IBAM- International Business As Mission Biblical Entrepreneurship

In this episode, the conversation explores the intersection of faith, leadership, and timeless business principles through decades of real-world experience. From helping expand Abercrombie & Fitch and Bass Pro Shops to studying the Book of Nehemiah for over 40 years, this discussion uncovers how biblical principles continue to shape effective leadership and sustainable growth.One of the central themes is the idea that true principles never change. Strategies may evolve and trends may come and go, but foundational principles remain constant. The discussion highlights how these timeless truths can operate inside businesses, organizations, and even families — whether people recognize their biblical roots or not.The episode also tackles the long-standing “sacred vs secular” divide and challenges the belief that business and ministry belong in separate worlds. Instead, listeners hear how business can become a vehicle for stewardship, leadership, and impact when built on enduring values.You’ll also hear stories about teaching leadership principles internationally, implementing empowerment inside organizations, and why implementation matters more than simply collecting information. From multi-unit business expansion to leadership development rooted in Scripture, this conversation offers practical wisdom for entrepreneurs, leaders, and anyone passionate about Business as Mission.00:00 Gary’s Journey01:42 Bass Pro Shops Growth04:15 Transition to Theme Parks06:02 Faith in Business12:21 Nehemiah Principles17:01 Lasting Impact19:05 Closing Reflections5 Key Takeaways1. Principles Never ChangeTrue principles are timeless. Trends, strategies, and tactics evolve, but foundational principles continue to work across generations and industries.2. The Sacred vs Secular Divide Is FalseBusiness and faith are not separate worlds. Biblical principles can operate effectively inside organizations, leadership, and entrepreneurship.3. Implementation Matters More Than InformationKnowing principles is not enough. Real transformation happens when principles are implemented consistently in business, leadership, and life.4. Empowerment Scales OrganizationsEmpowering people with responsibility and trust creates stronger teams and allows organizations to grow effectively.5. Timeless Principles Create Lasting ImpactWhether in business, family, or leadership, enduring principles continue producing results because they are rooted in truths that do not change.👉 Watch the full episode here: https://youtu.be/0-ngx6ntRg4👉 Join the mission at IBAM.org

What does it take to lead a business that truly matters—both now and for eternity?In this episode, we continue unpacking key biblical leadership principles modeled by Jesus—principles that challenge leaders to think beyond short-term success and build something that lasts. From the law of sowing and reaping to believing in the impossible, this conversation calls leaders to examine the seeds they are planting and the vision they are pursuing.You’ll hear why great leaders must think long-term—building not just for today, but for future generations—and how understanding the right order of priorities can bring clarity and effectiveness to leadership. The episode also highlights the importance of building a strong team, developing others, and recognizing that leadership was never meant to be a solo journey.Through real examples, you’ll see how shifting from transactional business practices to intentional, people-centered impact can create lasting significance. This includes serving others in meaningful ways and aligning daily actions with eternal purpose.The episode culminates in a powerful reminder: finishing well matters. Every leader desires to hear the words “well done,” and that requires intentional leadership, humility, and a commitment to the mission.If you’re a CEO, entrepreneur, or leader looking to align your business with purpose, vision, and lasting impact, this episode will both challenge and inspire you.00:00 Faithful Entrepreneurship03:11 Trust and Vision07:36 Generational Legacy12:02 Divine Priorities14:47 Building Strong Teams16:33 Eternal Impact22:20 Finish Well27:46 Final Invitation🔑 5 Key Takeaways1. You reap what you sow—so plant intentionally.Leaders must evaluate whether they are sowing generously or sparingly, knowing that results are directly tied to what is planted.2. Great leaders believe in the impossible.Vision starts with faith. Leaders are called to think bigger, ask “what if,” and believe beyond current limitations.3. Build with a long-term, generational mindset.Leadership is not just about immediate results—it’s about creating something that impacts future generations.4. Strong organizations are built through strong teams.Leadership is not a solo endeavor. Developing people and building relationships is essential for lasting success.5. Finish well by staying aligned with your mission.The ultimate goal is not just success—but significance. Leaders should strive to complete their work with excellence and purpose.👉 Watch the full episode: https://youtu.be/fH-ICHmbDyg👉 Join the free Third Fish Academy at ThirdFish.org 👉 Listen to Part 1 here: https://open.spotify.com/episode/23OaYpkcUds7IqNJHgSyJF?si=tuzUFfdHRaqUXPXIiWqgmg

What does it really mean to run a business that reflects God’s Kingdom?In this episode, we explore foundational biblical business principles that guide how leaders think, decide, and operate in both business and life. These principles are drawn from the teachings of Jesus—through His proclamations, parables, and practices—and are designed to shape every area of leadership.You’ll hear why business is not just about success, but about alignment—with purpose, stewardship, and eternal impact. From the call to “go the second mile,” to applying the Golden Rule in decision-making, these principles challenge the way leaders approach customers, teams, and growth.This episode also unpacks the importance of building profit with purpose, understanding the power of clear “yes” and “no” decisions, and making the critical shift from thinking like an owner to living as a steward.At the heart of it all is a deeper mission: not just building a successful business, but living a life that reflects God’s Kingdom and ultimately hears the words, “Well done, good and faithful servant.”If you’re a leader, entrepreneur, or someone seeking to integrate faith into your work, this conversation will challenge and equip you to lead with clarity, purpose, and impact.00:00 Biblical Business Roots00:58 Principles Introduction08:19 Key Business Principles18:17 Profits with Purpose21:39 Purposeful Impact27:49 Call to Action👉 Watch the full episode: https://youtu.be/Ah0XgHAGo_Y👉 Join the free Third Fish Academy at ThirdFish.org 5 Key Takeaways Go the Second MileSuccess in business and life comes from always taking the next step and going a little further, not just doing the minimum.The Golden Rule Still WorksTreating others the way you want to be treated is a foundational principle for long-term business success and strong relationships.Profit Must Have PurposeBusinesses are designed to generate profit, but lasting impact comes when profit is aligned with a greater purpose.Clarity Comes from Yes and NoStrong leadership requires clear decisions—knowing what to pursue and what to avoid creates focus and trust.You Are a Steward, Not an OwnerShifting from ownership to stewardship changes how leaders view responsibility, accountability, and their role in God’s work.

In this episode, Steve Adams shares a powerful true story that captures the heart of business as mission.You’ll hear the journey of “R”, a former senior intelligence officer in Assad’s army who came to faith in Christ—and immediately faced life-altering consequences. Forced to flee his country, separated from his family, and dropped into Ukraine without language or direction, he found himself in a place of deep crisis.What happened next is remarkable.After encountering IBAM training, R made a bold decision: return and share the Gospel, even if it cost him his life. He survived—and came back with a renewed vision.From there, he developed a business idea, built relationships, launched successfully, and repaid his loan within 10 months. Along the way, he became a leader in his church, created jobs, and met real needs in his community.But what impacted him most wasn’t just the business training—it was the realization that business itself is a gift from God, a calling that can glorify Him while serving others.This episode isn’t just a story. It’s a window into what’s possible when faith and business are fully integrated.👉 Listen now and discover how one life can multiply into lasting impact.00:00 Welcome & Vision01:43 R's Introduction04:12 Crossing Borders06:23 Business Transformation08:28 Faith in Action10:20 Empowerment & Invitation12:37 Closing Thoughts5 Takeaways1. Faith Can Redefine EverythingR’s encounter with Christ created a clear turning point that reshaped his entire life direction.2. Obedience Often Requires RiskHe chose to return and share the Gospel despite the real possibility of death.3. Business Can Be a Tool for ImpactThrough his business, he created jobs, met needs, and served his community.4. Biblical Understanding Unlocks PurposeLearning that business is a God-ordained calling gave him freedom and motivation to pursue it fully.5. Multiplication Is the GoalThis story represents a model being replicated globally to create lasting spiritual and economic impact.Watch full episode on YT -  https://youtu.be/JO3qnS6SkUUJoin the free Third Fish Academy at ThirdFish.org 

What does it really look like to integrate faith into business?In this episode, we go beyond surface-level ideas and explore the deeper transformation that happens when Christian entrepreneurs begin to align not just their why, but their how with God.Many leaders start with the desire to glorify God through their business. But as discussed here, the real challenge begins when that conviction meets reality. Integrating faith into business decisions, leadership, and daily operations often raises the standard—and makes things harder.Through the lens of C12, this conversation highlights how leaders are challenged to rethink everything—from how they view people (as souls to steward, not resources to manage) to how they define success.You’ll hear how business can actually disciple you, shaping your character, exposing blind spots, and calling you to greater personal holiness. And while strategy and growth matter, the deeper work is what God is doing in the leader first.This episode also confronts the cultural narrative of hustle and sacrifice. Instead of trading family, health, and spiritual life for success, leaders are invited into a different way—one marked by stewardship, submission, and trust.At its core, this is a conversation about identity, purpose, and transformation.00:00 C12 Explained03:45 Faith Integration08:41 Transformation Insights13:23 Order vs Chaos16:44 Redefining Success21:23 Leadership Purpose24:46 Discipleship Focus28:04 Closing Thoughts🔑 5 Key Takeaways1. Changing the “why” isn’t enough—you must transform the “how.”Many leaders dedicate their business to God, but still operate the same way.2. Integrating faith into business raises the standard—and the difficulty.Following Christ in business often requires harder decisions and higher accountability.3. Business doesn’t just grow your company—it disciples you.The deeper transformation happens in the leader, not just the strategy.4. Success must be redefined through stewardship, not just profit.It’s not just about outcomes—it’s about how and why those outcomes are pursued.5. True leadership begins with submission, not striving.The shift from “doing for God” to “being with God” changes everything.Watch full episode on YT -  https://youtu.be/tS5mIWOIeroJoin the free Third Fish Academy at ThirdFish.org

What if the way you’ve been viewing your work… is incomplete?In this episode, Steve sits down with Sean Yates to explore a powerful shift in perspective around faith and work. For many, faith has been something added onto work—through prayer, Bible studies, or intentional “ministry moments.” But as Sean shares, that was only part of the picture.Over time, his understanding evolved from a task-based approach to something far more integrated. Instead of separating spiritual activities from everyday responsibilities, he began to see that doing his work with excellence—and loving the people in front of him—was itself an expression of the gospel.The conversation highlights how people don’t truly compartmentalize their lives. What happens personally shows up professionally, and leadership becomes an opportunity to meet people where they are. This opens the door not just for better work—but for real growth in both professional and spiritual life.They also unpack the tension many feel between striving and joy in work. When work is viewed as separate from faith, it often feels heavy. But when it’s approached as something done with God, it becomes lighter, more purposeful, and even life-giving.If you’ve ever felt like your job is just a means to an end—or disconnected from your calling—this conversation will challenge and encourage you in a meaningful way.00:00 Welcome & Intro01:06 Journey to Waco03:20 Family Focus05:07 Leadership Path07:21 Faith at Work09:07 Business as Ministry14:35 Work's True Value20:01 With God Living22:50 Closing Insights✅ 5 KEY TAKEAWAYSWork is not separate from faithThe idea of “sacred vs secular” work is a false divide—everything we do can be shaped by the gospel.People don’t compartmentalize their livesWhat’s happening personally shows up at work, making leadership an opportunity to meet people where they are.Doing work with excellence is part of gospel impactIt’s not just about spiritual activities—how you do your work matters.Striving comes from the wrong perspectiveWhen work is seen as separate from God, it feels heavy. Integration leads to greater joy.The goal is to work with God, not just for HimA relational approach to work changes everything—from pressure to partnership.👉 Watch full episode on YT - https://youtu.be/RAYfkibVrV8👉 Join the free Third Fish Academy at ThirdFish.org

