Lawrence Real + Local: Keepin’ it Real Podcast by Lawrence Board of REALTORS®

Guest: David Hamby, BG ConsultantsHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)Ever wondered what actually has to happen before a development gets approved?It’s not just a yes or no—it’s a multi-step process involving planning, zoning, engineering, public input, and multiple layers of review.In this episode, we sit down with David Hamby of BG Consultants to walk through what really happens behind the scenes as a project moves from idea to approved development.We cover:🏗️ The step-by-step process from concept to approval📜 The difference between zoning, plats, and site plans🧑‍⚖️ What happens at planning commission meetings—and who actually decides📊 The role consultants play in guiding projects through the process🗣️ How public input shapes outcomes (and when it matters most)⏳ Why projects get delayed—or denied altogether🏡 Why REALTOR® involvement matters in shaping housing supplyIf you’ve ever wondered why development takes time or how decisions are actually made, this episode gives you the full picture.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113🛡️ Episode Sponsor: The Sparke Agency, Farm Bureau Financial ServicesHelping you protect what matters most.👉 www.sparkeagency.com👏 Special shoutout to Campbell Ragan (McGrew Real Estate) for all her behind-the-scenes organization!

Guest: Dustin Baker, Alcove DevelopmentHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)When you see a new neighborhood going up, it looks like homes just… appear.But what you don’t see? Years of planning, coordination, cost, and complexity happening underground and behind the scenes.In this episode, Dustin Baker of Alcove Development joins Lexie and Patrick to break down the critical role infrastructure plays in shaping how—and where—our community grows.We cover:🏗️ What “infrastructure” actually includes (and why it matters)🚧 What has to happen before a single home can be built📊 How developers plan for both current demand and future growth💰 Who pays for roads, utilities, and stormwater systems⏳ Why infrastructure timelines take longer than expected⚠️ What happens when infrastructure can’t keep up with development🌧️ The role stormwater plays in protecting neighborhoods🏡 How infrastructure decisions directly impact housing affordabilityPlus, we tackle common misconceptions in our Fact or Fiction segment—like whether infrastructure can just be added later (spoiler: it’s not that simple).If you’ve ever wondered why development takes time—or why some areas grow faster than others—this episode connects the dots.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113🛡️ Episode Sponsor: The Sparke Agency, Farm Bureau Financial ServicesHelping you protect what matters most with personalized insurance solutions.👉 www.sparkeagency.com👏 Special shoutout to Campbell Ragan (McGrew Real Estate) for her behind-the-scenes work keeping everything organized and running smoothly!

Guest: Jeff Crick, Planning & Development Services Director, City of LawrenceHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)Zoning can feel complicated, confusing, and honestly… a little intimidating. But it plays a major role in shaping the way Lawrence grows, what gets built, and how housing evolves over time.In this episode, we sit down with Jeff Crick, Planning & Development Services Director for the City of Lawrence, to break zoning down in plain English—what it is, why it exists, and how it impacts homeowners, buyers, and the future of our community.We cover:🏙️ What zoning actually means (without the jargon)🏡 How zoning determines what can be built—and where📊 The impact zoning has on housing supply and affordability🏗️ Why adding housing types like duplexes or ADUs can be challenging🔄 How zoning changes actually happen (and why they take time)🗣️ How public input shapes zoning decisions📜 The difference between zoning rules and building codesPlus, we tackle common misconceptions in our Fact or Fiction segment—like whether zoning changes happen quickly and whether zoning only affects developers.If you’ve ever wondered why a certain type of housing can’t be built somewhere or how decisions about growth are made, this episode gives you the clarity you’ve been looking for.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113🛡️ Episode Sponsor: The Sparke Agency, Farm Bureau Financial ServicesHelping individuals and families protect what matters most with personalized insurance solutions.👉 Learn more: www.sparkeagency.com

Guest: Jill Stueve, REALTOR® & Property Manager, Keller Williams IntegrityHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)With the 2026 FIFA World Cup coming to Kansas City, many Lawrence homeowners are wondering if short-term rentals could present a unique opportunity. Could your home become a temporary Airbnb for visitors traveling to the region?In this episode, Jill Stueve of Keller Williams Integrity joins Lexie and Patrick to break down the realities of short-term rentals in Lawrence — from regulations and management responsibilities to investment potential and risks.Note: At the time this episode was recorded, the official World Cup host teams had not yet been announced. That information is now public, making the conversation even more relevant for homeowners and investors considering short-term rental opportunities during the tournament.We discuss:🏡 The current short-term rental landscape in Lawrence💡 Who should (and shouldn’t) consider owning an Airbnb⚠️ The most common mistakes new STR owners make🌍 Why the World Cup could create a demand spike in the region📜 Regulations, licensing, zoning, and compliance requirements📈 How to evaluate STR vs long-term rental investment strategies🛠️ Why professional property management can make or break the experiencePlus, we wrap up with our Fact or Fiction: STR & World Cup Edition, tackling myths like whether the World Cup guarantees huge profits and whether any property can easily become an Airbnb.If you’ve ever thought about turning your home into a short-term rental — especially with the World Cup coming to the region — this episode is packed with insight you’ll want to hear first.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113🛠️ Episode Sponsor: Rainbow Restoration of Northeast KansasWhen disaster strikes — whether it’s water damage, fire, smoke, mold, or storm damage — Rainbow Restoration helps homeowners and businesses restore their property quickly and professionally.Learn more here:👉 https://rainbowrestores.com/lawrence

