Rebuild and Rise Show

In this episode of Rebuild and Rise, I sit down with Michelle Elise, a powerhouse sales trainer who has built a multi-million dollar sales operation. Together, we break down the #1 habit that separates average performers from elite closers: consistent, intentional daily practice.If you’re a CEO, team leader, or salesperson tired of chasing lukewarm leads or managing untrained teams, this conversation will challenge how you think about growth.Michelle showed me how just 15–30 minutes of daily training can completely transform a team in 90 days or less. Not through scripts—but through mastering relationships, sharpening communication, and building real confidence. Michelle breaks down how understanding your client’s real needs, asking better questions, and leading with integrity creates trust that lasts far beyond the close. She also dismantles the myth that “sales is sleazy,” replacing it with a model rooted in connection, purpose, and long-term retention. This episode isn’t just about closing more deals—it’s about becoming a better leader, building a stronger culture, and creating a team that operates at a higher standard every single day.If you’re serious about scaling your business and elevating your team, this is the blueprint. I walked away seeing training differently—and you will too. Michelle Elise, founder of EBA Hiring, is one of the most respected voices in sales and leadership today. Her approach to building relationship-driven, high-performance teams is redefining what sustainable success looks like.Don’t let another deal slip through the cracks. Master daily reinforcement—and turn your team into your greatest asset.Ready to go from good to elite? This is where it starts.Follow Michelle Elise on Instagram: @shewill.info Or Connect with Michelle at: ebastart.info Don’t forget to like, subscribe, and share this episode with someone who needs a fresh perspective on money and purpose!  Streaming now on YouTube, Spotify, and Apple Podcasts New episodes drop every Wednesday @ 5:00 AM EST----------------------------------------------Here’s how you can reach us:  Website: micahabigail.com  Instagram: @fitcreditdoctor

In this episode, I break down a major transformation happening in how lenders evaluate borrowers. New credit scoring models like VantageScore 4.0 and FICO 10T are changing the game. VantageScore 4.0 now factors in non-traditional trade lines like rent and utilities when available — giving more data points that can impact your credit profile. This isn’t just theory — it’s already rolling out, and it’s opening doors for millions of Americans who were previously overlooked. The approval from the Federal Housing Finance Agency signals a move toward a more inclusive and accurate way of measuring creditworthiness.And here’s the truth most people aren’t talking about: This isn’t just an opportunity — it’s a shift you need to understand if you don’t want to fall behind. Because while the system is becoming more inclusive, it’s also becoming more advanced. These new models use machine learning to analyze patterns, trends, and behaviors — not just snapshots. That means lenders are getting a forward-looking view of your financial habits. If you know how to position yourself, this could mean better loan options, lower interest rates, and a faster path to homeownership. If you don’t? You risk overpaying, missing out, or staying stuck while others move ahead. That’s why I’m breaking it all down — what’s changing, why it matters, and how you can take advantage of it starting now. This is more than just a credit update. It’s a window of opportunity to finally have your financial behavior work for you instead of against you.If you’re serious about owning a home, building wealth, and staying ahead of the curve — this is something you can’t afford to ignore. Hit play, and let’s step into this new era of mortgage approval together.If this episode opened your eyes to what’s changing in the credit and mortgage world, don’t keep it to yourself. Share it with someone who’s been renting, rebuilding, or trying to break into homeownership — this could be the insight that changes their path.Make sure you’re subscribed so you don’t miss what’s coming next — because as these new scoring models roll out, the people who stay informed will have the advantage.📍 Follow me on Instagram: @micahabigailllc & @fitcreditdoctor for real-time strategies, updates, and guidance on positioning yourself in this new credit landscape.📌 Streaming on YouTube, Spotify, Apple Podcasts, and iHeartRadio📅 New episodes drop every Wednesday at 5:00 AM EST — stay ready so you don’t fall behind.The system is evolving… make sure you are too.

