Juggling Mind and Money

Send us Fan MailIn this episode, Steve sits down with George Kinder, known to most as the father of life planning.George has spent the last thirty years teaching advisers a very simple idea: that a financial plan is only useful if it delivers the client into the life they actually want to live. His famous three questions are designed to surface exactly that, and Steve and George walk through all three on the episode.They also talk about George's new venture, The Moules, which he recently moved to London to launch. The premise is that most businesses are running at a fraction of their potential because of three productivity gaps hiding in plain sight, and George explains what those are and how to close them.From there the conversation moves into his new book The Three Domains of Freedom, why listening is a faster form of intelligence than thinking, and how meditation fits into all of it.A conversation about money, meaning, and what freedom actually feels like.

Send us Fan MailSteve sits down with Greg Davies, Head of Behavioural Finance at Oxford Risk, for one of the most practically useful conversations the show has had. Greg has spent 25 years studying how people actually make financial decisions, and the gap between that and how economists assume they do.They get into what financial wellbeing really means, why someone can be objectively wealthy and still live in a state of constant financial anxiety, and what advisors and clients can do about it. Greg explains the difference between financial liquidity and emotional liquidity, and why most people who sell at the bottom of a market drop do so for emotional reasons, not financial ones.The episode also covers the obsession with portfolio optimisation and why chasing the perfect allocation often leaves people more exposed, not less. Greg walks through Oxford Risk's 10 financial personality types, the difference between risk tolerance and risk capacity, and why leaning too heavily on one number has caused real harm in financial advice.Towards the end, Greg shares his own Investor Constitution, the personal rules he follows to take decisions away from himself in high-pressure moments. Including one that stops him from making any investment moves during the week.If you work with clients, manage your own money, or struggle to stick with long-term plans when things get uncomfortable, this episode is worth your time.

Send us Fan MailYou might be sabotaging your finances and have no idea why.Steve sits down with Vicky Reynal, money psychotherapist and Sunday Times columnist, to explore the emotional forces underneath our financial habits: the childhood money lessons that follow us into adulthood, the fear of spending even when we can afford it, and what happens when two people with very different money histories share a household.This one is for anyone who has ever felt anxious, guilty, or just stuck around money, regardless of how much they have.In the episode, Steve and Vicky walk through several chapters of her book, Money on Your Mind: The Psychology Behind Your Financial Habits, unpacking why we behave the way we do with money and what we can actually do about it. Your relationship with money started long before your first paycheck. This episode is a good place to start understanding it.

Send us Fan MailIn this episode, Steve is joined by Ian Archbold – chartered management accountant, global reward director at Haleon, and (as it turns out) a quietly devoted listener of the show.Despite knowing his way around a pension spreadsheet better than most, Ian still made the decision to work with a financial advisor. In this episode, he explains why.What we get into:- Ian's unexpected career pivot from finance into the world of "reward" — and why he finds it genuinely fascinating. - Why being good at earning money and being good at managing it are two very different things. - The moment Ian spotted an investment opportunity during COVID – and why, when it came to it, he didn't act on it. - The advice that led him to sell his Diageo shares, and why he's glad he did. - Why Ian decided he wanted someone else handling his finances: time, focus, and the sense that things could be better. - What he's genuinely looking forward to in retirement – and what concerns him most about leaving a job he actually enjoys. - A broader conversation about money, happiness, and what financial wellbeing looks like across different stages of life.If you enjoyed this episode, please leave us a review.

