Life, Money, and Living Well

If you've ever wondered how large institutions invest through uncertainty and still keep promises decades into the future, this conversation offers a rare behind-the-scenes look. Ben sits down with Jeb Bentley, Chief Investment Officer of Northwestern Mutual, who oversees more than $300 billion in assets. With experience spanning public markets, private investments, and wealth management, Jeb has had a front-row seat to multiple market cycles, shifting interest rate environments, and major structural changes in capital markets. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account. This material does not constitute investment advice and is not intended as an endorsement of any specific investment or security. Please remember that all investments carry some level of risk, including the potential loss of principal invested.

What if the goals you're planning for today… aren't the ones that will actually matter most tomorrow? In this Life, Money, and Living Well Reflections episode, we bring to life an article by Brad Weeks exploring a simple but powerful idea: financial planning shouldn't be rigid, it should be flexible. Most financial plans are built around clearly defined goals. But in reality, goals evolve as life unfolds. The challenge is learning how to plan ahead while leaving room for change. This episode walks through a practical framework for building a strong financial foundation using four core categories: traditional goals, milestone goals, lifestyle goals, and philanthropic goals. Instead of trying to predict the exact future, this approach helps you prepare for a range of meaningful possibilities. Because ultimately, great planning isn't about getting every detail right. It's about creating a structure that can adapt as your life does. Read the article here: https://www.livewellcapital.com/good-financial-groundwork.htm Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Not all CEOs are created equal. Some are visionaries, seeing possibilities that others don't. Some are autocratic, my-way-or-the-highway leaders. Some lead by delegating, while others micromanage. But the most effective leaders? They lead by example.   That's John Pepper. We could use the rest of the time reading off his accomplishments. John served as the CEO and then Chairman of the Board for Fortune 100 juggernaut Procter and Gamble. He was the CEO of the National Underground Railroad Freedom Center, and served as Chairman of the Board of the Walt Disney Company.   A thoughtful, reflective leader, John raised the water level everywhere he went by focusing on character, significance, and values. A proponent of inclusive leadership long before it was a buzz word, John spent his life putting his money where his mouth is. He is a quiet heavyweight who, at 87 years-old, is still learning and leading with fervor.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Market volatility has a way of shaking even the most disciplined investors. Elections, interest rates, geopolitical tension, inflation, tax changes. The headlines shift daily, and so does the anxiety. In this Life, Money, and Living Well Reflections episode, Ben begins with a simple but honest admission: no one knows what will happen next. But while we cannot predict markets, we can prepare for them. Drawing on nearly a century of S&P 500 data, Ben walks through five practical strategies designed to reduce panic and increase clarity during uncertain times: • Use safer assets for liquidity • Resist the temptation to time the market • Diversify thoughtfully • Rebalance consistently • Think long term The message is simple but powerful: control what you can control. The goal is not to eliminate volatility. It is to build a plan that can endure it. As always, your financial plan should be built for your life, not the other way around. This episode is a narrated version of a written article originally published by LiveWell Capital, created for listening on the go. You can read the original article here: Five Strategies That Will Keep You Calm During Volatile Markets Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal, or investment advice. Listeners should seek the input of their own tax, legal, or financial planning professional before acting on any of the information provided. Any speaker on this podcast series expresses opinions that are subjective at the time of recording and are subject to change without notice and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Modern life is built around the individual: your goals, your schedule, your preferences. But for many families, the results have been painful: more loneliness, more stress, more disconnection. In this conversation, Ben sits down with Jeremy Pryor, founder of Family Teams, to explore a countercultural idea: what if we were designed to live on teams, and the ultimate team is your family? Jeremy shares how a transformative season in Israel reshaped his view of fatherhood and legacy, and why he believes strong families are built through shared purpose, shared work, and shared rhythms. Jeremy unpacks practical ways families can move from "a shared last name" to "a unified team," including the power of a weekly multi-generational meal, creating spaces where siblings learn to cheer for each other, and making intentional decisions about business, sports, and even where you live. Along the way, he offers a compelling challenge: what if we spent as much time investing in our kids as we do trying to protect them from future mistakes? If you've ever felt pulled in ten directions, this episode will give you a fresh framework for building something that lasts. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Retirement is often treated as a finish line, but history, longevity, and real life suggest it may be time to rethink that assumption. In this audio article from LiveWell Capital, Ben Beshear explores a new way to think about retirement by walking through five common philosophies he sees among clients. From retiring early to working longer, taking mini-retirements, reframing work into a second act, or choosing to keep working indefinitely, this episode challenges the idea that retirement must look the same for everyone. Rather than focusing on a single age or outcome, this reflection emphasizes flexibility, purpose, and financial independence as the foundation for a well-lived life. The goal is not simply to stop working, but to design a life that balances meaningful work, time with family, rest, and freedom of choice. This episode is a narrated version of a written article originally published by LiveWell Capital, created for listening on the go. You can read the original article here: A New Way to Think About Retirement Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal, or investment advice. Listeners should seek the input of their own tax, legal, or financial planning professional before acting on any of the information provided. Any speaker on this podcast series expresses opinions that are subjective at the time of recording and are subject to change without notice and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Everyone that knows Ben knows he is a huge Ted Lasso fan. And one line from season one sets the tone for this conversation: "Be curious, not judgmental." Ben is joined by Kim Botto, an advocate, trainer, author, and longtime champion for kids and teens whose voices are often minimized, especially those impacted by neurodivergence, disability, trauma, adoption, and foster care. Kim has spent decades equipping church and nonprofit leaders to create spaces that are safe and welcoming for everyone. She is also a mom of five and a grandmother of eleven. In her book, Boundless Hope for Every Child, Kim shares lessons from more than 30 years of experience working with children and teenagers, with a simple but powerful takeaway: disruptive behavior is often communication, and curiosity is the first step toward connection. In this episode, Ben and Kim talk about: Why "fixing behavior" often misses what a child actually needs What trauma can look like in everyday moments, and why kids may resist adults What neurodivergence means, and how environments can overwhelm without us noticing How to choose your parenting battles and focus on long term formation, not short term compliance How curiosity improves every relationship, including with coworkers, spouses, and ourselves Why hope matters, and how speaking identity into kids can change the trajectory of a life You do not have to be a parent to benefit from Kim's wisdom. This conversation is about becoming the kind of person who seeks to understand first and leads with compassion.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Leaders come in all shapes and sizes. Sometimes they have the corner office, sit in a trusted seat on a board, or make decisions that influence thousands. But you'll also find incredibly effective leaders at home, in schools, and among friends. Leadership guru, John Maxwell, said that "Everyone is a leader, because everyone influences someone else." So whether you've got a nameplate on your desk, or your wiping snotty noses at home, your leadership—your influence—is key. Today, we're going to talk about how we can become better and more effective leaders with one of the most effective leadership coaches around, Dr. Doug Howe. Doug has been a trusted advisor to companies and leaders in business, non-profits, education, and government for over three decades. He's worked with clients like Procter & Gamble and Duke Energy, had advisory meetings with government leadership including President George W. Bush, and founded the Insignia Foundation, a nationwide non-profit helping leaders overcome the past, grow toward the future, and become better versions of themselves. With experience as a business owner, social entrepreneur, non-profit director and pastor, Doug's wisdom around leadership has come from being on the front-lines. He's going to help us all improve, no matter where we're leading and influencing. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Ben and Dave look at the past year in podcast guests, television, life highs, and what to look foward to in the new year. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.  Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

