PODCAST · business
Retire Right with Kevin Wade
by Kevin Wade
Unlock the secrets to a confident retirement with financial advisor Kevin Wade. Each week, Kevin and his team share practical insights on taxes, Social Security, long-term care options, market volatility, and all things retirement planning. Whether you’re approaching retirement or already enjoying your golden years, this show delivers timely strategies and expert guidance to help you retire with peace of mind.Listen in and start planning your future today!We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investment advisory services are offered through Centennial Advisors, LLC, an SEC-registered investment advisory. Registration as an investment adviser does not imply any level of skill or training.
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43
The New Retirement Balancing Act
How secure is your retirement when Wall Street’s whims, changing tax laws, and evolving tech trends collide? This episode dives into the challenges today's retirees face—from inherited IRAs and the 'pogo stick' of income planning, to the surprising risks hidden in mutual funds and shifting mindsets about preserving wealth. Discover the crucial insights and overlooked threats that could shape your financial future—all woven through real listener questions and practical advice. Find out what’s behind the numbers, but the full story awaits.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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42
Retirement Dreams v. Reality
“How prepared are you for the real price of retirement?” Rising healthcare costs can quietly unravel the best-laid retirement plans, but few give them the attention they demand. Join Kevin Wade and Bruce Steinbrock as they expose overlooked challenges, share candid stories, and unpack surprising stats—including a trivia round that might make you rethink what’s truly essential. Discover why leaving healthcare out of your income plan could have lasting consequences, and learn how the right conversations can secure your freedom in retirement. Curious about the biggest risks and overlooked details? This episode invites you to rethink, reassess, and find answers you didn’t know you needed—without spoiling the journey ahead.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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41
Retirement in Turbulent Times: The Power of Your Plan
"Is your nest egg shielded from world events—or just hoping for the best?" From rising gas prices to economic shocks and unexpected family turns, Bruce and Kevin unpack the unseen threats facing your retirement. Discover why a smart, flexible plan—not guesswork—could be your best weapon against inflation, market swings, and those costly legacy missteps. The strategies aren’t always obvious, and the real risks might not be where you think.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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40
Family Secrets, Tax Shocks, and Lasting Plans
What happens when discussing your legacy is more uncomfortable than planning it? In this episode, Kevin Wade and Bruce Steinbrock dive into the silent conflicts that can erupt when families avoid conversations about inheritance, legacy wishes, and health directives. Explore how hidden tax risks can quietly erode retirements—and why old assumptions about taxes after your last paycheck might leave you exposed. From “lazy money” lurking in forgotten accounts to the critical importance of proactive planning, discover the dangers of leaving questions unanswered and strategies for building a resilient, tax-smart retirement, no matter how the world changes.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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39
Planning for Large IRAs
How do you keep your retirement plans steady when the world feels uncertain, oil prices are spiking, and recession talk is everywhere? In this episode, Kevin Wade explains why concern—not panic—should motivate your next steps, what stagflation really means for retirees, and why cashing out or halting 401k contributions in a volatile market can do more harm than good. Plus, learn the new rules for inheriting IRAs under the latest SECURE Act, how Roth conversions (and their tax surprises) really work, and why even your Social Security claiming decision can be a million-dollar move. With straightforward strategies and a 37-point retirement checklist, you’ll discover how to spot gaps, sidestep tax traps, and create a plan that turns financial unknowns into the peace of mind you deserve.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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38
Countdown to Retirement: Are You Really Ready?