Send us Fan MailWe like to believe we make rational financial decisions.In reality, our choices are shaped by shortcuts, emotions, and invisible mental biases we rarely notice.In this episode, behavioural scientist Richard Shotton joins us to explore how the mind really works when money is involved — and why understanding these patterns may be more valuable than any investment tip.We discuss why people misjudge their own financial abilities, why future goals struggle to compete with present comfort, and how small psychological triggers can influence big decisions. Along the way, we explore the gap between intention and action, the power of social influence, and why proof often persuades more than promises.This conversation isn’t about blaming human behaviour. It’s about understanding it. Because once you see the patterns, you begin to notice them everywhere.Richard's Website: https://www.richardshotton.com

Send us Fan MailIn this episode of Juggling Mind and Money, Steve and Jess explore Executive Burnout — how it develops, why high performers are particularly vulnerable, and the often-overlooked connection between pressure, identity and financial expectations.They unpack the subtle progression from being productively “stretched” to chronically “stressed”, and what happens when that line is crossed.This is an honest and practical conversation for leaders, founders and ambitious professionals.In This Episode, They Discuss:The psychological distinction between being stretched and being stressedThe warning signs that productivity is starting to declineWhat burnout actually looks like — physically and mentallyWhy executives often wear a “capable mask”The isolation that can come with being at the topThe role of lifestyle pressure and the so-called hedonistic treadmillHow financial commitments can quietly increase stressThe impact of technology and constant availabilityWhy boundaries and “managing up” matter more than everThe importance of recognising your own stress markers earlyPractical principles that help protect long-term performanceExecutive burnout rarely happens overnight. It builds gradually — often disguised as ambition, responsibility or drive.

Send us Fan MailIn this episode of Juggling Mind and Money, Steve sits down with Laurentius van den Worm, Head of Investment Strategy at Timeline Portfolios, for a candid conversation about how sensible portfolios are built, why markets test people’s patience, and what to do when your instincts start shouting louder than your plan.  Rather than chasing predictions, they focus on process: why a rules-based approach exists in the first place, how “factors” like value and smaller companies fit into long-term investing, and why the hardest part of financial planning often has nothing to do with spreadsheets and everything to do with human behaviour.  ⸻What you’ll take away • A plain-English explanation of value investing (using a simple property analogy you won’t forget).   • Why some portfolios deliberately tilt towards smaller and cheaper companies, and how profitability can help avoid obvious traps.   • The real-world issue with momentum strategies: why they can look brilliant on paper… and messy in practice.   • A clear discussion on the “Magnificent Seven”: why they’ve dominated headlines, what concentration risk actually means, and why extreme reactions (either way) can be costly.   • A practical, planner-friendly way to handle clients who want to sell out and “buy back in later” when markets feel nervy.   • How currency moves can change what UK investors experience, and why currency risk is treated differently across growth assets vs defensive assets. If you want a clearer, more grounded way to think about portfolio construction, market leadership, and investor behaviour, this episode is well worth your time. Watch or listen now, and if you find it useful, subscribe/follow so you do not miss the next one.

Send us Fan MailIn this episode, Steve is joined by Sam Hart, a tax specialist at Rosegate Tax with nearly 30 years in the game, to cut through the noise around inheritance tax and long-term planning.They explore:Why tax planning works best when it starts with your life goals, not the tax billThe moving abroad question, and where people often get caught outThe difference between “leaving the UK” and actually becoming non-residentWhat gifting and trusts can offer, and what to watch out forAs always, it’s not just about the numbers. The conversation keeps coming back to the human side: how money decisions can quietly shape your lifestyle, relationships, and happiness, often in ways you don’t expect.Links: Sam's LinkedIn - https://www.linkedin.com/in/samhart1/Rosegate Tax - https://www.rosegatetax.co.uk/

Send us Fan MailNew Year’s Day 2026. The motivation is high, the To-Do list is long, and reality is quietly waiting round the corner.In this episode Steve  and Jess explore why New Year’s resolutions so often start strong and fade fast, and how to approach goals in a way that feels more realistic, more sustainable, and far less punishing.They touch on the psychology behind “fresh starts”, the difference between being pushed by discomfort versus pulled by something meaningful, and how small, repeatable actions can beat grand plans. On the money side, they discuss ways to reduce mental load, build better financial habits, and keep your progress steady even when life gets messy.It’s thoughtful, practical, and lightly chaotic in the way only New Year’s Day can be.

