paralysis because they’re terrified of returning to childhood poverty. #FinancialLiteracy #MoneyShame #BehavioralFinanceTrue Generational Wealth Isn’t Assets—It’s Reprogrammed Knowledge The book’s provocative title nails it: Generational Wealth Begins with Generational Knowledge. You can die with millions, but if your heirs don’t understand the mindset, habits, and healed money relationship behind it, 90% of that wealth vanishes by the grandchildren. Wallace’s model is organic—you can move forward or slide backward depending on triggers—but the endgame (Stage 7) is leaving “financial footprints” your family can follow. The good news? Your financial genetic code isn’t fixed; through honest conversations, therapy, and intentional reprogramming, anyone can rewrite it. Start today by identifying your own scar-tissue money stories, then gift that self-awareness—and the book—to your kids. That’s the real inheritance that lasts. #GenerationalKnowledge #FinancialHealing #LegacyPlanningConnect w Dr. Wallace: Instagram Dr.Joaquinwallace Linkedin: linkedin.com/in/dr-joaquin-wallace-91819514 Twitter: @_Joaquinmedia website: http://www.drjwallace.com Amazon Book Link: https://a.co/d/bvdHYZF

The Shocking Cost of Long-Term Care and Why Most Families Are UnpreparedLong-term care is brutally expensive—often $7,000 $15,000+ per month depending on location and level of care—and catches nearly every family off guard. Aaron Miller, an award winning elder law attorney, was personally motivated by his own family’s tragedy: his grandparents lost everything paying privately for a decade of nursing-home care, and years later his grandfather had nothing left, forcing Miller’s parents to drain their own retirement savings. He warns that “beauty shop and coffee shop” myths and outdated advice lead people to believe Medicare will cover it (it doesn’t, beyond a possible 100 days of rehab) or that simply giving assets to children is safe (it usually isn’t). The result is panic, massive financial loss, and heirs left with little or nothing.The Three Ways to Pay—and the Smart Strategies Most People MissThere are only three ways to fund long-term care: (1) private pay (which quickly exhausts savings), (2) long-term-care insurance or newer hybrid policies (Miller’s favorite, because premiums are far cheaper than one month of care, they multiply your money, and unused benefits go to heirs), and (3) government programs. Veterans can tap VA Aid and Attendance (useful for in-home or assisted-living care), while Medicaid—not just for the “super poor”—is how the middle class actually pays for nursing homes when planned correctly with an elder law attorney. Even if someone is already in a facility and spending down assets, a qualified attorney can often still protect a significant portion through crisis-planning techniques most families (and even many facility staff) don’t know exist.Proactively Protecting Assets and Peace of Mind—Start Sooner Than You ThinkThe best protection combines early action: buying long-term-care insurance in your 50s (or earlier) while you’re still healthy, and, if possible, moving assets into properly drafted irrevocable trusts at least five years before care is needed so they’re shielded from Medicaid spend-down rules. Miller stresses that revocable living trusts offer zero long-term-care asset protection, and gifting the house outright to kids can trigger huge capital-gains taxes, lose senior tax exemptions, and create family drama. Planning ahead—ideally decades ahead—preserves flexibility, keeps spouses financially secure, prevents children from having to liquidate their own futures, and replaces fear with relief. As Miller puts it, the best time to plant the oak tree was 20 years ago; the next best time is today.Connect with Aaron: https://www.aaronmillerlaw.com/Watch the video: https://youtu.be/T9K4zT8PbwM

Barry Levine, a bankruptcy attorney with nearly 45 years ofexperience, helps entrepreneurs facing overwhelming debt navigate tough choices. He stresses that optimism, while essential for starting businesses, often blinds owners to financial reality until it's too late—leading them to drain home equity or 401(k)s in futile attempts to save failing ventures.Levine prefers corporations over LLCs for their lower setup costs ($275 vs. $500) and tax advantages via Subchapter S election, warning that LLCs filingSchedule C can make owners fully liable for trust fund taxes without the corporate "discount." He advocates early action: record a Massachusetts homestead ($35) to protect up to $1 million in home equity, and secure family loans with UCC filings to prioritize them in liquidation.Alternatives to bankruptcy include composition agreements,trust mortgages, or—Levine's favorite for small businesses—assignments for the benefit of creditors (ABC). This non-intrusive, paper-based liquidation lets owners buy back assets via a new entity ("Newco") for a promissory note, shedding debt while restarting quickly, often with creditor assent since chasing a gutted company yields nothing. Chapter 11 or Subchapter V reorganizations pause collections via automatic stays but are costly and rarely last a year. Personal guarantees on SBA loans, credit cards, or taxes oftenforce individual filings post-business closure, though trust fund taxes (unlike income taxes) are non-dischargeable and carry 10-year IRS liens that quietly expire if unrenewed.Bankruptcy isn't catastrophic: discharged debtors becomeattractive credit risks (unable to refile for 8 years), receiving card offers soon after. Reaffirming debts like mortgages or car loans preserves credit reporting, while skipping reaffirmation discharges deficiencies—useful for underwater vehicles. Student loans, once undischargeable, now can be wiped outwith proof of good-faith efforts (e.g., income-based plans). Levine urges proactive "bulletproofing": encumber assets early, avoid sole proprietorships, and consult cynics for reality checks. As he quips, "It's only money"—creditors survive, but health and peace of mind matter more. Connect with Barry: https://www.youtube.com/@barrylevine336https://www.levineslaw.com/

Christopher Hill, founder of Hands Up Holidays and ImpactDestinations, defines philanthropic travel as using financial resources to create meaningful impact while enjoying luxury experiences. Impact Destinations focuses on pure philanthropy, where travelers' donations fund expert-ledprojects—such as witnessing a rhino relocation in South Africa or sponsoring an Aboriginal art scholarship in Australia—in exchange for exclusive, behind-the-scenes access. Hands Up Holidays combines luxury vacations with hands-on volunteering, where clients finance materials and local labor for projects like building homes or classrooms, then participate in the finishing touches to connect deeply with communities. Hill's journey began in 2002 during a SouthAfrican trip that blended safari with house-building, inspiring him to leave investment banking and launch his companies in 2006 after two years of global relationship-building.Popular destinations span Asia, Africa, and Latin America,with Central America (Costa Rica, Belize, Guatemala) leading due to proximity for U.S. clients. Trips are fully customized—no group tours—tailored to preferences for timing, weather, activities (e.g., ziplining, snorkeling), and service type. For example, clients might install eco-stoves in Belize to reduce burns and respiratory issues, or build teacher housing in Tanzania alongside safaris. Hill personally curates itineraries based on client input via website forms, matching interests like whitewater rafting with suitable locations.Families dominate bookings, especially with children aged 10–15, seeking bonding and perspective; many return annually, including honeymooners who make it a tradition.Hill advises aspiring entrepreneurs with unique passions tostart small—perhaps moonlighting—to test viability without high risk, noting his own low-stakes launch with savings and no dependents. He overcame burnout in finance through travel's pull, emphasizing that unmet needs signal opportunities. New offerings include Honduras for beginner-friendly literacy support amid island adventures. Trips vary from 8 days (2–3 on service) to a year-long family sabbatical post-business sale. Local English-fluent guides ensure seamless cultural immersion, while eco-luxury accommodations and sustainable dining enhance the holistic experience. Visit handsupholidays.com or impactdestinations.com to plan a transformative journey.Connect with Christopher:handsupholidays.com impactdestinations.com