Guest: Brad Eldridge, Douglas County AppraiserHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)When that valuation notice hits your mailbox in March… what does it actually mean?In this episode, we sit down with Brad Eldridge, Douglas County Appraiser, to unpack how county appraisals work, how values are determined, and what homeowners should understand about taxes, market trends, and appeals heading into 2026.We cover:🏠 What a county appraisal really is (and what it isn’t)📊 How market trends and inventory affect valuations🔢 How property values are calculated🛠️ How remodels and improvements impact your assessment✉️ What to review first when your March valuation notice arrives💰 How appraisals tie into your property tax bill📝 When and how to appeal your valuation🔍 Public information sessions and where to find resourcesPlus, we break down common misconceptions in our Fact or Fiction: County Appraisal Edition — including whether your appraisal equals market value and if taxes automatically drop when values do.Whether you're a homeowner, buyer, seller, or investor, this episode will help you understand one of the most important — and misunderstood — pieces of real estate.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113🛠️ Episode Sponsor: TopGun Concrete LiftingThis episode is proudly sponsored by TopGun Concrete Lifting — specializing in lifting, leveling, and stabilizing existing concrete.If you’re dealing with sinking driveways, uneven sidewalks, settled patios, or trip hazards around your home, TopGun uses advanced polyurethane foam injection to raise and restore your concrete — without the cost and mess of replacement.It’s faster, cleaner, and more affordable than pouring new concrete.Learn more or request a quote at:👉 www.topgunconcretelifting.com

Guest: Brett LaRueHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)From frozen pipes to roof leaks, most home issues don’t happen overnight—they happen from putting off maintenance season after season. In this episode, Brett LaRue joins Lexie and Patrick to share real-world tips and seasonal strategies to help homeowners protect their biggest investment.Brett’s been inside a lot of houses and knows exactly what gets neglected—and what ends up costing homeowners big in the long run.We break it down by season:🌱 Spring: What winter damage to check for and how to prep for heavy rains☀️ Summer: How to protect your roof, gutters, and siding through heat and storms🍂 Fall: Why it’s the most important HVAC season and what has to get done before winter❄️ Winter: Emergency prep, freeze protection, and the most common cold-weather failsPlus:💡 What inspectors instantly notice during showings💸 When to DIY vs hire out✅ Why a checklist isn’t just helpful—it’s essential🛠️ Brett’s top 3 tasks per seasonAnd don’t miss our Fact or Fiction segment where we bust common maintenance myths—like whether closing vents actually saves money or if condensation in your windows is “no big deal.”🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113

Guest: Michelle Roberts-Freeman, Stephens Real EstateHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)Negotiation isn’t just about getting a lower price—it’s about getting the right deal. In this episode, Michelle Roberts-Freeman of Stephens Real Estate joins Lexie and Patrick to break down the most common mistakes buyers make when trying to negotiate—and what they should be doing instead.We cover:Why emotion kills negotiation powerThe danger of overpaying when you don’t know the marketHow contingencies and repair estimates can strengthen (not weaken) your positionWhen a lowball offer backfires—and what to try insteadWhy terms like closing date, flexibility, and included items matter more than people realizePlus, our Fact or Fiction segment tackles some of the most common myths—like whether skipping inspections makes your offer stronger and if price is really the only thing that matters.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113

Guest: Erin Maigaard, REALTOR®, McGrew Real EstateHosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)Pricing a home isn’t just about picking a number—it’s a strategy. In this episode, we’re joined by Erin Maigaard, seasoned REALTOR® and current 2026 President of the Lawrence Board of REALTORS®, to dive deep into the pricing psychology and data behind a successful listing.We cover:The biggest pricing mistakes sellers makeBalancing emotion with market dataThe impact of overpricing (even slightly)What separates fast-moving listings from ones that sitWhen to adjust price—and how to do it wiselyHow to position a home visually and emotionally for today’s buyerWhat sellers should really be asking their agentsAnd don’t miss our Fact or Fiction segment, where we bust myths about Zestimates, pricing high to negotiate, and whether that first offer might be your best.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113

