Sharing More Than The Sheets

We all understand the importance of prioritising our health and the risks that come with neglecting it, yet many of us still struggle to stay active. This week, Michael welcomes former Cowboys and Broncos NRL player Michael Coorey to the show. Together, they dive into Michael’s 23-year career as a personal trainer, explore his personal definition of what it means to be “fit,” and share practical tips for maintaining fitness. Michael also offers valuable advice on choosing the right personal trainer when you’re seeking that extra level of accountability.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Experienced investors understand that building wealth requires patience and a long-term perspective rather than a short-term focus. While experience levels and risk tolerance vary from person to person, the core principles of investing remain constant. Michael explores the advantages of long-term investing over short-term strategies and highlights common pitfalls investors can fall into without the right guidance or mindset.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

When should you start combining your finances with a partner—and what’s the best way to do it? How do you know if it’s too soon, or if you’ve left it too late? In this episode, Michael unpacks the key considerations around merging finances, outlining practical steps you can take to do it well. He explores common pitfalls and costly mistakes to avoid, while sharing proven tips to help couples manage their money successfully as a team.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Confidence shows up in many different ways and plays an important role in daily life. In finance, its benefits can be significant, even if they’re not always immediately apparent. In his work as a financial adviser, Michael often sees improved confidence as a key outcome for couples—whether that’s confidence to retire, invest, or spend money comfortably.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We live our lives juggling endless demands and obligations, yet rarely set aside enough time to work on ourselves. There’s nothing wrong with working hard—but it matters how we do it. In this episode, Michael breaks down the top five regrets people commonly express at the end of their lives, sharing powerful insights, real examples, and common traps many of us fall into without realising. It’s an invitation to pause, listen, and honestly reflect on what you might change today so that, one day, you can look back on your life with no regrets.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Financial literacy is basically knowing how to manage your money well, from budgeting day‑to‑day expenses to saving and investing for the future. It’s something that hasn’t traditionally been taught enough in schools, even though it’s an essential life skill for all Australians. Michael talks through some of the ways being financially savvy can benefit you and your family, and also points out what can happen when its importance is overlooked.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Information is an incredible resource—and it’s everywhere. Online, offline, even overheard at a friend’s barbecue. Many people want to start investing, yet never take the first step. Often, this hesitation comes from either not having enough information or being overwhelmed by too much of it. In this episode, Michael breaks down some key warning signs and important considerations for new investors. He also highlights common pitfalls to watch out for when beginning your investment journey. Michael shares real examples where relying on certain pieces of information didn’t work out, and offers practical strategies for using information wisely to make better financial decisions.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Most people have heard the phrase “consistency is key,” but what does it truly mean? Jim Rohn once said, “Success is neither magical nor mysterious. Success is the natural consequence of consistently applying the basic fundamentals." In this episode, Michael explores the impact of consistency across personal growth, health, and finances. He shares firsthand examples from his clients, along with personal experiences that offer valuable lessons anyone can apply.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Henry Ford famously said, “Whether you think you can or think you can’t, you’re right.” In this week’s episode, Michael dives deep into how your mindset may be quietly holding you back from real growth. The beliefs you carry—often without realizing it—can limit your finances, relationships, achievements, and even your health. He breaks down how these limiting beliefs form, the subtle ways they sabotage progress, and practical strategies you can use to identify and overcome these mental roadblocks.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Accountability can bring a range of benefits to our personal lives—some clear and others less obvious. These advantages might show up in our finances, our wellbeing, or even our personal growth. In this piece, Michael explores the idea of accountability and explains why it can be one of the most valuable reasons to work with a financial adviser. He shares a few real-world examples he has encountered and offers insights into why accountability might be missing from your own life.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Packing for a holiday is a lot like planning for retirement—you need a clear idea of your destination, what’s involved, the potential risks, and what you should expect along the way. In this episode, Michael emphasises the importance of doing proper research and seeking the right advice so you can look forward to retirement with confidence rather than fear. He shares real-life examples of how a lack of guidance can lead to less-than-ideal outcomes, contrasted with stories of people who did get the right advice and were able to retire comfortably, securely, and with peace of mind.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Michael recounts a recent experience that led him to discover the most relaxing thing he has ever done. It’s incredibly simple and far from a secret. For those who do it regularly, its benefits are no surprise—but for anyone who hasn’t done it in a long time (or ever), its powerful impact is easy to underestimate. Although this episode isn’t about money, it’s one that may deeply influence the lives—and relationships—of many.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We’re often quick to convince ourselves that we either can or can’t do something, and excuses have a way of holding us back from reaching our goals. In this episode, Michael emphasizes how much our mindset shapes our outcomes and why it’s crucial to surround yourself with people who can help you recognize when you’re limiting your own potential.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Although homemade jam or hot sauce often surpasses store‑bought versions, the same can’t be said for DIY wills. Creating your own will can be risky, with numerous potential pitfalls that may arise when someone drafts it without proper guidance. In this episode, Michael goes back to an episode with Romy Fulljames to unpack these dangers and explore the key considerations involved in preparing a well‑structured, legally sound will.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Markets move in cycles—some people are prepared for the downturns, while others aren’t. Some believe a major drop is still far off, while others think a crash could happen any moment. In this episode, Michael breaks down the key things you should consider if the market were to decline, along with practical tips and strategies you can use to prepare for a potential downturn.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Life can be costly, and setting money aside each month isn’t always easy. However, a few practical saving strategies can make a meaningful difference to your family’s finances and help keep you motivated toward your goals. In this episode, Michael goes back to when he shared some quick wins—tips he has personally tried or observed—that can help boost your savings and ease the pressures of the rising cost of living.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