Send us Fan MailIn Episode 28, Steve is joined by Michael Kothakota, co-founder of Wolf Bridge Wealth, for a grounded conversation on the real value of financial advice beyond returns.Mike shares how he and his wife launched the firm in the aftermath of the 2008 crisis, and how years of work with clients navigating major life events shaped his view of what good advice actually does for people day to day.They also explore Mike’s teaching work at Columbia University, and why ethics, judgement, and clear communication matter just as much as technical knowledge.The discussion then turns to a Vanguard paper from 2025 on the value of advice and what it suggests about reassurance, decision-making, and the human side of planning, especially when markets and emotions are moving at the same time.Expect practical reflections on trust, client conversations, and the subtle ways great advice can reduce noise and help people make better choices with money.

Send us Fan MailIn this episode of Juggling Mind and Money, Steve is joined by Chartered Financial Planner Luke James for a clear and grounded conversation about the recently released Budget. With Jess away, Luke steps in to help unpack the announcements that matter most to listeners and clients.They cut through the pre-Budget rumours, explore the psychology behind fear-driven financial decisions and discuss the major changes around salary sacrifice, dividend tax, ISAs, VCTs, property income and the newly introduced mansion tax. They also highlight what didn’t change, why many measures are delayed and the practical steps listeners can take while current allowances remain in place.Tin Foil Hat ContestThis week, the usual Soccology segment is taking a break, and in its place we’re inviting listeners to get creative. If you’d like to take part, send a photo of yourself wearing your best tinfoil hat to: [email protected]

Send us Fan MailIn this episode Steve and Jess unpack a question many of us think about but rarely admit out loud: When is it smart risk-taking… and when is it simply gambling?The conversation begins with confessions, before diving into the psychology behind risk, excitement and the chase for dopamine. From thrill-seeking behaviour to escapism and social pressure, they explore why gambling can be so compelling… even when we know the odds are stacked against us.But what about the other side? Why do some people avoid gambling altogether? Financial trauma, fear of loss and moral judgement all play their part. Jess explains how our past experiences shape the way we feel about uncertainty.Steve draws a sharp line between gambling and investing, breaking down their differences in strategy, purpose and timeline. The pair also discuss the “dark side” of investment apps and the psychological tricks used to encourage rapid buying and selling — often disguised as investing but rooted in gambling behaviour.The episode closes with practical tools to stay on the right side of the line:Money fixes: financial planning, realistic goals and focusing on return on life rather than just return on investment.Psychological fixes: managing emotions, knowing your risk profile and seeking help when money becomes an escape rather than a plan.And in true Sockology style, it all ends with a pair of socks you woudn't want to miss.A light-hearted conversation with a serious message: long-term wealth is built on patience, not lucky breaks.

Send us Fan MailIn this episode, Steve is joined by Neil Bage, Co-Founder of Shaping Wealth, for a powerful conversation about understanding people as the core of great financial planning.Steve and Neil explore the psychology behind money and the emotional challenges that both clients and advisers face.Neil explains how our brains, designed for survival thousands of years ago, struggle to navigate a world built on numbers, screens, and long-term financial commitments.From emotional reactions to markets, to the identity shifts that come with retirement, this discussion highlights why empathy, awareness, and self-understanding are essential skills for anyone helping others make financial decisions.💬 Memorable Insight“We are not thinking machines that feel. We are feeling machines that think.” — Antonio Damasio, quoted by Neil 💡 TakeawayIf you’ve ever felt anxious, impatient, or uncertain about money — you’re not alone.Our brains were never built for the financial world we live in today, but understanding that can help you make calmer, wiser, and more confident decisions about your future.🎧 Listen now to discover how understanding yourself can be the most powerful financial skill you’ll ever learn.📚 Quoted sources:• Daycart's error - Antonio Damasio• Life is in the Transitions - Bruce Filer

Send us Fan MailIn this thought-provoking episode of Juggling Mind and Money, Steve and Jess unpack one of the most overlooked forces shaping our financial lives — time.Why do we put off things we know are important — from car services to pension contributions? Why do some people rush decisions, while others delay them endlessly?Drawing from behavioural science and financial psychology, Steve and Jess explore how our distorted sense of time drives procrastination, poor decisions, and lost opportunities. From the optimism bias that tricks us into thinking we have “plenty of time,” to the time bias that keeps us chasing instant gratification, this episode blends research, relatable stories, and practical tools to help you regain control of your most valuable currency — your time.They also share simple, science-backed strategies to counter time traps. If you’ve ever said “I’ll do it tomorrow” — this episode is for you.

