My Accounting Advantage

Ask Mai & Send FeedbackIn this episode, Mai and Lee explore why so many investment mistakes aren’t caused by bad opportunities, but by doing things in the wrong order. From property purchases to business decisions, excitement often takes over before the right groundwork is done.Mai introduces her SRS decision‑making framework: Structure, Risk, and Sequencing. It is a practical way to slow down, remove emotion, and make investment decisions that actually support long‑term goals. The discussion highlights how people often commit to major investments before understanding ownership structures, cash‑flow impact, or long‑term consequences.Using real‑world examples, including property purchases, family trusts, SMSFs, land tax traps, and stamp duty mistakes, this episode shows why pausing and planning first can save significant stress, money, and regret later on.In this episode, Mai talks about:Why most investment mistakes are really sequencing failuresThe SRS framework: Structure, Risk, and SequencingWhy structure should always be decided before buying an investmentCommon risks people overlook, including land tax and gearing implicationsHow emotion and excitement can derail rational decision‑makingSMSF and trust limitations many investors only discover too lateWhy aligning investments with lifestyle and cash flow matters more than hypeThis episode is a reminder to slow down, ask better questions, and make decisions in the right order. With the right framework, investment decisions become clearer, calmer, and far more effective.If you’d like a copy of Mai’s SRS framework, DM the word SRS on Instagram at @the_maiharris.You can also submit questions or topic ideas via the Ask Mai linked at the top of the show notes.Learn more about My Accounting Advantage