Guest: Rob Hulse, Vice President of the Lawrence Board of REALTORS®Hosts: Lexie Haskin (Bank Midwest) & Patrick Dipman (McGrew Real Estate)We’re kicking off the 2026 season of Lawrence Real + Local: Keepin’ it Real with none other than Rob Hulse, VP of the Lawrence Board of REALTORS®. With his bird’s-eye view of the local market and direct involvement in upcoming initiatives, Rob joins Lexie and Patrick to share predictions, trends, and insights that every real estate professional, buyer, and homeowner in Lawrence should be paying attention to this year.We cover:The biggest indicators shaping the 2026 marketRob’s top 3 predictions for Lawrence real estateWhat to expect with inventory and interest ratesWhich buyer groups may dominate the marketLocal developments that could shift demand and pricingWhich trends from the past few years will stick—and which are on their way outWhether you’re buying, selling, investing, or just trying to stay ahead of the curve, this episode lays the groundwork for what’s to come in 2026.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 2026 Season Sponsor: Bank Midwest | Lexie Haskin | NMLS #2093113

Guest: Lexi Myers, Maxia InsuranceHosts: Lexie Haskin (Bank Midwest) & Campbell Ragan (McGrew Real Estate)If a major accident or lawsuit happened tomorrow… would your insurance actually cover it?In this episode, Lexi Myers of Maxia Insurance joins Lexie and Campbell to unpack the often-overlooked world of umbrella insurance—what it is, who needs it, and how it works to protect your finances when your standard policies tap out.We cover:What an umbrella policy does and doesn’t coverWho benefits most from this extra layer of protectionHow umbrella policies work alongside home and auto insuranceWhat factors insurance companies evaluate when underwritingCommon misconceptions and mistakesReal-life scenarios where umbrella coverage made all the differenceWhether you’re a homeowner, landlord, or just want peace of mind, this episode breaks it all down in plain English.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage

Guest: Randy Walker, American Estate SalesHosts: Lexie Haskin (Bank Midwest) & Campbell Ragan (McGrew Real Estate)Estate sales are about more than just selling stuff—they’re about handling memories, emotions, and often, major life transitions. In this heartfelt and informative episode, Randy Walker of American Estate Sales joins Lexie and Campbell to walk through how families can navigate the estate sale process with clarity and confidence.We cover:The step-by-step process of preparing for an estate saleHow to value items and what sets estate sales apart from garage sales and auctionsEmotional tips for letting go of sentimental itemsLegal and tax considerations sellers should knowReal stories from the field—and how Randy’s team supports families during tough transitionsPlus, our Fact or Fiction segment tackles common myths, like whether estate sales only happen after someone passes away and whether you should clean everything beforehand.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage

Episode Sponsor: Pure Maintenance of KansasGuest: Melissa HickamHosts: Lexie Haskin (Bank Midwest) & Campbell Ragan (McGrew Real Estate)HOAs can make or break the homeowner experience—but many buyers don’t know what they’re really signing up for. In this episode, Melissa Hickam joins Lexie and Campbell to walk through the purpose of HOAs, how they operate, and what to watch for before buying into a neighborhood.We cover:What HOAs are (and what they’re not)The difference between covenants and by-lawsRules every buyer should review before closingHow to tell if an HOA is financially healthy and well-managedWhat to do if you disagree with a policyHow to get involved and influence your communityReal-world examples of how HOAs can affect property valuesWhether you’re a first-time buyer or a current homeowner trying to make sense of your HOA’s rulebook, this episode will help you feel more informed and empowered.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage

Guest: Kent Brown, Register of Deeds, Douglas County KansasHosts: Lexie Haskin (Bank Midwest) & Campbell Ragan (McGrew Real Estate)Covenants, restrictions, and HOAs—oh my! In this episode, we’re joined by Kent Brown, Register of Deeds for Douglas County, Kansas, to break down the often-overlooked world of property restrictions and what buyers really need to know before signing on the dotted line.We cover:What covenants and restrictions are and why they existWhere they’re most commonly found and who enforces themHow HOAs play a role in maintaining complianceCommon restrictions that can surprise buyersWhat to do if you accidentally violate a restrictionWhether covenants can be challenged or changedWhether you're buying, selling, or already own your home, this episode gives you the insight to avoid surprises and stay compliant.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage

