REALTY UNIVERSAL® Radio

Beth Sheaffer McCallister grew up in Lancaster, PA and  is a 1983 graduate of Millersville University, where she majored in Biology/Nuclear Medicine Technology. She worked as a Nuclear Medicine Technologist from 1983-2009, in various hospitals (Georgetown Medical Center March 2005- July 2008) and outpatient Radiology/Cardiology offices in eight states, plus the D.C. She even traveled to Missouri, Nebraska, Wisconsin, and New Jersey to work jobs as a traveling Technologist.    Since 2009, she has worked in Marketing & Sales for Vector Marketing, AFLAC, The Red Cross/Ultimate Staffing, National Agents Alliance, and Advantage Sales and Marketing. But she always had a passion for Network Marketing, having been with NuSkin, Herbalife, and Isagenix over the years.   In 2019, she first learned about CBD at a roadshow in Baltimore. MDC,  My Daily Choice/Hempworx gave out samples, and it changed her life.

Rafael Badziag is a Germany based global entrepreneur, top TED speaker with over 3 million views, best-selling author and angel investor. He is a valued expert in psychology of entrepreneurship, specializing in self-made billionaires and has been featured in over 30 countries and on NBC, ABC, CBS, BBC and FOX networks as well as in Forbes, CNBC, USA Today, Wall Street Journal. In the late 90's he built his first multi-million dollar business, a online bike shop in Germany. Raddiscount.de pioneering e-commerce in Europe.  He then expanded his ventures into several countries. Rafael is founder of the No Limits project, where he fights against the limitations of body, mind and soul. You may find him sprinting on a mountain trail, running a race across the Sahara Desert, or dancing a tango at a Milonga. Rafael's blog nolimits.co is on mission to inspire the readers to live their lives fully with passion and zeal. Recently, Rafael has been traveling the world and meeting the world’s most successful entrepreneurs, all of them self-made billionaires, from various regions, industries, cultures, religions and age groups. By conducting face-to-face interviews he was able to obtain first hand information. He reveals their success secrets in his book “The Billion Dollar Secret” and the corresponding YouTube channel.

Listen in for a Christmas treat hosted by Guy Steele. Hear Frank Sinatra telling stories and singing with his iconic voice. Starting back in 1943 and forward.  Stories and great music stand the test of time. ENJOY!!!!!!!!!! MERRY CHRISTMAS!!!

​ Christine Lee is the CEO/founder of Seize the Market. She has been an entrepreneur since the age of 16 when she started her first online business that serviced over 16 countries. She received her B.S. in Computer Information Systems in 2003 from the University of North Florida and her M.S in Real Estate in 2006 at the University of Florida. Her 20+ years experience in real estate ranges from a licensed real estate broker to a mortgage broker, state certified real estate appraiser, and general contractor. She has owned 8 different businesses and has been featured in Realtor Magazine’s 30 Under 30, featured on HGTV shows, Homebuyer Magazine, and as a radio show host for Getting Real with Real Estate. Christine currently develops and grows businesses through Seize the Market. Seize the market is for real estate agents and brokers.

Hermien and Dawid Van Den Bergh have been on a mission to change lives, doing missionary work in 5 different countries for the past 9 years, now offering coaching to women all over the world to  breakthrough limiting beliefs, heartaches and stagnation so they can enjoy freedom, true joy  and Kingdom success through mind renewal techniques. (Men are welcome too :) ) Their method is based on Biblical and neuroscientific principles. Look up lofunlimited.org

Len Pagen weighs in today-- has been in the lending business since 2004---been through several market changes and has good news for us today on how to not only get a loan easily with several options and packages will offer tips to prepare.

Today we are going to dig into changes in mortgages to buy investment properties, creative ways to still stay in the game. SBA, mixed use, rehab, fix and flip, hard money, bridge money, cross collateralization and more. Wendall King, Producing Regional Manager/National Recruiter for InstaMortgage weighs in with us today on changes, and what to look for when deciding on a mortgage loan before committing. Wendall has been in the industry since 1998 Wendall is a Loan Officer/Mortgage Broker well versed in Commercial, Investment, FHA, VA Loans and financing the purchase of foreclosed properties including the SBA program.  He has an extensive background assisting home-buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, and investment borrowers. Wendall manages a team always ensuring that everyone is service oriented, highly effective and efficient with our delivery of loans to the closing table. Wendall states, "Our belief is that everyone can purchase a home with the proper guidance and coaching.". He came out as #1 Mortgage broker/Loan Officer in Metro Atlanta more than once. Listen in...

