PODCAST · business
Investies: Your Weekly Guide to the Stock Market, Investing & Economy
by Cosmic Standard & In Luz We Trust
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape. Produced by Cosmic Standard. Find and support us on Patreon at <a h
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Q2: Mothers Day Special with Chasing Camilla
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda interviews her best friend's daughter, Camilla, along with Benny. Happy Mother's Day to the Investies community!!There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q2: How has tech transformed stock market recoveries?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.The stock market just had its best month since April 2020. And when you put April 2020 and April 2026 side by side, the numbers are striking. But more importantly, they reveal something much bigger: the market’s ability to recover from crisis has fundamentally changed. And technology is a huge reason why. Today Linda digs into the data, travels back through history — from the Great Depression to the 2008 financial crisis to the COVID crash to the tariff panic of 2025 — and explores what is really driving these faster and faster recoveries.SUGGESTED RESEARCH & READINGStatMuse Money — Monthly index return data (statmuse.com/money)Morningstar — "Stock Market Crashes: A Look at 150 Years of Bear Markets"Federal Reserve History — "The Panic of 1907" (federalreservehistory.org)Wikipedia — "United States Bear Market of 2007–2009" (comprehensive timeline and data)Wikipedia — "2025 Stock Market Crash"Nasdaq.com — "A Short History of the Great Recession"Library of Congress — "Hetty Green, the Witch of Wall Street"CAIA Portfolio for the Future — "The Queen of Wall Street: Hetty Green, America’s First Value Investor"Berkshire Hathaway Annual Shareholder Letters — berkshirehathaway.comS&P 500 Weekly Drops of 5% or More — The Specialist’s DeskThe Balance Money — "When and Why Did the Stock Market Crash in 2008?"There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q2: How capital expeditures influence the market
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Today, Linda unpacks what capital expenditures are, how they impact the stock market, and why you should pay attention to them as an investor. She also gives us a stock market update. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q2: Stock market update + are new investors holding up the market?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda explores how new investors (like us) might be propping up the stock market. How does our investing activity benefits us and others participating in the market? She also breaks down how the latest news headlines, like the war in Iran and negotiations over the Strait of Hormuz, are impacting the market. Investies, this is a great reminder to not panic when the market is in flux, and the news is changing daily.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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From the archive: Q2: Sell in May and Go Away
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, we're sharing an episode from our archives, in which Linda analyzes the investor adage: "sell in May and go away." As we approach the month of May (and the market is looking particularly volatile), you might want to consider adding this strategy to your upcoming portfolio activity.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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From the archive: Q4: Want to pay fewer taxes when you invest? Linda's exclusive workshop on tax harvesting is here!
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, we're sharing an episode from archives, in which Linda breaks down exactly how to offset your investment income through tax harvesting. This was an exclusive workshop for Investies Patreon members, which is a monthly offering on our Patreon!There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: The Chokehold — How One Waterway Is Shaking Your Portfolio
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda's Wealth Warrior Course is still open for registration: Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com This week we break down why the stock market just posted its fifth straight week of declines — and how a 21-mile-wide waterway called the Strait of Hormuz has become the most important piece of real estate in the global economy. We explore how Iran is using it as leverage, why three major developments last week signal a bigger and longer war, and what it all means for your portfolio.Market Numbers Referenced (Week Ending 3/27/2026):Dow Jones: 45,166.64 (down 793 points / -1.73% on Friday). S&P 500: 6,368.85 (seven-month low, fifth straight weekly loss). Nasdaq Composite: 20,948.36 (down 2.15%, in correction territory — down 10%+ from highs). Oil: ~$80/barrel.Sources & Further Reading:CNBC: “Dow tumbles almost 800 points and enters correction” (March 27, 2026). CNN: “Iran has a new demand to end the war — and it could bring in billions” (March 28, 2026). NPR: “The News Roundup for March 27, 2026” — 82nd Airborne deployment. ISW Iran Update Special Reports (March 25–29, 2026) — Russia-Iran intelligence sharing, Israel-Lebanon expansion. Investopedia: “Stocks Plunge, Extend Skid to 5 Weeks” (March 27, 2026). Forbes: “Dow, S&P 500 And Nasdaq Fall To 2026 Low” (March 19, 2026). Bloomberg Economics — Dina Esfandiary quote on Iran’s Hormuz strategy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: What are Trump Accounts? And how can you make the most of them?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda unpacks Trump Accounts--stock market accounts for newly born American citizens. We're taking advantage of rare good policy from the Trump administration to help our kids build their own wealth and increase their financial literacy. