Loans Elevated

Most self-employed borrowers assume they don’t qualify because their tax returns don’t show enough income.But what if the problem isn’t your income… it’s how lenders are measuring it?In this episode, we break down how bank statement loans work, why they can be a game-changer for business owners, and how holistic mortgage planning can dramatically increase buying power.We also walk through a real scenario where a borrower went from showing $30K/year on tax returns to qualifying with over $84K/month in income using bank statements.If you’re self-employed — or work with self-employed clients — this is an episode you need to hear.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

What does it actually take to build something that lasts in real estate?In this live episode of the Loans Elevated Podcast, recorded at the Hale Centre Theatre, we sit down with Steve Maddox — the founder of Edge Homes — to talk about his journey from real estate agent to building one of the largest homebuilding companies in Utah.This conversation goes far beyond tactics.Steve shares what shaped his approach to business, the lessons he learned along the way, and how shifting from thinking like an agent to thinking like a business owner changed everything.We get into: The difference between building a career vs building a business  Why focus and discipline matter more than doing everything  Lessons from scaling a real estate company over decades  The role agents play in helping families create meaningful lives through homeownership  What it really means to build something bigger than yourself This episode is for anyone in real estate who wants to think long-term, operate at a higher level, and build something that actually lasts.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most buyers are chasing the same move-in ready homes and losing.But what if the best opportunity in today’s market is the one that needs work?In this episode, we break down how renovation loans are helping buyers get into better homes, better locations, and create equity from day one… while giving agents a way to unlock inventory and create deals that wouldn’t exist otherwise.If you’re feeling stuck in this market, this is a strategy worth understanding.What You’ll Learn Why overlooked homes are becoming the best opportunities in today’s market  How renovation loans allow buyers to finance upgrades into the purchase  How to turn “fixer-uppers” into move-in-ready homes  Why agents are using this strategy to create deals instead of chasing them  How renovation loans can improve affordability and long-term valueSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Mortgage rates were expected to fall… but instead, they spiked.In this episode, we break down what’s really happening behind the scenes — and why this market could actually create opportunity for buyers who know how to play it right.We dig into: Why mortgage rates are rising (even during global conflict)  How oil prices are impacting inflation — and your payment  What this means for buyers, sellers, and refinances  The mistake most people make trying to “time the market”  Best case vs worst case scenarios moving forward The reality? Most people are reacting emotionally right now — but the ones who stay strategic are the ones who win long term.If you’re thinking about buying, refinancing, or just trying to understand what’s going on… this episode will give you clarity.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most agents are still building their business by chasing the next deal.Cold calls.Open houses.Buying leads.It works… until it doesn’t.In this episode, Dustin Brohm breaks down the shift from chasing business to building a system that attracts clients instead.No gimmicks.No shortcuts.Just what’s actually working right now.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most people think the Great Salt Lake is just an environmental issue.It’s not.This is a public health risk, an economic risk, and a real estate risk for the entire state of Utah.In this episode, we sit down with Josh Romney to break down what’s actually happening — and what it means for homeowners, investors, and the future of Utah.We cover: The real risks most people aren’t aware of  How this could impact where people choose to live  Why the next few years are critical  What solutions are actually on the table  How individuals and businesses can make a meaningful impact If you want to learn more or get involved, you can visit gslrising.org, the initiative leading efforts to restore the Great Salt Lake and drive real solutions.If you live in Utah or have any stake in real estate here, this conversation is one you need to understand.To Review Your Mortgage Strategy Visit: loanselevated.com/mortgage-auditSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

