Retirement Results Podcast

Your portfolio can quietly drift into dangerous territory without you realizing it. This episode of the Retirement Results Podcast explores portfolio rebalancing and why many investors nearing retirement unknowingly take on more risk than intended. The conversation breaks down how strong-performing sectors can overwhelm diversification, how risk tolerance shifts as retirement approaches, and why unmanaged portfolios often become concentrated in a small group of stocks. Through real-world examples and historical perspective, the discussion highlights how rebalancing helps portfolios stay aligned with intended risk levels rather than letting market momentum dictate retirement outcomes. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

After years of strong market performance, retirement confidence is rising—but is that confidence leaning too heavily on recent gains? The conversation explores why market-driven optimism can be misleading and how short-term growth doesn’t always line up with long-term retirement needs. The discussion covers volatility, income uncertainty, Social Security concerns, inflation, and why relying solely on portfolio growth may create risk later on. The focus shifts to building durability through planning, diversified income streams, and separating money meant for growth from money meant to pay the bills in retirement. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

When headlines get louder and money floods the market, is that noise worth paying attention to? In this episode of the Retirement Results Podcast, Kasey sits down with financial advisors Dan Groban and Phil Menard to unpack the Wall Street concept known as “dumb money.” They discuss why late-stage investor enthusiasm often shows up near market turning points, how volatility affects those nearing retirement, and why following the crowd can create added risk. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

A country music love story intersects with faith, resilience, and purpose beyond the stage. Dan Groban and Phil Menard sit down with legendary artists TG Sheppard and Kelly Lang to explore life behind the spotlight—marriage in the music business, creativity as a duo, surviving cancer, and the causes that now guide how they give back. From stories about Elvis to Christmas trees that never leave the bedroom, this conversation connects personal milestones with how passions often shape philanthropy later in life. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

What does a number-one hit teach you about never really being finished? In this episode of The Retirement Results Podcast, Dan Groban and Phil Menard sit down with legendary songwriter and guitarist Steve Wariner for a wide-ranging, personal conversation. Steve reflects on chasing creativity long after career milestones, the stories behind his biggest songs and awards, and why giving back has remained central to his life. From music history to lessons on staying curious, generous, and creatively engaged, this episode blends storytelling, humor, and perspective you rarely hear in a retirement-focused conversation. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

The pressure ramps up as retirement gets closer—and one wrong move can change everything. Using a March Madness-style analogy, the conversation breaks down why confidence in retirement isn’t about hitting a magic number, but about how income is structured once paychecks stop. The discussion centers on covering essential “gotta-have” expenses with reliable income sources, addressing Social Security uncertainty, and reducing reliance on market swings. The episode explores how reallocating assets, creating a personal pension, and planning for longevity can help retirees feel less anxious and more in control as they transition into retirement. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

A looming shift in Social Security has many retirees rethinking their income plans sooner than expected. In this episode of the Retirement Results Podcast, Dan Grobe n and Phil Menard unpack a new Congressional Budget Office report projecting earlier trust fund depletion and a potential reduction in benefits. They discuss what this means for people nearing retirement, how Social Security fits into an overall income strategy, and why stress-testing retirement plans has become more urgent. The conversation explores timing decisions, spousal considerations, and ways retirees think about replacing income if benefits are reduced. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

Trying to time the market during wild swings can feel tempting—but for retirees, it can quietly do real damage. On this episode of The Retirement Results Podcast, Dan Groben and Phil Menard break down why missing just a handful of key market days can derail long-term returns, especially when withdrawals begin. They explain sequence of return risk, the importance of proper asset allocation, and why income planning changes how retirees should think about volatility. The conversation also turns to “paper millionaires” and how selling a business or property can trigger unexpected tax shocks without advance planning. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

What if retiring at 65 is no longer the smartest plan? On this episode of the Retirement Results Podcast, the team reacts to comments from Larry Fink of BlackRock and unpacks why longevity, Social Security uncertainty, and career disruption are reshaping retirement planning. Financial advisors Dan Groben and Phil Menard explain why modern retirement requires flexibility, margin, and preparation for the unexpected—from market volatility to forced early exits from work. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

Can artificial intelligence really replace a human financial advisor in retirement planning? In this episode of the Retirement Results Podcast, the conversation digs into how AI tools are being tested against robo‑advisors—and where they fall short. Advisors Dan Groben and Phil Menard explain how they use AI to analyze data faster and manage risk more efficiently, while highlighting why technology can’t interpret life changes, emotions, or long‑term goals. It’s a grounded discussion on where AI fits in retirement planning—and where human judgment still matters most. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.

Gold hits record highs, and suddenly everyone’s asking whether it belongs in a retirement plan. In this episode of the Retirement Results Podcast, Dan Groben and Phil Menard unpack the real-world pros and cons of gold, especially gold IRAs. They break down common misconceptions, hidden penalties, and why some investors end up disappointed years later. The conversation expands into smarter diversification, uncorrelated assets, and how today’s allocation decisions connect to long-term retirement income and potential Social Security changes. Connect with Dan & Phil at Servant Advisors GroupSee omnystudio.com/listener for privacy information.