Are you cruising toward retirement feeling confident—or are you quietly hoping you’ve done enough? This week on "Retire Right with Kevin Wade," Bruce Steinbrock and Kevin dig into the surprising truth behind America’s retirement savings shortfall. From peak earning years that double as peak spending years to the hidden risks in your portfolio, you’ll get both the numbers and the real-life stories that prove you’re not alone. And if you think big market dips and rule-of-thumb investing only happen to “other people,” Kevin’s got a reality check that just might surprise you.But don’t worry, it’s not all doom and gloom! Tune in for some of Kevin’s most relatable advice on building a plan that actually fits your life—no cookie-cutter solutions here. Whether you’re a diligent DIY-er, a worrywart tracking every headline, or just starting your countdown to retirement, this episode is packed with tips, anecdotes, and a few light-bulb moments you won’t want to miss. Press play and see if you’re really as ready as you think!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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37
Navigating Crisis: Your Retirement Amid Global Unrest
“How does global conflict rattle your retirement plan?” When headlines flash with unsettling news from abroad, uncertainty spreads not just in the world, but in your own investment accounts. This episode confronts the rising anxiety around international tensions, volatile markets, and lasting financial security, revealing how shifts in the world may be closer to your portfolio than you think. Find out how preparation, not panic, is the anchor for your future—even as the world seems unpredictable.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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36
The Inflation Rollercoaster: Navigating Retirement Surprises
Inflation is cooling… but does that really mean smooth sailing for your retirement? This week, Kevin Wade and Bruce Steinbrock dig into what lower inflation—and a shrinking Social Security COLA—could mean for your golden years. Are the headlines telling the whole story, or is there a twist that every retiree in Central Texas needs to know? Plus, Kevin shares some personal reflections (including tales from Abilene, Kansas!) and why Campbell’s Soup tells us more about retirement planning than you’d expect.Before you set your sights on that dream vacation or make big decisions about your nest egg, Kevin unveils the five critical mistakes that could derail your financial future. Are you prepared for rising healthcare costs, hidden investment risks, or the “steeplechase” of retirement obstacles? Tune in for practical advice, relatable stories, and a few eye-opening truths that might change how you think about planning your next chapter. Don't miss this episode—because your retirement plan deserves more than just hoping for the best!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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35
Are You a Hidden Millionaire? Discovering Wealth You Didn’t Know You Had
Ever wondered if you’re wealthier than you think? This episode of Retire Right with Kevin Wade flips the script on what it means to be “rich,” revealing why so many Central Texans are sitting on significant wealth without even realizing it. Join Kevin and Bruce as they dig into the surprising ways retirement accounts, home equity, and forgotten investments all add up—sometimes to a cool million or more. But before you start planning your early retirement, there’s a catch: most people miss it because their wealth is hiding in plain sight.Tune in to hear Kevin’s practical step-by-step on how to uncover your net worth—and why it matters more than ever as you approach retirement. Expect candid conversation, bad dad jokes, and a few retirement myths busted wide open. Think you know what’s holding back your financial future? Think again! Listen in, and discover whether you could be Central Texas’s next “hidden millionaire.”In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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34
Planning for the Unexpected: Olympic Lessons for Your Retirement
Ever wondered what the wild ups and downs of the stock market have in common with the massive financial gambles countries take when hosting the Olympic Games? On this episode of Retire Right w/ Kevin Wade, Kevin and Bruce dive into the world of market volatility, smart diversification strategies, and what Olympic-sized budgeting blunders can teach us about our own financial journeys. If you’ve ever felt that urge to panic when your investments take a dip—or you’ve questioned if there’s ever a right time to “go to cash”—this one’s for you.But that’s not all. Join Kevin as he shares stories of legendary Olympic hosts, some who set themselves up for decades of debt, and others who mastered fiscal flexibility. So, is your retirement plan built to weather the unknown? You might be surprised by the answer. Tune in as Kevin reveals how to build a resilient retirement game plan, keep your emotions in check during market chaos, and why “boring” investments might just be the secret to an exciting retirement. Don’t miss this thoughtful, fast-paced conversation—you’ll never look at your retirement strategy the same way again!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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33
Love, Money, and Mistakes: A Valentine’s Roadmap to Retirement