If you had enough cash to buy a house outright… would you?Most people say yes.But the wealthy do the opposite.In this episode, we break down why high-net-worth individuals and billionaires still choose to finance real estate—and what that reveals about leverage, liquidity, and long-term wealth strategy.We cover: Why paying cash isn’t always the smartest move  The real difference between good debt and bad debt  How liquidity creates opportunity (and reduces risk)  Why equity alone doesn’t build wealth  A simple mindset shift that changes how you view mortgages forever If you’ve ever thought “I just want to be debt-free,” this conversation will challenge that belief—and show you a smarter way to think about money.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most people don’t have a content problem.They have a communication problem.And it’s costing them attention, trust, and real business.In this episode of the Loans Elevated Podcast, we sit down with Neel Dhingra to break down why most content gets ignored—and what actually makes people pay attention in today’s market.We go beyond surface-level tactics and into what really drives results: framing, positioning, and intentional communication.If you’re a realtor, loan officer, or business owner trying to grow your brand, this episode will challenge how you think about content—and show you how to stand out in a crowded market.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

For years, people have been predicting a housing crash.But when you actually look at the data, the story is very different.In this episode of the Loans Elevated Podcast, we break down why a 2008-style housing crash is extremely unlikely in Utah and what the numbers are really showing about the housing market today.We cover:What actually causes real estate crashesWhy the 2022–2025 housing market was the ultimate stress testThe real story behind inventory and demand in UtahWhy foreclosure headlines can be misleadingThe one potential “gray swan” risk that could affect housing supplyIf you’ve been waiting on the sidelines for a crash before buying real estate, this episode will challenge that thinking.For more market insights, tools, and mortgage strategies, visit:LoansElevated.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Reverse mortgages might be the most misunderstood financial tool in housing and retirement planning. In this episode, we break down what they actually are, where the bad reputation came from, and how sophisticated investors and financial planners are starting to use them strategically.We cover why reverse mortgages create flexibility in retirement, how they can unlock liquidity without forcing homeowners to sell assets, and why wealthy individuals often prefer debt over spending their own cash.Instead of viewing mortgages in isolation, we dive into the concept of Holistic Mortgage Planning™️, looking at your entire portfolio to optimize wealth, lifestyle, and long-term financial outcomes.If you’ve ever heard that reverse mortgages are dangerous, confusing, or only a last-resort option, this conversation will challenge that assumption and give you a clear framework for understanding how they actually work.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

We received a comment that said:“Realtors and mortgage brokers are the most overvalued occupations in the country… I pray they all lose their jobs.”So we decided to address it head-on.In this episode of Loans Elevated, the three of us break down:Are mortgage lenders and real estate agents actually overpaid?The real problem with low-barrier-to-entry industriesWhy “drive-through mortgages” create bad experiencesHow AI will eliminate paper pushersWhy strategy is what truly mattersThe difference between order takers and real consultantsHow the wrong advice can cost you $50,000+ in just two yearsWe explain why most of the frustration people feel isn’t wrong, but it’s misdirected.There are hobbyists in this industry. There are basement brokers. There are paper pushers.But there’s also a massive difference between transaction coordinators and strategic advisors.If you’re buying a home, investing, or building long-term wealth, this episode will change how you evaluate professionals and potentially save you hundreds of thousands over time.—📩 Want to work with a real strategic advisor? Request a Strategic Mortgage Audit at: LoansElevated.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Crypto is down. Markets are volatile. Headlines are loud, but does that mean the housing market is next to crash?In this episode of the Loans Elevated Podcast, we break down: • Why crypto and housing don’t move together • What actually slowed real estate in 2022 • How housing behaves in recessions • Why fundamental demand keeps housing different than stocks or commodities • What this means for buyers, sellers, and investors right nowNo hype. Just clarity.🔗 Want a personalized strategy review? Visit: LoansElevated.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Real estate investing isn’t about chasing cash flow, and that misconception is why most investors never build real wealth.In this episode, Broch and Jack Andrews unpack the 4 Pillars of Real Estate Wealth and explain how experienced investors evaluate deals differently than the average buyer.They explore: • Why cash flow alone can be misleading • How appreciation and equity create long-term leverage • The overlooked power of tax strategy and depreciation • Cost segregation and accelerated write-offs • 1031 exchanges and generational planning • Risk management, liquidity, and staying solvent • Why planning beats speculation every timeWhether you’re a homeowner, a first-time investor, or someone looking to optimize an existing portfolio, this episode will change how you think about real estate.