Shari McGuire is a professional REALTOR in Maple Grove, Minnesota and Minneapolis. Her greatest joy lies in helping individuals and families find their dream homes or sell their current ones to create new memories. With years of experience, Shari understand what makes homes stand out, attracts buyers, and accelerates the process of finding your new home. As your advocate, Shari states "I'm committed to ensuring a seamless and stress-free experience, guiding you through selling your current home and buying your next one. " ✅ 100% Club Award Winner: In 2022, Shari earned the prestigious 100% Club award for RE/MAX Results, reflecting her dedication and commitment to exceeding client expectations. ✅ #1 International Bestselling Author:  authored "Becoming a Local Leader: How to Grow Your Business by Giving Value to Your Community First,"  Alignable honored Shari as the Local Main Street Mentor in 2021 and Local Business Person of the Year in 2023. Additionally, she received the CommunityVotes Maple Grove Platinum Winner award in 2022 Listen on U-tube to Explore Maple Grove and join Shari's FB Group FB/Explore Maple Grove.   Shari McGuire owns The Shari McGuire Real Estate Team -Greater Minneapolis-St. Paul Area and Maple Grove, Minnesota.   Business growth and Marketing Strategist- also IT Project Manager  Specialist with Fortune 500 companies turning around their product launches

Tamairo Moutry, is a Milwaukee, Wisconsin native,  and Real Estate Broker who owns 4 virtual real estate companies in Wisconsin, Illinois, Georgia, and Florida.  Tamairo specializes in many different aspects of real estate which include working with first time homeowners traditional sales, real estate investing, traditional and private mortgage lending, luxury real estate, new construction and real estate development. Tamairo is also a Real Estate Investor, Developer and a Wisconsin Real Estate Instructor who teaches, coaches, trains and mentors Realtors and Real Estate Investors. Tamairo works with a lot of out-of-state real estate investors by helping them to grow their real  estate portfolios and provide a one stop shop  concierge service for them.

Today we are going to dig into changes in mortgages, rates and more... Wendall King, Producing Regional Manager/National Recruiter for InstaMortgage weighs in with us today on changes, and what to look for when deciding on a mortgage loan before committing. Homework makes a difference today. Wendall has been in the industry since 1998 Wendall is a Loan Officer/Mortgage Broker well versed in FHA, VA Loans and financing the purchase of foreclosed properties including the HUD $100 Down-payment program.  He has an extensive background assisting first time home-buyers, high net worth borrowers, low-to-moderate income borrowers, self-employed borrowers, and investment borrowers. Wendall manages a team always ensuring that everyone is service oriented, highly effective and efficient with our delivery of loans to the closing table. Wendall states, "Our belief is that everyone can purchase a home with the proper guidance and coaching.". He came out as #1 Mortgage broker/Loan Officer in Metro Atlanta more than once. Listen in...

Brea Sharron Estep is an Integrative Health Practitioner, Personal Trainer, Group Fitness Instructor, business coach and author of Amazon #1 Bestseller “Holistic Health Clean Eating Cookbook.” With over a decade of experience in the health and fitness industry, she uses her health struggles and education to teach and coach others who feel like they have tried every diet, every workout and/or every doctor, find the underlying root cause to finally get their health and body back holistically. Brea was born and raised in Greensboro NC where she graduated from the University of North Carolina at Greensboro with her bachelor’s in business and became the owner of Foundation Fitness studio for 8.5 years. Brea recently moved to Morehead City NC with her husband Tim and pup, to enjoy living their best life at the beach. She is proud to represent her home state as Mrs. North Carolina United States and as Mrs. United States 2021 where she promotes her platform, her non profit Youth Fitness Link. Which shares her life’s mission statement “build health positive relationships on the inside and out in order to combat adolescent obesity and teach healthy lifestyle changes.”

Frank Sinatra Christmas Show- Enjoy this today on Christmas as Guy Steele hosts.