If you could get a snapshot into your future, would that simplify your life now? To know if the decisions you are making will pan out; if the financial finish lines you are chasing will be met; if the health and fitness goals will be worth the time and effort. Time travel into the future has long been the realm of science-fiction… but professor Hal Hershfield thinks it also might be the key to making better decisions today.    A professor of Marketing, Behavioral Decision Making, and Psychology at UCLA's Anderson School of Management, Dr. Hershfield is a leading researcher and expert on the intersection of time, decision-making, and imagination. Why do you choose the fatty steak over the salad? Why is it easier to go for the instant gratification of spending instead of saving? Why is it more compelling to sleep-in than get up and exercise? Dr. Hershfield believes it's because we're not considering, or seeing, our future selves correctly. He believes better decision making today begins with correctly understanding how each of those decisions influences our future selves. He recently distilled over a decade of his incredible research into a new book, Your Future Self: How to Make Tomorrow Better Today. In it, Dr. Hershfield explores the power that considering your future self can have on improving our lives, and how we can begin to do that today.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Specializing in the intersection of health, longevity, and place, Ryan has reached tens of thousands of people through books, workshops, and online courses—and shared his insights everywhere from CBS News to Forbes. Ryan believes that where you live has an enormous influence on your quality of life and longevity. The right place elevates your well-being by helping promote purpose, facilitate relationships, catalyze physical health, support financial health, and inspire community engagement. On the flip side of that coin, the wrong place can do all the opposite. His best-selling book, Right Place, Right Time, is a guide helping readers find the right place for the 2nd half of their life. In it, he explores everything from different living situations (from staying in your current home, to downsizing, to intergenerational living and beyond), to exploring how different regions and neighborhoods have an influence on your health. GET THE BOOK: https://amzn.to/4muTz5k (affiliate link) While his book was decidedly focused on the 2nd half of life, Ryan has since founded Here, a company helping people of all ages and life stages unlock the power of place to transform their lives. The Internet has caused the largest migration in human history: from living in place to living online. The result? More and more of us disconnected from the places we call home. But those places profoundly affect every aspect of our wellbeing and lives. Through his work with Here, Ryan is looking to help people thrive by finding their right place. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

The most important things in life—the topics we like to cover on this podcast—have one thing in common: they take time. A strong financial portfolio doesn't happen overnight. Relationships that thrive require daily investment. Success at work comes from years of effort. Physical health is built by hitting the gym day-after-day-after day. Overnight success doesn't exist. Tenacity is the key to building the life you want. Which is why I'm so excited to introduce you to Mark Batterson. Mark is a prolific leader, speaker, author, and entrepreneur. A New York Times Best-Seller, he's written 24 books on topics such as building faith, improving relationships, establishing productive habits, and developing tenacity. Mark's entrepreneurial spirit led the church to open Ebenezers Coffeehouse, which, in its nearly 20 years of operation, has become the largest coffeehouse on Capitol Hill. Serving government workers, locals, and tourists, 100% of profits are funnelled back out to fund local and global outreach efforts. But none of this success came easy. When Batterson held his first worship gathering in D.C., in 1996, only three people showed up—his wife, his son, and himself. But tenacity, grit, and faithfulness wrote a different story. Even if you don't count yourself a religious person, there will be so much gold in this conversation for you. So stick with us!   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