Guest: Bobby Jones, Professional Moving & StorageHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)This October, we’re unpacking more than just moving boxes… we’re digging into real-life moving mishaps, unexpected discoveries, and a few horror stories just in time for spooky season.In this episode, Bobby Jones of Professional Moving & Storage joins Lexie and Campbell to share expert tips on how to make moving day less chaotic—and more prepared.We cover:Common mistakes homeowners make when preparing to moveHow to avoid unexpected issues during the transitionWhat to never pack or transport with moversThe role of insurance and how to prep for delaysPLUS: true moving horror stories, wild discoveries, and what Bobby’s crews have stumbled upon behind closed doors 👀Whether you're planning a move or just love a good story, this episode brings the treats and a few tricks.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guests: Ray Lundin & Secily Rees, Envista Credit UnionHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Scams are on the rise—and the real estate world isn’t immune. In this episode, Ray Lundin and Secily Rees of Envista Credit Union join Lexie and Campbell to discuss the growing threat of fraud in the homebuying process and what buyers, sellers, and agents need to watch for.We cover:The most common scams happening right nowHow tech has changed the fraud gameReal estate red flags and warning signsWhat to do if you’re targetedHow to protect your wire transfers and personal infoHow financial institutions like Envista CU help protect clientsPlus, we play a round of Fact or Fiction to break down popular misconceptions—like whether you can reverse a fraudulent wire and if scammers only target people shopping online.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Sean Williams, Realty Executives Hedges Real Estate, Inc.Hosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Thinking about buying—or already own—a historic home? In this episode, we’re joined by Sean Williams of Realty Executives Hedges Real Estate to break down what it really means when a home is historically designated, and how that impacts everything from renovation to resale.We cover:What qualifies a home as “historic” and who decidesHow designation affects home value and buyer appealThe truth about renovation restrictions and what is allowedAvailable tax credits, grants, and financial incentivesHow to navigate buying or selling a historic homePlus, we debunk common myths in our Fact or Fiction segment—like whether historic homes must be kept exactly as-is and if they always cost more to maintain.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Theresa Seiwald, Keller Williams IntegrityHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Selling your home with pets? It’s possible to show your space in its best light without hiding your furry friends. In this episode, Theresa Seiwald of Keller Williams Integrity joins Lexie and Campbell to share practical tips for pet owners preparing their home for market.We cover:How to create a clean, neutral environment for showingsOdor control, staging tips, and damage repair mustsHow to highlight pet-friendly features without scaring away non-pet buyersWhat to do with pets during showingsSmart cleaning methods and services that make a differenceAnd of course, don’t miss our Fact or Fiction segment where we debunk common myths about selling homes with pets!🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Josh Coulter, KW IntegrityHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Buying a fixer-upper can be a great way to build equity—but it’s not for the faint of heart. In this episode, Josh Coulter of Stone & Story Real Estate joins Lexie and Campbell to talk about how to evaluate whether a fixer-upper is worth the investment—or more trouble than it’s worth.We cover:How agents help buyers find the right fixer-upperRenovation projects that bring the most valueHow to estimate renovation costs before you make an offerFinancing options for fixer-uppersWhich updates to tackle—and which ones to avoidIf you're dreaming of turning a “before” into an “after,” this episode is your renovation reality check.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Steve LaRue, McGrew Real EstateHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Flipping vs. renting—it’s one of the biggest decisions real estate investors face. In this episode, Steve LaRue of McGrew Real Estate joins Lexie and Campbell to walk through the pros, cons, and key factors that can help you choose the best path for your investment goals.We cover:How to evaluate whether a flip or rental strategy fits your goalsProperty types and locations that lend themselves to eachHow market conditions and interest rates affect your strategyTax considerations for each investment typeCommon mistakes first-time flippers make (and how to avoid them)If you’re curious about real estate investing or trying to decide your next move, this episode is packed with insights to help you invest smarter.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Kelly Drake, Mallard Homes Inc. & Store StuffHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Energy efficiency isn’t just a buzzword—it can be a powerful tool for lowering utility bills and increasing home value. In this episode, we chat with Kelly Drake of Mallard Homes Inc. & Store Stuff to break down what energy efficiency really means, what upgrades are worth the cost, and how to maximize your return on investment.We cover:The most impactful upgrades homeowners can makeHow to calculate ROI on energy improvementsAvailable tax credits, rebates, and incentivesMyths about energy efficiencyHow smart home tech fits into the conversationPlus, our Fact or Fiction segment tackles common beliefs about windows, solar panels, ceiling fans, and more.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Nate Robertson, Vision RoofingHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Think your roof is “out of sight, out of mind”? Think again. In this episode, we bring in Nate Robertson of Vision Roofing to give homeowners the essential info they need to protect one of the most important parts of their home.We cover:How a roof affects your home value and insuranceCommon roofing materials and how they compareSigns of damage, when to inspect, and when to repairHow Nate helps navigate roof-related insurance claimsWhat not to do when it comes to roof maintenancePlus, don’t miss our Fact or Fiction segment where we bust myths about dark shingles, walking on your roof, metal roof noise, and more.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Moriah Miller, Crystal Clear RealtyHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Staging your home doesn’t have to cost thousands to make a big impact. In this episode, we sit down with Moriah Miller of Crystal Clear Realty to talk all about budget-friendly staging strategies that help homes shine—without draining your wallet.Tune in to learn:Why staging matters more than you thinkWhat rooms you must focus on when preparing to sellLow-cost and DIY staging tips you can implement todayCommon staging mistakes (and how to avoid them)How staging can actually affect your sale price and days on marketPlus, don’t miss our Fact or Fiction segment, where we bust myths like “staging is only for luxury homes” and “you always need a pro to do it.”🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Secily Rees, Envista Federal Credit UnionHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)A HELOC can be one of the most flexible financial tools available to homeowners, but only if you use it wisely. In this episode, we sit down with Secily Rees of Envista Federal Credit Union to break down how Home Equity Lines of Credit actually work, when they’re a good idea, and what to avoid.You’ll learn:How HELOCs differ from traditional mortgagesSmart ways to use your home’s equity (and when to steer clear)How HELOC interest rates compare to other financingCommon misconceptions and mistakes homeowners makeHow to calculate how much equity to tap into—without going overboardWhether you’re funding a renovation, paying off debt, or investing in your future, this episode will give you the clarity and confidence you need to use your equity effectively.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Joy Slavens, Keller Williams IntegrityHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)Thinking about building your dream home? This episode breaks down the entire new construction journey—from finding a builder to financing and what to expect along the way.Lexie and Campbell sit down with Joy Slavens of Keller Williams Integrity to explore:The first steps every buyer should take when considering new constructionKey differences between building new vs. buying existingCustom homes vs. spec homes—what’s more common now and whyFinancing tips and common buyer upgradesWhat to watch out for during the build processPlus, our Fact or Fiction segment uncovers the truth about pricing, upgrades, and how much say buyers really have in the design process.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Guest: Bobbie Flory, Executive Director of the Lawrence Home Builders AssociationHosts: Lexie Haskin (Flint Hills Mortgage) & Campbell Ragan (McGrew Real Estate)What’s driving the housing shortage in Lawrence? In this episode, Lexie and Campbell sit down with Bobbie Flory to explore everything from skyrocketing construction costs to zoning restrictions—and what can realistically be done to address the growing gap in available homes.We talk about:Why inventory is low (and which buyers are hit hardest)The true cost of building todayWhat role city regulations playWhat builders, buyers, and the community can do nextAnd don’t miss our Fact or Fiction segment where we bust some common myths about new construction and housing supply.🎧 Editing & Music: Josiah Moreno🎙️ Podcast Equipment & Space: Lawrence Public Library🏡 Podcast Sponsor: Flint Hills Mortgage NMLS #2493743🛠️ Episode Sponsor: Pure Maintenance of Kansas – Offering non-toxic, demolition-free mold remediation and indoor air purification. Learn more at www.puremaintenanceks.com