It’s great to have goals—and even better to have plenty of them—but when none of those goals are achieved, it can lead to inaction and frustration. In this episode, Michael dives deep into the importance of prioritising your goals, understanding what truly matters, and why focus is the key to meaningful progress. He shares practical tips and strategies to help you prioritise effectively and significantly increase your likelihood of achieving your goals.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

At first glance, the comparison might sound outrageous, but managing your washing and managing your money have more in common than you might think. In this episode, Michael goes back to an episode where he unpacks this analogy and explains how it emerged during a discussion about a client’s financial situation.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

A lot of conversations happen around the BBQ, the dining table, or even in the tearoom at work—and many of them revolve around money. While it’s great to talk to friends and family about finances and learn from their experiences, taking financial advice from someone who isn’t a professional and may have very different circumstances can be risky. In this episode, Michael offers an important reminder about the dangers of sharing and relying on financial advice from friends and family. While it might work out sometimes, it can also lead to devastating consequences.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Without proper financial advice and guidance, many retirees are left guessing—unsure of when they can retire and often uncertain about how much they’ll have to live on. In this week’s episode of Michael’s Magic Moment, Michael reveals some of the most common regrets retirees face. He also shares a recent experience with a couple reflecting on their retirement journey and why they wish they had made different choices.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Everyone faces obstacles that can hold them back from achieving their true potential. These challenges might affect your career, business, relationships, or personal growth. Michael sits down with Jayne Robinson, Transformational Coach and founder of JR Coaching, to explore key areas of focus and share practical strategies and exercises to help uncover what might be limiting you. Together, they discuss how identifying these barriers is the first step toward creating lasting change and living the life you truly want. To get in contact with Jayne, visit https://jrcoaching.com.au/     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

No financial strategy should be 'set and forget'. There are many benefits of reviewing what you are doing with your money - some are tangible and some are intangible. In this episode, Michael reflects on an episode where he discusses the reasons that you and your partner should not just 'go with the flow'. He stresses the importance of regularly checking in to see if you are on track and critic where you are saving or investing as well as the direction that your finances are heading in.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Achieving work-life balance is far more challenging than it sounds. In today’s tech-driven world, finding that equilibrium isn’t easy—whether you have a family, a partner, or you’re single and simply want time for yourself. In this episode, Michael sits down with high-performance coach Zoe Slater from Freedom Choice Academy to share practical tips and strategies for moving closer to a true work-life balance. To get contact with Zoe, visit https://www.freedomchoiceacademy.com/     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Why do we wait for bad news before making changes? Why aren’t we more proactive about our health and wealth? In this episode, Michael goes back to when he opened up about a health diagnosis that became a wake-up call for change. He shares his reflections on the experience and highlights a common challenge we all face—both financially and personally.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Our energy isn’t limitless, and how we manage it can make all the difference in creating a happy and productive day. This week, Michael sits down with Sidqie Djunaedi, Founder and Executive Coach at The Growth Table, to explore practical ways to manage energy levels. Sidqie shares key warning signs to watch for, along with actionable tips and strategies to help you stay balanced and energized. To get contact with Sidqie, visit https://thegrowthtable.com.au/ or follow him on LinkedIn https://www.linkedin.com/in/sidqiedjunaedi/     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While no relationship is perfect, it’s essential for couples to prioritize a healthy dynamic. There are warning signs that should never be overlooked, as well as practical strategies to help navigate and learn from conflicts that may arise. Michael goes back to an episode with speaker, author, and coach Monica Kalra, who shares insights into both healthy and unhealthy partner traits that everyone should be aware of.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Achieving great things is rarely easy—and it's even tougher when you're going it alone. Whether it's the encouragement of a partner or the strength of a supportive team, having others alongside you can make the journey more fulfilling and significantly boost your chances of success. In this episode, Michael welcomes Lachlan Stuart—life coach and keynote speaker—to share his incredible experience of running 58 marathons in 58 states over 58 days. Lachlan opens up about the vital role his wife played and the impact of having a strong, committed team behind him every step of the way. To start your scorecard, visit https://lachlan-an90z9h9.scoreapp.com To learn more about Lachlan, visit www.themanthatcanproject.com or check out his podcast at www.themanthatcanproject.com/podcast     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