Send us Fan MailIn this episode, Steve and Jess take on one of life’s most avoided topics — protection.From life insurance to income and health cover, they explore why people delay or dodge these crucial safeguards, even when they know better.Steve and Jess break down the invisible barriers that keep people unprotected. They also explore why the “abstract future” always loses to the “tangible present” — holidays feel real, insurance doesn’t.You’ll also learn a powerful visualisation exercise that helps turn intention into action, and why talking about protection doesn’t invite bad luck — it invites peace of mind.Don't skip Sockology as there's a fun surprise for Steve and Jess.With Juggling Mind and Money now ranking among the top 1% of podcasts that make it past 20 episodes, Steve and Jess celebrate with gratitude — and ask listeners to help them grow further with a ⭐️⭐️⭐️⭐️⭐️ review.🎧 Next Episode: Listener Q&A with JessWe’re turning the tables for the next episode! Jess will be answering your questions. If there’s something you’ve always wanted her take on, now’s your chance.👉 Send your questions to [email protected] and you might hear yours featured on the next Juggling Mind & Money episode. Don’t wait — get them in this week!

Send us Fan MailMost people would rather insure their phone than spend money on financial protection for themselves. And who can blame them? Those products feel dull, complicated, and like money down the drain… until the worst happens.In this episode of Juggling Mind and Money, Steve Rowe and co-host Keely (stepping in while Jess is away) tackle the essential but often ignored subject of financial protection. With wit, real-world examples, and a few sharp warnings, they reveal why protection is the unshakable foundation of any financial plan.You’ll hear:Why skipping protection is like building a house of cards. Your retirement plans, travel dreams, and goals for your kids all collapse without it.The harsh truth about state support. From statutory sick pay to bereavement benefits, the safety net is thinner than you think.The four protections every family should understand. Life insurance, income protection, critical illness cover, and private medical insurance—what they are, why they matter, and how they actually work when you need them.The emotional side of money. Steve shares painful regrets about friends without cover, and why he believes financial planners should never ignore this part of the job.The psychology of avoidance. Why we’d rather play ostrich than face up to unpleasant truths—and how that puts loved ones at risk.With a mix of practical advice and dry humour (including Steve’s take on “death wishes” and Keely’s sharp reminders for ostriches everywhere), this episode makes one thing clear: you don’t need protection because you might die—you need it because the people you love will have to carry on.Key Takeaway: Protection isn’t glamorous, but it’s the single smartest move you can make to secure your family’s future. Sort it once, review it now and then, and hope it’s money you’ll never need—but if you do, it’ll be the best decision you ever made.

Send us Fan MailWhy does inheritance tax (IHT) spark so much anger yet so little action? In this episode of Juggling Mind and Money, Steve and Jess dig into the mix of rage, fear, and procrastination that stops families from tackling one of life’s least comfortable money topics.From the awkwardness of talking about death to the emotional baggage of “perceived fairness” among siblings, Jess explains the psychological sludge that keeps us stuck. Steve shares practical tools — from gifting rules and trusts to “death boxes” and IHT-proof insurance — that can ease the burden for loved ones and even turn the fight against HMRC into a family strategy.The conversation blends sharp financial insight with human psychology, asking tough questions:Why do we avoid planning when we know the taxman never sleeps?How do we balance control, generosity, and family harmony?Is it better to die rich or live smart?By the end, you’ll see why inheritance tax isn’t just about numbers — it’s about legacy, family, and how you choose to live (and give) before you go.👉 Tune in for a mix of wit, wisdom, and practical steps that make a daunting subject feel lighter, clearer, and even… fun.

