Off the Rails from the U.S. Faster Payments Council - FPC

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Ledford.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Erin West, Founder and CEO of Operation Shamrock. Erin and Reed talk about payments scams and how Americans have already lost a generation’s worth of wealth.Join ACI Worldwide and FPC for a great evening in San Diego! https://lp.constantcontactpages.com/ev/reg/zfwdt8q/lp/716b7d46-4b06-44d2-a713-0eb6b9ed3df7

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Caroline Cypriano, Co-Founder of JJ4Tech. Caroline and Reed talk about QR codes, liquidity management, transaction monitoring, and Caroline’s favorite Netflix binge-watch.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Cole Augustine of Galactic Trade Consultants. Cole and Reed talk about personas vs. use cases, looking at payments from the corporate treasurer perspective, and video game to television adaptations.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Brian Dammeir of Plaid. Brian and Reed talk about open banking, payments standards, fraud and risk, the Oscars, and pyramids.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Stevens, executive director for ASC X9. Steve and Reed talk about the need for standards in the faster payments space, the partnership between FPC and X9, and some of Steve’s fun hobbies

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Carl Slabicki, Head of Commercial, Global Payments & Trade at BNY. Carl and Reed talk about what Carl sees as key drivers of demand for instant payments, stablecoins, and of course the Oscars. Register now for the FPC’s Spring Member Meeting February 25-27th in Washington DC! https://fasterpaymentscouncil.org/events/2894/FPC-2026-Spring-Member-Meeting

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kevin “The Payments Professor” Olsen of Pidgin. Class is in session as the professor provides a thorough 101 on stablecoins, then drops some insights on recent Nacha rule changes and describes for us his appreciation for banjo music. Register now for the FPC’s Spring Member Meeting February 25-27th in Washington DC! https://fasterpaymentscouncil.org/events/2894/FPC-2026-Spring-Member-Meeting

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Jim Filice of Visa. Reed and Jim talk about the huge volumes that are moving through Visa’s faster payments rails, how Visa thinks about developing and delivering products such as Visa Direct to the market, and who we like in the upcoming College Football Playoff championship game.

Happy Holidays! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Mike Bilski of North American Banking Company. Reed and Mike talk about how faster payments volume continues to grow for his bank, how Mike and North American Banking Company have long been leaders who invest in payments innovations that truly provide returns, and how our Minnesota Twins could look in 2026.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Craig Ramsey of ACI Worldwide. Reed and Craig spend time separating the noise in the market from the things that are really moving the needle, and they talk about the upcoming final race of the Formula 1 season. 

Happy Thanksgiving to our American listeners! Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Kyle Caldwell and Keith Melton from The Clearing House. The trio discuss the growth of the RTP Network, instant payments use cases, the new fraud service that TCH is rolling out, and a ton of other stuff.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Emanuela Saccarola, head of cross border payments at Citi as the two talk about the progress in cross border payments, the work that needs to be done, stablecoins, AI, tokenized deposits, and an out of the ordinary vacation destination recommendation.

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Dharshan Shanthamurthy, CEO and Founder of SISA as the two dig into forensics-driven cybersecurity, AI, and Taylor Swift’s latest album.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Aaron McPherson Principal at AFM to talk about Stablecoin, Agentic AI, and making beer with AI.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Carl Slabicki Executive Platform Manager of Treasury Services act BNY to talk about Cross Border Payments, AI, and life as a new parent.

Check in for a special episode, recorded live at the FPC Fall Member Meeting in Portland, Maine. This time Reed takes the hot seat and Bridget Hall from ACI asks him the ard questions -- and the two of them try out some new games!

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Greg Lloyd, Client Partner at Endava to talk about AI, stablecoins, and whether or not gasoline and fireworks are a winning combination.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kirsten Trusko from Payments as a Lifeline to discuss  Disaster Relief Payments, Digital Assets, and rehabbing a historic home.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Tapling of PTap Advisory. Peter and Reed talk about Stablecoins, AI, agentic payments, QR codes, and the best places to grab a beer in Portland, Maine.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Vishal and Reed talk about the things we can really lean from other markets, key use cases, and Squid Game’s much anticipated 3rd season which was recently released on Netflix.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Karen Brown of CGI. Karen and Reed talk about mandates in other markets, what the U.S. market is doing well, and her love of photography and her dog Harry.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Chris Harmse of BVNK. Reed and Chris talk about stablecoins and cross border payments as well as Chris’s affinity to adrenaline-pumping sports.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Phillipa Wilson of Mastercard. Reed and Phillipa cover a wide range of things going on in faster payments, how emerging tech such as AI will play a role, and how the NBA playoffs might shake out

Join FPC Executive Director Reed Luhtanen as he goes off the rails with James Watts of Mitek. Reed and James dig in on payments fraud, talk about how faster payments reduce check fraud, and the virtues of a few regional delicacies. 