Rafael Badziag is a Germany based global entrepreneur, top TED speaker with over 3 million views, best-selling author and angel investor. He is a valued expert in psychology of entrepreneurship, specializing in self-made billionaires and has been featured in over 30 countries and on NBC, ABC, CBS, BBC and FOX networks as well as in Forbes, CNBC, USA Today, Wall Street Journal. In the late 90's he built his first multi-million dollar business, a online bike shop in Germany. Raddiscount.de pioneering e-commerce in Europe.  He then expanded his ventures into several countries. Rafael is founder of the NoLimits project, where he fights against the limitations of body, mind and soul. You may find him sprinting on a mountain trail, running a race across the Sahara Desert, or dancing a tango at a Milonga.Rafaels blog nolimits.co is on mission to inspire the readers to live their lives fully with passion and zeal. Recently, Rafael has been traveling the world and meeting the world’s most successful entrepreneurs, all of them self-made billionaires, from various regions, industries, cultures, religions and age groups. By conducting face-to-face interviews he was able to obtain first hand information. He reveals their success secrets in his book “The Billion Dollar Secret” and the corresponding YouTube channel.

Randy Zachary, Creator and founder of "Pono Radio" joins us today for a sneak preview of what is coming..Randy has been in radio for over 40 years, hosting, producing, with own shows and currently Afternoon Host/Fundraising Director of Family Radio National radio network based in Nashville..

Chris Cascia, loan officer with Fairway Mortgage which is a National Mortgage Company offering many  loan products will join us today to discuss our changing times in todays mortage loans, how to make it work and not let fear get in the way of  your goals, plans for your future.

Listen in, learn how to receive up to 2% of the sales price (certain restrictions may apply) to use towards closing costs, and more. Rates have been going up changing everything, yet you can still buy and there is more than one way  to work out your rates and deals to your benefit.

Steve Yonker joins us to discuss potential water issues in properties. What to look for, remedies and more!!!

Based on what transpired in a few short moments in early 2006, Coach Jim Johnson is now an authority on the subject of realizing your dreams. In his many public speaking appearances, the Rochester, New York resident relates his role in a high school basketball game that made national headlines. He emphasizes the importance of teamwork and sportsmanship; concepts which gave Coach Johnson winning high school basketball teams for over 30 years.. Coach has appeared on Oprah, Good Morning America, ESPN and dozens of other National TV and radio shows.  In 2011, he released his first book  A Coach and a Miracle: Life Lessons from a Man Who Believed in an Autistic Boy. Coach was named the Class A Section Five Coach of the Year.  He officially retired from coaching so that he can speak full time; he also works closely a with Rochester-area non-profit:  AutismUp. On Feb. 15, 2006, Coach Johnson made the kindhearted gesture of inserting his autistic manager, Jason McElwain, now known to the world as J-Mac into Greece Athena High School’s final home game, which the Trojans won 79-43. J-Mac scored 20 points in just over four minutes, including six three-point baskets, to become an instant national celebrity. Coach Johnson, also, was featured in major news outlets around the country.

Buyer rebate program. Earn credit for your efforts when buying a property... These programs can be done in all 50 states. Certain restrictions may apply. Nowadays you find the property so quickly from the Internet. You have already done so much research, know exactly what you want...why not receive credits for this... receive as much as 2% of the sales price. (depending on what is offered to the ccop in the mls) go to www.realtyuniversal.com (fill out contact us form with your desired location and information) so easy...

Kevin Lum is a Financial Planner and Investment Advisor -- he focuses on Impact Investing, Socially Responsible Investing, Values Based Planning currently leading Foundry Financial with offices in Los Angeles and Washington, DC. Foundry Financials wants to help you do well and do good through value based financial planning and impact investing. And now this is such an important time, after getting over the shock of the Corona virus, now Ukraine, our global market to stay strong, calm and lead while staying safe. Kevins passion is helping people identify their dreams and then develop a financial plan and investment strategy that aligns with their values. Whether it's planning an early retirement, having a first child or starting a new business -- Kevin helps you chart out your course from where you are now to where you could be. We are not giving legal or financial advise. Important that you check with your attorney and experts before making a plan.