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The Utah housing market has been stuck in an unusual place, not booming, not crashing, just… running in place.In this episode of the Loans Elevated Podcast, we break down the 2026 Utah housing outlook using real market data and recent economic trends. Despite loud headlines predicting a crash, the numbers tell a calmer story: prices are mostly flat, sales volume is low, and pent-up demand is quietly building underneath the surface.We cover: • Why Utah home prices have barely moved since 2022 • The impact of historically low transaction volume • Why sellers aren’t desperate, and buyers aren’t rushing • What today’s market rewards (and punishes) • Why long-term fundamentals in Utah remain strong • What prepared buyers are doing differently right nowIf you’re waiting for the “perfect” time to buy, this episode explains why the opportunity may already be here.🔗 Learn more at loanselevated.comPresented by Loans Elevated, powered by The Lassig Team at CrossCountry Mortgage.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most people hire a realtor or lender based on price, rate, or commission.That decision can quietly cost them years of financial progress.In this episode, we expose the uncomfortable truth about experience in real estate and mortgage lending and why transparency matters more than ever.We cover:The shocking breakdown of agent productivityWhy cheap commission often leads to worse outcomesHow inexperienced lenders create massive long-term riskThe power of holistic mortgage planningA real story that proves liquidity beats low paymentsIf you’re buying, selling, or advising clients — this episode is a must-listen.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Mortgage rates are falling, and refinances are booming.But for many homeowners, refinancing isn’t the best solution.In this episode, we break down a powerful but often ignored strategy: selling and rebuying to reset your financial life.Using real-world math, we explain how homeowners are:Paying thousands each month in unnecessary consumer debtSitting on trapped equity, they don’t know how to accessMaking emotional decisions instead of strategic onesWe also discuss why:Mortgage debt is fundamentally different from credit card debtHomeownership creates leverage that renters may never haveFirst-time buyers waiting on the sidelines may be falling behindThis conversation isn’t about timing the market — it’s about understanding how housing can be used as a financial tool.If you’re feeling stuck, stressed, or unsure of your next move, this episode gives you clarity.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Mortgage rates don’t move because of politics—they move because of markets, incentives, and supply & demand.In this episode of the Loans Elevated Podcast, we break down recent headlines surrounding Trump, mortgage-backed securities, and housing affordability, and explain what actually matters beneath the noise.You’ll learn:How mortgage-backed securities influence ratesWhy a $200B MBS purchase is meaningfulThe difference between real demand vs money printingWhy banning institutional buyers won’t fix affordabilityThis episode is about thinking clearly, staying objective, and making decisions based on math—not fear.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Where are mortgage rates headed in 2026?Instead of guessing exact numbers, this episode focuses on what actually drives rates and how buyers and homeowners can win regardless of volatility.We break down inflation, job data, AI-driven economic shifts, housing demand, and the real wild cards shaping the market this year. More importantly, we explain why strategy, structure, and execution matter far more than timing the perfect rate.If you’re waiting for certainty, this episode is for you.Key themes:Why rate predictions are usually wrongWhy lower rates haven’t unlocked buyers yetHow fear and uncertainty stall housing marketsThe smartest way to refinance in a falling-rate environmentWhy readiness beats waiting in 2026Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Property taxes can quietly cost Utah homeowners thousands of dollars over time, and most people don’t even realize they can challenge them.In this episode of the Loans Elevated Podcast, we break down how property taxes actually work in Utah, what it means to live in a non-disclosure state, and how homeowners can dispute over-assessed values to reduce their monthly payments.We cover:• What a non-disclosure state really means• When and how to challenge your property tax assessment• Common mistakes counties make when valuing homes• New construction tax surprises• Veteran, senior, disability, and hardship tax abatements• How escrow shortages happen and how refinancing can helpThis episode is packed with actionable insights that could save you hundreds (or even thousands) per year.Resources:• Learn more: https://www.LoansElevated.com• Questions about your property taxes or escrow? Contact our teamSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Portable mortgages are back in the news — but can they actually work in the United States?In this episode, the Loans Elevated squad breaks down why this “solution” sounds appealing but falls apart once you understand the U.S. mortgage system, MBS, investor risk, and how modern housing finance works.We cover:What a portable mortgage is (and why borrowers love the idea)Why the U.S. financial system and MBS make portability nearly impossibleHow other countries use portable mortgages — and why they rely on balloon-style termsWhy assumable mortgages don’t fix the lock-in effectThe real affordability issue no one is talking aboutWhen a higher rate actually creates more household wealthWhy financial education matters more than new loan productsIf you want clarity—not clickbait—around affordability solutions, this episode will help reset expectations and show you what truly drives better financial outcomes.Have questions or want us to run your scenario? Visit loanselevated.com.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