Most of my journey as an entrepreneur and leader, I struggled with trusting my gut—until I started seeing the real cost of ignoring it. Toxic culture, bad hires, and moments of self-doubt nearly derailed everything I was building. In this episode, I open up about how I learned to turn pain into purpose. I talk about what it really means to hold unwavering standards, trust my intuition, and fiercely protect the culture I’m responsible for. I’ve realized my standards aren’t walls—they’re filters. They help me let the right people in and keep the wrong ones out. Because one wrong hire or one compromised decision can set me back months, even years—unless I’m willing to say no at the right time.I also share the moments where I almost compromised—times when toxic environments, shaky confidence, and the wrong advice nearly cost me everything. I break down the difference between feedback and criticism, and how I’ve used self-reflection, faith, and a kingdom mindset to turn setbacks into setups for my next breakthrough.This isn’t just theory—it’s the real frameworks I use for hiring, building culture, and staying aligned, so I can protect both my business and my peace of mind.If there’s one thing I’ve learned, it’s this: every wound, every mistake, every painful season has a purpose. It’s all part of shaping a life of meaning and influence. My breakthrough started when I chose to trust my gut, hold my standards, and allow God to use my pain for His glory.And maybe yours is just one honest decision away. If this hits you, drop a  in the comments and tell me—what’s one standard you’re no longer willing to lower?   And don’t forget to like, subscribe, and share this episode with someone. Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast & @fitcreditdoctor for more financial tips, mindset and encouragement.  Streaming on Spotify, Apple Podcasts, and iHeartRadio New episode drops every Wednesday @ 5:00 AM EST

In this episode of Rebuild and Rise, I dive into a conversation we don’t hear often—but desperately need to have: when money quietly becomes the thing we serve.After hearing a sermon that deeply challenged me, I realized that before we talk about fixing credit, eliminating debt, or building wealth, we have to first rebuild our relationship with money itself. Too many people are financially stuck not because they lack information, but because money has taken a place in their lives it was never meant to hold.I share personal reflections and biblical truth on how the pursuit of money can subtly control our decisions, our peace, and our identity—and why true financial freedom doesn’t begin with a higher income, but with a shift in priorities.This episode is about tearing down the idol of money and rebuilding with purpose, generosity, and a kingdom mindset. When your finances are aligned with your values and faith, freedom follows—not just financially, but spiritually and emotionally.If you’re ready to stop letting money lead and start living with intention, this episode is for you. Comment down below — what moment or insight from this episode stood out to you?  Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step in their entrepreneurial journey!  Follow me on Instagram: @micahabigailllc @rebuildandrisepodcast @fitcreditdoctor    Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio   New episodes drop every Wednesday @ 5:00 AM EST    Visit: micahabigail.com

In this episode of Rebuild and Rise, I’m diving into one of the biggest challenges people are facing right now—housing affordability—and what we can actually do about it. I break down key insights from an article by Sean Dobson, CEO of Amherst Group, to explain why housing costs remain so high, from tight mortgage credit to low inventory caused by homeowners holding onto low interest rates.More importantly, I talk about what you can control. We get into why your credit matters more than ever, how consistent on-time payments create leverage, and why disciplined financial habits are the foundation for long-term stability. I challenge you to be intentional, proactive, and strategic with your financial decisions—especially in a market that doesn’t feel forgiving.This episode is a practical guide to strengthening your credit, managing debt with purpose, and preparing yourself for homeownership the right way. As we head into 2026, my goal is simple: to help you reclaim control of your financial life through consistency, clarity, and forward-thinking strategies—because rebuilding is possible, and rising is the next step.Comment down below — what moment or insight from this episode stood out to you?Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step in their entrepreneurial journey!Follow me on Instagram: @micahabigailllc @rebuildandrisepodcast @fitcreditdoctorListen now on: YouTube | Spotify | Apple Podcasts | iHeartRadioNew episodes drop every Wednesday @ 5:00 AM ESTVisit: micahabigail.com  

In this heartfelt episode of Rebuild and Rise, I sit down with a very special guest, Carina Tom, president of NU World Title, to share a story that’s as powerful as it is personal.Carina opens up about her journey—from working at a mall to becoming a respected leader in the real estate industry. But beyond the success, she courageously shares the most painful chapter of her life: the devastating loss of her son, Mikey. His memory has become her why—the driving force behind how she leads, lives, and shows up for others.Together, we talk about faith in the middle of unimaginable pain, resilience when life feels overwhelming, and the importance of not walking through hardship alone. This conversation is about grief, strength, and what it truly looks like to rebuild—and rise—after tragedy.If you’ve ever had to start over, carry loss, or find purpose through pain, this episode is for you. Comment below: What part of Carina’s story spoke to your heart most? Don’t forget to like, subscribe, and share this episode with someone who needs encouragement to keep going and rise again. Follow Carina Tom on Instagram: @theultimatetitlegirlWebsite: nuworldconnecttitle.com Connect with me: @micahabigailllc | @rebuildandrisepodcast | @fitcreditdoctor Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio New episodes every Wednesday at 5:00 AM EST Visit: micahabigail.com