What if the way you think about work is incomplete?In this episode, Steve Adams begins a two-part series unpacking the idea of the First Commission and why it matters deeply for entrepreneurs and believers in the marketplace.Many Christians unknowingly operate with a “sacred vs. secular” mindset—believing that ministry work matters to God, but everyday jobs do not. But as Steve explains, this is a false divide.If you are indwelt by the Holy Spirit, then God is with you wherever you go—including your workplace. That means your work is not “without God.” It is sacred.Steve introduces the concept of the instrumental value of work—the idea that work matters because it can be used to share the gospel. While this is true, it can also lead to discouragement. Why? Because most workplaces are not always receptive, and most of your time is spent doing your job—not directly sharing your faith.So where does that leave us?This episode offers a powerful reframing: your work has value beyond just what it produces or how often you share the gospel. The way you show up, the environment you create, and the integrity you bring all matter.Steve also begins to introduce a deeper concept—the intrinsic value of work—which will be expanded in the next episode.If you’ve ever questioned whether your work really matters to God, this episode will challenge and encourage you.00:00 Podcast Introduction00:56 Faith at Work03:12 Sacred vs. Secular06:00 Work's True Value11:14 Intrinsic Work Value13:59 Key Takeaways5 Key TakeawaysThe sacred vs. secular divide is a false distinction—your work is not “without God.”Because believers are indwelt by the Holy Spirit, all work becomes sacred the moment you step into it.The instrumental value of work (sharing the gospel through your job) is real—but it’s not the full picture.Most of your time at work is spent doing your job, not directly sharing your faith—and that’s okay.Your work shapes you, creates impact, and carries eternal significance—even when it’s not explicitly evangelistic.Watch full episode on YT - https://youtu.be/141IUYuihl4Join the free Third Fish Academy at ThirdFish.org

What if your work is more than just work?In this episode, Steve Adams sits down with Michael to unpack the real story behind Business as Mission—and how it led to the creation of IBAM.It started with a mission trip in Thailand. A businessman handing out medication, wondering where he fit in. Then came a book, a training, and a realization: business wasn’t separate from mission—it was central to it.From there, the journey expanded into Kyrgyzstan, where business became a tool for transformation in a nation facing massive unemployment. What began as simple training turned into something much bigger—entrepreneurs starting businesses, building relationships, sharing the gospel, and planting churches in places with no prior witness.This conversation reveals how God brings together experience, calling, and opportunity in ways we don’t always expect. It challenges the idea that only pastors or missionaries are “in ministry” and reframes business as a powerful, God-ordained platform for impact.You’ll also hear how this model has scaled across nations, why excellence matters, and what it truly means to be called into business.If you’ve ever felt the tension between faith and work… this episode will help you see your role differently.00:00 Life-Changing Missions03:00 Kyrgyzstan Beginnings06:09 Gospel Through Business11:17 Scaling Impact16:19 Next Generation Leaders21:18 Real Business Values24:12 Final Encouragement25:12 Lasting Impact👉 Listen now, then watch the full episode: [LINK]👉 Join the mission: www.ibam.org5 Key TakeawaysBusiness is a calling, not a backup planBusiness is described as “a divine call as high and holy as any other.”The sacred vs. secular divide is falseThe conversation emphasizes that business is “totally spiritual” and part of God’s strategy for reaching the world.Business creates natural opportunities for discipleshipThrough relationships formed in business, people hear the gospel, come to faith, and begin gathering as churches.Scaling requires empowerment, not controlThe model shifted from sending teams to equipping local partners to run training, make decisions, and lead.You don’t need to wait to get startedThe closing challenge is simple: stop sitting in the stands and get in the game—God will meet you there.Watch full episode on YT - https://youtu.be/hvlOW89p1PMJoin the free Third Fish Academy at ThirdFish.org Listen to Part 1 here: https://creators.spotify.com/pod/profile/ibamtoday/episodes/EP88-Why-Business-Might-Be-the-Best-Mission-Field-e3ggto3

What if your work is more than a career — what if it’s a calling?In this episode from the Kingdom Impact Summit, Steve Adams sits down with Michael Baer, widely recognized as a pioneer in the modern Business as Mission movement.Mike shares the story of how his journey began with a group of college students meeting to read the Bible and pray at the University of Tennessee. What started as four young believers eventually grew into a gathering of over a hundred students.After attending missionary training school and planting a church in Hilton Head, South Carolina, Mike faced a difficult reality: most people in the community were not coming to church. Even in what many assume to be the “Bible Belt,” only a small percentage of the population attended church.Through prayer and reflection, he sensed God calling him to leave the formal pastorate and enter the business world in order to reach people who would never step into a church building.That decision opened doors to influence people around the world through business relationships.In this conversation, Mike and Steve explore:Why business can become a powerful platform for ministryHow excellence and character in business reflect ChristThe biblical story of Daniel as a model of excellenceThe Hebrew concept “Avoda,” meaning work, worship, and service togetherWhy meaningful work and purpose are deeply connected to how humans were created00:00 Meet Mike Baer01:11 Family & Origins02:27 Early Ministry04:26 Shift to Business09:25 Faith in Business11:51 Pursuing Excellence13:33 Avoda Concept15:06 Value of Work16:53 Retirement Myths19:39 Final ReflectionsThis conversation will challenge how you think about work, calling, and purpose — and why the marketplace can be one of the most powerful places to live out your faith.5 Key Takeaways1. Business Can Reach People Churches Often CannotMichael Baer explains that entering the business world allowed him to build relationships with people who would never attend church, creating opportunities to share the gospel naturally.2. Excellence in Work Reflects ChristDrawing from the story of Daniel, the conversation highlights how excellence in character and work can make a powerful witness that even critics cannot deny.3. Work Is Intrinsically ValuableWork is not simply a means to support ministry. According to the discussion, work itself has inherent value and was part of God’s design before the fall.4. “Avoda”: Work, Worship, and Service Are ConnectedThe Hebrew word “Avoda” captures the idea that work, worship, and service to humanity are deeply connected and happen simultaneously.5. Purposeful Work Is Essential for Human FlourishingThe discussion explores how meaningful work contributes to purpose in life and why a complete stop to work can lead to loss of direction and purpose.Watch full episode on YT - https://youtu.be/fQhNMdT5se4Join the free Third Fish Academy at ThirdFish.org

In this episode of the IBAM Biblical Entrepreneurship Podcast, Steve Adams shares the story of a young entrepreneur from Indonesia named Suryan and how his small business is becoming a powerful platform for Kingdom impact.Indonesia is a vast nation made up of thousands of islands and nearly 300 million people, with a predominantly Muslim culture. During a recent visit, Steve and the IBAM team met with students who had completed IBAM’s biblical entrepreneurship training and received support to launch businesses in their communities.One of those entrepreneurs, Suryan, started a simple business near a university where he cleans helmets and shoes. In Southeast Asia, scooters are a primary mode of transportation, and helmets and shoes get extremely dirty. By meeting this everyday need, Suryan has built a thriving small shop and even hired an employee.But the most powerful part of his story isn’t the business itself—it’s how he uses it.When customers return to his shop, Suryan builds relationships and listens to their problems. Once trust develops, he asks a simple question:“Would you like to know how God has helped me with my problems?”According to him, most people say yes, opening the door to meaningful conversations about faith and the Gospel.This episode also explores how IBAM equips local believers around the world with business training and startup capital so they can create sustainable businesses while becoming leaders and problem-solvers in their communities.If you’ve ever wondered what Business as Mission looks like in real life, this story will encourage and challenge you.00:00 Inspiring Mission01:27 Sauron's Journey06:38 Empowerment Model08:47 Kingdom Impact11:22 Global Stories13:49 Next Steps5 Key Takeaways1. IBAM equips indigenous believers to become entrepreneurs.The organization trains local believers in biblical entrepreneurship and provides capital to help them start businesses within their own cultures and communities.2. Entrepreneurs are identified by their leadership.IBAM works with movement leaders who identify people with integrity, strong character, and an entrepreneurial calling to participate in the program.3. Business ideas come from local knowledge.Entrepreneurs bring their own ideas based on their understanding of their local marketplace, rather than being told what business to start.4. Relationships with customers create opportunities for spiritual conversations.Suryan builds relationships with customers, listens to their struggles, and asks if they would like to hear how God helped him with his problems.5. Business can become a platform for both economic and spiritual impact.Entrepreneurs trained through IBAM become productive business owners, leaders in their churches, and problem solvers in their communities.Watch full episode on YT - https://youtu.be/809jbz2ok2cHere’s your next step: join the free Third Fish Academy at ThirdFish.org If what you learn resonates, explore how IBAM is transforming communities through business and discipleship at IBAM.org

What threatens the long-term growth of disciple-making movements?In this episode, Steve Adams unpacks a critical challenge facing global ministry efforts: sustainability .Across regions like Indonesia, Africa, and Central Asia, leaders are faithfully planting churches, discipling believers, and seeing multi-generational growth. But when new believers lose jobs, face social and family ostracism, or move into rural areas with little to no job opportunities, movements begin to strain.When people can barely meet their own needs, they enter survival mode. And survival mode makes it difficult to give yourself away in disciple making.Steve explains how IBAM partners with established disciple-making organizations to address this challenge through a believer-empowerment approach. By training existing business owners to become trainers, forming loan committees, implementing structured evaluation processes, and coaching local leadership teams, IBAM strengthens sustainability from within.The goal is not dependency—but empowerment. Over time, generations of students become trainers themselves, multiplying impact.The results? A shift from roughly a 40% success rate to approximately 90% of businesses thriving and supporting disciple-making movements .This episode is a clear look at why sustainability matters—and how strengthening the economic foundation can accelerate Kingdom growth for the long term.00:00 Welcome & Mission01:24 Defining Movements03:15 Global Challenges06:05 IBAM Solution08:41 Success & Growth10:14 Call to Action5 Key Takeaways1. Disciple-making movements are multi-generational by design.They grow as believers disciple others who then disciple the next generation .2. Lack of sustainable income works against movement growth.When believers enter survival mode, ministry involvement often decreases .3. New believers often face economic hardship.Job loss, social ostracism, and limited employment opportunities create real pressure on movements .4. IBAM equips local leaders through structured business training.Training trainers, forming loan committees, and coaching leadership builds long-term sustainability .5. Improving the process improves the outcome.Success rates increased from about 40% to approximately 90% as the model matured .Watch full episode on YT - https://youtu.be/KyvY17yVkVAJoin the free Third Fish Academy at ThirdFish.org 