For better or worse, so much of you are—and the person you become—is tied to your family of origin. Now, imagine if everything you knew about that family began to unravel overnight. That's exactly what happened to Steve Osborne. A successful tech entrepreneur, sales trainer, and commercial real estate investor, Steve's family roots and heritage seemed to not stray too far from his hometown of Cincinnati, Ohio. A dedicated family man, at the encouragement of his wife, Steve took an at-home DNA test to answer some questions about his ethnicity. What he learned was much more than he bargained for. That simple DNA test led Steve to the earthshattering realization that his dad was not his biological father. From there, dominoes about his family and heritage began to fall in rapid succession. With the help of his wife, Becky, a part-time forensic genealogist, Steve walked the arduous, emotionally taxing, and ultimately freeing journey of trying to untangle just exactly who he is. Overnight, Steve had become a member of a group he previously didn't even know existed—DNA orphans.  A few months ago, Steve released his first book detailing his incredible journey: DNA—Did Not Anticipate: How One Man's Search For His Roots Changed His Past, Future, and Definition of Family. https://amzn.to/3IC82y5 Steve's stranger-than-fiction story has to be heard to be believed. He has so much to share with us about identity, connection, and resilience,   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

When it comes to living well, there's a major portion of the American population being left behind.   Compared to their peers, they're 3x more likely to overdose; 4x more likely to commit suicide; and 14x more likely to be incarcerated. They graduate college at ½ the rate of their peers; make up 98% of all mass shooters; and are in the midst of record levels of mental illness.   Who is it? Young men.   For much of American history, women were passed over and ignored. Much has been done to remedy this—it's incredibly important work that is necessary and should continue. But while championing the continued rights of women, we can't ignore the fact that young men and boys are falling by the wayside at an alarming rate.   Experts point to any number of reasons, but one statistic jumps out to me. From 1960 until today, the percentage of single-parent households in America grew a whopping 311%.   Author, thought-leader, and pastor, Jon Tyson, wasn't willing to take a chance with his own son. Knowing that men are made, not born, he got to work. He read all that he could. He researched. He talked to experts. He experimented.   No matter who you are, I'm confident there is a boy or young man in your life that you could positively influence. This episode just might change their life… and yours.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Attorney. Entrepreneur. Novelist. Just one of those titles is enough to keep most people busy. But Nathaniel Sizemore is doing all three… and more. A graduate of the Vanderbilt Law School, where he served as the associate editor of the Vanderbilt Law Review, Nathaniel moved to the Washington, D.C. metro area after graduation to serve at a prominent law firm. There's the attorney. From there, he moved back to the Cincinnati area to join the family business, Sizemore & Company, where he serves as the Senior Vice President and General Counsel. He is also the co-founder and Division President of The Premier Resources Group, which he started from the ground up in 2014. There's the entrepreneur. Since then, he's somehow also managed to find the time to write two gripping legal thrillers. His first book, Deadly Division, was named a finalist for the prestigious Hawthorne Prize for American fiction. His follow up novel, The Cohort, climbed to the top of the new release legal thriller list on Amazon. And there's the novelist. Today, we're going to talk about what makes for a compelling story, how we can leverage it to create a great life, what it means to find balance, and how to switch back-and-forth between roles. All of this is important to building life, money, and a life well-lived. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Retirement is coming. Your plan, and your preparation, can be the difference between twilight years that are a pleasure… and those that are a pain. Consider this: the last 30 years has seen the first generation retiring primarily without a pension. As life expectancy increases, the need for retirement funds, and to use them wisely, has never been more important. To put it bluntly, retirement is a balancing act trying to avoid having more years of life than funds in the bank. That's where financial adviser Bill Bengen comes in. Bill first articulated the 4% percent rule for retirement funds—a now common strategy that suggests retirees can safely withdraw 4% of their total retirement savings during the first year of retirement, then adjust that amount annually for inflation. While the 4% rule is so common today, you'd be hard-pressed to find a financial adviser who doesn't recommend and practice it, it literally took a rocket scientist to get us there. A native of Brooklyn, Bill received a degree from MIT in aeronautics and astrophysics, even publishing a book on model rocketry. After working in his family's soda business for 17 years, Bill moved to California and opened a financial planning firm. He ran the business as fee-only (no commission) for 20 years, before selling it and retiring in 2013. Today, we're going to chat with this living legend about preparing for retirement, the research that led to the 4% rule, and how we can use it to our advantage. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

We dig into the podcast episode library to bring back one of the all time favorites. Ben digs into a great conversation with Bill Perkins to cover a lot of ground on a variety of topics that all relate to life, money, and living well. A can't miss episode!     Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.     Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.     This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