This week we’re recording from Mexico and talking about the one topic nearly everyone has an opinion on: timeshares.Are they worth it? Are they ever a smart financial move? Do they actually save you money on vacations? And most importantly… How do they affect your mortgage and credit?In this candid episode, we share: • Why timeshares prey on emotions • The “exclusivity” lie • The hidden financing trap (16%+ interest!) • Why timeshare debt counts as a mortgage • And how most owners lose money on resaleIf you’ve ever been approached on vacation, this episode is your lifeline.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Are rising foreclosure and bankruptcy headlines signaling a housing crash? In this episode of the Loans Elevated Podcast, we break down the actual data — not the fear-based headlines — to reveal what’s really happening in the housing market across Utah and nationwide.We cover: • How today’s delinquencies compare to pre-COVID normals • Why foreclosure inventory is FAR below historical averages • The real story behind rising bankruptcy filings • How negative equity remains near historic lows (2% vs. 26% in 2009) • Why vacancy rates matter — and what they tell us today • The unemployment “trigger point” that could shift the market • What would actually need to happen for a housing collapseSpoiler: Many of the metrics would need to double or triple before we hit legitimate red-flag territory.We also discuss: • Why consumer debt — not mortgage debt — is straining households • How homeowners can use equity strategically during uncertain times • Why liquidity and planning matter more than ever • The danger of making decisions from headlines instead of dataIf you’re a homeowner, buyer, investor, or real estate professional, this is your deep dive into the truth behind today’s housing market.🎧 Tune in to stay informed, not influenced.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Everyone’s talking about Trump’s floated idea of 50-year (and even 100-year) mortgages, but do longer loan terms actually solve the affordability problem? In this episode, we break down the math, the psychology, and the reality behind why housing feels unaffordable… and what’s truly driving the crisis.Inside the episode: • The emotional vs mathematical side of affordability • Hidden ownership costs skyrocketing beyond rates & prices • Why stretching to a 50-year mortgage barely changes your payment • How to get into a home strategically • The #1 reason most buyers still feel stuck • Tactical strategies: subsidy accounts, co-investing, house hacking & moreIf you want real strategies (not headlines) to make homeownership work in 2025, this episode is for you.👉 Get the Holistic Mortgage Planning eBook: hmpbook.com 👉 Follow Loans Elevated on YouTube & Instagram for weekly market updatesSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Big changes are hitting the solar industry.2025 legislation is ending key federal tax credits and reshaping how solar systems are sold and financed.In this episode, TJ and Broch share what every Utah homeowner should know: ☀️ How the 2025 law impacts solar incentives 🏠 When solar actually makes financial sense (and when it doesn’t) 💰 The new solar-assist mortgage programs that can fund down payments, roofs, or rate buydowns ⚡ How to calculate your breakeven and avoid paying for someone’s commissionIf you’ve ever wondered whether solar is worth it—or how to do it strategically—this episode breaks it all down in true Loans Elevated fashion: no fluff, just facts.🎧 Listen now and share your thoughts on Instagram → @LoansElevatedSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Utah is entering what experts call “The Decade of Decision.” With the 2034 Winter Olympics officially on the horizon, every choice we make today—about growth, housing, water, and infrastructure—will shape the Utah we live in tomorrow.In this episode, the Loans Elevated team breaks down highlights from the new KEM C. Gardner Institute report and explores: 🏔️ What we learned from the 2002 Winter Games 🏘️ How population growth and housing supply will impact affordability 💧 The Great Salt Lake and Utah’s water plan 💡 The Magnificent 7 strengths that make Utah’s economy resilient ⚠️ The Troubling 7 challenges we must address before 2034Whether you’re a homeowner, investor, or just proud to call Utah home—this conversation will help you see what’s coming and how to prepare for it.🎧 Listen now and join the conversation about Utah’s future.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The Fed just cut rates… so why are mortgage rates getting worse?In this week’s episode of The Loans Elevated Podcast, Broch and TJ break down the recent Fed announcement — the October 2025 rate cut — and why the headlines don’t tell the full story. From the ongoing sell-off of mortgage-backed securities to the Fed’s mixed signals on inflation, they unpack what really drives mortgage rates and why your clients may see higher pricing even after a rate cut.They also discuss how Amazon’s massive AI-driven layoffs and the political tension between Jerome Powell and President Trump are shaping investor sentiment and economic policy. The result? A volatile mortgage market and a lot of consumer confusion.If you’ve ever had a buyer text you, “Did my rate drop 0.25%?” — this episode is for you.