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies We did a lot of research for today's episode. Here are our sources + helpful links: Wealth warrior the course for purchase at wealthwarriorcourse.teachable.com Official Resources• trumpaccounts.gov — Official portal & enrollment• irs.gov/trumpaccounts — IRS guidance & Form 4547• IRS Notice 2025-68 — Detailed regulatory guidanceKey Facts at a Glance• Launch date: July 5, 2026• Government seed: $1,000 (births 2025–2028)• Annual contribution cap: $5,000 (indexed to inflation from 2028)• Employer contribution cap: $2,500/year• Investment: Low-cost U.S. equity index funds, 0.10% expense cap• Withdrawals locked until age 18; then traditional IRA rules apply• No earned income requirement; no income cap for contributorsSources Referenced• Vanguard: “What to Know About the New Trump Accounts for Kids”• Charles Schwab: “The Ins and Outs of the New Trump Kids’ Accounts”• Fidelity: “What Are Trump Accounts and How Do You Open One?”• J.P. Morgan / Chase: “Trump Accounts: Should You Open One for Your Child?”• Center for Retirement Research at Boston College• NBC News, Washington Post, PBS News Hour Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: How does the stock market respond to war? + a market update
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda examines how the stock market has responded to war in the past, using the example of the market during World War I and World War II. Currently, the market is reacting to the US attacks on Iran; in this episode, Linda breaks down how the violence impacts market volatility.She also discusses her course, Wealth Warrior. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: Interpreting PPI Data and ADP Jobs Report + The highest oil price spike in years
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.On this episode, Linda interprets both the most recent data from the Producer Price Index (PPI) and the Automatic Data Processing (ADP) Jobs report. Trump says inflation has decreased, but Linda uses the PPI data to reach a different conclusion. Linda also discusses how the jobs report showed an unexpectedly high amount of jobs created for the private sector and why, despite this, manufacturing jobs are still in decline. Lastly, she says this is the highest oil price spike since 2022 when Russia invaded Ukraine. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: From the archive: Linda discusses the importance of self care at Chasing and Camilla & Very That’s “Cuidate” panel in San Antonio
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.We're featuring an episode from September 30, 2025: Linda recently spoke with actor Angela Aviles and Erika Prosper about self care in San Antonio. They talked about how to take care of yourself when you're doing the absolute most, and how to stay grounded during challenging times.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: Catching up with Texas State Senator Nathan Johnson + a market update
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda interviews Texas State Senator Nathan Johnson about his path to politics and his current run for Texas State AG. You can find out more about his campaign here: https://nathanfortexas.com/Linda also gives us a market update at the top of the show, and discusses how the Supreme Court's latest rebuke of Trump's tarriffs might impact the stock market.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: A politics check-in with Linda: Texas special elections, the shifting Latino vote, and more
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Producer Eliza interviews Linda about the state of politics in the country at large, and in Texas in particular. Linda discusses a Texas special election, and analyzes why the Latino vote is currently shifting away from Republicans. She also unpacks the trends of Latino voters. Finally, Linda and Eliza unpack what it means to be an investor as some of the world's most powerful business leaders are implicated in the Epstein Files.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: Latest earnings season and jobs number + an economy update
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda goes over the latest earnings season numbers. She analyzes numbers from large tech firms, and their AI bets. It's a mixed back: many of the earnings numbers came in under what was predicted, while other companies beat on earnings. She also covers the latest jobs numbers, and how these stats reflect the current state of the economy. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: A conversation with Sandra Velasquez, founder of Nopalera
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda speaks with Sandra Velasquez, founder of beauty brand Nopalera. They talk about limiting beliefs, money wounds, launching a business, raising capital, and much, much more. For more Nopalera, visit https://nopalera.co/Linda also gives a market update at the top of the episode.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garcia https://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: What to expect in 2026; and when should emotions show up in your investing?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.On this week's episode, Linda discusses the similarities in the market from 2025 and now, why emotions shouldn't play a role in your investing, and what to expect in the new year.Linda also explains how the market has been reacting to Trump's tariff threats, and why he's earned the nickname TACO from analysts.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garcia https://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: From the archive: How to make sense of recent stock market all-time highs and all-time lows
