Mindset with Brad Barrett

What can the classic board game Monopoly teach you about real-life money? More than you might think. So, today we're rolling the dice, breaking down the key financial lessons from Monopoly that can help you not only win the game—but also make smarter decisions with your money in real life.   Whether you're a fan of board games, new to personal finance, or looking to improve your money mindset, these insights will help you see Monopoly—and your finances—in a whole new way.   Key Moments:   •     Can Take More Risk Early (4:00)  •     Valuate Assets Beyond Cost (6:45) •     Be Aware Of Your Cash Flow (10:30) •     You Can Get Overleveraged Quick In Life (15:45) •     Biggest Lesson Is Be Patient (20:45)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Is college still worth it in today's world? With rising tuition costs, student loan debt, and more alternative career paths than ever, many people are asking whether a college degree is still a smart investment. On this week's episode we're breaking down the pros and cons of going to college so you can decide if it's the right path for you or your child.   College can open doors—but is it worth the price tag?   Show Highlights:   •     Statistically Get Higher Pay (3:00)  •     Paying For The Network (6:30) •     The Student Debt Can Be Crippling (10:30) •     Benefits Of Junior College (16:30) •     A Lot Of Good Jobs Don't Need A Degree (19:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Is the idea of a working the same job for your entire life officially dead? For decades, people followed a traditional path…get a job, stay loyal to one company, and retire with a pension. But today, things look very different. So, today we're talking about if the traditional career path disappearing, what the reasons are and what's replacing it. Whether you're just starting your career, considering a career change, or planning for long-term success, pay attention because this can help you make smarter decisions in today's job market.   Show Highlights:   •     Job Hopping Is On The Rise (3:30)  •     A Changing Mentality (7:30) •     The Collapse Of The Stable Career Model (11:00) •     Wage Stagnation And Inflation A Factor (13:00) •     Rise In Technology And Mobile Careers (17:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

In today's digital world, scammers are getting smarter—using fake identities, emotional manipulation, and convincing stories to trick people out of their money. Whether it's online dating scams, fake investment opportunities, or social media fraud, knowing how to recognize these schemes can save you from serious financial loss. That's why we're breaking down what financial catfishing is, how it works, and the warning signs you need to watch for.   Stay informed, stay alert, and protect your financial future.   Key Moments:   •     How Easy It Is To Get Your Personal Info (4:00)  •     Love Bombing Is Not A Good Thing (6:30) •     If It's Too Good To Be True It Probably Isn't (10:45) •     Trust Your Gut (12:30) •     Be Cautious Of What You Share (18:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and

Ever wonder what it takes to become the type of person who runs a Fortune 500 company or makes enough money in a single month to buy a private island? Well, the answer may surprise you because from our research it's not just luck. It's their daily habits, routines, and mindset that set them apart. That's why we're going through the most common habits of rich and successful people. So, pay close attention because adopting one of these simple habits could set you on a path you never thought possible.   Must Hear Moments:   •     Reading Is Fundamental (1:00)  •     Why Buying Your Car Is Better Than Leasing (6:30) •     Always Optimize Your Benefits (10:00) •     Time Cap Your Day (12:00) •     The Secret Lies In Prayer And Meditation (15:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Meeting with a financial advisor for the first time can feel intimidating—but it doesn't have to be. In this video, we walk you through exactly what to expect in your first meeting and how to show up prepared so you can get the most value from the conversation.   Watch us while we go through two live discovery meetings with Brad because whether you're just starting your financial planning journey, looking to grow your investments, or preparing for retirement, knowing how to prepare for your first meeting can save you time, money, and stress.   Must Watch Moments:   •     Step One Is Going Through Your Personal Details (3:00)  •     Feeling Comfortable With Who You're Talking To (6:00) •     Going Through Debt To Create A Net Worth Statement (10:00) •     Know Rough Values Of Your Assets (13:30) •     Have A Good Idea Of Your Goals You Want To Achieve (19:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Are money problems ruining your relationships? Money is one of the top reasons couples argue and break up, and ignoring early warning signs can lead to long-term financial stress, debt, and relationship conflict. Whether you're dating, engaged, or married, recognizing these financial red flags early can help you protect your future. In this video, we break down the 5 biggest financial red flags in relationships that could signal serious trouble ahead. Must Watch Moments:   •     Second Financial Red Flag Is Overspending (4:15)  •     Trust Should Be A Cornerstone Of The Relationship (7:15) •     The Fourth Is Refusing To Talk About Finances (10:30) •     Fifth Red Flag Is Having No Savings (14:15) •     Some Tips To Help You Deal With Financial Red Flags (19:15)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Learning how to read your stock portfolio is one of the most important skills for beginner investors. If you've ever opened your investment account and felt confused by the numbers, percentages, and charts, you're not alone. That's why Brad's teaching us how to read a stock portfolio in simple terms that even we can understand.   