What exactly is escrow? How much do closing costs really add up to? And can buyers actually negotiate any of this?In this episode of Lawrence Real + Local: Keepin’ It Real, Co-hosts Lexie Haskin with Flint Hills Mortgage and Campbell Ragan with McGrew Real Estate sit down with Elly Claussen from MidAmerica Bank to break down the essentials of escrow accounts, closing costs, and what buyers really need to know before signing on the dotted line.You’ll learn:✔️ What an escrow account is and how it works after closing✔️ What fees make up your closing costs and who typically pays them✔️ Tips to negotiate or reduce those costs✔️ Common mistakes to avoid at the closing table✔️ How escrow accounts evolve over time✔️ Regulations that protect buyers and sellers✔️ 4 common myths about escrow and closing—debunked!Whether you’re a first-time buyer, a seasoned homeowner, or just love learning how the process works, this is a must-listen for real estate clarity and confidence.🎧 Tune in and keep it real—Lawrence style.Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage NMLS #2493743

Rural Housing Challenges and SolutionsAs we recognize the start of Fair Housing Month, this timely episode of Lawrence Real + Local: Keepin’ it Real explores the unique challenges—and potential solutions—facing rural homebuyers across Kansas. This is the sixth installment in our Affordable Housing Series, and we’re joined by guest co-host Rob Hulse, Vice President of the Lawrence Board of REALTORS®, along with guests Deborah Becker (Movement Mortgage) and Randy Russell (Stephens Real Estate).From infrastructure hurdles and zoning restrictions to financing options like USDA loans, this episode takes a comprehensive look at rural housing barriers and opportunities. We dive into long-term maintenance, natural disaster risks, modular housing trends, and more—including a fun “Fact or Fiction” roun to bust some common myths about rural living.If you serve clients in rural areas or are curious about expanding your market knowledge, this one’s for you. Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage NMLS #2493743

Buying a home is one of the biggest financial decisions you’ll make, and financial literacy is the key to making smart, informed choices. In this episode of Lawrence Real + Local: Keepin’ it Real Podcast, host Lexie Haskin (Flint Hills Mortgage), and guest co-host Patrick Dipman (McGrew Real Estate) sit down with financial experts Ashley Zeller (Bank Midwest) and Ginger Ellsperman (Housing and Credit Counseling, Inc.) to break down the essentials of financial literacy for homebuyers.We’ll tackle key topics like managing debt, improving credit, budgeting for a down payment, and navigating mortgage options confidently. Plus, we’ll discuss how financial education can be made more accessible and equitable for communities historically facing homeownership barriers. Whether you're a first-time buyer or looking to improve your financial standing, this episode is packed with insights to help you on your journey to homeownership.🔊 Tune in to gain expert advice on setting yourself up for financial success in real estate! Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage NMLS #2493743