Cupid’s not the only one with plans this February—your future self is counting on you, too! In this special Valentine’s edition of Retire Right with Kevin Wade, Kevin and Bruce dive into how love and finances collide on the journey to retirement. From funny family Valentine’s traditions to the unexpected truth about why most couples never retire at the same time, this episode is packed with relatable stories, wisdom, and a few surprises about what can make (or break!) your retirement together.But don’t think it’s all hearts and roses! The dynamic duo uncovers the top mistakes that can trip up even the savviest retirees—think healthcare curveballs, sneaky tax traps, and the real risks of market “excitement.” They’ll share actionable tips (and some honest laughs) to help you dodge anxiety and set your future up for fun and fulfillment. If you want your golden years to be as rewarding as your love story, don’t miss this episode, and find out why a boring investment plan might just be the most romantic move of all.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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32
The Inheritance Conversation: Unpacking Secrets, Silence, and Your Family’s Future
Ready to tackle one of the toughest conversations most families avoid? In this episode of Retire Right with Kevin Wade, Bruce Steinbrock and Kevin dig deep into the hidden world of inheritance planning—where silence can spark conflict and unspoken wishes might derail your legacy. Whether your nest egg is modest or you’ve built wealth across generations, Kevin shares candid insights that might just surprise you, and practical strategies to turn this “not fun” topic into a family-strengthening moment.But inheritance isn’t all about money—there’s so much more beneath the surface. Find out why discussing sentimental assets and health directives matters just as much as dividing dollars, and hear answers to real listener questions about retirement readiness, debt payoff, and preparing for healthcare expenses. Plus, get to know Kevin Wade beyond the office in a rapid-fire “Think Fast” round! If you want to protect your family, foster harmony, and retire with confidence, don’t miss this episode—it’s the conversation you never knew you needed.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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31
Cutting Through the Noise: 2026 Market Moves & Retirement Smarts
Wondering what’s really ahead for your money in 2026? Join Bruce Steinbrock and lead financial advisor Kevin Wade as they dig into today’s biggest market predictions—and the wild headlines fueling investor anxiety. From Wall Street swings triggered by breaking tariffs news, to the hidden opportunities in tech and those mysterious tax code quirks, you’ll get timely insights without all the jargon. Plus, you’ll hear an honest conversation about why emotion could be your portfolio’s worst enemy, and how seasoned pros navigate the hype.Thinking about retirement or just managing your nest egg through all the market “noise”? This episode serves up smart tips for diversification, discusses which asset classes might shine this year, and tosses in some fun financial trivia you won’t see coming. Don’t miss Kevin’s candid perspective—and find out the one thing he says every retiree should remember before making their next move. Grab your favorite beverage, tune in, and retire right!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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30
New Year, New Rules: Your 2026 Retirement Game Plan
Are you ready to kick off your retirement planning with a bang in 2026? Join financial advisor Kevin Wade and host Bruce Steinbrock as they break down the most important updates, surprising opportunities, and a few curveballs that this new year brings for savers and retirees in Central Texas. If you’re wondering how changing contribution limits, fresh tax perks, and the latest on Social Security and Medicare could impact your future, you won’t want to miss this episode. Kevin shares not just the numbers, but the real-world strategies for making the most of every shift—plus, the “good news, bad news” scenarios you’ll want to hear before making any moves.But retirement isn’t just about the money—it’s about building a happy, fulfilling next chapter! Stick around for Kevin’s top five secrets to enjoying retirement that go way beyond your portfolio. From family boundaries to finding new passions, each tip serves up practical ways to make your golden years truly shine. Whether you’re already retired, about to pull the trigger, or just beginning to map out your journey, this conversation sets the stage for a year of smart choices and a life you love. Hit play and get ready to retire right!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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29
The Secrets of the Quietly Wealthy: Habits and Tax Tales
Ever wondered how some folks seem to quietly build wealth without the flashy cars or headline-grabbing mansions? In this episode of Retire Right with Kevin Wade, Bruce Steinbrock and Kevin dive into the habits and behind-the-scenes strategies that separate the quietly wealthy from the pack. Could skipping the latest status symbol actually help you retire with peace of mind—and maybe leave a legacy, too?Of course, there’s more to smart planning than just budgeting. Don’t miss the tax trivia showdown, where Kevin and Bruce reveal surprising facts about the IRS and share tips that could help you keep more of your hard-earned money. Is Madison Square Garden really tax-exempt? Which infamous gangster was brought down by taxes? Tap play and find out what the quietly wealthy are doing that you can start doing today—no secret handshake required!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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28
Resolutions That Actually Work—Your Guide to Savvy Retirement Goals