👉 Read the full breakdown: https://www.loanselevated.com/elevated-insights/mortgage-rates-vs-fed-funds-rateSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Think Black Friday only happens at Target? Think again.In this week’s episode, the Loans Elevated podcast breaks down why Q4 is secretly one of the best times to buy real estate and how smart buyers and investors can use this season to negotiate thousands off list prices.We’re talking:📉 Rates trending lower while inventory climbs🏠 Sellers are more motivated (and willing to negotiate)🧠 Data showing Q4 homes often appraise above purchase price💰 How investors use Q4 purchases for year-end tax advantagesThis year, the numbers are aligning with more listings, lower rates, and better leverage. Whether you’re a first-time buyer, investor, or just curious about market timing, this episode shows how to make the market work for you before year’s end.🎧 Tune in and subscribe for your weekly market insights, brought to you by The Lassig Team at CrossCountry Mortgage, a nationally ranked top 1% mortgage team.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

When the government shuts down, it’s not just politics—it’s personal. From TSA employees missing paychecks to delays in government-backed loans, the ripple effects can impact everything from your mortgage process to your next flight.In this week’s episode of Loans Elevated, we break down what the current government shutdown means for homebuyers, homeowners, and industry professionals. We discuss which loan programs are most affected (like USDA), what delays you can expect for tax transcripts and verifications, and how to proactively protect your loan from disruption.You’ll also hear about the broader market impact—why missing jobs data can stall mortgage rate movement, how the shutdown creates bottlenecks across the housing process, and why calm, proactive communication with clients matters most right now.If you’re buying, refinancing, or advising clients, this episode gives you the facts, not the fear.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Utah is transforming before our eyes. From the Inland Port and The Point project to massive tech and infrastructure expansions, the state’s economic engine is running hotter than ever—and that means major opportunities for homeowners and investors.In this week’s episode of Loans Elevated, Broch sits down with Jack Andrews of Edge Homes to break down what these massive developments mean for Utah’s housing market. They explore how multi-billion-dollar projects, including the upcoming 2034 Winter Olympics, will reshape property values, drive population growth, and impact affordability across the Wasatch Front.Whether you’re a real estate agent, investor, or first-time buyer, this episode connects the dots between Utah’s rapid growth, limited buildable land, and long-term housing demand. Learn why now—before the next economic wave hits—might be the smartest time to buy or invest in Utah real estate.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

When the Federal Reserve announces a rate cut, most people expect mortgage rates to drop too. But here’s the truth: Fed funds rates and mortgage rates aren’t directly tied, and that’s where so much confusion comes in.In this week’s episode of Loans Elevated, we break down the difference between Fed rate cuts, Treasury yields, and mortgage-backed securities. We explain why mortgage rates often move before Fed announcements, why the 10-year Treasury is the real market to watch, and how jobs data is currently the single biggest driver of mortgage rates.Whether you’re a homebuyer wondering if now is the right time to lock, or a real estate agent advising clients, this episode gives you the tools to cut through the headlines and understand what actually moves mortgage rates. Timing matters—and knowing the difference between hype and reality can save thousands on a monthly payment.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Rates are falling—and with them comes one of the biggest opportunities buyers and homeowners have seen in years.In this episode of Loans Elevated, we break down why waiting for the “perfect” rate could cost you tens of thousands in lost buying power. You’ll learn:How a 1% drop in rates adds 50,000 new Utah buyers to the market (and what that means for competition)The math behind refinancing with no break-even period—saving $300+ per month instantlyWhy skipping payments and escrow refunds make refinancing profitable from day oneHow our Client for Life program eliminates lender fees foreverCreative strategies for first-time buyers, including FHA streamline refinances and seller concessionsWhether you’re buying, refinancing, or just watching the market, this episode shows you how to make money on the money—and why hesitation might be your most expensive mistake.👉 Run your numbers with our free Strategic Mortgage Audit: loanselevated.com/mortgage-audit 👉 Download our free eBook: HMPbook.