Whether you're new to stock market investing, building your first investment portfolio, or just trying to better understand your brokerage account, this beginner-friendly guide will help you read your portfolio with confidence.   Show Highlights Include:   •     Understanding The Bid Ask (3:00)  •     What Market Cap Means (4:30) •     Why Earnings Per Share Matters (8:30) •     How The PE Ratio Works (9:15) •     Why Enterprise Value Is Important (12:15)   And just a heads up...in this one we use a lot of visuals so check out the link below and watch for the full experience!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Starting a business is a little like deciding to raise a baby that only eats money and occasionally sends you invoices for more. It begins with excitement and big dreams, but can quickly turn into late nights, unexpected expenses, and Googling "is this normal?" at 2 a.m.   While there's no magic formula that guarantees your startup will become the next big thing, today we're offering our top 5 tips that will dramatically improve your odds of surviving the chaos and hopefully thriving long-term.   Show Highlights Include:   •     Start Small Test Fast (4:15)  •     Know Your Customer Better Than You Know Yourself (9:30) •     People Pay More For A Personal Connection (12:00) •     Revenue Keeps You Alive (16:30) •     Find Your Purpose (22:00)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

At some point we all encounter a luxury item and think, "There is absolutely no way this costs that much." And yet, people keep buying $30,000 handbags, $2000 sneakers, and watches that cost more than a down payment on a house. The questions we're asking today is whether or not luxury goods are actually worth their sky-high price tags, or are we just paying extra for a logo, a vibe, and the right to feel slightly superior to the have-nots. Watch along as we debate the finer things in life, unpacking why luxury items cost what they do, why people willingly swipe their cards anyway, and whether the splurge ever makes financial sense.   Show Highlights Include:   •     Defining Luxury Goods (2:00)  •     Looking At It From A Quality Perspective (6:00) •     Are You Really Getting Hand Crafted Goods? (10:00) •     Luxury Goods As Investments (15:00) •     Demand For Luxury Experiences On The Rise (21:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Warren Buffett is one of the richest people on the planet but is famous for living a life of extreme frugality. He still lives in the same house he bought in 1958 and seems perfectly content with fast food and a flip phone. Which raises an uncomfortable question for the rest of us…should we all follow suit or is Buffett just built differently?   Today, we're talking about extreme frugality. What is it, is it healthy, and is it actually a secret weapon for building serious wealth.   Show Highlights Include:   •     Warren Buffett: A Case Study In Extreme Frugality (1:45)  •     Defining Extreme Frugality (6:45) •     Example Of Using Frugalness To Build Wealth (8:30) •     Practicing Extreme Frugality May Be A Sign Of A Disorder (14:30) •     Extreme Frugality Isn't For Everyone (21:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Many of us are working hard to achieve financial freedom, and hopefully enough wealth so that we can take care of our families for the rest of our lives. And for those that achieve this goal there is a desire to pass that wealth down to bless our children and our children's children. But statistics show that generational wealth is extremely hard to hold on to through multiple generations. So, how do some of the riches families in American history do it?   On this episode we're trying to answer that question, using John D. Rockefeller as a case study. His wealth didn't just make him rich, it kept his family rich over multiple generations. Watch to find out what you can take from his playbook to keep wealth working for your family long after you're gone.   Show Highlights Include:   •     Why wealth is lost over generations (2:00)  •     Giving Is An Important Part Of Generational Wealth (7:00) •     Step One Is Setting Up The Right Trust (9:30) •     Passing On Values, Not Just Money (13:30) •     Leave A Statement Of Purpose (15:00)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you've tried to follow the real estate market lately, you may have noticed it feels a bit like a game of musical chairs—except the music is mortgage rates, the chairs cost six figures, and everyone is pretending they're totally calm about it. But the fact we all need somewhere to live and it's one of the best ways to invest your money…when done wisely.   That's why we're talking about how to navigate the real estate market this year. So, whether you're looking to buy, sell, or invest without losing your sanity (or your savings), we're going through some smart strategies and pro tips for sellers and buyers in 2026.   