Ready to kick off your year with more than just good intentions? In this episode of "Retire Right with Kevin Wade," Bruce Steinbrock and Kevin dive into what makes New Year's resolutions so hard to stick with—and why approaching your financial goals a little differently might be the secret to long-term success. From choosing a focus word for the year to finding your financial accountability partner, Kevin shares insights that go beyond the usual advice. Even if you've broken more resolutions than you can count, there’s something here for you.Want your retirement savings to work harder without giving up your morning coffee? Kevin and Bruce reveal the five game-changing strategies that can set you on the path to a smarter, more intentional retirement—without getting bogged down in jargon or unrealistic expectations. Tune in to discover which small steps can snowball into life-changing results, and why a simple 20-minute phone call could be your best investment yet. Don’t miss out—your future self will thank you for listening!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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27
Santa’s Retirement Checklist: Holiday Moves for a Jolly Financial Future
It’s a festive time on Retire Right with Kevin Wade! As the holidays bring families together (and sometimes shake up old traditions), Kevin and Bruce invite you to cozy up and discover how a few thoughtful financial moves can make this season—and your future—brighter. From reclaiming family time to rethinking year-end strategies, this special episode unwraps fresh perspectives on what it really takes to retire with confidence.Ready to create your own “Nice List” for retirement? We’re checking boxes you might not have considered: tax-smart year-end giving, maximizing Social Security, the why and how behind Roth conversions, and even building a legacy that lasts beyond the season. Tune in to hear real-life questions, timely advice, and a side of holiday cheer sure to warm up your winter planning. Don’t miss this opportunity to rethink your retirement goals—before the ball drops on another year!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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26
Unlocking the Secrets of Year-End Retirement Planning
Ready to take your retirement game plan to the next level? In this episode of “Retire Right with Kevin Wade,” we go beyond the basics and dive into the overlooked strategies that could make a big impact as the year winds down. Kevin and Bruce unpack essential moves like Roth conversions, tax-efficient giving, and how to avoid costly mistakes with RMD deadlines. If you’re wondering what savvy savers and smart retirees are doing right now to stay ahead, you won’t want to miss this conversation.Thinking you’ve already got your ducks in a row? Think again! From health care costs that can sneak up on you, to debt decisions and the emotional side of retirement readiness, Kevin reveals the questions every future retiree should ask—and the checklist you’ll wish you had. Plus, get to know Kevin in a fun rapid-fire round and learn how you can snag his exclusive retirement toolkit. Tune in for expert tips, candid stories, and actionable ideas that could make all the difference for your future.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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25
Retirement Realities: Myths, Chaos, and Unmissable Moves for 2025
This week on Retire Right with Kevin Wade, we look back at a wild 2025—from surprise market swings and headline-making tariffs to that “one big beautiful bill” everyone’s been buzzing about. But beyond the chaos, what does all this really mean for your nest egg and your retirement plans? Kevin and Bruce riff on the stories that shaped the financial landscape, and share some eye-opening lessons you’ll want to hear before you make your next money move.But wait—are you falling for those classic retirement myths that trip up even the savviest planners? Kevin busts the biggest misconceptions, spills some stories from the front lines, and reveals the one thing most folks get completely wrong about what you’ll actually spend in retirement. Plus, the surprising truth about Social Security, Medicare, debt, and legacy planning. Ready to get your future in gear? Press play and take charge of your retirement story!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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24
Serving Up Your Retirement Plate: A Thanksgiving Special
Grab your favorite fork and pull up a chair to this Thanksgiving-themed episode of Retire Right with Kevin Wade, where retirement planning gets served up just like your holiday meal. Kevin and Bruce break down how each dish on your plate—turkey, stuffing, even that controversial cranberry sauce—mirrors the essential ingredients of a balanced retirement plan. From savory strategies to sweet lifestyle choices, you’ll discover why mixing up more than just investment accounts is key to enjoying every bite of your financial future.But the feast doesn't stop there! Listener questions get tossed in the mix, along with a side of speed-round “Think Fast” to learn what makes Kevin tick off the clock. Wondering what’s the one thing people forget to plan for? Or how to make your savings last longer than leftovers? Tune in as Kevin serves up memorable advice, relatable stories, and a few Thanksgiving surprises you won’t want to miss. Ready for a plateful of retirement wisdom (with extra gravy)? Press play and let’s dig in!In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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23
Retirement Habits of the Highly Successful: Secrets, Mistakes, and Mindsets
In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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22
Retirement in Turbulent Times: Planning Beyond Washington’s Chaos
