Secure Money Health with Lisa Lauro

Explore the latest trends in Medicare, including the rise of Medicare Advantage plans, prescription drug reforms, and the impact of site-neutral payments. Lisa Lauro shares expert insights on how these changes affect retirees and how to navigate the evolving landscape.  Visit Secure Money Health to learn more.  👉 Get your free copy of The Ultimate Medicare Book at MedicareSimpleGuide.com.See omnystudio.com/listener for privacy information.

Turning 65 soon? The Medicare decisions you make now could cost you for the rest of your life if you miss a deadline, trigger higher premiums, or choose the wrong plan. On today’s Secure Money Health, Medicare expert and author Lisa Laurel breaks down what you must know before enrolling — from IRMAA surprises to the real differences between Medicare Advantage and traditional Medicare. If retirement is on the horizon, this is one conversation you don’t want to skip.  Visit Secure Money Health to learn more.  👉 Get your free copy of The Ultimate Medicare Book at MedicareSimpleGuide.com.See omnystudio.com/listener for privacy information.

Lisa Lauro dive into the latest changes in Medicare for 2026, focusing on key updates that retirees and soon-to-be retirees need to know. Lisa discusses the new out-of-pocket cap for Part D drug coverage, which is now set at $2,100, and emphasizes the importance of checking if prescriptions are on the formulary to avoid unexpected costs. They also cover the increase in Medicare Part B premiums, which have risen to $202.90, and the significance of understanding how these costs impact retirees' budgets. The conversation further explores the differences between Medicare Advantage plans and Medicare Supplement plans, highlighting the need for individuals to stay informed about their coverage options. Lisa stresses that Medicare is not a one-size-fits-all solution and encourages listeners to take proactive steps in managing their healthcare. The episode wraps up with a reminder about the importance of preventative screenings and the availability of Lisa's book, "The Ultimate Medicare Book," which aims to simplify the complexities of Medicare for its readers. Visit Secure Money Health to learn more. 👉 Get your free copy of The Ultimate Medicare Book at MedicareSimpleGuide.com.See omnystudio.com/listener for privacy information.

Are you overpaying for Medicare? Lisa Lauro and Steve Sedahl reveal why annual Medicare reviews matter and how retirees avoid costly coverage mistakes. Call 724-293-6653 or visit Secure Money Health to learn more and schedule your visit.See omnystudio.com/listener for privacy information.

Join host Steve Sedahl and Lisa Lauro, president of Secure Money Health, for expert insight on Medicare, retirement planning, and health insurance for seniors. Each week, they break down Medicare Advantage vs. Supplement plans, Part B and D enrollment, and common Medicare mistakes that could cost retirees thousands. Lisa shares real-life stories, practical advice, and clear strategies to help you choose the right Medicare plan, avoid late enrollment penalties, and protect your retirement healthcare coverage. 👉 Get your free copy of The Ultimate Medicare Book at MedicareSimpleGuide.com.See omnystudio.com/listener for privacy information.