What kind of businesses can really be started with just $1,000?In this episode, Steve Adams answers one of the most common questions IBAM receives: What types of businesses are you actually launching around the world?You’ll hear real examples of Christian entrepreneurs in Central Asia, Indonesia, Zambia, and Africa who started or expanded service-based businesses with loans capped at $1,000. From online gift services helping busy professionals remember holidays… to helmet and shoe cleaning across from a university… to a marketing agency expanding its digital capabilities… to a coffee entrepreneur who pivoted and launched a barista training school — these stories highlight practical, market-driven solutions .You’ll also learn why IBAM funds only service businesses, how experience shaped that decision, and how a 90%+ repayment rate reflects the strength of the model .More importantly, this episode reveals the deeper mission: helping unbanked believers access training and capital so they can launch businesses inside disciple-making movements. As persecution causes many believers to lose jobs, entrepreneurship becomes a pathway to sustainability, dignity, and local problem-solving .This isn’t short-term charity. It’s long-term strengthening of church movements — one entrepreneur at a time.00:00 Welcome & Overview01:06 Service Business Focus01:39 Global Success Stories08:28 Other Business Examples12:23 Impact & Mission14:18 Conclusion5 Key TakeawaysIBAM limits loans to $1,000 to encourage low-cost, service-based startups with lower riskService businesses outperform product businesses based on 15–18 years of experience and maintain a repayment rate above 90%Entrepreneurs integrate disciple-making into daily work, building relationships and sharing how God has helped them through problemsIBAM provides both training and capital, including budgeting, marketing, research, and business planningThe ultimate goal is strengthening church movements by helping believers become job creators in places where persecution can cost them employmentWatch full episode on YT - https://youtu.be/q9zOb8tjq-8Here’s your next step: join the free Third Fish Academy at ThirdFish.org  If what you learn resonates, explore how IBAM is transforming communities through business and discipleship at IBAM.org

What happens 𝐚𝐟𝐭𝐞𝐫 a loan is approved is often more important than the approval itself.⁣⁣In this episode, Steve walks through the practical realities of 𝐥𝐨𝐚𝐧 𝐚𝐝𝐦𝐢𝐧𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐚𝐧𝐝 𝐥𝐨𝐚𝐧 𝐩𝐨𝐫𝐭𝐟𝐨𝐥𝐢𝐨 𝐦𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭, drawing from years of experience working with loan funds. This is not an exhaustive training, but a clear overview of the systems, habits, and accountability required to protect both the borrower and the mission.⁣⁣At the center of this conversation is a simple but critical principle: 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫𝐬 𝐦𝐮𝐬𝐭 𝐛𝐞 𝐭𝐫𝐚𝐢𝐧𝐞𝐝, 𝐬𝐮𝐩𝐩𝐨𝐫𝐭𝐞𝐝, 𝐚𝐧𝐝 𝐡𝐞𝐥𝐝 𝐚𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐥𝐞. Loans are not designed to be disconnected transactions. Every borrower must have an identified coach before approval, and ongoing follow-up should be expected from both the coach and the master trainer.⁣⁣Steve explains why even small late payments must be addressed immediately, how administrators should communicate with coaches and trainers, and why early intervention prevents problems from growing. Many borrowers don’t reach out when challenges arise—they hide. That’s why proactive involvement matters.⁣⁣The episode also outlines the responsibilities of the loan administrator: monthly portfolio reviews, confirming coaching meetings and financial reporting, keeping records clean, and meeting quarterly with the loan committee to assess overall performance.⁣⁣Ultimately, this episode frames loan repayment as a matter of 𝐢𝐧𝐭𝐞𝐠𝐫𝐢𝐭𝐲, 𝐬𝐭𝐞𝐰𝐚𝐫𝐝𝐬𝐡𝐢𝐩, 𝐚𝐧𝐝 𝐭𝐞𝐬𝐭𝐢𝐦𝐨𝐧𝐲. When loan funds are managed well, trust grows—and trust leads to greater resourcing and long-term impact.⁣⁣00:00 Inspiring Mission⁣01:22 Loan Management Basics⁣03:46 Accountability Keys⁣06:12 Administrator Best Practices⁣08:17 Empowerment Call⁣⁣𝟓 𝐊𝐞𝐲 𝐓𝐚𝐤𝐞𝐚𝐰𝐚𝐲𝐬⁣1. 𝐓𝐡𝐞 𝐫𝐞𝐚𝐥 𝐰𝐨𝐫𝐤 𝐬𝐭𝐚𝐫𝐭𝐬 𝐚𝐟𝐭𝐞𝐫 𝐥𝐨𝐚𝐧 𝐚𝐩𝐩𝐫𝐨𝐯𝐚𝐥⁣Loan success depends on follow-up, coaching, and accountability—not just approval.⁣⁣2. 𝐄𝐯𝐞𝐫𝐲 𝐛𝐨𝐫𝐫𝐨𝐰𝐞𝐫 𝐦𝐮𝐬𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧 𝐢𝐝𝐞𝐧𝐭𝐢𝐟𝐢𝐞𝐝 𝐜𝐨𝐚𝐜h⁣Loans should not be approved without a committed coach who meets regularly with the borrower.⁣⁣3. 𝐋𝐚𝐭𝐞 𝐩𝐚𝐲𝐦𝐞𝐧𝐭𝐬 𝐦𝐮𝐬𝐭 𝐛𝐞 𝐚𝐝𝐝𝐫𝐞𝐬𝐬𝐞𝐝 𝐢𝐦𝐦𝐞𝐝𝐢𝐚𝐭𝐞𝐥𝐲⁣Even short delays require communication and follow-up to reinforce responsibility.⁣⁣4. 𝐄𝐚𝐫𝐥𝐲 𝐢𝐧𝐭𝐞𝐫𝐯𝐞𝐧𝐭𝐢𝐨𝐧 𝐩𝐫𝐞𝐯𝐞𝐧𝐭𝐬 𝐟𝐚𝐢𝐥𝐮𝐫𝐞⁣Most problems are fixable when addressed early with collective wisdom and accountability.⁣⁣5. 𝐒𝐭𝐫𝐨𝐧𝐠 𝐥𝐨𝐚𝐧 𝐚𝐝𝐦𝐢𝐧𝐢𝐬𝐭𝐫𝐚𝐭𝐢𝐨𝐧 𝐛𝐮𝐢𝐥𝐝𝐬 𝐭𝐫𝐮𝐬𝐭 𝐚𝐧𝐝 𝐢𝐦𝐩𝐚𝐜𝐭⁣Clean records, regular reviews, and integrity in repayment increase credibility and future resourcing.👉 Watch the full episode here: https://youtu.be/mGjdTkKau0M👉 Learn more about the mission: www.ibam.orgListen to Series 1: https://open.spotify.com/episode/3wsJTS88JR3dNFYebxtzwY?si=J7SdFBliQZ25Q-mOeHik1Q Listen to Series 2: https://open.spotify.com/episode/6JYIlknSFpzD9MqXn0Bnu9?si=IT2huU5GQ_-xWyzwpqWrWQ Listen to Series 3: https://open.spotify.com/episode/7GkZeXXZ2LCXdwfs8OvZGu?si=aSra3RKkRCeyAy3aGFOL6Q

00:00 Introduction00:54 Loan Committee Fundamentals03:00 Presentation Process06:25 Underwriting Focus12:17 Ensuring Success13:31 Outcomes and Encouragement14:32 ConclusionIn this episode, Steve walks through Loan Committee Basics—a foundational process for every IBAM partner, trainer, and loan fund administrator.For many partners, loan committee is new and can feel intimidating. Steve draws on 14 years of experience as a corporate banker, where he chaired loan committees weekly, to explain why this process exists and how to run it well.Loan committee is not an inquisition. It is not punitive. It is a structured, proven way to improve decision-making and dramatically increase loan repayment. When loans are approved by individuals alone, failure rates rise. When decisions are made collectively—with accountability, dialogue, and preparation—outcomes improve.In this episode, Steve explains the purpose of loan committee, how student presentations should work, and why preparation by the master trainer is essential. He walks through what committees should be listening for, how to evaluate assumptions, and why common sense matters just as much as financial tools.You’ll also hear why margin of error is critical, when a deal should be stopped, and why “yes,” “no,” and “not yet” are all valid outcomes. Above all, Steve reinforces that this rigorous process exists to protect people—students, trainers, partners, and donors alike.When followed faithfully, the loan committee process leads to stronger repayment, healthier loan funds, and sustainable impact across communities.5 Key Takeaways:Loan committee is a proven way to improve decision-making and loan repayment.The process is meant to be encouraging, life-giving, and grounded in dialogue—not interrogation.Preparation by the master trainer and student determines the success of loan committee.Loans should only be approved when assumptions, financials, and margin of error make sense.Commitment to the process protects entrepreneurs, partners, donors, and the mission.👉 Join the mission: www.ibam.org

Preparing a student for loan committee is not about speed—it’s about diligence, wisdom, and responsibility.In this episode, Steve Adams walks through the full process master trainers should follow to prepare students before they ever present a loan request to committee. The goal is simple: only send deals forward when they are truly ready to be approved.Steve explains why Phase One training must be completed independently first, how one-on-one mentoring over several months helps students absorb what they’re learning, and why homework and market research cannot be rushed. He emphasizes the importance of challenging assumptions, testing opinions, and validating ideas through real-world conversations—not guesses.The episode also addresses the role of tools like Biz Tools, clarifying that while they provide helpful reports, they should never replace judgment or common sense. A “green” result does not automatically mean approval, and a “yellow” or “red” result does not mean failure—it means more work is needed.Listeners will also hear why lowering loan amounts often reduces risk, sharpens focus, and increases the likelihood of success. Finally, Steve outlines how students should structure their loan committee presentation and what committees are really evaluating when they ask questions.This episode is essential for master trainers, leaders, and loan committee members who want to protect the integrity of the process and set students up for long-term success.✅ 5 Key Takeaways:Students should complete Phase One training independently before working one-on-one with a master trainer.Preparing for loan committee should take months, not weeks, to allow real understanding and absorption.Assumptions must be challenged and validated through research and conversations, not opinions.Tools can guide evaluation, but common sense and judgment must always lead the decision.Only loans that are clearly ready for approval should ever be sent to loan committeeJoin the mission here- www.ibam.org

▶️ Watch the full video here: https://youtu.be/VziCSeUMrGg🌍 Join the mission: https://www.ibam.orgIn this episode, IBAM Founder Steve Adams walks listeners through the core principles behind IBAM’s loan fund model—a system shaped by more than four decades of banking, lending, and international microcredit experience.This conversation is part of a four-video training series created to help IBAM and EGRO partners better manage their loan funds, avoid common mistakes, and steward capital with long-term sustainability in mind. Steve explains why IBAM exists to come alongside local leaders, train them in a proven process, and then empower them to run that process independently—while IBAM continues to raise donor funds and provide long-term consultation.At the heart of this episode are seven practical principles that guide how IBAM partners make loans. Steve explains why making many small loans spreads risk, why service-based businesses consistently outperform product-based ones, and why lending should only be done with people of demonstrated godly character. He also outlines why shorter repayment periods reduce risk, why monthly financial reporting is required, and why early intervention is critical when problems arise.The episode closes with a strong reminder that this work is not about speed or rapid expansion. Loan funds grow through quality, discipline, and faithfulness to the process. This is a long-term strategy designed to strengthen families, disciple-making movements, and local leadership for generations.If you’re involved in Business as Mission, entrepreneurship training, or stewarding donor-funded capital, this episode provides a clear, grounded framework for building something that lasts.00:00 Series Introduction02:35 Partnership Model08:43 Seven Loan Principles21:10 Quality Over Speed23:51 Final Thoughts5 Key TakeawaysMany small loans are better than a few large ones.Spreading capital across more entrepreneurs reduces risk and increases long-term sustainability.Service-based businesses have the highest repayment success.Businesses that require minimal capital and depend on personal effort consistently perform better.Character matters more than legal agreements.Loans should only be made to people with demonstrated godly character over time.Shorter repayment periods lower risk.One- to two-year loans are preferred because problems increase as timelines stretch.This is a long-term, quality-driven ministry.Loan funds cannot be rushed; sustainability comes from discipline, process, and patience.