Send us Fan MailLosing a job is more than losing a paycheck — it can feel like losing a piece of who you are. In this episode, Steve and Jess untangle the messy mix of emotions, identity shifts, and financial worries that come with redundancy. With their usual mix of humour and honesty, they explore how to cope with the awkward “So, what do you do?” moments, rebuild confidence, and find purpose beyond the job title.

Send us Fan MailSix months down, decades to go. In this episode, Steve and Luke explore why mid-year investment reviews rarely change the big picture – and why no one (yes, no one) can predict the markets. From Trump’s “game show” tariff policies to the bond market’s behind-the-scenes influence, they break down global events shaping your portfolio. Plus: why the government wants your pension in private equity, what wars mean for markets, and how socks can improve your mood.

Send us Fan MailEver feel like investing is just one big gamble? In this episode, Steve and Jess untangle why our “caveman brains” freak out over market dips and what we can do to stay calm. From diversification and long-term thinking to quirky tricks like “worry monsters”, they explore practical ways to manage financial fear while keeping life fun.They dive into how our brains are wired for survival, not the stock market – explaining why risk feels more dangerous than it really is. You’ll learn how to zoom out, reframe fear, and put systems in place to avoid reacting impulsively when markets move. Whether you’re new to investing or just tired of the emotional rollercoaster, this conversation will leave you feeling a bit lighter, a bit wiser, and a lot more in control.

Send us Fan MailGrief is never just about death — it’s about loss, love, and the messiness of being human. In this episode, Steve and Jess unpack the emotional and financial layers of death and grief, offering insights on how to navigate loss without losing yourself.From managing inherited money to knowing when to seek support, this conversation blends humour, honesty, and practical advice. You’ll hear why anger and relief are both valid emotions, how grief can show up years later, and why giving while you’re alive might be the best legacy of all.They also explore three powerful questions to help you live more intentionally — starting now.It’s a thoughtful, occasionally funny, always real take on life, loss, and what truly matters.

Send us Fan MailWhat’s investing really for? In this episode, Steve Rowe is joined by Keely Woods to unpack the truth behind investments – beyond jargon, headlines, and hype. From beating inflation and funding dream holidays to helping loved ones and retiring early, they explore the real-life reasons people choose to put their money to work.They tackle the fears that hold people back, explain why “boring” portfolios tend to win, and reveal how diversification and compound growth quietly build wealth over time. Whether you’re new to investing or simply need reassurance, this is a grounded, inspiring conversation about how money can help you live a better life — not just a richer one.

Send us Fan MailInheritance Tax affects more families than ever — yet too many leave it to chance. In this episode, we explore the key tools for effective estate planning, including gifting, trusts, and life cover. Whether you want to support your children, give to charity, or simply keep more of your wealth in the family, this is a conversation worth having.

Send us Fan MailPensions might not sound thrilling, but this episode of Juggling Mind and Money proves otherwise. Lucent Financial Planning’s very own Luke James steps in alongside host Steve Row—and brings a healthy dose of enthusiasm, insight, and dinosaur-themed sock humour to the mic.They unravel the mystery of pensions—from the flexibility of Defined Contribution schemes to the predictability of Defined Benefit plans—breaking down the jargon and mental barriers that often stop people from engaging with their financial future. You’ll also learn why pensions are a powerful tool for business owners, how tax relief turns savings into “free money”, and why relying on property alone might be a retirement plan built on sand (or bricks you can’t eat).Plus: socks, legacy planning, and how Luke used a financial plan to retire his dad. Yes, really.Don’t miss this sharp, down-to-earth chat packed with smart insights and a touch of playful raptor energy.

Send us Fan MailIn this heartfelt episode, Steve Row is joined by Teresa Meredith – a long-time client of Lucent Financial Planning – who steps in as guest co-host.Theresa shares the story of how she and her husband Phil made the leap into early retirement, the challenges they faced along the way, and how having the right support made all the difference. From their first nervous meeting to navigating personal loss, serious illness, and big life transitions, their journey highlights the real impact of thoughtful financial planning – and the value of simply being listened to.This conversation offers a genuine look at the human side of retirement, community, and what it means to feel secure through life’s ups and downs.