In this episode of Rebuild and Rise, I take a deep dive into what presence really means—comparing the power of simply being there for the people we love versus trying to show love through material gifts.I share a story that hit close to home: an older couple whose long-standing financial habits kept them from achieving their dream of homeownership. It’s a sobering reminder of how repeated financial decisions—especially the ones we brush off as “small”—can quietly shape our future.We talk about the real cost of poor financial choices, particularly during the holiday season when overspending feels normal and even expected. I break down how better credit management and intentional financial planning can save tens of thousands of dollars over a lifetime—and open doors that once felt out of reach.This episode is also about perspective. I challenge us to invest wisely, not just in money, but in people. To stop trying to impress others with expensive gifts while sacrificing our peace, our stability, and our future.Drawing from my own experiences and biblical principles, I remind you that true wealth isn’t measured by what’s under the tree—it’s found in relationships, stewardship, and showing up fully for the people who matter most.This season, let’s rebuild the way we think about money, rise above the pressure to perform, and choose presence—because that’s where real legacy is built. Comment below — what part of this conversation challenged the way you think about money, presence, or relationships? Don’t forget to like, subscribe, and share this episode with someone who’s ready to rebuild their financial habits, rise above seasonal pressure, and focus on what truly matters. Follow me on Instagram:@micahabigailllc@rebuildandrisepodcast@fitcreditdoctor Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio New episodes drop every Wednesday @ 5:00 AM EST Visit: micahabigail.com

In this episode of Rebuild and Rise, I’m opening up about the real foundations of building a successful business—from the messy early stages of doing everything myself to the humbling lessons of leading a team. I share how stepping out of solo entrepreneurship forced me to confront my own limits, delegate with intention, and create solid SOPs so my business could finally run on structure instead of stress.I talk about what it truly means to hire the right people, why realistic expectations matter, and how delayed gratification has shaped my journey as a leader. I also get honest about the hard parts—investing in employee development, knowing when to let someone go, and trusting God with every step of the process. This episode is all about growth, stewardship, and learning how to lead with both wisdom and accountability.If you’re an entrepreneur who’s building, rebuilding, or scaling, my hope is that this conversation gives you clarity, courage, and a few practical steps you can apply today. We rise higher when we’re willing to learn, release control, and lead with purpose. Comment below — what part of my story spoke to you most? Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step in their entrepreneurial journey! Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast, and @fitcreditdoctor Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio New episodes drop every Wednesday @ 5:00 AM EST Visit: micahabigail.com

In this deeply personal episode of Rebuild and Rise, I’m opening up about the real story behind my entrepreneurial journey—how I went from building ideas in a basement to leading a business I once could only pray for. I share the emotional battles I faced, the moments that stretched me, and the pivotal day I walked away from a stagnant corporate job to finally build something of my own.I break down the principles that shaped me along the way: knowing your worth, mastering negotiation, committing to growth, and surrounding yourself with people who align with your purpose. I also talk about the beauty of starting small, the power of gratitude, and why resilience isn’t optional—it’s the foundation of everything I’ve built.If you’re standing on the edge of a big decision or wrestling with the fear of starting over, this episode is for you. Tune in for raw insight, real encouragement, and practical wisdom to help you navigate the hard, holy work of entrepreneurship. Comment below — what part of my story spoke to you most? Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step in their entrepreneurial journey! Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast, and @fitcreditdoctor Listen now on: YouTube | Spotify | Apple Podcasts | iHeartRadio New episodes drop every Wednesday @ 5:00 AM EST Visit: micahabigail.com

Are finances causing tension in your relationship? In this episode of Rebuild and Rise Show, I open up about the real conversations couples need to have around money, credit, and long-term goals. Avoiding the money talk only leads to bigger problems later—and I’ve lived that lesson myself.Grounded in Proverbs 31, I share my journey toward becoming a woman of wisdom and stewardship. I talk about what I’ve learned from my Bible study community and the practical guidance from Kathy Greer and my pastor, Dr. Greg Williamson. Their wisdom continues to shape how I view partnership, alignment, and financial unity in relationships.This episode breaks down why couples need to talk about money early, how credit scores can impact your future together, and what Proverbs 31 reveals about wisdom and stewardship. I also dive into the importance of building alignment, strengthening communication, and approaching your relationship like a true partnership. Whether you’re dating, engaged, or already married, you’ll come away with practical steps to improve trust, clarity, and financial harmony.  Don’t forget to like, subscribe, and share this episode with someone who needs a reminder that faith, grit, and a fresh start can rebuild anything. Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast & @fitcreditdoctor for more financial tips, mindset and encouragement. Streaming on YouTube, Spotify, Apple Podcasts, and iHeartRadio  New episode drops every Wednesday @ 5:00 AM EST