Show Highlights Include:   •     understanding the context of rates  (2:15)  •     what current stats say about the housing market (5:00) •     pricing house right is the most important thing (7:30) •     the three best cities to buy a house (13:45) •     Busting the myth of high interest rates (17:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Every year, millions of people collectively throw massive amounts of cash at odds that are about as predictable as a hyperactive 5-year-old on espresso. But what if, instead of trying to outguess the refs, you took that same money and plunked it into a long-term investment? You might not get the thrill of watching your team pull off a miracle in the final minute, but your bank account might throw you a victory party.   On this episode, we're driving into the world of sports better and talking about how much we really spend on sports betting, the odds of winning, and why your future self might thank you for choosing compound interest over "just one more bet."   Show Highlights Include:   •     What It Looks Like To Invest Over Betting (4:00)  •     You Don't Need To Be Wealthy To Own Stock (6:45) •     The Perceived Skill In Sports Betting (8:15) •     Gambling Is Not A Good Side Hustle (11:55) •     Chasing The Last Win Can Be Dangerous (18:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces subscribe to our YouTube Channel here: Mindset with Brad Barrett

We all learned a lot of things in high school… a lot of things we don't really use in our adult life. What it did notteach many of us was how to file taxes, build credit, avoid overdraft fees, or figure out why your bank app suddenly looks angry at you. Somehow, we all graduated knowing the mitochondria is the powerhouse of the cell, but not how interest works on a credit card.   So, let's fix that. These are the real-world financial lessons you actually need, the ones that should've come with your diploma but didn't, so you can stop Googling "why am I broke?" and start mastering your money like the responsible adult you were promised you'd become.   Show Highlights Include:   •     Budgeting: The 50/30/20 Rule (2:30)  •     Learn The Basics Of Investing (5:45) •     You Have To Know How Compound Interest Works (8:15) •     Understanding How Credit Works Matters (11:00) •     Know Your Tax Brackets (15:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Once upon a time, there was a magical creature known as the full pension where a company would pay your full salary for the rest of your life after you retire. Today, instead of guaranteed checks for life, most of us are handed a retirement plan consisting of a handshake and a heartfelt "good luck." So where did all the pensions go, what replaced them, and—more importantly—where can you still find one? On this episode we're answering those questions and giving you some tips about where you can still bag one of those elusive unicorn pensions.   Show Highlights Include:   •     Differences In Funding A Pension And 401k (3:00)  •     Two Types Of Pensions (6:30) •     Why Companies Started Eliminating Pensions (8:00) •     The Rise Of The 401k (14:00) •     Industries That Still Offer Pension Plans (19:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you've ever wished for a crystal ball that could tell you what your money is about to do, good news — the big banks have been squinting into theirs and making some educated guesses on everything from stock market moves and federal interest rates to whether your dream house will finally stop playing hard to get. They're also forecasting how artificial intelligence will continue quietly taking over our spreadsheets, schedules, and possibly our jobs. So, sit back, relax and enjoy yourselves as we postulate, prognosticate and ponderate what may be in the coming year. Show Highlights Include:   •     What experts use to forecast the year (2:30)  •     Predictions from Goldman Sachs (4:30) •     What AI might do this year (8:00) •     Housing Market on the rise? (13:30) •     Renters might be getting a break (16:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   The dawning of 2026 brings in a renewed sense of possibility — a fresh chance to reset, refocus, and finally take control of the areas of life that matter most. For many of us, our finances sit at the top of that list, carrying the weight of old habits, lingering stress, and goals that never quite made it past January.   But this year can be different. With the right intentions and a clear plan, small, meaningful changes can add up to lasting financial confidence. That's why we're kicking off the new year with five resolutions that will help you finally get your finances in order and put you on a path toward financial stability and peace of mind that lasts well beyond the year ahead.   Show Highlights Include:   •     I'm going to have a budget pattern (2:15)  •     I'm going to stick with a plan this year (6:30) •     I'm not going to take on any new debt (10:15) •     I'm going to be prepared for anything this year (12:45) •     I'm going to increase my income this year (14:45)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Well, it's finally here…the most wonderful time of the year. With the kids jingle belling and everyone telling you to "be of good cheer."   There's a special kind of magic that settles over the world during the days leading up to Christmas day, a twinkling blend of excitement, hope, and the joyful anticipation of what tomorrow might bring.   As we celebrate the yuletide, we're reminded that the true magic isn't found under the tree, but in the moments and connections that make our hearts feel full. And for us those connections have been made through this channel with our viewers.   And to say thank you for all the likes, comments, and good times we present one of the most beloved holiday poems of all time…with a special Mindset twist.  