Send us Fan MailThey’ve done the hard part — worked, saved, and built a sizeable nest egg. So why are so many retirees paralysed when it comes to spending their own money?In this episode of Juggling Mind & Money, Steve and Jess dive into the strange reality of retirement underspending — where even millionaires struggle to loosen the purse strings. It’s not about maths; it’s about mindset.We explore the psychological blocks that stop people enjoying what they’ve earned: - fear of running out, - guilt around indulgence, - and the deep identity built around saving, not spending. Steve shares how financial planning can create “permission to spend” through smart strategies like simulated income and stress testing, while Jess explains why no amount of money calms anxiety if the brain still thinks it’s broke.Whether you’re approaching retirement or advising someone who is, this episode is your guide to turning wealth into well-being — before it’s too late to enjoy it.

Send us Fan MailIs retirement a recipe for relaxation—or social isolation?In this episode of Juggling Mind and Money, Steve and Jess dive into the less talked about side of retirement: losing the social buzz that comes with the 9-to-5.From awkward silences to watercooler withdrawals, we explore why making friends as an adult is harder than it sounds—and what you can actually do about it. Plus, how money plays a role in staying connected and why a solid financial plan might just buy you more than security… it could buy you happiness (or at least some decent company).Expect wit, wisdom, and a few confessions about lonely weeks and dodgy TV habits.Whether you’re nearing retirement, already there, or just curious about what’s beyond the payslip, this one’s for you.

Send us Fan MailYou’ve clocked out for the last time, said goodbye to spreadsheets and staff meetings… but now what? In this episode of Juggling Mind & Money, Steve and Jess unpack the surprisingly tricky reality of retirement – and the sneaky sense of purposelessness that can creep in when the calendar’s wide open.Steve shares his own post-retirement slump, while Jess diagnoses the deeper issue: a lack of purpose. Together, they explore how meaning—not money—is often the real currency of a happy retirement.Expect laughs, lightbulb moments, and practical ideas that go beyond “just keep busy” — from mentoring your dog (yes, really) to planning a pilgrimage to every pub older than 200 years. If you’re approaching retirement or already in it and wondering “Is this it?”, this one’s for you.

Send us Fan MailYou’ve worked hard, raised a family, built a life together — so why does retirement suddenly feel… tense?In this episode of Juggling Mind and Money, Steve (Chartered Financial Planner) and Jess (Psychologist) dive into a topic that catches many couples off guard: why retiring together can be more emotionally and financially challenging than expected.From clashing visions of “the good life” to unequal pension pots, and from lost identities to the awkward reality of spending all day, every day together — this conversation peels back the curtain on what really happens when the 9-to-5 ends, and a new kind of pressure begins.We share surprising stats, expert insights, and a few laughs along the way — all designed to help you not just survive, but actually enjoy retirement with your partner.🔑 In this episode:🔹 Why “silver divorce” rates are rising — and what to do about it🔹 The financial friction of unequal pension pots and savings🔹 How retirement can shake up your identity (and your relationship)🔹 When too much together-time becomes a source of stress🔹 Practical ways to plan together — emotionally and financially🔹 How to strike a healthy balance between shared time and solo spaceWhether you’re counting down to retirement or already living it, this episode will shift how you think about your future — and maybe spark a few important conversations with the person you plan to spend it with.🎧 Tune in. It might just save your retirement.