👉 Watch the full episode to hear how it all began. ⁠https://youtu.be/SF164pTXqx4⁠ 👉 Join the mission at⁠ www.ibam.org⁠In this episode of the IBAM Biblical Podcast, Steve Adams shares the story of his very first IBAM trip—the journey that quietly set the foundation for everything IBAM would later become.In June of 2007, Steve traveled on his first-ever business-focused mission trip, heading to southern Russia for a week of exploratory training and relationship-building. At the time, he had experience with traditional mission trips, but nothing like this. This trip was unfamiliar, unstructured, and required trust—especially for someone who grew up during the Cold War era, traveling into what once felt like enemy territory.During the week, Steve spent time with two business owners, Artur and Sergey, men with very different personalities but shared entrepreneurial ambition. As they talked through business plans, faith, and family, a powerful realization emerged: business could be a platform for discipleship, leadership, and long-term impact within local communities.One key conversation centered around a risky expansion decision. Drawing on his background as a banker, Steve shared a principle that would shape IBAM’s philosophy for years to come—don’t bet the farm. That simple wisdom helped guide a wiser decision, one that later proved critical when global economic conditions shifted.As Steve boarded the plane home, he reflected on a calling that had been forming for over a decade. That trip confirmed it. What began as a single conversation became the seed of a movement focused on equipping local entrepreneurs to transform their own communities.This episode offers a personal, reflective look at obedience, calling, and how God uses small beginnings to shape lasting impact.00:00 Getting Started01:21 Entering Russia06:17 Mafia to Mission09:04 Business Wisdom10:47 Defining IBAM14:00 Empowering Locals15:54 Final Reflections5 Key TakeawaysIBAM began with a single exploratory trip, not a fully formed model or strategy.Trust and obedience played a central role in stepping into unfamiliar territory.Business decisions can carry long-term spiritual and community impact.Sustainable mission grows when local entrepreneurs lead within their own culture.What started with Artur and Sergey became the foundation for IBAM’s global vision.

🎧 Watch the full episode: https://youtu.be/Mwz0Q1D3Rdg🌍 Join the mission: www.ibam.orgWhat happens when God calls you into business—and the journey includes struggle, delay, and suffering?In this episode, IBAM founder Steve Adams shares a deeply personal reflection on more than 40 years of faith, entrepreneurship, failure, and obedience. Rather than offering formulas or quick wins, Steve walks listeners through the real story of answering God’s call without knowing the outcome.From leaving a stable banking career, to enduring seasons of financial strain, global mission work, business setbacks, and personal brokenness, this conversation highlights a central truth: God does not call us to manage results—He calls us to steward who we are becoming.Steve unpacks how Business as Mission emerged not from strategy alone, but from lived experience—learning to trust God through uncertainty, empowering indigenous believers, and letting go of control. He also challenges the false divide between sacred and secular work, reminding listeners that God intrinsically values work itself, not just its financial or ministry outcomes.This episode is especially for Christian entrepreneurs, professionals, and donors who may be questioning their calling because progress feels slow, success feels marginal, or suffering feels unexpected.If you’re wrestling with doubt, delay, or discouragement, this message offers clarity, encouragement, and perspective rooted in Scripture, stewardship, and long obedience.00:00 Steve’s Introduction01:25 Personal Journey04:25 Starting IBAM07:31 Mission Field Impact13:34 Overcoming Challenges15:37 Global Expansion17:32 Faith and Suffering20:35 Final EncouragementFive Key Takeaways1. God calls us to stewardship, not outcomesWe are responsible for faithfulness and character, not the success or failure of our business results.2. Suffering often accompanies significant callingSeasons of struggle do not mean you missed God—they may be part of how He prepares you.3. Business can be ministry when aligned with obedienceThere is no separation between sacred and secular work; God intrinsically values work itself.4. Delay does not equal denialLong seasons of waiting can reshape direction, refine motives, and clarify God’s design.5. Trust the story God is writingFaith-driven entrepreneurs are called to persist, surrender control, and believe God is at work even when results are unclear.

Support biblical entrepreneurship worldwide — donate here: www.ibam.org Your giving equips indigenous believers to build real businesses that become platforms for discipleship and community transformation.Explore the sacred-secular divide in faith, work, and purpose. Learn how your career connects to God’s plan with insights from Steve Adams and IBAM.00:00 Introduction01:08 Sacred-Secular Divide04:02 God's View of Work07:16 Work as Mission08:50 Final Thoughts

Your Final Act of Worship for 2025As the year comes to a close, most people rush toward resolutions, goals, and plans for what’s next.But what if the most important decision you make isn’t about 2026 at all?In this powerful year-end episode, we pause long enough to ask a deeper question:What will be your final act of worship for 2025?This isn’t a conversation about guilt, pressure, or obligation.It’s about alignment—between your faith, your generosity, and your calling as a steward of what God has entrusted to you.Because worship isn’t limited to songs or Sundays.It’s expressed through priorities, obedience, and what we choose to place in God’s hands.✨ In This Episode, You’ll Hear:Why year-end generosity is spiritually different than giving at any other time of the yearHow the way you finish a year often reveals what you truly trustWhy delayed obedience quietly costs more than generosity ever willThe Kingdom truth behind small, consistent gifts—and why God multiplies faith, not amountsHow business, when surrendered, becomes a powerful engine for discipleshipThe real reason your generosity may be someone else’s answered prayerThis episode is a moment of reflection—and a call to commitment—for faith-driven leaders, entrepreneurs, and givers who want their lives to echo into eternity.00:00 Purpose & Mission01:07 Final Act of Worship02:31 Giving & Generosity05:04 Sacred Business07:19 Take Action07:51 Concluding Insights🎯 The Two Ways to Partner Before the Year EndsAs we close the year, there are two simple, meaningful ways to align your generosity with your faith:🔹 $10/month Impact MembershipA step of consistent obedience that fuels:Business training for entrepreneurs in underserved communitiesStartup capital and micro-loansDiscipleship through businessTransparent impact updates, stories, and prayer points🔹 $1,000 Kingdom Builder GiftA decisive, tangible gift that helps launch or scale a business, creating:Sustainable incomeJob creationDignity for familiesOngoing Gospel impact through everyday workDifferent amounts.Same heart posture.Same eternal purpose.💬 A Question to Reflect OnBefore the calendar turns, ask yourself:What will God say I did with what He placed in my hands this year?Not what you intended to do.Not what you planned to do later.But what you chose to steward in obedience.👉 Take Action TodayThis is your invitation to finish the year aligned.👉 Make your year-end Kingdom gift now👉 Become an Impact Member for $10/month👉 Or give a $1,000 Kingdom Builder GiftTransform a life before midnight.Set the spiritual tone for the year ahead.And step into obedience with peace and confidence.🌍 About IBAMIBAM (International Business as Mission) exists to empower, educate, and equip entrepreneurs around the world to break cycles of poverty and disciple nations through sustainable, faith-driven business.We don’t fund handouts.We build systems.We disciple through work.Because business isn’t separate from worship—it’s one of its most powerful expressions.Learn more about the IBAM mission here - https://www.ibam.org

In this episode, we cast a bold, God-sized vision for 2026—one that moves beyond traditional charity and into Kingdom multiplication. This isn’t about maintaining programs. It’s about building a global movement where business disciples nations, churches become launchpads, and generosity creates lasting freedom.As we enter the Christmas season, we reflect on a powerful truth:Jesus came to restore—and now we partner with Him to build.This episode will challenge how you see giving, business, and your role in God’s global mission.🔑 What You’ll Hear in This Episode1. Why IBAM is not just a nonprofit, but a growing Kingdom movement2. The 2026 Vision and what God is calling us to build—together3. Why economic uncertainty demands sustainable, biblical solutions4. How entrepreneurship is becoming one of the Church’s most powerful mission tools5. The spiritual significance of multiplication over charity6. Why this vision doesn’t belong to IBAM—it belongs to you7. How Christmas reminds us that God changes the world through faithful seeds8. Why this moment—before 2026 begins—matters more than ever00:00 Faith Driven Business01:02 Vision For 202603:12 Movement Milestones05:20 Why Now06:12 Spiritual Stewardship07:23 Christmas Parallel08:31 Join The Mission09:36 Conclusion🌍 The 2026 Vision at a GlanceBy the end of 2026, we are believing God for:250,000 donors committed to consistent, faith-filled generosity10,000 new entrepreneurs launched through biblical business training10,000 new disciples made through business-as-missionExpansion into new global regions where sustainable solutions are urgently neededChurch partnerships equipped to move from charity to multiplicationNew tools for discipleship and business training that scale across culturesThis is not about numbers for numbers’ sake.These are lives, families, churches, and nations transformed.Jesus never multiplied scarcity—He multiplied what was surrendered.That’s the model we’re building.🎄 Why This Episode Matters Right NowChristmas reminds us that God didn’t send a finished solution.He sent a seed.Small. Faithful. Obedient.👉 Become a Kingdom Builder - https://www.ibam.org/ Your generosity helps launch entrepreneurs, create jobs, and disciple nations before 2026 begins.You’re not funding a vision.You’re building it.

In this emotional, heart-gripping episode, we take you behind the statistics and into the real stories of the entrepreneurs your generosity empowers.You’ll meet Aziza, a young woman from Kazakhstan whose business journey began with nothing more than a tiny apartment, a few bags of coffee beans, flower bouquets—and a dream that God could use her life for something bigger.Through IBAM’s biblical training, discipleship, and startup investment, Aziza didn’t just build a business — she discipled young missionaries, opened branches across Central Asia, and sparked a movement of faith-driven entrepreneurship.And she is not alone.You’ll also hear the impact of real IBAM entrepreneurs like Patience, Mapheso, Joseph, Fegas, and Elijah, whose testimonies reveal what God is doing across Africa and Asia through the IBAM movement.This isn’t charity.This is multiplication.This is discipleship.This is legacy-level impact—and you’re at the center of it.In This Episode, You’ll Discover:• The truth behind Aziza’s five-nation entrepreneurial breakthrough• Why IBAM focuses on “people, not numbers”• The ripple effect of training + discipleship• What donors never see—but desperately need to know• The top belief barriers that stop Christians from giving or leading boldly• How small gifts become global impact00:00 Faithful Beginnings03:19 Scaling Impact06:01 Generosity's Effect08:10 Looking Ahead09:22 Final Invitation🌍 Featured TestimoniesAziza — KazakhstanFrom coffee and flowers to five branches—and a team of young missionaries discipled through business.Patience — AfricaIBAM training helped her grow personally, budget better, and expand her business.Mapheso — AfricaShe learned discipline, accountability, and how to share her faith through her business.Fegas — AfricaA master trainer using business to strengthen disciple-making across Africa.Elijah — ZambiaA chicken business becoming a voice of hope to children and families.🪙 Want to Be Part of Stories Like These?You can help launch the next entrepreneur before Christmas.For just $10/month, you become an Impact Member, joining a global movement that: ✔️ Funds startup loans ✔️ Trains biblical entrepreneurs ✔️ Supports discipleship in unreached communities ✔️ Creates jobs, dignity, and Gospel movement👉 Become an Impact Member today at www.IBAM.org