In this episode of Rebuild and Rise Show, I’m taking you behind the scenes of one of the biggest milestones of my life—four years of running my own business, Micah Abigail LLC. This journey didn’t come wrapped in comfort. It came with pressure, hard resets, and the kind of moments that force you to either crumble or rise.I opened up about navigating COVID, losing my sense of direction, and the exact moment I realized I needed to build something that was truly mine. I talk about the late nights, the self-education, the sacrifices, and the foundation I had to rebuild from scratch—not just in business, but in myself.I also share the battles most people don’t see: struggling with alcoholism, choosing healing, and learning to lean into faith when everything around me was shaking. That faith became my anchor. That determination became my fuel.This episode is for anyone who feels like they’re rebuilding, reinventing, or fighting for the version of themselves they know they can be. My story is proof that when you commit, when you give everything you’ve got, and when you stay rooted in purpose—you can build an empire from the ground up. Follow me on Instagram: @micahabigailllc, @rebuildandrisepodcast & @fitcreditdoctor for more financial tips, mindset and encouragement. Streaming on YouTube, Spotify, Apple Podcasts, and iHeartRadio  New episode drops every Wednesday @ 5:00 AM ESTLet’s rebuild. Let’s rise. Together. Comment below — which part of this journey hit home for you the most? And don’t forget to like, subscribe, and share this episode with someone who needs a reminder that faith, grit, and a fresh start can rebuild anything.

In this episode of Rebuild and Rise, I sit down with my good friend and trusted mortgage lender, Kei Kullberg—powered by GoRascal. Kei shares his inspiring journey in the mortgage and real estate industry, starting back in 2017 and working his way up from processing and underwriting to becoming a successful loan officer helping families achieve the dream of homeownership.We dive into how understanding loan guidelines on a deeper level allows Kei to guide clients toward smarter financial choices, build generational wealth through real estate, and navigate today’s competitive housing market with confidence. Kei also talks about the power of pre-screening, how business development and coaching shape professional success, and why credit education is key to every real estate journey.He shares actionable real estate tips for first-time homebuyers, including why starting with multi-family properties is one of the smartest ways to begin investing. Whether you’re in the industry or just starting your real estate journey, this conversation is packed with insight, motivation, and practical advice to help you rise in business and in life.If you’re ready to learn what it truly takes to build wealth through real estate and make confident financial decisions, this episode is for you. Comment below — what part of Kei’s story inspired you most? Don’t forget to like, subscribe, and share this episode with someone who’s ready to take the next step toward building wealth through real estate investing! Follow Kei Kullberg on Instagram: @kei_themortgageguy Website: keikullberg.com Follow me on Instagram: @micahabigailllc | @rebuildandrisepodcast | @fitcreditdoctorVisit: micahabigail.com

In this special episode of Rebuild and Rise Show, I sit down with Isis Richardson—a proud military veteran and social worker with a Master’s from Fordham University—who shares her powerful journey of rebuilding her credit and achieving her dream of homeownership.Isis opens up about the emotional and financial challenges she faced, the lessons she learned along the way, and how seeking help from a credit repair team became the turning point in her story. Together, we talk about resilience, financial education, and the importance of community when you’re rebuilding from the ground up.If you’ve ever faced financial setbacks, felt overwhelmed by debt, or wondered if it’s too late to start over—this episode will remind you that redemption is possible and it’s never too late to rise again.Follow Isis Richardson on Instagram: @surgery411officialConnect with me: @micahabigailllc, @rebuildandrisepodcast, @fitcreditdoctorVisit: micahabigail.com

In this solo episode, I get real about one of the hardest seasons of my life — facing financial irresponsibility and the consequences that came with it. I talk about what it was like to go from enjoying the highs of young adulthood to hitting a wall of debt, bad credit, and denial. But this isn’t just a story about struggle — it’s about rebuilding. I share how I slowly learned to take ownership of my finances, educate myself, and rebuild my credit piece by piece. I’ll walk you through the lessons, the humility, and the small wins that eventually led me toward freedom and confidence. If you’ve ever felt stuck, ashamed, or overwhelmed by money, this one’s for you. Tune in as I open up about what it really takes to rise again — with honesty, grace, and determination.

