NineTenths

# "You're Paying RENT to the GOVERNMENT!" - DeSantis' RADICAL Plan to END Property Taxes!In this eye-opening video, I expose the uncomfortable truth about property taxes that most Americans don't realize: even after paying off your mortgage, you NEVER truly own your home. Florida Governor Ron DeSantis has launched what might be the most radical tax proposal in modern American history - a plan to completely ELIMINATE property taxes in Florida, potentially saving homeowners thousands of dollars annually.I break down DeSantis' controversial two-part plan: first, a $1,000 property tax rebate for Florida homeowners this year, followed by a 2026 constitutional amendment ballot initiative that would abolish property taxes entirely. This isn't just another minor tax cut - we're talking about wiping out $50 BILLION in tax revenue that currently funds everything from schools to police departments.The video examines DeSantis' direct confrontation with Florida House Speaker Daniel Perez, who wants to cut the state sales tax instead. DeSantis framed the debate in stark terms: "Why should Canadian tourists get tax relief while Florida homeowners are still paying what amounts to rent on homes they supposedly own?" This fundamental question resonates with many Americans who've never questioned why they must continue paying the government in perpetuity for property they've purchased outright.I also present the opposition's perspective through Democratic State Rep. Anna Eskamani, who raises the critical question of how Florida would replace $50 billion in lost revenue that funds essential services. This highlights the tension in all tax debates - everyone wants services, but nobody wants to pay for them.The most compelling part of the video explores the philosophical question at the heart of property taxation: Do you ever TRULY own your home if you must keep paying the government for the privilege of keeping it? I share a viral quote from a Michigan attorney who called his property tax payments "discounted rent to the government" - a perspective that challenges our entire concept of homeownership in America.The political drama intensifies as I reveal DeSantis' fight with his own party. The Republican-controlled Florida House created a 37-member committee to study property tax reform, which DeSantis bluntly called an attempt to "smother it in the crib." He's accused House leadership of including "far left Democrats" on the panel to derail his efforts, while Eskamani countered that "taxes are not partisan."Throughout the video, I maintain a balanced approach while highlighting the fundamental unfairness of a system where homeowners are never more than a few missed tax payments away from government seizure - even after decades of ownership and complete mortgage payoff. This isn't just about Florida politics; it's about questioning a taxation system that effectively means Americans never truly own their homes outright.I conclude by asking viewers to consider both sides: Is DeSantis right that property taxes are essentially government rent that should be abolished? Or is this an impossible promise that would gut essential services? The American Dream was supposed to be about ownership, not perpetual payments to the government - but the $50 billion question remains: if not property taxes, then what?This video isn't just for Floridians - it's for every American homeowner who's never questioned why they must continue paying for something they've already purchased in full. Whether you agree with DeSantis or not, his proposal forces us to confront uncomfortable questions about property rights, taxation, and the true meaning of homeownership in America.Like, comment, and subscribe for more no-nonsense analysis of the policies that affect your wallet and your rights as an American. #propertytax #DeSantis #americafirst #florida

# CNN Host DESTROYED By Trump's Commerce Pick: "Americans DON'T Pay Tariffs!"In this eye-opening video, I break down the explosive exchange between CNN's Dana Bash and Trump's Commerce Secretary pick Howard Lutnick that has the mainstream media scrambling. When Bash attempted to push the narrative that tariffs hurt American consumers, Lutnick delivered a masterclass in economic reality that left her visibly stunned.The video begins with Lutnick's emphatic "No, no, no, no, no" response to Bash's claim about tariffs, immediately setting the tone for a fact-based dismantling of one of the media's favorite anti-Trump talking points. I analyze how Lutnick expertly explains that tariffs are actually paid by foreign businesses seeking access to American markets, not by American consumers as commonly misrepresented.But the revelations don't stop there. The discussion dives deep into America's staggering $1.2 trillion trade deficit and how it has systematically destroyed American manufacturing and jobs for decades. Lutnick provides compelling evidence of how the Trump administration previously maintained low inflation compared to the current economic situation under Biden, where Americans are struggling with skyrocketing costs for everyday necessities.Perhaps most importantly, I examine Lutnick's bold declaration that "that era is over" - signaling an end to the period where America gets pushed around on international trade. His detailed plan for helping American businesses, especially small and medium-sized enterprises, compete globally offers a refreshing alternative to the failed policies that have hollowed out our manufacturing base.Throughout the video, I provide context and analysis that mainstream media outlets conveniently omit, explaining why certain corporate interests might prefer to maintain the status quo rather than support policies that could bring jobs back to America. The contrast between economic theories and real-world results becomes crystal clear as I break down complex trade concepts into straightforward explanations anyone can understand.This isn't just another political commentary - it's an essential economic education that cuts through media spin to reveal how trade policies directly impact your wallet, your community, and your future. Whether you're a business owner, a worker in manufacturing, or just someone trying to make sense of rising prices, this analysis provides the unfiltered truth about tariffs, trade deficits, and what they mean for everyday Americans.The video concludes with a powerful reminder that economic policy shouldn't be viewed through a partisan lens but through the practical lens of what actually works for American workers and businesses. After decades of watching our industrial capacity diminish while other countries prosper at our expense, perhaps it's time to consider a different approach.If you're tired of economic half-truths and want to understand what's really happening with American trade policy, this video provides the straight talk and factual analysis you won't find on mainstream news networks. The economic future of our country depends on more Americans understanding these crucial issues.Watch as I break down exactly how foreign entities - not American consumers - bear the cost of tariffs, why our massive trade deficit matters to your community, and what a return to America-first trade policies could mean for jobs and prosperity. This is the economic conversation the corporate media doesn't want you to hear.#economics #tariffs #AmericaFirst #trade