In this powerful episode, we unpack one of the most biblically sound, economically proven, and spiritually multiplying systems for global transformation: IBAM’s Three Fish Model.Traditional charity often results in temporary relief — but not long-term change. Today, we reveal why most giving fails to produce lasting impact, and how a simple, biblical model is empowering entrepreneurs, strengthening churches, and multiplying disciples across Africa, Asia, and beyond.Whether you’re a strategic giver, a faith-driven entrepreneur, or a church leader longing for a more sustainable missions model, this episode will shift how you see generosity, discipleship, and Kingdom impact forever.🔥 What You’ll Learn in This Episode1. The Problem With Traditional GivingWhy most donations create temporary relief, not transformationThe rise of “impact anxiety” among donorsWhy strategic givers crave sustainability and transparency2. Why Business-as-Mission WorksHow business becomes a discipleship engineWhy work is worship, not a “secular” activityHow entrepreneurs naturally become community influencers3. The Three Fish Model ExplainedGive a Fish: Startup seed capital that restores dignity and opens doors.Teach to Fish: Biblical business training that creates sustainability.Equip to Disciple: The secret multiplier — entrepreneurs discipling through their businesses.4. Real Stories of TransformationAziza — Five flower shop branches across Central Asia, employing missionaries and funding church growthSuryan — Using his business to employ and disciple struggling students in IndonesiaElijah & the Chicken Business — A business funding youth ministry, feeding families, and spreading the Gospel in Zambia5. The Ripple Effect of One EntrepreneurHow one empowered believer impacts:Their familyTheir employeesTheir churchTheir villageAnd future generations6. Why $10/Month Actually MultipliesThe myth of “small gifts don’t matter”How IBAM tracks, measures, and reports impactWhy this model aligns perfectly with strategic, faith-driven givers00:00 Inspiring Intro01:06 Donor Dilemma02:16 Charity vs Multiplication04:13 Three Fish Model06:02 Business Discipleship09:52 Trust and Impact11:11 Join the Movement12:33 Closing Action“This isn’t charity. This is sustainable, Gospel-centered multiplication.”⭐ Leave a ReviewIf this episode inspired you, moved you, or gave you a new vision for sustainable impact, leave us a review. Your voice helps others discover the mission.Learn more about the IBAM mission here - https://www.ibam.org/

In this powerful episode, we confront a truth most believers feel but rarely say out loud: Traditional charity meets needs… but it doesn't transform lives.Billions of dollars flow into missions and global poverty every year.Yet poverty cycles remain unbroken.Churches stay dependent on outside funding.And local believers struggle without the tools, training, and opportunity they need to thrive.This episode introduces the gap between relief and transformation—and reveals why the model we’ve inherited is not enough to disciple nations.You’ll discover IBAM’s Three-Fish Model (Give • Teach • Equip) and hear real stories from Africa showing how biblical entrepreneurship is creating sustainable change, discipleship multiplication, and community-wide impact. If you’ve ever felt a holy discontent with how traditional charity works… If you’ve ever wondered why poverty cycles don’t break… If you know in your spirit that generosity is supposed to multiply— This episode will open your eyes.💡 In This Episode, You’ll Learn:1️⃣ The Hidden Crisis Most Donors Don’t Realize2️⃣ Why Traditional Charity Creates Dependency (Not Dignity)3️⃣ The Biblical, Sustainable Model That Actually Works4️⃣ Real Stories of Transformation from Africa5️⃣ The Rising “Holy Discontent” in the Church6️⃣ How $10 a Month Can Multiply More Than You Expect00:00 Faith and Business01:02 The Poverty Gap02:56 Breaking Dependency05:13 The IBAM Model06:13 Real Stories08:52 Lasting Change10:45 Call to Action11:51 Conclusion“Relief without discipleship does not multiply.”Learn more about the IBAM mission here - https://www.ibam.org/ 

In this powerful episode, we explore the transformational shift from giver to builder—and how God is raising up Kingdom-minded leaders around the world to create long-term, sustainable Gospel impact.Featuring the inspiring testimony of Elijah Aveza, chairman of Awana Zambia’s board and an IBAM trainee, you’ll hear how a simple chicken business is doing far more than generating income—it's discipling a nation. Through IBAM’s biblical entrepreneurship training, Elijah and countless others are learning to build businesses that sustain ministries, empower families, and spread the Gospel across Africa.This episode blends real field stories, spiritual transformation, and practical discipleship. Whether you're a donor, business leader, or someone who wants your giving to matter long after you're gone—this message will shift your mindset and ignite your calling.🎧 What You’ll Learn1. Why traditional charity often falls shortAnd how sustainable business creates impact that continues long after a donation is spent.2. How IBAM uses business as a discipleship toolFaith isn’t separate from work—it's integrated into every business IBAM helps build.3. The field story of Elijah’s chicken businessHow one entrepreneur is discipling children and funding Awana Zambia through a thriving, Gospel-centered enterprise.4. The power of mentorship in Kingdom entrepreneurshipSee how leaders like Elijah, Mapheso, and Patience are now mentoring others—to grow businesses AND grow disciples.5. What it really means to move from giver to builderAnd why this shift creates legacy-level impact across generations.00:00 Transforming Business01:35 From Giver to Builder02:07 Life-Changing Story03:53 Discipleship Through Business06:06 Builder Mindset07:26 Legacy Impact08:15 Partner for Change09:17 Conclusion🗣️ Featured TestimoniesElijah Aveza – IBAM Trainee & Awana Zambia Chairman“IBAM showed me our business isn’t just income… it’s discipleship. We can sustain ministries like Awana and change the lives of children and families.”Josephat – IBAM-Awana Administrator“This partnership empowers people through business while spreading the Gospel—truly putting Jesus’ teachings into practice.”Mapheso – IBAM Entrepreneur“IBAM made me disciplined and accountable, and helped me share my faith more effectively.”Patience – IBAM Entrepreneur“My business grew, but I grew even more. IBAM taught us how to manage, market, and live out our faith.”Learn more about the IBAM mission here - https://www.ibam.org/

Something extraordinary happened during the Kingdom Impact Summit — and today, we’re unpacking it.This wasn’t just an event. It wasn’t hype. It wasn’t another week of online sessions.It was the ignition of a global movement of believers who are ready to use entrepreneurship as a tool for discipleship, community transformation, and long-term Kingdom impact.In this episode, Steve recaps what God did through thousands of attendees, 40+ speakers, and the entrepreneurs on the ground who are being trained and funded right now through IBAM. You’ll hear the heart behind the movement, the testimonies emerging from the Summit, and the exciting vision for what comes next.If you felt something stirring during the Summit… this episode confirms you weren’t imagining it. A shift has begun.🎧 What You’ll Learn in This Episode1. Why This Summit Felt Different2. A Special Thank You to You — The Attendees3. Honoring Our 40+ Speakers4. What God Did Through the Summit5. What’s Coming Next (Don’t Miss This!)00:00 Faith & Business01:02 Summit Highlights03:02 Impact in Action03:49 What's Next05:52 Mission & Vision07:19 Final Call🌍 About IBAMIBAM equips and funds Christian entrepreneurs in underserved nations so they can:Launch sustainable local businessesCreate jobs and stable incomeRise as disciple-makers in their communitiesBuild long-term transformation through Kingdom entrepreneurshipWe believe business can change everything — when God is at the center.📩 Connect & Take Action✔️ Join the Movement: Become an Impact Partner for just $10/month ✔️ Rewatch the Summit: Encore sessions coming soon ✔️ Follow Impact Stories: See the entrepreneurs you’re helping fund ✔️ Stay in the Loop: Watch for Day 1 of the Post-Summit JourneyLearn more at www.iBAM.org🙏 Final WordThis Summit was only the spark. The movement is what comes next. And you’re invited to be part of it.

The Kingdom Impact Summit may be over, but the mission is just beginning.In this powerful follow-up episode, Steve Adams reveals how a 3-day event has sparked a global movement — one where over 100 Christian entrepreneurs are building businesses that don’t just create profit… they create disciples.Discover how the IBAM community is transforming generosity into sustainability through Business as Mission, and learn how your obedience — whether $10 or $1,000 — can literally fund a business, feed a family, and multiply faith for generations to come.This isn’t charity.This is Kingdom economics — where faith fuels business, and business fuels discipleship.🧭 In This Episode, You’ll Learn:1️⃣ From Summit to Movement: How the Kingdom Impact Summit ignited 100 new businesses that are discipling nations. 2️⃣ The 3-Fish Model: How IBAM’s “Give, Teach, Equip” framework turns donations into long-term transformation. 3️⃣ Faith in Action: Stories of real entrepreneurs like Aziza in Kazakhstan and Suryan in Indonesia who are using business to spread the Gospel. 4️⃣ How You Can Join the Mission: Why your obedience — not your income — is what God multiplies for impact. 5️⃣ Building God’s Economy: What happens when entrepreneurs, donors, and churches unite to empower sustainable Kingdom impact.00:00 Mission & Model01:13 Summit Highlights01:48 Real Impact Stories02:42 Why Funding Matters04:42 Live the Commission07:35 Call to Action08:23 Conclusion💡 Big Takeaway:Business is more than profit. It’s purpose in motion.You don’t have to be a pastor to preach — you just need a product that solves a real problem and glorifies God in the process.🙌 Featured Stories:Patience (Africa): From one market stall to employing six women who pray before every workday.Aziza (Kazakhstan): Built five flower-and-coffee branches that fund young missionaries.Suryan (Indonesia): Helps students find work and faith through his small business.Elijah & Fegas (Zambia): Using business as ministry to sustain youth programs and disciple future leaders.Each story proves one thing: when faith meets entrepreneurship, the Gospel advances.If you’ve ever prayed, “Lord, use me,” this is your moment.Be part of the next 100 entrepreneurs transforming lives and nations through faith-driven business. 👉 Visit IBAM.org/fund — and build something that outlives you.

What happens when faith and business collide for eternal impact?In this powerful opening keynote from the Kingdom Impact Summit 2025, Steve Adams, Founder & President of IBAM (International Business as Mission), invites listeners into a global movement redefining how Christians build, lead, and give.From the jungles of Africa to the streets of Central Asia, Steve shares how business-as-mission is transforming lives—and why the next great mission field isn’t across the ocean, but across your office, your shop, your network, and your influence.Whether you’re an entrepreneur, pastor, or donor, this episode will reignite your vision for work as worship and giving as generational impact.00:00 Opening Inspiration01:03 Summit Welcome03:12 Foundational Voices05:31 Obedience & Strategy07:24 Sustainable Businesses10:42 Transformation Stories12:41 Practical Tools14:29 Multiplication Mission16:29 Concluding Call🧭 Key TakeawaysBusiness is Ministry: God can use your enterprise as a platform for discipleship.Faith Fuels Sustainability: Strategy follows surrender—wisdom begins in worship.Stories Multiply Faith: Every entrepreneur empowered becomes a ripple of transformation.Equipping Creates Consistency: Systems rooted in Scripture sustain impact.Generosity Multiplies Discipleship: Small gifts can spark generational change.💛 Join the Movement👉 Register free at ibam.org/summitEvery registration helps empower a new entrepreneur through IBAM’s training and micro-loan programs.Together, we can Empower. Educate. Equip.Together, we can build businesses that make disciples.