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape."Linda just wrapped up her fisrt legistlative session in the Texas House of Representatives--and was honored as an exceptional member of the freshmen legistlative group! Linda is looking at the stock market today, specifically the recent dramatic swings we've gone through. Despite the recent high highs and low lows, the market has made a significant recovery. She analyzes the intense swings this past spring--from the all time high in February, to the all-time low in April. She also explains how American politics are impacting our economy and the stock market. She also recommends some investment strategy.Episode about US’s lowered credit rating (Q3: Moody’s downgrades - 8/10/2023)"There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garcia https://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q1: From the archive: Yes, the stock market is crashing–here’s what to do about it
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape. Linda examines the most recent jobs report–and while we added 228,000 jobs to the market, the unemployment rate increased from 4.1% to 4.2%. Normally, positive jobs numbers would be reflected positively in the stock market, but the market isn’t celebrating at all. Trump’s tariffs and resulting reciprocal tariffs from trading partners like China are causing stock market chaos. Speaking of stock market chaos… We’ve been waiting and wondering if and when the market was going to crash. It is now. This is not the time to sell off your entire portfolio. This is the time to hold on–that will only cause the stock market to crash further. This is the time to invest in those blue chip stocks that you normally can’t afford. This is the time to hold fast and have patience, and manage your emotions as an investor. Remember: we’ve seen market crashes before. We’re currently headed towards a bear market, which means that yes, the stock market is crashing, or has crashed (depending on when you listen to this). And yes, the catalyst is Trump’s tariffs, and the possibility of a full-blown global trade war. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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122
Q1: From the archive: How to build your investment portfolio during downmarket eras, plus: the stock market’s latest small rebound & why the GDP matters when it comes to recessions
Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, Linda looks into the latest stock market trends. You’ve probably noticed that the market has been on a downward trajectory, but the Dow Jones, the S&P 500, and the NASDAQ are all seeing modest rebounds. We’re not in rally territory at all–but at least the stock market isn’t still plummeting. It’s likely that what we’re seeing is the stock market girding itself for more economic turmoil to come–between Tariffs and Trump’s divisive policies. Linda also analyzes the last six months of the stock market–from unprecedented and unstable growth since the 2024 re-election of Trump, to the market’s recent nosedive. She also provides advice for investors on how to meet the stock market in its current state. Linda also unpacks what the GDP is, and what it means when it comes to recessions. The next GDP numbers will be released on April 30, 2025; we will know then whether or not we are technically in a recession.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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121
Q4: From the archive: How Trump’s trade war is impacting the stock market and the economy
Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape. Today, Linda is explaining how Trump’s trade war with Canada and Mexico is affecting the stock market and the economy. The Dow, the SMP500, and the NASDAQ have all seen swings and drops following the announcement of the tariffs–and the stock market will continue to oscillate due to the instability of the news cycle. Economists are concerned about the possibility of an upcoming recession, due to the potential instability of the GDP, and upcoming contractions in American imports and exports. So, what do we do when things get unstable? We stay put! No sudden moves in your portfolio!There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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120
Q4: From the archive: Making sense of post-election market highs & Cathie Wood’s latest predictions
Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.The stock market has been skyrocketing since the election. Linda unpacks how Trump’s win is impacting the market–and what might take place from here on out. Don’t forget, folks: this is a great time to celebrate your portfolio gains–it’s not necessarily the best time to buy new stocks.Linda discusses how the election may impact cryptocurrency. As of this recording: Bitcoin’s stock is at an all-time high. She also discsusses Cathie Wood’s predictions about Tesla in 2020, and how her predThere are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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119
Q4: From the archive: Did the stock market predict the election results?
Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.The stock market has been accurately predicting the outcome of presidential elections since 1984. Did it predict this year’s election results? Linda breaks down how the market has been performing since July of this year, and re-examines her interpretation of its ups and downs since then.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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118
Q4: How does news of the Netflix deal affect the stock market?