Deciding whether to buy a house in the USA in 2025 depends on your personal financial situation, goals, and where you’re looking to buy—there’s no one-size-fits-all answer. The housing market is a complex beast, and while I can give you a rundown of what’s happening and what experts are predicting, the final call is yours.Right now, affordability is a major hurdle. Home prices have been climbing steadily, with the median price for an existing home hitting $406,100 in November 2024, up 4.7% from the year before. Mortgage rates are also stubbornly high, hovering around 6.7% for a 30-year fixed loan as of early 2025, though some forecasts suggest they might ease slightly to the low 6% range by year-end. That’s still a far cry from the sub-3% rates we saw a few years back, meaning monthly payments are hefty—nearly double what they were five years ago for the median-priced home.Inventory is another factor. It’s been tight for years, but there are signs it’s loosening up. By late 2024, active listings were at their highest since 2019, and experts expect this trend to continue into 2025, with maybe an 11-12% bump in available homes. More options could slow price growth, which is projected to be moderate—around 4% nationally—though some optimists (like Apollo Global) are betting on a bigger jump, closer to 10%. Still, don’t expect prices to crash; the supply-demand imbalance and strong homeowner equity make a sharp drop unlikely.So, should you buy? If you’re financially ready—debt-free, solid savings for a down payment (20% is ideal to avoid PMI), and a stable income that can handle a $2,000+ monthly payment on a typical home—it could make sense. A home isn’t just an investment; it’s a place to live, and waiting for perfect conditions might mean missing out on building equity or settling down. Markets are local, too—places like Texas or the Midwest might offer more bang for your buck than coastal hotspots like California or New York.On the flip side, if you’re stretched thin or banking on rates plummeting, you might want to hold off. Rates probably won’t dip below 6% soon, and if inflation ticks up (say, from new policies like tariffs under a Trump administration), they could stay elevated. Renting might be smarter if prices in your area are outpacing your budget, especially since rents are expected to stay flat or drop slightly in 2025.Ultimately, it’s less about timing the market and more about your readiness. Talk to a local real estate agent to get the scoop on your specific area—trends in Boise differ from Brooklyn. If you’re set and find a place you love at a price you can swing, 2025 could be as good a year as any. Just don’t expect a bargain-basement deal unless the stars align in some unexpected way. What’s your situation like—where are you looking, and how’s your cash flow? That’ll help narrow it down.

Today we have Ryan Kleiss on the 9/10 podcast. He is the co-founder of Reverse Mortgage Educators.For many retirees, their home represents more than just a roof overhead. It's a lifetime of memories, a symbol of achievement, and often, a significant portion of their net worth. But what if that equity could be used to improve their quality of life? Enter the reverse mortgage, a financial tool that allows senior homeowners to access the value of their home without selling it. Unlike a traditional mortgage where you borrow money and make monthly payments, a reverse mortgage offers a stream of income to the borrower. This can be a fixed monthly amount, a line of credit, or a lump sum payout. The key feature is that no monthly payments are required as long as the borrower continues to live in the home, pays property taxes and homeowner's insurance, and maintains the property in good condition. Qualifying for a reverse mortgage is relatively straightforward. Borrowers must be at least 62 years old and own their home with a significant amount of equity (typically 30% or more). The amount a borrower can access depends on several factors, including the value of their home, their age, and current interest rates. The benefits of a reverse mortgage can be substantial for retirees facing financial challenges. It can provide much-needed income to supplement Social Security benefits, cover medical expenses, or fund long-desired home renovations. For some, it can be a lifeline, allowing them to stay in their cherished home despite rising costs of living. However, reverse mortgages are not without their drawbacks. The most significant risk is the erosion of home equity. As the borrower receives funds, the loan balance increases, effectively reducing their ownership stake in the home. This can leave heirs with a smaller inheritance or even force the sale of the house if the borrower can no longer meet their obligations.Furthermore, reverse mortgages involve closing costs and ongoing interest charges that can accumulate over time. This can significantly reduce the total amount of money the borrower receives. It's crucial to carefully consider the long-term implications before opting for a reverse mortgage.Before committing to a reverse mortgage, it's essential to seek professional financial advice. A qualified financial planner can help seniors understand their options, calculate the potential benefits and risks, and explore alternative strategies like downsizing or tapping into retirement accounts. Reverse mortgages can be a valuable tool for seniors seeking to improve their financial security. However, it's not a one-size-fits-all solution. By educating themselves about the pros and cons, and by working with a trusted financial advisor, seniors can make informed decisions about their financial future and determine whether a reverse mortgage is the right path for them.