Is the drama in Washington putting your retirement at risk? Kevin Wade and Bruce Steinbrock team up this week to tackle a timely question every retiree should ask: how do government shutdowns, market jitters, and that endless parade of headlines impact your nest egg? Don’t worry—they’re serving up practical steps to keep your finances on track no matter what’s happening in Congress. Plus, you’ll hear why the conventional wisdom about retirement spending might just get turned on its head.Whether you’re approaching your golden years or already enjoying them, this episode peels back the layers of retirement planning with stories you’ll relate to (and a trivia challenge you won’t want to miss!). From the myths surrounding the 4% rule to those surprising realities about inflation—Kevin and Bruce shine a light on the decisions that can make or break your financial future. Grab your coffee, settle in, and find out why smart retirees are rethinking their plans—and how you can do the same.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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21
The Longevity Challenge
We're living through what professionals call a "longevity revolution." People are living much longer than previous generations, which can be wonderful, but it creates some serious financial planning challenges. If you’re currently 65, there’s a very real possibility you could spend 25 to 30 years—or even longer—in retirement.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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20
The Reality of Retirement Spending
Most retirement planning assumes your expenses will immediately drop when you stop working - maybe needing only 70-80% of your working income. But what if that conventional wisdom is completely wrong? What if retirement spending actually follows a very different pattern than the neat, predictable decline that financial calculators assume?In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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19
The Client Experience
A phone call or website can seem so impersonal. Or worse, it could be a financial scam. At least, those are possible thoughts one may have before they visit someone to handle their finances in retirement. It can be a scary thought to go out there and do something new. So, to help provide more confidence to face the unknown, this show will focus on what the process is like for a potential new client first meeting with a financial professional and what this meeting and process may entail.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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18
Tax-Savvy Retirement Strategies
Some people spend decades diligently saving for retirement, watching their 401(k)s and IRAs grow. But here's an important question many fail to ask: "How much of that money will I actually get to keep after taxes?" If you have a million dollars in your retirement account, Uncle Sam could be entitled to a significant amount of that—depending on your tax situation. Why are tax strategies such a crucial yet often overlooked aspect of retirement preparation?In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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17
Retirement Income Blueprint
Many of us spend decades preparing for retirement, diligently saving in our 401(k)s and watching our account balances grow. But as retirement approaches, a significant challenge emerges—how do you actually transform those savings into reliable monthly income? It's a shift from earning a paycheck to creating your own "retirement paycheck" that needs to last a lifetime. What makes this transition from saving to spending so challenging for many retirees?In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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16
Retirement Income Faces Tax Challenges
After years of diligent saving and investing, many people are thrilled to see their retirement accounts grow. And while that's certainly an achievement worth celebrating, there's a sobering reality to consider - Uncle Sam is patiently waiting to collect his share of every dollar you withdraw from those tax-deferred accounts.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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15
Planning For Retirement in a Volatile Market
With so much market volatility in the news, many retirees are thinking about the parts of their income strategy that don’t rise and fall with the market. For many retirees, that means Social Security. Today, Kevin Wade is here to share ways you can get the most out of Social Security, especially in an unpredictable market.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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14
Creating Dependable Retirement Income
Remember when you were working, and you could count on a regular paycheck hitting your bank account every month? For many retirees, that predictable income is replaced by constantly checking portfolio values and worrying about market fluctuations. But retirement doesn't have to feel like a financial rollercoaster.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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13
Creating a 5-Star Retirement Plan
Picture a 5-star luxury resort. Lush greenery, scenic views, and top-notch customer service. Now picture a run-of-the mill roadside motel. A roadside motel probably isn’t going to be able to achieve a 5-star rating because … something’s missing. If you could rate your retirement plan, how many stars would it have? In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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12
Creating a 5-Star Retirement Plan
Picture a 5-star luxury resort. Lush greenery, scenic views, and top-notch customer service. Now picture a run-of-the mill roadside motel. A roadside motel probably isn’t going to be able to achieve a 5-star rating because … something’s missing. If you could rate your retirement plan, how many stars would it have? In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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11