Listen early and ad-free for $5/mo on Patreon https://www.patreon.com/Investies Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda is covering the latest on the Netflix deal with Warner Brothers. The stock market is reacting negatively to the news: what will that mean long term for Netflix investors? How will the deal potentially influence the film industry? Linda discusses the ins and outs of the deal and weighs the pros and cons of Netflix acquiring Warner Brothers--as opposed to Paramount. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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117
Q4: Credit cards: rewards, debt, and more with Harlan Vaughn
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda is chatting with credit card expert Harlan Vaughn. They discuss debt and shame, strategies for using credit card points for maximum reward, how to talk to kids about credit--and so much more. This is a must-listen for anyone who is feeling shame and/or fear around using credit!You can find more from Harlan on his blog: https://outandout.boardingarea.com/There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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116
Q4: From the archive: Linda at SXSW: Panel discussion
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.We're featuring an episode from our archives: Linda's appearance at SXSW 2025, joined by Denise Hernandez and hosted by Bessy Martinez and House of Chingonas at Mira Mira in Austin. We talked about creating change, self care, community advocacy, our personal journeys, and so much more. Bessy is the founder of the Latina Foundation and host of The EveryDay Jefa podcast. Denise is the presiding county court judge in Travis County, Texas, and an activist advocating for youth adversely impacted by the justice system. You can find Bessy here: @everdayjefa, and you can find Denise here: @denisecreateschange. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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115
Q4: Are we facing a tech stock market bubble?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.It's looking like we might be in a tech sector-induced stock market bubble. Linda discusses the contributing factors, as well as strategies for facing market instability. She also talks about jobs market numbers (or lack thereof), and what this means for the economy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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114
Q4: Why is the stock market freaking out after Mamdani's win?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Zohran Mamdani's mayoral win in New York is sending the stock market into turmoil. Linda and Eliza unpack why this is happening, and Linda explains why she still supports Mamdani as an investor, despite his impact on the market. They also discuss the hunger crisis in America, as the Republicans refuse to fund SNAP.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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113
Q4: Shutdown economy updates + Netflix's stock split
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda reviews the past week in the stock market. She also discusses the latest earnings season, and breaks down why tech companies are using more capital on infrastructure. Plus, she explains Netflix's recent stock split, and breaks down why it's happening and what it will mean for investors.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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112
Q4: The power of free markets + Is the Trump admin driving us toward socialism?
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.This week, Linda dicusses the impact of the Trump admin purchasing private or publicly traded companies. She outlines 4 different risk categories: market and competition; economic and investment; corporate governance and strategy; and democratic, social and geopolitical.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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111
Q4: Earnings season updates, the benefits of high yield savings accounts + Trump's market manipulation
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape.Linda explains Trump's recent market manipulations (and yes, it looks like some insider trading it happening within the Trump administration... but who's surprised?). She unpacks earnings season and the impact of tariffs and the latest jobs report on the market. And finally, she breaks down what high-yield savings accounts are, and why we should have them.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q4: Want to pay fewer taxes when you invest? Linda's exclusive workshop on tax harvesting is here!
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape. This week, Linda breaks down exactly how to offset your investment income through tax harvesting. This was an exclusive workshop for Investies Patreon members, which is a monthly offering on our Patreon! There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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109
Q4: How is the government shutdown impacting the market? Plus: preparing for earnings season
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda breaks down how the market should react to a government shutdown, and why the uncommon amount of market crashes over the last few years is causing lasting issues. She also discusses what she's doing to prepare her portfolio for earnings season and the end of the year.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q3: Linda discusses the importance of self care at Chasing and Camilla & Very That's "Cuidate" panel in San Antonio
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda recently spoke with actor Angela Aviles and Erika Prosper about self care in San Antonio. They talked about how to take care of yourself when you're doing the absolute most, and how to stay grounded during challenging times.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q3: How will the latest interest rate drop impact us? Plus: Linda explains "progressive economic populism"
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda breaks down a recent discussion she had with OpenAI about how AI might impact the labor market. She also discusses the Fed's recent interest rate reduction and how it will affect the economy. And finally, she breaks down "progressive economoic populism", a term she's been using behind the scenes to talk about her vision for the future American economy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! https://academy.openai.com/ Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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106