What does it take to become a legend? Excellence? Drive? Work ethic? A little bit of luck? Now, imagine becoming a legend not only in one avenue of life... but two. That's what Stan Smith has done.     At the age of 16, a young Stan set some simple (if not audacious) tennis-related goals for himself: to make the US Davis Cup Team; to become the best player in the US, to win Wimbledon; and to become the best player in the world. And then, he went about checking things off his list.     He was the #1 player in the US four times between 1969-1973. In 1972, he won Wimbledon's singles title. Later that same year, he was named the #1 player in the world.     In 1978, Stan changed the fashion world when Adidas took his name for their classic tennis shoe. One of the most popular, and iconic, shoes in history, Adidas continues to make Stan Smiths, and estimates it has sold over 40 million pairs since their introduction.     Inducted into the International Tennis Hall of Fame in 1987, Stan continues to take new ground. He is involved with a tennis academy in Hilton Head for young players, works with charitable organizations like The Boys and Girls Club & the Heritage Foundation, and is preparing to release a book in March called "Winning Trust."     Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.     Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.     This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

The first Bengal inducted into the Pro Football Hall of Fame, Anthony Munoz is widely considered the greatest offensive linemen in the history of the NFL. In his 13 seasons with the team, Munoz was selected to the NFL Pro Bowl 11 times.   Although his on-field accomplishments are the stuff of legend, it's the life he's built after leaving the gridiron that has cemented him to many as the most-beloved Bengal in our franchise's history.   Among other things, Anthony oversees the Munoz Foundation, an initiative that has impacted the lives of 55,000 local kids and teens through work as varied as scholarship awards, character camps, football clinics, and tutoring programs. He is a family man of deep faith, who is committed to his city and making the biggest positive impact possible.   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.   Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Steven Jarvis is "the most interesting CPA in the world!" Steven is a CPA and the founder of Retirement Tax Services, a tax firm that aims to bridge the gap between tax professionals, financial advisors, and their clients with one goal in mind—to reduce most people's largest expense in retirement: taxes! He's also the author of the book Don't Get Killed On Taxes — 20 of the Most Common Reasons You're Sending Too Much Money To The IRS. When he's not helping his clients keep more of their hard-earned money in their own pockets, Steven co-hosts "The Retirement Tax Podcast," which promises to be the "least-boring podcast about taxes." He spends his free time going on adventures with his family, running, and applying positive peer pressure to friends who want to train for their first race or triathlon. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.  Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Ben and Dave look at the past year in podcast guests, television, life highs, and what to look foward to in the new year. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.  Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

While we may all like different genres of music, there's one thing we can agree on: songwriting is an artform. Today, we get to connect with a living legend of songwriting. While you may not immediately recognize his name, if you've spent any time around country music, I'm betting you'll recognize his songs. Rivers Rutherford has written 29 Top-40 country songs for artists like Brooks and Dunn, Tim McGraw, Faith Hill, Brad Paisley and Blake Shelton. River's won so many songwriting awards we could fill the rest of our time together with them—and for his hard work, he was inducted in the Nashville Songwriters Hall of Fame in 2019. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.  Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Is money a source of stress in your life? If you answered "yes," you aren't alone. A recent study, from August 2024, uncovered some pretty stunning insights into the relationship between Americans, stress, and their wallets. When it comes to money, too many of us aren't living well. That's why I'm so excited to have James Lenhoff as our guest today. James is an entrepreneur, a certified financial planner, an author and podcaster, with one simple goal: to help release the pressure of financial stress that so many people feel. James is also the author of Living a Rich Life: The No-Regrets Guide to Building and Spending Wealth. Instead of focusing solely on spending, as many financial planners do, James looks below the surface to what is motivating our money habits. His book is filled to the brim with simple, actionable wisdom that could change the state of your bank account—and life. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.  Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

It's been said that a great father doesn't tell his kids how to live—instead, he lives well and lets them watch. I can say that's been the story for me. And today, you're going to get your own front row seat as I spend time with one of the most inspiring, motivational, and encouraging men I know. He also just happens to be my father.   Ron Beshear served over five decades at Northwestern Mutual, starting as a financial advisor and eventually becoming a managing partner at the Fortune 500 company. Alongside his wife, and my amazing mom, Mary, he started "Serving Your Purpose" in 1987, helping individuals and organizations clarify their purpose, generate greater personal satisfaction, and reach their highest potential.   With three published books, 10,000+ one-on-one interviews, and 55 years of marriage between them, Ron and Mary are highly sought after speakers, coaches, and experts on living lives of purpose.   I know he's my father, but it's not an exaggeration to say Ron has an outsized impact wherever he goes. His mission statement is to "live an outward-focused, others-centered life, serving individuals and institutions both personally and professionally for God's glory." As his son, I can say, he's done exactly that… and more.   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.    Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

  Blake has formed The Legacy Letter Challenge. His goal? Equipping 1 million mothers and fathers to pen letters that will help their children move into confidence, hope, resilience and success upon the time of their death.   Blake travels the country leading workshops on writing legacy letters, and delivering keynote addresses and leadership around the topic.   What Blake has to share today just might change the trajectory of your loved one's life after you are gone. It really is that important.   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.    Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