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Just because you love a company doesn't mean investing in it will turn you into the next Warren Buffett. You might think their products are life-changing — maybe they saved you from bad hair days or brought you the softest sweatpants known to humankind — but that doesn't automatically mean their stock will buy you a yacht someday.   The financial world is full of great companies that don't always make for the best investments… and a surprising number that feel sketchier than a midnight infomercial but somehow make their shareholders money. So, on this episode, we're talking about how to tell the difference and giving out some tips to help you tell the difference between a brand you adore and a business that can actually grow your wealth.   Show Highlights Include:   •     A Good Investment Company is… (2:30)  •     Beware Of FOMO...Fear Of Missing Out (5:30) •     Look At Price To Earnings (10:00) •     Fundamentals Are The Key (14:00) •     Look For Competitive Advantage (17:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Winning the lottery feels like the universe just handed you a golden ticket to Easy Street—until you take a closer look and realize it actually comes with fine print the size of a CVS receipt. Yes, you may have imagined yachts, mansions, and dramatically quitting your job, but the truth is… Between taxes, fees, long-lost "relatives," you're not going to keep nearly as much of that jackpot as you think.   On this episode we're talking about a few smart steps to take to make sure you actually keep your winnings. And the best part? These lessons don't just apply to lottery winners—anyone expecting a big payout, like a pension lump sum, can use the same strategies to protect their money and avoid becoming the star of a financial horror story.   Show Highlights Include:   •     The story of Brad's dad winning the lottery (3:15)  •     Pensions work the same way (5:30) •     Cons of annuity...no control over the money (10:30) •     Age can matter when choosing lump or annuity (13:30) •     If you win don't buy anything right away (17:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   It's that magical time when financially responsible adults everywhere start asking themselves the big question: "How can I avoid donating half my paycheck to the IRS next year?" While most people would rather dream about sugar plum fairies dancing around the Christmas tree than think about taxes, a little planning before the end of 2025 can turn filing in 2026 from a horror movie into a warm feel-good rom-com where you end up high-fiving yourself for being a tax genius.   Whether it's maxing deductions, topping off your IRA, or finally figuring out what your accountant has been hinting at for years, we're handing out the top tax tips you'll want in your back pocket before the year wraps up—so you can keep more of your money in 2026.   Show Highlights Include:   •     Top Off Those Retirement Accounts (3:30)  •     Tax Loss Harvesting (6:30) •     Itemizing Starts This Year (9:30) •     Roth Maybe Not The Way To Go (14:45) •     Kira's Biggest Takeaway (17:45)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Ah, the holidays — that magical time of year when families gather to eat, laugh, exchange gifts, and absolutely avoid talking about anything remotely related to money. Mention budgets at Thanksgiving and suddenly everyone's gotta get fresh air. Bring up spending habits at Christmas and you might get a handful of yams thrown at your face. But here's the thing: the holidays are actually the perfect time for healthy, low-stress money conversations… as long as you don't start them with, "So, who here is terrible with money?"   From gentle talks about gift budgets to discussing future plans without triggering a full-blown family feud, this week we're talking about how to keep your holiday season both financially smart and argument-free.   Show Highlights Include:   •     Talking To Older Children (3:15)  •     Preventing Fighting In Future                 (7:30) •     No Estate Is Bulletproof (10:30) •     Having Conversations Is A Good Thing (13:30) •     Don't Be Afraid To Ask For Help (18:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Having a baby is a magical experience—right up until you realize diapers cost more than the GDP of Norway. Whether you're dreaming of starting a family or already staring at a newborn who's loudly demanding room service at 3 a.m., getting financially prepared can make the whole adventure a lot less chaotic.   From budgeting for baby gear that mysteriously multiplies overnight, to planning for unexpected "surprises" (like discovering daycare costs more than your first car), on this week's episode we're walking through the steps that can help you build a solid financial nest—before and after your little tax deduction arrives.   Show Highlights Include:   •     What To Do Before They Are Born (2:15)  •     What To Do When The Baby Arrives (4:30) •     Don't Make Drastic Changes (10:00) •     Best Thing You Can Give Is Your Time (14:45) •     Your Taxes Will Change (18:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Few things make people squirm faster than being asked for money. Suddenly, everyone forgets how to make eye contact, checks imaginary text messages, or develops an urgent need to "run to the bathroom real quick." If you're one of those people don't feel bad. You're not alone.   On this episode, we're talking about why people get so uncomfortable when they're asked for money, and some of the psychological screws that are turning in our minds when it happens. It's a fun conversation about our mindset with money that brings out some inspiring dialogue about the heart behind giving and what's most important in life.   Show Highlights Include:   •     The Favor aspect (2:30)  •     Beware of scammers (7:30) •     The Manipulation Side (12:45) •     Dealing With Our Own Struggles (13:45) •     Money Is A Tool, But Not What's Actually Needed (17:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Ah, passive income—the magical unicorn of the financial world. It's the idea that money could keep flowing into your account even while you're binge-watching Netflix or pretending to be productive on a Sunday afternoon. For many, it sounds too good to be true—like a get-rich-while-you-nap scheme dreamed up by someone who's allergic to alarm clocks. But here's the thing: passive income is real… it just usually involves a bit of not-so-passive effort upfront.   