Worthington Financial Partners offers many options to plan way into the future, as well as benefitting you today.  Anthony Santiago and Phiip Travaglini join us today to discuss excellent options utilizing Premium Financing and Insurance products that are amazing. was born and raised in Manhattan, New York where he received his Associates Degree in Business Management from Lehman College.  After working for a prominent communications firm as a Sales Executive, he became an entrepreneur in the telecommunications industry.  Anthony later transitioned into the real estate industry, where he spent 10 years as an Account Executive.  Anthony is life and health insurance licensed in Maryland. As a Managing Director with Worthington Financial Partners, Phil is responsible for bringing new agents into the firm as well as assisting experienced agents with the continued development and advancement of their practice.  With over 21 years experience in the financial services industry, Phil is very passionate about his profession and is a true servant leader to the professionals he works with. Phil holds his FINRA Series 7, 6, and 63 registrations and is a Registered Representative offering securities in Maryland, Delaware, and Pennsylvania.  He is also insurance licensed in Maryland, Pennsylvania, Delaware, and Virginia.

Richard Kiernicki considers the past 30 years to have been some of the most exciting times in the professions of finance, motivation & personal transformation. He believes that the future of these industries holds unlimited potential & possibility. While the Canadian financial industry experienced explosive growth & the fields of self-help & transformation rapidly gained acceptance & worldwide momentum, Richard found his place in that ever evolving/expanding world. Fortunate to have an open mind, deep intuition and a strong commitment to move ahead in his life, “he did not do what was the easiest and most expeditious, he chose to do what was right” according to a 1997 letter from his partner Michael Lee-Chin at AIC. Richard strongly agreed with Michael on this point: your reputation is absolutely vital to your success. Richard’s other mentors include Napoleon Hill, Bob Proctor, Viktor Frankl, Brian Tracey, Anthony Robbins, Eckhart Tolle, Deepak Chopra, Lise Janelle, Sir John Templeton, Peter Cundill, Peter Lynch & Warren Buffett. He learned to follow examples set by those who are considered to be the absolute best in their areas of expertise & exemplify honesty, dedication, ethics & commitment. These individuals continually seek to differentiate themselves from the crowd by being examples of living according to the highest degree of personal values & integrity. Richard integrates those values into his own life & passionately shares those principles with his family, friends & clients. Then came the crash in 2008, Richard knew there was a better way. With his financial and life background he came up with a better way... Hence "The Capitalist's Worst Nightmare Come True: The Crucifixion of Capital"  was born.

Rafael Badziag is a Germany based global entrepreneur, top TED speaker with over 3 million views, best-selling author and angel investor. He is a valued expert in psychology of entrepreneurship, specializing in self-made billionaires and has been featured in over 30 countries and on NBC, ABC, CBS, BBC and FOX networks as well as in Forbes, CNBC, USA Today, Wall Street Journal. In the late 90's he built his first multi-million dollar business, a online bike shop in Germany. Raddiscount.de pioneering e-commerce in Europe.  He then expanded his ventures into several countries. Rafael is founder of the NoLimits project, where he fights against the limitations of body, mind and soul. You may find him sprinting on a mountain trail, running a race across the Sahara Desert, or dancing a tango at a Milonga.Rafaels blog nolimits.co is on mission to inspire the readers to live their lives fully with passion and zeal. Recently, Rafael has been traveling the world and meeting the world’s most successful entrepreneurs, all of them self-made billionaires, from various regions, industries, cultures, religions and age groups. By conducting face-to-face interviews he was able to obtain first hand information. He reveals their success secrets in his book “The Billion Dollar Secret” and the corresponding YouTube channel.

Thinking of purchasing a residential or commercial property that has visible  water or foundation issues? Are you experiencing them in your home or investment property? Listen in as Steve Younker, owner of Maryland Waterproofing company answers many questions and teaches today on what can be done to remidy the situation. With gravity, weather, settling this is not the end all... there are solutions.

Our end of the year Christmas show...Nathalie always has her end of the year life tips and HUGS.... :) A special treat this year, Guy Steele who lives in Hawaii and runs an Edward Jones office has been producing Frank Sinatra shows (he has every song, all information,  wow!!!) for over 23 years and he is graciously allowing us to join in and let all of our listeners listen in. If you are too young to know who Frank Sinatra is, listen in, you will be amazed.  And if not too young you are in  for a real treat. Merry Christmas, Happy Holidays and Happy New Year!!! God Bless!!!