Creating a Lasting Legacy
It’s easy to make assumptions about what goes into a legacy plan, but Kevin will help make it clear for you as we dive into the basics of creating a lasting legacy for your family. In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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10
Retirement Dreams v. Reality
Fewer than 1 in 4 Americans think their current retirement lifestyle aligns with what they planned for their retirement to be. It turns out, it’s one thing to dream about retirement and it’s another thing to live in retirement every day.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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9
Rebalance Your Retirement Portfolio Now—Before It’s Too Late
People already find retirement planning overwhelming—and just when they feel like they’ve finally got everything in place and their plan is on track, their financial advisor steps in and says it’s time to rebalance. Suddenly, they’re again faced with having to make decisions they were uncomfortable making in the first place.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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8
Making Your Retirement Money Last
Gone are the days when retirees could rely heavily on substantial external support—like Social Security and robust corporate pension plans. Today, not only are pensions a fading memory, but the reliability of Social Security benefits is also increasingly uncertain, placing the burden of securing a financially stable retirement more firmly on individuals.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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7
Taxes in Retirement
Many people assume that their taxes will go down once they stop working. While this might be true for some of you, for many, taxes could actually become one of your biggest expenses in retirement.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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6
Creating a 5-Star Retirement Plan
Picture a 5-star luxury resort. Lush greenery, scenic views, and top-notch customer service. Now picture a run-of-the mill roadside motel. A roadside motel probably isn’t going to be able to achieve a 5-star rating because … something’s missing. If you could rate your retirement plan, how many stars would it have? In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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5
Tackling the Twin Threats of Taxes and Inflation
When we think about risks to retirement, it’s natural to focus on the big, dramatic market downturns—like those we’ve seen in the past and will undoubtedly face again in the future. But those aren’t the only threats. The looming possibility of higher taxes, persistent inflation, and other challenges all contribute to the very real fear of outliving your savings.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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4
Taking Control of Retirement
We've all experienced a series of unprecedented events in recent years, from a global pandemic and historic market crash to higher levels of interest rates, inflation, and global unrest. If you’re like many people, you might feel you have less control over your future. Now we’ll discuss what YOU can doing – RIGHT NOW to help take back control of your financial future.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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3
Plan For The Worst and Hope For The Best
In the U.S., medical bills are not only the most common reason for bankruptcies, but they directly cause a whopping 66.5% of them, making them the leading cause of bankruptcy. A healthcare emergency, catastrophic illness, or accident can knock you off your feet physically – and financially.In this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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2
A Checklist For Retirees To Finish This Year
A Checklist For Retirees To Finish This Year by Kevin WadeIn this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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1
Reasons to Fire Your Advisor
A good financial advisor helps you reach your retirement goals. A poor advisor, however, can hold you back. You might say the wrong financial advice is actually worse than going it alone on your retirementIn this episode of Retire Right with Kevin Wade, Centennial Advisors explores important retirement planning topics—like tax-saving strategies, optimizing Social Security, long-term care solutions, and tips for managing market changes.Get practical advice, expert commentary, and straightforward explanations to help you take control of your retirement journey and secure your financial future.
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ABOUT THIS SHOW
Unlock the secrets to a confident retirement with financial advisor Kevin Wade. Each week, Kevin and his team share practical insights on taxes, Social Security, long-term care options, market volatility, and all things retirement planning. Whether you’re approaching retirement or already enjoying your golden years, this show delivers timely strategies and expert guidance to help you retire with peace of mind.Listen in and start planning your future today!We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investment advisory services are offered through Centennial Advisors, LLC, an SEC-registered investment advisory. Registration as an investment adviser does not imply any level of skill or training.
HOSTED BY
Kevin Wade
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