  Today, we're catching up with John Schlifske, the soon-to-be-retiring CEO of Northwestern Mutual. Under his leadership, Northwestern Mutual has reached new heights of success, excellence, and customer service.   As a private wealth advisor for Northwestern Mutual, I have been profoundly influenced by John's tenure, and count myself among the many people touched by his leadership and vision.   After joining Northwestern Mutual in 1987 as an investment specialist, John moved from portfolio manager to senior executive overseeing a variety of the company's operations. Besides serving as the Chief Executive Officer and Chairman for Northwestern Mutual, John also serves as a director on the board of Kohl's Corporation, a member of the Executive Committee of the American Council of Life Insurers' Board of Directors, and on the board of the Metropolitan Milwaukee Association of Commerce.   Today, we celebrate his legacy, learn from the challenges he's overcome, and glean some of the invaluable wisdom he has picked up along the way.   Today, we hit all three: life, money, and living well.   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.    Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

When you hear the word "coach," what comes to mind?   Maybe you think of icons like John Wooden, Vince Lombardi, or Pat Summit. Men and women who led their teams to remarkable achievements.   No matter what comes to mind for you, one thing is true: we never grow out of needing coaches. We all need people in our corner who can provide insight, a guiding hand, and encouragement to keep us going.   Today, we're connecting with one of the country's premier coaches. You've never seen him lifting a championship trophy on ESPN, but his leadership and insight has elevated the game for thousands.   A highly regarded performance coach and keynote speaker, Jordan Montgomery regularly coaches businesses executives, sales organizations, and entrepreneurs. He's worked with Fortune 500 companies, championship sports teams, and professional athletes.   Aside from his role as founder of Montgomery Companies, Jordan also spends his time podcasting and writing. His new book, The Art of Encouragement: How to Lead Teams, Spread Love, and Serve from the Heart arrives on bookshelves is available this July.   Affiliate Links: Jordan Montgomery: The Art of Encouragement John Maxwell: The 21 Irrefutable Laws of Leadership Jon Gordon: The Power of Positive Leadership Napoleon Hill: Think and Grow Rich Patrick Lencioni: The Five Dysfunctions of a Team Craig Groeschel: Think Ahead   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.    Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Today, we're going to be talking a whole lot of....bulls**t. What you might not realize, though, is that BS could be the very thing that leads to your next breakthrough. At least, that's what my guest, John W. Wright, believes. A high-school All-American in football, John was recruited by over 60 schools before committing to the University of Illinois. By the time John had finished there, he was the schools' (and the Big 10's) leading receiver, landing at #5 overall in NCAA history. He spent three years in the NFL before injuries forced him out of the game he loved. He might have taken off the helmet and pads, but he never lost the fire and grit. A keystone of his leadership style? Empowering others. Nowadays, John uses his 80 acre estate, Greyfield, as a training center for leaders. One of his secrets is what he calls "positive bulls**t." Today, he's going to unpack that for us, and we'll get into what it takes to build great teams, the role of mentors, and how to have lasting impact.   Affiliate Links: John's Book: Bulls**t: A Good Word and a Vital Part of Leadership The Alchemist: A Fable about following Your Dream Angela Duckworth: Grit: The Power of Passion and Perseverance   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.  Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

If someone is reckless, is that a good thing? Or a bad thing? Beth Guckenberger has a strong opinion about that. Beth lives in Cincinnati, Ohio. Along with her husband, Todd, they serve as co-executive directors of Back2Back Ministries, an international nonprofit dedicated to being a voice for orphaned and vulnerable children. Through a multipronged approach that meets spiritual, physical, educational, emotional and social needs, Back2Back is helping children across the globe overcome their life circumstances and break free from the cycle of generational poverty. Through Back2Back, over 30,000 people have traveled to serve orphaned and vulnerable children. 250 students have gained access to high school and college education. 37 children's homes are making the transitions away from institutional care to family-style care. And over 500 organizations have been trained in Trauma Competent Care, rippling out to influence over 250,000 children in 68 countries. Between biological, foster, and adoption, the Guckenbergers have raised 11 children. Beth has also authored 13 books, including Throw the First Punch, Reckless Faith, and her most recent work, Warrior of Eden. Beth's Book: Reckless Faith (affiliate link) After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.    Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