Medicare may look familiar, but the rules, costs, and options are always changing. In this episode of Secure Money Health Radio, Lisa Lauro breaks down the 2025 Annual Enrollment Period, Medicare Advantage vs. Original Medicare, and the smart strategies you need to avoid penalties and keep your coverage working for you. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Coming up today on Secure Money Health Radio, where Medicare matters: Original Medicare versus Medicare Advantage. One gives you freedom, the other gives you perks — but which one fits you best? With annual enrollment in full swing, now’s the time to review, compare, and make the choice that could protect your health and your wallet. All that and more, next on Secure Money Health Radio. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Medicare can feel confusing — but it doesn’t have to be. On Secure Money Health Radio, host Lisa Lauro cuts through the jargon to make Medicare simple, clear, and approachable. From open enrollment to Medicare Advantage and supplemental plans, Lisa walks you through the choices that matter most so you can make confident decisions about your health coverage. This is where Medicare matters — because the right plan can protect both your health and your wallet. Whether you’re enrolling for the first time or rethinking your coverage, Secure Money Health Radio is your go-to guide for understanding Medicare without the overwhelm. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Coming up today on Secure Money Health Radio: Where Medicare Matters with Lisa Lara — we’re talking about disasters and how Medicare can help you weather the storm. Whether it’s a hurricane, wildfire, or other emergency, your Medicare Advantage plan is built with protections to keep your coverage steady. But here’s the catch: knowing the special rules — and how to use them wisely — can make all the difference when the unexpected happens. Lisa will walk you through what you need to know so your benefits stay uninterrupted when you need them most.  Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses significant upcoming changes to Medicare, including rising premiums and deductibles, the impact of the Inflation Reduction Act, and the importance of preparing for these changes. They also cover prescription drug costs, including the insulin cap, and provide insights into the future of Medicare Advantage plans and their benefits. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses significant upcoming changes to Medicare, including rising premiums and deductibles, the impact of the Inflation Reduction Act, and the importance of preparing for these changes. They also cover prescription drug costs, including the insulin cap, and provide insights into the future of Medicare Advantage plans and their benefits. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses the intricacies of Medicare, including enrollment options, comparisons with employer insurance, and the implications of Medicare premiums. They address common questions about prescription drug coverage, veterans' benefits, and the importance of understanding COBRA in relation to Medicare eligibility. The conversation emphasizes the need for personalized assessments to find the best health insurance options for individuals approaching retirement. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro covers significant changes in Medicare, focusing on the increased scrutiny of Medicare Advantage plans, the introduction of cost caps on insulin, and the elimination of cost sharing for adult vaccines. Lisa Lauro discusses the implications of these changes, including potential impacts on premiums and benefits, and highlights her book, 'The Ultimate Medicare Book', designed to simplify the Medicare process for consumers. The discussion also emphasizes the importance of personalized Medicare planning and the resources available to help individuals navigate their options. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses the intricacies of Medicare coverage, including what is and isn't covered, the importance of preventative care, and the potential penalties for late enrollment. They emphasize the need for personalized guidance in navigating Medicare options and the significance of understanding the enrollment process to avoid costly mistakes. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses the complexities of Medicare, emphasizing the importance of understanding the various plans available, the significance of personalized guidance, and the potential pitfalls of navigating Medicare without assistance. They cover topics such as eligibility, coverage options, and the implications of dropping Medicare, as well as addressing common questions about dental coverage, HSAs, and lifestyle benefits. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

This conversation covers significant updates and changes in Medicare, including adjustments to Part D, drug price negotiations, Medicare Advantage plans, international coverage, and the relationship between Medicare, COBRA, TRICARE, and Medicaid. The discussion emphasizes the importance of staying informed about these changes to make educated decisions regarding healthcare options. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses various aspects of Medicare, including eligibility, coverage limitations, and common misconceptions. They explore the relationship between Medicare and Medicaid, the implications of dropping Medicare, and the importance of understanding health savings accounts. The conversation also addresses the limitations of Medicare coverage, particularly regarding dental and hearing aids, and the lack of coverage for home modifications. Additionally, they debunk several myths surrounding Medicare, emphasizing the need for proper planning and understanding of available options. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro delves into the complexities of Medicare, discussing various scenarios that affect coverage. They explore how major illnesses are covered, the implications of remarriage on premiums, and the specifics of in-home care. The conversation also touches on the impact of inflation on drug costs, coverage while traveling abroad, and the nuances of Medigap plans. Additionally, they address alternative therapies, delaying Medicare enrollment, and the eligibility criteria for those who have never worked. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses various scenarios related to Medicare, including how divorce impacts Medicare benefits, the challenges faced by snowbirds, and the importance of understanding Medicare Advantage plans. They also explore the significance of over-the-counter benefits, the differences in Medicare access in rural areas, and the relationship between Medicare and Medicaid, particularly for those with limited income. The conversation emphasizes the need for careful planning and awareness of available options to ensure optimal healthcare coverage. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