We have all experienced changes since February 2020 in the workplace, at home and with so much more. Joining us today is well known Mary Ann Faremouth, Executive Recruiter, Speaker & Author of Revolutionary Recruiting and Revolutionary Reinvention Workbook. Mary Ann founded her company Faremouth & Company in 1982, specializing in recruiting for Professional, Clerical and Temporary placements, with the pipe, tube, metals, coating, oilfield service, and industrial supply having a particularly strong focus. The utmost attention is given to every applicant and position. Mary has her Certified Personnel Consultant (CPC) credential  which requires years of experience in the industry. Mary Ann achieved a Bachelor of Arts degree in Business Administration from Marygrove University and graduated with honors.  Today we are going to discuss, how to do a self-inventory, how to take advantage and see these changes as a plus to revolutionize your role in the workplace and at home.

Steven J. Sless is a proud father, husband, speaker and business leader. Steven is an industry veteran spending the past decade focused on growing multiple national reverse mortgage platforms.  Passionate about living a life of purpose by effecting change in the lives of people, he has long been committed to his personal and professional growth and to inspiring others on a similar journey. Steven has built a reputation as a skilled communicator and industry leader though his speaking engagements and in the national media. Steven’s passion, experience, expertise and dynamic personality electrifies audiences and inspires people to act. Steven is a master at making complex concepts simple and easy to understand. His presentations are tantalizing, powerful and unmatched in their ability to have an immediate impact, he cares about individuals, showing them how to utilize a reverse mortgage to stay in their home, have money for travel or their desires and live in peace. Reverse mortgages have changed dramatically for the better. Steve Sless, an expert in reverse mortgages and a regular contributor on our show joins us today to give us details on how to "Age in Place" and even purchase a home using either a reverse mortgage or forward reverse mortgage... bet you didn't know they also come with lines of credit that earn interest?

Sonny Tran is an avid entreprenneur on fire- this Covid 19 epidemic is not stopping him. Sonny has been in the mortgage and finance industry for over 20 years. Sonny speak, writes and educates on these industries while his biggest gift is motivating, inspiring,  teaching people how to implement certain strategies on a day to day- short term and long term basis for true peace of mind, wealth and health.

Nathalie who has been in the real estate industry since 1985 in different markets and dealing with many brokers and agents first hand across the country for many yrs. weighs in... We all see the news 24/7... what do you think? Will the markets continue to rise? Will it crash?

Credit reports, credit repair- so much has changed, yet still worth staying on it. Credit Advisor | Serving Realtors, Mortgage Brokers & Small Business Owners Increase profits by 35% & Generating A Pipeline of clients every 45-90 days for FREE  Karla Bennett,  Is owner of KB Global Enterprises, LLC. Karla helps companies increase their bottom line through analysis, building their pipeline and more!!! Her company has partnered with another company with over 50,000 members and support enabling them to offer superb service at an unbelievable price without shortcutting anything.  They also give back to the communities through a program that educates elementary school age children as well as providing scholarships.

Based on what transpired in a few short moments in early 2006, Coach Jim Johnson is now an authority on the subject of realizing your dreams. In his many public speaking appearances, the Rochester, New York resident relates his role in a high school basketball game that made national headlines. He emphasizes the importance of teamwork and sportsmanship; concepts which gave Coach Johnson winning high school basketball teams for over 30 years.. Coach has appeared on Oprah, Good Morning America, ESPN and dozens of other National TV and radio shows.  In 2011, he released his first book  A Coach and a Miracle: Life Lessons from a Man Who Believed in an Autistic Boy. Coach was named the Class A Section Five Coach of the Year.  He officially retired from coaching so that he can speak full time; he also works closely a with Rochester-area non-profit:  AutismUp. On Feb. 15, 2006, Coach Johnson made the kindhearted gesture of inserting his autistic manager, Jason McElwain, now known to the world as J-Mac into Greece Athena High School’s final home game, which the Trojans won 79-43. J-Mac scored 20 points in just over four minutes, including six three-point baskets, to become an instant national celebrity. Coach Johnson, also, was featured in major news outlets around the country.