In this episode of Rebuild and Rise Show, I sit down with Lindsay Stevens, one of Hudson Valley’s leading voices in real estate and leadership. Lindsay’s been in the industry since 2009, and what she’s built is nothing short of inspiring — a thriving team, a powerful mindset, and a deep commitment to personal growth.We dive into what it really means to show up, lead with purpose, and overcome the fears and challenges that come with building something great. Lindsay also opens up about the importance of financial literacy, developing people, and creating lasting impact through service and leadership.This conversation is packed with wisdom, heart, and real-life lessons that go far beyond real estate. Tune in, get inspired, and remember — no matter where you’re starting from, you have the power to rebuild and rise. 

In this inspiring episode of Rebuild and Rise, I have the privilege of sitting down with Alexander Zakharin — a driven and accomplished real estate agent who’s made his mark in the heart of New York City. Alexander takes us through his incredible journey — from growing up in Russia and Ukraine, navigating life across different countries, to finding success in one of the most competitive real estate markets in the world. We dive deep into the challenges of adapting to new cultures, the power of hard work, and the lessons he’s learned along the way.He also opens up about his passion for ballroom dancing and fitness, and how those interests have shaped his mindset, discipline, and approach to business. With over a million followers on social media, Alexander shares powerful insights on building a personal brand, staying consistent, and staying motivated even when things get tough.This episode is packed with wisdom for anyone looking to push boundaries — whether you’re a real estate agent, entrepreneur, or simply someone striving to rise above challenges and chase your dreams.

In this inspiring episode of Rebuild and Rise, I sit down with my incredible friend Corrie Beth—  a multi-faceted entrepreneur, fitness enthusiast, and woman of unwavering faith.As the co-owner of Pure Physique, Corrie shares her powerful journey from personal hardships and health struggles to becoming a successful business owner, devoted wife, and mother grounded in purpose. Her story is one of perseverance, faith, and the determination to rebuild stronger than ever.We dive deep into the lessons that have shaped her journey — from the power of words and the importance of discipline to the vital role of faith in both life and business. Corrie also opens up about her passion for financial literacy and education, drawing from her background as a teacher and her belief that strong values start at home.This episode is a heartfelt reminder that with faith, focus, and community, you can overcome life’s toughest challenges and rise even higher.Be sure to listen, subscribe, and share the Rebuild and Rise Show for more stories of resilience, growth, and transformation.

In this heartfelt episode of Rebuild and Rise, I welcome my dear friend Josie, a third-generation McDonald's owner-operator, who shares her incredibly inspiring journey. Josie's story is one of resilience and hope as she challenges what's expected and shows us what's possible. From her humble beginnings, personal hardships, and health challenges, to managing an empire of 50 McDonald's franchises, Josie exemplifies how to balance motherhood and business with grace. By rising above the noise, she is opening doors for women to become franchise owners, devoted mothers, and leaders in their communities and faith. We delve into her strategies for building generational wealth, her involvement with the Ronald McDonald House, and the significant role faith has played in her life. This episode is packed with valuable insights on financial literacy, personal growth, and the power of resilience.Be sure to listen, subscribe, and share the Rebuild and Rise Show so you never miss an episode filled with resilience, hope, and real-life inspiration.  

I’m so excited to share this special episode with you — a front-row seat to my keynote in Georgia where I break down the truth about credit, money, and financial mastery.In this talk, I explain how the new Vantage 4.0 and FICO 10T scoring models are transforming the mortgage industry, why “trended data” matters, and how it could help approve more loans while lowering risk. I also dive into the real story behind collections, medical debts, inquiries, and Credit Karma scores — and why one missed payment can have such a big impact on your financial future.My passion is helping people take control of their credit, understand the algorithms behind lending decisions, and build real financial confidence. Speaking in Georgia gave me the opportunity to connect with professionals, homebuyers, and families eager to understand how credit really works — and now you can listen in too.If you’ve ever wondered why your Credit Karma score looks different from your mortgage score or how to set yourself up for success before applying for a home loan, this episode is full of practical tips, real stories, and eye-opening truths. Tune in now to gain key insights on credit, money moves, and the mindset shifts that can help you build long-term wealth.Be sure to listen, subscribe, and share this episode with anyone who could benefit from a fresh perspective on credit and financial empowerment! Follow me on Instagram: @micahabigailllc & @fitcreditdoctor for more financial tips and encouragement.   Streaming now on YouTube, Spotify, Apple Podcasts, and iHeartRadio New episodes drop every Wednesday @ 5:00 AM EST

