Our Two Cents

Walking down the aisle is a moment to remember. But a lot of planning went into bringing your dream day to life. If you're engaged and planning a wedding or curious about the process and expense that goes into it, you're not alone. Tune in as Kennedy and Allison talk all things wedding planning. Creating My Budget Pathway 

Even the safest drivers aren't immune from traffic accidents. That's why they're called accidents! But do you know what steps to take with your insurance company if you're in a crash? Josh Thompson, SVP Claims and Operations for General Motors Insurance, joins Our Two Cents to break down some auto insurance trends and tell us more about filing a claim. Keys Online Shopping for Insurance Module

Comparing your financial journey or career path to others can be tempting, but it can also be discouraging. Listen as Kennedy and Tatum unpack the realities of financial comparison, sharing thoughtful ways to reframe it, quiet the negativity and turn comparison into a tool for growth. KEYS Online

Premiums, quotes, claims — oh my! The world of insurance is ever-changing and sometimes hard to keep up with. Tune in as Kennedy talks all things insurance quotes and how to find the right policy for your budget with seasoned insurance professional Charlie Kordes. Then, learn more about insurance with our free resource from keysbygmfinancial.com. Shopping for Insurance Module 

Tax season is upon us. So, whether you're filing yourself or paying a professional, tune in to this week's episode to learn more about the process. Then, check out the "Taxes: The Basics Module" from KEYS®  Online to learn even more. Taxes: The Basics Module 

Going back to school for an advanced degree can open new doors, but you must budget for the costs of higher education. Tune in as Kennedy sits down to learn about Ashley's experience with tuition reimbursement, a benefit offered by GM Financial. Then, check out the Paying for College Course from keysbygmfinancial.com. Paying for College Course KEYS Online 

Buying or leasing a new car is a big, exciting purchase that you want to protect. Understanding which protection products fit your lifestyle and budget can help do just that. Tune in as Kennedy chats with auto finance seasoned professional Matt St. Charles as they dive into what you can cover and how to decide which protections are right for you.

Each time you tap your credit card, a pang of guilt hits you. Should you be spending money right now? Are you hurting your finances with each purchase? It can be hard to know when splurging is worth it and when it's a poor financial decision. Tune in as Kennedy and Allison dive into this topic to help listeners navigate their spending choices. Creating My Budget Pathway

Talking about money can be taboo. Talking about it with your loved ones? An entirely different situation. Tune in as Emma speaks to her experience with setting boundaries and keeping conversations comfortable when money is involved. Family Conversations About Money Module

We took the plunge and challenged ourselves to a #NoSpendMonth. Tune in to hear how it went, what we learned and the impact it's had on us since we finished it on this week's episode. Then, edit your budget with our free resource from keysbygmfinancial.com. Creating My Budget Pathway

While managing money can be done with a spreadsheet, balancing your time isn't as straightforward. Tune in to explore strategies for achieving balance and making the most of your day. KEYS® Online 

Getting married is an exciting time for everyone to come together and celebrate. Of course, there are costs that come with attending weddings. You want to be there to support your loved one, but it's not always easy to fit in your budget. Tune in to hear how Tara and Allison have navigated wedding guest expenses without sacrificing fun. Creating My Budget Pathway KEYS® Online

Two generations, one conversation. Tune in to hear from millennial and Gen Z guests as they share their thoughts on personal finances. Will they differ or overlap? Listen now to find out. Then, continue learning for free at keysbygmfinancial.com.  Creating My Budget Pathway 

Being around loved ones is always a good time, but it's more complicated when they're coming to your house. If you feel overwhelmed by hosting gatherings, this episode is for you. Tune in as Kennedy and Allison dive into their approaches to having people over and sticking to a budget. Creating My Budget Pathway

Personal finances are forever changing, but it's especially prevalent in early adulthood. You and your friends might be navigating completely different financial situations, which is why we sat down to talk it through! Tune in as Kennedy and Kris dive into their experiences as two 20-somethings. Then, check out free resources to help boost your personal finance knowledge. Family Conversations About Money Module

It's never too early to get into the holiday spirit! But there's a cost associated with decorating your space for upcoming holidays. Tune in as Kennedy and second-time guest Frank chat about how they budget and save without sacrificing on the festiveness. Then, check out free resources from KEYS® by GM Financial to factor décor into your budget. Creating My Budget Pathway Creating a Budget Module 

Are you overwhelmed by packages arriving daily? Worried about your spending habits? You're not alone. Overconsumption is a big problem that many people deal with. Kick off Season 3 of Our Two Cents as Kennedy and Allison sit down to talk about how they're working toward more conscious consumption. Then, check out free resources from KEYS® by GM Financial. Healthy Financial Habits Module

Our Two Cents Introducing Our Two Cents, a KEYS® by GM Financial podcast. Covering all things money and sharing personal experiences have never been this fun! Tune in each week for new episodes. keysbygmfinancial.com  

Hoping to make changes in 2025 but don't know where to start? This episode is for you! Tune in as Our Two Cents welcomes Ronni Orr to speak to a listener question about setting goals and achieving them for the last episode of season two. Healthy Financial Habits Module  Creating a Budget Module Leasing or Buying a Car Module Want to be featured in an upcoming pocket change episode? Email [email protected] with your question.