This episode is inspired by a personal experience the Khouri family had a few years after purchasing a dishwasher. Michael reflects on some surprisingly simple yet deeply relatable lessons about the everyday financial challenges couples face. He shares practical tips and highlights the value of approaching money matters as a united team rather than tackling them alone.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all understand that no marriage is without its challenges—but what’s stopping us from striving for the best version of it? In this episode, Michael is joined by qualified counsellor Marianna Boules, who shares practical tips for building a strong and successful marriage. These insights are useful for all couples—some may be familiar, while others might introduce fresh strategies you haven’t considered before. To learn more about Marianna or to contact her visit: https://mindandsoulcounselling.com.au/ https://www.psychologytoday.com/au/counselling/mind-and-soul-counselling-carindale-qld/1111607 https://www.linkedin.com/in/marianna-boules-953b2068/     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Our mindset can shift depending on the time of day—or even the day of the week—and we know that these shifts can significantly impact how we show up in both our personal and professional lives. To dive deeper into this idea, Michael goes back to when he was joined by Aja Parham-Ammar, Founder and Head Trainer at SportsMindset. Aja shared practical strategies to help us train our minds to be in the best possible state, equipping us to handle whatever challenges or situations come our way.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

The podcast has been running for five years, and Michael wanted to mark the milestone with a truly special guest. Over the years, he’s had an Olympian, AFL player, and world champion boxer on the show—but nothing could top having his wife, Elean. In this heartfelt episode, the two share personal stories about each other and reflect on their journey together. They open up about what they’re proud of as parents and partners, and the areas they continue to grow in as a couple.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

What are our true limits? Can we go beyond them—and should we? In this episode, Michael sits down with Jason Dunn—an Artist, Leader, Founder, CEO, High-Performance Coach, Entrepreneur, Author, and Elite Ultra Endurance Athlete—to explore his journey toward living without limits. Together, they dive into the idea of self-realisation: what it really means, how it sparks transformation, and why it’s the key to discovering just how far we can push ourselves.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are a few things that might be holding you back from success. You may already be aware of some of them, but others are less obvious. In this episode, Michael explores the most common issues he sees preventing people from reaching success and shares valuable insights on how to overcome them, giving you the best chance to kick some real goals.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many investors try to time the market—but does it actually work? Are some better at it than others? And can patience and a long-term approach lead to better outcomes? In this episode, Michael goes back to when he explores these questions through experiences that sparked deeper reflection. He shares insights from regular client conversations and highlights cases where market timing has both succeeded and failed. He also offers practical advice on managing investment risk and navigating market uncertainty.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While celebrating successes and achievements is valuable, it's equally important to reflect on mistakes and learn from them. Michael shares one of his favorite quotes, which emphasizes that we often gain more insight from our failures than from doing things correctly. He also highlights the dangers of focusing solely on wins—warning that ignoring losses or overlooking weaknesses in areas like finances, health, and personal growth can lead to significant blind spots.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many aim to perform at their best, but only a few manage to do it consistently and remain at the top. This week, Michael reflects on his previous episode with businessman and football head coach Terry Kirkham, who shares his experiences working with athletes and business owners. Together, they explore what high performers do well, the common mistakes to avoid, the challenges of staying at the top, and why it’s crucial to have the right people around you.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Many people work tirelessly to build their ship, but set sail without a map. Michael highlights the importance of having clear direction and guidance from a financial adviser throughout your financial journey. He explains the risks of navigating without the right support, and shares three key reasons why having the right guidance is essential to reaching your destination.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Have you ever tried clearing out your gutters during a storm? It’s a lot easier to get them ready before the rain arrives. The same idea applies to your finances. In this episode, Michael goes back to an episode in which he shares practical tips and strategies to help you prepare for financial challenges—and maybe even come out ahead.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There is no denying that there are always issues domestically or overseas that can spook investors. Some of those concerns are genuine and should not be ignored and others are just 'noise' that need to be dealt with carefully. Michael shares why you as an investor need to learn to deal with noise and some tips and strategies on increasing the likelihood of having an enjoyable investing experience.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Using a credit card for everyday spending might feel harmless - or even convenient. While some people manage it well, others don’t, and in many cases, frequent credit card use can negatively affect your financial future. In this episode, Michael goes back to when he shares real-life examples of what can happen when credit cards are used regularly and explains why they may not be as harmless as they seem.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Not everyone knows what they want in life. A person can be in a great relationship, physically and mentally fit, have an amazing job or business and still feel that something is missing and that they aren't excited going to work every day. Michael invites Certified Parent and Mind & Personal Development Coach Marwa Hijazi to discuss how one can work out what they want in life, why they can feel lost, as well as some strategies to help you 'find your flame'. To contact Marwa, visit https://coachingwithmarwa.com/     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Jeff Horn is known to be ruthless in a boxing ring but this has not always been his reputation. Michael goes back to the 3 year anniversary of Sharing More Than The Sheets, Michael is joined by the former world boxing champion as he opens up on some personal experiences that motivated him to take up boxing in the first place and have driven him to developing a bullying program. He discusses the role that confidence has in bullying and the things that we can do to help stop the cycle.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Are you robbing your future self? Your future children? Your future grandchildren? Michael reflects on some conversations that he has had with a client recently where they had wished they did things differently and their regrets. Whether it's being informed, investing, saving, or just not spending as much, there are things that we can all be doing differently so that our future self looks back and has less regrets and is pleased with our today self.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