What if Monday morning was as sacred as Sunday morning?In this episode, Steve Adams breaks down one of the most overlooked truths in modern Christianity: business isn’t secular—it’s sacred.For decades, believers have separated faith from enterprise, but Scripture paints a different picture. From Genesis to Acts, God used work as a vehicle for worship and discipleship. Today, He’s calling a new generation of entrepreneurs, professionals, and pastors to reclaim the marketplace as a mission field.This episode will reframe the way you see your 9-to-5, your leadership, and your legacy. Because when business is done God’s way, profit becomes purpose, work becomes worship, and companies become disciple-making movements.✝️ In This Episode, You’ll Discover1. The Great Divide: Why so many believers still separate “ministry” and “business”—and how that thinking limits Kingdom impact.2. The Biblical Blueprint: How Paul, Lydia, and early believers used commerce as a context for mission.3. The Kingdom ROI Framework: How to measure impact the way heaven does—spiritually, economically, and socially.4. The Three-Fish Model: The discipleship system that replaces handouts with sustainable, Gospel-centered entrepreneurship.5. Your Marketplace Calling: How to turn your company, classroom, or calling into a mission field.00:00 Summit Kickoff01:33 Field Story Aziza04:08 Culture Flywheel05:35 Leadership Deep Dive06:16 Africa Mission Models06:50 Scaling Legacy08:31 Faith Meets Business10:37 Closing Invitation🕊️ Scripture AnchorsColossians 3:23 — “Whatever you do, work heartily, as for the Lord and not for men.”Matthew 28:19–20 — “Go therefore and make disciples of all nations…”Acts 18:3 — “Paul worked with them, for they were tentmakers by trade.”Jeremiah 29:7 — “Seek the peace and prosperity of the city…”💡 Key Quote Moments“The marketplace is the largest unreached people group on earth.” “Payroll becomes provision. Excellence becomes evangelism.” “Business is a discipleship engine when designed God’s way.” “You don’t need a pulpit to preach. You just need to show up where God’s placed you.”👉 Register now for free at ibam.org/summit

We’re just days away from the Kingdom Impact Summit—three days that could reshape how you see business, discipleship, and impact.In this episode, Steve Adams walks you through your 3-Day Plan + Playbook so you can be fully ready for what God is about to do through this global movement of faith-driven entrepreneurs, pastors, and givers.This isn’t another event.It’s a move of God through business—a space where work becomes worship, and business becomes mission.You’ll discover exactly what to expect each day, how to use your Playbook for maximum growth, and why your preparation matters as much as your participation.✝️ What You’ll Learn1. The Vision Behind the Summit: Why IBAM is gathering thousands of believers to disciple nations through business.2. Your 3-Day Schedule:Day 1 – FOUNDATIONS (Mike Baer): How to build identity, rhythms, and culture rooted in discipleship.Day 2 – BUILD (Ken Gosnell): Systems and models that turn Kingdom values into daily habits and measurable results.Day 3 – SCALE & LEGACY (Cary Summers): Leadership principles for creating generational impact that outlives you.3. How to Use the Summit Playbook: The 3-page daily rhythm that turns inspiration into implementation.4. Why the All-Access Lifetime Pass Fuels Discipleship: Your upgrade doesn’t just help you—it funds global entrepreneurs through IBAM.5. How to Prepare Spiritually: A prayer of commissioning for every listener called to build what lasts.00:00 Summit Overview01:23 Vision & Calling02:27 Day 1 Foundations03:19 Day 2 Build04:27 Day 3 Legacy07:06 Access & Impact08:10 Final Checklist09:08 Closing Invitation📘 Key TakeawaysYou’re not gathering for content—you’re gathering for calling.Faith-driven business isn’t a niche; it’s a discipleship strategy.Writing down what God reveals during each session multiplies retention and transformation.Your small action—whether $10 or an upgrade—can fund disciple-makers worldwide.Expect to be encouraged, challenged, and commissioned for your next level of Kingdom impact.🧭 Episode Scripture AnchorsColossians 3:23 — “Whatever you do, work heartily, as for the Lord and not for men.”Proverbs 11:10 — “When the righteous prosper, the city rejoices.”Psalm 78:4 — “We will tell the next generation the praiseworthy deeds of the Lord.”James 1:22 — “Be doers of the Word, not hearers only.”Psalm 127:1 — “Unless the Lord builds the house, the builders labor in vain.”“We’re not gathering for content—we’re gathering for calling.”🚀 Join the Movement🎯 Register free: ibam.org/summit

What if your org chart is also your discipleship map?In this episode, we unpack a bold new framework that’s transforming how Christian entrepreneurs lead: business as discipleship. Discover how to design a company that forms people, not just profit—anchored in real stories from entrepreneurs across Africa, Central Asia, and beyond.Host Steve Adams shares the four-part “Kingdom Operating System” every faith-driven leader needs to build businesses that multiply both income and impact.00:00 Business As Discipleship05:24 Real World Stories09:27 Making It Practical11:35 Measuring Impact13:18 Summit Invitation14:16 Final Challenge🙌 Next Steps for Listeners1. Register free for the Kingdom Impact Summit (Nov 4–6).You’ll hear from 35+ global leaders redefining what ministry looks like from Monday to Saturday.2. Invite your pastor or business peers—it’s a movement for givers, builders, and churches alike.3. Start small: Choose one way to make your business a discipleship tool this week.🌍 Kingdom Impact Summit — Nov 4–6 (Free Registration) 📖 The Kingdom Impact Playbook — free with registration💼 Learn more about IBAM’s Business-as-Mission movement at ibam.org

What if your business could make disciples?In this week’s pre-launch episode, Steve Adams invites you to reimagine your work as worship—and your business as a disciple-making movement.Through real stories from IBAM entrepreneurs around the world, we’ll see what happens when believers build businesses that form people, not just profit. You’ll discover how calling, culture, and systems can turn your company into a Kingdom training ground—where leadership development, generosity, and Gospel impact flow through daily operations.💡 In This Episode, You’ll Learn:1️⃣ The Kingdom Framework: “Calling → Build → Fruit”How to discern what God has placed in your handWhat it means to build for discipleship, not just deliveryHow to measure spiritual, economic, and social outcomes—your Kingdom ROI2️⃣ The Culture Flywheel That Forms People Surya’s story from Indonesia shows how a simple rhythm—Hire → Coach → Measure → Celebrate → Correct → Multiply—can disciple people through ordinary work.3️⃣ Aziza’s Five-Branch Faith Story From coffee and flowers to five thriving branches across Central Asia, Aziza’s journey proves that small beginnings can multiply beyond what you imagine.4️⃣ Why “Business-as-Mission” Works Globally Across Africa and Asia, Kingdom entrepreneurs are transforming cities through enterprise—seeking the shalom of their communities and discipling through integrity and excellence.5️⃣ The Big Three Summit Themes:Day 1: Foundations – Identity, culture, and rhythms with Mike BaerDay 2: Build – Systems, marketing, and leadership with Ken GosnellDay 3: Scale & Legacy – Kingdom longevity with Cary Summers6️⃣ Common Objections Answered:“I’m too busy.” → Each day’s sessions are available for 24 hours.“I’m not a CEO.” → The Summit includes tracks for pastors, givers, and entrepreneurs at every level.“Isn’t mixing faith and business risky?” → It’s not about using people—it’s about serving people through business.00:00 Kingdom Impact02:04 Aziza's Story05:03 Kingdom Culture06:44 Africa Ecosystems08:10 Scaling Legacy11:29 Closing ActionsThis episode challenges the false divide between faith and work. You’ll walk away seeing your calling, your company, and even your spreadsheets as sacred spaces where Jesus can be known and multiplied.“Work is worship—and work is witness when it’s designed that way.” 🎧 Listen, Learn, and RegisterThe Kingdom Impact Summit (Nov 4–6, 2025) is your roadmap to building businesses that make disciples. ✅ Free daily access (24-hour replays) ✅ Summit Playbook (eBook) on registration ✅ Lifetime Access Upgrade available👉 Register Free: ibam.org/summit 🎟️ Upgrade to All-Access: Lifetime replays, MP3s, notes, and eBook 💬 Join the Facebook Group: Connect with Kingdom builders worldwide🔔 Subscribe & ShareIf this episode helped you see your business as ministry, share it with your team, pastor, or fellow entrepreneur.

Have you ever felt like you’re living two lives—faithful believer on Sunday, business leader on Monday? You’re not alone. Many Christian entrepreneurs, donors, and pastors wrestle with the tension of integrating faith and work. But here’s the truth: you were never meant to split your life in two.In this episode, we explore how business and ministry are not enemies but partners in God’s Kingdom. You’ll hear inspiring real-life stories from IBAM entrepreneurs in Africa, Asia, and beyond—leaders who are proving that work is worship and business can be a platform for discipleship.This conversation will shift your beliefs, challenge your assumptions, and invite you into a movement that says: you’re not either-or.What You’ll Learn in This Episode:1. Why the “faith vs. business” divide is cultural, not biblical (Colossians 3:23).2. The real reason Christian entrepreneurs and donors often feel isolated or guilty.3. How small acts of generosity—like $10/month—can multiply into disciple-making movements.Real stories:Patience in Zambia, who learned accountability and budgeting through IBAM.Elijah, whose chicken business funds ministry and jobs.Claire, who expanded flower shops across Central Asia to support missionaries.Suryan in Indonesia, who employs struggling students and mentors them in faith.The Three Fish Model: Give a Fish, Teach to Fish, Equip for Discipleship.How integrating faith and business creates sustainability, discipleship, and global transformation.00:00 Faith and Business01:08 Integrating Faith04:14 Real World Impact05:58 Why It Matters08:31 Call to Action09:47 Conclusion 💡 “God doesn’t need you to choose between faith and business. He designed you to integrate them—for His glory and for the good of nations.” You’re not either-or. You’re exactly who God designed to integrate faith and work without compromise. Take your next step today—become an Impact Partner, join Startup Membership, or connect your church through IBAM. Together, we’re not just funding businesses. We’re discipling nations.Learn more about the IBAM mission here - https://www.ibam.org/

What if the $10 in your wallet right now could multiply into businesses, discipleship, and transformed communities around the world? In this episode, we challenge the belief that “small gifts don’t matter” and reveal the surprising Kingdom math of impact.Through inspiring stories from entrepreneurs like Patience in Africa, Mapesho in Zambia, Elijah’s chicken business, and Claire’s flower shops in Central Asia, you’ll see how even the smallest seeds grow into eternal harvests.This is not charity as usual—it’s discipleship through business. Discover how $10 a month can turn into jobs, dignity, and the spread of the Gospel.🔑 What You’ll Learn in This Episode:Why many donors experience impact anxiety—and how IBAM answers it with transparency and trust.The biblical principle of multiplication: five loaves and two fish… and today’s $10.How IBAM’s $10/month Impact Membership empowers entrepreneurs with training, micro-loans, and discipleship tools.Real testimonies from entrepreneurs like Patience, Mapesho, Elijah, and Claire—proof that small seeds grow big Kingdom fruit.Why business is ministry, not separate from faith—and how you can be part of discipling nations through enterprise.00:00 Introduction01:09 $10 Question02:00 Impact Anxiety03:14 Multiplication Explained04:50 Real World Impact07:12 Personal Choices08:15 Conclusion🌍 Why This Matters:Most people think only large donations or big organizations can change the world. But God delights in multiplying the small. In His Kingdom, $10 doesn’t just add—it multiplies into exponential impact.This episode will shift the way you see generosity. What feels small in your hand becomes miraculous in His.“$10 in your hand may feel small. But in God’s hands, it multiplies into businesses, discipleship, and entire movements.”🙌 How to Get Involved:Ready to see your generosity multiply? Become an Impact Member today for just $10/month. You’ll receive monthly updates, real stories, and proof that your seed is growing.Learn more about the IBAM mission here - https://www.ibam.org/