Whether it's a new job, a cross-country move, or buying and selling a home, making a big financial transition with a partner can be both exciting and stressful. Hosts Kyle and Brooke know this experience all too well and talk through this process for their last episode with Our Two Cents. KEYS Online Buying a Home Module 

The clothes you wear are an expression of who you are, but with trends, seasonal changes and a variety of events to attend, it's hard to be fashionable on a budget. Tune in as Kennedy and Allison share their experiences building personal and professional wardrobes without breaking the bank. Creating a Budget Module Healthy Financial Habits Module KEYS Online

Getting a new car is a big financial decision, but it can be challenging to know if leasing or buying is the best option. Tune in to this week's episode as Allison sits down with Brian Stratton, SVP U.S. Regional Sales and Credit Operations, to break down the pros and cons of each. Leasing or Buying a Car Module GM Rewards 

Heading to a game or a concert of your favorite artist is destined to be a fun time! However, when you add up the cost of entry, travel and other accommodations, the total begins to rise. Tune in to hear one listener's debacle and how to navigate the decision-making process of deciding to go or stay home. Creating a Budget Module KEYS® Online 

Family gatherings and Friendsgiving dinners bring people together. However, they aren't always budget-friendly. If you're trying to balance the festive season without breaking the bank, this episode is for you. Creating a Budget Module   Healthy Financial Habits Module   KEYS® Online 

One day it's crocheting. The next it's rock-climbing. Then, it's painting. The hobbies never stop because you love to try new things. But that doesn't prove beneficial for your budget. If you're a serial hobby hopper, this episode is for you. Tune in as Desire Nesmith joins the show to talk about all the hobbies she's tried and how she works them into her budget.   Mindful Living Module Healthy Financial Habits Module KEYS® Online

From insurance to retirement accounts, company benefits cover a lot of ground. If you're just starting out or are in a new role, it's hard to truly understand what everything means. Tune in this week as Tracy Tillery, AVP Total Rewards, help break down benefits so you can confidently make decisions in your new gig. KEYS® Online 401(k) Plans Module  Health Savings Account Module

Moving out on your own is exciting! But when bills start coming in, you're forced to create a budget. Tune in to this week's pocket change episode where Kennedy and Allison share their experiences budgeting and lessons they've learned along the way. KEYS® Online Healthy Financial Habits Module Want to be featured in an upcoming Pocket Change episode? Email [email protected] with your question.

Car insurance – it's something you need but hope you'll never use. The good news? When accidents happen, it's there to help keep you, and the people around you, protected. Special guest and President of General Motors Insurance Andrew Rose joins Our Two Cents to demystify the world of car insurance, so you can feel more prepared when you hit the road. KEYS® Online Leasing or Buying a Car Module

Feeling ready to move into an apartment, buy or lease a car, or make an investment is a mix of emotions. You're excited to take that step. You're anxious about how it might impact your finances. That's all to be expected! Tune in to this episode to hear how the Our Two Cents podcast hosts navigate big financial decisions. Want to potentially be featured on an upcoming pocket change episode? Email [email protected] with your question. All questions are anonymous. KEYS® Online Introduction to the Stock Market Module Leasing or Buying a Car Module Buying a Home Module

You just graduated college and are probably wondering what the future holds. Maybe you're moving back home or to a new city, starting your first job, or sending in applications. Whatever the case, beginning a new phase of life can bring up a lot of different emotions, but you're not alone. This week, we share what our life looked like after we turned the tassel, trading books and exams for emails and corporate meetings. KEYS® Online Healthy Financial Habits Module

Grocery shopping can be fun, but it's also a test of your budget. Pro tip: Don't grocery shop hungry. This week's pocket change episode focuses on ways to stay on budget while not compromising on delicious, nutritious meals. KEYS® Online Creating a Budget Module Want to be featured in an upcoming Pocket Change episode? Email [email protected] with your question.

Your bank, credit card, investment accounts and more all have their own login, password and app. So, how do you keep it all straight? Tune in as Brooke and Allison go over their financial organization strategies and share what's worked for them. Identity Protection Module KEYS® Online

Internships are a great stepping stone when transitioning into adulthood, putting you in the driver's seat to explore the endless possibilities of your future. Tune in as intern-turned-full-time employee Kris Scott shares his biggest takeaways from testing the waters of corporate life. KEYS® Online Preparing for Graduation Module Want to be featured in an upcoming Pocket Change episode? Email [email protected] with your question.