Michael Uadiale, a serial entrepreneur and CPA, views the tax code not as a burden but as a powerful tool for achieving financial independence. He challenges the common perception that taxes are merely the government’s way of taking money, instead framing them as incentives designed to encourage specific behaviors. Uadiale emphasizes that the tax code is fair—though not equitable—and rewards those who understand and legally leverage its provisions. He criticizes traditional accountants who adopt a compliance-first mindset, often misrepresenting the IRS as the ultimate authority, when in reality, tax courts and Congress hold higher power. For entrepreneurs, he argues, the code offers vast opportunities unavailable to W-2 employees, enabling business owners to deduct ordinary and necessary expenses, optimize entity structures, and reduce taxable income significantly.Uadiale introduces his DECIDE framework as a strategic journey toward minimizing taxes: -Deductions (using the BOND criteria—Business purpose, Ordinary, Necessary, Documented—to turn everyday expenses into write-offs); -Entity selection (e.g., choosing C-Corp for qualified small business stock benefits allowing zero capital gains after five years); -Credits (dollar-for-dollar tax reductions far more valuable than deductions);-Income shifting (paying family members through the business to move income into lower brackets); -Debt (using leverage, especially in real estate with 100% bonus depreciation, to acquire income-producing assets); and -Elimination (advanced strategies to erase tax liability entirely). He stresses that poor tax planning costs the average entrepreneur 13+ years of working life and urges proactive, year-round planning over reactive, end-of-year scrambling.Beyond strategy, Uadiale focuses on mindset and long-term vision. His firm begins client relationships with a “Financial Health Assessment” and “DREAM SSI” exercise—mapping current finances against idealized future lifestyles to align tax strategies with personal goals. He’s launching a new app to help real estate investors track hours and activities for real estate professional status (Section 469), ensuring audit-proof compliance while maximizing passive loss deductions. Uadiale encourages listeners to seek proactive, inquisitive tax advisors unafraid of audits and to treat tax planning as a core pillar of wealth-building—because, as he concludes, the ultra-wealthy don’t accept tax bills at face value; they engineer them.Connect to Michael: https://www.skool.com/financialfreedomacademy/about?ref=df35f955ee3a41f181ebe0631acab05c

In this episode of *Get Your Fill, Financial Independence and Long Life*, host Christine McCarron speaks with Ashley Bizzell, a registered dietitian and certified diabetes educator with 20 years of experience. Bizzell shares her journey from hospital critical care to telehealth, driven by a desire to help people reverse chronic conditions like type 2 diabetes rather than manage end-stage disease. She emphasizes treating root causes through lifestyle changes, particularly nutrition, to reduce medication use, lower A1C, and improve overall health span.The core topic is the Fasting Mimicking Diet (FMD), a five-day low-calorie, plant-based eating plan that mimics the benefits of prolonged fasting without requiring total food abstinence. It triggers autophagy—cellular cleanup and renewal—while preserving muscle and reducing inflammation. Bizzell explains that the body shifts from burning glucose to fat, promoting metabolic flexibility, clearer thinking, and even improved skin texture. Unlike strict water or dry fasting, this approach is more sustainable and nourishing.Bizzell highlights real results: patients have reversed type 2 diabetes, come off medications, and gained confidence in controlling their health. Coaching helps people reframe their relationship with food—shifting from deprivation to empowerment—and adopt sustainable habits like mindfuleating and a balanced, Mediterranean-style diet between fasting cycles. While currently self-pay, the approach is gaining recognition in medical circles as a powerful tool for longevity and disease prevention.Watch the video: https://youtu.be/M4afdYLQOKkConnect with Ashley: http://l-nutra.com https://www.facebook.com/lnutra/

In this episode of the "Get Your Fill" podcast, host Christine McCarron interviews John Solleder, a seasoned entrepreneur with over four decades of experience in network marketing. Solleder, a four-time author with two bestsellers, has mentored two billionaires and guided four network marketing companies. He explains network marketing as a model wheredistributors sell products manufactured by others, earning significant profits without bearing production costs. He clarifies that multi-level marketing (MLM) and direct selling are intertwined, with MLM involving a tiered commissionstructure and direct selling focusing on end-consumer sales. Solleder highlights the industry’s historical roots, noting its origins in the 1920s with a Black woman in Mississippi and its growth through companies like Avon, driven initially by women earning "pin money" for small household expenses.Solleder shares insights into the evolution and mechanics ofnetwork marketing, emphasizing its top-down approach where companies develop products and seek distributors to market them effectively, especially for technical products requiring explanation. He recounts his own entry into theindustry in 1983, starting with Herbalife, and how it taught him the importance of personal development and mentorship. His pivot to life insurance provided valuable lessons in sales leadership, which he later applied back in network marketing. Solleder stresses the importance of listening to top performers and adapting to challenges, drawing from his experience during the COVID-19 pandemic when he shifted to virtual platforms like podcasts and Zoom meetings to maintain engagement and grow his business, demonstrating the necessity of agility in entrepreneurship.The conversation also explores the role of AI in modernbusiness, with Solleder admitting his initial reluctance but eventual embrace of the technology after seeing its potential to streamline tasks like writing books or analyzing data. He encourages entrepreneurs to leverage AI for tedious tasks, freeing them to focus on high-value activities like communication and sales. For business owners considering network marketing, Solleder advises connecting with industry leaders to evaluate product fit and emphasizes storytelling to engage customers. He concludes with advice for listeners tostay active in business, avoid early retirement, and prioritize health to seize opportunities in an era of innovation, underscoring the exciting potential of AI-driven advancements and the importance of personal well-being for a fulfilling life.Connect with John: http://www.youtube.com/@john_sollederJohnsolleder.com

