PostMoneyPlan5

www.postmoneyplan.com Owning a home. The American Dream. Or so we’re told. It was Ronald Reagan who said “home ownership is an essential part of the American dream and fundamental to our way of life.” While it sounds nice, homes come with a lot of strings attached so it’s worth being mentally prepared for the costs in advanced. -Content Level: Advanced- In this episode, Dallas interviews Larry about the costs and fees associated with buying a home. Larry is a retiree who has built and purchased several homes over the span of his career and learned the hard way through experience on how best to plan for home ownership costs. In the episode, we touch on: -Closing costs -Mortgage loans and payments -Home insurance -Taxes -Furniture -Repairs -Beautification

www.postmoneyplan.com Every dollar counts they say. When it comes to indulging, retail shopping is where spending can really explode. Consequently, having frugal tricks of the trade when it comes to shopping can go a long way. -Content Level: Beginner- In this episode, Dallas discusses shopping tips and tricks with Loretta, a retired wife and frugal shopper who has handled a majority of the shopping for her household over the course of 40+ years. Loretta shares some of the strategies she has developed over time through trial and error that have saved her family a lot of money over the course of time. In the episode, we discuss: -Beneficial shopping philosophies -Planning purchases ahead of time -Good ways to get the best deals

www.postmoneyplan.com Podcast: Installing Solar Power And God said, “Let there be light” and there was light. We’ve had the sun from the beginning and it should be around for as long as energy consumption is a concern for humanity. Although most of our energy production currently comes from fossil fuels, solar power still remains virtually an untapped resource that can produce an almost infinite amount of power relative to our needs. -Content Level: Beginner- In this episode, Dallas discusses the proposition of installing a solar panel system on your home with Larry, a home owner who is in the process of adding to his home solar panel system. Larry installed his solar panel system 2 years ago and was happy enough with the performance of the system to want to add additional capacity. In the episode, we discuss: -The catalyst for Larry deciding to use solar power -The types of power home owners can potential use to generate electricity -The things in your home that consume the most electricity -The normal amount and cost of power consumption in an American household -The power and savings potential of a residential solar panel system

www.postmoneyplan.com Podcast: Managing the Cost of Living (in San Fran) To live in a city or not live in a city? That is the question. While the cost of living in all cities is categorically higher than suburban or rural areas, San Francisco is notoriously high. -Content Level: Beginner- In this episode, Dallas discusses the cost of living in San Francisco and other major cities with Stephen Ngao. Stephen is a Fund Manager who moved to San Francisco for work after having lived in L.A., New York, Atlanta, and Boston. Stephen shares his breadth of urban living experience and considers the pros and cons of various geographical choices. In the episode, we discuss: -Stephen’s personal experience across various American cities -What makes up the major components of cost of living -Cost of living statistics in America and specifically San Francisco -Reasons for high costs in metropolitan areas -Details about costs in San Francisco

www.postmoneyplan.com What is slavery? Where does freedom, choice, and agency in decision making come into play? Is slavery extinct or does it still exist today? -Content Level: Advanced- In this episode, Dallas philosophizes with medical resident Michael about when working conditions cross into what could be defined as modern day slavery. While many complaints in Western society can justifiably be deemed as “first world problems” and incomparable to historical and current injustices of unadulterated slavery, when it comes to a person’s free choice in labor many restrictive and oppressive situations exist even in America. Michael also provides an inside look at the process of becoming a medical professional and the financial risk and sacrifice of freedom that comes along with that choice. In the episode, we discuss: -Defining slavery -Qualifying conditions of slavery in labor and agency in personal decision making -Examples of possible slavery in today’s society -Moral considerations of free choice versus slavery in labor -Possible solutions to reducing slavery in labor today

www.postmoneyplan.com They say that Americans are linguistically handicapped. That may be a stereotype, but I can personally vouch for it! Having grown up in Saudi Arabia and having to tell people that I know only English is embarrassing. While many Americans can get by just fine on only English and American culture, many Europeans are forced by the nature of Europe to have more linguistic and cultural knowledge than us Americans, which in an increasingly valuable skill in our progressively globalizing world. -Content Level: Beginner- In this episode Dallas speaks with Stefan Linden in The Netherlands about working in a multicultural work environment and what it’s like integrating into expat society. Stefan works in a European organization that requires multi-lingual communication as well as cultural understanding on a daily basis. He discusses his move from Germany to The Netherlands and the process of adapting to the new environment, workplace, and culture. In the episode, we discuss: -What it’s like and personal experiences integrating and working in a multicultural environment -The impact of different languages on communication -Benefits of a multicultural work environment -Risks in a multicultural work environment -Handling conflict brought on by cultural misunderstandings