Naples, Florida, great weather, close to all conveniences... Naples is a city on the Gulf of Mexico in southwest Florida that’s known for high-end shopping and golf courses. The Naples Pier, first erected in 1888, is the city’s symbol, and is a popular fishing and dolphin-spotting destination. It’s flanked by miles of beaches with calm waters and fine white “sugar” sand, including those at Clam Pass Park and Delnor-Wiggins Pass State Park. Naples cost of living depends on where you are in Naples, and yes, there are affordable places to live, as well as very expensive places to llive.

Tune in to learn about mold and how not all mold is dangerous. There are over 2000 types of mold. This is a reply pre-covid...refreshing. Robert Hendrick, our guest has inspected over 1600 + properties for mold. He is Nationally Certified trained in all aspects of mold, this is a must listen to. Do you or any of your family members have frequent colds, respiratory issues? Mold is not always visible to everyone.  RC Air and Mold Solutions is an established Mold Inspection and Mold Testing company with over 9 years of experience in identifying mold issues in homes and businesses. Their inspectors are Nationally Certified and are trained to look for causes of mold during the inspection process.

Dominique "Dom" Brightmon, DTM is a certified self-leadership expert with the John Maxwell Team from Baltimore, MD that empowers and equips others to share their stories. Because of his love for books, Dominique has written and published “Going North: Tips & Techniques to Advance Yourself”, the follow-up bestseller, "Stay The Course: The Elite Performers 7 Secret Keys to Sustainable Success" and contributing author for the bestselling book, “Crappy to Happy: Sacred Stories of Transformational Joy”. Find his writings anywhere books are sold and you’ll see how you too can become a better you. As the host of the Going North podcast, Dom interviews diverse authors around the world to help listeners become inspired to publish books of their own and overcome the obstacles we have to face daily. Because of this podcast, Dom was listed as one of the top ten self-help podcasters in the world alongside Brendon Burchard, Gretchen Rubin, Lewis Howes, and Steve Olsher for 3 years in a row. Whether it's humor, information, or inspiration, Dominique is sure to deliver immense value! Reach out to him to learn how you can unlock a higher level of self-worth through book writing, leadership training, and podcasting.

Since falling prey to a violent reaction to his cell phone in 2002 Lloyd Burrell has spent the last 18 years researching the effects of electromagnetic fields (EMFs) on health. You can download his free EMF Protection Health andReport and subscribe to his newsletter by visiting his website http://www.electricsense.com. He is also the author of an eBook entitled "How To Beat Electrical Sensitivity", which offers a solution to the growing number of people whose health is being compromised by exposure to wireless and similar technologies, also available through his website.

Maxine Clark is the Founder of Build-A-Bear Workshop®, a teddy-bear themed retail-entertainment experience.  In 1996, Maxine left her long and successful career in retail with the May Dept Stores and her role as then President of Payless ShoeSource, to start her own business focused on engaging children though the idea of “what”  was not yet specific. After an unsuccessful trip to a local toy store with her 10-year-old best friend Katie to buy a Beanie Baby, the idea for Build-A-Bear was born.  “We could make these,” declared Katie and 9 months later the first store opened in St. Louis, MO and a generation of makers began. Today there are over 400 Build-A-Bear Workshop stores worldwide, nearly 200 million stuffed animals have been sold world-wide.   Maxine stepped down from her CEB (Chief Executive Bear) position in 2013 to start her next act-- to help unleash the potential of women and minority entrepreneurs and to use her entrepreneurial skills create platforms and places that give access to more St. Louis families. Her latest venture is the Delmar DivINe™—the transformation of a neighborhood eyesore, the historic St. Luke’s Hospital, into a multi-use real estate development to open in late 2021.    In 2017 Maxine was named to the Missouri Public Affairs Hall of Fame and in 2015 was named Women of the Year by the Greater Missouri Leadership Foundation.   Maxine is a graduate of the University of Georgia and holds an Honorary Doctor of Laws degree from St. Louis University and an Honorary Doctor in Human Letters from the University of Missouri St. Louis and an Honorary Associates degree from St. Louis Community College. In 2006, she published her first book “The Bear Necessities of Business: Building a Company with Heart.”