In the podcast episode of "Get Your FILL," host Christine McCarron interviews Dustin Heiner, founder of Master Passive Income, who shares his journey from a traditional career path to financial independence through real estate investing. Growing up in a modest household, Dustin followed the conventional route of education and a stable government IT job in California. However, after purchasing his first rental property in 2006, which generated $318 monthly in passive income, he began to question relying solely on employment. A pivotal moment came when he was laid off shortly afterpaternity leave for his fourth child, realizing the vulnerability of job dependency. This spurred him to aggressively invest, acquiring over 30 single-family homes and 775 apartment units, allowing him to quit his job at age 37 and become "successfully unemployed," focusing on family, hobbies, and coaching others.Dustin emphasizes treating real estate as a scalable business rather than a passive investment, advocating for building a team of experts—like property managers, realtors, and contractors—before acquiring properties. He started with his wife's savings for the first out-of-state purchase in Ohio and scaled using the BRRRR strategy (buy, rehab, rent, refinance, repeat), recycling capital and employing creative financing methods, including credit cards for advanced deals. Investing across five states without physically visiting most properties, he prioritizes cash flow over appreciation, ensuring profitability even during market downturns like 2008. Diversifying rental strategies—long-term leases, midterm for executives, short-term Airbnb, and co-living—maximizes income, with a focus on the highest and best use for each asset while confirming long-term viability first.Key to success, Dustin stresses a millionaire mindset,determination to overcome obstacles like his early property manager theft, and clear communication with spouses on the "why, what, and how" of investing. He advises against self-managing to avoid burnout, instead hiring professionals to reclaim time for personal freedom and further businessventures. With a mission to help a million people achieve financial independence, Dustin highlights that passive income from real estate not only builds wealth but enables generational legacy, as seen with his 16-year-old daughter buying her first property. He encourages listeners to solve problems persistently, explore options like side hustles, and invest in education to break free from traditional employment constraints.Connect with Dustin: https://masterpassiveincome.com/freecoursehttps://incomebuilder.io https://istagram.com/thedustinheiner

In an inspiring episode of Get Your Fill: Financial Independence and Long Life, host Christine McCarron welcomes Casey Gregersen, founder of Big Horn Capital, to discuss building long-term wealth through strategic real estate investments. Gregersen shares his journey from a stable career as a drilling engineer at Shell, where he worked for 12 years, to becoming a full-fledged entrepreneur in real estate. His unique schedule of two weeks on and two weeks off allowed him to explore entrepreneurial ventures like fixing and flipping houses and acquiring rental properties. This side hustle provided the flexibility to learn the ropes of real estate while maintaining the security of his W-2 job, highlighting the illusion of job security in volatile industries like oil and gas, where layoffs were frequent.Gregersen’s transition to entrepreneurship was driven bypersonal experiences and a desire for financial freedom, particularly to prioritize family over work. He recounts the challenges of early real estate ventures, including costly mistakes like hiring unreliable contractors and misjudging deals, which were mitigated by keeping his W-2 job during the learning curve. A pivotal moment came during a major layoff at Shell, where he realized the importance of creating an "off ramp" through real estate to avoid the vulnerabilities his colleagues faced. This clarity led him to leave his high-paying job in 2022 to focus on family and his real estatebusiness, which now includes a vertically integrated operation with acquisitions, construction, and property management teams, managing 400 units and expanding beyond Wyoming.To help others achieve financial independence, Gregersenfounded BigHorn Capital and the Revive Fractional Club, enabling investors to participate in real estate deals with as little as $10,000. This platform allows partners to vote on deals, review underwriting, and gain hands-on experience, fostering confidence and education for future independent ventures. He also hosts workshops, with an upcoming event in Houston from October 23-25, 2025, focused on crafting a 10-year vision and exploring financing tools like 401(k)s and lines of credit. Gregersen emphasizes the transformative power ofmasterminds and networking, encouraging listeners to connect via caseygregerson.com/events or social media (@CaseyGregorson) to join his mission of helping 100 families achieve financial freedom.Connect with Casey: https://caseygregersen.com/https://www.facebook.com/casey.gregersen/https://www.instagram.com/caseygregersen/https://www.linkedin.com/in/caseygregersen/

In an engaging episode of Get Your Fill: FinancialIndependence and Long Life, host Christine McCarron introduces Dr. Fawad Mian, a board-certified neurologist from Northern New Jersey, who challenges the notion that aging equates to inevitable decline. Celebrating her 62ndbirthday, McCarron sets the stage for a discussion on achieving vitality through innovative medical approaches. Dr. Mian, blending traditional neurology with regenerative and functional medicine, shares his expertise in holistictreatments like prolotherapy, platelet-rich plasma (PRP), and stem cell therapies. His journey into this field began with personal health struggles, prompting a shift from conventional treatments to regenerative solutions that address chronic pain and aging proactively.Dr. Mian's personal experiences with injuries, such asplantar fasciitis and a failed ACL surgery, fueled his skepticism toward traditional interventions like cortisone injections and invasive surgeries. Frustrated by treatments that often exacerbated issues, he explored alternatives like prolotherapy and PRP, which stimulate the body’s naturalhealing processes. These methods not only alleviated his own conditions but also transformed his medical practice, enabling him to help patients avoid surgery and reduce reliance on pain medications. By integrating holistic approaches—such as dietary changes, supplementation, and mindset shifts—Dr. Mian emphasizes empowering patients to take control of their health, challenging the stereotype that aging must involve debilitating pain or memory loss.The discussion also delves into practical strategies formaintaining cognitive and physical health, particularly as one ages. Dr. Mian highlights the importance of exercise, quality sleep, and a nutrient-rich diet to combat brain fog and enhance memory. He stresses the detrimental effects ofstress and processed foods, advocating for mindfulness and reduced screen time to improve sleep quality. McCarron and Dr. Mian encourage small, incremental lifestyle changes, like a five-minute daily walk, to overcome inertia and foster long-term health improvements. For those experiencing significant life-impacting issues, Dr. Mian advises seeking professional help, offering his contact through websites like advocareneurowellnessmd.com and prolahealing.com, while also teasing an upcoming course on memory enhancement.Connect with Dr. Fawad Mian: prolohealing.comWatch the video: https://youtu.be/4kHwvrkU8c0