According to the statistics, men aren't doing well—at all.   Men have a life expectancy 5 years less than women. Men are 4x more likely to commit suicide, and are 2x more likely to have an alcohol related incident or death. The CDC says half of all men, age 18 or over, already have hypertension, and 40% are obese. Men are quickly being outpaced by their female counterparts in education, with nearly 70% of all graduate students being female. 98% of all mass shootings are carried out by a male perpetrator.   What's going on? Men are floundering. And the key to living well is learning to rise together.   My friend, Brian Tome, thinks he has an answer. The founding pastor of Crossroads Church in Cincinnati, recognized as one of the largest and fastest growing churches in the nation, Crossroads has purposefully run after men for the past 30 years... and it's working.   Brian's Book "5 Marks of a Man" (affiliate link)   Besides pastoring, Brian started MAN CAMP, a primitive weekend camping experience helping men reclaim the ancient code of manhood. Since its inception, some 30,000 men have attended, from all over the country and world.   Brian is also the best-selling author of The FIve Marks of a Man, a book which was not only instrumental for me, but for thousands upon thousands of men looking for practical, actionable wisdom on how to live in our changing world.   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice.    Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show.   This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Entrepreneurship is a sexy word to some… until they realize just how much work, grit, and bravery it takes to start your own business. It's not easy, and it's not for the faint of heart. Data from the US Bureau of Labor Statistics shows that 20% of new businesses fail during the first two years; 45% during the first five years; and 65% during the first 10 years. Only ¼ of all businesses will make it to the 15 year mark. Steve Wanamaker is an entrepreneur and businessman defying those odds. In 1998, along with his wife, Steve took out a $20,000 loan on his house to start a print magazine out of their spare bedroom. The rest is history. Since then, Steve has started multiple successful media companies, two of which have been acquired. In 2004, Steve's magazine, Inspire, was purchased by Gannett, a Fortune 500 media powerhouse that also owns The USA Today. And just last year, Steve sold his incredibly popular CDO Magazine, born from his time as co-director of MIT's Chief Data Officer Information Quality Symposium, to private equity firm Growth Catalyst Partners. Today, this online magazine has a global readership of 400,000 in more than 184 countries, and has been recognized as one of America's fastest-growing private companies. Steve remains at CDO Magazine as founder and publisher, as well as sitting on the board for UC Health and FC Cincinnati. We're going to talk about the real life of an entrepreneur, what it's like to sell one of your businesses, what's next for his career, and much, much more. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

What if you could know what was coming down the line? What if you could plan for the next stage of your life? What if you could learn that the wins and losses you were experiencing right now were perfectly normal? What if life was... well... surprisingly predictable? That's what my guest, Bobb Biehl, believes. And he has the resume to prove it. For nearly 50 years, Bobb has been an executive mentor, helping thousands of leaders clearly define, and reach, their dreams. Since 1976, he has consulted with over 500 clients—Chick Fil A, the European Leadership Forum, and Logos Software just to name a few—and over 5,000 executives. He's the author of 35 leadership and management tools in the area of personal and organizational development, and has been on the executive staff for World Vision Inc and a board member for Focus on the Family. Bobb's Book: Decade by Decade (affiliate link) Bobb has spent his life helping others, and along the way, has gained invaluable insights into the predictability of life. His newest book, Decade by Decade, walks readers through what to expect at each stage of life. As you learn what is "normal," it brings perspective to your own life, and it builds empathy for what your family members, friends, coworkers, and neighbors are experiencing in their respective phases of life as well. With a goal to help us confront the unpredictable, so we can enjoy the life we have right now, Bobb's book is a game changer. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Ben and Dave look at the past year in podcast guests, television, life highs, lows and what to look foward to in the new year. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Whether retirement seems like it's just around the corner, or so far off you can't even imagine it, it's coming just the same. And the choices you begin to put into place, today, will make all the difference. Keith Lawrence knows this first hand. After a 32-year career with Procter & Gamble, Keith has turned his attention to helping as many people as possible make their retirement the best years of their lives. Keith is one of the country's few certified retirement coaches, and is the author of Your Retirement Quest: 10 Secrets For Creating and Living a Fulfilling Retirement (affiliate link). Whether you are 19, or 90, you don't want to skip this one. Keith's proven track record, and his down-to-earth wisdom, could be the difference between a life you look forward to and one you dread. Today, he's sharing his best tips for preparing for an amazing retirement, no matter your age or stage of life. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

A recent study found that 66% of graduating high school students will make the jump to college. The biggest question each of them will face—how am I going to pay for this? Higher education prices are soaring (they've risen 180% since the 1980s) and getting financial aid is often a confusing process. Do I fill out the FAFSA or not? Does my 529 savings plan hurt my chances at aid? Is public institution a better deal than a private? What about community college? Higher education is one of life's most complex and most significant purchases. Today, we're going to try to clear the air about it. I'm joined by Chris Wills. For nearly a decade, Chris has been the president of College Inside Track, an organization helping families navigate the complicated college process, find the right fit, and get the best price at the schools they consider. Chris has done the deep dive into all things higher education, and his expert insights are invaluable. If you're a parent—no matter the age—you're going to want to save this one. Chris is a frequent contributor to the College Inside Track website, where his articles like "The 5 Myths of College Costs" and "4 Mistakes Families Make That Increase the Cost of College" have influenced thousands of families. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Dan Buettner is letting the secret out—and what he has to say just might change the trajectory, and longevity, of your life. You're gonna want to lean in on this one. Dan discovered five places in the world—he calls them Blue Zones—where people live the longest, healthiest, lives—Okinawa, Japan; Sardinia, Italy; Nicoya, Costa Rica; Ikaria, Greece; and Loma Linda, California. Spending significant time in these Blue Zones, Dan is unlocking the secrets that make these places so special. And he's bringing it to the world. Dan's Book: The Blue Zones Secrets for Living Longer: Lessons from the Healthiest Places on Earth (affiliate link) Dan has taken his message of a longer, healthier, happier life to The Today Show, Oprah, and Good Morning America. He's given keynote addresses at TEDMED and Google, and is putting his life-changing research into practice by partnering with governments, employers, and insurance companies to implement Blue Zones Projects—well-being initiatives based around his Blue Zones research. Dan is also a National Geographic Fellow, a three-time Guinness World Record holder for distance cycling, and an entrepreneur. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Brief legal disclaimer: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professionals before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