Send us Fan MailRetirement – it’s the golden dream, right? No alarms, no meetings, just endless freedom. But here’s the twist… for many, it’s not all Pimm’s in the garden and spontaneous holidays. In fact, 1 in 3 retirees struggle with the transition, facing everything from identity crises to financial fears.In this episode of Juggling Mind & Money, Steve (your financial planning expert) and Jess (our resident psychologist) break down the highs, the lows, and the ‘what do I do now?’ moments that come with stepping away from the 9-to-5.🎙️ Why do some people thrive in retirement while others flounder?💰 Why do retirees often hoard their money instead of spending it on joy?🧠 How does losing a job title mess with your mental well-being?⚖️ What’s more important in retirement – financial security or a sense of purpose?We’ll unpack the biggest psychological traps retirees fall into and, more importantly, how to avoid them. Plus, Steve reveals why the famous 4% rule is a lie – and why you should be spending more now, not waiting until you’re 80!Whether you’re years away from retirement or already living it, this episode will change the way you think about your future.Tune in, because retirement isn’t just about money – it’s about mindset.🎧 Listen now!

Send us Fan Mail💰 Greed, Money & The Never-Ending Chase for More 🤑Why do we always want more? More money, more success, more stuff—yet somehow, it never feels like enough. In this episode of Juggling Mind & Money, financial expert Steve Rowe and psychologist Jessica Schlupp-Taylor dive into the psychology of greed, overspending, and the sneaky ways our desires can lead us down a dangerous path.From keeping up with the Joneses to chasing the next big thing, we explore why our brains are wired for more—and how to break free from the cycle. Can greed ever be a good thing? Is it possible to have financial ambition without falling into the trap of never being satisfied? And most importantly, how can you take control of your money mindset before it takes control of you?🔊 Expect hard truths, unexpected laughs, and the kind of insights that might just change the way you think about wealth forever.👉 Hit play now and let’s get into it.📺 Watch the video version on YouTube.📩 Loved the episode? Leave us a review! (Preferably a nice one. But hey, we’ll take anything that bumps us up the charts.)Lucent Financial Planning - https://www.lucentfinancialplanning.co.uk1b The Exchange, 20a Poplar Road, Solihull, B91 3AB Tel: 0121 705 1000Jess Schlupp-Taylorhttps://bebetter.org.uk

Send us Fan MailEver felt like you might have ADHD, but you’re not quite sure? Or maybe you just keep procrastinating on that one important financial task? In this episode of Juggling Mind and Money, Jess Schlupp-Taylor and Steve Rowe welcome their first-ever guest—Sarah Morgan, a coach and expert on ADHD.Expect laughs, lightbulb moments, and a deep dive into ADHD—the strengths, the struggles, and the surprisingly sneaky ways it can mess with your finances. From impulse spending to the never-ending to-do list of doom, we’re getting real about how ADHD brains navigate money, decision-making, and productivity.💡 What You’ll Learn in This Episode: • What is ADHD, really? (And why it’s not just about hyper kids bouncing off the walls.) • Impulse buying and the dopamine hit—why just adding things to your basket might be enough. • Procrastination loops & financial overwhelm—why we put things off (and how to break the cycle). • The ADHD ‘body double’ trick—how having a human accountability partner can be a game-changer. • What happens when an ADHD brain meets a financial planner—the hilarious story of Sarah’s 18-month journey to find her driving licence (and why chocolate bars with faces on them helped). • Rejection Sensitive Dysphoria (RSD)—why some ADHDers take criticism really hard.PLUS: The team dives into Sockology, the groundbreaking (and totally unscientific) theory about how your socks reveal your state of mind. Spoiler: Steve has the wrong birds on his socks, and Jess might be low-key teasing her colleagues. 🦔🧦🔥 LISTEN NOW! Whether you have ADHD, suspect you might, or just want to understand why you still haven’t sorted that pension paperwork, this episode is full of insight, practical hacks, and plenty of laughs.📺 Watch the video version on YouTube for sock reveals and a possible Morticia Addams sighting.📩 Loved the episode? Leave us a review! (Preferably a nice one. But hey, we’ll take anything that bumps us up the charts.)Lucent Financial Planning - https://www.lucentfinancialplanning.co.uk1b The Exchange, 20a Poplar Road, Solihull, B91 3AB Tel: 0121 705 1000Jess Schlupp-Taylorhttps://bebetter.org.uk

Send us Fan MailAre you aware of how negativity affects your life and the lives of those around you? In this episode of Juggling Mind and Money, Steve and Jess uncover the sneaky ways your mindset can sabotage your happiness and financial success.From the hidden dangers of “mood hoovers” (those people who suck the optimism out of a room) to the real-life cost of a negative attitude—spoiler: one bad mindset cost someone £200,000—this conversation will make you rethink how your emotions shape your financial future.Jess shares psychological hacks to break free from negativity, while Steve reveals how financial planning can protect you from mood-driven money mistakes. Oh, and if you think socks can’t change your mood, wait until you see Sockology.Tune in now.