It's the age old question and a topic discussed regularly on this show. Does money equal happiness? In this episode, Michael uses a personal experience from a family trip overseas and shares what he learnt about the relationship between money and happiness. He shares some of his findings and provides some insight as to what we can all take away from the experience.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Most successful people have had or currently have a team around them to help them with their decisions. Michael uses this episode to highlight one of the keys of financial success that he sees over and over again with the wealthy: those that surround themselves with a team of professionals are more likely to succeed than those that don't. He shares some of the benefits in having the right people in your corner and why it shouldn't be overlooked.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

Is Life Insurance a Rip-off? It's a great question and it's a question that financial advisers are asked regularly. Michael uses this opportunity of his Magic Money episode to provide his opinion and gives some context as to why some feel that life insurance may not be worth it as well as some ways to make sure you are getting good bang for buck.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

There are many misconceptions as to what a financial does and there are some very surface level assumptions. When you unpack what a financial adviser does for his or her clients, you start to realise that it is much more than just a few calculations and diagrams. Michael explains an analogy that he provided someone recently when they asked him what he did for work and he provides some insight on what good financial advice can do for you and your family.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

We all know that 'nothing' or 'no one' is 'perfect' but it is so easy to fall into the trap of aiming to be 'perfect' or trying to make the 'perfect' decision - whether consciously or subconsciously. In this episode, Michael goes back to his take on the topic and the risks of being a perfectionist when it comes to personal or money decisions. He explains how the quest to make the absolute perfect decision can lead to a bad one or even no decision at all.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

While snacking may feel innocent and potentially healthy, it can have some detrimental health effects. Chloe Sacks, Dietitian and Nutritionist joins Michael to discuss how it can potentially be a good thing but also very risky if not managed well. She shares some tips and some real life examples as to when snacking habits can get dangerous. To get in contact with Chloe, visit https://www.chloesacks.com.au/     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.

In many relationships, one partner is usually more onboard and excited to discuss money than the other. Firstly, it's important to understand your partner's relationship with money but also to make sure you are both are going about the changes together in an effective and sustainable manner. In this episode, Michael Khouri provides some tips and strategies that you can implement to maximise the chance of success.     Sharing More Than The Sheets is a podcast show to help couples make better financial decisions so that they can focus on the things that they love. We cover financial topics such as budgeting and investing as well as fitness and lifestyle topics such as raising children and staying fit and healthy.   Please SUBSCRIBE to stay up to date with new episode releases at www.sharingmorethanthesheets.com.au   Follow us on Facebook & Instagram and please share this show with any friends or family that it may be able to assist.   All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs.   Music by John Bartmann https://johnbartmann.com   Sharing More Than The Sheets is for educational purposes only. It is not intended as a substitute for professional financial, tax or legal advice. Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. Past performance of financial products is no assurance of future performance. If you do choose to buy a financial product read the product disclosure statement and obtain appropriate financial advice tailored to your needs. While we do our best to provide accurate information, we accept no responsibility for any inaccuracies that may be communicated in this podcast. Michael Khouri is an Authorised Representative and Wealthness Pty Ltd ACN 613 313 250 t/a Better Financial Planning Australia is a Corporate Authorised Representative of Infocus Securities Australia Pty Ltd ABN 47 097 797 049 AFSL Licence No. 236523.