In this episode of Rebuild and Rise, I am diving deep into the world of credit scores and unravel the complexities surrounding them. We cover the crucial differences between various credit scoring models and how each industry uses its own algorithms to assess your risk. I share insider tips from the mortgage industry, highlighting the importance of soft pulls versus hard pulls and how they impact your credit score.We also explore why paying off certain debts might actually lower your credit score and discuss strategic ways to manage your credit cards effectively. Throughout this episode, I emphasize the mindset shifts necessary to take control of your financial future, including the importance of living below your means and making well-informed decisions.Join me as we uncover strategies to not only improve your credit score but also set you on a path toward long-term financial stability and freedom.Be sure to listen, subscribe, and share this episode with anyone who could benefit from a fresh perspective on credit and financial empowerment!

In this episode of the Rebuild and Rise Show, join me, Micah Smith as I dive deep into the most common myths and misconceptions about credit repair. Drawing from over a decade of experience and real-life stories, I reveal the truth behind credit counseling, the emotional traps of debt, and the practical steps you can take to regain control of your financial future. Whether you’re facing credit challenges or just want to better understand how credit really works, this episode is packed with insights and actionable advice to help you move forward with confidence.Don’t miss this episode if you’re ready to clear the fog around credit, avoid costly mistakes, and start building a path toward true financial freedom.Be sure to listen, subscribe, and share this episode with anyone who could benefit from a fresh perspective on credit and financial empowerment!

In this heartfelt episode of the Rebuild and Rise Show, I sat down with Amanda Wilcox, a true powerhouse in foreclosure prevention. Amanda shares her incredible mission to prevent foreclosures and her unwavering commitment to helping families rebuild their lives and find financial peace.We dive into the real challenges homeowners face, the practical steps families can take to protect themselves, and the lasting impact Amanda has made through her life’s work. If you’ve ever wondered what it looks like to bring hope in the middle of financial hardship, this conversation is for you.If you know someone navigating foreclosure or financial struggles, share this episode with them.

In this episode of Rebuild and Rise, I sat down with Veronica Galucci, a powerhouse entrepreneur with an incredible story. Veronica opens up about her journey from working in corporate product development to becoming a stay-at-home mom and launching multiple successful businesses. She shares the real challenges she faced, the lessons she learned, and why community support was so crucial along the way.We dive into her passion for empowering women through her boutique, Nolita, and the importance of creating inclusive sizing in fashion. Veronica also talks about financial preparedness, how her faith has guided her business decisions, and what it truly takes to build something meaningful.This conversation is all about resilience, faith, and the beauty of making women feel confident in their own skin. Trust me, you’ll be inspired by her story!

In this episode of the Rebuild and Rise Show, I sit down with Katherine Hernandez — a financial strategist whose story begins with lack but transforms into legacy. Katherine opens up about growing up in a family without financial education, the struggles that shaped her perspective on money, and the powerful moment she decided to break the cycle.Her journey is not just about numbers — it’s about breaking barriers, shifting mindsets, and using knowledge as a tool to empower others. Together, we talk about what it means to take ownership of your financial story and how true freedom comes from education, persistence, and purpose.If you’ve ever felt stuck because of your background or limited by what you didn’t know, Katherine’s story will remind you that it’s possible to rise above and build a new path forward. Tune in, be inspired, and remember — your starting point doesn’t define your destinationShare this episode with someone who needs encouragement today.Follow the Rebuild and Rise Show for weekly conversations on faith, persistence, and rebuilding stronger.

In this episode of the Rebuild and Rise Show, I share a powerful lesson I learned from John Maxwell at the Life Surge event in Newark, NJ — and how it completely shifted my perspective on failure.We often talk about return on investment, but have you ever thought about your return on failure? I break down the difference between a good miss and a bad miss, why excuses keep you stuck, and how keeping your successes close to your failures keeps you humble and grounded.I open up about my personal journey to sobriety, the hard truth about the excuses that were holding me back, and the exact moment I decided enough was enough. I also share how embracing challenges, building uphill habits, and taking full accountability have transformed my life, my business, and my relationships.You’ll learn how to identify whether a failure is a good miss or a bad miss, and why your excuses might be the biggest obstacle between you and your goals. I talk about the mindset shift that helped me rebuild my life from the ground up, and why having uphill hopes means you need to match them with uphill habits. And I’ll remind you why you’ll never “accidentally” reach the top of the mountain — you have to climb your way there, step by step.If you’ve ever felt trapped by setbacks, struggled with excuses, or wondered how to turn your failures into fuel for your future, this episode is for you.I promise — you can rise from anything. Let’s talk about how. If this episode resonates with you, please like, share, and subscribe so more people can rebuild and rise.