John Rosebush, Founder & CEO of the Worldwide Development Corporation is a maverick inventor and reality bringer. His invention which we will be discussing today does not pollute, nor use resources once constructed. Cost effective over solar. It works with the "riverflow", is more than cost effective, can literally produce so much power at a fraction of the cost that we are used to and has a 99% uptime. For more information go to www.wdcpower.com James Fuller inventor and founder of the Greensaharaproject.org,Educated with the specific goals of Science and discovery of cohesion molecular phenomena and resonance frequency studies.He is also an inventor with 2 inventions in progress 1. Ion frequency Resonance Exchange 2. Magnetic Cohesion Collection Electrical force delivery device,  an invention dealing with magnetic energy transfer methods. This deals directly with convergent energy known to exist in the negative field. Also Vitalgro and more.         J

I am excited today to have Bill Miller on today who has faithfully served his entire life. Veterans of Foreign Wars- did you know you can join if your family member was in the VFW? VFW needs help and helps so many. It is obvious when a returning veteran from a war is disabled for serving our country and we should do as much as we can. There are many that suffer in silence from the invisible wounds of war. Bill Miller who I always will refer to as Commander Miller faithfully volunteers daily and today he will fill us in on ways we can help too. It is easier than you may think. Commander Miller served in the United States Air Force from June 1970- 2006, was a former Supervisor at 175 Wing, Former Personnel Manager at MDANG, Personal Manager at US. Dept. of Defense (DoD), Personal Manager at MD Air National Guard from 1988-2006, State Chief of Staff at VFW from June 2014- June 2015 as well as Maryland State Jr. Vice Commander at Veterans of Foreign Wars, State Senior VIce Commander of VFW from 2016-2017 and State Commander at Veterans of Foreign Wars June 2017-2018 and devoted husband of Penny for over 47+ years.

Why Real Estate Menu Systems work in any market. REALTY UNIVERSAL Real Estate Menu Systems and programs work in any  market. Good markets, bad markets, sellers market, buyers market. You still need to protect yourself and follow the basics.

Spring, summer 2021- are you having a tough decision deciding whether to sell, whether to buy? Weighing on on options.

Alex Piela is a family man who is a Realtor licensed with Berkshire Hathawy. He began his career in broadcasting in 1980. Started working as a traffic reporter in 1996 in the Ocean City area. People still say they remember "Alexander Piela in the TRAFFAX Command Center!" In 1997, He purchased a beach property and began renting it in the summer months. He gained a ton of experience in the ways of housing and real estate in the Ocean City area. In 2000 his radio career took hom to Washington, DC. Alex has done traffic on the major stations, including WTOP and WUSA-TV Channel 9.  In a helicopter!!!  Married in 2003, he eventually moved back to Ocean City. Very familiar with managing and renting property as well, he knows what it is like to maintain your investment from afar.   If you are planning on living in the area full time, Alex is the man to go to. Alex says "If you're a seller, my 36 years in broadcasting have served me well. It's not a far stretch at all to go from marketing in broadcasting to marketing your property. Add to that, I am still in the broadcasting business as a traffic reporter. I'm your "Realtor on the Radio". He is also proprietor of MisterOceanCity.Com, LLC, a company that runs a website of the same name. A rather popular site with so many things about Ocean City. Event calendars, traffic cameras, city ordinances. Hey, we've even got a Boardwalk Elvis section! Whether it's radio advertising, knowing how to get the word out, or internet marketing, Alex has covered all of the bases for all client and customer real estate needs in Ocean CIty or surrounding areas. Today we will share some interesting information as well relating to loans, Covid 19 and more!!

Many changes have taken place since Covid. Those of us who have been able to work virtually  know the benefits it brings. Nowadays with more and more companies allowing people to work virtually, first not by choice, but due to Covid are now seeing the benefits. Many are finding out what is most important and very affordable.

