Road 2 Riches

The financial rules just changed. With the January 2026 proposal to cap credit card interest rates at 10%, millions of Americans are wondering if their debt will vanish or if their cards will be canceled. Simultaneously, the Trump administration's $200B injection into Mortgage-Backed Securities (MBS) is putting downward pressure on mortgage rates, creating a unique window for home buyers.In this video, we analyze:The 10% Cap Impact: Why banks are pushing back and what it means for your credit limit and rewards.MBS vs. Mortgage Rates: How the government-sponsored purchase of bonds is bypassing the Fed to lower your housing costs.Fed Investment Strategy: With the Fed targeting a 3.4% rate by year-end, we discuss shifting from cash into bonds and high-quality equities.Timestamps(00:00) Intro(00:33) Will 10% Interest Cap Do More Harm Than Good?(25:47) Lower Mortgage Rates Incoming(35:16) How The Fed Determines Interest Rates(45:26) How Interest Rates Change Your Portfolio

How can you pay fewer taxes in 2026? How do you get ahead of my credit card and student loan payments? What does it take to set yourself up for a good financial future? Niamke and Matt discuss on Episode 1 of Road 2 Riches.Topics Disucssed: Debt management, Student Loans Repayments and Garnishments, Credit Cards/Car Loans, Refinancing Debt, The Federal Reserve/Interest Rates through 2026, Debt Consolidation, Budgeting, Economic Inflationary Pressures