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Everyone says we need more affordable housing—but why is it so hard to actually build it?In this episode of Loans Elevated, we sit down with Josh Best of Countryside Homes to unpack the real reasons behind Utah’s housing affordability crisis. From zoning roadblocks and city politics to skyrocketing labor costs and fees, we reveal what’s really driving prices higher—and what (if anything) can fix it.You’ll learn:Why zoning rules and city councils often kill affordability before a project startsHow labor shortages, tariffs, and fees add tens of thousands to home pricesWhy a 40-year mortgage isn’t the solution most people think it isHow builders are negotiating behind the scenes to keep homes “affordable”What buyers should really focus on in today’s market to get into a home 👉 Run your own numbers with our Strategic Mortgage Audit: loanselevated.com/mortgage-audit🎧 Listen now for an inside look at the people, politics, and pressures shaping today’s housing market.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The jobs market just showed its first real cracks in 5 years—and the ripple effect is already hitting mortgage rates.In this week’s Loans Elevated episode, we break down the latest BLS report, Fed expectations, and why this could be the golden window for buyers.You’ll learn:Why unemployment and weak job growth are now the #1 driver of mortgage ratesWhy Fed cuts in September are already “priced in”The risk of stagflation if the Fed moves too aggressivelyHow today mirrors the 1980s rate whiplash (and why that matters now)Why now may be the perfect moment to buy—before the crowd jumps back inSmart ways to use HELOCs and refinancing to consolidate debt without losing your low COVID-era rate👉 Want to know what this shift means for your numbers? Get a free Strategic Mortgage Audit: loanselevated.com/mortgage-audit🎧 Listen now and learn how to position yourself before the market reacts.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Why are some listings flying off the market while others sit for weeks or months?In this episode of Loans Elevated, we bring on top Utah realtor Nick Gonzalez to debate the age-old question: What sells a home faster—compelling price or superior quality?You’ll learn:Why “days on market” is like cancer for listingsHow buyers actually calculate value (hint: they exaggerate repair costs 5–10x)When to upgrade before listing vs. when to drop priceWhy unrepresented buyers are a massive untapped opportunity right nowHow certainty beats “top dollar” in today’s market negotiationsWhether you’re a seller trying to net the most, or an agent trying to guide clients through a shifting market, this episode will give you a blueprint for smarter strategy.🎧 Listen now and avoid the mistakes that cost sellers tens of thousands.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Is real estate still a legit path to retirement in 2025?In this episode of Loans Elevated, we tackle one of the most common questions we get from clients: Can I still become a millionaire through real estate in today’s market?You’ll learn:Why seller financing isn’t always the “golden ticket” (and the risks of due-on-sale clauses)The truth about chasing cash flow vs. banking on appreciationHow buying just 2 homes in your lifetime can set you up with multimillion-dollar retirement wealthA step-by-step example of turning a $450K starter home into a $2.8M asset + $1.2M in investmentsThe rental portfolio loop: how to use HELOCs & primaries to scale smarterReal estate may not be the flashy play right now, but the math proves it’s still one of the cleanest, most certain paths to generational wealth.👉 Want to run your own numbers? Start with our free Mortgage Audit: LoansElevated.com/mortgage-audit🎧 Tune in now and rethink what’s possible with just a couple of smart real estate moves.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

What separates a good home from a truly great one? For Sage Homes, it’s uncompromising quality, obsessive attention to detail, and a culture that puts people first.In this episode of Loans Elevated, we sit down with Doug from Sage Homes to uncover:How Sage achieves flawless fit and finish—even where most builders cut cornersWhy culture and team vision matter just as much as blueprintsThe story of a 26-year-old Draper home transformed into a better-than-new luxury masterpieceThe evolution of Sage Homes—from framing crews to multimillion-dollar custom buildsWhy the right builder relationship is more valuable than any discount🏡 If you’re a realtor or buyer considering a $1.5M+ custom home or luxury remodel, this episode is a masterclass in what to look for.📹 See Sage’s full transformations → YourSageHome.com🎧 Listen now to learn why Sage Homes is setting the new standard in luxury.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The Bureau of Labor Statistics just dropped another jobs report and we’re calling BS.This week on Loans Elevated, we break down how massive downward revisions and the flawed “birth-death” model are painting a false picture of the labor market… and keeping mortgage rates higher than they should be.You’ll learn:How May & June’s job gains were actually losses after revisionsWhy the Fed still reacts to headline numbers instead of the truthThe real difference between full-time and part-time job growth right nowWhy bad data is keeping rates sticky—and what could change itHow to read between the lines using revisions & household surveys🧠 Want to know what this means for your mortgage strategy? 👉 loanselevated.com/mortgage-auditDon’t get played by bad headlines. Follow the real data and make smarter moves with your money.