On this episode, we're talking about everything from rental properties to digital products to the ever-alluring world of dividends, breaking down the top categories of passive income to see which one might actually let you live the dream with the least amount of work (and caffeine)   Show Highlights Include:   •     Defining What Passive Income Is (0:45)  •     Investments Based Passive Income (3:15) •     Asset Sharing Passive Income (6:30) •     Option Of Crowd Funded Real Estate Investing (10:15) •     Passive Income Through Digital Content (11:45)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you hear faint ghostly wails on a cold October night, don't worry — it's probably just the restless spirits of millionaires who didn't buy into JP Morgan's banking plans. Legend (and a few very dedicated Reddit threads) say the Titanic didn't sink because of an iceberg… it sank because of a bank.   Yes, according to this delightfully chilling conspiracy, financier, tycoon, and perhaps — if you believe the legends — the ghostly godfather of the Federal Reserve, JP Morgan orchestrated the disaster to silence a few inconveniently wealthy men who opposed his plans to create the central bank of the United States.   On this special Halloween episode, we're diving into the icy waters of finance, fate, and this freaky Titanic theory, talking about the evidence that might make you change your mind about what really happened.   Show Highlights Include:   •     What we think we know (2:00)  •     what the federal reserve is (5:45) •     Who were the targets (7:30) •     what was The Motive (9:15) •     The Evidence (13:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If money came with a warning label, it would probably say: "Side effects may include stress, denial, reckless Amazon purchases, and hiding delivery boxes from loved ones." The truth is, we've all got our financial quirks—but some of us take it to Olympic levels. From the chronic over-spenders to the savings hoarders guarding their bank accounts like dragons on a gold pile, there are a few classic money disorders most of us fall into. The good news? You don't need a therapist or a financial exorcist to fix them.   On this episode, we're talking about the five most common money disorders—and some tips and advice that may help you trade panic and guilt for a healthier, more grown-up relationship with your cash.   Show Highlights Include:   •     Money Avoidance Or Financial Denial (7:30)  •     Chrometophobia (13:15) •     How To Address These Disorders (17:30) •     Social Media May Be Hurting You (19:45) •     Don't Do This Alone (22:00)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. And to supersize your Mindset experience and see our lovely faces subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Remember cash? Those colorful bits of paper that used to live in your wallet before being replaced by a sleek piece of plastic—or, let's be honest, your phone? These days, pulling out actual dollar bills at a checkout counter feels about as old-fashioned as paying for groceries with gold coins or trading chickens for Wi-Fi. But before we declare cash a dusty relic fit only for grandparents and conspiracy theorists, it's worth asking: do we still need it? Or is it time to let cash retire gracefully alongside floppy disks and flip phones?   On this episode, Brad asks if cash is still king, or if we're all ready to take the plunge into a world with dollars and cents.   Show Highlights Include: •     Brad wishes all credit cards away (4:00)  •     Using Cash Makes you Think more (7:00) •     Lost cash is gone forever (10:30) •     Cash Tips deliver smiles…the givers high (14:30) •     What's backing the bills? (18:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   They say love conquers all, but that's only because no one wants to print wedding invitations that read "'Til overdraft do us part." You can be soulmates, finish each other's sentences, and agree on everything from pizza toppings to pet names—but the moment one of you thinks "budget" means spreadsheets and the other thinks it means "guidelines you mostly ignore," you're not a couple, you're a financial crime documentary in progress. Disagreements about money don't just cause arguments—they often cause separations and divorces. Because nothing tests the strength of a marriage quite like discovering your spouse financed a jet ski instead of paying the electric bill.   On this episode, we talk about money in marriages and the importance of being on the same page when it comes to how you save, spend and view your finances. Brad also shares some tips to keep in mind from a financial planning perspective that will can help you have a long happy marriage.   Show Highlights Include: •     How Money Works In Our Marriages (4:00)  •     Joining Money Is A Commitment (9:00) •     Sharing A Life And Sharing Assets (13:30) •     Money Doesn't Lie. Believe Behavior (17:00) •     Planning Is The Key To Success (22:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett.

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Trying to decide whether to buy a house or keep renting is a bit like choosing between pancakes and waffles—both can be delicious, both come with their own quirks, and everyone seems to have a strong opinion about which one is "the right" choice. When it comes to retirement, though, the decision feels less like breakfast and more like a long game of Jenga: every move counts, and one wobbly block could change the whole tower. So, should you plant roots with a mortgage or keep things flexible with rent?   On this episode, Brad weights in on the debate from a financial planning point of view and gives his thoughts on how each decision can affect your long-term financial planning goals.     