In the latest episode of "Get Your Fill: Financial Independence and Long Life," host Christine McCarron chats with executiveand life-work coach Kathy Oneto about mastering "sustainable ambition" – a fresh approach to pursuing goals without burnout. Kathy shares her journey from pondering college majors in a physical book to authoring her own guide on blending strategic thinking with personal fulfillment. She emphasizes that true success stems from aligning "rightambitions" at the "right time" with balanced effort,acknowledging life's messiness and the need for ongoing practices like self-reflection to foster joy, peace, and ease in both professional and personal realms.Kathy dives into practical strategies for energy management,urging listeners to create a "sustaining plan" by reviewing calendars to identify what restores, protects, and supports their vitality – think debating with family for some or learning via Coursera for others. She advises tackling energy "drains" by eliminating, outsourcing, or linking them to motivators, such as pairing housework with podcasts to turn chores intogrowth opportunities. For entrepreneurs and high-achievers, recognizing that not every task sparks joy is key, but reframing them through community activities like "writing sprints" or connecting to core values can reduce stress and prevent falling off the wagon.Wrapping up, Kathy introduces her book, "SustainableAmbition: How to Prioritize What Matters to Thrive in Life and Work," aimed at those navigating life changes or capacity constraints beyond elusive "work-life balance." She redefines ambition as a positive, evolving force that ebbs and flows – not just career-driven but encompassing "life ambitions" like family focus – to ease anxiety during transitions. The conversation ends on a note of self-compassion, reminding ambitious folks to give themselves grace as humans pursuing resilience and fulfillment.Connect with Kathy: Kathy Oneto LinkedIn: https://www.linkedin.com/in/kathy-oneto/ Website: SustainableAmbition.com Sustainable Ambition Book: https://sustainableambition.com/books Free Sustainable Ambition State of Ambition Quiz: https://sustainableambition.com/state Sustainable AmbitionPodcast: https://bit.ly/sustain-pod Kathy Oneto Instagram: https://www.instagram.com/koneto12/ Sustainable Ambition Instagram: https://www.instagram.com/sustainableambition/ Linktree: https://linktr.ee/kathyoneto

Unlocking Wealth with Rare Earth Metals: Key Takeaways from the PodcastIn an engaging episode of Get Your FILL: Financial Independence and Long Life, host Christine McCarron dives into the world of rare earth metals investing with guest Louis O'Connor, founder of Strategic Metals Invest. O'Connor, an Irish entrepreneur based in Portugal, shares his journey from global traveler to a pioneer in the rare earths market, a trending investment opportunity gaining traction in 2025. He explains how his company, a key player in the green energy and tech innovation sectors, supplies critical metals to industry giants like Apple, Siemens, and Tesla. With rare earths now a hot topic among global leaders, from U.S. Presidents to African heads of state, this episode highlights why these metals are becoming a must-know asset class for savvy investors.Why Rare Earth Metals Are the New Gold RushRare earth metals, despite their name, aren't always rare but are vital for artificial intelligence, robotics, and defense technologies, making them a cornerstone of the global economy. O'Connor breaks down how his platform allows private investors to own physical metals like gallium, dysprosium, and terbium, stored in a secure Frankfurt vault. With a minimum investment of $10,000, investors can tap into a market driven by supply chain risks and geopolitical tensions, such as China's recent export restrictions, which spiked prices by up to 50%. The podcast reveals how Strategic Metals Invest's 25-year-old logistics network ensures liquidity, enabling investors to sell to 4,000 clients across 74 countries, positioning rare earths as a smart portfolio diversification strategy.Strategic Investing in a Geopolitical HotspotThe episode underscores the strategic importance of rare earth metals amid global shifts, from energy transitions to military advancements. O'Connor shares compelling examples, like terbium's 500% surge during lockdown due to semiconductor demand and hafnium's 250% rise post-travel recovery. With the U.S. Department of Defense now investing heavily in domestic rare earth metal production, the market is at a pivotal moment. For investors, the opportunity lies in a 3-5 year hold strategy, backed by Strategic Metals Invest's claim that no client who followed this strategy has lost money since 2010. Listeners are invited to explore this alternative investment through strategicmetalsinvest.com or visit the Frankfurt facility for a firsthand look, blending financial opportunity with an exciting trip to Germany.http://www.strategicmetalsinvest.com

In the podcast episode of "Get Your Fill," host Christine McCarron chats with Sun Yong Kim-Manzolini, a self-made millionaire who rose from orphanhood to become a CEO, author, life coach, and mentor. The conversation kicks off with a lively discussion on authenticity, emphasizing the importance of showing up as your true self despite insecurities about appearance or voice. Sun Yong shares how her mentor urged her to step out of her comfort zone and appear on camera, likening hiding one's talents to keepinga store door shut. They bond over breaking societal rules for fun, like wearing sunglasses upside down, and celebrate the liberation that comes with age, urging listeners to prioritize sharing their message over vanity and to embrace life's playful side.Delving deeper, Sun Yong recounts her harrowing childhood in Korea, where she became an orphan after her mother's death and her father's abandonment, followed by her sister leaving her at a rehab orphanage at age four or five. This betrayal led to a dark period where she vowed never totrust, talk, or smile again, but she persevered, teaching herself to walk by age seven using hallway rails. Adopted at 14 by an American family, she underwent surgery for her legs and later reflected on her malnourishment and lack of early nurturing through raising her own four children. The dialogueexplores themes of self-care, using analogies like putting on your oxygen mask first, setting boundaries without guilt, and attracting respectful relationships by valuing oneself, illustrated by humorous stories of her kids enforcing the "no" she taught them.Sun Yong's journey culminates in financial independence,retiring from a 33-year medical assistant career to master options trading as a hobby that turned her into a millionaire. She now mentors entrepreneurs and others on trading, relationships, and mindset, stressing the need for continuous goal-setting—like upgrading from chewing street-found gum as a child to buying flavored packs as an adult—to avoid stagnation. The episode wraps with her advice to live gratefully, focus on daily priorities while leaving room for the unexpected, and avoid comparisons, reminding everyone that true abundance comes from appreciating what you have and nurturing a positive, action-oriented attitude.Connect with Sun Yonghttps://www.youtube.com/channel/UC4cNSTwa-x96Rw45MdxKSHg https://www.facebook.com/sunyong.kimmanzolini.5/ https://www.linkedin.com/in/sun-yong-kim-manzolini-5105a8203/https://www.instagram.com/author_sun_yong/ https://twitter.com/author_sun_yonghttps://www.tiktok.com/@sun_dm3?lang=enWatch the video: https://youtu.be/3yy8FDhND18