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Can’t buy your next home until you sell your current one?This week on Loans Elevated, we break down the smartest alternative to a traditional bridge loan—one that eliminates DTI roadblocks, minimizes fees, and gives you real leverage in this buyer’s market.You’ll learn:Why most bridge loans suck (and what makes ours different)How to exclude your current mortgage from DTIUsing a fast-close HELOC to fund the down paymentWhy this works even if your home hasn’t sold yetHow to refinance later and lower your rateWe call it the 2-Home Tango and it’s solving the biggest pain point in real estate right now.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Jerome Powell is (likely) out. The Fed is about to pivot. But what does that actually mean for mortgage rates, buyers, and the housing market?In this episode of Loans Elevated, we break down the complex relationship between the Fed, inflation, bond markets, global uncertainty, and mortgage interest rates.Understand:Why replacing the Fed Chair may not impact mortgage rates the way you thinkThe real reason rates could stay high even if the Fed cutsHow U.S. debt, deficit, and Treasury demand directly affect your borrowing powerWhy confidence (not politics) may be the key to rate reliefKnow someone who thinks Fed cuts = mortgage savings? Send them this.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Remember those people who said, “You’ll regret buying in 2022”?This week on Loans Elevated, we set the record straight and bring the data receipts.You’ll learn:What actually happened to home values since 2022Why the average buyer has gained $30K–$60K+ in equityHow temporary buydowns work (and why they weren’t a trap)Why waiting for “the perfect rate” cost some people their shotHow to use today’s market (higher inventory, lower competition) to your advantagePlus, we break down why long-term homeownership wins—even when rates stay high.👉 Ready to stop waiting and start building equity? Get your free Strategic Mortgage Audit at: loanselevated.com/mortgage-auditLike, share, subscribe, and send this to someone still on the fence.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

The media is still pushing fear. TikTok is full of bad advice. And most buyers are sitting on the sidelines, waiting for a “better time.”In this episode of Loans Elevated, we dismantle the 5 most common homebuying myths with real math, real market stats, and zero fluff.You’ll learn:Why “waiting for rates to drop” is a financial trapHow renting is actually riskier than buyingWhy you don’t need 20% down (and shouldn’t wait for it)How to analyze appreciation vs interest savingsWhy 2025 might be your best opportunity to leveragePlus, we break down the true ROI of owning a home, even in high-rate environments, and how short-term emotional fear costs long-term generational wealth.💻 Want a free Cost of Waiting Report? 👉 loanselevated.com/mortgage-auditSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Can you actually buy a home in 2025 with no money out of pocket? The answer is YES, and it might be the smartest financial move you make this decade.In this week’s episode of Loans Elevated, we dismantle the biggest myth in real estate (“you need 20% down”) and walk through real client strategies for buying homes with $0 cash out of pocket—even paying off debt along the way.You’ll learn:The truth about 100% financing (VA, USDA, Utah Housing)How to use seller concessions, silent seconds, and grantsJoint ventures: how family members are investing in real estate togetherWhy waiting to buy could cost you $50K+ in lost equityHow to calculate total cost vs just monthly paymentSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Everyone’s talking about affordability, but most of the conversation is dead wrong. It’s not just about the monthly payment. It’s about control, stability, and long-term financial leverage.In this episode of F.U.E.L. by Loans Elevated, we sit down with real estate agent (and former compliance officer) Jon Bass to unpack the real definition of affordability in 2025 and why homeownership is still the ultimate move, even with today’s rates.Plus: Hear the real client stories behind creative refi strategies, equity leverage, and what not to believe from the media.📘 Get the free eBook: loanselevated.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

A client walked into our office this week ready to pay 4 points on his loan, all because Google told him to. But here’s the problem: not only would it not get him the rate he wanted… it would’ve cost him thousands in the long run.In this week’s episode, we’re breaking down the real math and strategy behind mortgage points. You’ll learn the difference between discount points, origination points, and temporary buydowns—and when (if ever) you should use them.We cover:When discount points make sense (and when they’re a trap)Why most break-even periods make buying points a lossHow 2-1 buydowns work and more!💡 Plus, we introduce our new Strategic Mortgage Audit Tool—a free, no-obligation second opinion to help you avoid overpaying or getting stuck in a bad structure.Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Listing inventory is rising. Days on market are climbing. Price reductions are creeping in. If you’re a real estate agent feeling the pressure, this episode is for you.In this tactical episode of Loans Elevated, we break down what we learned at Tom Ferry’s Listing Edge event and how we’re helping agents fight back using our Sell Like The Builder strategy. Spoiler: It’s not just about photos or price.You’ll learn:Why 24% of Utah listings are seeing price cutsHow to prevent “days on market death”How interest rate buydowns + appraisal certainty = more offersWe give you the exact system: flyers, scripts, approved MLS remarks, and a custom cost-sharing incentive that helps both buyers and sellers win.Get started in less than 5 minutes → loanselevated.com/sell-like-the-buildersSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Are you prepared if the next recession hits? In this episode of the Loans Elevated Podcast, we break down exactly how to recession-proof your finances before it’s too late.We cover:Strategic mindset shifts that build resilienceHow to analyze your true monthly expensesReal-world hacks to reduce spending and boost savingsWhy a recession isn’t the end—it's a wealth transfer opportunityHow debt consolidation and HELOCs can free up cashflowHow to use our free tools to build your own plan📥 Download the Financial Freedom Worksheet: https://loanselevated.com/tools📘 Download our free eBook: A Simple Path to Financial Freedom https://HMPbook.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Most people think building wealth through real estate is complicated or out of reach, but what if all it took was two homes?In this special episode of Loans Elevated, we unpack a live talk we gave to the Salt Lake Board of Realtors about transformational real estate planning. You’ll learn why real estate is still the #1 path to wealth, how to shift your thinking from transactional to strategic, and how a basic buyer can turn two lifetime purchases into over $4 million in assets.We break down:Why “holistic mortgage planning” > lowest rateThe Two Homes to Generational Wealth scenarioHow realtors and lenders confuse relationships with resultsWhat most lenders and agents get wrong about advice💡 This episode is for buyers, homeowners, and professionals who are ready to play the long game and win.BONUS: Download the eBook → https://hmpbook.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

What if your income dropped by 50%… tomorrow? What if the banks froze your credit lines and you had no access to cash? Could you survive the financial storm?In this episode of Loans Elevated, we run a complete financial fire drill—inspired by our latest blog post—to help you simulate worst-case scenarios before they happen. We cover the 9 critical questions everyone should ask to protect their income, assets, family, and sanity.1. What would we do if our income dropped by 50% tomorrow?2. If the market crashed, what assets could we actually access quickly?3. What is our monthly essential burn rate (food, housing, insurance, utilities)?4. How long could we sustain our lifestyle with no new income?5. What expenses could we cut immediately?6. What are our backup plans for cash flow or credit, and how reliable are they?7. Where are we assuming too much stability?8. What would we do differently if we knew this scenario was 90 days away?9. Are we emotionally prepared to lead through that kind of storm?🔗  Read the full blog post → loanselevated.comSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Buying a home isn’t just about the payment. In this episode, we break down the truth behind holistic mortgage planning, why liquidity trumps low payments, and how smart leverage creates wealth—not stress. We cover:How to plan for future income (and avoid buyer’s remorse)When it’s smarter to pay off a car vs. put more downWhy putting all your money into a house can backfireHow to structure your plan for life stages: early career, mid-life, and retirementPlus, we drop a free tool: the Financial Freedom Worksheet and a brand-new ebook on holistic mortgage planning.🎯 Download the worksheet and ebook here → LoansElevated.com 🎧 Subscribe for more: Spotify | Apple | YouTubeSend us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.

Is your credit score actually accurate? If you're relying on Credit Karma, there's a good chance the number you see isn’t even close to what lenders use. In this bonus F.U.E.L. episode from The Loans Elevated Podcast, we sit down with JP from UQUAL to break down the truth behind credit scores in 2025.→ Follow Juan on Instagram: @madaboutcredit→ Learn more about UQUAL: https://uqual.comAbout F.U.E.L. -F.U.E.L. is a new segment of the Loans Elevated Podcast for real estate agents and professionals looking to learn from industry leaders, gain valuable strategies, and grow their businesses. New episodes drop monthly—be sure to tune in!Send us Fan Mail🎙 Loans Elevated PodcastClear, strategic conversations on mortgages, real estate, and home financing — designed to help you make confident, informed decisions without the hype.Hosted by Loans Elevated, presented by The Lassig Team at CrossCountry Mortgage.🔗 Resources & links: https://lassigteam.com📲 Follow us on Instagram & Facebook: @loanselevatedHosts:Broch Lassig - Branch Manager | NMLS 340314  TJ Heidenreich - Sales Manager | NMLS 1802412  Ryan King - Loan Officer | NMLS 1870771  Branch NMLS 2048956Equal Housing Opportunity.All loans subject to underwriting approval. Certain restrictions may apply.CrossCountry Mortgage, LLC | NMLS 3029  www.nmlsconsumeraccess.orgThis podcast is for educational purposes only and does not constitute financial, legal, or tax advice. Consult a qualified professional regarding your individual situation.