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Peter Davey of PaymentsJedi Advisory. Reed and Peter dig into the factors that have persisted in keeping checks in circulation, the continued growth of pay by bank, and the San Diego beer scene. Join the FPC and register at fasterpaymentscouncil.org

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Ross McFerrin of Trustly. Reed and Ross dig into the recently announced Trump administration executive order that aims to significantly curtail the use of checks by the federal government, the rapid growth in usage of instant payments in the United States, and the NCAA tournament. FPC Spring Member Meeting is coming up! Join the FPC and register at fasterpaymentscouncil.org

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Peter Tapling, Managing Director at PTap Advisory. Reed and Peter talk about topical headlines in the payments arena, the best places to grab a beer on this year's conference circuit (San Diego, Boston, and Portland, ME all in the same year!), and the growth of pay by bank. Register for the FPC's Spring Member meeting at www.fasterpaymentscouncil.org!

Join FPC executive director Reed Luhtanen as he goes Off the Rails with Tony Cook of FirstBank and Donna Blum of BHMI. The trio discusses the difficulties of payments reconciliation and the ways payments modernization can help streamline that process. They also discuss the recently released paper from the FPC's Operational Considerations Work Group. Find that paper here: https://fasterpaymentscouncil.org/blog/14393/Guideline-02-Operational-Considerations-for-Instant-Payments-Send-Side-Primer

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Yamini Sagar  CEO and Founder of Instarails. Reed and Yamini talk about the market for cross border payments, how Yamini is working to enhance the user experience in that space, and their respective go-to karaoke songs.

Join Reed Luhtanen, Executive Director and CEO of the FPC as he goes off the rails with Deepak Gupta talking about all the amazing data in the FPC's Faster Payments Barometer, sponsored by Volante Technologies. 

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Dave Glaser and Skyler Nesheim of Dwolla. The trio talks about retail use cases for instant payments, the need for a dispute resolution framework, pay by bank, and Skyler's Iowa State Cyclones basketball team, which looks pretty darn good. FPC Spring Member Meeting is coming up! Register at fasterpaymentscouncil.org

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Raman Kumar of U.S. Bank to talk about all the consumer use cases Raman sees for faster payments.Also, if you're able to help with a donation for fire relief in California, here is a link to the California Fire Foundation: https://www.cafirefoundation.org/

Join Reed Luhtanen, executive director of the U.S. Faster Payments Council, as he goes off the rails with Colin Parsons of Nasdaq Verafin. Reed and Colin talk about fraud mitigation tactics, fraud trends in other markets, and their favorite Christmas songs.The FPC Fraud Work Group released a new paper on 12/19/24. You can find that here: https://fasterpaymentscouncil.org/Guides-Research

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Stephany Kirkpatrick of Orum and Dean Nolan of SRM. The trio discusses the potential for B2B instant payments, in particular in light of the recent announcement from the clearing house increasing the RTP limit to $10M.Previous episodes featuring Stephany and Dean:Stephany: https://podcasts.apple.com/us/podcast/12-oct-2023-stephany-kirkpatrick-of-orum-on-account/id1553535872?i=1000631043284Dean: https://podcasts.apple.com/us/podcast/27-oct-2022-moa-agrell-of-trustly-and-dean-nolan/id1553535872?i=1000584042369

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jim Colassano, SVP and head of business project management for the RTP Network at the clearing house. Jim gives an update on the RTP network’s growth, the value added services that are top of mind for users and financial institutions, fraud, how usage and adoption will scale in the future, his opinions on some Thanksgiving menu items.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sumner Francisco of BNY. Reed and Sumner talk about the trend toward open banking and the potential for faster and immediate payments to fuel this use case. 