In this episode, I dive deep into the increasingly popular "Buy Now, Pay Later" trend—and why I believe it might become the next major credit disaster. After a recent interview with Fox Business, I realized there was so much more I needed to share with you—things I couldn’t say in just a few minutes on TV.We’re talking about financing fast food, missing payments that can crush your credit score for up to seven years, and the ripple effect of habits most people don’t even realize they’ve formed. I am breaking down how these seemingly harmless purchases can spiral into long-term damage—and why this shift to reporting BNPL to credit bureaus is such a game-changer.  If you’ve ever thought Buy Now, Pay Later was a harmless convenience — this episode is for you. I’m pulling back the curtain on what BNPL really means for your credit, how it could quietly wreck your financial future, and what you need to know before you make your next purchase. Whether you’re just getting started with credit or trying to rebuild, this episode will help you make informed, empowered financial decisions.  

In this powerful and deeply personal episode of the Rebuild and Rise Show, I sit down with my dear friend — entrepreneur, author, keynote speaker, and one of the most resilient women I know — Michelle Elise.From childhood bullying to heartbreak and identity loss as an adult — all while eight months pregnant — Michelle takes us on a raw, faith-filled journey of pain, purpose, and transformation. What started as a tear-soaked journal entry became Ronnie the Rhino, a children’s book rooted in faith, healing, and self-worth.Now a thriving CEO and a passionate voice for women’s empowerment, Michelle shares how losing herself in love led her to rebuild her life, her business, and her identity — and how God used her breaking point to reveal her divine purpose.If you’ve ever felt like you weren’t enough, questioned your worth, or struggled to find yourself after loss… this episode is for you.Because sometimes, God’s greatest calling comes through life’s greatest disruption.

In Part 2 of this incredibly powerful episode, I continue my heart-to-heart conversation with Dr. Greg Williamson—lead pastor of Valley Church, global mentor, and someone I’m honored to call a dear friend.We go even deeper into the intersection of faith and finances, unpacking biblical truths that speak directly to real-world struggles—like living within your means, overcoming the pressure to “look rich,” managing debt with wisdom, and embracing generosity as a pathway to peace.You’ll hear personal stories, both from Dr. Greg and from my own life, about moments of financial testing, God’s unexpected provision, and the power of pivoting when life doesn’t go according to plan. One of the most moving parts of this conversation is when we talk about what to do when you feel like you’ve been too far from God to pray. Greg’s response to that broke me—in the best way—and reminded me that no matter how far we wander, God never turns His back on us.If you’ve ever felt overwhelmed by money stress, or like you’re too far gone to ask God for help, this episode is for you. It’s filled with truth, compassion, and practical encouragement that will meet you exactly where you are.

In this powerful and heart-centered episode of Rebuild and Rise Show, I have the absolute honor of welcoming Dr. Greg Williamson—lead pastor of Valley Church, global mentor, leadership coach, and someone I truly consider a close personal friend. Together, we dive into a deeply inspiring conversation about faith, finances, marriage, and how to find lasting contentment through biblical wisdom.With over 35 years of experience in ministry and leadership, Greg brings incredible depth and clarity to the conversation. He shares powerful truths from scriptures like Ecclesiastes 7:8 and 1 John 2:15, helping us reflect on how we view money, possessions, and our greater purpose.Throughout our conversation, we talk about why finishing well matters more than simply starting strong, and why having a long-term vision is so important in both life and finances. We also explore the difference between wants and needs, how godly stewardship can completely transform the way we manage money, and how prayer plays a key role in making big financial decisions.One of the most meaningful parts of our conversation was diving into how money can impact marriages—and how unity, trust, and spiritual alignment can bring peace and breakthrough where there’s been tension or fear.This episode is filled with real stories, practical takeaways, and timeless spiritual insight. If you’re looking for encouragement in your financial life, your faith walk, or your relationships—this one is truly for you. I know it will bless you as much as Greg’s wisdom has blessed me.-----------------------------------------------------------------------------------------------Stay tuned for Part 2, this coming Wednesday @ 5:00 AM EST