Q3: Reviewing NEW inflation data & NEW CPI data, plus Trump revises the latest jobs report
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.The Trump administration has made major revisions to the latest jobs report from the Bureau of Labor Statistics. On today's episode, Linda unpacks how these revisions effect the economoy and inflation. She's going throug the latest CPI & inflation data, as well, asking how price increases will impact average American consumers.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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105
Q3: Linda is back! Looking at the stock market, economy, job numbers, and more
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda is back at home, out of session, and is looking at the stock market and the state of the economy today. The market is swinging quite a bit, and is overall dealing with a lot of volatility. She also examines the latest jobs report, and explains why the latest forecast makes her worried for the state of the economy. Finally, she discusses how the stock market has performed YTD. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q3: Linda returns to Texas and votes against Trump's power grab in Texas
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda and her Democratic colleagues returned to Texas to make quorum, and to vote on Trump's gerrymandered state maps. She gives us a full account of her experience, from making the decision to reutrn home, to being followed by state police, to making quorum, and what's next for Texas--and the country.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $5/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q3: An update from Linda on breaking quorum and Trump's power grab in Texas
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda and her fellow Democratic state representatives and legistlators from Texas have broken quorum and fled the state as Republicans lead an unconstitutional gerrymandering effort. Following a bomb threat late last week, Linda gives us an update from her hotel room in an undisclosed location on what she's up to and how she's doing.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q3: Linda has left Texas as Republicans threaten redistricting in the state; plus, an episode from our archives
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda gives an update: she has had to leave Texas as her Republican colleagues push to redistrict and gerrymander the state. It's unclear when she will return to her home state.After Linda's update, we're sharing an episode from our archive: Linda's interview with Yanely Espinal, a money expert, a financial educator, a podcaster, and a political advocate for financial literacy and education. You might also know her as Miss Be Helpful on Instagram. Yanely and Linda are currently co-sponsoring a financial literacy education bill on the Texas House floor, along with Representative Ken King. Linda and Yanely also discuss the political process, from advocacy and lobbying, to organizing, plus their overlapping work in the finance space. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trust https://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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101
Q3: From the archive: Linda at SXSW: Panel discussion
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.We're featuring an episode from our archives: Linda's appearance at SXSW 2025, joined by Denise Hernandez and hosted by Bessy Martinez and House of Chingonas at Mira Mira in Austin. We talked about creating change, self care, community advocacy, our personal journeys, and so much more. Bessy is the founder of the Latina Foundation and host of The EveryDay Jefa podcast. Denise is the presiding county court judge in Travis County, Texas, and an activist advocating for youth adversely impacted by the justice system. You can find Bessy here: @everdayjefa, and you can find Denise here: @denisecreateschange. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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100
Q3: Changes afoot at Investies and Patreon! And more on "Morning Bread"
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Things are changing for Linda: she is dropping "In Luz We Trust" and "Luz Warrior" from her branding, and embracing her own name: Linda Garcia. On today's episode, she explains the reasoning behind the change, and goes into her evolution into a new version of herself. She's also changed things around on Patreon to "Investies with Linda Garcia", so stay tuned to learn more about where to find Linda online, and where to find Morning Bread.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & Linda Garciahttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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99
Q3: How are our banks doing? Plus, a stock market check-in
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.The stock market contracted in the last week, and continues it's signature instability under Trump. As tarriffs still hang in the balance (with no change in site), the market wavers, and in the last week, makes a small retraction. Just hang on tight to your portfolio and don't make any sudden moves right now.In other economic news, earnings season is on! Plus, the Fed its annual performing a stress test on the nation's banks. Linda explains what this means for our personal investment plans.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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98
Q3: Linda Garcia live with Shannon Cohen of Rockstar Woman Movement
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.Linda recently recorded a live interview with Shannon Cohen, founder of Rockstar Woman Movement. In this episode, she and Shannon discuss her investing journey and attitude towards building and claiming wealth. Linda also answered several questions from audience members, about debt, when to start investing, investing with friends, and much, much more.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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97
Q3: The market swings upward, Coinbase stock explodes, and tariffs are (still) up in the air
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. The stock market is taking a big swing upward right now, and Coinbase investors especially are having a moment. Today, Linda is unpacking why this is happening, including Coinbase's recent inclusion in the S&P 500 index. Linda also talks about the other positive incfluences on the market, including the pause on tariffs (for now). Remember: these gains are great... but they won't last forever. So manage your portfolio responsibly and don't make any sudden moves. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trust Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies https://www.inluzwetrust.com/wealthwarriorbook Learn more about your ad choices. Visit podcastchoices.com/adchoices