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Jane Hennessy of Finzly. The pair talks about the things that might be holding financial institutions back from implementing faster payments as well as how many dogs have lived in Jane's home over the years.

Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Anthony Serio, Chief Risk Officer at Sphere Labs. Reed and Anthony talk about the use of stablecoins for cross border transactions and which rides Anthony recommends at Disneyland. Join the FPC by reaching out to us at [email protected]!

Join Reed Luhtanen, Executive Director of the U.S. Faster Payments Council as he goes off the rails with fraud expert Yinglian Xie in the final episode before the FPC Fall Member Meeting in Denver. If you're feeling the FOMO, join the FPC now so you don't miss out on San Diego in the spring!

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Sarah Hoisington, Head of Marketing and Strategy for Matera US. Reed and Sarah talk about the ways QR codes can be used to initiate faster payments, the fraud prevention protocols that can be put in place to reduce fraud, and sourdough bread. 

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Vishal Pasari of Euronet. Reed and Vishal talk about the things that will drive adoption of instant payments, the non-speed benefits of instant payments, and the U.S. Women's Basketball team's unbelievable run of dominance in the Olympics. Don't forget to register for the FPC's fall member meeting in Denver -- fasterpaymentscouncil.org/FPC-Events. It's going to be packed with great sessions and a super fun evening event at Lucky Strike!

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Kaue Tozzi of Banked. Reed and Kaue talk about the latest trends in pay by bank, building on previous episodes featuring Alex Gonthier of Trustly and Matt Friend of JP Morgan Chase. They also talk about operating payments globally and whether or not Westeros will be in good shape under a potential King Aemon.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Fred Fuller of Endava. Reed and Fred talk about the roadblocks for adoption of instant payments, the promise of blockchain to streamline use cases, and Boyz II Men.

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Matt Friend from JP Morgan Chase. Matt and Reed talk about the need for standards to advance adoption and usage of instant payments, consumer protections, and the pair's appreciation for the raw irreverence of Paul Cauthen. Don't forget to register for the FPC's Fall Member Meeting in Denver Sept. 30th and Oct. 1st! www.fasterpaymentscouncil.org/FPC-events

Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Bridget Hall of ACI Worldwide to discuss ACI's "Prime Time for Real Time Report (Available here: https://www.aciworldwide.com/real-time-payments-report), the instant payments experience in different markets, and the time Reed and Bridget saved the galaxy. We need sponsors for the FPC Fall Member Meeting! If you're interested in helping us out, please let us know: [email protected].

Join FPC Executive Director Reed Luhtanen as he goes off the rails with Alex Gonthier of Trustly. Alex and Reed talk about faster payments' influence on pay by bank, the emerging competitive environment for pay by bank, and payments fraud liabilities.Northwest Arkansas Disaster Relief Fund: https://ar.accessgov.com/adem/Forms/Page/adem/disaster-recovery/0

Join Reed Luhtanen, executive director of the U.S. Faster Payments Council as he goes off the rails with four thought leaders in the payments ecosystem. Reed is joined by Steve Wasserman of Photon Commerce, the Payments Professor Kevin Olsen of Pidgin, Elspeth Bloodgood of Jack Henry, and Travis Dulaney of Timeis. The four guests talk about a new book that has just been released, Smart Instant Payments. Learn more about the book at smartinstantpayments.com!

Join FPC Executive Director Reed Luhtanen as he goes Off the Rails with Josh Karoly of Netflix and Andrew Gomez of Lipis Advisors, Chair and Co-Chair of the FPC's Real-Time Recurring Work Group. They talk about the most recent recommendations from the work group, how standards can help to drive adoption in various markets, and whether this is a Field of Dreams or Chicken and Egg moment in faster payments. Register for the FPC's Fall Member Meeting at fasterpaymentscouncil.org!

Join FPC Executive Director and CEO Reed Luhtanen as he goes off the rails with Steve Mott, Principal at BetterBuyDesign. Reed and Steve discuss the burgeoning use case of mortgage payments for faster payments, the need for standards and the FPC's potential role in creation of those standards, and whether or not Steve's Cleveland Guardians can hold off Reed's punchless Minnesota Twins in the American League Central. The call for session proposals is open for the FPC Fall Member Meeting -- find that at fasterpaymentscouncil.org!