When life shattered in a single moment, Linda didn’t fall apart—she rebuilt, redefined, and rose stronger than ever. In this powerful episode, Linda shares how a devastating accident, financial uncertainty, and single motherhood became the catalyst for building a life of strength, wisdom, and legacy.From ICU nurse to top-producing real estate professional, Linda walks us through her journey of overcoming heartbreak, reclaiming financial control, and teaching her children how to reframe life’s hardest moments.She dives deep into how to prepare for life’s unexpected 0.1% moments—the ones no one sees coming but change everything. Rather than playing the odds, Linda shares why she plans for the worst-case scenario and how that mindset has been her greatest asset. She opens up about the financial discipline it took to rebuild from the ground up, the role credit played in her comeback, and how the compounding effect of small, consistent actions created long-term security. Linda also reveals how her faith and early life lessons built the foundation of her resilience, and how, over time, her definition of wealth has evolved from chasing income to living with intention, legacy, and purpose.Whether you're rebuilding after a crisis or looking to future-proof your life, this episode is a must-listen. Because real success isn’t just about the money—it’s about mindset, mission, and being ready when life doesn’t go according to plan.Connect with LindaFor real estate inquiries or to connect with Linda directly, email her at: [email protected]’s how you can reach us:  Website: micahabigail.com Instagram: @fitcreditdoctor

In this powerful and deeply personal episode of the Rebuild and Rise Show, host Micah Smith sits down with Amanda Hanquist, a financial powerhouse and co-founder of Fit Wealth Advisors, widely known as The Fit Financial. With over 15 years of experience helping women take control of their money and build long-term wealth, Amanda brings real, raw, and relatable insight to the conversation. Together, they unpack why people with the most income often face the biggest financial messes and explore Amanda’s viral “No-Spend Year,” along with the powerful, life-changing lessons it revealed. They dive into the emotional toll of survival mode, the roots of a scarcity mindset, and the money lies many of us were taught to believe. Amanda also shares how she balances motherhood, marriage, entrepreneurship, and financial confidence—all while navigating real-life challenges. The conversation highlights why earning more doesn’t automatically lead to financial freedom, the pivotal role credit plays in both personal and business success, and the small but impactful first steps anyone can take to start rebuilding financial strength—no matter how overwhelmed or stuck they feel. This episode is for anyone who’s ever felt stuck, overwhelmed, or unsure of their next move. Whether you're rebuilding from financial chaos or ready to rise into your next level, this is the real talk you didn’t know you needed.

Most people play by the credit system’s rules without ever realizing one crucial truth: the system wasn’t built to benefit you—it was built to profit off you. In this eye-opening episode, we pull back the curtain on the hidden credit loopholes that can save you thousands of dollars if used correctly. These are the little-known strategies, hacks, and financial insights that banks and credit bureaus would rather you never discover. From interest-slashing tactics to score-boosting techniques that work behind the scenes, we’re diving deep into the real credit game—and showing you how to win it.So, If you’re tired of overpaying, being denied, or staying stuck in a cycle of credit confusion, this episode is your blueprint for change.It’s time to stop letting credit control you—and start using it to build the life you deserve.

Is your credit score really helping you—or is it holding you back? In this episode of the show,  we’re diving deep into the truth about the credit scoring system and how it's built to keep everyday people stuck in a cycle of debt. From common credit myths to the real reasons behind your score, we dive into how the system works, who it truly benefits, and what you can do to take control of your financial future. If you’ve ever felt like you’re doing everything right but still can’t get ahead—this one’s for you.

In today’s episode, we’re diving into a topic that impacts nearly every part of our financial lives—credit. Despite its importance, credit remains one of the most misunderstood aspects of personal finance.We’ll unpack the common myths and misconceptions that often lead people astray. From what truly affects your credit score, to how credit cards work behind the scenes, and even why some well-meaning advice could be hurting more than helping—we’re setting the record straight.Whether you’re just beginning to build your credit or you're looking to sharpen your financial habits, this session will give you the clarity and confidence you need to make smarter, more informed credit decisions.

Welcome to the Rebuild and Rise Show podcast with Micah Smith – Your Trusted Podcast for Credit, Finance, Wealth & Real Estate Insights!Ready to take control of your financial future? This is the podcast that breaks down complex money topics into clear, actionable steps. Each episode dives into the world of credit scores, personal finance, wealth-building strategies, and real estate investing – all designed to help you make smarter decisions and build lasting financial freedom.Whether you're rebuilding your credit, planning your first property investment, or aiming to create generational wealth, we bring you expert interviews, real-life success stories, and no-fluff financial education that actually works.Join a growing community of motivated listeners committed to financial empowerment. Hit that subscribe button and start your journey toward a richer, smarter future – one episode at a time.