Rafael Badziag is a Germany based global entrepreneur, top TED speaker with over 3 million views, best-selling author and angel investor. He is a valued expert in psychology of entrepreneurship, specializing in self-made billionaires and has been featured in over 30 countries and on NBC, ABC, CBS, BBC and FOX networks as well as in Forbes, CNBC, USA Today, Wall Street Journal. In the late 90's he built his first multi-million dollar business, a online bike shop in Germany. Raddiscount.de pioneering e-commerce in Europe.  He then expanded his ventures into several countries. Rafael is founder of the NoLimits project, where he fights against the limitations of body, mind and soul. You may find him sprinting on a mountain trail, running a race across the Sahara Desert, or dancing a tango at a Milonga.Rafaels blog nolimits.co is on mission to inspire the readers to live their lives fully with passion and zeal. Recently, Rafael has been traveling the world and meeting the world’s most successful entrepreneurs, all of them self-made billionaires, from various regions, industries, cultures, religions and age groups. By conducting face-to-face interviews he was able to obtain first hand information. He reveals their success secrets in his book “The Billion Dollar Secret” and the corresponding YouTube channel.   

There is way too much anxiety everywhere...seeing it a lot, especially dealing in different markets.  So much information thrown at us, decisions to make, and not all are in our control. This is where faith, diligence, living in the present really makes a huge difference. Nathalie will talk story today and  give us some tips on how to win in this sellers market, if you are a buyer.

Today we are focusing on 3D homes- did you ever think this could work? Did you know how 3D printing is  being used in many industries already. Listen in, call in, weigh in. Pretty fascinating, as well as a way to save lots of money building your starter or dream home!!!

Memorial to Chuck Mills, American football coach for over 47 years, wears the Superbowl ring from 1967, first Superbowl, where he was an assistant coach at for the Kansas City Chiefs, Head coach  Pomona College, Indiana University, Indiana University of Pennsylvania, the United States Merchant Marine Academy, Utah State University, Wake Forest University, Southern Oregon University and the United States Coast Guard Academy. Chuck Mills took the first American collegiate football team to Japan. The Japanese equivalent of the Heisman Award, known as the "Mills Trophy" is presented to the top collegiate football player in Japan each year.

We have all experienced changes since February 2020 in the workplace, at home and with so much more. Joining us today is well known Mary Ann Faremouth, Executive Recruiter, Speaker & Author of Revolutionary Recruiting and Revolutionary Reinvention Workbook. Mary Ann founded her company Faremouth & Company in 1982, specializing in recruiting for Professional, Clerical and Temporary placements, with the pipe, tube, metals, coating, oilfield service, and industrial supply having a particularly strong focus. The utmost attention is given to every applicant and position. Mary has her Certified Personnel Consultant (CPC) credential  which requires years of experience in the industry. Mary Ann achieved a Bachelor of Arts degree in Business Administration from Marygrove University and graduated with honors.  Today we are going to discuss, how to do a self-inventory, how to take advantage and see these changes as a plus to revolutionize your role in the workplace and at home.

Since falling prey to a violent reaction to his cell phone in 2002 Lloyd Burrell has spent the last 18 years researching the effects of electromagnetic fields (EMFs) on health. You can download his free EMF Protection Health andReport and subscribe to his newsletter by visiting his website http://www.electricsense.com. He is also the author of an eBook entitled "How To Beat Electrical Sensitivity", which offers a solution to the growing number of people whose health is being compromised by exposure to wireless and similar technologies, also available through his website. (rerun)

Kevin Lum is a Financial Planner and Investment Advisor -- he focuses on Impact Investing, Socially Responsible Investing, Values Based Planning currently leading Foundry Financial with offices in Los Angeles and Washington, DC. Foundry Financials wants to help you do well and do good through value based financial planning and impact investing. And now this is such an important time, after getting over the shock of the Corona virus to stay strong, calm and lead while staying safe. Kevins passion is helping people identify their dreams and then develop a financial plan and investment strategy that aligns with their values. Whether it's planning an early retirement, having a first child or starting a new business -- Kevin helps you chart out your course from where you are now to where you could be. We are not giving legal or financial advise. Important that you check with your attorney and experts before making a plan.

Reverse mortgages have changed dramatically for the better. Steve Sless, an expert in reverse mortgages and a regular contributor on our show joins us today to give us details on how to "Age in Place" and even purchase a home using either a reverse mortgage or forward reverse mortgage... bet you didn't know they also come with lines of credit that earn interest?