Show Highlights Include: •     Younger People Are Losing Faith In Buying A Home (4:00)  •     Owning Is A Good Part Of Wealth Building (9:00) •     Popular Pros And Cons (11:00) •     You're Not Wrong Either Way (12:45) •     There's Quantitative And Qualitative Sides (16:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Day trading is often pitched as the financial world's version of extreme sports: fast, thrilling, and just dangerous enough to make your mother nervous. The promise is intoxicating—skip the 9-to-5, make money in your pajamas, and casually "retire" before lunch. But behind the glossy Instagram reels of traders on laptops by the beach lies a less glamorous reality: stress sweats, impulsive decisions, and a suspiciously strong relationship with energy drinks. The question is, are the potential rewards worth the emotional rollercoaster—or are day traders just adrenaline junkies with a brokerage account?   On this episode, Brad gives his take on day trading and reveals some of the psychological pitfalls that are more likely to send the everyday trader to the poor house than the penthouse.   Show Highlights Include: •     Definition of a day trader (3:00)  •     The Day Trading Gamble (5:45) •     The psychology of it (10:00) •     Watch out for the hot tip (12:45) •     Check Your ego at the door (15:15)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you've ever opened a brokerage app, stared at a stock chart shaped like a heart monitor, and thought, "Am I investing, or did I just put $500 on red at the roulette table?" — you're not alone. For many of us it feels like investing and gambling are like cousins at a family barbecue: one shows up in a suit talking about "long-term growth," while the other is in a Hawaiian shirt yelling, "Double or nothing!" The line between the two can feel blurry, especially when your retirement plan looks suspiciously like a Vegas weekend—just without the free cocktails.   On this episode, Brad tries once and for all to convince us that investing and gambling are two very different things, while Jared and Kira try to get him to finally admit they are one in the same. It's a debate for the ages, and the winner will definitely surprise you.   Show Highlights Include: •     The Expected Returns (2:00)  •     Stocks Differ From Overall Investing (4:15)  •     The Stats Favor Investing (13:30)  •     Strategy Vs Luck (16:00) •     Investing By Definition is Gambling (20:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Credit scores are like that mysterious number your parents warned you about but never fully explained—sort of like the adult version of a GPA, except instead of determining whether you get into college, it decides whether you get a car loan, a mortgage, or just a sad little store credit card with a $200 limit. They say that a "good" credit score usually means you look trustworthy enough to lenders (think financial Tinder, but without the awkward bios), while a bad one can follow you around like a bad haircut in your high school yearbook. But is that even true? Have we moved beyond caring about what your credit score is?   On this episode, we're talking all things credit scores. What is it? What a good one is and do they really matter anymore?   Show Highlights Include: •     What Is A Credit Score (02:00)  •     What's A Good Credit Score (4:15)  •     Do Young Adults Need Credit? (7:00)  •     Mid-Life Credit Importance (12:30) •     Should Retirees Care About Their Credit? (13:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you've ever looked at the stock market and thought, "This looks like Vegas, but with fewer slot machines and way more people in suits sweating over coffee," you're not alone. To many, the stock market seems like a giant marketplace where people buy and sell tiny pieces of companies—like trading Pokémon cards, except instead of a shiny Charizard, you're trying to snag a share of Apple before your uncle's "hot tip" crashes faster than his fantasy football team. But unlike Pokémon, there are real risks: you can win big, lose big, or, most likely, end up somewhere in between wondering why you didn't just stick with index funds and a savings account.   On this episode, Brad walks the team through a crash course in the stock market, why we all should be investing in it, and talks about some of the risk factors that everyone needs to know about before buying.   Show Highlights Include: •     Stock Knowledge Stats (03:15)  •     What Is The Stock Market (5:20)  •     Defining Dividends (6:15)  •     Choosing Company Stocks (9:30) •     Knowing The Risks (14:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Picking the right savings account can feel a lot like online dating: they all promise security, growth, and a bright future together, but the fine print can make or break the relationship. High-yield savings? That's your money hitting the gym. Certificates of Deposit? That's your money in a serious long-term relationship—no breakups allowed. Traditional savings? That's the dependable friend who's always available but never picks up the check. The key isn't just knowing who's out there—it's knowing the best time to swipe right on each account.   On this week's episode, the team walks through your choices and discusses when to use each one, so your cash grows instead of just sitting there like the treadmill you swore you'd use.   Show Highlights Include: •     Do You Know Your Interest Rate? (03:30)  •     Savings Or Money Market Account (5:00)  •     Cds? Yes, Please (8:30)  •     HSA To The Rescue (11:30) •     Do I Even Need A Savings Account (16:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you've ever wondered whether to trust your life savings to a warm-blooded human in a suit or a cold, unblinking algorithm that dreams in ones and zeros, you're not alone. On one hand, financial advisors can offer a reassuring smile, a firm handshake, and occasionally a story about "that one time in '08." On the other, AI doesn't need coffee breaks, doesn't judge your avocado-toast spending habits, and can crunch more numbers in a second than your accountant has in their lifetime. But when it comes to growing your money, which one will actually have you sipping cocktails on the beach instead of eating instant noodles in retirement?   On this week's episode, Brad stands up for all his CFP brethren and states his case to why human financial advisors will always win out over the AI insurgence.       