You may not know their names, but I'm betting their story will grip you. Kim and Laurie Baird were small town sweethearts. Young and in love, Laurie was 19 when they got married. With barely a penny to their name, they had to borrow a car for their honeymoon. They didn't have much, but they were committed to each other. While on paper, things were looking good for the Bairds, in their home it was a different story. As success was building, their marriage was crumbling. With their three kids out of the house, things hit a crisis. After thirty years of marriage, The Bairds were at their wits end. They ended up separating, sitting on the knife-edge of divorce. There was hurt, shame, and anger. But then they made an unexpected choice. They held on—just a little bit longer. And it made all the difference. They don't have a book, or an online course they're trying to sell—they're two people who have walked a difficult road, and come out the other side passionate about marriage. Today, we're going to hear their story, and pick up lessons they had to learn the hard way. It's all about perseverance, perspective, and hanging on. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

It's not hard to tell, we live in a divided world. In fact, there are times it seems as divided as ever. Everything from race to gender, economic status to political lines, even your favorite sports team—they've all been weaponized as reasons to pull away from people who don't look, think, or believe like us. More than just pointing out a problem (there are plenty of people who can do that), Chuck is piloting a solution—one that's having an impact around the nation and world. Chuck Mingo is the CEO and founder of UNDIVIDED, a movement activating communities for racial healing and justice. From corporate boardrooms to prison facilities, the power of UNDIVIDED can be seen in thousands of lives changed. Chuck's Book: Living Undivided (affiliate link) A teaching pastor at one of the nation's largest churches, UNDIVIDED started as a project meant for his church community. Since those early days, it's grown exponentially. Capitalizing on storytelling, empathy, and the pain of exclusion, UNDIVIDED has a proven track record of teaching empathy and bringing people from all backgrounds together. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Emily Chang's resume is the stuff of dreams. It begins at Procter & Gamble, where she spent 11 years, finishing as Global Associate Marketing Director for Personal Health Care. Then, she worked for Apple, helping to establish the face of the brand in China, where she was promoted to Head of Retail Marketing for Asia. She moved to Intercontinental Hotel Group, one of the world's leading hotel companies, where she served as Chief Commercial Officer. Then Starbucks, where she looked after branded customer experience, first as Chief Marketing Officer of China before becoming the Senior Vice President of Marketing in Seattle. While we could talk for the next hour about her business success and learnings (and we will), it's what she's done with her spare bedroom that sets her lightyears above her peers. As her career has taken twists and turns, Emily's family has maintained a spare room in each of their homes. These rooms are given to young people facing abuse, neglect and marginalization. The spare room has become a sanctuary for nearly 20 young people, each who, in their own way, have become part of Emily's family. Her bestselling book, The Spare Room: Define Your Social Legacy (affiliate link) to Live a More Intentional Life and Lead with Authentic Purpose shares the stories of her spare room, and how defining your legacy is imperative for everyone—from CEOs to stay-at-home dads. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life.   Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

In the mid-90s, Mark Whitacre was a hot-shot young business man. At 32, he became the Bioproducts Division president at multinational corporation Archer Daniels Midland. By 35, he was the corporate vice president and next in line for the top seat. His star was on the rise and moving fast. But everything at ADM was not as it seemed. Threatened with exposure, Mark became the highest-level executive to ever turn whistleblower in U.S. history. For three years he worked undercover for the FBI, helping to expose an illegal price-fixing scheme at work in the highest levels of leadership at ADM. Mark could have been a national hero. But then another discovery was made. Even as he was helping the FBI, Mark was embezzling money from the company, to the tune of $9.5 million. When the FBI uncovered this truth about their prized informant, he lost immunity, was prosecuted, and sentenced to 9 years in federal prison. That could have been the end for Mark Whitacre—but it wasn't. Through rehabilitation and a spiritual rebirth during his prison sentence, Mark has committed himself to a life of integrity and honesty. His story will both mesmerize and inspire you. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

It's said that money doesn't buy happiness. That's true—but it's not hard to understand that having your financial life in order makes living a happy life that much easier. As is the case with so many other things, the earlier you get on the road to financial literacy, the better. That's where Stephen Carter comes in. Stephen is an author, speaker, and Director of Entrepreneurship at Cincinnati Hills Christian Academy, where he has built a nationally-recognized program teaching students the basics of business. He's also the founder of Seed Tree Group, which teaches money management and wealth building to teenagers and young adults. Alongside his book of the same name, The Seed Tree: A Financial Fable, Stephen is changing the financial trajectory of an entire generation. Through the power of story, Stephen covers concepts like how to create a budget, finding a first job, setting up a ROTH IRA and developing an investment plan that harnesses the power of compound interest. If you have children at home, this is a can't miss conversation. But even if you don't, Stephen has the wisdom to help direct us all toward greater degrees of financial freedom. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