In this episode of "Get Your Fill: Financial Independence and Long Life," host Christine McCarron welcomes Tara and TimSmith, a couple who embody the seamless integration of health and wealth. Tara, a former CPA turned certified holistic health practitioner, shares her transformative journey through Lyme disease, mold illness, and a severe spinalcord injury from a biking accident, which inspired her to coach clients at a regenerative medicine clinic in Sarasota, Florida. Tim, with 40 years as a financial planner and entrepreneur, discusses his expertise in lower-riskstructured investments and mentoring advisors. Together, they reveal how their pre-COVID business, Health and Wealth, aimed to support financial professionals in both personal well-being and business strategies, emphasizing that true prosperity arises when health and finances align through mindset and gratitude.The conversation delves into the parallels between healthand wealth challenges, highlighting how a scarcity mindset or victimhood can sabotage progress in either realm. Tara explains Lyme disease as the "great imitator," often misdiagnosed, and stresses empowerment through gratitude and daily practices like meditation and breathwork to foster healing. Tim echoes this, noting that financial success requires appreciating one's position rather than comparing to others, and shares insights on consciousinvesting in ESG-focused opportunities that benefit society. They discuss overcoming negativity by celebrating small wins, viewing hardships as growth opportunities—like Tara's loss of her sister to suicide fueling her mission—andthe importance of service, where giving back leads to karmic returns in relationships and riches.Wrapping up with personal anecdotes, including their blinddate in 1987 and 35-year marriage built on communication and shared vision, Tara and Tim offer actionable advice: trust your body's innate healing, seek aligned professionals, and recognize your fortunes in a world of opportunities.For those feeling stuck, they urge starting with simple gratitudes like being alive or having basic needs met. Tune in to discover how shifting to abundance can optimize your health, boost your wealth, and transform your life—perfectfor anyone seeking inspiration to break free from chronic issues or financial ruts.Highlights to Entice You:"I am healthier than I have ever been in my life":Tara's triumphant recovery from Lyme and a broken neck proves chronic illness isn't a life sentence."Health is a lot more important than wealth":Tim's candid admission flips the script on priorities, revealing why mindset trumps money."The more you serve other people, the wealthier youbecome": Their philosophy on karma, conscious investing, and turning pain into purpose will motivate you to rethink your own journey.Connect with Tara & Timothy:Website: https://www.aurorapw.com/ Facebook: https://www.facebook.com/auroraprivatewealth Instagram: https://www.instagram.com/thefinancialdad_/ LinkedIn: https://www.linkedin.com/in/timothy-l-smith-cfp-r-b1293443/YouTube: https://www.youtube.com/@ThefinancialdadTara’s Insta: Tara Smith | aka 'The DailyCoach' (@coach.tarasmith) • Instagram photos and videos

Ever dreamed of ditching the 9-5 grind and funding a year-long world adventure with passive income? Dive into Jessie Lang's riveting journey on "Get Your Fill," where she spills the beans on turning a simple condo mishap into a powerhouse portfolio of over 70 long-term rentals. From house-hacking her way through heartbreak to mastering the art of problem-solving like a pro, Jessie's story is a rollercoaster of entrepreneurial grit that screams, "If I can do it, so can you!" Don't miss the laughs and lightbulb moments that could spark your own path to financial freedom.What if scaling from one property to dozens was as straightforward as solving a puzzle—one deal at a time? In this episode, Jessie breaks down her explosive growth using game-changing strategies like wholesaling contracts and the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat), turning painful lessons into million-dollar equity wins. Hear how she hustled through market shifts, outsmarted renovations that actually pay off, and built a standardized empire that's tough as nails yet renter-ready. It's the ultimate blueprint for anyone ready to "harden" their investments and watch their wealth skyrocket—pure inspiration for aspiring moguls!Tired of fence-sitting on real estate dreams while others cash in? Jessie drops truth bombs on why it's always the right time to invest, emphasizing community, smart exits, and focusing on wealth-building over flashy cash flow. Plus, get the scoop on her new book, "Rentals Made Easy," packed with step-by-step secrets to self-managing your empire like a boss. Whether you're a newbie or a seasoned investor, this chat with host Christine McCarron is your wake-up call to surround yourself with winners and make moves—tune in now and transform "what if" into "watch me!"Connect with Jessie: Facebook group: https://www.facebook.com/share/g/16UfNDSSjT/ Rentals Made Easy Book: https://a.co/d/ee8NEOr

Dive into an exhilarating episode of Get Your Fill: Financial Independence and Long Life, where host Christine McCarron interviews Chris Vermeulen, a seasoned investor with over 25 years of experience. Vermeulen introduces his innovative asset revesting strategy, designed to minimize portfolio risk while ensuring consistent growth and income, even in bear markets. By focusing on assets that are rising in value and leveraging technical analysis, he shares a logical approach to investing that sidesteps emotional pitfalls and capitalizes on market trends. This episode is a must-listen for anyone looking to protect and grow their wealth with a strategy that’s both practical and proven, as Vermeulen prepares for an adventurous hike up Kilimanjaro, showcasing the freedom that financial independence can bring.Vermeulen’s insights extend beyond investing, offering a masterclass in entrepreneurial freedom. He discusses how systemizing his business has allowed him to step away for a two-week, no-contact adventure, leaving his team to run operations seamlessly. Drawing from lessons in books like Built to Sell and The Power of Focus, he emphasizes the importance of delegating tasks and creating systems that run without you, transforming a business from a job into a valuable asset. With anecdotes about turning around failing businesses and leveraging AI to streamline operations, Vermeulen paints an inspiring picture of how financial independence enables a life of creativity, adventure, and impact—whether it’s mentoring a 16-year-old to buy their first home or working on a mind-blowing invention.The episode also tackles the upcoming financial reset Vermeulen predicts, presenting it as a golden opportunity for wealth-building. He explains how market downturns, like the 2008 crisis, allow savvy investors and entrepreneurs to acquire assets—real estate, businesses, or stocks—at bargain prices, setting the stage for massive growth. His approach, likened to a surfer catching the right wave, involves staying in cash during downturns and investing in trending sectors when opportunities arise. With practical advice on avoiding common diversification mistakes and managing emotional investing decisions, this episode is packed with actionable insights for anyone eager to navigate the next market cycle and achieve both financial and personal freedom. Tune in to discover how to ride the waves of wealth creation!Connect with Chris:https://www.linkedin.com/in/tradingtechnicalanalysis/https://www.facebook.com/TheTechnicalTraders/https://twitter.com/TheTechTradershttps://www.youtube.com/c/TheTechnicalTraders

Imagine owning a thriving business that earns you $10,000 amonth with just one hour of your time each week. In this captivating episode of Get Your Fill: Financial Independence and Long Life, host Christine McCarron sits down with Ann Pels, who shares her proven strategies for achieving financial freedom. Ann reveals how to acquire professionally managed, "done-for-you" businesses and secure funding within 30 days, offering a path to a life of purpose and prosperity. Her journey, sparked by a life-altering pink slip, is a testament to resilience and the power of asking, "How can I?"Ann’s approach is all about simplicity and impact. Sheexplains how her team at lifegiverlegacy.com connects aspiring buyers with retiring baby boomers, ensuring businesses continue to thrive while providing new owners with steady income. With just two phone calls—one to save hundreds of thousands on expenses like mortgages, and another to earn substantial profits—Ann’s system empowers you to live the life you’ve always dreamed of. Her story is a beacon of hope, showing how to transform financial uncertainty into opportunity without overwhelming your schedule.This episode is a must-listen for anyone seeking financialindependence without sacrificing time or peace of mind. Ann’s heartfelt insights, drawn from personal hardship and triumph, will inspire you to rethink what’s possible. From paying off a mortgage in five years to building a legacythat supports meaningful causes, her strategies are a game-changer. Tune in to discover how you can write your own "permission slip" for a fulfilling, financially secure future, and share this episode with someone ready to take control of their financial destiny!Download Ann’s Guide: https://drive.google.com/file/d/1YNzaYMyIgrPwTlSywdXcQP4ZEyMoOA8L/view?usp=drive_link