Show Highlights Include: •     Numbers Vs Nuisance (04:00)  •     Behavior Beats Brilliance (6:00)  •     Planning Is Personal (10:15)  •     Tools Vs Trust (12:30) •     Do We Actually Trust Ai (17:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Let's face it—keeping your money safe these days feels a bit like guarding a cookie jar in a room full of toddlers hopped up on sugar. We've heard the horror stories: from people who clicked one "urgent" email and ended up buying a broken-down lawnmower in Latvia, to those who thought "123456" was a solid password choice (spoiler: it's not). Hackers and scammers are out there, lurking behind fake login screens and suspicious phone calls, just waiting to turn your savings into their vacation fund. But don't panic!   On this week's episode, we're handing out some simple—and seriously effective—tips to help you keep your accounts safer than a pork sandwich at a vegan barbecue.   Show Highlights Include: •     They Scammed My Grandma! (00:45)  •     Credit Cards Over Debt Cards (4:30)  •     Don't Use All The Same Passwords (8:15)  •     Don't Use Unsecured WiFi (14:45) •     Check Those Accounts (17:30)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Picking a financial advisor shouldn't feel like a blind date with your retirement on the line—but for many people, it kind of does. You sit across the table, nodding along as they throw around words like "diversification" and "risk tolerance," while you silently wonder if they actually get you—or if they just really like spreadsheets. The truth is, a good financial advisor should be asking the right questions, not just selling you a cookie-cutter plan.   On this week's episode, we'll help you figure out if your advisor is The One (financially speaking) by giving you six questions they should be asking—because if they're not, it might be time to swipe left.   Show Highlights Include: •     Communication With Your Advisor (5:30)  •     Can You Tell Me About Yourself (7:15)  •     Talking About Your Pain Point (9:00)  •     How Will You Use Your Assets (13:10) •     How Much Is Enough (15:45)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   President Trump has just unveiled his latest legislative masterpiece: the One Big Beautiful Bill™ — a bill so long, so dense, and so packed with random capitalized words, it makes War and Peace look like a tweet. Clocking in at roughly the length of the Old Testament and the weight of a small child when printed, this bill covers everything from taxes to TikTok to toaster regulations. No one—not lawmakers, not analysts, not even Trump himself—has actually read the whole thing. But don't worry, we did the heavy lifting so you don't have to (you're welcome).   On this week's episode, we're walking through some key highlights of the bill that we think everyone should know, and breaking down who's coming out ahead and who's being left behind.   Show Highlights Include: •      Status Of 2017 Tax Bill (6:00)  •      Temporary Cuts (7:15)  •      Clean Energy Debate (14:00)  •      Raising the Debt Ceiling Again? (19:45) •      Some Winners and Losers (22:45)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   So, you just got fired—congrats! You're now the proud owner of a surprise vacation and a 401(k) that's wondering what it did to deserve this. While your inbox is eerily quiet and your sweatpants are seeing more action than your resume, your retirement accounts are still on the clock. Before you binge-watch job-search TikToks or attempt to become a sourdough influencer, take a deep breath and pay attention.   On this week's episode, we'll walk you through what to do with your retirement accounts post-firing, plus some clever (and legal!) ways to stretch your dollars until your next gig rolls in.   Show Highlights Include: •     Recently Fired...You're Not Alone (4:30)  •     Know Where You Are In Life (9:15)  •     A Real-Life Scenario (13:45)  •     Selling Off Assets (15:15) •     401k Rollover Options (17:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   In today's fast-paced and increasingly expensive world, more Americans than ever are turning to side hustles to supplement their income, pursue passions, or gain financial freedom. But with the rise of gig work, freelance opportunities, and online businesses, the question arises: Do you need a side hustle?   On this week's episode, we'll explore whether a side hustle is right for you, and if it's actually worth it. And for you those of you dead set on doubling your workload we'll give you some of the best side hustles in America right now.   Show Highlights Include: •     Side Hustle Stats (4:00)  •     Are Careers A Thing Of The Past? (6:30)  •     Are We Paying More For Things Than Our Grandparents? (8:30)  •     Know Your Why (14:30) •     Top Side Hustles In The US (20:45)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150.   To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Losing everything in a fire or natural disaster is a devastating experience—one that leaves not only emotional scars but also significant financial challenges. As a financial advisor, I've worked with many individuals who faced the overwhelming task of rebuilding their lives from the ground up. This is also a topic close to my heart, as my family lost a home in the Lahaina fires back in 2023.   So, on this week's episode, we're going to walk you through some key strategies and tips that will get you back on the road to recovery and help you regain financial stability.   Show Highlights Include: •     Natural Disasters On The Rise (5:00)  •     FEMA First (8:00)  •     Using A Home Equity Line (12:15)  •     More Emergency Funds Needed (13:30) •     Rethinking My Retirement Strategy (17:25)   Listen Now!     To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If you've ever watched a financial advisor talk about cryptocurrency, you may have noticed a twitch in their left eye and a mysterious increase in blood pressure. It's not an allergy—unless you count allergic reactions to volatility, memes, and 22-year-olds getting rich off dog coins. For the average advisor, crypto represents everything they've warned you about in PowerPoint presentations: unregulated, unpredictable, and entirely too influenced by Elon Musk's Twitter account.   So, buckle up, because on this episode we dive into why that big vein bulges on the foreheads of financial advisors every time someone says, "Should I invest in Bitcoin?"   