It doesn't matter what your life looks like—from starting businesses to raising kids—creativity is an asset we could all benefit from. But how, when only 2% of us would be considered creative geniuses? That's where Todd Henry comes in. Self-styled as an "arms dealer for the creative revolution," Todd is a writer, podcaster, and keynote speaker helping others tap into their inner (and long lost) creative. His work has been featured in the Harvard Business Review, Forbes, and Bloomberg Businessweek. He's authored 6 books, including "The Accidental Creative" and "Daily Creative." His expertise is going to open doors and get our creative juices flowing. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast Jeff Bloomfield is the CEO of BrainTrust, an agency helping some of the world's biggest companies (Johnson & Johnson, Mitsubishi, and John Deere just to name a few) communicate more effectively. What's his secret? Neuroscience. The first of his blue-collar farming family to attend college, Jeff learned the power of hard work and storytelling from his grandfather. After graduation, Jeff entered the field of biotech, and came face-to-face with the burgeoning field of neuroscience. Jeff's incredible expertise lives at the intersection of brain biology and human psychology. What he's going to share today just might change the way you speak tomorrow. Jeff's a highly sought-after keynote speaker, author, and podcaster, as well as a devoted husband and father. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast Today, we talk with Cory Carlson. As an entrepreneur, former executive, husband, and father of three, Cory Carlson understands the pressures working parents face. He is passionate about helping business leaders win at home and work. Twenty years in corporate America gave Cory amazing opportunities as he worked his way up to the executive level. But he also saw brokenness: work without purpose, burnout, lack of focus, strained marriages, and absentee parents. Business leaders especially were often not living life to the fullest. When Cory discovered coaching, it helped him become a better leader, husband, and father. So he left his corporate career to help other leaders win at work and at home. Cory does this through executive coaching, speaking, and writing. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast Today, we talk with the author of The Psychology of Money, Morgan Housel. His book has sold over two million copies and translated into 52 languages. Morgan is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism. He serves on the board of directors at Markel and is a partner at the Collaborative Fund. After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast Today, we sit down with the author of Die with Zero, Bill Perkins. Listen as we dive into what that exactly means! Should you spend your money now, or save for retirement? Can you do both? Let's learn how to live a more fulfilling life while preparing for the future. Key Points in Today's Episode:       Who is Bill Perkins? (2:40)    What is a goal post? (14:25)    What is 'Memory Dividend'? (21:00)    'Time buckets' Defined (24:25)    How does Bill plan Financially? (38:53)    Charity and Experience Fulfillment (42:00)   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.  

Welcome to the Life, Money, and Living Well Podcast   In today's episode, we talk about a question we have been getting a lot recently- "Should I pay off my mortgage early?" Generally, there are two types of people that ask this question:   Those that hate debt and they cannot wait to get it off their backs. Those that are looking for what the best deal is in the long run.    We are going to dive in to the numbers of this decision and also discuss what four big things we believe you should do before considering paying off your mortgage.   Key Points in Today's Episode:      The predictability of the market (3:06)    What is going to yield the highest return (6:19)    Four big things to do before paying off your mortgage (6:47) After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast In today's episode, we talk about retirement! We dissect five different types of retirement and how to decide what the best option is for you based on your lifestyle, your goals, your passions, and, of course, your finances.    Key Points in Today's Episode:       Retire Early (9:00)    Mini Retirements (10:37)    Second Act or Passion Project (12:03)    Traditional (13:00)    Never Retire (13:52)   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast Today, we talk about Money and Happiness. Do you really need money to be happy? How much money do you need to be happy? Your host Ben will go through 5 big ideas that will allow you to use money as a tool, to live a more fulfilling life.  Key Points in Today's Episode:     Buy experiences instead of things (4:18)    Automate everything that's important (6:00)    Be present (9:40)    Be generous (11:33)    Practice gratitude (14:26)   After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.

Welcome to the Life, Money, and Living Well Podcast In today's episode, we talk about  how to make a decision on buying a house! How much house is too much house? What is affordable? How should I think about it? We explain important elements when buying a house and how to make this decision conducive in regards to your financial well-being. It's a big decision, so it's important to know your goals for yourself and your family when planning– do you want your children to be within walking distance of their friends' houses? Is the yard big enough for your pets?  Key Points in Today's Episode:  3 non-financial Cs (2:24)    5 financial questions to ask before buying a house (7:37) After 20 years as a financial services professional and completing thousands of financial plans for clients…Ben shares the secrets to building wealth, but more importantly building a fulfilling life. Here is a brief legal disclaimer about today's episode: This podcast is intended for informational purposes only. The ideas and opinions on this episode do not constitute tax, legal or investment advice. Listeners should seek the input of their own tax, legal, and financial planning professional before acting on any of the information provided. Any speaker on this podcast expresses ideas that are subjective to the time of the recording, and are subject to change without notice, and are not always indicative of the opinions of the underwriters of this show. This episode should not replace the diligence of a full financial plan with a financial planning professional that can take your specific situation into account.