This conversation focuses on the complexities of Medicare, including enrollment periods, penalties, and the importance of understanding different plans. It highlights the challenges faced by retirees, especially those who travel or live in multi-generational homes, and discusses the implications of income-related adjustments on Medicare premiums. The discussion emphasizes the need for professional guidance to navigate these issues effectively. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Medicare expert Lisa Lauro discusses various aspects of Medicare, including how to verify provider participation, coverage for physical therapy, and the process of switching between Medicare Advantage and Original Medicare. They emphasize the importance of having a personal contact for Medicare questions and explore additional coverage options like dental and vision. Lisa also shares her background in education and her passion for helping clients navigate Medicare. The episode concludes with an overview of Lisa's book, 'The Ultimate Medicare Book,' which serves as a valuable resource for understanding Medicare. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

This conversation delves into the complexities of Medicare, covering essential topics such as coverage for lab work, genetic testing, palliative and hospice care, enrollment periods, and the importance of local agents in navigating Medicare options. The discussion emphasizes the need for retirees to understand their options and the potential penalties for missing enrollment periods, while also highlighting the recent changes in Medicare, including the end of the donut hole. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses the complexities of Medicare, including options for those turning 65, the importance of understanding drug coverage, and the role of holistic and alternative medicine in Medicare. They also explore the significance of nutrition and health counseling, and provide insights into the first steps in Medicare planning. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro addresses various listener questions regarding Medicare, including the transition from Original Medicare to Advantage Plans, the importance of understanding Medicare Supplement Plans, managing prescription costs, and considerations for snowbirds. They emphasize the need for thorough understanding and planning to maximize Medicare benefits and avoid pitfalls such as late enrollment penalties. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro and Steve Sedahl discuss the complexities of Medicare, focusing on Durable Medical Equipment (DME) and the nuances of cost sharing. They explore the coverage provided by Medicare for DME, the importance of understanding what is covered, and the implications of the Open Enrollment Period for Medicare Advantage plans. The conversation emphasizes the need for individuals to be informed about their Medicare options and the tools available to help them make the best decisions for their healthcare needs. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Steve Sedahl and Lisa Lauro discuss the complexities of Medicare, focusing on skilled nursing care, its costs, and the differences between skilled nursing and long-term care. They emphasize the importance of education in navigating Medicare and explain special enrollment periods that allow beneficiaries to make changes to their plans due to life events. The discussion highlights the need for proper planning and understanding of Medicare options to ensure individuals receive the care they need without unexpected costs. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro and Steve Sedahl discuss the complexities of Medicare, particularly focusing on veterans' benefits, health savings accounts (HSAs), and the differences between Medicare Advantage plans, specifically HMO and PPO options. They emphasize the importance of understanding one's Medicare plan to maximize benefits, especially when it comes to travel and healthcare coverage. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa discusses the intricacies of Medicare, including the importance of understanding projections for plan costs, the differences between various Medicare plans, and the necessity of prescription drug coverage. She highlights the recent elimination of the donut hole in prescription drug coverage and explains the new payment plan options available for high-cost medications. Lisa emphasizes the role of independent brokers in navigating these complexities and offers insights into additional coverage options for dental, vision, and hearing. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Medicare expert Lisa Lauro delves into the intricacies of Medicare Advantage and Medigap plans. They discuss the various benefits of Advantage plans, including dental, vision, and hearing coverage, as well as gym memberships and over-the-counter benefits. Lisa emphasizes the importance of understanding personal health needs when selecting a plan and highlights the advantages of Medigap plans, which offer flexibility and comprehensive coverage. The conversation underscores the value of personalized guidance from an independent broker to navigate the complexities of Medicare.  Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.

Lisa Lauro discusses the intricacies of Medicare, including its various parts (A, B, C, and D), the importance of understanding coverage options, and the role of Medicare Advantage plans. They emphasize the need for pre-planning as individuals approach 65, the significance of choosing the right plan based on personal health needs, and the potential costs associated with different Medicare options. Lisa also highlights the resources available to help individuals navigate the Medicare landscape effectively. Call 724-293-665 to learn more. Visit SecureMoneyHealth.com.See omnystudio.com/listener for privacy information.