Have you ever given to a charity and later wondered if it made any difference? You’re not alone. Many believers today feel the weight of charity fatigue—longing for their generosity to create real, lasting impact instead of short-term relief.In this episode, we unpack IBAM’s Three-Fish Model: a faith-driven approach that shifts giving from temporary handouts to multiplying disciple-makers. Rooted in Colossians 3:23, this model shows how business is not separate from ministry—it is ministry.Through powerful stories from leaders like Elijah Avesa in Zambia and Fegas Kaumba in Africa, you’ll discover how small businesses are not just feeding families, but fueling discipleship, sustaining ministries like Awana, and transforming entire communities.If you’ve ever asked, “Does my giving really matter?”—this conversation will give you hope, clarity, and a new vision for generosity.🔑 What You’ll Learn in This Episode:1. Why traditional charity models often create dependency instead of transformation.2. How the Three-Fish Model works: Give a Fish, Teach to Fish, Equip for Discipleship.3. Real-life testimonies from IBAM entrepreneurs like Elijah and Fegas, whose businesses became platforms for ministry.4. The belief shifts every Christian donor needs:Small gifts multiply in God’s Kingdom.Business is worship, not secular.Sustainability creates long-term discipleship.5. Why now is the moment to move beyond relief and into sustainable impact.00:00 Biblical Business Intro01:07 From Handouts to Impact04:54 Three-Fish Model05:58 Real Life Stories09:26 Join the Mission10:41 Final Invitation📖 Scripture Anchor:“Whatever you do, work at it with all your heart, as working for the Lord, not for human masters.” – Colossians 3:23🙌 Be Part of the Movement:For just $10 a month, you can become an IBAM Impact Partner—funding loans, training, and discipleship that turn businesses into platforms for the Gospel.Learn more about the IBAM mission here - https://www.ibam.org/

When you give to IBAM, you’re not just funding jobs—you’re multiplying disciples. In this episode, discover how small gifts create eternal impact, why business is one of the most powerful tools for discipleship, and how entrepreneurs around the world are turning shops, farms, and startups into mission fields.You thought you were helping someone earn a paycheck. But in God’s hands, you actually helped launch a disciple-maker.🔑 What You’ll Learn in This EpisodeWhy jobs alone aren’t enough to transform communities—and why discipleship through business changes everything.How IBAM’s Three Fish Model—Give a Fish, Teach to Fish, Equip for Discipleship—creates lasting impact.The real stories of Aziza, Suryan, Elijah, and Fegas—ordinary entrepreneurs who became disciple-makers.The common doubts donors wrestle with (“Does $10/month really matter?” “What if I’ve been burned before?”)—and how IBAM shifts those beliefs with transparency and trust.How you can move from giving to belonging through IBAM’s Impact Membership, Startup Training, Church Partnerships, and more.00:00 Purpose Unveiled01:02 Kingdom Impact03:19 Disciple Stories05:53 Belief Shifts07:53 Vision Forward09:02 Action Steps10:18 Conclusion💡 Key TakeawayYou thought you funded a job. But in God’s Kingdom, you funded a disciple-maker. Every dollar invested through IBAM multiplies disciples, not just income.📖 Scripture AnchorsMark 12:41–44 – The widow’s mite: small gifts that multiply in God’s hands.Colossians 3:23 – Work as worship, every business as ministry.Matthew 14:29 – Peter walking on water: faith requires stepping out.Learn more about the IBAM mission here - https://www.ibam.org/

For decades, we’ve believed that charity was the answer to poverty. But what if the very thing we’ve overlooked—business—is God’s tool to break cycles of poverty, restore dignity, and multiply discipleship?In this episode, we explore how business as mission creates lasting transformation in ways handouts never could. You’ll hear real stories from entrepreneurs across the globe—like Aziza in Kazakhstan, Suryan in Indonesia, and Elijah in Zambia—whose small businesses became platforms for both economic growth and Gospel impact.We’ll also break down IBAM’s Three Fish Model—Give a Fish, Teach to Fish, Equip for Discipleship—and show why it’s not just sustainable but spiritual.If you’ve ever wondered whether your giving really makes a difference… or questioned if business can truly be ministry… this episode will shift your perspective.🔑 What You’ll Learn in This Episode:Why traditional charity often creates dependency instead of dignity.The biblical truth that work is worship (Col. 3:23).How IBAM’s Three Fish Model multiplies small gifts into eternal impact.The story of Claire’s flower-and-coffee business that grew into a multi-branch, church-supporting movement in Central Asia.How Suryan’s business became a lighthouse of discipleship for students in Indonesia.Why Elijah’s chicken business in Zambia is more than poultry—it’s discipleship in action.How just $10 a month can fund training, startups, and disciple-making globally.00:00 Business as Mission01:05 Business Over Charity03:03 Three Fish Model03:54 Real Life Stories05:42 Business Impact06:08 Donor & Entrepreneur Roles08:20 Vision & Invitation09:36 How to Join10:22 ConclusionLearn more about the IBAM mission here - https://www.ibam.org/

Why is loneliness the #1 struggle for Christian entrepreneurs? In this episode, we uncover the hidden isolation many leaders feel when trying to honor God in both business and ministry. From boardrooms that silence faith to churches that sideline business, too many believers are stuck between two worlds. But the truth is—you’re not alone, and your business is not just business. It’s Kingdom impact waiting to multiply.This isn’t just about solving loneliness. It’s about reclaiming your role as a Kingdom builder—and finding a family that walks the same path.What You’ll Learn in This Episode:1. Why so many Christian entrepreneurs feel misunderstood by both church and business circles2. The biblical truth that work is worship (Colossians 3:23)3. How fear of failure and shame keep leaders silent—and how to break free4. The difference between “handouts” and sustainable, faith-driven business models5. Stories of transformation when entrepreneurs find support and discipleship00:00 Introduction01:29 Entrepreneur Loneliness04:13 Power of Community05:11 Transformation Stories06:43 Kingdom Impact07:11 Breaking Isolation09:35 Concluding ActionLearn more about the IBAM mission here - https://www.ibam.org/ Listen to the podcast on Spotify here - https://podcasters.spotify.com/pod/show/ibamtoday

What happens when God calls you out of your comfort zone and into Kingdom entrepreneurship?In this episode of the Biblical Entrepreneur Podcast, Steve Adams sits down with Jeanette Peterson—a military veteran, homeschool mom, and business strategist—whose journey shows the power of surrender, systems, and faith.From struggling with infertility to leaving the military, Jeanette shares how God redefined her identity, gave her vision for online business, and showed her that entrepreneurship can be a spiritual calling. Today, she equips women to build businesses with strategy, automation, and biblical integrity—without losing their faith, family, or focus.Whether you’re a donor, a church leader, or an aspiring entrepreneur, Jeanette’s story will encourage you to “do it scared”—because when God calls, He also equips.🔑 What You’ll Learn in This EpisodeHow surrendering her struggles led Jeanette to rediscover her faith and callingWhy entrepreneurship is not just “business”—it’s discipleship in the marketplaceThe role of systems and rhythms in balancing faith, family, and workWhy niche clarity matters—and how God uses it to multiply impactThe importance of integrity and listening to God in business decisionsPractical encouragement for entrepreneurs who feel unqualified or afraid00:00 Faith & Business01:54 Jeanette's Journey04:47 Entrepreneurship Insights08:19 Women in Business11:58 Honoring God15:40 Balancing Family & Work17:46 Lessons Learned20:24 Advice for Entrepreneurs27:24 ConclusionBusiness is how we disciple nations. If you’ve ever wondered whether your giving really makes a difference, IBAM invites you to join the movement.Learn more about the IBAM mission here - https://www.ibam.org/

What if your “small” was never meant to stay small? In today’s powerful episode, we dive deep into the truth behind Luke 16:10 and the myth that “faithful” means “invisible.” If you’re a Christian entrepreneur, donor, or mission-driven leader sensing God calling you to more—more responsibility, more impact, more discipleship through business—this episode is for you.We unpack how scaling isn’t selfish—it’s Kingdom stewardship, and how growth rooted in purpose becomes a vehicle for transformation. Through Scripture, belief shifts, and real-life case studies like Claire’s thriving business in Central Asia, you’ll discover how to multiply without compromising your values.It’s time to stop hiding behind false humility and start building what God planted in you—with boldness, strategy, and spiritual alignment.🛠 Whether you're building a startup or scaling an established company, this episode will show you how to grow on purpose and with purpose.⏱️ In This Episode You’ll Learn:Why staying small doesn’t always mean staying faithfulThe Biblical foundation for Kingdom-scale growth (Luke 16:10, Parable of the Talents)Why many Christian entrepreneurs feel guilt around success—and how to break freeWhat it means to scale mission-first not margin-firstThe power of being in a faith-aligned business communityHow IBAM is helping entrepreneurs grow without losing their spiritual foundationClaire’s inspiring story of launching 5 branches that empower missionariesHow to discern your “next step” when you’ve been faithful with little00:00 Biblical Entrepreneurship01:05 Scaling with Purpose03:35 Why Scale Matters05:16 Purpose Driven Growth08:46 Global Impact09:30 How to Get Involved10:02 Conclusion📖 Key Scriptures:Luke 16:10 – “Whoever can be trusted with very little can also be trusted with much.”Matthew 25:14–30 – The Parable of the TalentsMatthew 5:14–16 – Let your light shine before othersLearn more about the IBAM mission here - https://www.ibam.org/ Listen to the podcast on Spotify here - https://podcasters.spotify.com/pod/show/ibamtoday

In this eye-opening episode, we unpack the uncomfortable truth behind why so many faith-driven givers are walking away from traditional charities—not because they’ve lost heart, but because they’ve gained discernment.Steve takes us behind the scenes of what happens when giving models create dependency instead of dignity—and how IBAM is flipping the script by discipling nations through business, not just charity.You’ll hear powerful field stories and testimonies from entrepreneurs like Patience, Fegas, Joseph, Mapesho, and Josephat, whose lives and communities were transformed through biblical business training, micro-loans, and the Gospel.This is the model Jesus used—multiplication, not maintenance.If you’ve ever wondered:“Is my giving actually making a difference?”“Where can I invest that creates eternal fruit?”“How do I avoid funding waste and start funding impact?”…then this episode is for you.🔥 WHAT YOU’LL LEARN: ✅ Why traditional charity often falls short—and how to recognize the signs ✅ The 3 biggest reasons people are quitting outdated giving models ✅ How IBAM’s Three Fish Principle brings faith, entrepreneurship, and discipleship together ✅ Real-world examples of businesses that are also ministries ✅ How just $10/month or $1,000 can launch businesses and multiply Kingdom impact ✅ Why business can be sacred—and how it’s discipling nations across Africa and Asia00:00 Why Charity Fails01:51 Traditional Models Broken03:20 The IBAM Approach04:19 Stories of Impact06:10 Biblical Principles07:01 Global Mission08:55 Join the Movement10:26 Lasting ChangeLearn more about the IBAM mission here - https://www.ibam.org/