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Q2: From the archive: Managing your emotions as an investor: following the stock market’s rollercoaster week
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. We're dipping into the archives to bring you an always-relevant topic: keeping your emotions in-check while the stock market swings, dips, and rises.To say that it has been a wild week for the stock market is an understatement. Linda reminds us that along our financial journey, we’re going to hit bumps in the road. What do we do when the market starts going haywire? Sit tight, take a deep breath, and wait out the chaos. When you’re investing, patience is the name of the game. And don’t forget: this election season has been pretty intense! And the stock market and the economy are reacting. Just stay the course, breathe, and don’t make any sudden movements! There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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95
Q2: How civil unrest impacts the stock market
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape.To say that we're living in a volatile time is a major understatement: in the last week, Israel launched missile strikes on Iran; our unemployment and inflation numbers are up; and the No Kings protests were a resounding success nationwide. The stock market is reacting (and rebounding) to all of this news. During such a time of upheaval and intensity, it's only natural to feel despair. In this episode, Linda discusses the ebbs and flows of the market, and places our current moment in historical context. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading!Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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94
Q2: How to make sense of recent stock market all-time highs and all-time lows
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. Linda just wrapped up her first legislative session in the Texas House of Representatives--and was honored as an exceptional member of the freshmen legislative group! Linda is looking at the stock market today, specifically the recent dramatic swings we've gone through. Despite the recent high highs and low lows, the market has made a significant recovery. She analyzes the intense swings this past spring--from the all time high in February, to the all-time low in April. She also explains how American politics are impacting our economy and the stock market. She also recommends some investment strategy.There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Episode about US’s lowered credit rating (Q3: Moody’s downgrades - 8/10/2023) Learn more about your ad choices. Visit podcastchoices.com/adchoices
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93
Q2: From the archives: Time
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. We're featuring an episode from our archives. Linda discusses time--our greatest asset. She asks: How are you going to spend in it? How are you going to invest your time? There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreon https://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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92
Q2: From the archives: Custodial Accounts
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. We're featuring an episode from our archives. Linda discusses custodial accounts, and how transformative they can be. She speaks to the necessity of financial education for communities of color. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trusthttps://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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91
Q2: An Investies Mother's Day spectacular!
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and founder of In Luz We Trust, is dedicated to empowering BIPOC and Latinx communities through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence, championing equity and representation for all, especially immigrants and marginalized communities. As a financial feminist, she encourages listeners—regardless of political affiliation, be it Republican or Democrat—to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping diverse communities build wealth and secure their place in today’s financial landscape. On this week's episode, Linda celebrates a belated Mother's Day with her son, Beni. While Linda is serving in the Texas State House, she is away from home regularly. Today, she's interviewing Beni and they're catching up about school, Texas State politics, visiting the state capital, and being apart from one another. There are so many ways to make the stock market work for you as you gain more experience as an investor. If you have questions about different kinds of investing, please reach out! You can find us on Patreon, and submit questions without getting a membership (but we appreciate it if you do decide to invest in our show!). We love speaking with our listeners. Happy investing and happy trading! Produced by Cosmic Standard & In Luz We Trust https://www.inluzwetrust.com/wealthwarriorbook Listen early and ad-free for $3/mo on Patreonhttps://www.patreon.com/Investies Learn more about your ad choices. Visit podcastchoices.com/adchoices
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ABOUT THIS SHOW
Linda Garcia, Texas House Representative, author of Wealth Warrior: 8 Steps for Communities of Color to Conquer the Stock Market, and public speaker, is dedicated to empowering lower-income families and those without access to investing resources through financial literacy. Her podcast, Investies, tackles real-money topics, demystifies investing, and explores crucial areas like the stock market, money management, and the impact of interest rates on personal finances. Linda’s work advocates for financial independence and champions equity and representation for all. As a financial feminist, she encourages listeners to take control of their financial futures. Through her podcast and advocacy, Linda tackles the intersection of financial education, the economy, and geopolitics, helping lower-income communities build wealth and secure their place in today’s financial landscape. Produced by Cosmic Standard. Find and support us on Patreon at <a h
HOSTED BY
Cosmic Standard & In Luz We Trust
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