Send us Fan MailIn this episode of Juggling Mind and Money, Steve and Jess delve into the intriguing world of over-optimism and its impact on our finances.Can being overly optimistic actually be detrimental to our financial well-being?Join Steve and Jess as they explore:The potential pitfalls of excessive optimism when it comes to financial decisions.Real-life examples of how overconfidence can lead to financial missteps.The importance of seeking professional advice and taking a realistic approach to financial planning.Practical tips and strategies for mitigating the risks associated with over-optimism while maintaining a healthy dose of positivity.Plus, don't miss the hilarious "Sockology" segment where Jess reveals her "happy cool socks" and Steve confesses to a laundry mishap caused by his own over-optimism. Tune in for an insightful and entertaining discussion on the delicate balance between optimism and financial prudence!

Send us Fan MailIn this episode of Juggling Mind and Money, hosts Steve and Jess dive into the intersection of autism and financial well-being. They explore the unique challenges autistic individuals may face when managing money, from navigating complex financial decisions to adapting to change.Jess, a psychologist, provides insights into the diverse spectrum of autism and how traits like sensory sensitivities, social interaction differences, and a preference for routine can influence financial decision-making. Steve adds his perspective, shedding light on how these challenges can be addressed with understanding and practical strategies.Key Highlights:The impact of common autistic traits on financial management, such as decision-making and adaptability.Practical insights for financial professionals on creating a more inclusive and accommodating experience.A celebration of autistic strengths, including logical thinking and attention to detail, as valuable assets in financial planning.A discussion on how the financial services industry can better support neurodiverse individuals.This episode is a thoughtful exploration of the unique experiences of autistic individuals in the world of personal finance and a call for greater inclusivity in the financial sector.

Send us Fan MailIn this episode of Juggling Mind and Money, Steve and Jess explore the unique challenges of managing finances with ADHD. From impulsivity to disorganisation, they unpack how ADHD traits can impact financial well-being and share personal stories, insights, and strategies to help navigate these hurdles.Jess breaks down the connection between ADHD and money habits, while Steve opens up about his own experiences. Together, they discuss how to find balance, harness ADHD strengths, and build a healthier relationship with money.Key Highlights:Insights into how ADHD traits like impulsivity and distractibility affect financial decisions.Real-life experiences shared by Steve, adding a personal touch to the discussion.A focus on ADHD strengths, such as creativity and hyperfocus, and how they can be leveraged.Thoughtful advice for parents raising children with ADHD and teaching them money skills.This episode offers a fresh perspective on tackling financial challenges with ADHD. Don’t miss it!

Send us Fan MailIn this debut episode of the Juggling Mind and Money podcast, financial planner Steve Rowe and psychologist Jessica Schlupp-Taylor explore the fascinating connection between money and mental well-being.They delve into the common struggles their clients face - from anxiety and relationship issues to the challenges of retirement planning. You'll discover how Steve and Jess teamed up to offer a unique approach that combines financial guidance with psychological support. They believe this "pincer movement" helps people make confident decisions, achieve a sense of control, and ultimately, live happier lives.The episode also introduces two recurring segments that promise a blend of entertainment and insight:"Diagnose Steve," where Jess playfully analyses Steve's anxieties, offering potential solutions for managing those tricky money worries."Sockology," a light-hearted look at how sock choices can reveal personality and mood.Get ready for a candid, down-to-earth conversation that will leave you feeling informed and entertained.