If your church is faithfully preaching the Word and your people are faithfully giving… why does it still feel like your fundraising efforts are falling flat?In today’s episode, we’re tackling a bold but necessary question: Is your church’s fundraising model actually fueling discipleship—or just sustaining operations?You’ll discover why more and more donors are disengaging, why the next generation isn’t writing checks, and why your most missional families may be quietly shifting their generosity elsewhere.What You’ll Learn in This Episode:✔️ Why many churches are unknowingly using a maintenance model instead of a multiplication model ✔️ The #1 reason donors give up on church giving—and where they’re giving instead ✔️ What the Bible actually teaches about stewardship and mission ✔️ How $10/month can launch a missional entrepreneur with lasting impact ✔️ The real difference between charity, relief… and empowerment ✔️ How to align your church budget with the Great Commission00:00 Podcast Kickoff01:02 Fundraising Broken?04:27 Why Giving Stalls05:32 Shift Your Strategy06:25 Kingdom Impact Stories07:40 Take Action09:10 Podcast RecapLearn more about the IBAM mission here - https://www.ibam.org/

🎧 Episode Summary: In this episode, we tackle one of the most paralyzing lies in the Kingdom: “I’m too small to make a difference.” Whether you’re a Christian entrepreneur, faith-driven donor, or church leader with a heart for impact—you’ve probably wrestled with doubt about your influence.But the truth is, your voice, your giving, and your God-given dreams were never meant to be silent.We’ll unpack real-world examples—from Claire in Central Asia to Suryan in Indonesia—of how everyday believers are launching businesses, multiplying disciples, and transforming nations... starting with what they already have.If you’ve been playing small, waiting for a big stage or big check to make a move—this is your wake-up call. You’re not too small. You’re just too silent. But not anymore.🔥 What You’ll Learn:Why your $10/month can change lives—and launch Gospel-centered businessesHow silence is often the enemy’s greatest tool to keep you stuckReal stories of Kingdom entrepreneurs who started with mustard-seed faithThe three simple steps to move from hesitation to impactWhy IBAM is discipling nations through business—and how you can join the mission00:00 IBAM Mission01:24 The Silence Lie03:03 Faithful Impact Stories05:38 Moving to Action07:34 The Call to Partner08:30 Lasting Impact Don’t let fear or false humility keep you silent. This episode is your permission slip to take the next step. The Kingdom multiplies what you bring—and today, that can start with your voice.Become an impact member here- https://www.ibam.org/impact-members  Learn more about the IBAM mission here - https://www.ibam.org/

📌 Episode Summary:Is worship just something we do on Sundays—or is it something we live on Mondays?In this powerful episode, we explore how Christian entrepreneurs and professionals can turn their daily work into an act of worship—without ever needing to quote scripture aloud. From the shop floor to the boardroom, every task done with faithfulness and purpose becomes sacred ground.Whether you're a CEO, startup founder, teacher, or team member, this episode will help you reframe your mindset and learn how to reflect God’s character through excellence, integrity, joy, creativity, and humble service.You’ll also hear inspiring stories of real IBAM entrepreneurs—like Aziza in Kazakhstan and Suryan in Indonesia—who are worshiping God through business and discipling nations without a pulpit.🔑 Key Takeaways:Why your desk is just as sacred as your church pew5 practical, scripture-free ways to worship at work (and why they matter)The myth of “faith vs. business”—and how to overcome itHow to shift from being a businessperson who happens to be Christian… to a Kingdom ambassador in disguiseWhat it means to preach the Gospel through how you lead, serve, and createTestimonies from IBAM entrepreneurs who are doing it right now around the world00:00 Faith & Business01:17 Worship Redefined03:04 Practical Worship Acts05:29 Identity Shift06:39 Living the Gospel08:00 Real Impact08:54 Join the Mission🎧 Subscribe + Share:If this episode challenged, inspired, or encouraged you—share it with someone who needs to hear: “You don’t need to quote scripture to be a light in the workplace.”Subscribe and leave a review so more Kingdom entrepreneurs can find us!Learn more about the IBAM mission here - https://www.ibam.org/ Join the group here - https://www.facebook.com/groups/internationalbusinessasmission

Episode Summary: We’ve all asked it. “Can my small gift really make a difference?” In today’s episode, we confront that question head-on—and the answer might just surprise you. Join us as we uncover the radical power of $10 when it’s placed in the hands of a multiplying God.This isn’t about vague promises or generic charity. It’s about sustainable impact, transparent results, and using business as a tool for discipleship. You’ll hear real stories of transformation—like Claire in Central Asia, Elijah in Zambia, and Suryan in Indonesia—and discover how even the smallest seed of generosity can spark global revival.If you’ve ever doubted whether your giving matters, this episode is for you.What You’ll Learn:Why $10 is not just a donation—but a Kingdom investmentHow IBAM is turning micro-loans into disciple-making movementsThe difference between charity and sustainable impactWhy business is one of the most overlooked mission fieldsHow to move from donor fatigue to spiritual ROIWhat makes IBAM different from traditional charities (hint: results you can see)00:00 Kingdom Business Intro01:10 Power of $1002:55 Redefining Charity03:32 The Three Fish Model04:36 Stories of Impact06:13 Why $10 Matters07:21 Join the Movement08:27 Concluding Message🙋🏽‍♀️ Listener Takeaway:You don’t have to wait until you have more. You just have to start. $10 is enough to launch a business, disciple a new believer, and change the economic future of a family. The question isn’t, “Can it make a difference?” The question is: Will you plant the seed?Become a $10/month Impact Member: https://www.ibam.org/impact-members🙌 Join the Movement:Tired of giving that feels transactional or uncertain? Become part of a global network of believers transforming lives through faith + business. Start today at www.ibam.org

Episode Overview:You’ve given to church. You’ve supported missionaries. You’ve written the checks.But what if the most strategic mission field today... is the one we’ve ignored?In this powerful, belief-shifting episode, we reveal how the marketplace—yes, business itself—is one of the most potent tools for Kingdom transformation in the world today. It’s not just commerce. It’s calling. And God is raising up Christian entrepreneurs to preach with their product, not just a pulpit.Through inspiring stories from entrepreneurs like Claire in Central Asia and Suryan in Indonesia, you’ll discover how ordinary people are discipling nations through sustainable business, and how you can be part of this global movement—even starting with just $10/month.If you’ve ever felt the tension between business and faith… this episode is for you.🔑 What You’ll Learn:Why business is not “secular”—but one of God’s most strategic tools for missionsHow entrepreneurs around the world are using their businesses to fund ministry, disciple others, and transform communitiesThe 3 biggest lies Christians believe about work, money, and ministryIBAM’s Three Fish Model of sustainable impactWhy you don’t need millions to make a difference—you just need multiplicationHow $10/month can help launch businesses that disciple nations00:00 Mission Introduction01:17 Marketplace Calling03:08 Real Impact Stories05:25 Challenging Beliefs06:41 IBAM Model Explained08:55 Taking Action10:06 Conclusion🔥 Ready to turn business into missions?Join the movement here- https://www.ibam.org/impact-membersLearn more about the IBAM mission here - https://www.ibam.org/

Episode SummaryWhat if a grocery store could make disciples? What if $10/month could launch a Gospel-centered business—and spark a local revival?In this powerful episode, we explore how IBAM (International Business As Mission) is going beyond the loan to ignite sustainable impact in communities around the world. You’ll hear field-tested stories from Uganda to South Asia, learn why discipleship and entrepreneurship belong in the same room, and discover how even small investments can lead to eternal returns.This isn’t charity. It’s transformation.“You're not just giving to business. You're discipling nations through it.”00:00 Starting the Mission01:51 The Charity Problem02:49 Kingdom Model03:12 Real Life Impact05:54 Discipleship Stories07:43 Mentorship Power07:54 Three Fish Model08:29 Join the Mission10:13 Lasting ChangeYou don’t need to go to seminary to make disciples. You don’t need to be wealthy to change a community. You just need to say yes.Donate by becoming an impact member here- https://www.ibam.org/impact-membersLearn more about the IBAM mission here - https://www.ibam.org/Empower businesses. Spread the Gospel. Give today.

Donate by becoming an impact member here- https://www.ibam.org/impact-membersLearn more about the IBAM mission here - https://www.ibam.org/🎧 Episode Summary:In this soul-stirring episode of the IBAM Biblical Entrepreneur Podcast, host Steve Adams sits down with Amber Gardner—journalist, author, and founder of Favorable Words—for a powerful conversation about survival, purpose, and the transformational power of storytelling.Amber opens up about her near-death experience on the eve of her 30th birthday, battling stage five kidney disease and spending her birthday in the ICU. Through this traumatic moment came a spiritual awakening—and a renewed mission to help others share their God-given stories with the world.From launching her own book editing business to helping new authors navigate the publishing journey, Amber shares how her faith has guided every step. This episode is a must-listen for anyone who believes that God can use even your lowest valley to birth something beautiful.00:00 Introduction to Amber Gardner01:34 Amber's Near-Death Experience and Faith06:30 Starting Favorable Words10:51 Amber's Vision and Mission12:50 Upcoming Book and Personal Journey17:23 Encouragement for Young Entrepreneurs🔑 Key Takeaways:Faith in the Fire: Hear how Amber clung to Jesus during a life-threatening cardiac episode and how her church family rallied in prayer and support.From Pain to Purpose: Discover how her health crisis inspired her to launch Favorable Words and serve new authors with Kingdom-centered excellence.Equipping Writers for Impact: Amber shares practical tips for self-publishing, editing, and marketing your message with purpose and integrity.Walking in Kingdom Favor: Get insight into how God uses storytelling as a vehicle for healing, connection, and discipleship.The Vision Behind Second Wind: A preview of Amber’s upcoming book that chronicles her spiritual journey through suffering and recovery.✨ About Amber Gardner:Amber is a graduate of Hampton University with a degree in journalism. She's the author of Bigger Than Me: A Story of Struggle, Surrender, and Grace and the founder of Favorable Words, a publishing support business for new authors. Her mission is to help others steward their stories for God’s glory through editing, branding, and compassionate guidance.“If it’s for you, it’s for you. No devil in hell can steal it.” – Amber GardnerInspired by Amber’s testimony? Support more faith-driven entrepreneurs like her.👉 Join the IBAM Movement today for just $10/month and help equip believers worldwide to launch businesses that glorify God. 🔗 Become an Impact Partner

Donate by becoming an impact member here- https://www.ibam.org/impact-membersLearn more about the IBAM mission here - https://www.ibam.org/In this episode of the IBAM Impact Podcast, we unpack how God's economy multiplies even the smallest faithful gifts into lasting transformation. Learn how biblical entrepreneurship is breaking the cycle of powerlessness in communities worldwide00:00 Welcome & Mission01:22 $10 Ripple Effect03:49 Multiplying Impact05:28 Transforming Communities08:22 Call to Action

Listen to the podcast on spotify here: https://podcasters.spotify.com/pod/show/ibamtodayBecome an Impact Partner for just $10/month and equip an entrepreneur to launch a business and lead a disciple-making movement → https://www.ibam.org/impact-members In this episode of the IBAM Biblical Entrepreneurship Podcast, [Host Name] unpacks insights from this week’s devotional video on what it really means to walk by faith, not by sight, as a Kingdom entrepreneur.Why “capital” is not the most powerful startup resource How to walk through “The Call,” “The Storm,” and “The Harvest” with faith Real-life transformation stories from IBAM entrepreneurs How one small business can lead to Gospel multiplication