Buying your first home is an exciting milestone, but it can also feel overwhelming. In this episode of Lawrence Real + Local: Keepin’ It Real, we’re joined by Bailey Stuart (McGrew Real Estate) and Lexie Haskin (Flint Hills Mortgage) to break down everything first-time buyers need to know. From getting pre-approved for a mortgage and choosing the right loan program to avoiding common mistakes and navigating home inspections, this episode is packed with expert insights. We also explore how homebuyer education programs can better serve underrepresented groups and ensure equitable access to homeownership. Whether you're just starting your homeownership journey or looking for guidance, this episode will help you move forward with confidence!Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage NMLS #2493743

Buying a home can feel overwhelming—especially for low- and moderate-income families—but local housing programs can make homeownership more accessible. In this episode of Lawrence Real + Local: Keepin’ it Real, hosts Lexie Haskin (Flint Hills Mortgage) and GUEST Co-Host Patrick Dipman (McGrew Real Estate) sit down with Ashley Taylor (Tenant to Homeowner) and Erika Zimmerman (Habitat for Humanity) to break down the resources available for aspiring homeowners in Lawrence.We cover:✅ How Tenant to Homeowner helps buyers overcome mortgage challenges✅ The Habitat for Humanity process & how it keeps homes affordable✅ Common myths about affordable housing programs✅ How to determine eligibility & prepare for homeownership✅ DEI initiatives to make housing programs more inclusiveIf you're thinking about buying a home but don't know where to start—or if you want to help others navigate local housing resources—this episode is for you! 🎧✨💬 Share your thoughts: What questions do YOU have about affordable housing?Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage NMLS #2493743

Thinking about diving into real estate investing? In this episode of Lawrence Real + Local: Keepin’ It Real, hosts Lexie Haskin (Flint Hills Mortgage) and Campbell Ragan (McGrew Real Estate) sit down with Bryan Hedges of Hedges Real Estate and Location Properties to break down everything you need to know about buying your first investment property. We’ll cover:🏡 Key differences between primary residences and investment properties💰 How to finance your first rental & down payment requirements📍 What to look for in a profitable property⚖️ Risk management and wealth-building strategies🔎 Fact or Fiction: Investment property myths debunked! Whether you’re a first-time investor or looking to grow your real estate portfolio, this episode is packed with valuable insights to help you get started. 🎧 Listen now wherever you get your podcasts! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

In this episode, we welcome Claire Vowels of Thrive Real Estate KC to discuss the growing trend of multi-generational living and how to create homes that meet the needs of everyone under one roof. Claire shares valuable insights on: - Understanding the dynamics and benefits of multi-generational households - Key design elements to balance privacy, accessibility, and functionality - Practical renovations and future-proofing your space for aging parents or growing kids - Addressing legal, financial, and market considerations for multi-generational living We also play a fun game of Fact or Fiction to debunk common myths about multi-generational homes! Whether you're considering this lifestyle or just love smart design ideas, this episode is packed with actionable advice and inspiration. 🎧 Tune in now to learn how to make multi-generational living work beautifully for your family! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

In this episode, we tackle the essential tax considerations for homeowners with expert insights from Amy Neth Sand, an experienced accountant with Stonecreek Accounting. Rob Hulse, Vice President of the Lawrence Board of Realtors®, will also join us as a guest co-host.  Together, we break down the key tax topics every homeowner needs to know: Post-Purchase Tax Prep: Learn which documents to provide your accountant, how property taxes impact filings, and the deductions you can claim as a new homeowner. Selling & Capital Gains: Understand how capital gains are calculated, the importance of keeping improvement records, and how long you need to live in your home to minimize taxes on a sale. General Tax Tips: Avoid common mistakes homeowners often make during tax season. Refinancing & Other Considerations: Discover how refinancing affects your taxes and what to remember. Whether you’re a first-time buyer, a seasoned homeowner, or preparing to sell, this episode is packed with practical advice to help you navigate taxes like a pro.   Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

In this episode, we’re joined by Victoria Perdue of KW Integrity and KB Painting KS to explore how to transform your home into a stylish and valuable haven. From selecting the perfect paint colors to incorporating the latest home improvement trends, Victoria shares expert advice and practical tips for homeowners and sellers alike. We’ll answer key questions like:✔️What are the biggest paint color mistakes, and how to avoid them?✔️How does painting affect a home’s aesthetic and value?✔️What are some budget-friendly renovation ideas that pack a punch? ✔️What should you look for in a contractor? And we’re tackling common home improvement myths in our Fact or Fiction segment. Find out if DIY projects always save money and whether bold colors really shrink small rooms. Whether you're prepping your home for sale or dreaming of a refresh, this episode is packed with inspiration and insights you won’t want to miss!   Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743   #Podcast #HomeDesign #RealEstateTips #LawrenceRealAndLocal