The idea of a reverse mortgage may sound intimidating, but it could be the key to unlocking a more comfortable retirement. In this insightful episode of Get Your Fill, host Christine McCarron sits down with certified reverse mortgage specialist Laura Phillips to dispel commonmyths and explain how this financial tool can be a powerful part of your retirement plan. Discover why reverse mortgages are not just for those in financial need and how they've evolved since the Reagan era to protecthomeowners and their spouses.Laura Phillips explains that a reverse mortgage is agovernment-regulated loan, not a sale of your home. She clarifies the biggest misconception—that the bank can take your house—and details the two key reasons a homeowner could lose their home: failure to pay property taxes and insurance, or no longer living in the home. Laura also shares heartwarming success stories, including a gentleman who used a reverse mortgage to fund his wife's dream trip around the world, proving that this tool can be used to create a legacy and enjoy your retirement to the fullest.Thinking about your own retirement or that of a loved one?This episode is a must-listen. Laura Phillips breaks down complex topics like interest rates, non-recourse loans, and what happens to your home after you pass away in a clear, easy-to-understand way. Learn about the benefits of anadjustable-rate mortgage with a growing line of credit and how a reverse mortgage can be a safety net for unexpected medical costs. Tune in to understand how a reverse mortgage can give you the financial flexibility to live comfortably in your senior years and potentially leave a legacy for your family.Watch the video: https://youtu.be/efMBWLJNm1sConnect with Laura: CallLaura.com/GetYourFill

From Paycheck to Profit: One Woman's Journey to Financial FreedomJoin us for an inspiring episode of "Get Your Fill" as we sit down with Sun Yong Kim-Manzolini, a published author, mentor, and self-made millionaire. Sun Yong shares her incredible journey from living paycheck to paycheck in her dream job to becoming a successful options trader. After 33 years as a certified medical assistant, she realized that despite loving her work, she wasn't building the financial future she wanted. Her decision to leave her job with just $10 in her bank account and a year to plan her new life is a testament to her courage and determination.Breaking the Mold: The Power of a New Perspective on RetirementSun Yong's motivation came from observing her patients in retirement. She noticed that many were physically and mentally exhausted, or bored and without a sense of purpose. Determined to avoid this fate, she retired with a new goal: to be busy, engaged, and financially secure. She initially explored real estate investing, but it led her to a completely new path: options trading. Despite her initial dislike for computers, she treated this new skill as a full-time job, dedicating herself to learning everything she could.The Options Advantage: A Crash Course in Smarter TradingIn this episode, Sun Yong demystifies the world of options trading, explaining how it differs from traditional stock ownership. She shares the story of how she practiced with virtual money, making a mind-boggling $50,000 in a single day, which fueled her confidence. Her pivotal decision to take out a home equity loan to start trading for real, and her strategic approach of breaking down her goals into small, manageable steps, led her to make an astonishing $178,000 in her first year. This is a must-listen for anyone who wants to learn how to make money work for them and create a life of true financial independence.Connect with Sun Yong: https://www.youtube.com/channel/UC4cNSTwa-x96Rw45MdxKSHg https://www.facebook.com/sunyong.kimmanzolini.5/ https://www.facebook.com/Unique-Miracle-System100278095682909/?ref=pages_you_manage https://www.linkedin.com/in/sun-yong-kim-manzolini-5105a8203/ https://www.instagram.com/author_sun_yong/

In this empowering episode of "Get Your FILL," wesit down with Ed Vargo, co-founder and CEO of Burning River Advisory Group and the new community, Enlighten Her. With over two decades in financial services, Ed is dedicated to empowering women to confidently manage their finances through all life stages, from retirement planning to navigating major transitions like divorce or death. His commitment is deeply personal, inspired by his mother's financial struggles after his parents' divorce, and reinforced by raising five financially empowered daughters.Ed dives into common financial pitfalls, particularly forwomen, highlighting the tendency to start saving later and the disproportionate economic burden women often face due to childcare and family responsibilities. He challenges the common philosophy of prioritizing college savings over retirement, emphasizing that "there are no student loans for retirement." Learn why starting small, even with just $25 a month, can lead to significant wealth accumulation over time, thanks to the "miracle of compound interest" – a concept so powerful, even Albert Einstein recognized its force.Discover Ed's practical strategies for raising financiallysavvy children, including normalizing money conversations at home in a positive, emotionally neutral way, and providing opportunities for kids to earn and manage their own money. He shares the inspiring mission behind EnlightenHer: to reach young women early, before they have children, instilling in them the understanding that money mastery is a "must-do" skill. This episode is a powerful call to action for women and parents alike, offering invaluable insights on how to build a strong financial foundation for yourself and the next generation.Connect with Ed: www.enlightenher.com www.burningriverag.com

Are you tired of traditional paths to financial independence? In this captivating episode of "Get Your FILL," we introduce Matt Raad, a pioneer who, alongside his wife Liz, has spent 27 years challenging conventional career norms. They've built a multi-million dollar portfolio by expertly buying, building, and selling websites as cash-flow assets – a strategy you can learn to do right from your living room! Matt shares his unique journey from growing up in rural poverty in Australia to discovering this innovative digital investment strategy, driven by a powerful desire for financial freedom and a deep aversion to debt.Matt pulls back the curtain on the world of online businessacquisitions, explaining how they specialize in buying "neglected sites" and quickly transforming them into profit centers. Unlike the complex due diligence of brick-and-mortar businesses, Matt reveals how readily available tools like Google Analytics provide transparent, real-time data,making online acquisitions surprisingly straightforward. Hear how a lucky break during the 2008 recession propelled their first website from a $1,000 to a $3,000 monthly net profit in just one week, solidifying their commitment to this lucrative, capital-light model.Beyond the technical insights, Matt emphasizes the crucialrole of mindset and mentorship in their success. He shares how surrounding themselves with successful, older entrepreneurs provided invaluable role models and inspired their "cash flow first" philosophy, echoing the wisdom of "Rich Dad Poor Dad." If you're looking for a fresh, accessible wayto generate income online, reclaim your time, and achieve true financial independence without the heavy debt often associated with traditional investments, this episode is packed with practical advice and inspiring stories from a true digital investment trailblazer.Connect with Matt: https://www.ebusinessinstitute.com.au/contact-us/ https://www.linkedin.com/in/matt-raad/https://www.youtube.com/@digitalinvestorshowWatch the video:https://youtu.be/5A1QxCHu_NE