It's easy to build a bucket list of dream destinations, but getting there is another story. Whether it's a nearby city or a trip across the world, travel requires a lot of planning. This week, former travel industry professional Frank Rodriguez joins Our Two Cents to unpack how to make the most of traveling without breaking the bank. KEYS® Online Creating a Budget Module

Are you all in on the FIRE lifestyle? This episode is for you! Tune in to hear the second part of our conversation with T. Rowe Price's Lindsay Theodore, a Certified Financial Planner® professional. Confident Conversations on Retirement, a T. Rowe Price podcast  FIRE Lifestyle Module 401(k) Plans Module

Saving for retirement is important, but it can be challenging to know where to start. Tune in to this episode to hear from T. Rowe Price's Lindsay Theodore, a Certified Financial Planner® professional and frequent contributor the Confident Conversations on Retirement™ podcast, to learn more about planning for retirement. Check out Confident Conversations on Retirement, a T. Rowe Price podcast: https://www.troweprice.com/corporate/us/en/confident-conversations-on-retirement.html 401(k) Plans Module

Do you live to work, or do you work to live? With only 24 hours in a day, trying to fit everything in can feel like an ongoing challenge. This week, Brooke and Allison talk about avoiding burnout while still finding time for the things that matter most — from fun and fitness to work and home life. KEYS® Online Mindful Living Module

You hear it all the time, but what does "living within your means" actually mean? Kyle and Allison dive into this topic and the ways it applies to their personal finances in the latest episode. KEYS® Online Healthy Financial Habits Module

Buying a home is a big decision and a sometimes complicated process. Tune in as Allison shares her experience as a first-time homebuyer and what she wishes she knew before starting the process. KEYS® Online Buying a Home Course Credit Scores and Reports Module 

Your credit history, health and score are all important every day. However, when you're upgrading your car or buying a home, your credit is that much more important. Tune in to hear how it's used and learn about free resources to learn more about credit. KEYS® Online Credit Scores and Report Module Get your free annual credit report at annualcreditreport.com

Getting a credit card is exciting, but learning how to spend it responsibly takes practice. If you've racked up some debt on a credit card, listen in to hear how our hosts have managed to recover. KEYS® Online Credit Cards Module Debt Management Module 

You have a credit card and can see your credit score, but now you're asking yourself what to do with this information. Tune in as we share how we manage to stay on top of our credit. KEYS® Online Credit Scores and Report Module 

Welcome to season two! In this episode, we introduce a new format that you can get involved with. Pocket change episodes focus on one listener-submitted question and are 15 minutes or less. This week's covers budgeting without having to sacrifice little treats.   Want to submit your question? Email us at [email protected] with the subject line "Pocket Change" to share your question.   KEYS® Online  Creating a Budget Module 

From the dress and flowers to the venue and food, weddings are a huge event to plan. But how do you stay on budget? Tune in as Brooke sits down with professional events specialist and newlywed Bekah Gallagher as they walk through all things wedding planning finances. KEYS®️ Online Creating a Budget Module

A physician can let you know how healthy you are physically. But how do you assess your financial health? Learn what questions to ask yourself and how to keep your finances fit when you tune in to our latest episode. Healthy Financial Habits Module 

Providing solid teaching and real-world strategy is one of the best ways parents can prepare their children for a successful financial future. Tune in as Kyle Shelly shares how he's preparing his teenage daughter for hers. KEYS®️ Online Credit Scores and Reports Module Credit Cards Module    

If you're taking on school, work and trying to have a social life, then you know it's no small feat to balance your budget, considering the costs of tuition, books and a night out. Not to mention you'd like to have a little "fun money" as well to spend. So how do you approach your responsibilities while having a social life, too? Listen to our latest episode with host Brooke Howell and GM Financial intern Kendrick as they share experience on balancing life's responsibilities. Budget Hacks for College Module Creating a Budget Module KEYS®️ Online 

It's an exciting time when a friend or family member asks you to be part of their wedding celebration. But it can also put a dent in your budget if you're not careful. Learn how to stay on budget when you're in a wedding in our latest episode. Creating a Budget Module KEYS Online 

Having a hobby can be a great outlet, but like everything, most hobbies require some type of financial commitment. In this episode, we're sharing how we approach funding our hobby of running, how to get started, what to budget for and more. For more financial resources, visit KEYS Online. KEYS®️ Online  

Living with people can be hard, especially when it comes to splitting bills and chores. Before you and your roommate sign on that dotted lease agreement line, listen to our latest episode on how we handle paying utilities, divvying up chores, house guests and more. Budget Hacks for College Module   Creating a Budget Module    KEYS®️ Online