Show Highlights Include: •     Who's Buying Crypto (5:00)  •     We Don't Like High Volatility (11:00)  •     Everyone's Talking About XRP (14:30)  •     Unproven Track Record Scares Us (17:30) •     We Like Security (21:45)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money. Let's face it—kids think money grows on trees, lives in your wallet, and magically appears every time you swipe a card. To them, an ATM is just a vending machine for grown-ups. "Why can't you just go get more money?" they ask with the financial wisdom of a goldfish. And for most parents, talking to their children about money is about as fun as getting a root canal in the middle of an insurance seminar. But here's the thing: if we don't teach our kids about money, the world will—and the world charges interest. Whether you like it or not you're probably overdue for The Talk. No, not that talk. The other dreaded, awkward one: the Money Talk. But fear not! On this episode, we're here to help you turn awkward money convos into fun, empowering lessons with five practical (and sanity-saving) tips to help you teach your kids about money.   Show Highlights Include: •     Teens Want To Be Taught (1:45)  •     Meet Them Where They Are (5:00)  •     Teach With Chores (6:30)  •     Values Over Figures (11:00) •     Learning While Bonding (16:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Is the economy in a recession, or is it just having a dramatic moment like that one friend who "can't even" every time Mercury's in retrograde? You turn on the news and hear words like "downturn," "market volatility," and "tightening fiscal policy" — but all you really want to know is whether it's time to start stuffing cash under your mattress or if you can still afford guac at Chipotle. Fear not, my financially anxious friends!   On this episode, we're decoding the signs that scream "Yep, it's a recession" (or at least whisper it passive-aggressively), and more importantly, sharing some smart, simple tips to help you protect your retirement accounts from the recession that pundits keep prognosticating.   Show Highlights Include: •     Definition Of A Recession (1:30)  •     Do We Need Recessions? (3:45)  •     Primary Indicators (5:15)  •     Secondary Indicators (8:30) •     Tips To Protect Your Money (12:45)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   When it comes to how our money affects our lives, let's be real, it's basically a game of emotional ping-pong where the ball is your sanity and too often the paddle is your poor decision making. One minute you hit the lottery and you're buying gold toilets and Ferrari's for your 50 closest friends, and the next you're selling your kidney and the naming rights of your first-born son because you bet big on a meme coin that turned out to be a scam. No one is immune to making bad decisions when dealing with the highs and lows of making and losing money.   On this episode, we're talking about how to stay emotionally sane and make good decisions when life throws financial curveballs and greenback bonanzas at your face.     Show Highlights Include: •     You're Not Alone In Your Stress (3:00)  •     Dealing With The Lows (6:30)  •     Managing The Stress (10:15)  •     Riding the Highs (12:30) •     Pay It Forward (19:15)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   If your retirement dreams involve sipping margaritas on a beach, not clipping coupons in your basement bunker, then listen up—because nothing says "plot twist" like a stock market crash turning your 401(k) into a 201(k). One minute you're picking out beachfront condos on Zillow, the next you're Googling "how to live off ramen and government cheese." But fear not!   On this episode, we dive into the history of stock market crashes and uncover three tips that will help protect your retirement to make sure your nest egg doesn't get scrambled.     Show Highlights Include: •     Brief History Of US Crashes (5:00)  •     Diversification (8:00)  •     Dollar-Cost Averaging (9:30)  •     Convo With The President (10:45) •     What Are You Actually Afraid Of? (20:00)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   So, maybe you just inherited a million dollars, or you hit the lottery…either way—congrats! You're now officially rich enough to make terrible financial decisions in style. Before you go full yacht-shopping, start tipping baristas in gold doubloons, or invest in your cousin's "guaranteed" llama-themed NFT startup, take a breath and pay attention.   On this episode, we talk about how to keep that cash from disappearing faster than your relatives when it was your turn to pick up the dinner tab—and maybe even grow it into more millions (yes, plural).   Show Highlights Include: •     Inheritances by the numbers (1:45)  •     Paying off your debt (5:15)  •     Invest it (6:45)  •     Treat Yourself (10:30) •     Understanding the taxes (12:30)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett

Welcome to Mindset! This is a show that is dedicated to honest, inspiring and thought-provoking conversations about money.   Let's face it—most of us have, at some point, looked at our bank account and thought, "Well, that can't be right." Managing money can feel like trying to solve a Rubik's Cube blindfolded, while riding a unicycle... on fire. Enter the financial advisor: part money whisperer, part life coach, part magician (hopefully without the disappearing act). But with countless apps, YouTube gurus, and your cousin Dave who "knows a guy," do you really need to pay someone to tell you not to buy that fourth air fryer?   On this episode, we'll break down whether hiring a financial advisor is a smart investment—or just another line item in your budget to stress about.   Show Highlights Include: •     Do It Yourself On The Rise (3:30)  •     The Financial Advisor's Advisor (5:30)  •     Portfolio Management (7:15)  •     Behavior Coaching (8:35)  •     Advanced Planning(10:00)   Listen Now!   To schedule your complimentary retirement track review, head to https://onecapital.com. You can also call us at 805-409-8150. To supersize your Mindset experience and see our lovely faces and all the cool charts and graphs we use subscribe to our YouTube Channel here: Mindset with Brad Barrett