In this truly unique episode of "Get Your FILL," we delve into the secrets of a long, healthy, and vibrant life with the extraordinary Audrye S. Arbe. An ever-evolving mystic, intuitive, award-winning artist, and author, Audrye defies conventional wisdom at 82 years young (soon to be 83!). She introduces us to her captivating "frequency stones" – real rocks infused with love and intention through her meditative practice, adorned with vibrant colors and crystals. Discover how she "vibes" with each stone to create unique pieces, and how these tangible expressions of energy can help center and ground us in a world of constant change.Audrye shares her profound philosophy on well-being, emphasizing that a long life isn't just about duration, but about maintaining vigor and enjoyment. She passionately advocates for daily practices like meditation, exercise, and meaningful connection, highlighting the importance ofexpressing one's "higher self" through passionate work. A vegetarian for over 51 years, Audrye explains her journey towards a mostly raw vegan lifestyle, driven by the understanding that "everything is energy" – including the food we consume.Prepare to be inspired by Audrye's unshakeable belief in human potential and her playful skepticism towards modern trends like transhumanism, arguing that we often overlook the incredible talents and gifts inherent in our own bodies. This conversation is a fascinating blend of art, spirituality, and practical wisdom for living a full, conscious, and energetically aligned life. Tune in to learn from a true "long lifer" who embodies the very essence of financial independence and a life well-lived.Watch the video: https://youtu.be/gxElnQYIvCAConnect with Audrye: AudryeNow.comAudryeNow.com/MORPHAudryeNow.com/SEXAudryeNow.com/ISMMOVINGFORWARDNOW22

In this eye-opening episode of "Get Your FILL," we dive into a little-known financial secret with Rob Haynie, a 31-year veteran and pioneer of the life settlement industry. Rob demystifies the "million-dollar question": What exactly is a life settlement? He explains that it's the legal sale of your life insurance policy to a third party for a lump sum, often significantly more than its cash surrender value, especially for seniors whose original policy needs have changed. Discover how this powerful option, recognized by the Supreme Court since 1911 as having the same property rights as a home, can provide crucial liquidity for aging individuals, allowing them to repurpose funds for things like long-term care or even retrofitting their homes for comfortable aging in place.Rob pulls back the curtain on why this valuable option isn'tmore widely known, revealing that the life insurance industry often prefers policies to lapse or be surrendered, keeping policyholders in the dark. He shares alarming statistics, noting that $112 billion in death benefits are lapsed or surrendered by seniors annually, with only a fraction beingsettled. Learn about the ethical implications for financial advisors who fail to disclose this option and hear a shocking story of a client who lost over a million dollars due due to lack of information.This episode is a must-listen for anyone with a life insurance policy, especially those approaching retirement. Rob emphasizes the importance of getting a free, non-binding appraisal to understand your policy's true market value. He also explores the investment side, explaining how life settlements offer institutional investors a stable, uncorrelated asset. Tune in to uncover this hidden financial gem and empower yourself with knowledge that could significantly impact your financial independence and long-term security.Watch the video: https://youtu.be/nmrJbvSgRKoConnect with Rob: www.lisettlements.com https://www.linkedin.com/in/rob-haynie-08656b9/https://councils.forbes.com/profile/Rob-Haynie-Managing-Director-Life-Insurance-Settlements-Inc/0b363e3e-46db-4405-89dd-6ad2e614862f

In this inspiring episode of "Get Your FILL," we're joined by Amanda Lemmage, a seasoned health coach and aestheticmedical provider, who proves that you can look good and feel good while living an abundant life. Amanda shares her entrepreneurial journey, driven by a passion to help others and a desire for a purposeful, flexible lifestyle. Hear how she leveraged her experience in the medical aesthetics field to build a thriving Med Spa in Minnesota, a state-of-the-art facility featured in Vanity Fair and Vogue, emphasizing a holistic approach to beauty that starts from the inside out.Amanda openly discusses the realities of entrepreneurship,from the essential "falling forward" mentality that turns mistakes into learning experiences, to the critical importance of building a strong support network and finding wise mentors. She reveals why a positive mindset is paramount for navigating challenges and shares a touching success story about helping a mother of five regain confidence and well-being. This conversation highlights the balance between professional ambition and personal life, particularly for mothers, underscoring the vital need to "fill your own cup first" to be truly present for loved ones.Whether you're dreaming of starting your own business, arealready an entrepreneur seeking to refine your approach, or simply want to enhance your overall well-being, Amanda offers invaluable advice. She stresses the importance of perseverance in finding the right environment, providesinsights into her unique 3-step hiring process, and shares her secrets for being a great leader who truly values her staff. Tune in to discover how to align your career with your calling, create a fulfilling life, and achieve sustainable success that supports both your financial independence and your long-term health.Watch the video: https://youtu.be/zVtNMj291H4Connect with Amanda: https://open.spotify.com/show/3b6GIdpkDZXP20xXVOcVma?si=ntZeq8jMQLufHtDX05mZRwhttps://www.meetamandalemmage.com/About Amanda:As a seasoned health coach and aesthetic medical provider,Amanda has helped countless individuals transform their lives through personalized coaching and guidance. Her approach is centered around creating a sustainable plan that works for your unique needs and lifestyle, so you can achieve your goals and maintain them for the long-term.

This episode of "Get Your Fill" features the incredible Rhonda Britten, Emmy Award winner, repeat Oprah guest, and"America's Favorite Life Coach." Rhonda bravely shares the deeply personal and tragic story that became the unlikely seed of her destiny: witnessing the murder of her mother and the suicide of her father at just 14 years old. This formative trauma led her down a path of self-destruction untila third suicide attempt became her turning point. Realizing she was meant to live, Rhonda embarked on a profound journey of self-discovery, meticulously developing the "Wheel of Fear" and "Wheel of Freedom" technologies that ultimately saved her own life.Rhonda illuminates the pervasive nature of fear, explainingthat it's wired into our neurobiology to keep us "safe," often at the expense of our happiness and purpose. She reveals that most people misidentify their problems as character flaws (like procrastination or people-pleasing) when they are, in fact, mere "fear responses" – symptoms indicatingthat a deeper, hidden fear has been activated. Through her "Fear Buster" exercises and the "Wheel of Fear" system, Rhonda guides listeners to uncover their true core fear, often something unexpected and deeply buried since childhood, and then leverage their "Wheel of Freedom" – a hidden part of themselves – to move towards wholeness and a fearless life.Don't miss this transformative conversation where Rhondaemphasizes that understanding and naming your core fear is the critical first step to disarming its power. She challenges the notion that all fears are physical, highlighting the pervasive impact of emotional fears that silently dictate our lives. Whether you're struggling with feeling "not goodenough," or simply curious about mastering your inner landscape, Rhonda offers practical, actionable ways to identify your unique "Wheel of Fear" and embark on your own liberating journey to fearless living.Watch the video: https://youtu.be/x_VmT-YLmw8Connect with Rhonda: FearlessLiving.org/risk