In this eye-opening episode, we’re diving into everything you need to know about radon—what it is, how it impacts your health, and why every homeowner should know it. Join hosts Lexie Haskin from Flint Hills Mortgage and Emily Robertson from McGrew Real Estate as they sit down for an insightful conversation with Kyle Bulmer with Bulmer Environmental Solutions as he walks us through the radon testing process, discusses ongoing maintenance after mitigation and shares signs that may indicate a radon issue in your home. We’ll also tackle the big question: are at-home radon tests reliable?   Don’t miss our "Fact or Fiction" segment, where we bust common myths and confirm key truths about radon. From whether radon is only a concern in specific areas to its role as a leading cause of lung cancer among non-smokers, you’ll learn how to protect yourself and your loved ones. Tune in to make your home safer today!   Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Curious about how the value of your home is determined? Join hosts Lexie Haskin from Flint Hills Mortgage and Emily Robertson from McGrew Real Estate as they sit down for an insightful conversation with Michael Elliott from Veritas Appraisals, where we break down the key factors appraisers use to assess property value. We’ll dive into the difference between market value and assessed value, common challenges in the appraisal process, and tips for homeowners to maximize their home’s appraised value. Plus, we’ll tackle the myths and truths surrounding FHA appraisals and explore how the neighborhood influences property value. 🔍 Stick around for our interactive Fact or Fiction segment, where we debunk common misconceptions about appraisals. From the impact of location to the influence of home renovations, we cover it all to keep you informed and confident in your understanding of the appraisal process! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

Just in time for Halloween, join hosts Lexie Haskin from Flint Hills Mortgage and Emily Robertson from McGrew Real Estate as they sit down with pest expert David Roubison of Laser Pest Management for a discussion on the creepy crawlies you don’t want hiding in your home! Termites may not give you nightmares, but the damage they cause to your home just might! David uncovers the hidden dangers of untreated termite infestations, why early detection is crucial, and what to expect during a thorough inspection. We’ll also explore other creepy crawlers that homeowners should be on the lookout for and share tips on keeping these unwelcome visitors at bay. Plus, we’ll bust some common pest control myths in our "Fact or Fiction" segment—perfect for the spooky season! Key Scares: -Termite infestations: the silent horror that could destroy your home from the inside out. -What to expect during a pest inspection and why it’s a must for homeowners. -Tricks (and treats) to help you prevent pests from haunting your home this season. Prepare for some frighteningly good advice and keep your home safe from the critters that go bump in the night! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we’re joined by McKenzi Ezell and Kevin Joles from LK Fire and Medical to discuss essential fire safety tips that can save lives and protect homes. We’ll uncover common fire hazards often overlooked by homeowners and share strategies to reduce these risks. McKenzi and Kevin will also provide expert advice on the proper placement and maintenance of smoke alarms and carbon monoxide detectors, as well as recommend additional fire safety devices to consider. We’ll dive into creating an effective fire escape plan for families, ensuring that everyone knows what to do in the event of an emergency. Plus, we’ll discuss fire safety for outdoor spaces like patios and yards, helping you safeguard your entire property. Stay tuned for our Fact or Fiction segment, where we bust common fire safety myths and get to the truth about protecting your home! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we’re diving deep into the world of home insurance with expert guest Thea Lease, Sr. Account Executive at The Sparke Agency, Farm Bureau Financial Services. Whether you’re a homeowner, buyer, or just curious, Thea helps us break down the key elements of home insurance that everyone should understand. We cover the full spectrum, from what the claims process looks like to what factors can influence the cost of your policy. We'll also talk about when you should update your coverage, how the current residential insurance market is evolving, and what information you’ll need to get an accurate quote. And don’t miss our fun “Insurance MythBusters” segment at the end, where we put common home insurance myths to the test! Tune in for practical advice, insider insights, and a few surprises along the way! Topics Discussed: The insurance claim process explained Factors that affect your home insurance costs Life changes that warrant an insurance update The current market for residential real estate insurance What you need for an insurance quote Stay informed, stay protected! Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage NMLS #2493743