Are you an ambitious entrepreneur striving for businesssuccess, but secretly worrying about becoming a "phantom family member"? This episode of "Get Your Fill" tackles this pervasive dilemma head-on with Jim Sheils, a real estate expert and co-founder of 18 Summers, a family education service for driven professionals. Jim shares the powerful wake-up call that transformed his perspective—a reflection on Steve Jobs's final days—and led him to intentionally integrate family into his demanding life. Discover why prioritizing family isn't a sacrifice, but a strategic movethat can make you a better, more sustainable businessperson, preventing the burnout that often sidelines even the most successful entrepreneurs. Jim dives into his journey from rehabbing old homes to specializing in new construction "build-to-rent" properties inFlorida's high-growth markets, revealing why his current approach offers fewer surprises, lower risk, and better long-term results for investors. Learn why trying to do everything yourself in real estate is a recipe for disaster and why finding a niche and building a strong, reliable team are paramount tosuccess. If you're a driven professional seeking to build wealth without sacrificing your most important relationships, this episode offers a refreshing perspective and actionable insights to help you achieve both financial independence and a rich family life. Connect with Jim: www.southernimpressionhomes.comWatch the video: https://youtu.be/ejsc6FjWVI4About Jim: Jim Sheils is a successful real estate investor, author, andmentor focused on helping entrepreneurs achieve financial freedom and work-life balance. As a partner at Southern Impression Homes, he has been instrumental in building rental portfolios in Florida’s high-growth markets, specializing in Build-to-Rent properties with management services. Jim’s real estate expertise includes over 2,000 rehabs and a pivotal merger with Southern Impression Homes in 2022. As the co-founder of 18 Summers, he provides keynotes and workshops on balancing business success with strong family relationships. With his wifeJamie, he authored the #1 Wall Street Journal bestseller The Family Board Meeting and the Amazon Best Seller Passive Income Playbook: Leverage Build-To-Rent Real Estate To Buy Back Your Time & Create A Legendary Family Life. Their work introduces strategies like the “Board Meeting” and “Date Night with A Question” to strengthen family connections.#Build-to-Rent #Family Balance #Real EstateInvesting #Entrepreneurship #Strategic Teamwork

Why Making Money Is Simple, and Keeping It Is an ArtFeeling trapped in the paycheck-to-paycheck cycle, evenas your income grows? In this illuminating episode of "Women Creating Wealth," financial coach and author Veronica Deraleau reveals that making money is simple – it's keeping it that's the real challenge. Veronica shares her personal "aha!" moment, realizing that despite her MBA and rising salary, she was stuck until she observed how high-net-worth individuals truly manage their money. Prepare to have your eyes opened to a different financial reality, one where anything is possible if you simply learn how the wealthy think and act.Veronica introduces her powerful "ARIA Money Model"—Awaken, Reframe, Intention, and Action—a mindset-driven approach that helps you track where your money is really going, reframe past mistakes with grace, set clear financial intentions, and map out a concrete plan to achieve your goals. Discover why mentors are crucial, how her unexpected military family journey influenced her financial philosophy, and whether she leans into the "pay off all debt" or "leverage debt for assets" camp. If you're ready to break free from financial frustration and create an abundant life, this episode offers the clarity and hope you've been searching for.Connect with Veronica: https://makingmoneyissimple.com/ https://www.instagram.com/makingmoneyissimple/https://www.amazon.com/dp/B0DGGSMWRYWatch the video: https://youtu.be/gngltEom3LU#PaycheckToPaycheckNoMore #AbundantLife #FinancialGoals #MoneyTips#SmartMoney #UnleashYourWealth #MoneyMindsetShift

In this insightful episode of "Get Your Fill," host Christine McCarron welcomes Lane Kawaoka, a 3-time bestselling author and real estate magnate with over $2.1 billion in rental units. Lane, who started his journey after an early career disillusionment, shares his unique path from accidental landlord to empowering busy professionals to build passive income through strategic real estate investments. He candidly discusses how he leveraged his initial home purchase into a robust portfolio, highlighting theimmense power of rental real estate to generate returns through tenant mortgage payments, tax benefits, appreciation, and cash flow – far surpassing the typical 401K.Lane debunks common myths about real estate investing,emphasizing that true wealth isn't found in flipping houses or REITs, but in direct ownership and understanding tax advantages like depreciation and cost segregation. He explains how these strategies, often used by the wealthy, cansignificantly reduce tax burdens for high-income earners and how assembling a competent team of professionals, such as property managers and CPAs, is crucial for maximizing returns and minimizing risks. This episode is a must-listen foranyone seeking to transition from traditional employment to a life of financial independence through smart, passive real estate investments.Connect with Lane: theWealthElevator.com/master https://www.amazon.com/dp/B0D39GNY84?ref_=pe_93986420_774957520Watch the video: https://youtu.be/mmWZCC4pJ1k #RealEstateInvesting #PassiveIncome#WealthBuilding #FinancialFreedom #TaxStrategies

Ready to ditch the 9-to-5 and embrace the freedom ofbeing your own boss? This episode of "Get Your Fill" features Liz Steblay, the "Yoda of Solopreneur Success," who candidly shares the real talk about going solo. Liz dives deep into conquering "FUD" (Fear, Uncertainty, and Doubt) – that little monster on your shoulder whispering "who are you to think you can start a business?" Learn her powerful "Name it and Tame it" technique to silence those doubts and discover why the perceived "security" of a corporate job might be a bigger myth than you think.Liz, who accidentally "fell" into self-employment after a layoff, reveals how she made more money, worked fewer hours, and had more quality time with her family in her very first year. She shares invaluable "secret money" strategies, including her brilliant tactic for managing taxes and building wealth by "hiding" money from herself. If you're dreaming of escaping the W2 grind, building a thriving solo business, and gaining true financial independence, this episode is packed with hard-won wisdom and practical tips to help you take the leap and succeed.Connect with Liz:www.sixkeys.info www.lizsteblay.com www.linkedin.com/in/independentconsulting/www.picanetwork.org www.prokoconsulting.com www.successfulindependentconsulting.comWatch the video: https://youtu.be/p89nFHr3JV8#SolopreneurSuccess #SelfEmployed #WorkFromHome #WFM #FinancialIndependence#Entrepreneurship