New Podcast Episode Alert! 🎉 Curious about the benefits of using a realtor? 🤔 In our latest episode of "Lawrence Real + Local, Keepin' it REAL Podcast," we sit down with Jill Ballew, Stephens Real Estate and 2024 Lawrence Board of Realtors President; we dive deep into why having a professional by your side can make all the difference in your real estate journey! 🏠✨ We cover all the key topics and answer the burning questions you might have.   1️⃣ What’s the difference between a Real Estate Agent and a Realtor? 2️⃣ What are the benefits of using a local Realtor when buying or selling a home? 🏠 3️⃣ How do realtors help with pricing accuracy, market expertise, and negotiations? 💼 4️⃣ Access to listings, handling paperwork, and navigating legal considerations. 📝 5️⃣ Personalized advice, problem-solving, and what to look for in a Realtor. 🤝   Plus, we're debunking common myths in real estate! 🧐   Whether you're buying, selling, or just interested in the market, this episode is a must-listen! 🎧

In our latest episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the world of mortgage interest rates with Kelsey McClasky from Fairway Independent Mortgage Corporation, exploring how economic shifts and Federal Reserve policies impact them. Learn the ins and outs of fixed-rate vs. adjustable-rate mortgages and discover actionable steps to secure the best possible rate. We also break down what factors, beyond interest rates, influence your mortgage payments and how to estimate them accurately. 🔍 Topics Covered: How do economic changes and Federal Reserve policies affect mortgage rates? Fixed-rate vs. adjustable-rate mortgages—what's right for you? Tips to improve your chances of securing a lower mortgage rate. How credit scores and other factors influence your interest rate. Understanding APR and its role in comparing lenders. How to estimate mortgage payments, including property taxes and insurance. Is interest rate the only factor to consider when choosing a lender? Fact or Fiction Segment: Does the Federal Reserve solely set interest rates? Fact or Fiction? Do higher rates always mean higher payments? Fact or Fiction? Does locking in a rate guarantee no changes before closing? Fact or Fiction? Is shopping around for the lowest rate the most important? Fact or Fiction? Are ARMs always riskier than fixed-rate mortgages? Fact or Fiction? Tune in to sharpen your knowledge and make informed decisions about your home financing! 🏠💡 Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the world of moving and storage with Reese Jones from Professional Moving and Storage. Join us as we explore the ins and outs of a seamless moving process, from packing tips and tricks to choosing the right storage solutions for your needs. We'll discuss common challenges, offer expert advice on avoiding moving pitfalls, and share stories of unexpected moving surprises. Tune in to learn more and arm yourself with the knowledge to make your next move smooth and stress-free. Editing & Music: Josiah MorenoPodcast Equipment & Space: Lawrence Public LibraryPodcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors,” we sit down with Rob Hulse, Executive Vice President of the Lawrence Board of Realtors, to unpack the recent NAR (National Association of Realtors) settlement. Rob sheds light on why NAR chose this path and the significant changes resulting from the settlement. We delve into the shifting role of the MLS, the new compensation options available, and what these changes mean for both home buyers and sellers. Rob also discusses the potential requirement of Buyer Agency Agreements, the broader impact on the Lawrence Board of REALTORS®, and their upcoming steps. Whether you're a realtor, buyer, or seller, this episode provides crucial insights to help you navigate the evolving real estate landscape. Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we dive deep into the hidden world of mold. Join us as we uncover the telltale signs that mold may be lurking in your home, explore the serious health risks associated with prolonged mold exposure, and demystify the mold mitigation process. Are home tests for mold reliable? We'll answer that too. Plus, don't miss our fun and informative game segment, "Mold MythBusters," where we'll separate fact from fiction. For instance, is bleach really an effective remedy for visible mold? Tune in to find out and arm yourself with the knowledge to keep your home safe and healthy. Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into buyer agents' crucial role in a real estate transaction. Join our hosts for an enlightening episode as we delve into the world of real estate with Cheri Drake from McGrew Real Estate. Join us as we explore the role of buyer's agents and the value they bring to the real estate transaction process. Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into the crucial role title insurance plays in a real estate transaction. Join our hosts for an enlightening episode as we delve into the world of title insurance with Beth Shmalberg from Kansas Secured Title. Title insurance is a crucial component of the real estate transaction process, yet it's often misunderstood. Beth demystifies the complexities surrounding title insurance, answering basic questions and providing essential information to empower consumers. Whether you're a first-time homebuyer or a seasoned investor, this episode equips you with the knowledge to navigate the intricacies of title insurance confidently. Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!

In this episode of "Lawrence Real + Local, Keepin' it REAL Podcast by the Lawrence Board of Realtors," we delve into the crucial role curb appeal plays in the real estate market. Our hosts, joined by Michelle Roberts-Freeman with Stephens Real Estate, uncover effective ways to enhance a property's external charm. From quick fixes to overall appearances, discover how to create a captivating first impression that boosts value and attracts buyers. Learn about cost-effective updates, the latest outdoor design trends, and various curb appeal projects. Whether you're selling your home or just aiming to be the envy of the neighborhood, this episode is your guide to elevating your property's appeal efficiently. Editing & Music: Josiah Moreno Podcast Equipment & Space: Lawrence Public Library Podcast Sponsor: Flint Hills Mortgage Thank you to all parties that made this episode possible. Stay tuned for future content!